economic sather`s heath - Lydia`s Style Magazine

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economic sather`s heath - Lydia`s Style Magazine
five dollars
Business of Northern Colorado
April 2007
www.stylemagazinecolorado.com
economic
update
the future is bright
sather’s
jewelry
4 generations of service
heath
construction
goes vertical
The Master
of Color
Mark Kendall
of Kendall
Printing
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Lydia’s STYLE Magazine
HEARTS
ON
FIRE ®
THE WORLD'S MOST PERFECTLY CUT DIAMOND ®
Celebrates like no other diamond.
Julie Sather-Browne • Sid Sather • Deborah Sather-Stringari
A continuing family tradition of personal customer service.
Visit our extraordinary new showroom. A jewelry store like NEVER before!
The Diamond Tower
300 E. Foothills Parkway
(across from Macy's parking lot)
Business of Northern Colorado
'0al7i'ecs
LEADING JEWELERS
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e-mail:[email protected]
Lydia’s STYLE Magazine
Having a baby is one of the most
important journeys in a woman's life.
At McKee Medical Center, we go to
great lengths to make sure that it is
a special time for mother, baby, and
the entire family. Our Family Birthing
Center is dedicated to your health and
comfort with amenities like jetted tubs
and beautiful, new birthing suites that
offer the convenience of staying in
one room throughout labor, delivery,
recovery and post-partum care. When it
comes to the rest of your family, there's
plenty of room for visiting siblings and
a comfortable place for dad to spend
the night. For babies with special needs,
our Level II Nursery provides some of
the most amazing care available. We
even offer private lactation rooms and
personalized instruction so mom and
baby can get started on the right path.
McKee Medical Center. Remarkable
health care inspired by you.
Banner Health
McKee
Medical Center
2000 N. Boise Ave. • Loveland
(970) 669-4640
Physician information:
www.BannerHealth.com or 800-505-6877
Job opportunities :
www.BannerHealth.com or 866-377-5627
Banner Health is the leading provider of
nonprofit health care in northern Colorado.
Michael P. Fangman
MD, FACP
Miho Toi Scott
MA,MD
Anne Kanard
MD
Regina Brown
MD
at the POUDRE VALLEY HOSPITAL HARMONY CAMPUS
2121 E. Harmony Rd. Suite 150, Fort Collins • www.cancercenteroftherockies.com
970.493.6337
Centennial Radiation Oncolo
"Caring for a patient is
caring about a person"
The mission of Centennial Radiation
Oncology, P.C., is to provide safe,
effective, and accurate radiation therapy
to cancer patients in Northern Colorado,
in order to cure, palliate, and/ or provide
William B. Casey, M.D.
C. Kelley Simpson, M.D.
extended quality of life.
Providing compassionate cancer care to our community since 1982
Providing Radiation Oncology Services:
McKee Cancer Center • 2050 B. N. Boise Ave. • Loveland, CO 80538 • (970) 679-8900
North Colorado Cancer Institute • 1801 16th St. • Greeley, CO 80631 • (970) 350-6680
Poudre Valley Radiation Oncology • 2121 E. Harmony Rd., Ste. 160 • Fort Collins, CO 80528 • (970) 482-3328
Business of Northern Colorado
style media and design, inc.
| 970.226.6400 |
w w w. s t y l e m a g a z i n e c o l o r a d o . c o m
Publisher/EDITOR Lydia J. Dody
creative director Austin J. Lamb
ASSISTANT Editor Corey Radman
Graphic Designer John Gieser
Sales Manager Saundra Skrove (970) 217-9932
Advertising Sales EXECUTIVES
Jon Ainslie (970) 219-9226
Karen Christensen (970) 679-7593
Lydia Dody (970) 227-6400
Jeff Reichert (970) 219-0213
Office Manager Ina Szwec
Accounting Manager Karla Vigil
Data Entry Betty Frye
Contributing Writers
Alice Ashmore, JC Clarke, Lynn Dean, Laura Dowling
Julie Estlick, Corey Radman, Barbara Read,
Kay Rios, Ina Szwec
Contributing photographers
Dana Milner
Affiliations
Fort Collins Area Chamber of Commerce
Loveland Chamber of Commerce
Greeley Chamber of Commerce
Windsor Chamber of Commerce
Estes Park Chamber of Commerce
Johnstown Milliken Chamber of Commerce
2007 Style Magazines
January-Loveland/Greeley Medical & Wellness
Magazine and Directory
February-Building & Remodeling
March-Family, Community & Philanthropy
March-Northern Colorado Medical & Wellness
April-Business of Northern Colorado
May-Home & Garden
June-Business to Business
June-Building & Remodeling
July-Fort Collins Medical & Wellness
Magazine and Directories
August-Women & Business
September-Home Interiors & Entertainment
October-Women’s Lifestyle Health & Beauty
October-Northern Colorado Medical & Wellness
November-Holiday
December-Winter/Wedding
December-Northern Colorado Christian Business
Magazine and Directory
Style Media and Design, Inc. magazines are free monthly
publications direct-mailed to homes and businesses in Northern
Colorado. Elsewhere, subscriptions for twelve issues cost $24
annually (53% off newsstand price). Free magazines are available
in stands at 75 locations throughout Northern Colorado.
For ad rates, subscription information, change of address, or
correspondence, contact: Style Media and Design Inc., 211 W.
Myrtle, Fort Collins, Colorado 80521. Phone (970) 226-6400.
E-Mail: [email protected]
©2007 Style Media and Design Inc. All rights reserved. The
entire contents of Style Magazine is copyrighted and may not
be reproduced without the expressed written consent of the
publisher. Style Media and Design Inc. is not responsible for
unsolicited material. All manuscripts, artwork, and photography
must be accompanied by a SASE. The views and opinions
of any contributing writers are not necessarily those of Style
Media & Design Inc.
Lydia’s STYLE Magazine
TREMENDOUS RESPONSE
Honored
We Love It
Lydia,
Thank you for your wonderful article about robotic surgery at Poudre Valley Hospital. The response from patients and colleagues has been
tremendous. Additionally, the camaraderie of my
associates and the PVH surgical team has been
invaluable. I want to especially thank Drs. Warren
James, Angela King, Kara Micetich, Beth Serniak,
Audrey Tool, and Kevin Tool for their commitment
to making this the best robotic program in Colorado. I also want to recognize Rhonda Kaiser, RN
at PVHS and her team for maintaining the excellence in surgical care.
~ Bev Donnelley, M.D.
The Women’s Clinic of Northern Colorado
Dear Lydia,
On my way out of town for a belated honeymoon
in Hawaii, our cleaning lady brought an early copy
of the magazine. I squealed! I don’t deserve this
but I’m terribly flattered.
We love advertising with Style Magazine! It
reaches a very wide audience and is well read.
It gives us an opportunity to showcase all the
exciting things that are happening at Columbine
Health Systems like Café Columbine and the
new Café Columbine Playhouse. The magazine is
classy and professional which matches the tone
of what we try to provide, top-notch health care.
One of the finest
After 25 years in the printing business, Style is
consistently one of the finest magazines I continue to see. It rivals National Geographic.
~ Bill McClaflin
Albrands Computer Service
I am feeling very unworthy. I never expected to
see myself on the March cover. Your photographer and you are amazing. It goes to show that
if you just follow what you are told, instead of
doubting, it all works out. Thank you! My husband is thrilled.
Thank you too for the beautiful job on the article
for Junior League. This is the most amazing town,
when it comes to volunteerism, that I have ever
lived in. I’m honored to represent volunteerism on
the cover of Style.
Thanks a million!
~ Ki Johnson
Junior League of Fort Collins
Every time we have something in Style, we get
great response. People always stop me and say,
“I saw you in Style!”
~ Yvonne Myers
Columbine Health Systems Coordinator
We welcome your comments.
Contact us
By phone: 970.226.6400
By fax: 970.226.6427
By email: [email protected]
www.stylemagazinecolorado.com
“Where quality reflects in everything we do”
At Import Auto
we tAke cAre
of busIness In A
professIonAl...
SenSitive to your time
Complimentary loaner
CarS available
your inSuranCe
Company laiSon
ColliSion &
meChaniCal repair
DomeStiC & Foreign
Business of Northern Colorado
- Peter Weeks - Owner
970.484.3657
407 Riverside
Fort Collins
Publisher’s Letter
You might be wondering who
the handsome man is on this
issue’s cover. Well, he is not only
an entrepreneur, world traveler,
and printer of Style magazines,
but is also a very kind Greeley
businessman who generously bid
and won being on our cover as we
raised money for Hope Lives Breast
Cancer Support Center. We enjoyed
a delightful play at our annual
Customer Appreciation event at
Bas Bleu Theatre and raised over
$11,000 for this worthwhile nonprofit providing services for women
diagnosed with breast cancer. Thank
you Mark Kendall for your support.
I
t is hard to admit I have lived in Fort Collins since 1966 since in my mind and heart I am still in
my 30s. Over these past decades I have continued to marvel at how our region has evolved into
a sophisticated business center, important medical region and huge shopping destination while
retaining its charm, appeal, personal people connection and big heart. Today, more than ever, our
communities can be tempted to flirt with divisiveness, competition and one-upsmanship as we
fight for our economic health. But, for the overall health of our region it is critical that we pull together
to plan mutually beneficial transportation solutions, plan development and growth, support downtown
business health, partner to solve education challenges, entice business transplants for job growth, support
medical expansion and much, much more. The opportunities are abundant. The time is now. Fortunately
we have people in place with talent and good intentions to solve the complex issues we are faced with
today. Sometimes it is necessary for us to set aside short term personal gain for the overall sustainability
and greater good for our region.
Cooperation and commitment were recurring themes in our interviews with the Presidents of our area
Chambers of Commerce. Poudre and Weld School Superintendents are working hard to resolve issues
and advance their systems. The town of Timnath is taking proactive steps to welcome planned growth.
Small business is working hard to grow their businesses and continue to be the backbone and contribute
to the charm of our region’s character. Our economy may have its challenges, but the valleys aren’t nearly
as deep as other areas of our country. We are so fortunate to live in this region. After 41 years I still think
it is the best place in the world to live, work and raise a family.
Each of us comes from unique roots and different walks of life. But, each of us can do something
to contribute to our quality of life for the health of our area and the continuing wholesome legacy we
leave for our children. We can give of our time, our money, our skills, our connections. We can support
non-profits, volunteer, shop locally, serve on boards and commissions, and make our voices heard. We
can lead a cause or work in support of it. We can do so much individually and collectively we can make
such a difference. That is our region’s history of personal commitment. We must continue this tradition
to preserve and enhance what we have in this little corner of heaven.
As the lyrics of Dave Matthew’s song relay, “I’ll lean on you and you lean on me and we’ll be okay.”
10
Lydia’s STYLE Magazine
Proud providers of granite for the Donnan family custom home.
Kitchens
fireplaces
table tops
wet bars
bathrooms
April 2007 :: Business of northern colorado
34 23
features
14
The Master of Color
16
Q&A
Mark Kendall of Kendall Printing.
Chambers of Commerce Presidents.
Trusted Resource
20 BBB:
Information for businesses & consumers.
Update
23 Economic
Northern Colorado financial forecast.
Foward
32 Phase
Scott Bray of Glen Companies.
Leading Jewelers
34 Sather’s
Four generations of exceptional service.
52
16
Vertical With Heath
36 Go
Heath Construction : Primed for growth.
Districts
38 School
Changes & new directions.
Timnath
42 Tiny
Timnath becomes hottest development.
Creek Financial
46 Aspen
Mortgage company built on pride.
42
14
columns
9
10
46 55
Publisher’s Letter
Our Quality of Life Legacy
Review
52 Restaurant
Manno’s Grille at Collindale, Fort Collins.
ON THE COVER
Mark Kendall, founder and owner of Kendall
Printing Company leads the industry and his
team to higher standards.
Cover photography by Dana Milner
12
From Our Readers
Town
55 About
Triumph Awards Gala, Single Malt Scotch
Discovery, Celebrate Relationships,
WomenGive Spring Social, Masks at
MOCA, Dinner of Champions.
www.stylemagazinecolorado.co m
rs
(i)
First National Bank
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970.495.9367
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970.267.2790
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The Master
of Color
Mark Kendall of Kendall Printing
by Corey Radman
Maybe you have heard of Kendall Printing
Company in Greeley, but if you haven’t you
are certain to have seen their work. Projects
widely distributed through Northern Colorado
include guidebooks for both CSU & UNC,
cultural and performing arts materials, and of
course Style Magazine.
T
hrough 30+ years in the printing
business, Mark Kendall, founder and
owner of Kendall Printing Company
has striven to ensure excellence in his
work. Beginning in 1984, Mark Kendall combined his experiences as production manager at a local printer, and a bachelor’s degree in
printing management, along with his dedication
to excellent customer service and began his own
company. With just two employees and a desire to
do things better, his business philosophy concentrated on three key principles: building a strong
relationship with the client to provide impeccable
customer service, producing the highest quality
printing, and continually improving the printing
environment to attain maximum efficiency.
Strong Client Relationships
“I believe that if you maintain your commitments to your customers and the commitment
that the company has made to deliver the highest
quality product, everything else will take care of
itself,” says Kendall. He continues that this way of
14
doing business ensures that Kendall maintains its
high standards – standards that sometimes even
exceed the expectations of their customers.
Kendall Printing Company works with clients
all around the world to make real what they had
only previously imagined. Whether the projects
are magazines, posters, books, marketing materials, or graphic design they manage all aspects
of printing and marketing fulfillment to act as a
reliable and productive extension of any company
or team. Customers respond to their excellent service but also to their creativity. “Beyond [the basics], they give suggestions on how to make our
product look really good – even better than we
imagined it could,” says Joe Tennessen, Senior VP
Cultural Enhancement, New Frontier Bank.
You can find Kendall Printing Company’s
devoted customer service all through the printing process. One great example is the first step,
estimating the job cost. “We provide you with a
detailed estimate before you commit,” explains
Kevin McDermott, Plant Manager. The proposal
will be researched, clearly written, and easy to un-
derstand. It is even possible for clients to fill out
the quote form on-line to allow for a customized
initial estimate.
Janet Bullock, President & CEO, Innovative
Learning Concepts sums up their customer-friendly philosophy neatly, “They’ll go the extra mile.”
Quality
“If you are looking for a printer who is professional, on time, and will deliver what you asked
them to deliver, Kendall Printing is it,” says Bullock.
Chris Johnston, Pre-Press Manager, explains
that much care and thought goes into the PrePress process to ensure that once approved, a job
is perfect. “We are a ‘Rip Once, Output Many’
printer.” This means that most of the time invested on a job is in verifying that the files are perfect
before they are ever proofed by the client. Then
the customer gets a color, true 2400 dpi, 200 line
screen proof to either make changes to or to sign
off on.
Because such care is taken in estimating and
Lydia’s STYLE Magazine
r
g
pre-press processes, the printing stage is the easy
part. And with their new Heidelberg Speedmaster,
10 color, 1 pass press, Kendall Printing Company
has raised the quality standards in the region.
Improved Efficiency = $$ Saved
The new Heidelberg press brings cutting-edge
technology to Northern Colorado. The only one
in the Western U.S., the Heidelberg cuts printing
time drastically. It can print 12,000 double-sided
sheets per hour. Kendall can do any combination
of color, coating, treatment all with one pass and
one press check. With cutting edge technology
like this, Kendall Printing Company can pass significant savings on to customers. Kendall has also
acquired new, state-of-the-art cutting and binding systems. Their extensive design, printing, marketing fulfillment services, combined with their
dedication to superior quality and customer service offer clients an all-in-one reason to partner
with them for success.
“The quality is great and value is really something special, which is why we keep coming back
to Kendall,” adds Tenneson.
Kendall Printing Company is a full service
provider offering in-house binding, and fully customized mailings, which can target specific demographics with customized imprinting. Their
fulfillment center goes a step beyond. They can
coordinate mailings for immediate shipment or
wrap and store inventory for customer orders in
the future. When an order comes in, Kendall will
ship it directly to the end user.
Best In Industry
The ISO 9002 symbol is the gold seal of manufacturing, and is recognized in over 130 countries.
Kendall Printing was the first printer in Colorado,
and the second in the entire Rocky Mountain
region to achieve this certification in the fall of
1996. They continue to put quality first by utilizing high-end industry technology combined with
dedicated customer service to make a difference
in every project they produce.
For over 20 years, Kendall Printing Company
has exceeded the highest independent standards.
With upgrades like the Heidelberg press and a
new bindery, they are now prepared to continue
for years.
Family and Community Friendly
Today Kendall Printing Company has been in
business for 23 years in Northern Colorado. They
employ 90 professionals, which is unusually large
for the industry, but it serves as a testament to
the way they conduct business and contribute to
their community.
The company boasts a client base that is
worldwide but all clients get the same home town
feel. Because their web interface and distribution
are so sophisticated and efficient, customers as
far as Malaysia get the same excellent service as
those in Northern Colorado.
Quality, Value, Service: it is for these reasons
that customers throughout the region choose
Kendall Printing Company – including Style Magazine. Next time you see Style Magazine, think of
Kendall.
Kendall Printing
located on 3331
W 29th Street in
Greeley.
Bryan Slegl pulls sheets
from 10/c press.
Chris Johnston
cuts out proofs.
Jose Calleros checks
press sheets with a
loupe.
Rebecca Avila
inserts tabs.
Corey Radman is Assistant Editor
at Style Magazine.
Business of Northern Colorado
15
with Chamber of Commerce Presidents in Northern Colorado
Fort Collins
David May
Q: How long have you been in office and
what is your favorite part of the job?
A: I’ve managed chambers of commerce for 25
years. I came to Fort Collins four years ago this
month from Washington, D.C. where I was a
vice president for the U.S. Chamber. It’s hard
to narrow the list of favorite aspects of the job
down to just one thing! We get to work with
the best and brightest people in our community, which is a privilege I never take for granted.
Successful businesspeople are a real treasure.
I’m always impressed with their courage and
can-do attitude. I also like the fact that my days
have a great deal of variety with none ever being like another. Forced to pick one thing, however, I would point to the Chamber’s ability to
positively impact the future of our community.
We affect the business climate and the quality
of life of the community. Our work makes a difference regarding the number and quality of
jobs available to area residents and the livability
of the community.
Q: What was your most important goal or
project when you started the job? How
has that evolved?
A: Before I arrived at the Chamber, the political
climate had become toxic for business. Activists had gotten control of city government and
turned Fort Collins into a difficult place to do
business. This was happening at the same time
the economy was changing, but anyone daring
enough to point any of this out was savaged
in the media by the no-growth activists. Consequently, the depth of anger in the business
community was far beyond anything I’d ever
seen before. The Chamber Board said the top
priority was to elect a more balanced city council, one more reflective of the overall community. That was accomplished in 2005 when, for
the first time in 16 years, the no-growth majority on Council became a minority. It will be a
challenge to keep the Council in balance in the
years ahead but the business community seems
to understand that this is a marathon, not a
sprint. Any short-term setbacks are just that.
The future of the community is too important
to abandon to people with narrow, backward
thinking agendas.
Q: Today, more than ever, there is
competition among Northern Colorado
communities. What are the pluses and
minuses of that?
A: Competition is very good; it keeps you on
your toes! Fort Collins has earned many welldeserved accolades as a great place to live, retire and so on. But in a fast-changing world it’s
critical not to spend too much time reading and
believing your own press clippings! For a long
time things came easy for Fort Collins. As other
communities in the region have grown and
matured the landscape has shifted somewhat.
Other communities have become very supportcontinued on page 48
Greeley
sarah macquiddy
16
Q: How long have you been in office and
what is your favorite part of the job?
A: I was hired as interim Chamber President in
December 2004 and served until being offered
the full time position in June 2005.
Favorite parts include:
Volunteers - Working with a board of directors that has the vision and energy to develop
our business community. Volunteers on the various Chamber committees – they have the enthusiasm to bring our program of work alive.
Variety of the job – working in the tourism
industry for years was exciting – selling people
on our great community comes easily for me.
The tourism industry was easy for me to transition into the Chamber arena – just how many
balls can you keep in the air at one time.
A: I see Greeley, Loveland and Fort Collins working very well together; each community has their
own identity, vision and leadership. We collaborate on many projects that are important to the
region. Transportation is an excellent example
of that. We realize the importance of moving
goods and services in the region to have a thriving region. With the economic development
in Northern Colorado – employees have more
choices on where to work and where to live.
The consideration for sales tax collections is
probably one of our greatest challenges. Each
city needs revenue streams to grow and meet
the needs for their residents. When businesses
and people leave a community that has a significant impact on a city budget and economic
viability.
Q: What was your most important goal or
project when you started the job? How
has that evolved?
A: When I started as the Interim Chamber President my main focus was to breath some life
back into many of the programs and to be visible in the community. The Chamber President
should be viewed as a committed and involved
member of the community.
Q: What thoughts would you like to leave
us with?
A: We are fortunate to live to an area that is
attracting business and new residents – we may
not be the fastest growing MSA during the last
census, but honestly this gives our community
time to take a deep breath and regroup. Each
community is very unique and should capitalize
on what makes us different. Having completed
our branding with North Star Destination Strategies – we know that, “Greeley. Great From the
Ground Up.” will afford us some great marketing opportunities.
Q: Today, more than ever, there is
competition among Northern Colorado
communities. What are the pluses and
minuses of that?
Style Magazine interviewed the Presidents of Northern Colorado Chambers
of Commerce to get their perspectives on the future of our Front Range
communities both individually, and as a regional whole.
Loveland
gaye stockman
Q: How long have you been in office and
what is your favorite part of the job?
A: In September of 2003, I left the Northern
Colorado Economic Development Corporation
(NCEDC) where I was the Vice President to become the President and CEO of the Loveland
Chamber of Commerce and Visitor Center. As
an Ex-Officio on the Chamber Board representing the NCEDC, I saw a real opportunity to
make a difference. The Chamber, at that time,
was lacking direction and was failing to thrive.
Their President had resigned in May of that
same year and the Board was seeking someone
with strong business development experience.
The favorite part of my job is working with the
Board and staff to develop and carry out a great
program to help local businesses develop, grow
and thrive.
members, strengthen partnerships within the
business development community, and identify
opportunities to bring educational programs to
our members.
The initial two years of my tenure was focused on stabilizing the Chamber. We now have
approximately 850 members, an outstanding
professional staff, solid fiscal footing, and we
have developed innovative partnerships with
other business development organizations. It is
our premise that we should not duplicate efforts but collaborate with our strategic business
development partners to develop programs
that benefit our mutual clients. A couple of examples of the innovative programs we are collaborating with other partners are the Loveland
Economic Gardening Program and Engaging
Loveland, Inc.
Q: What was your most important goal
or project when you started the job?
How has that evolved?
A: The most important goals and projects identified by the Board were two fold. Regarding
the internal structure, I was to build a strong
team to operate the Chamber, implement accounting policies and procedures to stabilize
the Chamber’s fiscal status, and to identify and
install up to date computer technology. As for
the external tasks, I was to develop programs to
assist business development at all levels for our
Q: Today, more than ever, there is
competition among Northern Colorado
communities. What are the pluses and
minuses of that?
A: There is not a short answer to this question.
First and foremost it must be recognized that
with the loss of many primary jobs within our
communities, many residents no longer have
nonessential funds to spend. The lack of primary jobs is the major reason our communities are
not seeing the expected growth many of their
budgets were based upon.
Secondarily, with the majority of our resicontinued on page 48
Windsor
Pete hyland
Q: How long have you been in office and
what is your favorite part of the job?
A: I served on the Windsor Chamber Board of
Directors since January 2005, as President elect
since January 2006. There are many parts that
are favorites: meeting new people that become
new members, being involved in the daily workings of the Chamber with staff members Connie and Michal, and having the opportunity to
represent the businesses of Windsor and the
greater Windsor community.
Q: What was your most important goal or
project when you started the job? How
has that evolved?
A: To help foster an alliance between business
owners, residents and local government. These
relationships have continued to evolve during my term as President through community
involvement at new events such as the “Meet
the Leaders Night.” This was an event where
the local government leaders, various board
members, community activists, citizens, and
Chamber members were invited to an informal
gathering to renew the common interests of increasing the public awareness of the goods and
services offered in the Windsor community, to
support existing businesses, to attract new business to the Windsor area, and to maintain the
“Quality of Life” in Windsor. Our community is
Business of Northern Colorado
growing at such a rapid pace that input from all
community members is very important.
Q: Today, more than ever, there is
competition among Northern Colorado
communities. What are the pluses and
minuses of that?
A: Plus: Communities are forced to be proactive
instead of reactive when attracting new business. Competition for new business makes the
various communities play their “A” game, making everyone better. When new business comes
to the Northern Colorado area, everyone wins.
Minus: Northern Colorado Communities have
always tried to work together to make the area
a desirable place to live and start a business. As
our communities continue to compete for the
new growth it can sometimes place a strain on
our partnerships.
Q: What thoughts would you like to leave
us with?
A: As we all know, the Northern Colorado area
is a wonderful place to work and live. We need
to continue the positive work that is being done
by the area Chambers of Commerce, business
and economic development groups, developers and local governments agencies, so that
the area continues to be the Jewel of the Front
Range. And, how ‘bout them Eagles?!
17
with Chamber of Commerce Presidents in Northern Colorado
Berthoud
jim f. strovas
Q: How long have you been in office and what is your favorite part of the job?
A: I was elected to vice president and right after that the new president resigned because of a move
out of town, so I have been in the position a very short time. My favorite part of the job right now is
getting to know what to do.
Q: What was your most important goal or project when you started the job? How has
that evolved?
A: The two most important goals for our chamber were first, to find a more visible location for the
chamber office which was accomplished in Feb. ‘07 and secondly, to have chamber members more
active in the community. This will be accomplished through education throughout the year.
Q: Today, more than ever, there is competition among Northern Colorado communities.
What are the pluses and minuses of that?
A: Competition is always good in that it makes us strive to be better in all we do. The challenge for
small communities such as Berthoud is that we have fewer resources that would help attract new
businesses to our community.
Q: What thoughts would you like to leave us with?
A: Northern Colorado is, in my mind, one of the best places to live and work.
Estes Park
Lois smith
Q: How long have you been in office and what is your favorite part of the job?
A: I have been honored to be President of the Estes Park Chamber of Commerce for one and a half
years. Although Estes Park is a small town with many diverse independent businesses, we each face
many common problems along with unique challenges. By respectfully coming together as business
professionals, each can bring our individual talents & perspective, to create innovative solutions that
are dynamically beneficial to our Estes Park business community. This has been the most rewarding
aspect.
Q: What was your most important goal or project when you started the job? How has
that evolved?
A: Redefining our role as an effective Chamber of Commerce has been a most important challenge.
Sometimes change is thrust upon you and sometimes it comes by choice. Our Chamber is striving to
be better balanced in our “business to business” role, while actively maintaining the visitor’s services
that will always be part of our Chamber identity in an active resort community.
Q: Today, more than ever, there is competition among Northern Colorado communities.
What are the pluses and minuses of that?
A: Competition helps us look beyond the comfortable and into the possibilities. Challenge helps us
improve! Our proximity to Rocky Mountain National Park will always be our unique summer situation,
however we continue to look outside the box to actively compete for year round business opportunities that will help strengthen our local economy.
Q: What thoughts would you like
to leave us with?
A: Rocky Mountain National Park alone draws 3 million visitors each year to our community. We, the
business people of Estes Park, will continue to work together to make our community a great place
for visitors, residents and employees to bask in the natural beauty of this wonderful place and have
a memorable experience. We welcome you our neighbors, come to Estes Park, escape, relax, and
enjoy!
18
Johnstown / Milliken
CINDY ROINESTAD
Q: How long have you been in office and what is your favorite part of the job?
A: I joined the Johnstown/Milliken Chamber of Commerce in Aug. 2002. I began serving on the
Chamber board the fall of that year. I served in 2006 as Vice President, and I began serving as President in 2007. I really enjoy working with the people. Lending an ear when needed and offering an
encouraging word are very important parts of this job.
Q: What was your most important goal or project when you started the job? How has
that evolved?
A: Since I have been on the Chamber board, we have worked very hard focusing on our members;
providing them with cost effective advertising such as our Community Scene, Business Expos and our
Community Directory. We made a goal in 2006 to acquire a more visible and attractive facility, which
would provide sufficient space for a visitors center, Charlottes Treasures (our gift shop) and meeting/work areas. We moved into our new facility in Feb. 2007.
Q: Today, more than ever, there is competition among Northern Colorado communities.
What are the pluses and minuses of that?
A: The pluses are that the communities want to make positive improvements to attract more businesses and people. The minuses are when communities are in such competition the best outcome
may not always be achieved.
Q: What thoughts would you like to leave us with?
A: Be active and support your community!
Business of Northern Colorado
19
a Trusted Resource
by Barbara Read
In a world filled with unethical business practices
and a host of scams, frauds and schemes both on and
off the Internet, it’s reassuring to know that the
Better Business Bureau has your back whether you’re a business or a consumer.
B
Your front door
is the Internet and we’re the
welcome mat.
Now more than ever, consumers
pick up their mouse before they
pick up their phone.
The BBBOnLine seal tells people
that a business maintains high
standards and treats customers
fairly.
Is the seal on your site?
Maybe it should be.
Call for more information.
®
20
It’s just good business.
Mountain States
Better Business Bureau®
970.484.1348 / 800.564.0371
www.mountainstates.bbb.org
usinesses look to the BBB as a partner in maintaining marketplace
integrity and self-regulation,” said
Pamela King, president and CEO of
the Mountain States BBB, which has
more than 3,900 business members in 38 counties in Northern Colorado and Wyoming. “And
consumers turn to us for a host of reasons, including business reliability reports, mediation and
arbitration services, and information about all of
the scams that arrive in their mailboxes, over the
Internet and even at their front doors.”
Businesses that align themselves with the BBB
do so for a variety of reasons, King said. Perhaps
foremost is the ability to use the BBB trustmark,
which has become a well-recognized symbol of
ethical business conduct, practices and standards.
Companies that agree to additional standards for
ethical online business can become a BBBOnLine
member and display the BBBOnLine Reliability
seal.
The BBB also monitors advertising in the marketplace and investigates and reports on unethical
business activities and fraud.
The annual Torch Awards for Business Ethics
recognizes companies in four size categories from
both northern Colorado and Wyoming that exemplify business ethics. The BBB partners with the
business colleges of the region’s three major universities to work directly with nominated companies to prepare the entries. The BBB also partners
with three area Rotary districts in giving an annual
$5,000 BBB/Torch scholarship to a high school junior or senior. This year’s event is set for April 19
at the Fort Collins Marriott.
How do consumers benefit from the BBB? “In
so many ways,” answered King. “The BBB provides consumer tips, alerts about the latest scams,
and dispute resolution services. The BBB also provides business reliability reports on both members
and nonmembers.”
The Mountain States Better Business Bureau is
a trusted resource for today’s wary consumers and
smart business partners. BBB’s services aren’t too
good to be true – they’re just good business.
Barbara Read is Vice President, Communications
Director for Mountain States BBB.
Pamela King
Consumers turn
to us for a host of
reasons, including
business reliability
reports, mediation and
arbitration services,
and information
about all of the scams
that arrive in their
mailboxes, over the
Internet and even at
their front doors.
- Pamela King President & CEO of the Mountain States BBB
B U I L D E R S, I
Since
1973
C.
The NCMC Inc. Board of Directors, the NCMC Foundation and Banner
Health congratulate North Colorado Medical Center for achieving MagnetTM
recognition status from the American Nurses Credentialing
Center. Receiving this distinction for providing the highest quality
of nursing practice and patient care is a rare honor. Less than 250
hospitals nationwide have received this status. We're pleased to
recognize all of the people who made this happen. But we'd like to
especially recognize the dedicated and compassionate nurses who
ANCC MAGNET RECOGNITION
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Banner Health
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Banner Health is the leading provider of nonprofit health care in northern Colorado.
Northern Colorado
Economic
Update
by JC Clarke
Fort Collins has received quite a bit of recognition in the national media in recent months
as the rest of the nation slowly realizes something that we’ve all known for years—it just
doesn’t get any better than this.
But hearing some of the recent news about interest rates,
foreclosures, employers closing their doors, and new development moving the tax base south
has some people worrying that the economic sky is falling here in Northern Colorado.
Take a closer look at the numbers, however, and you’ll see that actually things are not bad
at all. Northern Colorado is in a unique position economically. Strong employment gains,
reasonable interest rates, a thriving real estate market, and of course, the simple fact that
there’s no better place in the world to live, all combine to make the future look as bright
as ever for those of us who live and work in this region.
Business of Northern Colorado
23
Unemployment Figures
Maury Dobbie, President and CEO of the Northern
Colorado Economic Development Corporation.
Select Cities in Colorado
Labor Force
Rate
76,291
3,909
4.9
Greeley
48,051
45,155
2,896
6.0
Select Cities in Colorado
32,392
2,648,023
31,204
2,527,417
January 2006
Labor Force
Employment
1,188
120,606
Unemployed
3.7
4.6
Rate
Fort Collins
78,298
74,043
4,255
5.4
Greeley
46,105
43,098
3,007
6.5
Loveland
Colorado
31,578
2,576,043
30,285
2,447,000
1,293
129,043
4.1
5.0
There is a belief that certain
parts of Larimer County
are tough to build in, and
companies are always going
to build where they feel
they are wanted. Whether
that is a good or a bad thing
depends on where you sit
and who you are.
- Lew Wymisner Lew Wymisner, Assistant Director of the
Larimer County Workforce Center.
Employment
24
Unemployed
80,200
Colorado
The unemployment rate has declined .6%
since January 2006 and currently is about 4.1%
here in Northern Colorado—still below the national average of 4.5% according to Lew Wymisner, Assistant Director of the Larimer County
Workforce Center. He believes that although a
few major companies closing their doors have
made headlines, overall job growth has been
good in the region over the last year.
“The backbone of the economy is small business,” Wymisner says. “Most employers employ
less than ten people. So while forty small companies each adding ten employees may not get any
news coverage, collectively they have the same
impact as a major company that employs 400
people coming into the area.”
For this reason, says Wymisner, people may
have misperceptions about the state of the local
economy. “Most real economic development occurs in small business; you can’t read about that
in the headlines.” The bottom line is that job creation is on track in Northern Colorado and the
unemployment rate is declining.
“We’re blessed in this area with a diversified economy,” explains Wymisner. “We’re not
a steel town where if the steel mill closes then
suddenly everyone is out of work. We’re not just
Employed
Fort Collins
Loveland
40% of the workforce
in this region has a
college degree—our
highly educated
workforce is a key
to bringing more and
better jobs into
the region.
- Maury Dobbie -
January 2007 Preliminary
a high-tech town either; there are six sectors in
the local economy that employ more than 10,000
people.” Those sectors are manufacturing, food
services, finance and insurance, healthcare and
social assistance, retail trade, and construction.
All of those sectors, with the notable exception
of manufacturing, added new jobs to the local
economy last year.
Maury Dobbie, President and CEO of the
Northern Colorado Economic Development Corporation, agrees that the unemployment rate is
low, but believes that right now we have a unique
opportunity to enhance the quality of life of the
people who live in the region by attracting primary employers and creating high-skill jobs to match
our highly educated work force.
Although the conventional wisdom is that locating a company in an area with low unemployment can make finding qualified candidates more
difficult, Dobbie suspects that many people in the
area are underemployed. “People choose to stay
here first, and then they start looking for a job.
This causes some employees to take jobs that they
are overqualified for,” she says. So to a certain
extent our low unemployment numbers may be
misleading—while workers are finding jobs, they
may still be looking for a job that is more suited to
their skill and education level.
“In this area we can provide employers with
the people that they need to prosper, and at the
same time many of our skilled workers can find
the jobs they are looking for,” says Dobbie. That
should be a major draw for companies looking to
locate here as well as incentive for local companies looking to expand. “40% of the workforce
in this region has a college degree—our highly
educated workforce is a key to bringing more and
better jobs into the region,” she says.
An influx of primary jobs will be a tremendous
benefit to the whole economy of Northern Colorado, believes Dobbie. “Quality of life starts with
good paying jobs,” she says. “That’s why I’m passionate about this—helping families to grow and
thrive, to have the opportunity to buy a house
and a car—it’s not about growing the region,
but about providing quality job opportunities for
those who do choose to live here.”
Wymisner agrees that it’s opportunities for
Northern Coloradoans that matter, not a particular political ideology. “We’re looking for ways
to give people opportunities that they wouldn’t
otherwise have. It’s not no-growth versus progrowth, it’s about finding ways to work together
to build a great community.”
Lydia’s STYLE Magazine
"We've got a banl<er with plenty of horsepower!'
Imagine shopping for a new car in a park,
surrounded by music and sculpture - and all the
auto brands you want to compare, all in one place.
"In a dealership this spectacular, buying or servicing
your car is a real pleasure," says Joe. " It's something
we've all dreamed about for years.
Or picture yourself dropping your car for service,
then boarding a 5-minute shuttle to the Promenade
Shops at Centerra. See a movie. Sip a cappuccino.
Have lunch. Go shopping.
"Home State Bank is helping us to build our
Howard Wigert
VP Commercial
Real Estate
@
LENDER
Member FDIC
If that sounds better than an
old-fashioned car dealership, you'll
love the new Motorplex on 1-25
in Loveland. Rex King, Joe Gebhardt
and Ryan Ferrero (pictured left to
right) have built a new home for the
King, Davidson and Ferrero
dealerships in Loveland - in the
largest auto mall in Colorado.
dream - with construction loans, operating
accounts, investment accounts, and many other
banking services."
If you're looking for an amazing experience in an auto
dealership, steer for the Motorplex. But if you're
looking for a bank with
the horsepower to
take you where
you'd like to go, call
Home State
Bank. 203-61 00
Home Stale
BANK
real estate
It’s no secret to anyone that the intersection of I-25 and Highway 34 is quickly becoming the center
of a development boom in the area, but the impact that this development will have on surrounding communities is uncertain. “The impact on Fort Collins in the short term is that primary employers and retailers
will have a number of options. They can look at both Loveland and Fort Collins and make their decision,”
says Jason Ells, Broker/Partner at Realtec Commerical.
He agrees with Dobbie that primary employers locating in the area will have a positive impact on the
local economy. “Primary employers draw and create residual companies that follow in order to provide
services to the area. It will have a very positive impact on the entire Northern Colorado region regardless
of where the employer decides to locate.”
Chuck McNeal, Chairman of the Group, Inc. sees a similar trend in the residential side of the real estate market. “Don’t just read the headlines,” he says. “Interest rates, jobs, and inventory are pointed in
the right direction. We’re about to see a soft take-off from the soft-landing that we just experienced.”
The buyer’s market that has kept home values relatively steady in recent months is now giving way to
a more balanced market. “Inventory is starting to fall,” says McNeal. “Big builders have pulled out and
later this year we should see a turnaround in the residential real estate market as inventories decrease.”
McNeal doesn’t believe that the recent news of high foreclosure rates on Adjustable Rate Mortgages
will have much of an impact on the overall market in Northern Colorado. “The basics are just too
strong,” he says. “We’ve had a lot of positive press nationally, job creation is on track, and our prices are
still very reasonable here. All indications are for a nice turnaround in the coming year.”
Interest rates,
jobs, and
inventory are
pointed in the
right direction.
We’re about to
see a soft takeoff from the softlanding that we
just experienced.
- Chuck McNeal -
Chuck McNeal, Chairman of the Group, Inc.
2006 HOME SALES
Information according to The Group Inc. Real Estate
26
2007 Residential Sales Forecast
2007 Average Price
8+>398+6
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TQJOBM!EJTPSEFS!USFBUNFOU
Number of Home Sales
Residential Sales Volume
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Tqjof!Bsuispqmbtuz!Tqfdjbmjtut!jt!b!mfbefs!jo!uif!ßfme!pg!
bsujßdjbm!ejtd!sfqmbdfnfout!boe!puifs!tqjobm!ejtpsefst/
Dollar Volume 2006
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¦!!Jowpmwfe!jo!ßwf!GEB!tqjobm!jnqmbou!dmjojdbm!tuvejft
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¦!Pxot!gpvs!V/T/!tqjobm!jnqmbou!qbufout
Homes Sold 2006
Lfoofui!B/!Qfuujof-!N/E/!!!¦!!!F/!Kfggsfz!Epoofs-!N/E/
4921!O/!Hsbou!Bwf/!Mpwfmboe-!Dp!91649!!¦!!977.758.:516!!¦!!xxx/SNTBT/dpn
Mpdbufe!56!njovuft!gspn!EJB/!Mjnpvtjof!tfswjdf!qspwjefe/
27
Banking
One can’t help but notice that bank branches
are sprouting up all over Fort Collins like dandelions on a front lawn. “We have seen an aggressive
build-out of banks entering Northern Colorado,”
notes Mark Driscoll, President of First National
Bank. “That expansion is based on earlier deposit
growth, which has slowed significantly. We may
be over-banked in the region, which ultimately
could lead to consolidation in the industry. But
in the mean time there are great opportunities for
consumers and businesses because of bank competitiveness.”
At the same time recent news about high
foreclosure rates, particularly among sub-prime
mortgages, has some people worried about the
effect that foreclosures will have on banking
and real estate markets. “We have heard about
some foreclosure issues in Colorado in the news
recently—it’s not the highest rate we’ve seen in
the last twenty years, but it is relatively high,”
says Driscoll. “Some people did stretch to get
into their home and have not seen appreciation.
Consumer debt is difficult to refinance when the
value of the home has not gone up, which is making it harder for some consumers to make debt
payments as interest rates have gradually risen in
response to inflation fears.”
But Driscoll is also quick to point out that even
as rates have increased somewhat, they continue
to be relatively low. “We’re still seeing very low
rates,” he says. “It’s still a tremendous environment, and on the plus side, many people have
been able to enter the housing market using Adjustable Rate Mortgages recently who otherwise
wouldn’t have been able to buy a home.”
Lynn Reaser, Ph.D. and Chief Economist at
Bank of America’s Investment Strategies Group,
agrees that the foreclosure issue needs to be put
into perspective. “Sub-prime mortgages represent only about 14% of total outstanding mortgages,” she says. “It looks like at most 10% of
those mortgages may default. That represents just
1% of total outstanding mortgages. A downturn
in home prices is unlikely, we’re probably looking
at a housing market that will be fairly flat; we may
even experience modest appreciation. But we’re
not looking at a major decline.”
Don Churchwell, retired CEO of Home
State Bank, believes that the current market
has put us in a strong position from which we
Mark Driscoll, President of First National Bank.
28
We’re definitely not looking
at a doom and gloom
situation. We’re expecting
our bank to grow and we’re
expecting the overall
market to grow.
- Don Churchwell -
Don Churchwell, retired CEO & Mark Bower, CFO,
of Home State Bank.
can build steady, gradual growth in the coming
year. “We’re definitely not looking at a doom
and gloom situation,” he says. “We’re expecting
our bank to grow and we’re expecting the overall
market to grow. It’s not the kind of growth that
we had become used to, but it’s much better than
in many areas of the country. We should see nice,
steady growth in the next year, which is a good
thing—it has been almost out of control at times
in the past, and we’re definitely not in that circumstance today.”
We have heard
about some
foreclosure
issues in
Colorado in the
news recently—
it’s not the
highest rate
we’ve seen in
the last twenty
years, but it is
relatively high.
Some people did
stretch to get
into their home
and have not seen
appreciation.
- Mark Driscoll 29
development
At least one thing has not changed a bit here
in Northern Colorado. We continue to see a huge
amount of development in the region. Some have
been surprised to see so much of the new growth
appearing outside of Fort Collins, which has always been the population center of the region,
but those who have been paying close attention to
regional policies have seen this transition coming
for years. “In the 1980s a consultant addressed
the city council of Fort Collins and asked, ‘what
are you going to do when the center of economic
activity in the region shifts to the intersection of
I-25 and Highway 34?’” recalls McNeal.
Mike Freeman, economic advisor to the city of
Fort Collins agrees that the new developments in
the area are not a surprise. “It was inevitable that
areas in Loveland, Windsor, and Greeley would
develop creating retail and employment competition, however that does not change the city’s economic health strategies. I think there’s too much
emphasis placed on competition, particularly with
Loveland; it’s just a reality.” He believes that fears
that Fort Collins is lagging behind other regional
municipalities are unfounded. “It’s a misperception. The real estate market here is great and Fort
Collins continues to be the employment, higher
education, population, and income center of
Northern Colorado.”
But still, snags in the development of the
Harmony Corridor and the Foothills Fashion mall
while Loveland moves forward with development
have already eroded the tax base in Fort Collins and caused some to wonder what the next
stage will be. “Will we follow the Boulder market
trends?” asks Wymisner.
McNeal believes that he already sees the Boulder development model at work here in Fort Collins. “We’re about fifteen years behind Boulder.
The pattern we’ve seen there with similar policies
is that prices have gone through the roof in the
core city and development has moved to surrounding communities.” Although this may be
good news for homeowners who are locked into
the Fort Collins market, high prices for housing
can cause problems for a community.
“What you’ve seen in Boulder is the development of a commuter culture in which people drive
back and forth in order to fill the retail and service
jobs that are needed to support the community,”
says Wymisner. Unable to afford rapidly escalating home costs, lower-wage workers simply can’t
afford to live in Boulder, adding tremendously to
traffic congestion on Boulder county streets and
highways. At the same time residents often find
themselves traveling outside of the county to outlying retail centers, which also adds to the pollution and congestion of automobile traffic in the
area.
Is this the future of Fort Collins? No one
knows for sure, but we do know that the Northern Colorado region will continue to grow and
prosper in coming years. The question that is facing each regional municipality is, what is the best
way to deal with that inevitable growth?
30
Mike Freeman, Economic Advisor
for the City of Fort Collins.
It was inevitable that
areas in Loveland,
Windsor, and Greeley
would develop creating
retail and employment
competition, however
that does not change the
city’s economic health
strategies.
- Mike Freeman -
“Each community has different needs and
sees things differently,” points out Wymisner.
“There is a belief—whether real or merely perceived—that certain parts of Larimer County
are tough to build in, and companies are always
going to build where they feel they are wanted.
Whether that is a good or a bad thing depends on
where you sit and who you are.”
JC Clarke is a freelance writer and novelist who
lives in Fort Collins with his wife Victoria and
their two children.
31
Scott Bray, owner of Glen Companies.
It’s a dilemma for baby boomers
because they want to downsize and
they can go to a patio home for a few
years, but then what?
- Scott Bray -
Phase
Foward
by Julie Estlick
Scott Bray likes to build luxury homes,
but multi-million dollar mansions don’t
excite him. The Loveland native and owner
of Glen Companies finds a mix of patio
homes, condominiums and single-family
houses are more appealing to buyers.
I
n nearby Windsor, developer Martin Lind is in the
process of building 1,000 attached homes and 500
single-family residences in a section of his 3,000-acre
Water Valley resort community.
An increasing number of Northern Colorado
residential developers are using multi-phase development,
building different products in phases over several years rather than completing a project all at once. This strategy makes
it easier to respond to a changing housing market.
“It’s all market-driven,” says Bray, who is moving along
on the second phase of Seven Lakes subdivision in Loveland.
“As you start to build a project and see something isn’t going to sell as well, you change your plans. You build in phas-
32
es because there’s no way you can predict what will happen after your plans get approved.
The trend is big here right now because all the national homebuilders pulled out when sales
cooled off leaving just us smaller, local developers.”
Seven Lakes is tucked into a quiet area with lakes bordering the North and East sides and
walking paths that tie into the Loveland City Recreation Trail and Boyd Lake State Park. Bray
describes it as “a little oasis in the mass confusion of city life.”
Once the 177 single-family lots were completed, Bray moved into the current phase of
building patio homes which appeal to retirees looking to downsize and give up lawn maintenance. A total of 88 patio homes will be built during phase two, scheduled for completion
at the end of this year.
The final phase is a first for Bray – an independent retirement facility with 170 apartments for both independent and assisted living and a memory care wing for Alzheimer’s
patients. It will also offer a bank, concierge service and a chef preparing three meals a day.
Building is set to begin this summer. Once completed, Frontier Management of Portland,
Oregon, will operate the facility.
“This is the first retirement facility I’ve built, and I think the elderly deserve something
nice toward the end of their lives,” says Bray. “It’s a dilemma for baby boomers because they
want to downsize and they can go to a patio home for a few years, but then what? Frontier’s
research shows the average person in retirement residential living is 84. They are still independent, but this offers so many transitions in one place if you eventually need assistance.”
Both Seven Lakes and Water Valley use water as a focal point. Bray’s Seven Lakes owns
the recreation rights to Westerdoll Lake and Heinricy Lake so residents can enjoy fishing,
swimming and canoeing. Lind’s Water Valley features several man-made lakes stocked with
largemouth bass and other fish, a marina and two golf courses.
Lind, the president of Water Valley Land Development, reels off the list of other amenities
offered: Five miles of beaches, extensive trails, a recreation island for parties and weddings
and eventually a commercial area with restaurants, banks, salons and spas.
Not to mention the amazing golfing. Pelican Lakes Golf and Country Club features an
18-hole golf course designed by world-renowned golf course architect Ted Robinson, Sr., that
uses the Poudre River as a centerpiece. Golfers cross the winding river four times as they negotiate the 18 holes. Pelican Falls is a 9-hole championship golf course that includes a series
of waterfalls and streams. There is also an outdoor pool and health club.
“This is the only place North of Denver with 27 holes of golf,” says Lind. “There are a lot
of other golf communities coming, but nobody else has 70 percent open space like we do
– we have 700 acres of very active space for fishing, boating and swimming. It’s what resort
communities want.”
Water Valley is half-way complete with the second phase, Water Valley South, about 20
percent done. Phase three isn’t slated to start for another 3 to 5 years.
“We thought this was a 20-year project at the beginning,” says Lind, chuckling. “We’re
15 years in and it’s still a 20-year project so we’re looking at 2027. We’ve been in market
booms and busts, but we’ll build ahead of demand.”
It’s no longer just about plopping down rows of houses and including some cul de sacs,
says Lind. “Typical land development in Northern Colorado used to be 30 to 60 acres, some
streets and cornfields. There’s been a paradigm shift to larger master plans in the last two
decades. In multi-phase developments you look at long-term shopping patterns and traffic
patterns. You try to be the place where people can come home and not have to get back into
their cars to go golfing and grocery shopping.”
Another major project in the works is the $35 million Good Samaritan Village Senior
Living Resort at Water Valley which is set to open next spring. The senior living community,
restricted to age 55 and older, is situated on the edge of the Pelican Falls Golf Course and
close to prime fishing areas.
It will have 116 units with kitchen, washer and dryer and underground parking with 16
spaces reserved for golf carts. Rent includes utilities, a noon meal, housekeeping and linen
services and scheduled transportation. A Town Center will include a coffee lounge, dining
room, game room, theater, chapel, bank, general store and beauty shop. There are also plans
for future twin homes and assisted living apartments within the senior resort.
Lind, a native of Windsor, donated 10 additional acres of land to Good Samaritan to be
used for affordable housing. The main units are priced around $3,000 a month.
“This is the best part of my job,” says Lind. “We needed a group like Good Samaritan to
come in and go the extra mile. Everything about this project just seemed right.”
Julie Estlick is a freelance writer and copyeditor living in Fort Collins.
Lydia’s STYLE Magazine
Sid & Julie Sather-Browne carry on the family tradition.
Sather’s
Leading Jewelers
Four generations of exceptional Service
by Alice Ashmore
The process begins with a child vacuuming floors and polishing
glass cases in their parent’s jewelry store. Gemstones wink
and gleam from behind the glass. A seed is planted in the next
generation of the Sather family. Inevitably, that kernel takes
root, and another family member joins the family business –
Sather’s Leading Jewelers.
S
o far, four generations of Sathers have
carried on a family tradition of fine
jewelry and outstanding customer service. “The family has built this business
on our reputation. Everything we do
has to be to the customer’s satisfaction,” says Sid
Sather, 71.
The first Sather’s Jewelry was founded in
Spooner, Wisconsin in 1910. “The building is still
there,” says Sid, a member of the third generation
of jewelers. “As the family expanded, so did the
business.” Soon family branches of Sather’s Jewelry sprang-up in Colorado, Wyoming and Utah.
“I took over my father’s store in Craig, Colo.”
says Sid. He laughs when he recalls that his father,
Howard Sather started the store in 1931“with so
little inventory it could be transferred in a cigar
box.”
Both Julie Sather-Browne and her father Sid
remember growing up in the jewelry business.
“As a kid, I emptied ashtrays, cleaned cases, vacuumed, and dumped the trash,” relates Julie, 43.
The father and daughter are connected through
experience. “Julie’s first memory, just like me, was
cleaning cases.”
Today, Sather’s Leading Jewelers in Fort Collins is a far cry away from that cigar box in Craig.
The company recently moved from Foothills Mall
and opened a new store across the street on February 1, 2007. “We like to call it a: ‘Jewelry store
like never before.’”
The store’s entrance features a re-vamped
clock tower now known as “The Diamond
Tower.” The store’s official address reflects the
change. “It’s now The Diamond Tower at 300
Foothills Parkway,” the space formerly housed the
Department of Motor Vehicles. The transformation is nothing short of amazing. “People can’t
believe it,” says Julie. “I think it is great.”
“The Foothills Malls was very good to us,”
notes Sid. “We wouldn’t be where we are without them.” The new Sather’s Leading Jewelers location boasts over three times the square footage
of the mall location. “The only reason we are here
is to better serve our customer.”
“We wanted a Colorado lodge-type feeling - something that would convey a warm Colorado
welcome. It was about creating an experience for
customers,” says Julie.
The “experience” is everything to Sid Sather.
“I enjoy what the jewelry represents to my customer. It’s not just a piece of jewelry. It amounts
to so much more.”
Sather feels privileged to care for his customer’s jewelry. “That they trust us to take care of
their jewelry. “The only reason we are here is to
better serve our customers. He credits a loyal staff
Business of Northern Colorado
with his success. “Some of my staff has been here
27 years -- the average is 12 to 13 years.”
“Julie has more credentials than anyone in the
area,” notes Sid. Her resume includes:
• AGS certified gemologist
• GIA graduate gemologist
• GIA insurance replacement appraiser
• Diamond Council of America
• Certified Diamontologist and Guild gemologist
“My father instilled in me that knowledge can
never be taken away from you.”
The new store has state-of-the-art equipment
and outstanding jewelers. “There is no reason for
a piece to ever have to leave our store.” Other
My father is probably
the most accomplished
business man I know.
He’s been a great
mentor. Everything that
I am is the result of
growing up in a family
business. You gain a
great work ethic.
- Julie Sather-Browne -
stores commonly send jewelry to other locations
for repairs.
All inventory and customer jewelry is stored
in a massive, state-of-the-art vault, and the store
features the latest in security enhancements. “It’s
the ultimate in security,” says Sid.
A fireplace and comfortable furniture beckons customers to sit and talk over a purchase,
perhaps while sipping a glass of wine, or a cup of
java from the coffee bar. In another area, a largescreen television details the latest in jewelry lines,
designs and innovation. An inviting children’s play
area gives parents the opportunity to relax and
shop at a more leisurely pace.
Although the surroundings convey a high-end
feel, the store has jewelry at all price points. “We
have something for everyone,” says Julie. One
of the most meaningful aspects of Julie SatherSather-Browne’s job is the emotional component.
“We are part of the most memorable time in their
lives.”
The expanded store brings exiting new choices
to Fort Collins. Sather’s Leading Jewelers is one of
the few front range jewelers to carry the “Hearts
on Fire” diamond line. “It’s one of the most prestigious lines in the world.” Julie explains Hearts on
Fire diamonds are among the most sought after.
“They are the most perfectly cut diamonds in the
world.”
Sather’s features Tocori, a line that has a Hollywood reputation. “Tocori provided the ring for
The Bachelor. Ellen Pompeo of Grey’s Anatomy is
a fan of Tocori. It’s very California,” notes Julie.
Claude Thibaudeau, a French Canadian designer
from Montreal, is another featured designer. “He
does very heavy, fluid pieces that are just exquisite.”
Julie wasn’t originally planning to enter the
family business. She completed a degree in International Economics at Colorado State University,
and was living in London when she received a call
in 1987 asking her to return to Fort Collins to the
family business. It’s a move that Julie hasn’t regretted.
She’s learned much from her father, Sid, including his life’s philosophy. “He said to me, ‘Everybody can make a buck, but it takes someone
really special to do something with it.’” It’s an
attitude Julie has taken to heart.
He also instilled the sense of community in his
home. “We shopped locally; we were not allowed
to shop outside the city limits. It’s something he
strongly believes in.”
“My father is probably the most accomplished business man I know,” as pride wells in
her voice. “He’s been a great mentor. Everything
that I am is the result of growing up in a family
business. You gain a great work ethic.”
There is little doubt a fifth generation
of Sathers will continue in the family
business. Sid already has his eye on
several of his grandchildren as they
polish the cases…
Alice Ashmore is a freelance
writer living in Loveland.
35
T
with
Heath
he 45-person firm was poised to
add larger, $5-million+ commercial
projects to a 30-year portfolio that
already included the award-winning
Thunder Mountain Harley Davidson
center on I-25, Harmony Library in Fort Collins
and multiple building and streetscape projects in
Estes Park.
But DeMario had to overcome a huge problem – the severe shortage of qualified construction workers in Northern Colorado. Construction-industry executives in the area are constantly
scrambling to find qualified employees.
And once hired, keeping employees can be an
even bigger challenge. An article in the December, 2006 issue of Building Design + Construction
magazine reported employee turnover often is
due to insufficient feedback and coaching from
direct managers; lack of perceived advancement
or growth in the organization; and not feeling valued, listened to, or not in the loop.
Heath always has been an employee-focused
company. Under original owner Bob Heath, the
company was one of the first construction firms
in the region to offer full benefits to all employees
and their families. For years, Heath has covered all
education costs for staff. In late 2005, DeMario
introduced an employee-ownership program that
today includes 25 stockholders.
“We had a solid foundation of employee programs,” DeMario said. “But we needed to introduce a career program that grows the leadership
capabilities and long-term construction careers of
all Heath employees.”
So in 2006, DeMario launched the “Go Vertical!” career development program.
Go Vertical identifies specific competencies
for every Heath position, offers training to develop and maintain those skills, establishes six
clear Heath career tracks and includes an effective
evaluation and compensation program.
DeMario hired local consultant Mary Siebe to
help develop the Go Vertical! program. For nearly
a year, Siebe has worked closely with DeMario
and Heath employees.
“As far as career paths, the two key concepts
Construction
by Laura Dowling
No matter the industry,
an effective CEO looks
beyond the present. He or
she scouts the horizon for
opportunities and problems,
looking long range to keep
the ship moving forward.
Randy DeMario, president
of Heath Construction
and recipient of the Fort
Collins Coloradoan’s 2006
Business Leader of the
Year Award, knew several
years ago Heath was
primed for rapid growth.
Office buildings, shopping
centers, medical plazas
and other commercial
facilities were sprouting up
across the Front Range,
and forecasts indicated
commercial growth would
continue for years.
“We had a solid foundation of employee programs, but
we needed to introduce a career program that grows the
leadership capabilities and long-term construction careers
of all Heath employees.” - Randy DeMario
“Working with Terry has been incredible in my career
growth. Working with someone at his level of expertise is
helping me today and in the future.”
- Steve Rewerts
“We essentially fine tune his job-specific work. I
sometimes intentionally let him do something wrong, then
we discuss how it could have been done differently.”
- Terry Been
are the ability to make lateral moves within the
company and tying compensation to accomplishment,” she said. “You know exactly what is needed in each position, and you can see exactly how
training is helping you in your career.”
Training is offered in-house by coworkers and
offsite by industry associations, such as Associated General Contractors
“Go Vertical! is more than a binder on the
shelf,” Siebe said. “It’s a conversation that Heath
invites its employees to take part in to ensure the
company is what it says it is: Simply the best in
the business.”
“Never Had Training Like This”
Through Go Vertical!, Terry Been, seven-year
Heath project manager, leads weekly, one-hour
internal trainings on the company’s project-management software. In a construction firm, tracking every project detail is imperative to ensure
key dates are met, employees and subcontractors
are onsite when needed and costs remain within
budget.
After a recent in-house training, Project Manager Joey Hardy, said, “I never had training at
this level in other companies. Before, I learned
things by trial and error. Heath’s approach is extremely useful and ensures consistency across the
board.”
Been’s Go Vertical! involvement extends
beyond formal training sessions. He serves as a
mentor to 24-year-old Steve Rewerts, a project
engineer Heath hired last year after finishing his
Colorado State University internship at the company.
“When someone new comes in, we have two
types of training,” Been said. “There’s what I call
‘broadcast training’ that covers company-wide
and job-specific operations. It can be offered by
Heath managers or by industry associations.
“Then there’s one-on-one training, which is
like the mentoring I’m doing with Steve. We escontinued on page 49
36
“The days of
square-foot
guesstimates
are over.”
Heath’s estimating team brings
more than 130 years of construction
experience to our rigorous TrueCost™
estimating process. We can help you
make better pre-construction
decisions, build more intelligently,
and finish on time.
Learn more. Call 970-221-4195 today.
All you imagine.
Chris Claflin
Chief Estimator & Employee Owner
Construction Experience:
My degree is in structural engineering,
but my passion has always been building.
I’ve managed projects from Colorado to
California, from schools and city parks
to community hospitals.
Why Construction?
Every project is a lasting contribution
to our community!
Where is Construction
Headed?
The industry is responding to the volatility
in material costs during the last 24
months – and the high risk of relying on
square-foot guesstimates. The leaders are
using powerful cost-modeling and
constructability analysis to enable owners
to make smart business decisions
throughout the duration of their project.
Why Heath?
At Heath, construction is all about
people. By providing opportunities to
learn more and launch a great career
at Heath, we’ve built an awesome team.
And we’re applying all of that talent and
experience to every project we tackle.
New Direction
in Northern Colorado
School Districts Lead to
Big Changes
by Lynn M. Dean
In the summer of 2005, two
local school boards– Poudre
R-1 School District in Larimer
County and the Greeley-Evans
School District- Weld County
School District 6 - hired new
superintendents to address the
many problems plaguing each.
Almost two years into their
administrations, Style sat down
with both superintendents. We
asked them to tell us why they
came to Northern Colorado,
to sum up the challenges
they faced when they arrived,
what progress they’ve made
to address the problems they
identified, and what work still
has yet to be done.
into the district about four months prior to stepping into the superintendent position,” says Dr.
Wilson. “During that time I came to PSD five different times and talked with a variety of people
and focused on the things I was hearing. I became
familiar with what some of the topics were and
what priorities the board had set for the superintendent. The board also wanted to move to more
policy governance,” he added.
After taking on the job, Dr. Wilson continued to visit each of the schools in the district and
meet with both students and staff members. He
spent his first few months building relationships
with people– developing working relationships at
the district level and building relationships within
the schools. His challenge to himself: be in every
school every semester.
“This gave me the opportunity to get a per-
Jerry Wilson, Ph.D.
Poudre School District Superintendent
I
was looking for a district in a college town
because of the high caliber of professionals
(in such districts),” says Dr. Wilson. “PSD’s
reputation was outstanding. I was very interested in sustaining and developing new
directions in a quality school district. There were
some changes that had taken place (here) in the
governance structure as well as some topics and
issues that had not yet been worked on,” he explains.
According to Dr. Wilson, enrollment issues
were a big concern and included flat or declining enrollment and issues around closing a school,
changing needs in certain areas, and questions
about how resources would be allocated to
schools. The second area of concern was that of
student achievement and how the district would
organize itself around the challenges of low performing schools. And lastly, the district sorely
needed a school of choice policy.
“The board gave me the opportunity to come
38
the conversation regarding what the lower limits
of student enrollment might be; there’s definitely value in small schools especially in educating
children who (struggle with English as a second
language).”
The next big challenge facing the district will
be that of grade configuration. Will the district
keep it’s current K-6, Junior High (7-9) and Senior
High (10-12) configuration, or will one or more
grades move? Several plans are currently being
floated and a decision is expected to be made by
the school board soon. This decision is necessary
before the district can fully address enrollment issues. “We’ll have a better understanding of what
enrollment at each of the high schools will be,”
explains Dr. Wilson. “We know we’ll have boundary issues. Then beyond that, we’ll want to be
looking at how we can best serve the needs of
PSD’s reputation was outstanding. I was very interested
in sustaining and developing new directions in
a quality school district.
- Jerry Wilson spective on the district.” Dr. Wilson likens the issues the district faced to that of a busy airport.
“There were lots of planes trying to land at PSD
and I had to bring them down in some kind of
order.” So the question became what first?
“Some things were easy to implement,” he
explains, “including a new school in Wellington
and a new school in Timnath that had been identified by the Long Range Planning Committee.”
Some things were hard, but necessary. Like
closing Moore Elementary and answering the
question, “How small is too small?”
Another big step for Dr. Wilson and his team
was the development of a more formal School
of Choice policy and the recent move to Student
Based Budgeting. “Now the dollars will follow the
student,” he explains. “Now we’re ready to have
our students.”
The district is still plagued by its failure to meet
all of the state standards. Failure to meet Annual
Yearly Progress (AYP) targets, in which each student advances academically by at least one grade
level each year, is what “earned” the district the
label of “low performing district.” “I think it’s a
label we share with every other district that has
more than 10,000 students,” laments Dr. Wilson.
“It doesn’t correspond to the reality parents see in
the district. They have chosen our district because
they know that we provide a quality education.
That isn’t to say that we don’t pay attention to
continuous improvement. We do look at areas
where AYP targets show we have work to do.”
Dr. Wilson explains that 23% of the district’s
students qualify for free or reduced lunch, 11%
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39
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continued from page 38
are English Language Learners (ELL) and 12% are
students with disabilities. These are the kids who
often fail to make AYP.
As for No Child Left Behind, Dr. Wilson believes that the system has inherent flaws. “The
expectation of 100 percent proficiency by 2014
is an unrealistic expectation. It is driven by politics
rather than evidentiary research.” That said, he
adds, “Public schools represent the best hope to
escape a circumstance that will not offer the same
level of promise, the same level of optimism that
is dedicated to their success. We have to put every dollar of our resources towards our children’s
success. Public schools do that very well. That’s
what motivates our teachers. They have a moral
commitment that goes beyond salary. I see that
consistently when I go into our schools. We have
people who have dedicated their lives to learning
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40
Dr. Renae Dreier, Ed. D.
Superintendent Weld County
School District 6
how best to work with children.”
Family is what brought Dr. Dreier to Greeley.
“Like so many people, our youngest daughter
went to CSU and then decided to settle here,”
she explains. “We had come here many times and
decided it was something we wanted to do ourselves.”
Unfortunately, there were a few nasty surprises waiting for Dr. Dreier when she started
work. “Shortly after I arrived, I discovered that
this district had been given a letter of concern by
the Colorado Department of Education,” says Dr.
Dreier. “That was a problem because we were already a year into sanctions. By November we were
officially placed on “academic watch.” So gearing
up to deal with academic watch was the first order of business.”
Dr. Dreier brought in an outside audit team to
delve into the district and look at the contributing
factors that led to the district’s status. The team
found several. “The audit found complete curriculum chaos,” explains Dr. Dreier. “There was no
central office guidance, no core curriculum, and
curriculums weren’t aligned to the Colorado Standards. They found a district that lacked organization, lacked vision, and lacked an emphasis on
student achievement. The also found a flagrant
disregard for the CSAP (Colorado Student Assesscontinued on page 50
WATERFRONT PROPERTIES
Business of Northern Colorado
41
Tiny Timnath
Embraces
Smart
Development
by Alice Ashmore
The town of Timnath, just east of Fort
Collins, is preparing for some of the
hottest development in Larimer County.
With 223 current citizens, the town is
expected to grow to well over 5,000
residents in just the next few years. But
rather than fight development, the town
and its residents have embraced the idea
of smart planning for growth.
Eric Sachs (left)
Broker / Owner of Infinity Group Realty Services
Danny Byerly (right)
Project Manager of Wild Wing Development
A
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2EMODEL3PECIALISTS\DESIGN\REMODELS\ADDITIONS\BASEMENTS
WWWHIGHCRAFTNET
42
t one point, Timnath could have
disappeared almost entirely. “In the
late 1990s, Windsor was going to
overlay the entire town,” says Timnath Mayor Donna Benson. Windsor’s plans served as a wake-up call to the tiny
community. “Growth is coming. Do we want to
define our destiny, or let someone do it for us?”
In 1998 the town voted to define its own
Growth Management Area (GMA.) “We are
unique among Front Range communities. This
plan is very much driven by the residents of Timnath,” Benson says. “It’s been amazing to watch
this town come together.”
The town annexed six square-miles of the
17 square-mile GMA in 2004. Prior to 1998, the
town consisted of a meager .3 square-miles.
Benson says the town has done a good job of
creating new roads and preserving around 25 percent open space. “All the neighborhoods will be
connected with a trail system.” A biking trail will
named for Michael Parrott, who was killed during
his second tour in Iraq. “He was an avid cyclist
and worked at CSU.”
Next up will be providing the community with
wireless Internet. Benson uses the word “connected” to describe her town. “There will be free
wireless Internet in the town by the end of the
year.”
Long range plans call for an eventual bypass
of Timnath’s main street, and the creation of a
Lydia’s STYLE Magazine
retail district that might resemble shopping Old
Town Fort Collins. Architectural renderings of a
proposed bridge convey a sense of history. The
Council Tree, a local landmark once used as a Native American meeting place, is featured in the
center of the bridge.
Currently six residential development projects are listed on the Timnath GMA, promising to
bring 4,750 new homes to Timnath. The projects
are all in the initial stages of construction.
Danny Byerly, project manager of the Wild
Wing development, describes his project as
“pretty amazing.” The 283 acre development sits
north and east of Timnath reservoir. “It is a very
high-end, family-oriented development.” The
project is expected to be home to approximately
650 residents.
Plans for the northeast end of the development include a diverse, 21-acre athletic park
with two softball fields and two regulation Little
League baseball diamonds. The sports park also
includes four sunken athletic fields.
Residents will enjoy over seven miles of hardpacked walking and equestrian trails. “We will
also have a $1.8 million pool, with six competition lanes. The main pool will incorporate family-friendly features in an upscale environment.
Waterslides will be hidden in rock outcroppings.
We’re using nationally-renowned pool designers. We basically wanted something that said,
“Wow,” says Byerly.
Eric Sachs, Broker/Owner of Infinity Group Realty Services is marketing the Wild Wing Development. “Preliminary grading began in late March,”
says Sachs. “The first homes are to be built by
early next year.”
Wild Wing was recently the Boekel Farm, and
features a 1915 farm house that was once owned
by the Poor family. “I can tell my wife I’ve been to
the Poor farm,” jokes Sachs.
Rather than move or destroy the structure,
the original farmhouse will be preserved and donated to the town of Timnath in 2009 for use
as an event center. The home is eligible for the
Colorado State Record of Historic Properties, according to Byerly. “We never had any desire to
knock it down.”
Panoramic views of the entire Front Range
greet visitors to the project. The natural grade of
the land towards Timnath Reservoir guarantees
mountain views to many of the lots throughout
the subdivision. Lots range in size from half an
acre to two acres, and from $198,000 to $340,000
in price. The custom homes are expected to range
from $600,000 to well over $1 million. An alladult pool and high-end town homes are also included in a section of Wild Wing’s design.
Wild Wing incorporates parks and playgrounds throughout the 79 acres of open space in
the development, while other areas are devoted
entirely to nature. Byerly points to a stand of Cottonwood trees and wetlands near the reservoir.
“That’s the blue heron sanctuary.” He notes that
almost every tree on the property will be preserved. The entrance to Wild Wing will be flanked
with two copper-trimmed grain silos – a nod to
the land’s farming history.
The development has yet to break ground,
and seventeen of the lots are already reserved by
builders. “It’s strictly been word of mouth,” Byerly
says.
Sachs applauds Timnath’s attitude towards
Business of Northern Colorado
43
development. “They have been very easy to work with.”
Fort Collins restaurateur and developer Robert Bisetti, and partner John Donaldson are developing the
first phase of the Serratoga Falls development north of Timnath.
The 388 acre development, located on Kitchel Lake will eventually feature about 360 homes, with
208 acres of dedicated open space within the development. “There will be a mixture of single family
homes on one-quarter to one-half acre lots, and some patio homes,” says Bisetti.
The first phase features semi-custom homes built by local builders. Bisetti describes the theme of
Serratoga Falls as “Old World” with styles incorporating Tuscan, French and English influences. “We’re
getting away from the Colorado look. We’re past that.”
The décor of the exterior incorporates facets of the design to connote a sense of place. “There will
be a tremendous sense of arrival.”
He’s using three local builders, Bartran Homes, Sage Home and Portofino Homes for construction of
Phase One. “It was important to use builders that saw our vision.” Prices in the development will start in
the area of $500,000 and up.
“The neighborhood itself features over eight miles of walking trails.” The trails will join a series of
trails already included in the Timnath Master Plan. The development will feature a lakeside clubhouse,
a fitness center, and several pools. In a unique move, Bisetti is constructing two small cottages in the
development that can be rented for “guest overflow.”
Bisetti praises the town’s planning. “They’re very, very forward thinking. Nobody, in my opinion, had
the ability to create a dialogue with developers like they do. They have a cooperative spirit that is a winwin for everyone.”
Benson is confident in the course Timnath has charted for itself – one that will preserve tradition and
foster growth. “We’ve acted rather than reacted. We’ve planned ahead to give developers an idea of
what Timnath is.”
Alice Ashmore is a freelance writer living in Loveland.
Floral Arrangements
Home Decorations
Accessories
243 Jefferson Old Town
221-5419 or 530-2115
44
Timnath Mayor
Donna Benson
Growth is coming.
Do we want to define our
destiny, or let someone
do it for us?
- Mayor Donna Benson -
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Our number one
job is to make you
look spectacular!
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.,%#''+#%'%%$lll#eVabZgÓdlZgh#Xdb
45
T
Tia Brown (left) founder and
owner of Aspen Creek Financial
LLC with Laura Bustos (right),
residential mortgage specialist.
Aspen Creek Financial
A mor tgage company with a hear t
by Julie Estlick
Tia Brown is a born entrepreneur, but it took a bad home mortgage
to find her true calling. She is founder and owner of Aspen Creek
Financial LLC in Fort Collins, a mortgage company that prides
itself on personalized service and a wide choice of products.
46
he third-generation Fort Collins native
knew from a young age she would
one day be a business owner. Both
of her parents owned businesses
and her grandfather was a partner in
Sterling Sand and Gravel, which later became LaFarge, Inc. Brown listened to their advice. In high
school, she won a scholarship for young business
entrepreneurs.
Brown was quite happy as business manager
for real estate law firm Liley, Rogers and Martell
when she and her husband ran into problems
with their mortgage. The couple’s loan officer
pulled them out of a conventional loan and put
them into a sub-prime loan when they were not
sub-prime borrowers to begin with, she says. They
incurred a 2-year prepay penalty and when they
went to refinance, the rates were higher than
their original rate on the conventional loan. “The
loan did not make sense except for the loan officer to make a huge commission on the type of
loan he put us in,” Brown says.
Once she figured the mortgage out, Brown
decided to start doing loan processing on the side
to help others avoid a similar fate.
For two years she processed loans at home
and sent them to lenders and underwriters while
still working at the law firm. Eventually, several
lenders encouraged her to go out on her own
and Aspen Creek was born in 2005. The company
grew quicker than expected, and Brown moved
the operation from her home to an office in the
historic Avery Building.
“My grandfather once said it’s better to own
your own popcorn stand than to work for someone else,” Brown says. “I wanted my own business, but I never would have imagined it would
be mortgages. It’s a mixed blessing really. We got
into a horrible loan but I wouldn’t be where I am
today without it.”
A close-knit staff of five help guide clients
through the home loan process, providing services
for new home purchase, refinancing, investment
and second homes all through referrals. They are
the lender of choice for Colorado Custom Homes
(currently building in Water Valley in Windsor) and
Jamestown Builders in Severance.
With over 200 approved lenders to choose
from including Countrywide, GMAC and US
Bank, Aspen Creek doesn’t have to steer people
into making a bad choice.
“What we do really well is put a lot of heart
into our clients,” Brown says. “We care about
putting people in the best loan available and often become friends with them. We listen to what
people want and go from there, rather than trying
to push them to use a certain product. We’re not
some massive lending institution looking for numbers. I’m very fortunate to have a great team that I
hand picked – I couldn’t do it without them.”
Aspen Creek’s slogan, “Choose Wisely,” is
sincere. Brown isn’t afraid to tell someone they
shouldn’t be buying a house. “We pride ourselves
on steering clients into responsible mortgages
and home ownership. A home is one of the largest financial commitments a person makes in their
life. We just learned recently of a couple who we
backed away from doing their loan, and now they
are in foreclosure.”
Laura Bustos, a residential mortgage specialist
who came on board as the other loan officer a
year ago, couldn’t be happier with Aspen Creek’s
focus. “The attention to detail is great here, ev-
Lydia’s STYLE Magazine
erything is accurate, up-to-date and customer
focused,” she says. “I get the opportunity to put
others first and the freedom to develop my own
business without the corporate politics. It’s a good
fit for me.”
Bustos has seven years of experience as a loan
officer and is also a licensed Real Estate Broker.
She was working for a mortgage company in
Longmont and tiring of the commute from her
home in Wellington when Brown offered her the
job. Both women are members of the Colorado
Association of Mortgage Brokers and the Colorado Mortgage Lenders Association.
Aspen Creek’s success is drawing attention
from competitors as well. Brown received a call
out of the blue one day from a corporate head
hunter wanting to buy out the company. “I was
very surprised and flattered by the interest,” she
says. “We are quite competitive with getting preferred status from builders and Realtors. Our personal touch has helped us edge out older, larger
companies.”
One service in demand right now is refinancing as clients seek to get out of their adjustable
rate mortgage and into a fixed rate. The 30-year
fixed rate for a home mortgage is still below 6
percent making it more affordable in the long run,
Brown says.
Real estate investment property sales are also
on the rise as people buy up houses to keep as
rentals. “The forecast is strong and there are some
great deals out there, especially if you’re going to
hold onto the house for a couple of years.”
Bustos and Brown are also excited about the
movement toward “green mortgages” that provide incentives for new energy-efficient homes
or for refinancing to make energy-efficient improvements. Green mortgages or energy-efficient mortgages (EEM) are available for a newly
constructed home if the builder certifies that the
home was designed and built to meet Energy Star
guidelines. Once the home is completed, a Home
Energy Rating System (HERS) report is conducted
to determine the building’s energy efficiency and
that dictates the terms of the mortgage.
If you are refinancing an existing building, you
can also qualify for an energy-efficient mortgage
through a HERS inspection certification that estimates the cost of improvements and the expected
energy savings. These mortgages are a good deal
because the projected savings from energy efficiency allow the borrower to qualify for a larger
mortgage in order to make the improvements
that will save them money. While EEMs have been
around since 1979, the program has been streamlined in the last three years to make it easier for
lenders and borrowers to take advantage of the
green building movement.
“We’re just starting to get involved in green
mortgages and taking classes to learn more,”
Bustos says. “Only a few lenders are doing them
and we want to be out front on this.”
That’s just the way Tia Brown likes it.
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Designed with creativity and distinction.
Brannen Design and Construction takes a unique team approach to build
your dream home. From architecture to interior design, we work with our
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Custom homes starting in the $900,000’s
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at Harmony Club in timnatH
Julie Estlick is a freelance writer and copyeditor
living in Fort Collins.
Business of Northern Colorado
47
ive of business development, which has impacted job creation and the tax base in Fort Collins. Advocates of social and
environmental programs have begun to realize that it takes money to advance their interests, and that money comes from
having a vibrant local economy. So, in my opinion, the regional changes are good in themselves but have been good for Fort
Collins. There are discussions currently taking place about our preferred future that weren’t possible even a few years ago.
It’s now possible to string the words ‘economic’ and ‘development’ together in the same sentence!
In truth, we’re one large region that shares a labor force, water and transportation network. We have many needs and opportunities that we must work on together for our mutual benefit.
continued from page 16
David May
Fort Collins
Q: What thoughts would you like to leave us with?
A: Chambers of Commerce are very important organizations for local communities. In fact, there was a chamber of commerce on this continent before there was a United States of America! Chambers are a place for professional and business
people to identify and jointly address important issues in the local marketplace be they education, transportation, the political climate or economic challenges and opportunities. It’s in the enlightened self-interest of the business community to make
a better community because in turn their businesses will prosper.
continued from
page 17
gaye stockman
Loveland
dents traveling between communities to work,
live and play, we must recognize that we are a region with diverse and unique communities within
its margins. Each community is funded by sales
tax dollars expended within its boundaries to service the citizens who reside within them. The majority of the conflict seems to come from the shift
in our resident’s shopping habits. For years, residents have had limited choices for shopping. With
the development of new shopping opportunities,
residents have shifted their habits to experience
those new choices.
The pluses of the shift in shopping habits are
a more diverse disbursement of sales tax dollars
within the region. Communities that have not
had those opportunities are now able to provide
basic services and improved infrastructures for
their citizens. The minuses are municipal leaders
are now having to adjust their projected budgets
and programs to accommodate for those shifts.
Communities, and the citizens within those communities, are experiencing a difficult truth that
consumers are unpredictable. What we need to
realize is the sales tax shifts have been generated by the consumers (residents) within each of
our communities, because they do not find it a
problem to move between communities to work,
play and reside. It is just as easy for them to shop
wherever they want - not realizing that shopping
outside their own community’s boundaries allows
another community to thrive.
Q: What thoughts would you like to leave us
with?
A: As our communities continue to strengthen
and grow, we must continue to focus on and
maintain our uniqueness and our diverse cultures
and amenities. With that being said, we also have
opportunities to partner and collaborate with
each other to the mutual benefit of our members
and residents. The three largest chambers of commerce within Northern Colorado have begun talking about collaborating where possible and seeking ways to develop programs to enhance our
members’ ability to do business. We are encouraged by these opportunities and look forward to
the possibilities.
My final thoughts are about the NCEDC. It is
critical that we support the NCEDC to recruit and
retain those extremely valuable primary jobs so
desperately missing within our region. Their success will be our success.
48
Lydia’s STYLE Magazine
continued from page 36
sentially fine tune his job-specific work. I sometimes intentionally let him do something wrong,
then we talk about it to discuss how it could have
been done differently.”
Heath President DeMario makes sure Rewerts works the same projects as Been, his mentor. When Been was assigned to the $7.8 million Magic Sky Girl Scout Ranch in Red Feather
Lakes, Rewerts went with him. Later, when Been
was named project manager for the $4.7 million
Fairgrounds Park project in Loveland, Rewerts also
was assigned to the job.
“Working with Terry has been incredible in
my career growth,” Rewerts said. “Working with
someone at his level of expertise is helping me
today and in the future. Someday, I hope to be
a superintendent overseeing all aspects of a job.”
Serious About Safety
Tom Olson, Heath superintendent in charge
of the company’s tool shop, teaches Go Vertical!
classes to all superintendents, foremen, journeymen and laborers on the safe and efficient use of
equipment and tools.
Staff who complete each of the six classes and
pass a test, get a hardhat sticker, a diploma, and
deeper knowledge of how to maintain and operate dangerous equipment. The hardhat stickers
are a constant, visual notice to coworkers that the
person has completed the training and is competent to operate equipment safely and correctly.
“It’s a safety and cost issue for the company,”
Olson said. “Heath’s safety record is outstanding – more than 750,000 man-hours without a
significant injury. We’re ranked among the top 1
percent nationwide for safety. And keeping this
expensive equipment in shape means lower maintenance costs in the long run.”
Olson said he expected some push-back
from experienced employees who have used
the equipment for years. “But anyone who has
gone through the training has learned four or five
things they didn’t know before,” he said.
Heath Foreman James Padilla, who attended
a 3-hour training on skid loaders, a Bobcat-sized
vehicle that moves small amounts of dirt or material on a jobsite, said he’s never received equipment training that is so detailed before. “At other
companies, you just learn in the field,” he said.
“At Tom’s training, I learned several new things. It
really will be useful. I’m already seeing my guys on
the jobsite taking better care of the equipment.”
Already Paying Off
“We want to be the place where top people
come to work, and create opportunities for them
to stay,” DeMario said.
His vision of a larger Heath Construction that
tackles more projects larger than $5 million has
become reality. In just one year, company revenues jumped 65 percent, while the number of
large projects grew 100 percent. And the number
of employees has grown too, from 45 to nearly
70.
“I highly recommend that companies in all
industries consider offering a program like Go
Vertical,” DeMario said. “A high-caliber employee
who is a long-term employee is essential to transform a good company into a great company.”
Laura Dowling is President of Dowling Public
Relations, Inc.
Business of Northern Colorado
49
continued from page 40
We are in the process of
examining and redefining our
gifted and talented program,
we’re looking at our middle
schools so that we can begin
curriculum reform, we’re
focused on math and there
will be a continued focus
of quality professional
development for our staff.
S E RV I C E ,
S I M P LY P U T .
- Dr. Renae Dreier, Ed. D. -
C R E AT I N G
A
S E RV I C E - O R I E N T E D
E X P E R I E N C E I N R E A L E S TAT E
9 70 | 6 9 0 . 5 5 0 7
j a n e t @j a n e t z . n e t
9 70 | 6 9 0 . 7 1 7 7
d ave @j a n e t z . n e t
970.226.3080
W W W. J A N E T Z . N E T
ment Program) and that many students were refusing to take the test.”
Dr. Dreier explains that these curriculum issues are what doomed Greeley-Evans Schools to
failure because the CSAP tests evaluate each student’s knowledge of the Colorado Model Content
Standards which have been set forth for each core
subject in each grade level by the State Board of
Education. If the content the students were learning did not align with these standards, then the
students couldn’t pass the tests. Moreover, when
students refuse to take the test, their “score” is
recorded as unsatisfactory. This hurts the school
and district CSAP scores. “The CSAP is just the
autopsy,” says Dr. Dreier.
“The board of education looked at the results
of the audit and provided me and my staff with
a charge to complete a new strategic plan to improve student achievement,” says Dr. Dreier. “The
plan to rebuild the organization around student
achievement is going from chaos to focus. We
are truly in year one (of implementation of the
plan). Our first focus is on elementary literacy. The
plan begins by creating a common schedule and a
common curriculum.”
Year two will build on the progress that’s been
made. “For our upcoming year, the board has a
list of district priorities, says Dr. Dreier. “We are
in the process of examining and redefining our
gifted and talented program, we’re looking at our
middle schools so that we can begin curriculum
reform, we’re focused on math and there will be
a continued focus of quality professional development for our staff.”
The future for the district looks bright. “We’ve
always had quality instruction, it’s just that our
curriculum wasn’t aligned with what our students
were supposed to be learning,” she explains. “Our
plan is to stay focused on our strategic plan and
stay focused on literacy and make sure we don’t
regress to prior habits that isolated students and
staff. We are very focused on ensuring that every
child has a quality education. I think the future for
this community is positive. We are on a road of a
renaissance that’s going to restore this district as a
lighthouse district in education.”
Lynn M. Dean is a freelance writer
living in Timnath.
50
Lydia’s STYLE Magazine
Business of Northern Colorado
51
manno’s grille at collindale :: fort collins
Located at the Collindale Golf
Course, Manno’s (pronounced Manohs) ambience is anything but fussy
or stuffy. It is Colorado lodge meets
sports pub. It is comfortable, family
friendly, and fast. It is astonishingly
good food. This is the country club
for the masses.
Wild Salmon Salad, Surf &
Turf, Collindale Combo.
W
hether you are coming off the course or driving in for dinner, why eat an
overcooked basket of chicken fingers when you can have fork-tender filet
mignon with a crab béarnaise that will make you fall out of your chair?
The menu at Manno’s is devised for a cross-sectional group of diners: golfers on the run, couples having dinner, or families with kids. All
of the food is devised, prepared, and served with an eye on quality and value. The beef
is locally produced at Wellington’s Front Range Natural Meats. This family owned operation corn feeds the free-range cattle for 120 days and dry ages the beef for 18-21 days.
The flavor from that enterprise is apparent in every mouth-watering bite. Even the ground
beef used in the burgers is dry aged, and you can taste the difference. The menu includes
sandwiches, burgers & chicken for those in a hurry – all with the highest quality ingredients
and preparation. Then there is the steak menu, which allows you to customize the size and
preparation of your beef, choose a chef-prepared sauce, and then suggests a pinot noir to
pair. All of that is available for under $20 per person – better than the unidentifiable deepfried thing you got at the chain down the street, right?
Manno’s namesake, and Ownager (owner/manager) is Scott Manning. A life-long resident of Fort Collins, Manning explains that food has always been his passion. After finishing culinary school at Western Culinary Institute in Portland, OR, Manning returned to Fort
Collins, his home. With his family (wonderful wife Kerry and four kids: Riley, Ellie, Clara, and
Garrett), Manning is building the type of restaurant where regulars love to return. When
they come, they call him by name, “Hey Manno!”
Manning gives full credit to the incredible people he works with. Chef Jason Brownhill
worked with him to create the menu and has been a partner on various projects for over
a decade. Assistant Chef, Mike Beck, “is also integral to the team.” Support staff are all
well trained and knowledgeable about the food. The team is very excited about the new
menu debuting in April that the Style staff got a sneak preview of during our evening at
Manno’s.
Says Manning, “We start with the highest quality ingredients, prepare them correctly
and safely to create the best dishes we can,” says Manning. No cans or prepared sauces
allowed – “Whatever we can possibly make here, we do.” To that order, I recommend the
house Bloody Mary created with hand-made mary mix infused with habanero. Dynamite!
Style staff and guests thoroughly enjoyed an evening of amazing food and relaxed
conversation. Publisher, Lydia Dody enjoyed the Wild King Salmon -- “Yummy! And the
presentation is exquisite.” John Sinnett loved the Atomic Fireballs, fried cream cheese balls
stuffed with habaneros and served with raspberry sauce. “All kinds of yum!” says Sinnett.
The steaks were all amazing, but also worth raving about were the Sambuca Prawns in a
Puff Pastry served with sambuca beurre blanc sauce. Enjoyed by Mike Charbo, he couldn’t
say enough about the flavor. “Wow! This is not the place you would expect to find food
this great,” says Charbo.
Also available at Manno’s is a wealth of services including: off site catering, 100 person capacity meeting room, free wi-fi, the longest happy hour in Fort Collins (11-6, daily)
Holiday brunches like the upcoming Easter and Mother’s Day brunches. The free-range beef
they serve in the dining room can also be purchased on-site. And don’t forget that they are
open for breakfast as well – “Best Huevos Rancheros in town!” says Manning.
7 Days a week, for breakfast, lunch, and dinner, the best patio in town beckons you to
linger and enjoy. Manno’s is definitely the place for the people.
The Men of Manno’s: Assistant Chef, Mike Beck,
Ownager, Scott Manning, Chef, Jason Brownhill.
John Sinnett, Jeff Reichert, Lydia Dody, Corey
Radman and Mike Charbo enjoy a toast.
A few select desserts available at Manno’s:
Collindale Cheesecake, Brownie Overload,
Apple Pie a la mode.
52
Text by Corey Radman :: Photos by Dana Milner
Business of Northern Colorado
53
National Day
of Prayer
“I have lived, Sir, a long time,
and the longer I live, the more
convincing proofs I see of this
truth – that God governs in the
affairs of men.”
~ Ben Franklin ~
at the Constitutional Convention, 1787.
Since the first call to prayer in 1775,
when the Continental Congress asked
the colonies to pray for wisdom in
forming a nation, the call to prayer has
continued through our history, including
President Lincoln’s proclamation of a day
of “humiliation, fasting, and prayer” in
1863. In 1952, President Truman officially
established The National Day of Prayer.
Unite with us in prayer on
Thursday, May 3, 2007 at the Marriott.
Doors open at 6:30a.m.
Speakers will include:
Larry Abrahamson, Larimer Country
District Attorney and
The Honorable Bob Schaeffer.
Tickets are $15.
Contact Dottie at (970) 223-6676.
www.nationaldayofprayer.org
“If my people, who are called
by my name, will humble
themselves and pray…”
2 Chronicles 7:14
54
Lydia’s STYLE Magazine
about town
R ealities for C hildren T riumph A wards G ala
Ann Bradbury, Mike Charbo, Holli Milenski, Terry
Miller, Elizabeth Walker, Mike Radcliff - Front Row:
Tobin Hendricks, Craig Secher, Lew Gaiter
February 17 :: The Donnan Home
An exquisite home, beautiful music, tasty hors d’oeuvres and libations greeted
over 100 elegantly dressed guests as they mingled and had an opportunity to
learn more about the Realities For Children Triumph Awards. Presentations including one by Angela Mead, Deputy Division Manager of the Larimer County Child
Protective Services, and a triumphant, former child abuse survivor, helped to raise
nearly $100,000 in pledges to benefit at-risk youth who have overcome childhood
abuse in our community. Photos courtesy of Heartfelt Photography.
Miles & Angela Mead
Mike & Aneka Jensen
Tom Sutherland, Laura Sandell, Molly & Craig Secher
about town
S I N G L E M A LT S C O T C H D I S C O V E R Y
Laury Dennis, Linda Mitchell, Julie Hartman, Emmalie Conner
Dennis Houska, LJ Houska,
Sharon & David Neenan
February 23 ::
Stonehouse Grille :: Fort Collins
More than 45 community members spent
the evening tasting 10 different scotches
from the lowlands, highlands and islands
of Scotland at this inaugural event. Phil
Pringle led everyone on a discovery tour of
Scotland through the unique tastes of fine
scotch. Light hors d’oeuvres were served
throughout the evening with a Scottish flair
straight from the kitchen of the Stonehouse
Grille. More than $2500 was raised to
benefit the Alzheimer’s Association support
services to families and their loved ones.
Phil Pringle
Carol & Mike
Maguire
Alan Wolfelt,
Kirby Duvall
Photos courtesy of Benjamin Bradley.
Business of Northern Colorado
Chris Goes, Brian Robertson
David & Julie Bee,
Jeanne & Paul Fangman
about town
C E L E B R AT E R E L AT I O N S H I P S , PA R T N E R S H I P S , S U R V I V O R S H I P S
Sonny & Carol JoLubick, Patti & Pete Kranske
Bruce Hottman, Marcia
Donnan, Lori Hottman
February 14
The Donnan Home :: Fort Collins
Valentine’s Day was very special for over 75
guests at this first annual event. The evening
touched the hearts of attendees as they viewed a
video and listened to the founder, Michelle Boyle,
and her brother, Marc Lubick speak. A bike from
LIVESTRONG-Lance Armstrong, was auctioned
off as well as LIVESTRONG beer and helped to
raise over $32,000 to help support RAMSTRONG
and its mission to help people in the community
affected by cancer meet their basic needs.
Jerry Donnan, Joe Vasos Michelle Boyle, Tasha Ballard, RC Callan
about town
WOMENGIVE SPRING SOCIAL
March 1
Museum of Contemporary Art (MoCA)
The colorful mask exhibit at MoCA in Fort Collins provided a lively backdrop for WomenGive’s
Spring Social. More than 80 women and their
guests gathered at the event to learn about
and support WomenGive, a leadership philanthropy group for women. This partnership
between United Way of Larimer County and
the Women’s Foundation of Colorado works to
impact the economic self-sufficiency of women
and girls in Larimer County.
Theresa Fogle, Patti Scott,
Cindy Sarai, Robin Steele
Deanna McCrery,
Mary Robertson
Jacqui Zyer, Lorna Reeves, Maryann Ruck, Meg Brown
Jacque Niedringhaus,
Maryann Ruck
Cathy Schott, Anne
Keefe, Madison Keefe
Photos courtesy of imagecatcherman.com
about town
Theresa Gomez,
Jim Barnett
masks at moca
Kit Sutherland, Bill West
Elizabeth Dodds, Mervyn Jacobson
Donna Stroh,
Bev Donnelley
Marge Brodhal showing a
mask by Bob Coonts
March 3
Marriott Hotel :: Fort Collins
Over 140 community artists and non-artists tapped into their creative energies and painted ceramic masks as part of this community wide event. During a month’s time theses masks were viewed
at the Museum of Contemporary Art (MoCA). The finale event,
gave over 200 guests an opportunity to bid on the best of ‘masks’
as 30 were featured for the silent and 15 for the live auctions.
MoCA netted approximately $65,000 to support its exhibition and
education program and to provide seed money for interior building
renovations. Photos courtesy of imagecatcherman.com
56
Becky Vasos,
Marc Lubick
The unique & unusual for those
who love the West!
• Regional Products & Souvenirs
• Elegant Crystal • Tableware
• Leather & Wood Furniture
• Handmade Silver Jewelry
• Custom Gift Baskets
• Prints & Sculptures
• Fine Leather Bags
• Christmas Room
Wyoming’s finest collection of
Home Furnishings, Collectables & Western Prints
Take a piece of
216 West Lincolnway • Cheyenne, WY
(307) 638-2222
Open M-F 10-6 • Sat. 10-5 • Sun 12-5
Allison Hines, Mara Prandi-Adams, Dawn Paepke, Tedi Cox
www.wyominghome.com
Only 45 miles north on I-25!
Kathleen Lane,
Bob & Jana Brandes
Phil & Ann Montera, Jim Barnett
Mary Kay Turner, Steven Hubbard, Sue Kreul-Froseth
57
about town
dinner of champions
Laura Heath, Jim Dunlap, 2007 MS Champion
March 8
Hilton :: Fort Collins
Neyla & Mark Driscoll,
2007 Hope Award
Recipients
Over 500 guests joined the National MS Society
Colorado Chapter to honor and celebrate Mark &
Neyla Driscoll and Jim Dunlap. The annual Hope
Award was presented to Mark & Neyla Driscoll in
recognition of their commitment to the Northern Colorado community, while Jim Dunlap was
announced as the 2007 MS Champion for his
courage and commitment to the fight against MS.
Over $106,000 was raised to support those living
with multiple sclerosis in Colorado through local
programs and medical research.
Photos courtesy of imagecatcherman.com
Allison Rittner, Kathleen Henry, Jeff Rittner
Bob & Ginny Johnson
David Schump, Wade Troxell, Chris Richmond
Donn & Linda Hopkins, Kathy Wolfe
Bob Loner,
Terry McNeal
Chandler Smith,
Allison Hines
Brownie McGraw, Carol Jo & Sonny
Lubick, Larry Abrahamson
Christine & Kevin
Brickman
Sherry & Rod
Talbott
Dennis & Doreen
Houska
Susie & Bob Ewing, Kim & Robert Walkowicz
Mark Driscoll,
Greg Yancy,
Kevin Bright
Steve & Melissa Davis, Chandler Smith
I
IT'LL CHANGE THE
WAY YOU WORK.
Pick up the all-new Tundra today at Pedersen Toyota in Fort Collins.
INTRODUCING THE ALL-NEW FULL-SIZE TUNDRA with available 5.7L i-FORCE V8. Throw
in the 6-speed automatic transmission. integrated tow hitch receiver and high-strength. trapezoidal frame
and you 've got a truck built to tow a standard capacity of over 10,000 lbs.1 of whatever you want.
toyota.com
PEDERSEN TOYOTA
4455 S. College Ave., Fort Collins
(970) 223-3100
pedersentoyota.com
'Before towing. confirm your vehicle and trailer are compatible. hooked up and loaded properly and that you have any necessary add itional equipment. Do not exceed any
Weight Ratings and follow all instructions in your Owner's Manual. The maximum you can tow depends on the tota l weight of any cargo, occupants and available equipment.
Vehicle shown with available equipment. 4x4 Double Cab Limited Standard Bed with available 5.7L V8 and 20-in. alloy wheels. ©2007 Toyota Motor Sales. U.S.A .. Inc.
www.stylemagazinecolorado.com
211 W. Myrtle St.
Fort Collins, CO 80521
CHANGE SERVICE REQUESTED