the document presenting all projects carried out so far by

Transcription

PROFESSIONAL EXPERIENCE
Since its inception in 1970, Développement international Desjardins
(DID) has been greatly enriched by its experience along the way. It has
always adapted to the needs of its partners and been responsive to
requirements set by the microfinance industry. This document
presents DID's professional history.
For more than 40 years, Développement international Desjardins (DID) puts at the
service of its partners a range of specialized solutions so they may offer their
members and clients financial products that are diversified, accessible and secure.
DID’s mission is to increase empowerment among disadvantaged populations by
facilitating access to a diverse range of financial services and by developing
individual and community assets.
With a team of more than 100 experts involved in finance from his headquarters in
Canada and around the globe, DID is a major actor within the microfinance sector.
DID brings leadership in matter of result-based approach regarding all the projects
undertook over the last 4 decades.
DID’s Professional Experience
LIST OF COUNTRIES WHERE DID HAS REALIZED MANDATES SINCE ITS INCEPTION IN1970
CENTRAL AND EASTERN EUROPE
Czech Republic, Hungary, Latvia, Lithuania,
Moldova, Poland, Regional Europe, Romania,
Russia
Quebec, Canada;
DID Head office
AMERICAS AND
THE CARIBBEAN
Belize, Bolivia, Brazil, Colombia,
Costa Rica, Cuba, El Salvador,
Ecuador, Grenade, Guatemala, Haiti,
Honduras, Jamaica, Latin America,
Mexico, Nicaragua, Panama,
Paraguay, Peru, South America,
Suriname, St-Vincent, Trinidad and
Tobago, Uruguay and regional
projects
AFRICA
Angola, Algeria, Benin, Burkina Faso,
Burundi, Cameroon, Chad, Comoros,
Democratic Republic of the Congo ,
Djibouti, East Africa, Egypt, Ethiopia,
Ghana, Guinea, Ivory Coast, Kenya,
Madagascar, Mali, Mauritania,
Morocco, Niger, Rwanda, Senegal,
Tanzania, Togo, Uganda, West Africa,
Zaire, Zambia and regional projects
ASIA
China, India, Kyrgyzstan,
North Korea, Philippines,
Regional Asia, Sri Lanka,
Uzbekistan, Vietnam and
regional projects
DID’S SPECIALIZED SOLUTIONS
DID provides leaders in microfinance with the know-how, tools and methodologies to set up and strengthen formal financial
institutions that are inclusive, earn a return and improve the socio-economic development in both rural and urban areas. As of
today, our partner institutions reach nearly nine million families and entrepreneurs. The expertise developed by DID over the
years cover a variety of sectors, where we can define the specialized solutions that we propose to our partners and collaborators.
Mobilization of Savings
Capacity Building and Training
Agricultural financing or credit
Social Performance
Technological solutions (systematization of operations)
Supervision, surveillance and control
Microinsurance
Loans for schooling
Housing Finance / Housing Credit
Investments
Financing for Entrepreneurs
Creation and strengthening of base institutions, Organizing financial institutions into networks, Financial Analysis,
Regulations, Legal framework, Feasibility studies, Market studies, Sector surveys, Partner coaching Program (PAP) in
Surveillance operations, Business development and technical assistance from DID Senegal (antenna in Dakar Senegal).
Notes:
The SAF2000 transactional software is now known as SAF
The SAF transaction processing software package from DID already installed in over one thousand locations provides processing of transaction data
for financial institutions of any size and is aimed at optimizing these procedures for microfinance institutions. Originally designed by SYSDE, it was
adapted by DID to meet the specific needs of its partner microfinance institutions located on four continents. Close collaboration and sustained effort
enabled SYSDE and DID to develop and deploy several new versions over the last ten years, fully updating the system to handle changes in the field.
The SAF system, now in version 4.3 is available in three languages, French, English and Spanish.
SIG / SIGDID / DECISION are all Management Information Systems (MIS) / decision-making systems now known as Stratego:
Stratego is a business intelligence tool designed to improve the strategic decision making of managers by enabling them to make better use of
available data in order to improve their knowledge of their organization. Using the latest technologies, Stratego is a highly effective tool that is
flexible, secure and easy to use. It monitors financial institution progress and can be used to compare several institutions or several periods in relation
to targets set. By using Stratego, managers are able to analyze the profitability and performance of their institution, track trends, target areas of
operational inefficiencies and make improvements.
1
TABLE OF CONTENTS
Page
MULTI-CONTINENT ........................................................................................................................................................................................................1
AFRICA .............................................................................................................................................................................................................................4
AMERICAS & CARIBBEAN .............................................................................................................................................................................................31
ASIA................................................................................................................................................................................................................................43
CENTRAL AND EASTERN EUROPE ...............................................................................................................................................................................48
Please note that the Canadian International Development Agency (CIDA) is now called Foreign Affairs, Trade and Development Canada (DFATD).
MULTI-CONTINENT
Projects taking place on more than a continent simultaneously.
Africa and Americas
Starting
Year
2008
Ending
year
2008
Africa and Americas
2014
Africa and Americas
Country
Project
Financial Partners
"BUILD THE FUTURE: REDUCING POVERTY THROUGH BETTER ACCESS TO FINANCIAL
RESOURCES"
The emergence and consolidation of community finance institutions as well as the
development of recognized expertise require a sustained commitment to our partners. The
project will support and complement various DID initiatives such as the translation of training
tools, information technologies for rural operations, development of monitoring tools for the
EFCs, etc. Countries targeted: Mali, Burkina Faso, Senegal, Togo and Haiti.
Foreign Affairs, Trade and
Development Canada
(DFATD)
2015
FINALIZATION OF THE FRAMEWORK GOVERNING THE MICROINSURANCE ACTIVITIES IN THE
MEMBER STATES OF CIMA, THE CONFÉRENCE INTERAFRICAINE DES MARCHÉS DE
L'ASSURANCE (InterAfrican conference of insurance markets)
Hold meetings in 4 countries in West Africa: Cameroon, Benin, Senegal and Ivory Coast with
interveners from the insurance industry, with the Ministries concerned and with the various
associations associated with the insurance and agricultural market in order to finalize the
framework governing microinsurance activities within the member states of CIMA, the
Conférence Interafricaine des Marchés de l'Assurance.
InterAfrican conference of
insurance markets (CIMA)
2014
2019
ESTABLISHMENT AND DEVELOPMENT OF EFCs IN AFRICA AND LATIN AMERICA
Provide for the organization, operational follow up and management of project partner
financial centres for entrepreneurs (EFCs) set up and operated by DID. The project has
adopted a Build, Operate, and Transfer strategy. The project will ensure that EFCs provide
entrepreneurs with a tailor-made approach for access to financial products and services based
on professional management and qualified employee specialists. EFCs will also offer clients
and employees an opportunity to gradually become owners through unique, innovative access
to ownership mechanisms (CSOP and ESOP programs). This business model is unique and
distinctive in the microfinance sector because the focus of its strategy is capacity building and
involvement in local collective ownership.
EFC Tunisia, EFC Tanzania,
EFC Panama, EFC Colombia,
Africinvest, Triple Jump,
Blue Orchard, Bamboo, BIO,
Colac, Dunduliza, FMO, French
Development Agency (AFD),
Development Canada
(DFATD)
Africa and Americas
2005
2014
PROFESSIONALIZATION OF AGRICULTURAL CREDIT METHODS (PMCA)
Define and introduce effective agricultural credit practices and then disseminate the lessons
learned. Undertake a diagnostic of the agricultural credit function and analyze production
chains in order to better understand the market potential. Based on these diagnostics and
market analyses, make recommendations which will make it possible to introduce changes in
procedures and adapt credit products. The project will make it possible to monitor a complete
cycle of agricultural production and introduce corrective measures based on trends and
performances observed. This project could be the basis for a future agricultural finance
project on a greater scale. Phase I: 2005-2007 Phase II: 2007-2010. Countries of
assignment: Mexico, Madagascar, Burkina Faso, Tanzania. Phase III: 2011-2014. Mexico,
Burkina Faso, Mali, Madagascar, India, Tanzania, Colombia, Zambia.
Development Canada
(DFATD) and Desjardins
Group
Africa and Asia
2007
2010
HOUSING FINANCE
The project will be based on pilot testing of products and accompanying a methodology with
Development Canada
three of our current partners located in the three different regions. This testing, which will
(DFATD)
ultimately lead to the design of a housing credit tool kit will be an opportunity for our partners
to strengthen their credit function through privileged coaching. The lessons learned and the
methodologies tested will make it possible for DID to offer it to all of its cooperative partners.
Countries targeted: Burkina Faso, Senegal, Zambia and India.
Starting
Year
2000
Ending
year
2015
Africa, Americas
and Asia
2002
Africa, Americas
and Asia
Country
Africa, Americas
and Asia
Project
2
Financial Partners
SUPPORT FOR INSTITUTIONS AND FUNDS BENEFICIATING FROM INVESTMENT FROM DID
The objective established by DID and its partners is to organize and provide for management
and monitoring of financing operations for community finance institutions drawing on the
funds available at DID and other financial partners working in microfinance capital market
niches. To achieve this objective, DID intends to carry out an organized process for
investment, governance and divestment. The general strategy of the project will consist of
providing assistance and technical advice to DID investment partners or other institutional
investors and ensuring active, added-value involvement in the governance of the institutions
financed.
Development Canada
(DFATD)
2011
RESEARCH AND TECHNOLOGICAL DEVELOPMENT
Since 2002, nearly 200 cooperatives belonging to 15 networks in West Africa, Haiti and Mexico
have computerized their operations with the SAF, AMIO and DECISION systems proposed by
DID. This deployment gives 900,000 households access to computerized financial services
under the same technological platform. This shared platform enables interoperability, opening
the door to a multitude of innovative services. For example, under this project, the
interconnection of sites will make it possible (i) for the federations and DID to develop and
introduce a distance support service for operations that will significantly improve the quality
of service offered to the cooperatives while considerably reducing the cost (ii) to develop and
manage an intercoop transaction service, significantly improving access to financial services
(iii) to develop electronic intercoop transaction and payment systems such as transactions by
cell phone, over the internet or at ATMs. The project provides support for the networks in
Togo, Burkina Faso, Senegal, Mali, Mexico, the Philippines, Niger, Tanzania, Mauritania,
Guinea and Haiti.
Development Canada
Group
2002
2015
COACHING PROGRAM FOR PARTNERS
Thus coaching program provides professional assistance to networks of savings and credit
Development Canada
cooperatives with help in tasks related mainly to inspection, audits, restating financial
(DFATD)
documents and internal controls. A complement of the technical support activities undertaken
by DID, experts are recent expert retirees from the Desjardins Group to transfer the expertise
they have acquired during their career. Intervention countries: Benin, Burkina Faso,
Cameroon, Guinea, Haiti, India, Lithuania, Madagascar, Mali, Mauritania, Mexico, Niger,
Panama, Paraguay, Peru, Philippines, Russia, Rwanda, Senegal, Sri Lanka, Tanzania, Togo ,
Vietnam, Zambia.
Africa, Americas
and Asia
2004
2010
DEVELOPMENT OF TRAINING EXPERTISE IN COMMUNITY FINANCE (DEFFI)
Improving professionalism in partner networks and institutions by systemizing training as a
functional unit, including structuring, training and equipping those in charge of training in
MFIs so they can manage training activities and ensure skills transfer to the workplace. Basic
training and specialized training will also be delivered. Phase I: 2004-2007 Phase II: 20072011. Countries targeted: Mali, Burkina Faso, Senegal, Madagascar, Guinea, Benin, Niger,
Mauritania, Tanzania, Togo, Cameroon, Philippines, Haiti, Peru, and Mexico.
Development Canada
(DFATD)
Africa, Americas
and Asia
2007
2010
RURAL-URBAN INTERCONNECTIVITY TO HELP FIGHT POVERTY
Provide consulting services to help develop local skills and provide the material resources
required to improve interconnectivity between rural and urban entities in a given network of
savings and credit cooperatives, their federation, and external organizations across three
continents. Improve access to financial services for poor communities, mainly in rural areas.
Increase outreach and frequency of use of services by improving transactions possible.
Interconnectivity would first be established between rural and urban service units of a given
network (inter-coop solution) and later between linked units of the network and external
financial institutions (transfers of funds). The project will be deployed in Burkina Faso, Togo,
Mali, Vietnam and Haiti.
Bill & Melinda Gates
Foundation
Africa, Americas
and Asia
2009
2014
PROFESSIONALIZING MICROINSURANCE METHODOLOGIES
The current project is part of a research action approach designed to optimize and
professionalize methodologies for distribution and delivery of microinsurance products within
the explicit context of our partner networks. More specifically, the project aims at verifying
and demonstrating that microinsurance can be complementary to microfinance in reducing
poverty. It is also intended to demonstrate that the existence of a network of MFIs or access
to such a network adds value that should be optimized in terms of improving access by
disadvantaged communities to appropriate microinsurance services. How access may be
improved will also be verified
Phase I: 2009-2010. Countries targeted: Senegal, Kenya and Sri Lanka
Phase II: 2011-2014. Countries targeted: Benin, Burkina Faso, Malawi, Mali, Niger, Senegal,
Tanzania, Togo, Zambia, Bolivia, Colombia, Haiti, Honduras, Panama, Paraguay, Peru,
Indonesia, Philippines, Sri Lanka and Vietnam.
Development Canada
(DFATD)
3
Starting
Year
2009
Ending
year
2011
Africa, Americas
and Asia
2009
2010
CAPACITY DEVELOPMENT PROGRAM AND CREDIT RATING SYSTEM (CREDIT+)
MFIs have had few tools until now for proper analysis of loan requests. Improving and
facilitating lending decisions requires systemizing and standardizing the process. DID has
developed an effective tool to analyze loan requests which may be used as a standard analysis
model for housing loans. DID will introduce the tool it has developed into three partner
institutions. After testing, the tool could be introduced into other partner institutions.
Countries targeted: Mali, Togo and India.
Africa, Americas
and Asia
2011
2015
TECHNICAL INNOVATION AND OPERATIONAL EFFECTIVENESS
Induce DID partners to take advantage of technological solutions and systems enabling them
Development Canada
to provide the latest services to members at the lowest cost while contributing to poverty
(DFATD)
alleviation and reducing rural isolation. This includes: developing and testing a mobile banking
system; developing and testing a smartcard system; outlining master plans, architecture
studies, positioning, technological monitoring; systemizing operational procedures in the
financial cooperatives and institutions; preparing and conducting seminars; tailoring
technological solutions to the circumstances of rural communities; training employees in the
institutions and making improvements to procedures and improving the competencies of
information technology specialists, etc. Countries targeted: Benin, Burkina Faso, Mali, Niger,
Senegal, Tanzania, Togo, Zambia, Haiti, Panama, Philippines, Sri Lanka and Vietnam.
Africa, Americas
and Asia
2011
2015
SUPPORT FOR STRUCTURING AND INNOVATIVE PRODUCTS AND SERVICES (SOSI)
This project is aimed at obtaining better understanding (ongoing process) of current and
future needs of our partners and their members, especially women as well as of the trends,
context and opportunities apparent in the microfinance industry. This is intended to develop
the products and services that will allow partners to adapt, as well as to assist them in dealing
with the challenges they are facing when expanding community access to effective and
relevant financial services. To achieve that goal, the project is intended to capitalize
specifically on the results obtained by the partners, either in other projects, by optimizing the
elements offering an interesting potential, and by documenting them and developing tools for
them and then by disseminating best practices. Counties targeted: Benin Burkina Faso,
Malawi, Mali, Senegal, Tanzania, Togo, Zambia, Bolivia, Colombia, Honduras, Panama,
Paraguay, Peru, Indonesia, Philippines, Sri Lanka and Vietnam.
Development Canada
(DFATD)
Africa, Americas
and Asia
2011
2015
INTEGRATION OF GOOD GOVERNANCE PRACTICES (IPG)
The objective is to improve MFI governance practices. The general strategy for the project
consists of identifying the crucial issues for governance using a survey conducted in four
regions of the world (East Africa, West Africa, Latin America and Asia) and developing and
testing suitable toolkits and intervention procedures. DID intends to work on issues such as
applying roles and responsibilities, monitoring social and financial performance,
accountability, taking a prospective approach to articulating orientation, etc. This is a
research-action project that will include publications and roll out of results. Countries
targeted: Benin, Burkina Faso, Malawi, Mali, Niger, Senegal, Tanzania, Togo, Zambia, Bolivia,
Colombia, Haiti, Honduras, Panama, Paraguay, Peru, Indonesia, Philippines, Sri Lanka and
Vietnam.
Development Canada
(DFATD)
Country
Africa, Americas
and Asia
Project
Financial Partners
SUPPORT FOR FAIRNESS IN GENDER EQUITY AND SOCIAL PERFORMANCE
This project consists of producing an inventory of best practices in social performance and
Development Canada
gender equity in the area of microfinance in order to optimize and professionalize instruments (DFATD)
already in use as well as new approaches being tested with the assistance of microfinance
networks in West Africa and Latin America. This is a research action project for field testing of
new ways to foster better governance in base institutions and in apex organizations involved
in linking financial performance with social performance. The main results will be documented
and the methodologies developed under this project will be of benefit to other partners.
Countries targeted: Guinea, Philippines, and India.
Netherlands Development
Finance Company (FMO)
and Foreign Affairs, Trade
and Development Canada
(DFATD)
4
AFRICA
Interventions taking place in a specific region or within regional projects on the African continent
East Africa
Starting
Year
2011
Ending
year
2015
East Africa
2013
Francophone
countries
Country
Project
Financial Partners
STRATEGIC MONITORING FOR THE BANKING TRANSACTION SYSTEM REPLACEMENT
The project will make it possible to carry out an evaluation of banking transaction systems in
order to recommend and then implement a replacement for the SYSDE SAF4.3 system
currently in operation among DID partners and EFCs.
Fédération des caisses
Desjardins du Québec
2015
PROFESSIONALIZATION OF AGRICULTURAL CREDIT METHODS (PMCA)
The PMCA project started in 2005. The addition of the African Rural and Agricultural Credit
Association (AFRACA) allows DID to support two new MFIs in East Africa, affiliated with
AFRACA (Zambia and Tanzania). DID support those MFIs in order to improve the agricultural
financial services they offer to their members and supports the introduction of new products
tailored to the needs of farmers and managed to minimize risks. This project allows DID to
work in close collaboration with AFRACA in dissemination activities (seminars on rural finance,
etc.).
Development Canada
(DFATD)
1994
2003
SUPPORT FOR MOBILIZATION OF SAVINGS IN FRENCH-SPEAKING COUNTRIES (PAMEF)
In close collaboration with the lnstitut supérieur panafricain d’économie coopérative (ISPEC)
(Pan African Advanced Institute for Cooperative Economy), fulfillment of a program to support
mobilization of savings through a training program offered to cooperative and mutualist
financial intermediation structures in French-speaking countries.
Phase I: 1994-2000 Phase II: 2001-2003. Countries targeted: All the French-speaking
countries of Sub-Saharan Africa.
ISPEC, Agence de
coopération culturelle et
technique (ACCT), DFATD
and Ministère des Relations
internationales du Québec
(MRI)
Francophone
countries
1998
1999
SUPPORT FOR STANDARDIZING FINANCIAL DATA
Improvement in the technological quality of the transaction interface between financial
cooperatives and members with documentation in French for the Open Bank Lite software for
financial cooperatives in French-speaking networks.
Development Canada
(DFATD)
Regional project
1999
2000
PROJECT IDENTIFICATION MISSION
Conduct an identification study. Identify one or several potential partners per targeted
country. Analysis of opportunities and a decision on intervention. Countries targeted:
Tanzania, Johannesburg, Pretoria and Cape Town.
Development Canada
(DFATD)
Regional project
1992
1996
WORKER/SHAREHOLDER COOPERATIVES WITHIN MICRO-ENTERPRISES (BO-OX)
Based on feasibility study conducted in 1992, contribute to distribution of a Canadian high
efficiency energy product by fostering processing of a part of the product in importing
countries using local enterprises open to new methods of involving the personnel in the
administration and management of the enterprise. Countries targeted: Burkina Faso and
Rwanda.
Development Canada
(DFATD)
Regional project
1993
1996
AFCRED GREAT LAKES
Support to facilitate the integration of women into the financial institutions of Rwanda and
Burundi.
Development Canada
(DFATD)
Regional project
1999
2005
REGIONAL PROGRAM FOR TECHNICAL SUPPORT FOR COMMUNITY FINANCE (FINACO)
Build capacity of staff and organizations and modernize management and control systems.
Develop and test technological solutions adapted to logical needs, adapted to needs and
adapted to the context of mutualist networks operating in the areas of (i) management
information systems for savings and credit mutual operations and (ii) management
information systems for mutual networks. Phase I: 1999-2002 Phase II: 2001-2002
Phase III: 2002-2005. Countries targeted: Benin, Burkina Faso, Ivory Coast, Mali, Madagascar,
Senegal and Togo.
Development Canada
(DFATD) and partner
networks
Regional project
2002
2003
IMPLEMENTATION OF TECHNOLOGICAL SOLUTIONS (MOST)
Develop and test technological solutions adapted to the needs and circumstances of mutual
networks in the areas of (i) computerized management information systems for the
operations of savings and credit mutuals and (ii) management information systems for mutual
networks. Countries targeted: Burkina Faso, Mali, Madagascar and Senegal.
Development Canada
(DFATD)
Regional project
2007
2007
ANALYSIS OF HOUSING FINANCE IN FRANCOPHONE AFRICA SOUTH OF THE SAHARA
The diagnostic study will enable the client to identify investment opportunities and potential
in the 4 countries identified and to define the nature of eventual technical support. Countries
targeted: Mali, Senegal, Cameroon, and Rwanda.
International Finance
Corporation (IFC), member
of the World Bank Group
Regional project
Starting
Year
2007
Ending
year
2010
Regional project
2009
Regional project
Country
Project
5
Financial Partners
TRANSFER AND NATIONAL ACCOMPANIMENT FOR THE DEVELOPMENT OF AN EXPERTISE IN
MICROFINANCE (TANDEM)
DID's objective is to ensure that the MFIs perpetuate the mechanisms for implementation
and change so that there is continuity in the development of their institutions in order to
improve financial and organizational performance To do this, DID proposes to work mainly on
the elements that drive financial performance; that is to say, the formalizing elements
(processes, procedures, tools, etc.), on employee skills and on responsibilities assumed by
main executives of the institutions. The overall strategy is to set up an intervention unit made
up of local microfinance experts. Countries targeted: Senegal, Mauritania, Guinea, Niger and
Burundi.
Development Canada
(DFATD)
2009
STUDY OF AP/SFD SUSAINABILITY IN WAEMU COUNTRIES
Carry out a diagnostic analysis of all AP/SFDs (associations of professionals working in
decentralized financial systems) in the WAEMU zone in order to formulate realistic proposals
to build AP/SFD viability and mechanisms for operations. The project aims specifically at
analyzing new regulations for SFDs, defining the challenges they face, and the outlook for
promoting the sector and AP/SFD self-regulation; analyzing AP/SFD governance (strategic
orientations, democratic participation by members, defined membership criteria and rules,
ownership by the members, etc.); analyzing operational and financial viability (capacity for
developing services and generating resources internally, involvement by members in financing
of the association); proposing draft articles of association, by-laws, membership charter, and a
code of ethics. The intent is to achieve AP/SFD self-sufficiency and a refocusing on the role of
defending the interests of the profession and representing its interests in officially-sanctioned
relations established with authorities.
Countries targeted: Benin, Burkina Faso, Ivory Coast, Guinea Bissau, Mali, Niger, Senegal and
Togo.
Lux-Dev, with financing from
the Banque centrale des
États de l’Afrique de l’Ouest
(BCEAO)
2011
2013
ACCESS TO HOUSING FINANCE II
This demonstration project aims at testing responses to the main constraints affecting a
significant commitment by community finance institutions to housing finance. It is based on
the lessons learned during DID’s previous experience and on the methodologies and
instruments it developed. Cross-cutting nature, the project will begin in Mali and will later
incorporate networks that have worked with DID during previous stages of development of
housing finance. These partners will be informed and apprised of developments while
incorporating their own results into the project. Countries targeted: Mali; Togo, Benin,
Burkina Faso, Senegal, Niger (member countries of the CIF), West Africa and Zambia.
Development Canada
(DFATD)
Regional project
2010
2010
STUDY OF MICROINSURANCE IN THE CIMA ZONE (PHASES I AND II)
Carry out an analysis of the offer and demand for insurance and microinsurance products in a
representative sample of the country, in order to identify the driving forces and the obstacles
to developing the market. On the basis of this analysis, formulate recommendations that will
enable the General Secretariat of CIMA to make proposals to the Council of Ministers
regarding adaptation of regulations in force in order to improve access to microinsurance in
member countries. These member countries are Benin, Burkina Faso, Cameroon, Central
African Republic, Democratic Republic of Congo, Cote d’Ivoire, Equatorial Guinea, Gabon,
Guinea Bissau, Mali, Niger, Senegal, Chad and Togo.
Regional project
2011
2012
SUPPORT PROJECT FOR MICROINSURANCE / CONFÉRENCE INTERAFRICAINE DES MARCHÉS
D’ASSURANCE (CIMA) (PHASE II)
The purpose of this pilot project is to set up a training and awareness program concerning the of the World Bank Group
new regulations affecting the 14 member countries of CIMA, the Conférence interafricaine des
Marchés d’assurance, an institution established to promote access by the poor to insurance.
This program will be deployed in Benin and Senegal, two of the countries affected by the new
regulations. Under the project, DID will be responsible for presenting the findings of the study
on microinsurance in the CIMA zone and amendments to the CIMA code, designing a
community awareness program to reestablish the credibility of insurers in the community, and
designing and delivering a training program for various insurance market stakeholders in
Benin and Senegal.
Regional project
2015
2018
INCREASING ACCESS TO SUSTAINABLE RURAL FINANCIAL SERVICES IN WEST AND CENTRAL
AFRICA
Improve the sustainability, relevance and effectiveness of rural finance interventions for
IFAD’s target group in the West and Central Africa Region. The specific objectives are to:
(i) Strengthen the design and implementation of rural finance interventions in the region;
(ii) Promote scale-up of demand-based innovative products, approaches and services for rural
households; (iii) Improve strategy and support policy dialogue in rural finance interventions in
WCA; and (iv) Enhance capacity in rural finance amongst implementation partners, including
RFI.
International Fund for
Agricultural Development’s
(IFAD) divisions : West and
Central Africa Division
(WCA) and Policy and
Technical Advisory Division
(PTA)
West Africa
Starting
Year
1986
Ending
year
1989
West Africa
1988
West Africa
Country
Project
6
Financial Partners
SUPPORT TO THE REGIONAL OFFICE OF THE INTERNATIONAL COOPERATIVE ALLIANCE
Funding of women's cooperative micro-projects, hiring of a female regional coordinator and
support of a research program aimed at better defining the problems facing the cooperatives
of the sixteen member countries of ROWA.
Development Canada
(DFATD)
1989
CREDIT RESEARCH FOR SMALL AND MEDIUM-SIZED BUSINESSES AND MICRO-ENTERPRISES
Support to the micro-enterprise sector in Sub-Saharan Africa. DID intervention strategy.
Development Canada
(DFATD)
1989
1989
HUMAN RESOURCES TRAINING PROGRAM IN AFRICA
Study of a framework for a training program within DID’s programs.
Development Canada
(DFATD)
West Africa
1997
2004
SUPPORT FOR MINISTRIES IN CHARGE OF THE APPLICATION REGULATIONS REGARDING
SAVINGS AND CREDIT COOPERATIVES WITHIN THE WEST AFRICAN MONETARY UNION
Ensure residents of the West African Monetary Union access to suitable savings and credit
services from recognized institutions offering a high degree of security for depositors.
Countries targeted: Benin, Burkina Faso, Ivory Coast, Mali, Niger, Senegal, Togo, Guinea
Bissau.
Development Canada
(DFATD)
West Africa
1998
1998
FEASIBILITY STUDY FOR A CENTRE FOR FINANCIAL INNOVATION, PHASES I AND II
Ensure families and entrepreneurs with low and moderate incomes who are members of
savings and credit cooperatives with access to suitable new financial services designed for
their needs. Countries targeted: Burkina Faso, Benin, Mali and Togo.
Agence de coopération
culturelle et technique
(ACCT) and Foreign Affairs,
Trade and Development
Canada (DFATD)
West Africa
1999
2003
FINANCIAL INNOVATION CENTRE (CIF) IN WEST AFRICA
Offer networks of savings and credit cooperatives in West Africa the means to better position
their importance in the field of microfinance through research and development activities
aimed at diversifying the financial services offered. The partners in this project were: the
Fédération des caisses populaires du Burkina Faso, the Fédération des unions de coopératives
d’épargne et de crédit agricole mutuel du Bénin, the Kafo Jiginew Network (Mali), the
Nyèsigiso network (Mali) and the Pamécas network (Senegal).
Agence intergouvernementale de la francophonie,
Ministry of International
Relations, Foreign Affairs,
Canada (DFATD), four
African partner networks
West Africa
2000
2000
MICROINSURANCE FEASIBILITY STUDY
Analysis of the potential and viability of microinsurance in these three countries. Feasibility
study in the field (surveys). Begin development of microinsurance expertise with partners and
implement recommendations on microinsurance products. Counties targeted: Burkina Faso,
Mali and Senegal.
Development Canada
(DFATD)
West Africa
2000
2000
STUDY CONCERNING THE PRODUCTS AND SERVICE OFFERED THROUGH THE INFORMAL
SECTORS AND MICROFINANCE INSTITUTIONS IN WEST AFRICA
Study oriented towards groups of the poor and towards those holding savings. Savings and
credit institutions are the entry point for identifying the various groups to be studied. These
are relatively homogenous groups of individuals dealing with similar circumstances
surrounding savings products and services. Evaluation of the causes of satisfaction or
dissatisfaction of clients regarding the services offered and identification of the improvements
which should be made to the financial services provided to better meet the needs of target
clientele in Benin and Mali. Countries targeted: Benin, Burkina Faso, Ivory Coast, Mali, Niger,
Senegal, Togo, Guinea Bissau.
United Nations Capital
Development Fund (UNCDF
West Africa
2002
2005
SUPPORT FOR INTERNAL CONTROL AND EXTERNAL AUDIT OF THE NYÈSIGISO (MALI),
PAMÉCAS (SENEGAL), FAÎTIÈRE DES UNITÉS COOPÉRATIVES D'ÉPARGNE ET DE CRÉDIT DU
TOGO (FUCEC-TOGO) AND FÉDÉRATION DES CAISSES D'ÉPARGNE ET DE CRÉDIT AGRICOLE
MUTUEL (FECECAM) (BENIN) NETWORKS
Enable work groups in each network to further their knowledge of internal control, assess
strengths and weaknesses of control, determine corrective measures and implement them in
the financial cooperatives.
Consultative Group to Assist
the Poorest (CGAP)
West Africa
2002
2005
REGIONAL TECHNICAL SUPPORT PROGRAM FOR COMMUNITY FINANCE (FINACO)
Provide support for partner networks of savings and credit cooperatives to consolidate their
institutions. The FINACO team will provide support for installing transaction software in pilot
cooperatives and for upgrading the skills of network computer technicians and technicians of
the firm in charge of second-line support. In addition, FINACO will provide support for
upgrading various user manuals for transaction and management information software.
FINACO will also ensure the preparation and installation of a management information system
for four network partners. Countries targeted: Burkina Faso, Mali, Senegal and Togo.
Development Canada
(DFATD)
West Africa
2002
2007
CIF/FINANCIAL INSURANCE PLAN
Provide the CIF with management support to enable it to develop and attain profitability and
sustainability, along with technical support for developing and introducing financial insurance
plans for members in partner networks. Countries targeted: Benin, Burkina Faso, Mali,
Senegal and Togo. CIF = Centre d'innovation financière/Financial Innovation Centre.
Development Canada
(DFATD), Network of CIF
partners and Desjardins
Group
West Africa
Starting
Year
2002
Ending
year
2007
West Africa
2004
West Africa
Country
Project
7
Financial Partners
CONSOLIDATION AND OPTIMIZATION OF THREE NETWORKS IN WEST AFRICA
(RCPB - FUCEC - FECECAM)
The project is intended to allow the partner networks to benefit from capacity building of the
apex entity mainly in terms of organization. These efforts will help foster better synergy and
leadership. The action undertaken should also foster implementation of preventive and
proactive management methods, especially through the implementation of management
tools for financial and management information (MIS). The networks will be better equipped
to manage their loan portfolios efficiently and effectively (policies, procedures, follow-up),
through mechanisms that establish structure, such as credit approval mechanisms for major
amounts. Countries targeted: Benin, Burkina Faso and Togo.
RCPB : Réseau des caisses populaires du Burkina Faso;
FECECAM : Fédération des caisses d'épargne et de crédit agricole mutuel;
FUCEC : Faîtière des Unités Coopératives d'Épargne et de Crédit du Togo.
Development Canada
Group
2007
DEVELOPMENT OF LOCAL IMPLEMENTATION EXPERTISE IN WEST AFRICA (DELISA)
Setting up of an intervention unit based in Dakar, composed of two teams of local experts who
undertake implementation and are responsible in whole or in part for computerization of
partners. These autonomous teams offer the services to the networks in order to prolong the
service offer to DID's West African partners after project completion. The activities carried
out under the DELISA project are in line with the modernization process begun with the
networks. Therefore, when choosing sites to introduce transactional software, special
attention is paid to the network reconfiguration plan in order to ensure proper
accompaniment of the implementation process. Project based in Dakar (Senegal), but with
assignments in Benin, Burkina Faso, Mali, Mauritania and Togo.
Development Canada
Group
2006
2006
MODERNIZATION AND TRANSFORMATION OF THE NETWORKS (PMTR)
Provide technical expertise for designing and setting up the financial framework for the
regional confederation and the financial agency. Utilization in West Africa of the experience
acquired by Desjardins in relation to confederations. Countries targeted: Burkina Faso, Mali,
Togo, Senegal and Benin.
Financial innovation Center
(CIF)
West Africa
2007
2007
STUDY OF THE LOAN INSURANCE MARKET
The business plan of the Malian Mortgage Guarantee Fund (Fonds de Garantie hypothécaire
du Mali) includes an expansion of its service offer in the WAMU sub region. In order to
establish forecasts of business volume for loan insurance products, it has been decided to
carry out country studies. Support the FGHM in updating its business plan. Draw up
projections of business volume for loan insurance products. Review (by conducting working
sessions with Malian financial institutions) the terms and conditions of the services offered by
the FGHM. Countries targeted by this intervention: Burkina Faso, Niger, Mali and Benin.
Netherlands Development
and Fonds de garantie
hypothécaire du Mali
(FGHM)
West Africa
2007
2011
SUSTAINABILITY OF INSURANCE PRODUCTS
The project consists of: i) Finalizing the introduction of the credit life and disability insurance
plan ii) Developing two group insurance products iii) Finalizing feasibility of a regional
insurance company and proceeding with operational set up. Countries targeted: Benin,
Burkina Faso, Mali, Senegal and Togo.
Development Canada
(DFATD)
West Africa
2008
2008
SUPPORT FOR THE TANDEM PROJECT (TRANSFER AND COACHING FOR DEVELOPING
NATIONAL EXPERTISE IN MICROFINANCE)
Improve the financial services offered to poor communities, mainly those in rural areas, by
increasing the professionalism and capacities of MFIs. The strategies employed to implement
the project are (i) group activities (training sessions/seminars) to develop shared knowledge
among MFI staff (ii) targeted technical intervention and coaching for partners, based on their
needs, using a national team of experts (iii) sharing of good practices among MFIs in the sub
region. Countries targeted: Benin, Burkina Faso, Ivory Coast, Mali, Niger, Senegal and Togo.
Organisation internationale
de la francophonie (OIF)
West Africa
2008
2011
FINANCIAL UNIT AND LOAN PORTFOLIO
Determining the feasibility of setting up a financial unit, including application for licensing,
investor involvement, selection of a reference banking institution and operationalization of
the head office with qualified personnel and the following services: centralized management
of liquidities, financing operations and refinancing operations for the networks. The project
also involves strengthening the quality of the portfolio of the networks in order to encourage
the financial soundness of the movement and the market of the financial unit. Countries
targeted: Benin, Burkina Faso, Mali, Senegal and Togo.
Development Canada
(DFATD)
8
West Africa
Starting
Year
2009
Ending
year
2009
West Africa
2011
2015
SUPPORT PROJECT FOR THE MICROFINANCE SECTOR IN WEST AFRICA (PRAO) (COMPONENTS
FOR "SUPPORT FOR THE CIF CONFÉDÉRATION DES INSTITUTIONS FINANCIÈRES" AND
Development Canada
"SUPPORT FOR AP/SFD ASSOCIATIONS PROFESSIONNELLES DES SYSTÈMES FINANCIERS
(DFATD)
DÉCENTRALISÉS")
The regional support project for the microfinance sector in West Africa is aimed at capacity
building and the sustainability of all the potential microfinance structures in West Africa. The
proposed initiative is composed of two separate, although complementary, components. The
first will provide support to the CIF for certain priorities identified in its 2011-2015 business
plan. The second provides consulting and technical support for associations of professional
staff and community financial systems in order to improve the level of professionalism and the
transparency of institutions in the sector in line with the microfinance national strategies and
with application of new regulations in force in the West African Economic and Monetary
Union (WAEMU). Countries targeted: Senegal, Mali, Burkina Faso, Benin and Togo. It is
possible that other countries in the sub-region may obtain a minor level of assistance under
the project.
West Africa
2011
2012
NTRODUCTION OF THE STRATEGO SYSTEM WITHIN FOUR OF THE SIX MEMBERS OF THE
CONFEDERATION DES INSTITUTIONS FINANCIÈRES (CIF)
Carry out a series of interventions and technical assistance with four targeted networks in
order to conduct a preliminary diagnostic study and initiate the Stratego implementation
process which includes the transfer of competencies related to Stratego operations and
utilization. Countries targeted: Burkina Faso, Mali, Senegal, and Togo.
Confédération des
institutions financières (CIF)
West Africa
2012
2012
STUDY REGARDING PROMOTION OF MORTGAGE GUARANTEES IN COUNTRIES OF THE WEST
AFRICAN ECONOMIC AND MONETARY UNION (WAEMU)
This project is intended to facilitate secure development of credit services provided by
financial institutions. It is also intended to study the opportunity of promoting mortgage loan
guarantees as an instrument to help mortgage market development. Lastly, the project is
intended to facilitate access to home ownership for the greatest number of people in WAEMU
countries.
West African Development
Bank (BOAD)
Algeria
2000
2000
MORTGAGES MARKET STUDY
Develop Société de Refinancement Hypothécaire (SRH) activities. Improve infrastructure of
primary mortgage market. Further develop the Société de Garantie des Crédits Immobiliers,
its products and procedures and ensure coherence of the various initiatives with up-front
buyer assistance plans set up by the Caisse Nationale du Logement (CNL) (National Housing
Fund).
World Bank
Algerian Government
Algeria
2003
2006
DEVELOPMENT OF THE MORTGAGE MARKET
Modern training program in mortgage, training of the trainers coming from six banks and
support them in the “broadcasting” of these training sessions for 2 000 to 3 000 managers of
financial institutions throughout the country.
World Bank
Government of Algeria
Algeria
2007
2009
FEASIBILITY STUDY TO MAKE HOUSING FINANCE IN ALGERIA MORE DYNAMIC
Help the Algerian government establish a coherent policy for the multiple facets of the
housing sector by carrying out certain studies and providing overall coordination of the
program as delegated project leader. The services provided by the consortium will be to
(i) participate in carrying out a technical study based on the conclusions of social and
environmental studies (ii) make recommendations concerning a credit bureau (iii) participate
in carrying out a technical and management training plan. DID, CMHC and CRC Sogema
realized this mandate in collaboration.
Ministry of Finance,
Government of Algeria
Country
Project
DEVELOPMENT OF MANAGEMENT AND DECISION ASSISTANCE SYSTEM (PENTAHO)
In West Africa DID has been providing support to several longstanding partners that were
affected by the introduction of the Central Bank of West African States (BCEAO) new chart of
accounts for banking. Since regulatory provisions have required major changes to the financial
reports produced by the networks of cooperatives, DID upgraded its DECISION transaction
software package. DID worked in collaboration with the CIF (Confédération des Institutions
Financières) to achieve the goal of standardizing the management systems and practices of
member networks and the goal of financial monitoring. The MIS developed would consolidate
network financial data at the CIF, which were not possible under the precedent system. The
project was to improve the system to make utilization more user-friendly, improve
performance, produce financial information to meet the new needs of the partners,
standardize management practices within networks in the West African Economic and
Monetary Union and improve the quality of data generated by the system resulting in a higher
level of professionalism for the microfinance sector in the sub region. Countries targeted:
Burkina Faso, Senegal, Mali and Togo.
Financial Partners
Development Canada
(DFATD)
Algeria
Starting
Year
2008
Ending
year
2010
Algeria
2012
Angola
Country
Project
9
Financial Partners
SUPPORT FOR SETTING UP A SAVINGS AND CREDIT COOPERATIVE (CEC) FOR EMPLOYEES OF
THE SONATRACH GROUP
The main challenge is to execute a project where the employees are involved and which, at
completion, will result in their ownership of the financial institution, with the advantages of a
savings and credit cooperative (CEC). Services offered: (i) External support to advise the
SONATRACH team on strategic, organizational and operational approaches for setting up a
savings and credit cooperative at its head office in Algiers; (ii) External support to develop
methods of functioning, operations, work process and tools and technologies to ensure
optimal service for CEC members and (iii) Support for training and development of
competencies for CEC directors and staff, for both strategic management and operations,
related to the various tasks inherent in a cooperative financial institution.
Société nationale de
transport et de
commercialisation des
hydrocarbures
(SONATRACH)
2013
COUNTRY DIAGNOSTIC STUDY FOR A PILOT PROJECT TO SET UP A MICROINSURANCE PLAN
FOR YOUNG ENTREPRENEURS
The goal of this project is to assess, in collaboration with various consultants, incentives and
deterrents affecting the potential development of an efficient micro-insurance system to
protect the incomes of young men and women entrepreneurs in Algeria.
Deutsche Gesellschaft für
Internationale
Zusammenarbeit (GIZ)
2006
2006
MICROFINANCE DEVELOPMENT IN ANGOLA (IDENTIFICATION MISSION)
Study conducted of the market in Angola for better understanding of the environment and
expectations of local officials. Joint strategies and business models will be based on this study
in order to deal with challenges and opportunities including the creation of a microfinance
institution drawing on both cooperative and corporate models.
Eduardo de Santos
Foundation (FESA)
Angola
2007
2007
CREATION OF A REGIONAL BANK IN ANGOLA, PHASE I
Create a regional bank with its head office in Benguela. Adapt several elements of the
feasibility study made the previous year, in particular financial forecasts, in order to adapt
them to the new orientation, i.e. the creation of a regional bank. The business strategy of a
regional bank involves greater concentration on the agricultural sector, different credit
volume and amounts and a more restricted potential for mobilizing savings. Several other
implications for goals, strategies and resources for the initial project versus the revised project
must be taken into consideration.
Eduardo De Santos
Foundation (FESA)
Angola
2008
2009
CREATION OF A REGIONAL BANK IN ANGOLA, PHASE II
Following one feasibility study conducted in 2007, financial projections were revised in line
with the “regional bank” model. Comparative financial analysis of the initial scenario and the
revised scenario, i.e. national bank versus regional bank. Working sessions between DID,
FESA management and BNA officials in Luanda. Business plan revised and adapted.
Determine the main parameters for feasibility work leading to a structured management plan.
Eduardo De Santos
Foundation (FESA)
Benin
1986
1986
ASSESSMENT OF NON-COMMERCIAL FISHING PROJECTS
Assessment mission of non-commercial fishing projects.
Development Fund (UNCDF)
& United Nations Development Programme (UNDP)
Benin
1992
1992
INSTITUTIONAL DIAGNOSIS OF ACOODER
Perform an organizational and financial diagnostic of ACOODER, the Banikoara Co-operative
Association for Farming Development for the purpose of restructuring.
Development Canada
(DFATD)
Benin
1993
1995
PROJECT TO SUPPORT THE CREATION AND DEVELOPMENT OF SMALL AND MEDIUM-SIZED
BUSINESSES
Support for re-entry into the labour force of laid-off employees in the public and parapublic
sectors, in particular, by stimulating the job market by the creation and development of small
and medium-sized businesses. Experimentation with a program to support the creation and
development of small and medium-sized businesses.
World Bank
Benin
1995
1997
SUPPORT PROJECT FOR FINANCIAL ORGANIZATIONS IN COTONOU (PAOFIC)
Support delivered to financial organizations in Cotonou for their development and conversion
into savings and credit cooperatives.
Development Canada
(DFATD)
Benin
1995
1997
SUPPORT PROJECT FOR REGIONAL COOPERATIVE DEVELOPMENT (PADCOOP)
Support the consolidation and development of production and service cooperatives by
providing access to training and consulting advice and by fostering amalgamation into an
organization for promoting the economic and social roles of cooperatives.
Development Canada
(DFATD)
Benin
1996
1996
SUPPORT TO ONE UNIT OF THE PROJECT TO SUPPORT THE CREATION AND DEVELOPMENT OF
SMALL AND MEDIUM-SIZED BUSINESS
Support for the operations of one support unit (small or medium-sized business); providing
support for the creation and development of a selected small or medium-sized business.
Development Canada
(DFATD)
Benin
Starting
Year
1998
Ending
year
1998
Benin
2000
Benin
Country
Project
10
Financial Partners
IDENTIFICATION OF A PROJECT TO SET UP A FINANCIAL COOPERATIVE FOR ENTREPRENEURS
Preparation of a study to identify a project to improve financial intermediation in Cotonou
within the framework of implementing a support project for the Fédération des caisses
d'épargne et de crédit agricole mutuel (FECECAM) and a financial cooperative for
entrepreneurs in the city of Cotonou.
Development Canada
(DFATD)
2000
PREPARATION OF AN OPERATIONAL ACTION PLAN TO TURN AROUND THE FEDERATION OF
AGRICULTURAL SAVINGS AND CREDIT MUTUALS IN BENIN (FECECAM)
This short-term intervention made it possible to carry the in-depth diagnostic of the FECECAM
network and propose a restructuring and relaunch plan, in order to strengthen all the
functions of this financial institution. The resulting turnaround plan made it possible for the
network to reorient its corrective actions in order to eventually attain an acceptable level of
performance taking into account local needs for access to community finance services.
Development Canada
(DFATD)
2004
2004
STRENGTHENING FÉDÉRATION DES CAISSES D'ÉPARGNE ET DE CRÉDIT AGRICOLE MUTUEL
(FECECAM) IN TERMS OF CREDIT MANAGEMENT
The Project was designed to provide highly specific expertise for managing lending activities,
in particular management information, methodology, and recovery. In addition, specific
expertise was provided for turning around the lending portfolio within the African context
along with providing loan file management methodology and related training.
CARE/United States Agency
for International
Development (USAID)
Benin
2006
2006
OPERATION AUDIT AND ASSESSMENT OF FÉDÉRATION DES CAISSES D'ÉPARGNE ET DE CRÉDIT
AGRICOLE MUTUEL (FECECAM)
Carry out an analysis of progress made and results achieved after implementation of a
turnaround plan. Carry out an in-depth analysis of the current financial situation. Assess the
organization, general network operations and quality of governance.
Private Sector Development
Support Project (PADSP)
Benin
2006
2006
STUDY OF THE IMPLEMENTATION OF THE GUARANTEE FUND AND SUPPORT AND
IMPROVEMENT FUND BY THE SUPPORT COMPONENT FOR RURAL FINANCING OF PADSA II
The three specific objectives of the project are as follows: (i) Village Banks (current or future
village banks) are networked, made more professional, consolidated and are able to serve as
models for village banks in Benin, (ii) the existing financial system increases its level of
refinancing activities in rural zones, (iii) a loan guarantee system for MFIs and banks for their
SME and village bank financing activities is established. PADSA = Support program for
agricultural sector development.
Royal Danish Ministry of
Foreign Affairs
Benin
2007
2007
SURVEY ON THE DEMAND AND ACCESS TO FINANCIAL AND NON FINANCIAL SERVICES
Enhance the capacity of micro, small and medium enterprises and that of rural populations to
enable them to avail themselves of business opportunities through the reduction of the cost
of credit and the enhancement of access to financial services. The objective of the survey is to
provide information on both the qualitative and quantitative demands of the financial and
non-financial services expressed by micro, small and medium enterprises (MSMEs), whether
they are located in rural or urban areas.
Millennium Challenge
Account (MCA)
Benin
2010
2017
SUPPORT FOR THE MICROFINANCE SECTOR IN BENIN (PASMIF-Benin)
The PASMIF program delivers assistance to the microfinance sector in Benin and, working with
state and private partners, consists of the following: (i) stabilizing the microfinance sector
through registration of viable structures and strategic alliances and subsequently encouraging
institutional development through the creation of professional associations; (ii) improving the
level of professionalism and strengthening the Fédération des caisses d'épargne et de crédit
agricole mutuel (FECECAM) network as well as tailoring credit to entrepreneurs through the
EFC business development centres.
Development Canada
(DFATD)
Burkina Faso
1972
1979
INTEGRATED REGIONAL DEVELOPMENT
Agricultural production, cereal stocks, small industries, cooperatives (production, marketing
and credit), popularization and training, promotion of women.
Operation Upper
Volta/DFATD
Burkina Faso
1972
1996
SUPPORT TO THE NETWORK OF FINANCIAL COOPERATIVES IN BURKINA FASO
Development of an autonomous and secure network of financial cooperatives with services
designed to best attract savings and encourage loans. Network organizational structuring;
internal and external communication strategies; current operations (including network
security); development of new financial cooperatives and new unions; development of new
financial products; production of training programs, governance, etc.
Phase I: 1972-1976 Phase II: 1976-1982 Phase III: 1982-1984 Phase IV: 1985-1990
Phase V: 1990-93 Phase VI: 1993-1996
Development Canada
(DFATD)
Burkina Faso
1982
1982
IMPLEMENTATION OF FINANCIAL COOPERATIVES WITHIN THE FRAMEWORK OF URBAN
RENEWAL PROJECTS
Feasibility study and preparation of operational plan (Ouagadougou and Bobo-Dioulasso).
Department of Public
Works, Transportation and
Urban Affairs and World
Bank
Burkina Faso
Starting
Year
1982
Ending
year
1985
Burkina Faso
1984
Burkina Faso
Country
Project
11
Financial Partners
SUPPORT TO THE DEPARTMENT OF RURAL DEVELOPMENT (COOPERATIVE ACTION BRANCH)
In-house organization; socio-economic enquiries; support for the application of new
cooperative legislation; education and training; development and cooperation of financial
cooperatives in Burkina Faso.
Development Canada
(DFATD)
1985
WOMEN’S ARTS AND CRAFTS PRODUCTION COOPERATIVE
Production and marketing of arts and crafts.
Development Canada
(DFATD)
1988
1988
EVALUATION MISSION AT END OF MICRO-ACHIEVEMENT PROJECT
Evaluation of the phase I of the micro-achievement program.
Development Canada
(DFATD)
Burkina Faso
1988
1989
DEFINITION MISSION FOR SUPPORT PROJECT, NON-STRUCTURED SECTOR
Support to micro-enterprises to ensure a greater synergy between organizations in the private
and public sectors, to alleviate conditions deriving from their marginality and to favour access
to services normally required by small entrepreneurs.
World Bank
Burkina Faso
1988
1991
SUPPORT TO WOMEN’S GROUPS
Increase of women’s economic power and control by setting up four agricultural cooperatives
in Yatenga at Ouagadougou.
Development Canada
(DFATD)
Burkina Faso
1989
1990
VILLAGE LAND MANAGEMENT- FAO PROJECT
Participation in the definition of the first phase of a national management program for rural
villages.
Food and Agriculture
Organization (FAO)
Burkina Faso
1990
1990
MISSION TO DEFINE AND PLAN A SUPPORT PROJECT FOR SMALL AND MICRO-ENTERPRISES
Assessment of the numerical and economic importance of the micro-enterprise sector,
identification of the potential for job creation, and advice as to the sectors where action
should take precedence, as well as conditions for a global support strategy.
Development Canada
(DFATD)
Burkina Faso
1991
1996
SMALL ENTERPRISE SUPPORT PROJECT IN OUAGADOUGOU
During the follow-up of the structural adjustment program (PAS), contribution to be made to
the development and improvement of employment in the private sector, the strengthening of
small entrepreneurs capacity for self-development and their adaptation to the environment
(administrative, fiscal, regulatory) in order to allow growth in that sector’s contribution of to
the national economy.
Development Canada
(DFATD)
Burkina Faso
1992
1993
SAVINGS AND CREDIT SEMINAR IN OUAGADOUGOU
Foster strong synergy between savings and credit projects in West Africa. Harmonize practices
and upgrade instruments and tools used in the projects.
Development Canada
(DFATD)
Burkina Faso
1992
1994
INSTITUTIONAL SUPPORT FROM THE FÉDÉRATION DES CAISSES POPULAIRES DESJARDINS DU
SAGUENAY-LAC ST-JEAN AND SOLIDARITÉ CANADA-SAHEL (SCS) TO THE NETWORK OF
FINANCIAL COOPERATIVES
Increasing the technical and organizational capability of financial cooperatives and the
Federation’ Ability to offer technical support services; providing assistance in liquid assets
management and training of grassroots organizations, as well as supporting network
expansion with the opening of new financial cooperatives.
Fédération des caisses
Desjardins du SaguenayLac-St-Jean and SCS-Burkina
Burkina Faso
1992
1997
ACCESS BY WOMEN TO CREDIT
Support to facilitate access to credit for the women of the provinces of Yatenga and Passoré
and encouraging the growth of these women’s revenues and savings by demonstrating their
credibility to the financial cooperatives leading the financial cooperatives to improve their
penetration of this sphere thereby enlarging their financial intervention.
Development Canada
(DFATD)
Burkina Faso
1996
1999
SUPPORT FOR THE RCPB NETWORK OF FINANCIAL COOPERATIVES IN BURKINA FASO
Contribute to strengthening the organizational structure of management operations with the
RCPB so that financial monitoring operations and increased profitability are ensured.
Development Canada
(DFATD)
Burkina Faso
1996
2002
SUPPORT PROJECT FOR PROMOTING SMALL BUSINESS
Setting up services designed for organizational, technical and economic development of small
business and contributes to making the overall environment more favourable to developing
small business through sectorial studies.
Development Canada
(DFATD)
Burkina Faso
1998
2005
SUPPORT PROJECT FOR BIO-FOOD NETWORKS
Contribute to improving the operations of various bio-food networks by assisting economic
agents in developing and mastering their markets. Project realized in consortium with Union
des producteurs agricoles (UPA) and TECSULT.
Development Canada
(DFATD)
Burkina Faso
1999
2002
CONSULTING SUPPORT FOR RCPB NETWORK OF FINANCIAL COOPERATIVES IN BURKINA FASO
Allow RCPB to strengthen is management methods, operations and skills in areas considered
relevant to its level of development (human and financial resources and management of
surveillance operations.
Development Canada
(DFATD)
12
Burkina Faso
Starting
Year
2003
Ending
year
2007
Burkina Faso
2005
2009
DEVELOPMENT OF AN IMPLEMENTATION PLAN FOR THE SUPPORT PROGRAM TO MODERNIZE
AND TRANSFORM THE SIX NETWORKS (PMTR)
Develop the concept for a preparatory project to transform and modernize the networks. The
project end result will be to provide the CIF partner networks with an implementation plan
with the goals of access to financial services, institutional sustainability and the use of
appropriate methods.
Centre d'innovation
financière (CIFsa)
(Centre for financial
innovation)
Burkina Faso
2007
2007
STRATEGY FOR INTRODUCING FINANCIAL SURVEILLANCE FUNCTIONS
Conduct a strategic discussion workshop with the confederation and federation on linking
financial surveillance to overall performance. The ultimate goal of the project will be to
produce a model for the confederation and a model for the financial agency.
Centre d'innovation
financière (CIFsa)
(Centre for financial
innovation)
Burkina Faso
2007
2008
BURKINA FASO HOUSING FINANCE MARKET STUDY
Determine feasibility of a technical assistance program in Burkina Faso and recommend
appropriate technical assistance interventions needed to develop a sustainable mortgage
market. The objectives of the study are (i) To conduct an in-depth demand, supply and
regulatory analysis of the current housing market; (ii) Determine feasibility of a technical
assistance program in Burkina Faso if appropriate; (iii) Recommend appropriate technical
assistance intervention needed to develop a sustainable mortgage market in Burkina Faso.
Corporation, a member of
the World Bank Group
Burkina Faso
2008
2008
CAPACITY BUILDING FOR THE ASSOCIATION PROFESSIONNELLE DES INSTITUTIONS DE
MICROFINANCE (APIM)
Provide support for capacity building of the APIM by carrying out a validation mission leading
to the production of an action plan and a budget to implement the initiative.
Deployment for Democratic
Development (DDD)
Burkina Faso
2009
2009
BUSINESS PLAN FOR URCBAM (UNION RÉGIONALE DES COOPÉRATIVES D’ÉPARGNE ET DE
CRÉDIT DU BAM)
Field mission to Kongoussi in Burkina Faso for drafting a business plan for the URCBAM
network covering 2009 – 2013 followed by a diagnostic and the main elements of the
provisional report to URCBAM representatives at the end of the field mission. The information
collected will provide the basis for design of the business plan.
Union Régionale des
Coopératives d’épargne et
de Crédit du BAM
Burkina Faso
2009
2014
RECONFIGURATION OF FINANCIAL COOPERATIVE NETWORK AND EXPANSION OF THE EFC/AFC Foreign Affairs, Trade and
(ENTREPRENEUR FINANCIAL CENTRE /AGRICULTURAL FINANCIAL CENTRE)
Development Canada
(i) Assistance for reconfiguration of the network of financial cooperatives in Burkina Faso
(DFATD)
consisting of amalgamation of the apex organizations and amalgamation of financial
cooperatives designed to improve financial services on a sustainable basis and in line with the
financial imperative of making each entity profitable; (ii) Assistance for the creation of three
EFC financial centres for entrepreneurs in the regions of Bobo Dioulasso, Ouahigouya and
Koupela under a sustainable financial and operational outlook as extensions of targeted
financial cooperatives able to deliver a range of savings and credit services adapted to SMESMI needs in commercial and agricultural sectors.
Burkina Faso
2009
2010
SUPPORT FOR APIM, THE MICROFINANCE INSTITUTION PROFESSIONAL ASSOCIATION
Equip APIM with an improved democratic structure, refocus planning, assistance for strategic
functions and matching the structure of the association to the main challenges in the sector.
Development (DDD)
Burkina Faso
2009
2010
STRUCTURING THE REGIONAL CONFEDERATION OF FINANCIAL INSTITUTIONS, THE
CONFÉDÉRATION DES INSTITUTIONS FINANCIÈRES (CIF)
This mandate is intended to allow the confederation to position itself as the apex organization
of the regional grouping which covers 5 countries and 6 networks of cooperatives. For that
purpose, DID will assist the CIF in reconfiguring apex organizations and base units, in
evaluating opportunities to take positions in existing banks, in establishing financial
supervision and in conducting a network diagnostic with a performance plan.
Confédération des
Burkina Faso
2009
2010
SUPPORT TO BUILD CAPACITY OF THE (UTE) TECHNICAL EXECUTION UNIT TO IMPROVE
GENDER MAINSTREAMING (TWO CONSECUTIVE CONTRACTS)
Mainstream equitable gender concerns into the development of microfinance in Burkina Faso
by (i) promotion of participative economic development and more equitable access to
financial resources; (ii) development of equal participation of men and women in decision
making circles; (iii) promotion of MFI gender mainstreaming on an institutional basis;
(iv) promotion of a dynamic gender and development partnership and (v) development of
information and communication mechanisms aimed at all participants in order to change
behavior and mindsets in favor of gender equity and equality in men-women relationships.
Development (DDD)
(with Foreign Affairs, Trade
(DFATD) financing)
Country
Project
Financial Partners
CREATION OF AN ENTREPRENEUR FINANCIAL CENTRE (EFC)
Support creation in Ouagadougou of a financial centre for entrepreneurs with a sustainable
Development Canada
financial and operational outlook that is perfectly integrated into and complementary with the (DFATD)
RCPB network of financial cooperatives.
13
Burkina Faso
Starting
Year
2009
Ending
year
2010
Burkina Faso
2010
2010
DEVELOPMENT OF A GENDER STRATEGY
Millenium Challenge
In parallel with the technical assistance project to implement activities for agricultural
Account (MCA)
diversification and access to rural financing under the agricultural development project (AD10) Burkina Faso
also being carried out in Burkina Faso (2010 to 2012), DID received the mandate to identify
the main challenges regarding equity between men and women that arise in the context of
AD10, define measures to ensure participation by women in project activities and equal access
to the resources and services that will be introduced and to project benefits.
Burkina Faso
2010
2013
TECHNICAL SUPPORT FOR THE IMPLEMENTATION OF THE DIVERSIFIED AGRICULTURE AND
ACCESS TO RURAL FINANCE ACTIVITIES OF THE AGRICULTURE DEVELOPMENT PROJECT
Account - Burkina Faso (MCA
The agricultural development project is designed in order to emphasize agricultural expansion, Burkina Faso)
related higher incomes and, upon completion, increased competitiveness in the rural zones
targeted under the project. The rural financing component must (i) Build the capacities of
participating financial institutions to administer rural loans with success and with special
attention placed on managing the inherent risk attached to rural / agricultural credit and
longer loan terms required for capital investments; (ii) Significantly increase term credit in
western rural regions in Burkina Faso to allow for financing existing agricultural machinery,
infrastructure and investment opportunities. Project carried out in consortium with TECSULT
International / AECOM.
Burundi
1992
1995
ACCESS BY WOMEN TO CREDIT AND DEVELOPMENT (AFCRED)
Technical support for the consolidation of credit and training services, and for organizing
financial autonomy. Coaching of the organization for strategic planning, making its
associational life more dynamic and setting up an operational structure. Financial support for
setting up and establishing effective services for members: loan guarantees, small direct loans,
training, consulting advice. Processing of backlog (280 loan applications) and creation of a loan
management operational system.
Development Canada
(DFATD) and Institutional
cooperation and
development services (ICSD)
Burundi
2005
2007
MICROFINANCE CAPACITY BUILDING PROJECT IN BURUNDI
(COMPONENTS 1 AND 2: MICROSTART)
This project is intended to strengthen microfinance institutions, train a critical mass of human
resources and develop a national training mechanism.
Development Fund (UNCDF
Burundi
2010
2010
TECHNICAL ASSISTANCE TO THE RIM (RÉSEAU DES INSTITUTIONS DE MICROFINANCE) NETWORK OF
MICROFINANCE INSTITUTIONS IN BURUNDI
Develop activities with productive purposes in Burundi, especially in rural zones by
strengthening the microfinance sector. Assist MFIs in defining their strategic development
plans and related implementation plans as well as the performance targets to be achieved at
program completion. Specifically: (i) Organize three seminars for MFIs in Burundi on the topics
of institutional development and strategic planning; (ii) Carry out consultations with 10 to 15
MFIs in Burundi in order to *define a medium term (3 year) strategic development plan; *
develop performance indicators for 2010 to 2012 using standards established by the
Consultative Group to Assist the Poor (CGAP) and external ratings, * plan for implementing
the strategy including activities for which subsidies could be requested from the FORCE fund.
Réseau des institutions de
microfinance du Burundi
(RIM)
Burundi
2012
2012
NATIONAL SURVEY ON FINANCIAL INCLUSION IN BURUNDI
Banque de la République du
The overall objective of the survey is to establish a situation of reference for policy makers and Burundi (BRB)
practitioners in the financial sector to take adequate measures to expand access to formal
financial services, to increase the use by the population of formal financial services and
improve the quality of the supply of formal financial services.
Cameroon
1976
1989
DEVELOPMENT OF SAVINGS AND LOAN COOPERATIVES (COOPEC)
Support for UCPY (Union des caisses populaires de Yaoundé) in restructuring the network,
providing security for savings and defining a new phase of development. Phase I: 76-76
Phase II: 76-82 Phase III: 82-84 Phase IV: 85-87 Phase V: 87-89
Development Canada
(DFATD) and government of
the Republic of Cameroon
Cameroon
1986
1986
STUDY ON HOUSING CREDIT
Development of a financial arrangement to serve as a model for a housing credit project
within the framework of urban renewal.
Swiss Agency for
Development and
Cooperation (SDC)
Cameroon
1986
1989
SUPPORT TO THE CAISSE POPULAIRE DE YAGOUA
Support for setting up a financial cooperative in Yagoua.
Development Canada
(DFATD)
Country
Project
TECHNICAL SUPPORT FOR THE IMPLEMENTATION OF THE DIVERSIFIED AGRICULTURE AND
ACCESS TO RURAL FINANCE ACTIVITIES OF THE AGRICULTURE DEVELOPMENT PROJECT
The main impacts expected from this project include significant increases in agricultural
production and productivity within the project perimeters, an increase in irrigated land in the
Sourou and Comoé valleys, improved Mouhoun-Sourou and Comoé water management
systems, and greater availability of rural credit within all project zones. DID intervention is
under the access to rural finance component which includes the following: (i) creation of a
rural finance fund; (ii) support for participating financial institutions and (iii) consulting
expertise provided to borrowers. Project carried out in consortium with TECSULT International
Financial Partners
Account - Burkina Faso
(MCA Burkina Faso)
Cameroon
Starting
Year
1989
Ending
year
1989
Cameroon
1989
Cameroon
Country
Project
14
Financial Partners
SUPPORT TO COOPMUT (DEPARTMENT OF AGRICULTURE)
In collaboration with COOPMUT, definition of a support project for pre-cooperatives and
cooperatives in the north and far northern departments.
Development Canada
(DFATD)
1990
ADJUSTMENT OF THE CREDIT RATE FOR HOUSING
Optimization of access to housing credit with the Cameroon building society (CFC), namely for
people with low income or no income.
Swiss Agency for
Development and
Cooperation (SDC)
2001
2008
STRENGTHEN THE CAMEROON LEAGUE OF SAVINGS AND CREDIT COOPERATIVES (CAMCCUL)
Strengthen performance for CAMCCUL and its affiliates by improving access to microfinance,
especially productive microcredit in Cameroon. To achieve the desired results, the Project
identified 4 major components: Component I: Financial turnaround of the League and its
affiliates Component II: Capacity building of the League for its organization and operations
Component III: Modernization and instrumentation of model financial cooperatives
Component IV: Training and change management.
Development Canada
(DFATD)
Cameroon
2003
2005
INSTITUTIONAL SUPPORT PROGRAM FOR WOMEN PROMOTERS SAVINGS AND CREDIT
COOPERATIVES (CEC-PROM)
The project aims to continue to support the CEC-PROM in order to strengthen both their
financial and operational foundations while keeping them within the CAMCCUL network. The
project emphasized inspection and auditing along with training.
Development Canada
(DFATD)
Cameroon
2013
2014
SUPPORT PROJECT TO DEVELOP RURAL MICROFINANCE (PADMIR)
The purpose of this project is to establish and manage a fund to be used for refinancing
agricultural investments, thus facilitating these services provided by rural microfinance
institutions in Cameroon. These institutions will be able to widen access to finance for
smallholders, especially women and youth, seeking to purchase farm equipment and boost
productivity. Through the project, these producers will be able to increase revenue while
adding to their national food security. At the same time DID will support participating
microfinance institutions adopting suitable measures to manage the risk associated with
agricultural loans. Phase II makes it possible to expand the financial services offer from the
facilitation fund set up under the PADMIR project in the South and Littoral regions, to
develop/test innovative products for young entrepreneurs (eg. microleasing, agricultural
insurance) and, lastly, to strengthen the capacity of the medium-term facilitation fund with a
view to its effective sustainability.
Agricultural Development
(IFAD)
Chad
2000
2000
STUDY OF THE MICROFINANCE SECTOR
Review the microfinance sector in Chad, perform in-depth analysis of VITA/PEP and identify
support required for it to attain long-term viability, identify obstacles and potential for
microfinance development in Chad.
Chad
2007
2008
CHAD ACCESS TO FINANCE INITIATIVE
Enhance the financial sustainability and outreach of three MFIs, thereby expanding the range
and volume of financial services for low-income populations in Chad.
Comoro Islands
1996
1999
SUPPORT FOR BASIC ECONOMIC INITIATIVES IN A RURAL ENVIRONMENT / SAVINGS AND
CREDIT COMPONENT
Setting-up savings and credit mutual funds in order to collect savings, yield profits and
eventually to sell them for credit to finance basic economic initiatives. At the end of the
project, ensure that existing mutual funds are viable and that a mechanism is put in place to
ensure their proper management.
Ministry of Production,
Breeding, Fishing, Forest and
Environment of Comoros and
(IFAD)
Democratic Republic
of the Congo
1998
2000
RELAUNCHING OF SAVINGS AND CREDIT COOPERATIVES
Contribute to relaunching the savings and credit cooperative sector by providing it with a
legal, regulatory and institutional framework suited to ensuring proper operations and
sustainability and to restoring the confidence of small-scale depositors and members.
Development Canada
(DFATD)
Democratic Republic
of the Congo
2007
2007
FEASIBILITY STUDY FOR MODERNIZING THE CENTRALE DE RISQUES RISK CENTRE IN THE DRC
Specifically, the study will make it possible to carry out a site study and perform a diagnostic,
explore the feasibility of modernizing the risk centre and propose a realistic structure and
business plan. The main goal of the risk centre is to increase financial intermediation in the
DRC by helping commercial banks and other financial institutions properly analyze credit
requests and improve their decision making.
World Bank, Ministry of
Finances and Central
Coordination Bureau
Starting
Year
2008
Ending
year
2012
Djibouti
2007
Djibouti
Country
Democratic Republic
of the Congo
Project
15
Financial Partners
CAPACITY BUILDING FOR THE CENTRAL BANK OF THE DEMOCRATIC REPUBLIC OF
CONGO (BCC) (PRC II)
Continue institutional reform of BCC capacities for controlling and regulating the financial and
microfinance sector by: i) helping the BCC to implement reforms favouring the emergence of a
management culture based both on results and decentralization/participation and by
supporting equality between women and men; (ii) strengthening BCC internal management;
(iii) helping the BCC so that it is in a position to define and promote a transparent and
thorough regulatory framework, reflecting gender equality concerns in microfinance
institutions; (iv) coaching those in charge at the BCC in practical application of the capacities
that they set out to develop and acquire with support from Canada. In addition, provide
technical skills in human resource management, results-based management, microfinance
policy, training, etc. Project carried out in consortium with CRC Sogema
Development Canada
(DFATD)
2009
DEVELOPMENT OF MICROFINANCE AND MICROENTERPRISE (PDMM)
Design, launch and deploy a national cooperative microfinance institution (CECNA). The
targeted deployment will be accomplished by setting up 8 outlets, one in each of the four
interior districts of the country and four in the districts of the city of Djibouti. A framework for
modern governance adapted to local concerns, namely internal management bylaws and
regulations to conform to Islamic culture and the laws of the Republic of Djibouti will be
created. CECNA operations will be computerized from start up and will use the management
and control tools required for harmonious and secure operations.
Ministère de l'agriculture,
de l'élevage et de la mer /
Unité de coordination du
PDMM
2008
2008
FEASIBILITY ANALYSIS FOR SETTING UP AN ENTREPRENEUR FINANCIAL CENTRE (EFC)
Carry out an organizational, marketing and financial feasibility study for the eventual startup
of a Financial Centre for Entrepreneurs in the city of Djibouti. The study must provide data
that reflects the reality of economic activity in the country, and the financial and
organizational capacity of the Caisse nationale d’épargne et de crédit to support startup and
development of this type of specialized business centre. Pay special attention to working in
close collaboration with the main stakeholders involved in the project to start up the EFC
business model.
Government of the Republic
of Djibouti
Djibouti
2008
2008
THREE-YEAR BUSINESS PLAN (2009-2011)
The government of Djibouti has amalgamated two structures in order to have a single national
microfinance operator. DID is to draw up a realistic business plan making it possible to set
clear objectives over a period of five years to facilitate amalgamation of the microfinance and
micro-enterprise development project (PDMM) with the Agence djiboutienne de
Développement social (ADDS). Additionally, the two structures must be transformed (under
the leadership of ADDS) into a single network operating under the Desjardins information
system and methodology. In order to implement this new institutional approach a business
plan will be required and this is the mandate that has been given to DID.
Agence Djiboutienne de
Développement social
(ADDS)
Djibouti
2008
2008
FEASIBILITY ANALYSIS FOR SETTING UP AN ENTREPRENEUR FINANCIAL CENTER (EFC)
DID is charged with carrying out an organizational and financial feasibility study of the market
for a possible EFC that would be financially and operationally sustainable in the city of
Djibouti. The study is to provide data that gives a realistic portrait of economic activity in
Djibouti and the financial and organizational capacity of the Caisse nationale d’épargne et de
crédit to support the set up and development of this type of specialized business centre.
Special attention is to be given to working in close collaboration with the main actors involved
in the project to set up the EFC business centre.
Djibouti government
Djibouti
2009
2010
DEVELOPMENT OF MICROFINANCE AND MICRO-ENTERPRISE (PDMM), PHASE II
(i) Expand access to financial services by setting up a network of financial cooperatives and
outlets and making them operational. Provide diversified financial services and products.
Conduct monitoring and control of the network and its outlets. Draft the charter, bylaws and
rules for governance for the network and produce a manual of procedures, norms and policies
along with a manual for managing operations; (ii) Build capacity and provide training and nonfinancial services. Build capacity and train executives and staff in the financial cooperatives
and outlets, and the elected representatives in the cooperatives and outlets and (iii) Foster
integration into a single network of all the financial cooperatives in Djibouti.
Secrétariat Chargé de la
Solidarité Nationale
Ethiopia
2006
2007
DEVELOPMENT OF COMPLETE AND COMPREHENSIVE MICROFINANCE SUPERVISION MANUAL
The objective of the consultancy service is to significantly enhance the regulatory and
supervisory capacity of the National Bank of Ethiopia (NBE), regulator of microfinance
institutions. The key results expected from this project are the development of complete and
comprehensive supervision manual; the production of fifteen specific reports and the training
of NBE employees.
National Bank of Ethiopia
16
Ghana
Starting
Year
2006
Ending
year
2009
Ghana
2008
2010
GHANA AGRICULTURAL CREDIT PROGRAM
Millennium Development
The major aspect of the credit activity is the revolving credit fund to support agribusiness from Authority (MiDA)
production through the entire value chain including processing, storage, transportation and
marketing. Other activities complement the efficient delivery of credit under the ACP. These
comprise building the capacity of financial institutions through training of their staff in
agricultural credit, providing grants to expand loan production offices or branches, as well as
supporting the establishment of pilot programs including innovative financial products
intended to speed the flow of credit along the agriculture value chain. The goals of this
project are to (i) Implement new agricultural financial services for the agricultural
stakeholders (farmers, input supplies, processors) of three rural areas in Ghana, to increase
the access to the credit funds for their activities; (ii) Develop the MFIs staffs’ capacities for the
management of the agricultural financial services and the follow-up of the agricultural process
and (iii) Develop the internal systems and approaches to optimize the market-based approach
and develop the agribusiness activity. Realized in partnership with International Executive
Service Corps (IESC) and PENTAX.
Guinea
1998
2000
LINE OF CREDIT FOR WOMEN MEMBERS OF THE SAVINGS AND CREDIT COOPERATIVES
IN CONAKRY
Contribute to improving the social, economic and cultural status of women by improving their
access to stable financial services.
Guinea
2000
2005
SET UP A SAVINGS AND CREDIT NETWORK
Banque Centrale de la
Set up of 15 savings and credit cooperatives and a second-tier structure in Conakry
République de Guinée
communes; contribute to improving the regulatory and institutional environment in which
(BCRG), DFATD
they operate. Participate, with the Guinean executives involved in the project, in drawing up a
multi-year business plan, communicating it, having it accepted and updated regularly by the
employees and directors of each cooperative. Development of financial products and services
tailored to the needs of members, groups and entrepreneurs. Design and deliver a human
resources development program.
Guinea
2000
2005
SET UP OF A SAVINGS AND CREDIT NETWORK
Complete the set up of 15 economically-viable savings and credit cooperatives in the
communes of Conakry, and consolidate them into a lightly-structured second tier
organization. Support Banque central de République de Guinée (BCRG) (Central Bank of
Guinea Republic) joint efforts and microfinance cell.
BCRG, Foreign Affairs, Trade
(DFATD)
Guinea
2006
2007
DEVELOPMENT OF A MICROFINANCE REGULATORY AND SUPERVISORY FRAMEWORK
Diagnosis and mapping assessment of the microfinance sector and also, review of the
Microfinance Cell’s regulatory policy. This project includes 4 phases : (i) Diagnostic and
mapping assessment, (ii) Review of and consensus-building on newly passed legislation and
draft regulations, (iii) Design/updating of supervision procedures and training materials and
finally, (iv) capacity building.
FIRST Initiative
(funded by World Bank)
Guinea
2006
2007
SUPPORT FOR GOVERNANCE AND MODERNIZATION - YÈTÈ MALI NETWORK OF SAVINGS AND
CREDIT COOPERATIVES IN GUINEA (CPECG YÈTÈ MALI)
The DID objective is to ensure that the CPECG network continues to develop, that it
consolidates its achievements through better control over progress made and that it
maintains its leading position in the microfinance sector in Guinea. Work mainly with the
elements that will drive more productive performance namely, management of the
institution, modernization of operations, staff skills, the service offer and security of
operations.
Development Canada
(DFATD)
Guinea
2008
2008
SEMINAR IN STRATEGIC MANAGEMENT FOR FINANCIAL DECISION-MAKING FOR
MICROFINANCE INSTITUTIONS (MFI)
Enable participants to explore and apply management strategies associated with the financial
situation of their organization using available financial information and applicable leverage for
intervention. The MFIs will thereby be supported in their development and coached to
develop the competencies of their managers using various activities enabling them to increase
their capacity to manage their organization, in an environment that ensures quality financial
services and the security of member assets.
Fonds du Bureau d’appui à
la Coopération CanadaGuinée
Country
Project
Financial Partners
GHANA PRIMARY MORTGAGE MARKET INITIATIVE
The project aims to implement methodology for mortgage lending in four Ghanaian banks and Corporation (IFC), member
to accompany the lending industry and the government through the process of developing the of the World Bank Group
mortgage market. The goals are the development of reasonably favourable conditions
enabling the banking industry to test mortgage financing and the financing of a certain
number of mortgages to be determined upon completion of the Inception Plan. Project
undertaken as part of a consortium with CMHC.
Development Canada
(DFATD)
Ivory Coast
Starting
Year
1982
Ending
year
1984
Ivory Coast
1984
Ivory Coast
Country
Project
17
Financial Partners
SUPERVISION OF THE CONSTRUCTION OF SOCIAL COMMUNITY FACILITIES
(SCHOOLS, CLINICS, ETC.)
Organization; training of entrepreneurial crafts people, technicians and coordinators;
technical supervision and assessment.
Fund for retrocession and
rural development/DFATD
1984
FEASIBILITY STUDY ON THE IMPLEMENTATION OF SAVINGS AND FINANCIAL COOPERATIVES IN
URBAN AREAS
Feasibility study on the implementation of CREPs (rural financial cooperatives) in urban areas
and on the set-up of CREP regional federations.
Development Canada
(DFATD)
1987
1987
FEASIBILITY STUDY FOR A NETWORK OF FINANCIAL COOPERATIVES
Mobilization of savings and distribution of credit.
World Bank
Ivory Coast
1988
1988
CREP VALIDATION MISSION
Institutional diagnosis of the CREP network and recommendations made in view of its
orientation in the short term. Participation in the elaboration of a management plan.
Definition of a recovery support project for a region within this network.
Development Canada
(DFATD)
Ivory Coast
1988
1988
INSTITUTIONAL SUPPORT TO THE AFRICAN INVESTMENT COMPANY “LA FINANCIÈRE”
Feasibility study to obtain institutional support for an African investment company in equity
capital for small and medium-sized businesses.
Development Canada
(DFATD)
Ivory Coast
1991
1994
SUPPORT FOR CREP AND FINANCING OF GROUPS WITH A COOPERATIVE VOCATION (GVC) IN
THE WESTERN PART OF THE MAN REGION
Improvement of financial intermediation in the rural environment (village and countryside by
means of synergy between financial cooperatives and cooperative village groups).
Development Canada
(DFATD)
Ivory Coast
1993
1999
SUPPORT TO DEVELOPMENT OF THE CREP/COOPEC NATIONAL NETWORK
Consolidation, development and structuring of the existing network of mutual savings and
credit cooperatives in the Ivory Coast (CREP).
COOPEC = Savings and Credit Cooperatives
Development Canada
(DFATD), World Bank and
CFD
Ivory Coast
1995
1998
ACCESS FOR THE WOMEN OF THE IVORY COAST TO THE FINANCIAL SERVICES OF THE CREP
Project providing support to facilitate the access of women from the Delegation of Bouaké to
credit and also to increase their economic activities.
Development Canada
(DFATD), Canadian-Ivorian
Counterpart fund
Ivory Coast
1997
1999
SUPPORT FOR SMALL BUSINESSES
Increase in the credit obtained by small businesses that do not have access to formal bank
credit, under terms and conditions ensuring the viability of this type of financial service; the
setting up of a commercial credit unit and training related to its use in the COOPEC network;
creation of a permanent and autonomous financial service designed for small and medium
sized businesses and institutions. (COOPEC = Savings and Credit Cooperatives)
Development Canada
(DFATD), Canadian-Ivorian
Counterpart fund
Ivory Coast
2014
2015
DRAFTING OF A RECOVERY PLAN FOR THE NETWORK OF UNACOOPEC-CI, THE UNION
NATIONALE DES COOPÉRATIVES D’ÉPARGNE ET DE CRÉDIT DE CÔTE D’IVOIRE (the national
union of savings and credit cooperatives in Ivory Coast)
The project aims to equip UNACOOPEC-CI - the largest microfinance institution in Ivory Coast
with more than 850,000 members, currently under trusteeship - with a credible turnaround
plan to enable it to: (i) overcome the financial and governance crisis that has afflicted it for
several years and (ii) ensure its survival and development in an ever-increasingly competitive
financial sector.
Ministry of Economy and
Finances (Government Ivory
Coast)
Ivory Coast
2014
2014
COMPLETION OF A NEEDS IDENTIFICATION STUDY FOR FINANCIAL SERVICES BY
AGRICULTURAL SMALLHOLDERS IN FOOD-PRODUCING SECTORS WITHIN THE INTERVENTION
ZONES OF PROPACOM, THE AGRICULTURAL PRODUCTION AND COMMERCIALIZATION
SUPPORT PROJECT - WESTERN EXTENSION
Analyze the needs for financial services of the various actors in the value chains of the four
sectors that PROPACOM intends to assist and the constraints encountered by such actors in
access to financial services, taking into account the current service offer and identifying the
products and services that could be adapted to meet such needs.
Ministry of Agriculture of the
Ivorian Government through
the Project Coordination Unit
to support agricultural
production and marketing
(PROPACOM)
Kenya
2014
2014
REINFORCING COMPETENCIES IN MICROINSURANCE
This project aims to learn about the progress achieved by CIC-Kenya in its services and
operations. In order to maximize the transfer of knowledge and expertise among those
involved in microinsurance, participation by SICL was solicited. The goal is also to obtain
statistics on the participation by women (number, percentage, changes, etc.) within the
various insurance plans. An on-site visit will be carried out at an MFI in order to study the
service offer and examine the functioning, operations, tools and the results obtained under
the various CIC-Kenya insurance programs.
Development Canada
(DFATD)
Lebanon
1995
1995
PREFEASIBILITY AND FEASIBILITY STUDY IN LEBANON
Carry out prefeasibility and feasibility studies for development project of a network of savings
and credit cooperatives.
Development Canada
(DFATD)
18
Starting
Year
1995
Ending
year
1995
Madagascar
1987
1987
SUPPORT FOR A NATIONAL HOUSING PROJECT
Development of a housing financial cooperative model.
Roy LGL/Foreign Affairs,
Canada (DFATD)
Madagascar
1990
1990
SUPPORT FOR THE MADAGASCAR COOPERATIVE SECTOR
Technical support, as required, to the ROVA Dairy Cooperative and assessment, with the
authorities concerned, of the feasibility for the set-up of a savings and credit network in
Madagascar.
Development Canada
(DFATD)
Madagascar
1991
1991
RURAL FINANCE
Pilot project in order to carry out the preliminary phases of the establishment of a mutual
savings and credit network in a specific region of Madagascar.
World Bank
Madagascar
1991
1996
SUPPORT TO ROVA (ASSOCIATION DES ÉLEVEURS LAITIERS DU RONONON'I VAKINANKARATRA) Foreign Affairs, Trade and
Over the medium term, consolidation of ROVA activities; over the long term, improved
Development Canada
operating conditions for dairy farmers in Vakinankaratra. Contribute to meeting the
(DFATD)
breakeven point for ROVA, while maintaining its associative character.
Phase I: 1991-1994 Phase II: 1994-1996
Madagascar
1992
1992
SAVINGS AND CREDIT TRAINING
Enable Malagasy trainers in the field of savings and credit to acquire and deepen their overall
knowledge of the essential components of a network of mutual-style financial institutions,
namely understand what a savings and credit mutual is, know how to encourage creation of
mutuals, know how to provide support, monitor and control operations to foster selfsufficiency and viability and use the tools necessary for the development of mutuals.
World Bank
Madagascar
1992
1993
ESTABLISHMENT OF MUTUAL SAVINGS AND CREDIT ASSOCIATIONS (COOPERATIVES)
IN RURAL AREAS
With partner(s), definition of a strategy for establishing mutual savings and credit associations
(cooperatives) in the Toamasina (Tamatave) area and organization of savings clubs.
Development Canada
(DFATD) and World Bank
Madagascar
1992
1996
BIOLOGICAL AND SOCIO-ECONOMIC STUDIES OF NON-COMMERCIAL AND TRADITIONAL
FISHERMEN (PATMAD)
Establishment of short and mid-term policies that are beneficial to the non-commercial and
traditional fishermen by way of improving their knowledge of their trade. Reinforcement of
the technical, scientific and administrative capability of the Centre national de recherches
océanographiques (CNRO) of Madagascar.
International Centre for
Ocean Development (ICOD)
Madagascar
1994
1997
RURAL FINANCE DEVELOPMENT PROJECT IN MADAGASCAR
In the Tamatave and Alaotra Lake zone, creation of approximately thirty savings and credit
mutuals able to accept deposits, pay interest on the funds and convert them into loans.
Associations de
développement du
Mouvement des Mutuelles
d'épargne et de crédit de
Madagascar (ADMMEC)
Madagascar
1994
1999
DEVELOPMENT OF RURAL FINANCES FOR EXPANSION AMONG ROMA LIVESTOCK PRODUCERS
IN THE PROVINCE OF ANTANANARIVO
Creation of twelve savings and credit mutuals able to accept deposits, pay interest on the
funds and convert them into loans. For project purposes, ensure that existing mutuals are
viable and that a control mechanism is in place.
Phase I: 1994-1997 Phase II: 1997-1999
Sectorial livestock program
(World Bank)
Madagascar
1995
1995
IDENTIFICATION OF A WOMEN'S MICROCREDIT PROJECT
Ministry of State for
Socio-economic study of the intervention zone and definition of a project designed to
Agriculture and Rural
strengthen the collective and individual economic activities of women through access to credit Development / UNICEF
and training. Foster an increase in income and savings by women.
Madagascar
1997
2005
AGRICULTURAL IMPROVEMENT AND DIVERSIFICATION IN NORTHEAST MADAGASCAR
(PADANE) - RURAL FINANCING
Setting up of fourteen mutual savings and credit cooperatives able to accumulate savings,
increase their value and grant credit in retrocession. For the purposes of the project, ensure
that existing mutuals are viable and that a mechanism is put in place to ensure control.
Development Canada
(DFATD), International Fund
for Agri-cultural
Development (IFAD) and
Madagascar Government
Madagascar
1998
1999
MICROFINANCE PROGRAM
Contribute to improving the living conditions for people in Madagascar through the
development and strengthening of mutual financial services suited to the needs of identified
target groups in the following zones: Toamasina, Lac Alaotra and Imerina.
Development Canada
(DFATD)
Country
Lebanon
Project
Financial Partners
IDENTIFICATION OF A HOUSING PROJECT IN EASTERN SIDON
Feasibility study and outline for an intervention designed to operationalize programs providing Development Canada
access to housing and income-generating activities; mobilize community participation in
(DFATD)
providing financial services and ensure sustainability and replicability of the pilot project.
19
Madagascar
Starting
Year
1999
Ending
year
2002
Madagascar
1999
2002
DEVELOPMENT AND EXPANSION OF THE NETWORK OF SAVINGS AND CREDIT MUTUALS IN
THE PROVINCE OF TOAMASINA
Development Canada
Make professional savings and credit services available through the consolidation and creation (DFATD)
of sustainable mutual organizations in the province of Toamasina so that the local population
will finally have access to quality financial intermediation services which are viable, reliable
and suited to their needs.
Madagascar
1999
2003
PROJECT TO EXTEND THE OTIV / IMERINA NETWORK IN ANTANANARIVO
Start up and develop new member mutuals in the OTIV network, to offer adapted and
competitive financial services on the Antananarivo market.
Development Canada
(DFATD)
Madagascar
1999
2005
SET UP AND SUPPORT DEVELOPMENT OF A NETWORK OF OTIV SAVINGS AND CREDIT
MUTUALS IN THE REGION OF LA SAVA
Provide the poor in the Sava region who are excluded from the banking system with
sustainable access to secure financial services adapted to their needs which will enable them
to improve their economic conditions and quality of life.
International Fund for Agricultural Development (IFAD),
Development Canada (DFATD),
Government of Madagascar
Madagascar
2000
2003
THE PROVINCE OF ANTANANARIVO
Contribute to raising income levels and living conditions among poor and medium income
groups in the Province of Antananarivo through the creation of a network of savings and
credit mutuals which will be economically viable, run in a professional and democratic manner
and which will be able to offer their members financial services that are accessible and suited
to their needs.
World Bank
Madagascar
2000
2003
THE PROVINCE OF ANTSIRANANA
Improve the capacities and opportunities for the social and economic development of low and
medium income communities in the province of Antsiranana by setting up a network of
professional and self-managed savings and credit mutuals able to offer financial services
adapted to the financial capacities of their members.
World Bank
Madagascar
2000
2005
MUTUALS IN THE PROVINCE OF TOAMASINA
Provide the poor who are excluded from the banking system in the province of Toamasina
with sustainable access to secure financial services adapted to their needs which will enable
them to improve their economic conditions and quality of life.
World Bank
Madagascar
2000
2005
World Bank
MUTUALS IN THE PROVINCE OF ANTANANARIVO
Contribute to improvement of living conditions of poor and average income populations in the
province of Antananarivo by setting up a network of savings and credit mutuals that will be
economically sustainable, professionally managed and democratically run and equipped to
offer accessible and adapted financial services to their members.
Madagascar
2003
2003
TECHNICAL SUPPORT FOR PADANE
Support, advise and help the network management and technical staff for a period of three
months while a director of operations is being recruited and contribute to the turnaround.
The DID consultant was responsible for providing assistance, support and aid to the interim
Director of Operations and other technical management staff for managing the Sava OTIV
network.
(IFAD) and Government of
Madagascar
Madagascar
2003
2005
SET UP AND SUPPORT A NETWORK OF OTIV SAVINGS AND CREDIT MUTUALS IN THE
ANTSIRANANA REGION
Provide the poor who are excluded from the banking system in the region of DIANA with
sustainable access to financial services that are secure and adapted to their needs which will
allow them to improve their economic conditions and quality of life.
World Bank
Madagascar
2005
2007
SUPPORT FOR THE INTEGRATION OF THE OTIV NETWORKS (MADOTIV)
Strengthen management of operations in the OTIV networks and start up the deliberation
process for integrating the OTIVs into a Madagascan federation as well as a financial agency.
Development Canada
(DFATD)
Country
Project
CREDIT AND EDUCATION
Increase the income and savings deposits of 4,200 women in rural and urban areas. Improve
health practices and knowledge along with improved nutritional practices for mothers and
children. Set up a sustainable Credit and Education service in order to extend it into other
regions of the country.
Financial Partners
Catholic Relief Services
(CRS)
Starting
Year
2007
Ending
year
2007
Mali
1989
Mali
Country
Madagascar
Project
20
Financial Partners
CAPACITY BUILDING OF MICROFINANCE INSTITUTIONS IN MADAGASCAR
Developing and distributing a capacity building program for MFIs working in the various zones
served by the MCA Madagascar program. The prescribed training program is composed of
thirtheen seminars delivered in 16 workshops. For the training involving the directors,
coaching activities involving tutoring will also be carried out to facilitate integration of the
skills taught. After delivery of the seminars, the impact of the training will be assessed
(transfer of skills in the workplace) at the participating institutions.
Account (MCA)
1993
FINANCIAL SUPPORT FOR A PROJECT TO SET UP A MALI NETWORK OF COOPERATIVE
FINANCIAL INSTITUTIONS
Development of the current network in the region of Segou and start-up of a new network in
the district of Bamako. Complementary financial support to maintain permanent technical
assistance in Segou, for equipment in financial cooperatives during implementation preceding
the launch of the convergent action project and for literacy sessions for managers of financial
cooperatives already in operation. Phase I: 1989-91 Phase II: 1992-93
Development Canada
(DFATD) cofinancing with
the Mali Convergent Action
Program
1989
1989
SUPPORT TO SMALL AND MEDIUM-SIZED BUSINESS
Participation in the definition of a support program to small and micro-enterprises.
Development Canada
(DFATD)
Mali
1989
1991
PILOT PROJECT FOR DEVELOPING SAVINGS AND CREDIT COOPERATIVES
Promote the practice of savings deposits among the general public and develop the practice
among members. Education concerning credit, provided through viable and responsible
savings and credit cooperatives, aimed at the economic development and nutritional selfsufficiency of the community along with improvement of the socio-economic conditions of
individuals.
Development Canada
(DFATD) and Institutional
Cooperation and
Development Services
(ICSD)
Mali
1989
1992
INSTITUTIONAL SUPPORT TO ORGANIZATIONS IN MALI
Support to two NGOs in Mali, namely: the Centre d’études pour la prospection économique et
sociale (CEPES) and the Association malienne pour l’insertion professionnelle des jeunes
(AMIPJ) in order to implement initiatives for self-development by grassroots organizations.
Development Canada
(DFATD)
Mali
1993
1996
PROGRAM TO FACILITATE WOMEN’S ACCESS TO CREDIT
Improvement of the economic status and living conditions of women in the Segou, Mopti and
Bamako regions by facilitating their banking activities, access to credit and the strengthening
of their individual and group enterprises.
Development Canada
(DFATD)
Mali
1993
1998
MALIAN NETWORK OF FINANCIAL INSTITUTIONS
Facilitate mobilization of savings and access to credit through an autonomous network in the
Segou - Bamako area.
Development Canada
(DFATD)
Mali
1993
2000
ESTABLISHMENT OF A MALIAN NETWORK OF COOPERATIVE-TYPE FINANCIAL INSTITUTIONS
(NYÈSIGISO)
Establishment of an autonomous network of savings and credit cooperatives in the Segou
region and the Bamako district. Addition of 35 financial cooperatives to the 10 already
existing. Phase I: 1993-98 Phase II: 1998-2000
Development Canada
(DFATD)
Mali
1995
1996
FINANCIAL SUPPORT PROJECT FOR STARTING UP THE MALIAN MINISTRY OF FINANCE AND
COMMERCE UNIT TO SUPPORT AND MONITOR MUTUALS AND SAVINGS AND CREDIT
COOPERATIVES
Strengthen the security of member financial operations in Malian mutuals and savings and
credit cooperatives through rigorous application of PARMEC legislation governing savings and
credit cooperatives.
Development Canada
(DFATD)
Mali
1995
1997
ACCESS BY WOMEN TO CREDIT (AFCRED)
Project providing support to facilitate the access of women in the Bamako district to financial
services and to the Nyèsigiso network of credit and savings, by granting credit which will
contribute toward the consolidation and strengthening of their individual or collective
economic activities.
Development Canada
(DFATD)
Mali
1995
1997
SUPPORT FOR THE COMMERCIALIZATION OF CEREAL CROPS IN MALI - PILOT PHASE
Setting-up a collective system for the commercialization of cereal crops supported by a
credible democratic organization capable of representing its membership of small farmers.
Canada-Mali Counterpart
Fund, Foreign Affairs, Trade
(DFATD) and Programme de
Restruc-turation du Marché
Agricole
Mali
1996
1996
URBAN HOUSING PROJECT IN MALI
Realization of a feasibility study concerning the implantation of a permanent mechanism for
real estate loan guarantees.
Development Canada
(DFATD)
Mali
Starting
Year
1996
Ending
year
1997
Mali
1996
Mali
Country
Project
21
Financial Partners
SUPPORT FOR THE DEVELOPMENT OF THE MANAGEMENT PLAN FOR THE SETTING UP OF A
CREDIT SYSTEM FOR WOMEN IN MALI UNDER “SUPPORT FOR THE ADVANCEMENT OF
WOMEN AND ALLEVIATION OF POVERTY PROGRAM”
Support providing access to credit, the accumulation of savings, and basic training for women
in order to improve the success rate of their economic activities and contribute to alleviating
their tasks.
African Development Bank
(AfDB)
1997
SUPPORT FOR FINANCING THE URBAN HOUSING PROJECT IN MALI
Mission to reinstitute the feasibility study for setting up a sustainable mechanism to
guarantee mortgage loans. Project planning mission (development of a management plan).
Project realized in consortium with Canadian Mortgage and Housing Corporation (CMHC).
Development Canada
(DFATD)
1996
1998
FINANCIAL SUPPORT FOR DESIGNING AND DISSEMINATING A TRAINING PROGRAM FOR
MANAGERS AND EMPLOYEES OF THE KAFO JIGINEW NETWORK OF SAVINGS AND CREDIT
COOPERATIVES (COOPEC)
Training of staff and managers in the network about new legislation concerning savings and
credit cooperatives in Mali. Harmonization of the various COOPEC management methods in
the Kafo Jiginew network with those in the Nyèsigiso network.
Development Canada
(DFATD)
Mali
1996
1998
ENTREPRENEURS SAVINGS AND CREDIT COOPERATIVES (CAECE)
Creation of specialized MFI which are intended to serve entrepreneurs in zones where micro
and small enterprises are being developed. They provide the financing necessary for the
expansion of business activities. They offer savings deposit services in order to meet the need
to manage liquid funds and build financial assets. A close relationship with clients is
encouraged, including trips to the borrower's place of operations. The CAECE specialize their
service offer to target specific groups such as financial cooperatives affiliated with a network
in its area of influence or a clientele of women.
Development Canada
(DFATD) and Ministry of
Economy and Finance, Mali
Mali
1997
2002
SUPPORT FOR MARKETING GRAIN IN MALI – PACCEM, PHASE I
Permit producers through their organizations to play an active role in growing grain so that
they may obtain a suitable price for the products and a more stable income.
Development Canada
(DFATD) and Canada-Mali
Counter-part Fund
Mali
1997
2002
SUPPORT PROJECT FOR VILLAGE FINANCIAL COOPERATIVES
Improvement in the access by very disadvantaged women to financial services in mutual
networks by the creation of a financial product designed for women’s group, the Savings
Education’s Credit (CEE).
United States Agency for
International Development
(USAID) and Freedom from
Hunger (FFH)
Mali
1997
2006
SUPPORT FOR FINANCING URBAN HOUSING (PAFHAM)
Facilitate access to homeownership for those able to afford it and stimulate economic activity
inherent to the housing sector. More specifically, it is a question of making mortgage credit
accessible for those in a position to become homeowners. DID, in association with the CMHC,
contributed to setting up a mortgage guarantee fund in Mali, the FGHM S.A. DID is focused on
removing other constraints that prevent financial institutions from entering this market.
Specific strategies have been introduced to reach low-income households and the target
group, women. Project realized in consortium with Canadian Mortgage and Housing
Corporation (CMHC).
Development Canada
(DFATD) and Fonds
commun Mali-Canada
(FCCM)
Mali
1998
2007
SUPPORT PROJECT FOR THE NYÈSIGISO NETWORK, PHASE II
Provide the technical assistance required for the managers and staff to take charge of the
network. Accompany the expansion and development of the services offered. Put into place
mechanisms to ensure safety and profitability. Introduce an information management system
and computerize those credit unions with the most assets and transactions. Assist the
entrepreneur’s credit union (CAECE) in its development so that it will become organizationally
and financially autonomous.
Development Canada
(DFATD)
Mali
1999
2002
INTRODUCTION OF A SYSTEM OF SAVINGS AND CREDIT FOR WOMEN (SYCREF)
Facilitate access to credit, accumulation of savings and ensure basic training for women in
5 regions (Kayes, Loulikoro, Gao, Mopti and Sikasso) in order to make their economic activities
more successful and help ease their tasks.
African Development Fund
(ADF) of the African
Development Bank (AFB)
Mali
2002
2002
INTRODUCTION OF SAF TRANSACTION SOFTWARE IN THREE FINANCIAL COOPERATIVES OF
THE NYÈSIGISO NETWORK IN MALI
Coordinate the introduction of the SAF2000 program and ensure pre-introduction planning,
operational startup and post-introduction follow up (preparation of work stations; entry,
conversion and compilation of the institution’s financial data; training users, etc.).
Development Canada
(DFATD)
Mali
Starting
Year
2002
Ending
year
2003
Mali
2003
Mali
Country
Project
22
Financial Partners
ANALYSIS, CONFIGURATION, INTRODUCTION AND OPERATIONAL STARTUP OF SIG-DID
IN THE NYÈSIGISO NETWORK IN MALI (DECISION)
The follow up of the implementation methodology carried out in collaboration with the
Nyèsigiso staff made it possible to rapidly integrate the new software and the new procedure
for information management system (SID-DID/DECISION) in the network. The implementation
team composed of Nyèsigiso personnel and DID experts carried out the activities described in
the DID implementation methodology (i) installation of the SIG-DID program (ii) configuration
of the SIGDID program (iii) installation of SIG-DID Solution (iv) training of IT staff. In addition,
the implementation team trained users of the SIG program in managing data collection,
processing and the production of reports.
Development Canada
(DFATD)
2003
INTRODUCTION OF TRANSACTION SOFTWARE IN A FINANCIAL COOPERATIVE OF THE KAFO
JIGINEW NETWORK IN MALI
Coordinate the introduction of the SAF2000 program and ensure pre-introduction planning,
operational startup and post-introduction follow up (preparation of work stations; entry,
conversion and compilation of the institution’s financial data; training users, etc.).
Development Canada
(DFATD)
2003
2005
LOW COST TECHNOLOGIES TO PROMOTE ECONOMIC DEVELOPMENT OF THE POOREST
This project will allow the network to continue its technological development: the
development of processing centres for network data, integration of the management
information system (MIS) with the SAF transactional software and the development of Palm
Pilot technology for solidarity group lending.
Development Canada
(DFATD) and United States
Agency for International
Development (USAID)
Mali
2004
2004
TRAINING OF TRAINERS OF THE ASSOCIATION PROFESSIONNELLE DES INSTITUTIONS DE LA
MICROFINANCE (APIM)
APIM/Mali has drawn up and applied an Action Plan for Training. Following approval of the
training modules, APIM/Mali is now ready for the final phase of its Action Plan for Training
and wishes to certify its trainers in the use of modules designed by international experts.
Projet de développement
du secteur financier (PDSF)
Mali
2005
2005
DESIGNING A MANAGEMENT INFORMATION SYSTEM FOR THE JIGIYASOBA UNION OF CECS
Introducing a management information system (DID DECISION system). DID provided
JIGIYASOBA with an analysis of various options that could help it optimize the resources of the
network and the financial cooperatives. They were presented with a choice of software for
accounting and loan portfolio follow-up along with the various options for implementation
and tools that can accompany these software programs.
Jigiyasoba network and
Mali
2005
2005
DRAWING UP BUSINESS PLANS FOR THE KONDO JIGIMA, JIGIYASOBA AND PASACOOP
NETWORKS
Through the various phases and in collaboration with the three networks of savings and credit
cooperatives and with the key individuals (directors, senior executive staff and other
stakeholders), drawing up of business plans for each of the three networks.
Mali
2005
2006
SET UP OF THE DID SAF AND DECISION SYSTEMS IN THE KAFO JIGINEW NETWORK OF
This project was an opportunity to support modernization of operations in certain
cooperatives in the Kafo Jiginew network in Mali. The SAF transactional system was adapted
to the requirements of this microfinance network in function of the products and services
offered to members. In addition, the SIGDID decision-making support system was installed
and made operational in the apex structure, to facilitate follow up with the various entities in
the network.
Union des caisses mutuelles
d’épargne et de crédit du
Mali « Kafo Jiginew »
Mali
2005
2007
SET UP OF AN ENTREPRENEUR FINANCIAL CENTRE (EFC)
Set up an EFC in the NYÈSIGISO network designed for financial and operational sustainability.
The EFC will be perfectly integrated with and complementary to the market of the NYÈSIGISO
financial cooperatives, linked to non-financial services and able to deliver a range of savings
and credit services tailored to the needs of business people, agricultural producers and
mortgage borrowers.
Development Canada
(DFATD)
Mali
2006
2006
TRAINING THE FINANCIAL SURVEILLANCE TEAM OF THE KAFO JIGINEW NETWORK OF
Union des Caisses mutuelles
FINANCIAL COOPERATIVES IN THE USE OF THE SAF TRANSACTIONAL SYSTEM
d’épargne et de crédit du
Training inspectors of the financial surveillance service in the use of the SAF program.
Mali "Kafo Jiginew"
Understanding and mastery of inspection tools adapted to computerized financial
cooperatives so that inspectors can fulfill their role in the cooperatives and in distance control.
Mali
2007
2009
REGIONAL SUPPORT FOR THE ENTREPRENEUR FINANCIAL CENTRES (EFC)
Support the development of the private sector and job creation through sustainable provision
of savings and credit financial services adapted to the needs of entrepreneurs.
Development Canada
(DFATD)
Mali
2007
2008
SUPPORT FOR THE BANK OF AFRICA (BOA)
Provide specialized technical support to optimize capacities of bank staff specifically dedicated
to managing complex files with major risk. This will be done by strengthening the credit
authorization, analysis and management processes for residential credit and consumer credit.
Nertherlands Development
(DFATD)
Mali
Starting
Year
2007
Ending
year
2007
Mali
2009
Mali
Country
Project
23
Financial Partners
FEASIBILITY STUDY FOR THE PARTIAL GUARANTEE FUND CONCERNING THE AGRICULTURAL
COMPETITIVENESS AND DIVERSIFICATION PROJECT (ACDP / PCDA)
Describe in detail the legal, financial, technical and economic feasibility of setting up a partial
guarantee fund. Specifically, the study is to determine (i) the conditions for risk coverage
regarding project targets that will make it possible to achieve the goal of promoting
agricultural production chains prior to a second phase in which the entire rural sector is
targeted; (ii) analyze potential market needs for the guarantee fund based on ACDP targets
(Years 2 to 5) and (iii) assess the rural market overall.
Agetier-Mali and
World Bank
2009
IMPROVED SOCIO-ECONOMIC INCLUSION OF THE DISABLED IN BAMAKO
Encourage full participation by disabled persons in the country’s social and economic
development by improving their inclusion in society and the economy in the Bamako district.
Project conducted in partnership with Handicap International.
Development Canada
(DFATD)
2009
2010
DEVELOPMENT OF 2010-2014 BUSINESS PLAN FOR NYÈSIGISO NETWORK
Equip the Nyèsigiso network with a new business plan to cover the 2010-2014 timeframe.
This will involve providing assistance to team groups within the network as they examine the
issues and challenges facing the organization over the next five years and encourage
participation by all in achieving business results. The expected outcomes are to: (i) establish a
network diagnostic analysis and propose priorities for the next five years; and (ii) establish
business objectives or targets for 2010-2014 across the Nyèsigiso network.
Nyèsigiso network
Mali
2011
2011
STRENGTHENING THE CCS/SFD DECENTRALIZED FINANCIAL SERVICES CONTROL AND
Growth Support Project
MONITORING UNIT
(PAC)
The CCS/SFD is the agency that provides oversight by the state of the microfinance sector.
Created in 2006, this unit is attached to Mali’s Ministry of Finance and has the role of
providing directives for certification requests; controlling and overseeing the SFDs; collecting,
processing and disseminating statistical data in addition to proposing regulatory sanctions and
enforcement measures for the SFD sector. The objective of this project is to conduct a mission
by a DID expert in the area of inspection to provide assistance and coaching so that effective
inspections will be carried out in computerized SFDs in Mali and improve the knowledge and
practices of the CCS/SFD inspectors
Mali
2013
2013
EVALUATION OF TEST TO DEVELOP A CUSTOMER BASE OF PERSONS WITH DISABILITIES
Handicap International
WITHIN THE NYÈSIGISO NETWORK IN MALI
Canada (HIC)
Evaluate the results of a test to develop a customer base of persons with disabilities within the
network of savings and credit cooperatives of the Nyèsigiso network in Mali, analyze the
societal impact of the institution’s social performance and its impact on borrowers and make
recommendations. Identify the main types of leverage and major obstacles for the overall
approach if applied across the Nyèsigiso network and its impact on the institution in order to
issue recommendations for scale-up involving other microfinance institutions.
Mali
2013
2013
UPDATING OF STRATEGO SYSTEM WITHIN THE KAFO JIGINEW MALIAN NETWORK OF SAVINGS
AND CREDIT COOPERATIVES
The mandate consists of updating the Stratego business intelligence software package within
the Malian Kafo Jiginew federation of savings and credit unions. The Malian Kafo Jiginew
federation has the management information needed for strategic decision making and
producing the reports required by supervisory authorities.
Mali
2014
2020
AGRICULTURAL AND RURAL FINANCE IN MALI (FARM)
Malian financial institutions contribute to the development of the agricultural sector and to
Development Canada
food security as a result of a strategy providing access to better adapted financial services. For (DFATD)
this purpose, the DID/FADQDI consortium is setting up a strategy for agricultural financing
based on the professionalization of financial and insurance institutions using mechanisms such
as: (i) a loan guarantee program supported by a fund and (ii) a crop insurance program
supported by an insurance fund. Using the technical expertise supplied by DID and FADQDI,
the supply of secure financial services is developed, access to agricultural and agricultural
entrepreneurship credit is improved and job creation in the agri-food sector is stimulated.
Mauritania
1990
1990
FEASIBILITY STUDY
Study of the emergence of rural and urban savings and credit cooperatives in Mauritania.
Central Bank of Mauritania
Mauritania
1996
1996
CREATION OF SAVINGS AND CREDIT COOPERATIVES
After having actualized the 1990 study, the project intended to support to the Central Bank of
Mauritania concerning the proposal for the emergence of savings and credit cooperatives and
the identification of potential leads for intervention possibilities.
Mauritania
1997
1999
PILOT PROGRAM FOR THE EMERGENCE OF SAVINGS AND CREDIT COOPERATIVES IN
MAURITANIA
Creation of 11 economically viable savings and credit cooperatives that will be democratically
managed and able to accumulate savings and grant credit to their members; setting up of a
support unit for local micro-enterprises; improvement in the regulatory and institutional
milieu in which the savings and credit cooperatives operate.
Confédération des
Mauritania
Starting
Year
1998
Ending
year
2004
Mauritania
2001
Mauritania
Country
Project
24
Financial Partners
SUPPORT FOR THE CREATION OF SAVINGS AND CREDIT COOPERATIVES
Contribute to the fight against poverty by improving the abilities and opportunities for
development among communities in Mauritania by making locally managed microfinance
services available which are suited to their needs and financial capabilities. Set up a network
of mutuals covering the main regional economic centres to provide the general public with
access to quality financial intermediation services that generate a return and are sustainable.
Development Canada
(DFATD)
2001
WORKSHOP ON CAPITALIZING ON MICROFINANCE ACHIEVEMENTS IN MAURITANIA
Undertake an assessment of the overall situation of MFIs and their legal, economic and social
environment in order to determine elements on which to base a national strategy for
microfinance.
Agence de promotion des
caisses populaires
d’épargne et de crédit
(PROCAPEC)
2004
2004
STRENGTHEN THE SURVEILLANCE OF THE MICROFINANCE UNIT WITHIN THE CENTRAL BANK
OF MAURITANIA
The objective of the mission consists of defining, as the first phase, a technical assistance
project devoted to strengthening the institutional and professional capacity of the BCM
Microfinance Unit, which is in charge of supervising microfinance institutions. Another
objective of the mission is to define the extent of this project and its components and to
formulate recommendations with regard to the legislation currently proposed.
FIRST Initiative
Morocco
1995
1996
PROGRAM FOR HOUSING FINANCING
Carry out an evaluation or provide outside expertise with regard to the current situation and
actual constraints of the Moroccan financial sector with regard to its financial structure and
the quality of existing mortgage implementation tools.
World Bank
Morocco
2008
2008
DIAGNOSTIC MISSION ON THE MICROCREDIT SITUATION
Consultative Group to Assist
Perform a diagnostic to determine the origin, extent and details of the microcredit crisis, if
the Poorest (CGAP)
there is one. Make recommendations for managing the crisis and equip the microfinance
institutions (MFI) with the tools to manage outstanding payments. Analyze the overall
situation of microcredit in Morocco. Meet with the 4 main NGO/MFIs, the central bank and
the Minister of Finance, and the main creditors and donor agencies and hold a small workshop
on managing credit crises.
Niger
1985
1988
SUPPORT TO THE ASSOCIATION DES FEMMES DU NIGER (AFN)
Vocational and financial support for the AFN’s institutional development. Training of staff.
Set-up of a research and action unit.
Development Canada
(DFATD)
Niger
1989
1990
SUPPORT TO THE DEPARTMENT OF SOCIAL AFFAIRS AND WOMEN’S ADVANCEMENT
Support to the Department for the improvement of the socio-economic situation of the
Nigerian women by enabling them to take charge of their own development.
Development Canada
(DFATD)
Niger
1989
1994
SUPPORT TO AGRICULTURAL DEVELOPMENT IN THE DIFFA DEPARTMENT, PHASE I (PADDAD)
To boost self-framing work structures, namely cooperative structures, by making them
financially independent and participatory in all the general activities of this rural country.
Development Canada
(DFATD)
Niger
1990
1994
INSTITUTIONAL SUPPORT TO THE DEPARTMENT OF SOCIAL AFFAIRS AND WOMEN’S
ADVANCEMENT
Institutional and organizational support to the Department of Social Affairs and Women’s
Advancement. Implementation of a maximum of 50 socio-economic projects.
Development Canada
(DFATD)
Niger
1995
1996
SUPPORT FOR FEMALE ENTREPRENEURS (PRAEF)
Support for the management of the program and the organizational development of select
groups for starting-up and following-up of anticipated activities as well as providing technical
and financial support for the start-up of a COOPEC (Savings and Credit Cooperatives).
DFATD
Canada-Niger Counterpart
Fund
Niger
1995
1998
SUPPORT FOR AGRICULTURAL DEVELOPMENT IN THE DEPARTMENT OF DIFFA, PHASE II
Consolidation of pepper production by increasing productivity, better control of production
costs and organization of marketing in order to help producers and their organizations while
preserving the potential of the biological milieu.
Development Canada
(DFATD)
Niger
1998
2005
SUPPORT FOR THE WOMEN’S SAVINGS AND CREDIT MUTUAL IN NIGER (PRAMEF)
Improvement in the living conditions of women and their families, based on economic
rehabilitation involving developing entrepreneurship for women.
Development Canada
(DFATD)
Niger
2003
2003
DRAW UP A DEVELOPMENT PLAN FOR THE MCPEC NETWORK (MOUVEMENT DES CAISSES
POPULAIRES D’ÉPARGNE ET DE CRÉDIT)
Draw up a five-year development plan for the MCPEC network. Analyze MCPEC’s situation and
validate the diagnostic of the current situation presented under the methodology for the
business plan (i) market situation (ii) financial situation (iii) organizational development
(iv) definition of orientations and goals. (v) draw up five-year financial projections.
PDSFR
Starting
Year
2004
Ending
year
2007
Rwanda
1977
Rwanda
Country
Niger
Project
25
Financial Partners
SUPPORT FOR RESTRUCTURING AND DEVELOPMENT OF THE MCPEC POPULAR SAVINGS
AND CREDIT COOPERATIVES
Transmit a methodology, instrumentation and training in order that they may turn around
their situation and offer financial services that are viable, profitable and adapted to their
needs.
Development Canada
(DFATD)
PDFSR
World Bank
1989
DEVELOPMENT OF THE MUTARA VALLEY
Socio-economic supervision for the relocation of 200 families to 130 hectares of new land.
Technical and financial support for the institutional development of a rice-crop cooperative.
Phase I: 1977-82
Phase II: 1984-86
Phase III: 1986-89
Société de développement
du Mutara (SDM), Foreign
Affairs, Trade and
Development Canada
(DFATD) and Experco
1983
1983
MISSION OF ASSESSMENT/DEVELOPMENT OF POPULAR BANKS
Financial and socio-economic analysis of the future development of the Banques Populaires
in Rwanda.
Swiss Intercooperation
Rwanda
1989
1990
OVAPAM STUDY
The objective of this study is to assess the cattle-rearing situation in the Mutara region and to
verify the feasibility of grouping cattle-breeders together to take charge of some of the
related activities, thereby, allowing for the progressive disengagement of the State.
Ministry of Agriculture
(MINAGRI)
Rwanda
1989
1992
INSTITUTIONAL SUPPORT TO THE DUTÉRIMBERE WOMEN’S ASSOCIATION
Consolidation of the structure and organization of the Duterimbere Women’s Association in
order that it may continue its development and improve its intervention among the
beneficiaries.
Development Canada
(DFATD)
Rwanda
1990
1996
SUPPORT FOR COOPERATIVE NETWORKS OF THE ECONOMIC COMMUNITY OF THE GREAT
LAKES COUNTRIES (CODERVAM), PHASE I AND II
Development Canada
Maintenance of past achievements with cooperatives already supported by DID. Identification (DFATD)
of potential new partners likely to develop cooperative links with our corporation.
Rwanda
1993
1995
SUPPORT FOR NETWORKS OF COOPERATIVES OF THE ECONOMIC COMMUNITY OF THE GREAT
LAKES COUNTRIES (CEPGL) Preservation of achievements with the cooperatives already supported by DID. Identification
of new potential partners that might develop collaborative ties with DID.
Development Canada
(DFATD)
Rwanda
1998
2000
SUPPORT FOR THE MINISTRY FOR GENDER, FAMILY AND SOCIAL AFFAIRS IN RWANDA
(MIGEPROFE)
Contribute to promoting women and the family in view of national reconstruction and
sustainable development. Contract executed with CRC SOGEMA.
Development Canada
(DFATD)
Rwanda
2001
2001
SUPPORT FOR THE BANQUE NATIONALE DU RWANDA
Promote adoption of instructions for the microfinance sector.
Development Canada
(DFATD)
Rwanda
2001
2010
SUPPORT FOR RWANDAN MICROFINANCE
Support component for the National Bank of Rwanda (BNR): Drafting of a legal and regulatory
framework for the microfinance and savings and credit cooperatives sector in Rwanda with
the BNR ensuring proper application. Creation of a COOPEC and MFI supervision cell within
the BNR ensuring application of the legal and regulatory framework.
Development Canada
(DFATD)
Support component for the Entrepreneur Financial Centre for (EFC)(business centre): Creation
of a financial institution as a corporation in which DID is the major shareholder. This financial
institution will be capable of identifying and responding strategically to the needs of
microentrepreneurs and men and women producers. Development of the delivery of financial
services designed to meet the needs of poor populations, especially women, in rural and
urban areas.
COOPEC = Savings and Credit
Cooperatives
Rwanda
2004
2004
SUPERVISION OF THE BANQUES POPULAIRES BY THE UBPR (UNION DES BANQUES
POPULAIRES DU RWANDA
Complete an assessment and diagnosis of supervisory procedures in force at the Union des
Banques populaires du Rwanda and of internal control procedures in the local banks. This
assessment includes examination of documentation, methodology, internal controls in the
local banks and assessment tools for internal control used by inspectors from the apex
organization, reports produced by the inspectors and follow up of problem cases.
World Council of Credit
Union (WOCCU)
Rwanda
2004
2006
DEVELOPMENT OF A CENTRAL RISK BUREAU AT THE NATIONAL BANK OF RWANDA (BNR)
Establish a structure and procedures for a risk management central agency. Develop internal
systems and procedures. Train staff so that they are capable of managing a central risk
bureau.
FIRST Initiative
Senegal
1985
1985
PRE-FEASIBILITY/PRIVATIZATION STUDY OF A FISHING PROJECT (CAPAS)
Investigation of the possibilities and probabilities of existing wholesale fish markets.
Development Canada
(DFATD)
Senegal
Starting
Year
1988
Ending
year
1996
Senegal
1990
Senegal
Country
Project
26
Financial Partners
PRO-PÊCHE / SERVI-PÊCHE PROGRAM
Technical and financial support to develop financial services for local fisheries on the Atlantic
coast while consolidating the expertise of the Caisse nationale du crédit agricole du Sénégal
(CNCAS) in the area of maritime savings and credit. Phase I: 1988-93 Phase II: 1993-96
Development Canada
(DFATD)
Reciprocal CanadianSenegalese Fund
1992
MUTUAL BENEFIT BANKING OPERATIONS
Identification and set-up of conditions facilitating the emergence and development of a
private and autonomous mutual benefit financial system.
World Bank
1992
1995
SUPPORT IN THE FIGHT AGAINST AIDS
Institutional and technical support at the national, regional and local levels in order to provide
various Senegalese NGOs, associations and institutions with technical and financial support in
terms of information, education and communication on AIDS and STDs.
Development Canada
(DFATD)
Reciprocal CanadianSenegalese Fund
Senegal
1992
1997
WEST AFRICAN STATES CENTRAL BANK (BCEAO) IN SENEGAL (PARMEC/UEMOA)
Support project aimed at the emergence and consolidation of a savings and credit
cooperatives network in the West African Monetary Union and participation in the
formulation of an outline law and related orders.
Development Canada
(DFATD)
Senegal
1993
1993
FEASIBILITY STUDY FOR CREATION OF A SUPPORT PROGRAM FOR SAVINGS AND CREDIT
MUTUALS IN SENEGAL (PAMÉCAS)
Establish and demonstrate the relevance and feasibility of a program to support the
cooperative savings and credit sector in Senegal in order to improve financial intermediation
in urban areas (Dakar) and throughout the country.
Development Canada
(DFATD)
Senegal
1994
2000
PROGRAM TO SUPPORT MUTUAL SAVINGS AND CREDIT ASSOCIATIONS (COOPERATIVES)
IN SENEGAL (PAMECAS)
Technical and financial support for the emergence of a network of 27 savings and credit
mutuals in urban areas (Dakar, Pikine and Rufisque). Professional support for the Alliance du
Crédit et de l'Épargne pour la Production (ACEP) in its transition from a project structure,
decentralization and reorganization of its data processing services. Promotion of the concept
of savings and credit mutuals and cooperatives as a tool in Senegal.
Development Canada
(DFATD)
Senegal
1994
1994
MISSION TO SUPPORT THE MUTUALIZATION OF ACEP (ALLIANCE DU CRÉDIT ET DE L'ÉPARGNE
POUR LA PRODUCTION)
Institutional support to ACEP for establishing a solid base on which to initiate the transition
from a project structure to a mutualistic (cooperative) structure.
Development Canada
(DFATD)
Senegal
1995
1998
ACCESS FOR SENEGALESE WOMEN TO FINANCIAL SERVICES (AFSSEF)
Consolidation and development of the individual or collective economic activities of women
from the Pikine and Rufisque districts through: access to financial services, awareness raising,
training, and all other related and follow-up activities. Creating the conditions necessary for
the integration of women into financial institutions as well as making them financially
responsible.
Development Canada
(DFATD)
Senegal
2000
2004
CONSOLIDATION OF THE UM-PAMECAS NETWORK
Provide lasting access to the adapted financial intermediation services to small entrepreneurs
and women in the Cap-Vert region, otherwise excluded from the commercial banking system.
Development Canada
(DFATD)
Senegal
2004
2005
CREATION OF AN ENTREPRENEUR FINANCIAL CENTRE (EFC), PHASE I
Technical support for setting up an EFC in order to increase the mutuals' share of the market
and develop new markets increase member loyalty and satisfaction in the mutuals improve
financial performance of the mutuals, especially their operational efficiency encourage
professional development and maximize the expertise of marketing staff in the mutuals limit
competition between mutuals build the capacity of women entrepreneurs.
Development Canada
(DFATD)
UM-PAMÉCAS network
Senegal
2006
2007
SUPPORT FOR THE ENTREPRENEUR FINANCIAL CENTRE (EFC), PHASE II
Support development of the private sector and employment through a sustained offer of
savings and credit financial services adapted to the needs of entrepreneurs in Senegal.
Development Canada
(DFATD)and the UMPAMÉCAS network
Senegal
2009
2014
MICROFINANCE DATA PROCESSING CENTRES
Set-up of data processing centres in 3 regions of Senegal (Dakar, the North and the South) in
order to provide mutually-owned processing services for MFI operations in these areas.
Transfer the processing centres and all expertise to a local organization in order to ensure
sustainable services. The main innovation consists of mobilizing and grouping Senegalese MFIs
around a joint project offering access to centralized data processing of their operations.
Development Canada
(DFATD)
Senegal
Starting
Year
2009
Ending
year
2010
Senegal
2010
Senegal
Country
27
Project
Financial Partners
SUPPORT FOR THE TANDEM PROJECT (TRANSFER ASSISTANCE FOR NATIONAL DEVELOPMENT
OF EXPERTISE IN MICROFINANCE
Improve the financial services offered to poor communities, mainly those in rural areas, by
improving MFI professionalism and by building capacity. The strategies employed to
implement the project are (i) group activities (training sessions/seminars) to develop shared
knowledge among MFI staff; (ii) targeted technical interventions and coaching for partners
based on their needs using a team of national experts (iii) sharing of good practices among
MFIs in the sub-region.
Organisation internationale
de la francophonie (OIF)
2011
SET UP OF A CENTRALIZED CREDIT INFORMATION BUREAU FOR THE SECTOR OF
MICROFINANCE IN THE WEST AFRICAN ECONOMIC COMMUNITY STATES (WAEMU)
Perform a feasibility study aims to offer technical, organizational and legal solutions for the
establishment of a centralized credit information bureau to the microfinance sector in
WAEMU and to assess the cost of implementation. The main objective of the establishment
of the centralized credit information bureau is to increase financial intermediation for
WAEMU countries by helping microfinance institutions to adequately analyze credit
applications and improve their decision-making.
Central Bank of West African
States (BCEAO) with
financing from LuxDevelopment
2014
2015
NATIONAL SURVEY ON FINANCIAL INCLUSION IN SENEGAL
The national survey on financial inclusion in Senegal is aimed at better understanding of the
actual and potential demand for financial products and services in order to meet the demand
sustainably. The results of the survey will be taken into account in formulating the national
microfinance strategy and its action plan to expand and improve the supply of financial
services.
Government of Senegal
Tanzania
2001
2004
DEMONSTRATION PROJECT AIMED AT THE RESTRUCTURING OF SAVINGS AND CREDIT
COOPERATIVES IN THE DAR ES SALAAM REGION
Develop a model for restructuring financial cooperatives on the Tanzanian market through
implementation of a turnaround and institutional strengthening program within 6 to 10
SACCOs (Savings and Credit Cooperatives). At the same time develop services to be provided
to small and micro-enterprises by forging alliances with commercial banks and possibly
through the creation of an entrepreneurs SACCO.
Development Canada
(DFATD)
Tanzania
2003
2004
RURAL FINANCE INSTITUTIONS DEVELOPMENT PROJECT (RUFIP) (PHASES I AND II)
Clearly establish the roles and responsibilities of DID, FISEDA and other partners, concerning
skills development at FISEDA. This will involve training and supervision of resources at FISEDA
and participating SACCOs.
Financial Services and
Enterprises Development
Association (FISEDA)
Tanzania
2004
2005
SUPPORT TO SAVINGS AND CREDIT COOPERATIVES SOCIETIES (SACCOS)
Improvement of the economic condition and quality of life of Tanzanian, especially men and
women living in rural areas, through the provision of a steady and secure source of financial
services adapted to their needs.
Department for
(DFID)
Tanzania
2005
2007
TECHNICAL ASSISTANCE TO DUNDULIZA LTD AND ITS ASSOCIATED SACCOS
Improvement of the economic condition and quality of life of Tanzanian, especially men and
women living in rural areas, through the provision of a steady and secure source of financial
services adapted to their needs.
Financial sector deepening
trust (FSDT)
Tanzania
2005
2009
FINANCIAL COOPERATIVE MANAGEMENT PROGRAM (FCMP)
Ensure institutional strengthening of Moshi University College of Cooperative and Business
Studies (MUCCOBS) for executives and technicians in the SACCOS and the cooperative sector
in Tanzania and English-speaking Africa by setting up a distance training program.
Development Canada
(DFATD)
Tanzania
2007
2009
TECHNICAL ASSISTANCE TO DUNDULIZA LTD AND ITS ASSOCIATED SACCOS extension)
Continue support for the Dunduliza network of SACCOS and lead the network as a whole to
full sustainability in order to provide continuing outreach for poor clients (depositors and
borrowers) in both rural and urban areas.
Financial sector deepening
trust (FSDT)
Tanzania
2009
2010
RECOVERY PLAN FOR DUNDULIZA-DID PARTNERSHIP
The objectives of the project over the medium term are (i) Set up a network of 25 coops that
are financially self-sufficient (ii) Ensure that the financial cooperatives can cover the costs of a
secondary-level service structure (iii) Ensure smooth disengagement of DID support through
the transfer of expertise and know-how and by gradual appropriation of management
responsibilities by Dunduliza staff.
Dunduliza network
Country
Tanzania
Starting
Year
2011
Ending
year
2015
28
Project
Financial Partners
SUPPORT FOR THE ENTREPRENEUR FINANCIAL CENTRE (EFC TANZANIA)
Organizing and conducting the operations and management of the Entrepreneur Financial
Centre (EFC) set up and operated by DID. The EFCs are community finance institutions
specializing in providing financial products and services to entrepreneurs. DID supplies
technical support and consulting services to the EFC for organization and development. A
Build-Operate-Transfer strategy has been adopted for the project. This approach includes
promoting popular shareholder plans and a focus on DID technological solutions and toolkits.
The project ensures that the EFC offer entrepreneurs a tailor-made approach to increased
access to financial products and services by means of professional management and qualified,
specialized staff. The EFC offers its clients the possibility of gradually owning a stake in the
institution using innovative and unique access to ownership mechanisms (CSOP/ESOP
programmes). As a result, this business model is unique and distinctive in the microfinance
sector because its strategy is centered on capacity building and firm anchoring in the
community through local collective ownership.
EFC Tanzania M.F.C Limited
(DFATD)
Shareholders: Blue Orchard,
Triple Jump, DID, AfricInvest,
local shareholders
Tanzania / Zanzibar
2012
2012
CONSULTANCY SERVICES FOR DEVELOPMENT OF MICROFINANCE POLICY FOR ZANZIBAR
Bank of Tanzania
Undertake situational analysis of access to financial service in Zanzibar focusing on :
(i) Institutions that provide microfinance services and their capacity to reach the poor;
(ii) Segment of the population that is likely to benefit from the policy; (iii) Conduct consultative
meetings with key stakeholders (government -local and central-, civil society, practitioners,
service providers, etc., to ensure that the process of developing the policy is adequately
participatory and informative; (iv) Prepare a Microfinance Policy draft that includes key
components necessary for development and sustainable growth of microfinance sector in
Zanzibar; (v) Conduct stakeholders workshop to discuss draft microfinance policy..
Togo
2014
2015
French Development Agency
(AFD)
Togo
2011
2012
STRENGTHENING THE CAPACITY OF FUCEC-TOGO TO INTERVENE WITH SMES IN THE
AGRICULTURAL SECTOR SMES
To be carried out in three phases, the mandate will target capacity building for FUCEC-Togo's
involvement in SME/SMI financing, better identification of the needs of existing and potential
clients, and addressing these needs through policies, procedures and a range of adapted
products and monitoring mechanisms.
PILOT PROJECT FOR INTERCAISSE DEPOSIT SERVICES (SYSCOFOP)
After introduction of the intercaisse system in Togo, the FUCEC-Togo apex institution
expressed the need to manage the SYSCOFOP product using the new version of the platform.
DID is to oversee installation and deployment at FUCEC of the version that includes the
SYSCOFOP solution and conduct a pilot project with those using the system. The intended
purpose is to train system managers and operators for the SYSCOFOP pilot project within the
network and within FUCEC to install, deploy and test the system with a promoter from the
Solidarité caisse financial institution
Tunisia
1993
1997
INTRODUCTION OF AN INFORMATION TECHNOLOGY (IT) MASTER PLAN
Revision of the IT system architecture of the Housing Bank in order to adapt it to the current
needs of the institution. Design of automatic control mechanisms and procedures for
software operations. Mandate executed in collaboration with the IT firm CGI.
Tunisian Housing Bank
Tunisia
1994
1994
CAREER MANAGEMENT SEMINAR
Provide support through a highly qualified consultant to conduct a seminar for participants to
help them prepare a résumé and choose a career. Instruct participants in how to draw up a
skills profile.
Tunisian Housing Bank and
Professional Association of
Bankers of Tunisia
Tunisia
2014
2014
DEFINITION OF FUTURE ACTIVITIES FOR COOPERATION IN THE AREA OF MICROINSURANCE IN
TUNISIA
The project aims at (i) rapidly launching an organized approach to developing microinsurance
using a national diagnostic study of the insurance market and microinsurance in Tunisia, (ii)
allowing microfinance institutions (MFI) by convention to continue to develop microinsurance
despite a number of difficulties under current regulations, (iii) encouraging rapprochement
among insurers and MFIs to clear the way to a shared point of view (iv) maintaining interest
among the various actors in developing microinsurance using regular quarterly activities and
(v) creating an agency for setting microinsurance product fees (a client database of insured
risks, fees and compensation).
French Development Agency
(AFD)
FUCEC-Togo apex institution
(Faîtière des Unités
Coopératives d'Épargne et de
Crédit du Togo)
Country
Uganda
Starting
Year
2011
Ending
year
2015
Project
29
Financial Partners
SUPPORT FOR THE ENTREPRENEUR FINANCIAL CENTRE (EFC UGANDA)
Development Canada
(DFATD)
BIO, local shareholders
Zaire
1970
1991
SAVINGS AND CREDIT FINANCIAL COOPERATIVE DEVELOPMENT (COOPEC)
Support to Union des coopératives centrales d’épargne et de crédit du Zaïre (UCCEC) for the
management of its network of financial cooperatives.
Phase I: 1970-76 Phase II: 1976-82 Phase III: 1982-84 Phase IV: 1984-87 Phase V: 1987-91
Development Canada
(DFATD)
Zaire
1976
1981
MARKETING OF AGRICULTURAL PRODUCTS
Set-up of one testing station in Luhotu and three local testing stations for the production of
potatoes, beans, corn, wheat and rice seed as well as various other vegetables. Creation of
small projects in the Luhotu region (battle against erosion, fish breeding, tanning, breeding,
animal haulage, etc.). Phase I: 1976-80 Phase II: 1980-1981
Development Canada
(DFATD)
Zaire
1984
1990
SUPPORT TO THE ASSOCIATION DES GROUPEMENTS D’ÉLEVEURS DU NORD-KIVU
(ACOGENOKI)
Organization of local cooperative groups as well as the Association des groupements
d’éleveurs du Nord-Kivu; support to the popularization of production and animal health
techniques.
Development Canada
(DFATD)
Zaire
1985
1990
SUPPORT TO THE ASSOCIATION COOPÉRATIVE DES ÉLEVEURS DE L’ITURI (ACOOPELI)
Technical and financial support to groups of livestock breeders of the Ituri region in order to
increase herd productivity and improve the marketing of breeding products.
Development Canada
(DFATD)
Zaire
1985
1991
GOMA SLAUGHTERHOUSE
Support for management in administration, finance and trade as well as slaughterhouse
operations. Phase I: 1985
Phase II: 1985-86
Phase III: 1987-91
Development Canada
(DFATD)
Zaire
1988
1989
SUPPORT TO WOMEN SHOPKEEPERS IN THE 5TH DISTRICT
Technical and financial support to women keeping tripe shops in the perspective of their
taking charge and maintaining better control over activities related to the stocking and
marketing of their products.
Development Canada
(DFATD)
Zaire
1988
1991
WOMEN’S ACCESS TO CREDIT
Technical and financial support with a view of facilitating women’s access to credit by setting
up a credit service intended for women: training, security funds, support to management,
channelling savings in productive sectors, and women’s access to management jobs.
Development Canada
(DFATD) and Africa 2000
Zaire
1989
1991
GROUPING OF NGOS OF NORTH-KIVU
Support to local communities and NGOs to successfully carry out their development project
and contribute to the organization of a regional grouping of the North-Kivu NGOs in order to
set-up and manage a technical resources office capable of adequately meeting the financial
needs, and supplying training and a framework to the NGOs and their clientele.
Development Canada
(DFATD)
Zaire
1989
1992
COUNTRY RADIO PROJECT IN KIVU
Fostering awareness, providing training and information, and explaining in simple terms the
functioning of a country radio station to user organizations.
Development Canada
(DFATD)
Zaire
1990
1990
MULTI-RESOURCE CENTRE, KIVU
Feasibility study for the introduction of a service centre for an agri-foodstuffs firm in NorthKivu.
Agence de coopération
culturelle et technique
(ACCT)
Zaire
1990
1995
SUPPORT FOR THE LIVESTOCK ORGANIZATIONS IN NORD-KIVU (VALENOKI)
Support to breeders in order to improve production and marketing conditions of cattle farms
in Nord-Kivu by favouring the associative approach.
Development Canada
(DFATD)
Zaire
1991
1993
TRANSITIONAL SUPPORT TO UNION DES COOPÉRATIVES CENTRALES D’ÉPARGNE ET DE CRÉDIT
DU ZAÏRE (UCCEC) AND ITS NETWORK OF SAVINGS AND CREDIT COOPERATIVES (COOCEC)
Support of a minimum number of activities for preserving the achievements of more than
twenty years of cooperation with DID. Maintenance of a minimum number of professional
services at the COOCECs and fulfillment of a series of training activities to reinforce network
cohesion and the professional expertise of directors and managers. This project is one of the
transitional measures to support UCCEC and its affiliated COOCECs.
Development Canada
(DFATD)
Zambia
Starting
Year
2008
Ending
year
2008
Zambia
2009
2015
Country
Project
30
Financial Partners
BUSINESS PLAN FOR REVIVAL OF FINANCIAL COOPERATIVE STRUCTURE IN ZAMBIA
Zambia Co-operative
Assist ZCF in the preparation of a 5-year business plan and strategic vision with regards to the Federation Ltd. (ZCF)
re-launching of Co-operative Bank of Zambia (CoBZ) operations. The business plan (20092013) reflected the need for strengthening the primary Savings and Credit Cooperative
Societies (SACCOS) through the establishment of CoBZ as an apex bank providing financial and
non-financial services to SACCOS. The plan included financial projections with key assumptions
to ensure the sustainability of the structure. It also identified potential sources of donor
funding to support implementation.
SUPPORT FOR THE ENTREPRENEUR FINANCIAL CENTRE (EFC ZAMBIA)
Development Canada
(DFATD), Pulse Financial
Services Limited (PFSL) and
EFC Zambia
local shareholders
Zambia
2012
2013
INTERCONNECTING EFC ZAMBIA
Implement within the EFC Zambia (PFSL) a transactional interconnection system. This project
will allow EFC Zambia to provide financial services to entrepreneurs of six branches, including
four in urban or peri-urban areas and two in the rural sector, in addition to six business loan
centers. Project realized in partnership with Bamboo Investments SARL.
Swiss Capacity Building
Facility (SCBF)
Zambia
2012
2012
MARKET ANALYSIS OF THE INSURANCE SECTOR IN ZAMBIA
This project has the goal of describing the insurance market in Zambia: its history, growth,
market share by sector, etc. It will identify and describe the main insurance companies
operating in Zambia (structure of ownership, certification, financial results, etc.) as well as
analyze the microinsurance sector in this country (main stakeholders, types of products and
conditions, financial results, etc.). Regulatory authorities will be consulted to obtain a copy of
applicable regulations, both for the insurance companies and for microinsurance activities and
to obtain their vision of the sector for the coming years (needs, etc.), and to understand the
requirements for earning the right to operate in Zambia, reporting obligations, etc.
Development Canada
(DFATD)
Zambia
2015
2015
STUDY TO BE CONDUCTED ON STRATEGIES TO INCREASE SAVINGS DEPOSITS AT THE EFC
EFC Zambia
ZAMBIA
This project is aimed at exploring the ways and means to increase the mobilization of savings
within the EFC in order to (i) reduce the cost of funds and, as a result, improve EFC profitability
and (ii) improve stability for the cost of funds, which has been as volatile as Zambia's currency
31
AMERICAS & CARIBBEAN
Interventions taking place in a specific region or within regional projects in the Americas or in the Caribbean
Country
Latin America
Starting
Year
1985
Ending
year
1993
Project
Financial Partners
SUPPORT TO THE CONFEDERACION LATINO-AMERICANA DE COOPERATIVAS DE AHORRO Y
CREDITO (COLAC) NETWORK
Development Canada
Improvement of the quality of management and services offered by the federations pertaining (DFATD)
to technical assistance, advisory auditing and internal management.
Countries targeted: Panama, Bolivia, Colombia, Nicaragua, Peru, and El Salvador.
Phase I: 1985-1986 Phase II: 1986-1989 Phase III: 1990-1993.
FEDECREDITO (Costa Rica): carry out an information technologies master plan.
FEDECACES (El Salvador): organizational and financial diagnostic; market study for savings and
credit products; feasibility study for international transfers of funds.
FECACNIC (Nicaragua): loans to microenterprises and recapitalization of savings and credit
cooperatives.
Latin America
1996
1998
SUPPORT FOR THE LATIN AMERICAN COOPERATIVE MOVEMENT
Improve the competitiveness of the Latin American cooperative movement by supporting
transformation of production structures and adaptation of products and services.
Development Canada
(DFATD)
Latin America
1997
2001
PROGRAM FOR THE TRANSFER OF TECHNOLOGY TO COOPERATIVE BANKS IN THE SOUTHERN
CONE (BANCOSUD)
Strengthening of participation by cooperative banks in providing competitive financial services
to their clientele in small and medium sized business and individual savings. Countries
targeted: Argentina, Paraguay, and Uruguay.
Development Canada
(DFATD)
Latin America
1998
1999
SUPPORT FOR THE 1999 REGIONAL CONFERENCE OF THE INTERNATIONAL CO-OPERATIVE
ALLIANCE (ICA) - BUREAU FOR THE AMERICAS
Identify suitable strategies for adapting to the new constraints in the world economic
environment especially in terms of financing cooperative enterprises. Stimulate cooperation
and integration of those working in the field of cooperatives in Latin America.
Development Canada
(DFATD)and other partners
Latin America
1998
1999
IMPROVEMENT OF THE INSTITUTIONAL MILIEU AND STRENGTHENING OF NON
CONVENTIONAL FINANCING ENTITIES FOR SMALL AND MEDIUM SIZED BUSINESS
Contribute to economic modernization and support for equality. Improvement in the financial
and technical support mechanisms for small and medium sized business in Central America
within an outlook of equality and sustainable development. Countries targeted: Costa Rica,
Guatemala, El Salvador, Honduras and Nicaragua.
Development Canada
(DFATD) P.A.R. Program
(Central America)
Latin America
1998
2001
LATIN AMERICAN SCENARIOS
Identify major trends which will have an impact on the development of cooperative-based
financial services in Latin America. Provide government and regulatory authorities,
international financial organizations and the cooperative sector with tools and concepts to
better identify strategies designed to strengthen community finance. Define the foundations
of an intervention strategy and offer DFATD reference points for policies dealing with
strengthening the community-based financial sector in Latin America.
Development Canada
(DFATD)
Latin America
1999
1999
AID FOR VICTIMS OF HURRICANE MITCH
Supply food and medicine to victims of Hurricane Mitch in Nicaragua and Honduras.
Development Canada
(DFATD)
Latin America
1999
1999
IMPROVEMENT TO THE LEGAL AND REGULATORY FRAMEWORK OF FINANCIAL COOPERATIVES
Stimulate thought and cooperation among regulatory authorities in Latin America regarding
the legal and regulatory framework for cooperatives. Help improve the legal framework for
financial cooperatives in Mexico and Peru.
Development Canada
(DFATD)
Latin America
2011
2014
REGIONAL PROJECT SUPPORTING GOVERNANCE OF FINANCIAL COOPERATIVE INSTITUTIONS
IN LATIN AMERICA (PRAL)
This project is aimed at improving governance within Latin American financial cooperatives
along with their financial and social performance. To achieve this goal, DID experts will deliver
various training sessions on financial management and governance to officers and managers
in the cooperatives identified. During these sessions, vulnerable zones detected within these
institutions will be addressed, the problems encountered analyzed and pragmatic solutions
provided. Products and services will also be upgraded and the response to member needs
improved. Countries targeted: Honduras, Peru, Bolivia, Colombia.
Development Canada
(DFATD)
Regional project
1981
1983
MEMBER TRAINING PROGRAM (PEACS)
Development and dissemination of a cooperative training program for members.
Development Canada
(DFATD)
Country
Regional project
Starting
Year
1982
Ending
year
1984
Project
REGIONAL COMPONENT
Support for the definition and experimentation of a COLAC assistance program provided to its
member federations in the fields of data processing, financial planning and management,
accounting and production credit.
32
Financial Partners
Development Canada
(DFATD)
SUPPORT TO THE CONFEDERACION LATINO-AMERICANA DE COOPERATIVAS DE AHORRO Y
CREDITO (COLAC) NETWORK
Support to the National Federation Members of COLAC.
Regional project
1983
1984
BURSARIES IN QUEBEC
Training courses (length: one month) in a Desjardins Group federation completed by a support
and follow-up mission a few months later from a Desjardins Group resource person.
Development Canada
(DFATD)
Regional project
1994
1996
PROJECT FOR INSTITUTIONAL COLLABORATION BETWEEN DID AND THE INTERNATIONAL
COOPERATIVE ALLIANCE (ICA)
Strategic positioning of the ICA in Latin America by establishing ties with players in the
cooperative sector, sponsors and governments. Organization of thematic seminars. Support
for reconversion of cooperative enterprises based on local or international markets.
Development Canada
(DFATD)
Regional project
1998
1999
MICOFINANCE MARKET ANALYSIS
Analysis of existing and potential microfinance market, mostly in South America. Analysis of
current operators.
Development Canada
(DFATD)
Regional project
2002
2007
SUPPORT FOR LATIN AMERICAN PARTNERS BENEFITTING FROM DID INVESTMENT
Provide technical support to DID partners in Latin America who are seeking to obtain financing
or benefit from capital injections from DID and/or institutional investors to continue the
development of their organizations taking a market-based approach.
Development Canada
(DFATD)
Regional project
1995
1996
ANALYSIS OF THE MICROFINANCE SECTOR
Analysis of the existing and potential market for microfinance. Analysis of institutions
operating in this market.
Development Canada
(DFATD)
Bolivia
1995
1996
SUPPORT TO SAVINGS AND CREDIT MUTUALS
Participation in an identification (definition) mission, improvement of our knowledge of the
cooperative environment and identification of potential partners.
Development Canada
(DFATD)
Brazil
1974
1976
REGIONAL DEVELOPMENT
Enhancement of 30,000 hectares of land and forest in the Parintins (Amazon) region:
grouping of farmers, improvement of agricultural production and marketing system.
Peace and
Development/Meters for
Millions/DFATD
Brazil
1992
1997
ENVIRONMENTAL PROJECT IN THE AMAZON
Valorization by local populations of the gathering and transformation of latex and other
products collected from the Amazonian forest. Market research and organization of the
communities.
Subcontracting Roche
Engineering Cons.
Brazil
2004
2005
STRENGTHENING OF OPERATIONS TO SUPPORT AND SUPERVISE BASE COOPERATIVES
INCLUDING TOOLS AND TRAINING FOR ALL DIRECTORS
Diagnostic of certain strategic functions of the Paraná federation including its network of
member financial cooperatives. The diagnostic includes recommendations establishing
priorities and a work plan designed to improve performance in accomplishing the mission of
the federation.
Central das Cooperativas de
Crédito do Estado de Paraná
(SICOOB Central PR)
Brazil
2007
2009
SUPPORT FOR DEVELOPMENT OF A UNION NETWORK OF MICROCREDIT FINANCIAL
COOPERATIVES IN BRAZIL
Carry out a series of activities enabling Développement Solidaire international (DSI), through
its expertise, to significantly increase the efficiency and quality of its support for development
of the ECOSOL network in Brazil.
Développement Solidaire
international (DSI)
Canada
2014
2017
SOLIDARITY FINANCE PROGRAM
Desjardins Group
Solidarity-based finance products are a Desjardins approach, in association with the
community, to overcoming financial exclusion. The three current products, Desjardins Mutual
Assistance Funds, Desjardins Microcredit to Businesses and CréAvenir, are aimed at individuals
experiencing temporary financial difficulties, the self-employed, often recent immigrants, who
want to create their own jobs, as well as young people who want to start up new small
businesses but who are excluded from the formal financial system. The support provided to
this clientele consists of coaching or financial literacy programs supplied by a communitybased organization and in many cases a loan issued under advantageous terms and conditions.
Caribbean
Starting
Year
2010
Ending
year
2011
Caribbean
2012
Colombia
Country
33
Project
Financial Partners
CONSULTING SERVICES FOR CARIBBEAN MICROFINANCE INSTITUTIONS CAPACITY BUILDING
The overall objective is to contribute to the development of the microfinance industry in the
Caribbean. The specific objective is, over a 15 months period, to define and implement
capacity building plans that will enable 10 pre-identified MFIs to improve financial
performance and outreach. In the end DID will contribute two long term experts plus a series
of short term missions in the five countries in the project (Belize, Grenade, Jamaica, Suriname
and St-Vincent). Additionally, two seminars will be held for the ensemble of the MFI sector of
the region.
Inter-American Development
Bank (IADB)
2014
CARIBBEAN MICROFINANCE INSTITUTIONS CAPACITY BUILDING (phase II)
The project’s general objective is to assist development of the microfinance industry in the
Caribbean. The project is specifically intended to define and then implement capacity building
plans that will enable the fifteen selected MFIs to increase their financial returns and extend
their outreach. The interventions by DID experts are aimed at strengthening the activities
carried out by staff members and strengthening strategic decision making by executives in
addition to improving how microfinance training is released.In the end DID will contribute one
long term expert plus a series of short term missions in the several countries (Bahamas, Belize,
Grenade, Guyana, Jamaica, Suriname, St. Vincent, St. Lucia and Trinidad).
Bank (IADB), European
Commission (EC) and
Caribbean Development
Bank
1984
1987
SAVINGS MOBILIZATION (UCONAL)
Set-up on the entire territory of a savings mobilization program.
Development Canada
(DFATD)
Colombia
1985
1986
DEFINITION AND DRAFTING OF A COOPERATIVE DEVELOPMENT PROGRAM (AGRICULTURE)
Development of a support program for cooperatives in agricultural marketing including a
sectorial study, a defining mission and the drafting of an operational plan.
Development Canada
(DFATD)
Colombia
1985
1990
COOPERATIVE DEVELOPMENT OF LA COCHA
Consolidation of the production/marketing activities and the institutional reinforcement of
ADC (Asociación para el Desarrollo Campesino). Phase I: 1985-1988 Phase II: 1989-1990
Development Canada
(DFATD)
Desjardins Group
Colombia
1990
1991
INSTITUTIONAL SUPPORT FOR THE ADC (PASTO)
Strengthening of the cooperatives. Support of the Asociación para el Desarrollo Campesino’s
actions at the regional level.
Development Canada
(DFATD)
Colombia
1992
1994
INSTITUTIONAL SUPPORT FOR THE ADC, PHASE II
Financial support and technical assistance to be given as required to the farmers'
development association (ADC) to enhance its intervention capacity. Counselling of farming
collectivities.
Development Canada
(DFATD)
Colombia
2014
2019
SUPPORT AGRICULTURAL FINANCIAL SYSTEM IN COLOMBIA
Provide farmers and associations of farmers a technical assistance enabling them to increase
their contribution to the economic development and food security of their country while
improving living conditions for their families and communities. Equip financial institutions so
that they can better meet the needs of farmers and optimize their management procedures.
Development Canada
(DFATD)
Costa Rica
1984
1986
COMMUNITY AND COOPERATIVE DEVELOPMENT (FISHERIES)
Support for the processing and marketing of fishing products.
Development Canada
(DFATD)
Costa Rica
1988
1989
SUPPORT TO ACI PROJECT
Creation of an institution for the consultation, planning, representation and liaison between
the principal actors involved in cooperative development in Central America and the
Caribbean.
Development Canada
(DFATD), Swedish
Cooperative Centre and
Confederación de
Cooperativas del Caribe y de
Centroamérica (CCC-CA)
Costa Rica
1988
1991
DEVELOPMENT OF FISHERMEN COMMUNITIES, PHASE I
Increase of the production volume and productivity of fishing cooperatives as well as
marketing and management.
Development Canada
(DFATD)
Costa Rica
1991
1994
SUPPORT FOR FISHING COOPERATIVES, PHASE II
Strengthening of the role of non-commercial fishing cooperatives to improve income and
living conditions of the populations belonging to communities on the Pacific Coast.
Development Canada
(DFATD)
Costa Rica
1992
1992
TRAINING PROGRAM FOR FEDECREDITO MANAGERS
Organization of an internship to foster awareness at the Desjardins Group specially designed
for FEDECREDITO managers (Savings and Credit Cooperative Federation).
World Council of Credit
Union (WOCCU) and United
States Agency for International Development (USAID)
Costa Rica
Starting
Year
1993
Ending
year
1993
Costa Rica
1993
Costa Rica
Country
Project
34
Financial Partners
REGIONAL CONFERENCE OF THE INTERNATIONAL COOPERATIVE ALLIANCE (ICA)
In-depth discussions on the theme introduced by the conclusions of the 1992 conference and
reinforcement of the decision-making process brought into play, for the Latin American
cooperative movement, by the establishment of a program for reconversion and for
cooperative competition. The conference was held in El Salvador.
Development Canada
(DFATD)
1994
RECONVERSION OF ENTERPRISES IN THE COOPERATIVE SECTOR
Organization of seminars to identify the profile of cooperative enterprises to be reconverted
and definition with them of a concrete reconversion strategy.
Development Canada
(DFATD)
1994
1996
TECHNICAL ASSISTANCE FOR SETTING UP FEDECREDITO’S MASTER PLAN FOR
INFORMATION TECHNOLOGIES
Technical assistance in specific areas given by Desjardins to FEDECREDITO federation for
setting up its master scheme for an information system.
Development Canada
(DFATD)
Costa Rica
1995
1997
ANALYSIS OF THE FEDECREDITO NETWORK
Analysis of countries in peril and an initial financial and administrative investigation of the
FEDECREDITO network.
Development Canada
(DFATD)
Costa Rica
1996
1997
PROGRAM REGARDING INSURANCE
Analysis of a project to market FEDECREDITO group insurance and possible participation in
capital stock of new corporation.
Development Canada
(DFATD)
Costa Rica
1996
1998
SUPPORT FOR SISTEMA FEDECREDITO, R.L.
Improvement of the institutional management information system and of the products and
services offered by the cooperatives and network members.
Development Canada
(DFATD)
Costa Rica
1996
1998
FINANCIAL IMPLICATION - FEDECREDITO
Understanding and analysis of the Sistema FEDECREDITO. Network. Financing and investment
proposal. Research on partnerships and investment repatriation.
Development Canada
(DFATD)
Cuba
1996
1996
CORPORATE AND FINANCIAL SECTOR STUDY
Realization of an exploratory mission, in cooperation with the Canadian Cooperative
Association (CCA), in order to carry out an analysis of the possibilities for technical support
that could be included in a support project for the financial or agricultural sectors.
Development Canada
(DFATD)
Cuba
1999
2002
PROJECT IDENTIFICATION
Increase the availability of banking services and develop products and local installations for
the benefit of the community.
Development Canada
(DFATD)
Ecuador
2012
2013
BUSINESS PLAN OF THE “FUNDACIÓN PARA EL DESARROLLO INTEGRAL ESPOIR”
Support for the transformation of the Foundation in a long-term viable regulated financial
institution. This support consists of preparing a business plan which will serve as a source
document to submit the agreement application and will support the negotiations between the
future shareholders of the new financial institution to be created.
Fundación para el Desarrollo
Integral Espoir
El Salvador
1993
1996
SUPPORT TO THE NETWORK OF SAVINGS AND CREDIT COOPERATIVES OF EL SALVADOR
(FEDECACES)
Development and reinforcement of an integrated network of savings and credit cooperatives
by helping to improve members’ socio-economic conditions.
Development Canada
(DFATD)
Haiti
1987
1990
MICRO-PROJECTS PROGRAM
Experimental program aimed at reinforcing, at the local community level, the selfdevelopment capability of target groups lacking knowledge in the definition and management
of small productive projects.
Development Canada
(DFATD)
Haiti
1988
1989
REVITALIZATION OF NORTH-EAST PLANTATIONS
Support to the Association des petits planteurs du Nord-Est (APPNE) and to other farmer
associations within the scope of land occupancy definition and enhancement of the
agricultural resources of the plantations in the North-East.
Development Canada
(DFATD)
Haiti
1989
1991
RECONSTRUCTION PROGRAM
Technical and financial support to impoverished populations affected by hurricane Gilbert by
supporting basic initiatives mainly aimed at the reconstruction, repair and improvement of
damaged or destroyed installations or equipment.
Development Canada
(DFATD)
Haiti
1989
1994
CREDIT FOR DEVELOPMENT
Technical and financial support for the creation of a security fund intended for women
shopkeepers and small entrepreneurs; the training in cooperative ventures of grassroots
group monitors and supervisors; the funding of local consultation; subsidies to the Support
Haitian Fund to help women (Fonds haïtien d’aide à la femme - FHAF) and the purchasing of
office supplies for the financial cooperatives.
Development Canada
(DFATD)
Haiti
1990
1993
SUPPORT FOR THE SMALL GROWERS COOPERATIVE IN THE NORTHEASTImprovement of the
socioeconomic conditions of the members of the Small Growers Cooperative of the Northeast
(APPNE).
Development Canada
(DFATD)
Haiti
Starting
Year
1991
Ending
year
1992
Haiti
1991
Haiti
Country
Project
35
Financial Partners
MICRO-ACHIEVEMENT PROGRAM, PHASE II
Improvement of the socioeconomic living conditions of members of the target groups.
Development Canada
(DFATD)
1992
TRAINING MANUAL FOR MANAGING COOPERATIVES
Development of a training guide for management of cooperatives to be used by trainers.
Development Canada
(DFATD)
1993
1993
UNCDF - FARM CREDIT
Preparation of an offer of service to UNCDF for the financial cooperatives in Vérettes and
Petite Rivière, in association with Institut de recherche, de formation et d'expertise-conseil en
gestion (IRFEC) in Port au Prince.
Development Fund (UNCDF)
/ United Nations Development Programme (UNDP)
Haiti
1993
1996
SUPPORT FOR MANAGEMENT OF COOPERATIVE ENTERPRISES
Improvement of practices and methods for managing cooperative enterprises. Increasing the
competence of players in the cooperative sector by setting up a private institute for
management training and by financing training programs.
Development Canada
(DFATD)
Haiti
1993
2000
REVITALIZATION OF THE COOPERATIVE MOVEMENT
Support for revival of the Haitian cooperative movement as an important dynamic national
socioeconomic element, able to promote the improvement of its members’ economic
conditions and the defence of their rights.
Identification: 1993
Phase I: 1995-99
Phase II: 1998-2000
Development Canada
(DFATD)
Haiti
1995
1998
ACCESS BY WOMEN TO CREDIT AND SAVINGS
Increase in the financial autonomy of women through the mobilization of savings and control
of their environment as a result of encouraging their active participation in cooperative- type
financial institutions. Support for the reinforcement of collective and individual economic
activities for women through an access to credit, accumulation of savings, support-counselling
and training.
Development Canada
(DFATD)
Haiti
1998
2002
SUPPORT FOR MICROFINANCE IN THE NORTH-EAST PROVINCE
Improve access by the local population in the North-East to financial intermediation services.
Diversify the products and services offered to better respond to the needs of local populations
reached through the project, in particular poor women. Allow for consolidation of
microfinance institutions to provide for their improved security and sustainability.
Development Fund
Haiti
2000
2005
STRENGTHENING OF FINANCIAL SERVICES FOR BUSINESSES (FINNET)
The development of a network of autonomous, sound and profitable cooperatives that
privilege access to adapted savings and credit services for individuals and micro and small
entrepreneurs. Project realized in partnership with Development Alternatives Inc. (DAI).
(USAID)
Haiti
2000
2003
PROJECT TO DEVELOP A TRAINING SERVICE WITHIN ANACAPH
Strengthen governance for ANACAPH and its financial cooperative members and affiliates by
implementing a training service with the mandate to improve mastery of rules governing
operations and of management techniques that comply with new laws and regulations.
Development Canada
(DFATD) and Association
nationale des caisses
populaires Haïtiennes
(ANACAPH)
Haiti
2000
2005
SUPPORT FOR SAVINGS AND CREDIT COOPERATIVES IN HAITI (ACOOPECH)
The ACOOPECH project is a follow-up to the revitalization project for Haitian savings and
credit cooperatives. It builds on the success of the first project. The ACOOPECH project is
intended to assist the savings and credit cooperatives achieve autonomy through their own
efforts to expand the cooperatives and consolidate the network in Haiti. Under this project,
the financial cooperatives will continue to be strengthened as a mode of economic and
participative organization and new products will be developed that are specifically designed to
meet member needs. There are three main themes for action: (i) strengthening of financial
cooperative management practices; (ii) expansion of shared services through the creation of
second-tier structures and; (iii) institutional strengthening (association of financial
cooperatives, creation of a federation). The project will also strengthen application of the
new legislative provisions governing financial cooperatives (DIGCP/BRH and CNC).
Development Canada
(DFATD)
PILOT PROJECT TO OFFER EDUCATIONAL LOANS
The project is intended to explore the methodology of educational loans within two
ACOOPECH savings and credit cooperatives. The savings and credit cooperatives will be
provided with the necessary instrumentation for offering this type of product and ensuring
follow up. The project will supervise them to ensure operationalization of the service and to
minimize risks. At the end of the project, if the results are conclusive, the product could be
offered in other Haitian savings and credit cooperatives which will have the benefit of the
experience of the two initial cooperatives.
Canadian local fund
management centre for
Canadian cooperation in
Haiti (CGF)
Haiti
2004
2006
BRH = Banque de la
République d'Haïti (Bank of
the Haiti Republic)
Country
Haiti
Starting
Year
2005
Ending
year
2008
Project
36
Financial Partners
SUPPORT FOR HAITIAN SAVINGS AND CREDIT COOPERATIVES (ACOOPECH)
PHASE III – GALATA
This project is intended to support the public institutions mandated by the new legislation
governing savings and credit cooperatives to control and supervise the sector. At the end of
this project, the goal is that the BRH will be able to adequately fulfill its role in supervising the
savings and credit cooperatives sector and regulatory mechanisms will be clearly defined,
adapted to the context, understood by the various stakeholders and applied properly. The
BRH must also be able to carry out adequate surveillance of the sector and have the capacity
to monitor the operations and governance of the savings and credit cooperatives, and apply
sanctions when necessary.
Development Canada
(DFATD)
Bank (IADB)
BRH = Banque de la
République d'Haïti (Bank of
the Haiti Republic)
Haiti
2005
2009
STRENGTHEN MICROFINANCE ACTIVITIES OF THE FINANCIAL COOPERATIVES
The general goal of the project is to strengthen and expand savings and credit services to rural
markets that are not adequately served by microfinance. This will be done by developing
credit and other financial services offered by the financial cooperatives to those with low
income, improving the quality of these services, strengthening management and operational
skills in at least ten financial cooperatives, and taking the first steps towards establishing a
formal federation of financial cooperatives by introducing centralized financial support
services.
Haiti
2005
2015
SUPPORT FOR HAITIAN SAVINGS AND CREDIT COOPERATIVES (ACOOPECH)
PHASE III – LE LEVIER
Development Canada
This project is intended to support the development of a network of some sixty financial
(DFATD)
cooperatives supported by DID in Haiti. The project intends to capitalize on the achievements
of the first two phases of the project, by emphasizing the impact of development of the
Haitian financial cooperatives. To do this, the financial cooperatives will form a federation that
will be able to offer the necessary services for supporting their growth and improving their
capacity to meet the needs of the population.
Haiti
2006
2007
SUPPORT FOR A PROGRAM TO IMPLEMENT A MICRO-CREDIT FOR EDUCATION ACTIVITY
IN MARIGOT
Encourage access to education, also aims at helping savings and credit cooperatives to set
up, equip, and provide investment in the resources and materials required for designing a
product tailored to the needs of the clientele. A financial simulation will be carried out to
demonstrate the break-even point for the product. It will allow the community savings and
credit cooperative community to self-finance the education of a portion of its students.
Contribute to documenting the resources required for a financial product designed to
encourage the education of children. The implementation strategy used for the schools will
also be documented for replication purposes in other school districts.
(USAID)
Haiti
2007
2009
SUPPORT FOR MICROFINANCE IN HAITI, AND SMALL AND MEDIUM ENTERPRISES SECTOR
(CAISSES POPULAIRES) (MSME-CP)
A detailed qualification plan for each service outlet is prepared to help them improve their
performance and become admissible to the federation. Management advisors are trained to
supervise the service outlets and help them attain this goal. A feasibility study is made for
introduction of a fishing loan.
Development Alternatives
Inc. (DAI), with financing
from United States Agency
for International
Development (USAID)
Haiti
2007
2008
DEVELOPMENT OF A SMART CARD FOR INTER-COOP OPERATIONS
Test use of a smart card with biometric identification for secure inter-coop transactions to
better meet member needs and attract a new clientele. Facilitate cash flow between urban
centres and rural areas.
Inc. (DAI)
Haiti
2008
2008
INTRODUCE NEW FINANCING PRODUCTS FOR RICE GROWERS IN ARTIBONITE
Introduce agricultural credit products adapted to the needs of Haitian farmers in order to
contribute to the fight against poverty, particularly present in rural areas, and in so doing
enable the financial cooperatives in the region to reduce their credit risks. Encourage a new
clientele to make use of banking services by better matching the financial products offered to
local needs.
Inc. (DAI)
Haiti
2008
2014
LOANS FOR SCHOOLING PROGRAM
The project will provide parents with an adapted financial product that will facilitate their
children’s schooling, establish a mechanism between the school system and the community
finance institutions, disseminate information to the general public concerning the importance
of a regular and uninterrupted educational path, implement a community of practices for
teachers within participating schools and disseminate pedagogical and didactic innovations
among educators through a radio program. Project carried out in consortium with CRC
Sogema.
Development Canada
(DFATD)
Haiti
Starting
Year
2010
Ending
year
2011
Haiti
2010
Haiti
Country
Project
37
Financial Partners
PROFESSIONALIZING AGRICULTURAL CREDIT SERVICES IN THE LE LEVIER NETWORK OF
Develop competencies in agricultural credit, based on the network’s strategic orientations and
management objectives for the guarantee fund. Project activities will therefore be directed
towards organizing and structuring agricultural credit management within the Federation and
within a group of 8 selected financial cooperatives. Training will focus on management and
lending operations and will support the launch of new credit products. At the same time, the
project will strengthen the network so that it is able to provide prudent management of the
guarantee fund and achieve permanency.
(USAID)
(HiFive Program)
2012
DESJARDINS FUNDRAISING FOLLOWING THE JANUARY 12, 2010 EARTHQUAKE
Provide for rebuilding and restarting activities at installations of six financial cooperatives
destroyed by the 2010 earthquake.
Desjardins Group
2011
2018
AGRICULTURAL FINANCING AND INSURANCE SYSTEMS IN HAITI (SYFAAH)
Strengthen agricultural credit by implementing the following activities: (i) Select participating
financial institutions; (ii) Analyze their market potential in the agricultural sector; (iii) Establish
a strategy for professionalization of agricultural credit; (iv) Propose a suitable organizational
structure; (v) Define credit products tailored to the circumstances; (vi) Train specialized
agricultural credit personnel; (vii) Develop and introduce credit risk supervision and
management standards. Under the framework of this project, DID is the project leader and
principal project management for the three members of the group. Project carried out jointly
with the Financière agricole du Québec – Développement international inc. (FAQDI) and the
Inter-American Institute for Cooperation on Agriculture (IICA).
Development Canada
(DFATD)
Haiti
2011
2012
SUPPORT FOR AGRICULTURAL CREDIT FINANCIAL PRODUCT MANAGEMENT AND SUPERVISION
USING TIMELY AND RELIABLE INFORMATION WITHIN THE LE LEVIER NETWORK (HIFIVE III)
Support for agricultural credit product management and supervision using timely and reliable
information within the Le Levier network of financial cooperatives. The system will:
(i) Configure agricultural products to integrate them into current transaction tools and the
future agricultural product management system; (ii) Introduce a management and supervision
system for agricultural credit products into the participating financial cooperatives and into
the Le Levier federation; (iii) Deploy the system and train stakeholders to use it.
(USAID)
(HiFive Program)
Haiti
2013
2013
DEVELOPMENT AND IMPLEMENTATION OF FINANCIAL PRODUCTS FOR HOUSING WITHIN THE
LE LEVIER NETWORK
DID supports Le Levier Federation in the development of financial products on housing to
meet the needs of both targeted and profitable customers for the financial institutions, and
the development of institutional capacities of the network’s financial institutions so they are
able to deliver and manage such financial products.
Fédération Le Levier with
financing from the InterAmerican Development Bank
(IADB)
Haiti
2014
2019
NATIONAL SUPPORT PROGRAM TO THE STRUCTURE OF HAITIAN ENTREPRENEURSHIP
This nationwide program promotes better access to financial services for micro, small and
Development Canada
medium enterprises in Haiti in particular by allowing the professionalization of participating
(DFATD)
financial institutions and the establishment of an EFC with Le Levier Federation. It also allows,
through the intervention of accredited national consultants supported by Canadian experts, to
provide consulting services (non-financial) for entrepreneurs and support the Haitian
government in the implementation of incentives and guidelines to stimulate Haitian’s
entrepreneurship.
Haiti
2014
2014
DRAW UP A FINANCIAL PLAN FOR THE ASREC CROP INSURANCE PROJECT LINKED TO THE
SYFAAH PROGRAM
The goal of this study was to examine the cost and profit assumptions for program sales
projections. In this manner it aims to determine expenses related to salaries and operations,
loss assumptions due to non-repayment of loans, forecasts for insurance premiums and
possible government support. This will all allow the partner to obtain an idea of the
sustainability of the crop insurance program.
Development Canada
(DFATD)
Honduras
1983
1986
DEVELOPMENT AND FUNDING OF SMALL PROJECTS (AGRICULTURE AND ARTS AND CRAFTS)
(FACACH)
Reinforcement of cooperatives through a development and funding program for small
projects in the agriculture and arts and crafts sectors.
Development Canada
(DFATD)
Honduras
1985
1989
COOPERATIVE DEVELOPMENT
Technical and financial support to grassroots cooperatives in the agriculture, arts and crafts
and small industry sectors by according priority to the participation of women.
Development Canada
(DFATD)
Honduras
1990
1992
SUPPORT TO GARIFUNAS WOMEN’S COOPERATIVES
Support to the cooperatives by improving their organizational capability and offering their
members support services for income generating activities initiated by women.
Development Canada
(DFATD)
Honduras
1992
1993
AGRICULTURAL PRODUCT DISTRIBUTION PROJECT
Support for the Honduran confederation of cooperatives to conduct research on the
characteristics of agricultural products from Honduran cooperatives.
Development Canada
(DFATD)
Starting
Year
1993
Ending
year
1996
Jamaica
1993
Mexico
Country
Honduras
Project
38
Financial Partners
TRAINING PROJECT FOR THE MANAGEMENT OF COOPERATIVE-TYPE ENTERPRISES
Reinforcement of the management capacity of cooperative-type enterprises run by small
farmers in the countries of Central America.
Development Canada
(DFATD)
1997
SUPPORT FOR THE RURAL FARM CREDIT SYSTEM IN JAMAICA
Increase in farm production and in the income of small farmers by improving access to credit
and financial services and by creating an efficient rural credit system.
Development Canada
(DFATD)
1993
1996
CREATION OF AN INTERDEPENDENT FINANCIAL COOPERATIVE SYSTEM
Design and validation of management systems (policies, control, computerization,
management information, financial services) for a rural network of financial cooperatives;
training of personnel and management employees, and development of a network
deployment plan.
Mexican Government
Mexico
1993
1997
POSITIONING OF THE DESJARDINS MOVEMENT IN MEXICO
Enhancement of DID’s and Desjardin’s performance in transferring expertise and in finding
Mexican partners to stimulate and support Quebec customers wanting to start-up businesses
in Mexico.
Development Canada
(DFATD)/Industrial
cooperation
Mexico
1994
1995
RESTRUCTURING OF CAJA POPULAR MEXICANA (CPM)
Support to the CPM in defining its detailed restructuring plan in fields of expertise related to
the technological systems of banking operations and in management information.
Development Canada
(DFATD)
Mexico
1997
1997
SUPPORT FOR CPM (CAJA POPULAR MEXICANA)
Evaluation of the information technology upgrade plan. Evaluation of risks and crucial success
factors. Identification of measures required. Proposal of a job description and profile for the
director of the technology project.
Caja Popular Mexicana (CPM)
Mexico
1998
2001
MULTIPLICA
Democratization of financial services in various communities in the State of Guanajuato in
Mexico.
Government of Mexico
Mexico
1998
2001
TECHNICAL ASSISTANCE FOR IMPLEMENTING A SECOND-TIER STRUCTURE FOR SOLIDARITY
Government of Mexico
FINANCIAL COOPERATIVES IN MEXICO (FONAES)
Enable the network of solidarity financial cooperatives in Mexico to operate in an autonomous
manner and in a stable and controlled environment and support creation of a second-tier
structure for solidarity financial cooperatives.
Mexico
2001
2002
SETTING UP OF SEVEN CONTROL UNITS
In the context of new legislation governing popular financial institutions, the Mexican
government wishes to ensure that these institutions operate on a basis which ensures
accessibility to services and security for users. DID is accompanying the setting up of control
units which will be accredited by the government to supervise sound management and
finances for these community financial institutions.
Government of Mexico,
Fondo de Capitalización e
Inversión del Sector Rural
(FOCIR), Patronato del
ahorro nacional (PAHNAL)
Mexico
2001
2004
INSTITUTO DE MICROFINANZAS DE LEÓN
The objective of the project is to develop a training program for the Microfinance Institute in
the city of Leon which will enable executives and managers of community finance institutions
in Mexico to deal with the requirements of new legislation on popular savings and credit. A
diagnostic will be done for each function concerned (Internal Control, Financial Management,
Credit Management and Working in a Network), based on which the participants will draw up
an action plan specific to their respective organizations.
Instituto de Microfinanzas de
León (IMF-León)
Mexico
2002
2003
TECHNICAL ASSISTANCE FOR ORGANIZATION AND START UP OF SUPERVISION COMMITTEES
Train the personnel of the National Banking and Securities Commission (CNBV) in charge of
Bank (IADB)
supervising popular savings and credit institutions. Provide technical assistance to the
organization and for start up of the Supervisory Committees of the Federations responsible for
inspecting popular savings and credit institutions in Mexico according to the provisions of the
law.
Mexico
2002
2005
TECHNICAL ASSISTANCE FOR RURAL MICROFINANCE AND SUPPORT FOR RURAL FINANCIAL
INSTITUTIONS (CHIAPAS), PHASE I
Facilitate access by people in marginalized rural regions in the State of Chiapas in Mexico to
sustainable financial services that are based on user participation in management and adapted
to local conditions (with special emphasis on attracting savings deposits); to promote the
establishing, strengthening and expansion of rural finance institutions (RFI) through the
development of skills and abilities and management practices allowing them to integrate into
local, regional or national networks.
Secretaría de Agricultura,
Ganadería, Desarrollo Rural,
Pesca y Alimentación
(SAGARPA) under World
Bank financing
Mexico
Starting
Year
2002
Ending
year
2005
Mexico
2002
Mexico
Country
39
Project
Financial Partners
INSTITUTIONS (HUASTECA), PHASE I
Facilitate access by populations from the marginalized rural parts of the region of Huasteca in
Mexico to sustainable financial services based on user participation in management and
adapted to local conditions (with special emphasis on attracting savings deposits); to promote
the establishing, strengthening and expansion of rural finance institutions (RFI) through the
development of skills and abilities and management practices allowing them to integrate into
local, regional or national networks.
Bank financing
2005
STRATEGIC SUPPORT FOR STRENGTHENING THE BANCA POPULAR
BAPOMEX is part of the wide-ranging Banca Social reform in Mexico. Specifically, it involves
building capacity in terms of training and supervision while highlighting and building on
successfully-tested financial service outreach programs.
Development Canada
(DFATD), Government of
Québec and Desjardins
Group
2003
2005
PROJECT TO CONSOLIDATE INSTITUTIONS IN THE POPULAR SAVINGS AND CREDIT SECTOR
LINKED TO FIVE FEDERATIONS (FINE, CENTRO SUR, AMUCCS, PRODESARROLLO AND VICTORIA
POPULAR), PHASE I
Introduce a methodology to successfully incorporate the SACPs rapidly into the new
regulatory context which will involve instrumentation and tools, and a review of management
and rationalization procedures. The project must develop a methodology and train
replacements to ensure continuity of operations.
Bank financing
Mexico
2003
2005
TECHNICAL ASSISTANCE FOR AUXILIARY SUPERVISION COMMITTEES AND KNOWLEDGE
TRANSFER
Providing technical assistance to the CNBV to consolidate and strengthen existing supervision
committees; setting up four new committees; analyzing various training institutions in terms
of supervision to initiate strategic alliances aimed at knowledge transfer for supervision.
Banco de Ahorro Nacional y
Servicios Financieros
(BANSEFI) under World Bank
financing
Mexico
2003
2006
TECHNICAL ASSISTANCE FOR RURAL MICROFINANCE AND SUPPORT FOR RURAL FINANCE
INSTITUTIONS IN THE PUEBLA-TLAXCALA REGION, PHASE I
Design and implement a regional training and technical assistance strategy which includes the
following activities: Integrate and strengthen rural financial institutions or their networks,
including base groups; Increase outreach for networks of rural finance institutions, develop
and provide new financial services; Affiliate rural finance institutions with networks,
associations or federations in accordance with current regulations.
Bank financing
Mexico
2004
2004
SUPPORT FOR THE CNBV (COMISIÓN NACIONAL DE BANCARIA Y DE VALORES)
Program of international seminars for institutions in the savings and credit sector concerning
regulatory and supervisory functions to allow for financial intermediation operations. In-depth
examination of supervision costs.
CNBV, with World Bank
financing
Mexico
2004
2004
CREATION OF A FINANCIAL INSTITUTION IN THE SEA OF CORTEZ REGION
Identify the financial, economic, demographic and social conditions in the sea of Cortez region
and determine the viability of setting up and operating a financial institution in that region.
Support FONATUR in stimulating investments in tourism through programs and action aimed
at reviving interest by entrepreneurs in this sector.
Fondo Nacional de Fomento
al Turismo (FONATUR) and
Development Canada
(DFATD)
Mexico
2004
2005
GOVERNANCE MANDATE
Support the Instituto de Microfinanzas de León in fulfilling its contract with BANSEFI to train
directors and executives of the federations and their affiliated members on the various
aspects of governance.
Instituto de Microfinanzas de
León (IMF-León)
Mexico
2004
2005
SET UP NEW SERFIR BRANCHES IN TABASCO
Open four SERFIR branches and set up operational and management systems. Train staff in
banking operations, credit operations and management. Promotion of financial services to
marginalized communities in the state.
Government of the State of
Tabasco and Foreign Affairs,
Canada (DFATD)
Mexico
2005
2007
INSTITUTIONS (RFIs) IN CHIAPAS) PHASE II
Facilitate access by people in marginalized rural regions in the States of Chiapas and Tabasco
in Mexico to sustainable financial services that are based on user participation in management
and adapted to local conditions (with special emphasis on attracting savings deposits).
Bank financing
Mexico
2005
2007
INSTITUTIONS (HUASTECA) PHASE II
Financial and management consolidation of SERFINSO through increased membership and
greater volume of loans. The project must also ensure that SERFINSO earns a profit and
respects the provisions of the Ley de Ahorro y Crédito Popular (LACP).
Bank financing
Mexico
Starting
Year
2005
Ending
year
2007
Mexico
2005
2007
Country
40
Project
Financial Partners
CONSOLIDATION OF INSTITUTIONS AFFILIATED WITH THE UNISAP NATIONAL FEDERATION OF
COOPERATIVES AND THE NORESTE REGIONAL FEDERATION OF SAVINGS AND LOAN
COOPERATIVES, ALONG WITH INDEPENDENT ENTITIES LOCATED IN NEARBY ZONES WHERE
PROJECT CONSULTATION SERVICES ARE OFFERED, PHASE I
This technical assistance project targeting institutions and federations in the popular savings
and credit sector (ECP) will ensure the development, implementation and follow up of specific
work plans for each institution aimed at official integration into the new legal framework by
obtaining certification from the CNBV as required by the reforms in Mexican legislation
(LACP).
financing
SUPPORT THE BANCA SOCIAL IN MEXICO – ABANSOMEX
Know-how and tools transfer to the Confederation for training the units in charge of
supervising the popular savings and credit institutions. Provide support for certification of the
committees and the professional staff members of the committees and gradually transfer this
process to a Mexican institution. Provide support for the confederation and COMACREP in
their efforts towards training services in the sector (information gathering, seminars, and
training sessions). Provide support for the confederation in its positioning in relation to its
member institutions: strategic thinking, policy dialogue, fees, integration, optimizing services,
setting fees, benchmarking. Provide support to the SERFIRs in terms of technology: maintain
and support the transactional application SAF; extensions (PocketPc); study the BANSEFI
computer platform. Harmonization/sharing of procedures.
Development Canada
(DFATD)
COMACREP = Consejo
Mexicano de Organismos de
Ahorro y Crédito Popular
Mexico
2006
2007
CONSOLIDATION OF INSTITUTIONS IN THE POPULAR SAVINGS AND CREDIT SECTOR
AFFILIATED WITH THE FOLLOWING FEDERATIONS: (INTEGRADORA NACIONAL DE ENTIDADES
(FINE), REGIONAL DE COOPERATIVAS DE AHORRO Y PRÉSTAMO CENTRO SUR, FEDRURAL AND
VICTORIA POPULAR) PHASE II
Promote integral development of the popular savings and credit sector (Ahorro y Crédito
Popular, ACP). This will involve providing the necessary technical assistance to support and
facilitate incorporation of the popular savings and credit institutions (Sociedades de Ahorro y
Crédito Populares, SACPs) under the legislation regulating popular savings and credit (Ley de
Ahorro y Crédito Popular, LACP). The project end result will introduce a methodology for
successfully incorporating the SACPs rapidly into the new legal environment, which will
involve instrumentation and work tools, a review of management practices and
rationalization. The project must develop a methodology and train a new generation for
continuity of operations.
financing
Mexico
2006
2007
TECHNICAL ASSISTANCE FOR RURAL MICROFINANCE AND SUPPORT FOR RURAL FINANCE
INSTITUTIONS (RFI) IN THE PUEBLA-TLAXCALA REGION, PHASE II
Design and deliver a regional strategy for training and technical assistance that includes the
following activities: (i) integration and strengthening of RFIs or RFI networks including base
groups; (ii) increase outreach of RFI networks, develop and deliver new financial services; (iii)
affiliation of RFIs into networks, associations or federations according to the legal framework
in force and (iv) creation of a new MFI.
Bank financing
Mexico
2007
2008
CERTIFICATION AND TECHNICAL ASSISTANCE TO THE AUXILIARY SUPERVISION COMMITTEES
Assist in the consolidation of the Auxiliary Supervisory Committees of authorized Federations,
so that they may perform the functions assigned by the LACP in a timely basis and with high
quality and efficiency standards, so that the general public may enjoy safe and consolidated
financial services.
financing
Mexico
2007
2008
CONSOLIDATION OF INSTITUTIONS IN THE POPULAR SAVINGS AND CREDIT SECTOR
AFFILIATED WITH THE FOLLOWING FEDERATIONS: (INTEGRADORA NACIONAL DE ENTIDADES
(FINE), REGIONAL DE COOPERATIVAS DE AHORRO Y PRÉSTAMO CENTRO SUR, FEDRURAL AND
VICTORIA POPULAR) PHASE III
Introduce a methodology to successfully and rapidly incorporate the SACPs into the new legal
context. This will involve instruments and tools, revision of management practices and
rationalization. The project must develop a methodology and train a new generation for the
continuity of operations.
financing
Mexico
2007
2008
CONSOLIDATION OF SAVINGS AND CREDIT INSTITUTIONS AFFILIATED WITH THE UNISAP
NATIONAL FEDERATION OF COOPERATIVES AND THE NORESTE REGIONAL FEDERATION OF
SAVINGS AND LOAN COOPERATIVES, ALONG WITH INDEPENDENT ENTITIES LOCATED IN
NEARBY ZONES WHERE PROJECT CONSULTATION SERVICES ARE OFFERED, PHASE II
This project provides technical assistance to the societies and federations of the Public Savings
and Credit (ACP) sector, through the development, implementation and follow-up of specific
work plans for each institution, so that they may ultimately incorporate into and subsist within
the new legal framework and obtain the authorization from the CNBV to operate as Public
Savings and Credit Entity (EACP) pursuant to the Public Savings and Credit Law (LACP).
financing
Mexico
Starting
Year
2007
Ending
year
2010
Mexico
2007
Nicaragua
Country
41
Project
Financial Partners
TECHNICAL ASSISTANCE, TRAINING AND SUPPORT FOR COSTS FOR FIs IN EXTENDING
FINANCIAL SERVICES TO RURAL AREAS AND MUNICIPALITIES (FIIPAT4)
Provide people in marginalized rural areas with viable, self-managed financial services that are
adapted to the local situation - with emphasis on attracting savings deposits. Promote the
establishment, strengthening and expansion of Rural Financial Institutions (RFIs) by developing
the skills, capacities and practices of operators with respect to the legislation in effect so that
they may join local, regional and/or national networks.
Bank financing
2010
MEXICO TANDEM PROJECT - TRANSFER AND NATIONAL COACHING FOR THE DEVELOPMENT
OF EXPERTISE IN MICROFINANCE IN MEXICO. (SUPPORT AND CAPACITY BUILDING PROJECT
FOR THE MEXICAN SAVINGS AND CREDIT COOPERATIVE SECTOR)
Reduce poverty in communities by providing access to professional financial institutions with
the skills and means to offer locally available, adapted and secure financial services. The goals
of the project are to (i) improve the performance of Mexican financial cooperatives so that
they can ensure their sustainability and better carry out their mission among disadvantaged
communities (ii) develop national expertise in various key areas of microfinance, in order to
ensure low cost coaching while creating self-sufficiency that will benefit all partners in the
country (iii) strengthen operations of the institutions set up under the PATMIR program of the
Mexican government (SERFIR, SERFINSO and SERFICAM) by placing more emphasis on sharing
of experience, governance and enhancement of systems used.
Development Canada
(DFATD)
1981
1983
DAIRY COOPERATIVE PILOT PROJECT
Technical (animal breeding) and financial assistance; planning and purchase of cattle.
Development Canada
(DFATD)
Nicaragua
1983
1984
ARTS AND CRAFTS PRODUCTION COOPERATIVE
Technical and financial assistance for the set-up of a cabinet-making and small arts and crafts
workshop.
Development Canada
(DFATD)
Nicaragua
1984
1986
PRODUCTION CREDIT (FECACNIC)
Reinforcement of the production credit program. Constitution of a team of supervisors with
grassroots cooperatives for a better analysis of loan requests.
Development Canada
(DFATD)
Nicaragua
2004
2006
STRATEGIC SUPPORT FOR FINDESA
Development of a strategy and instruments to attract Savings; Development of a business
plan; Development of a framework plan for training; Development of a procedures guide for
Savings; Development and delivery of training related to management of savings services;
Equipment of the control function involving Savings; Optimizing of the internal control
function.
FINDESA and the Foreign
Affairs, Trade and
Development Canada
(DFATD)
Panama
1980
1986
INSTITUTIONAL DEVELOPMENT OF FECOLAC
Technical and financial assistance for the set-up and consolidation of a subsidiary institution of Development Canada
COLAC mandated to support the member federations in the development of their human
(DFATD)
resources. Phase I: 1980-83 Phase II: 1983-86
Panama
1995
1995
ANALYSIS OF COOPERATIVE BANKS IN LATIN AMERICA
Analyze the situation of cooperatives in each country of Latin America and draw up an
overview for each region.
Development Canada
(DFATD)
Panama
2010
2015
SUPPORT FOR THE ENTREPRENEUR FINANCIAL CENTRE (EFC PANAMA)
Development Canada
(DFATD) and EFC Panama
Triple Jump, DID, COLAC
Paraguay
2003
2003
PROGRAM FOR THE TRANSFER OF TECHNOLOGY TO COOPERATIVE BANKS IN THE SOUTHERN
CONE (BANCOSUD) PHASE II
Development Canada
Joint development with Central de Cooperativas del Área Nacional Limitada (CENCOPAN) of an (DFATD)and CENCOPAN
intervention strategy designed to improve the services provided to small and micro
enterprises in Paraguay. In contrast to Phase I, this project will be conducted only in Paraguay.
Paraguay
2004
2007
FINANCING MYPES IN PARAGUAY: RE-ENGINEERING AND EXPANSION
Provide technical assistance to savings and credit cooperatives for financing MYPES. Transfer a Development Canada
methodology, technical knowledge and all tools required to professionalize lending to MYPES (DFATD) and CENCOPAN
by existing cooperatives in Paraguay.
Paraguay
Starting
Year
2005
Ending
year
2009
Paraguay
2011
Peru
Country
Project
42
Financial Partners
IMPROVEMENT OF THE PARAGUAYAN SUPERVISION MODEL – CONTACT WITH MEXICAN
COUNTERPARTS
Financial support for reform of the Paraguayan supervision model, by putting the National
Institute of Cooperativism (INCOOP) in direct contact with its Mexican counterparts. The end
result of the project will be to provide INCOOP with the necessary foundations for strategic
examination of its current and future role. Support reform efforts at INCOOP.
Development Canada
(DFATD)and the Instituto
Nacional de Cooperativismo
(INCOOP)
2011
CAPACITY BUILDING OF THE INSTITUTO NACIONAL DE COOPERATIVISMO (INCOOP)
Redesign and eventually introduce a network for the stabilization and security of the
cooperative financial market in Paraguay by carrying out the following activities: (i) Improve
systemic protection in the cooperative sector through the design and introduction of a
Stabilization Fund entity; (ii) Develop the foundation and define the criteria that INCOOP will
implement in the amalgamation and incorporation procedures for cooperatives to create a
sound, competitive and effective cooperative sector by taking advantage of economies of
scale; (iii) Design FOGADE, a guarantee reserve fund for the cooperative sector intended to
provide greater stability for the sector and safeguard depositors and (iv) Use a standardized
framework for liquidating cooperatives in accordance with established legal causes and which
could provide a flexible and transparent mechanism for liquidation.
Instituto Nacional de
Cooperativismo (INCOOP),
with financing from InterAmerican Development Bank
(IADB)
1974
1975
COOPERATIVE EDUCATION AND RURAL DEVELOPMENT
Organization and cooperative education with groups of farmers and livestock breeders;
veterinary services program; agricultural experimentation; promotion of family vegetable
gardens.
Peace and Development
Peru
1989
1991
SUPPORT TO FENACREP
Support to the federation so it may extend its role of financial representation and strengthen
its network of affiliated cooperatives.
Development Canada
(DFATD)
Peru
1992
1994
PRIVATIZATION - ELECTRIFICATION NETWORK II
Development of a program to support the privatization of electricity in Peru by setting up
cooperatives for distributing electricity in rural areas.
Development Canada
(DFATD)
Peru
1995
1995
INSTITUTIONAL SUPPORT TO FENACREP
Provide financial support to allow regional seminars to be held, training courses to be held in
Canada (Desjardins Group), and the continuation of the organization’s computerization
process.
Development Canada
Group
Peru
1996
2001
SUPPORT FOR SAVINGS AND CREDIT COOPERATIVES (COOPAC PERÚ)
Modernization of the organization and consolidation of finances for savings and credit
cooperative while strengthening monitoring and control systems with savings and credit
supervisory and representative organizations.
Development Canada
(DFATD)
Peru
2002
2002
STABILIZATION AND OPTIMIZATION OF FOR PROFITS IN PERU
Modernize the organization of savings and credit cooperatives (COOPAC) and encourage their
integration using information technologies for banking operations and joint financing and
sharing of services.
Desjardins Group
Peru
2002
2004
STRENGTHEN SURVEILLANCE AND COMPUTERIZED SERVICES IN THE FINANCIAL
COOPERATIVES
Strategic accompaniment of SISNIC and FENACREP basic operations for a period of two years
in order to ensure better synergy and encourage their growth while providing both entities
with the means and tools to improve their efficiency.
Development Canada
(DFATD)
Uruguay
1995
1996
ANALYSIS OF THE COFAC NETWORK
Analysis of countries in peril and an initial financial and administrative investigation of the
Cooperativa Nacional de Ahorro y Crédito (COFAC) Network.
Development Canada
(DFATD)
Uruguay
1996
1997
TECHNICAL ASSISTANCE - SUPPORT MISSIONS
Support for the reorganization of the COFAC (Cooperativa Nacional de Ahorro y Crédito)
Network’s human resources and implantation of an appropriate, high performance
Management Information System.
Development Canada
(DFATD)
Uruguay
1997
2000
TECHNICAL SUPPORT FOR COFAC
Increase in COFAC assets and markets.
Cooperativa Nacional de
Ahorro y Crédito (COFAC)
Uruguay
2001
2003
SUPPORT FOR COFAC GENERAL MANAGEMENT
Improve Cooperativa Nacional de Ahorro y Crédito (COFAC) profitability. Reduce losses on
loans through improved management of credit risk.
COFAC and Foreign Affairs,
Canada (DFATD)
43
ASIA
Interventions taking place in a specific region or within regional projects on the Asian continent
Regional project
Starting
Year
1998
Ending
year
1998
Regional project
1998
Regional project
Country
Project
Financial Partners
STUDY OF COOPERATIVE SECTOR ASIA – CANADA
Contribute to development of a strategic framework allowing the sharp definition of the role
of cooperatives in the promotion of sustainable development.
Development Canada
(DFATD) and Canadian cooperative Association (CCA)
2002
SUPPORT TO THE ACI-ROAP: COOPERATIVE SUSTAINABILITY PROGRAM
Contribution to the growth in the volume of business for at least at least 20% of the member
organizations in ACI-ROAP.
Canadian co-operative
Association, Local
contribution
1994
1994
DEVELOPMENT OF POLICIES; RELATIONS BETWEEN THE STATE & THE COOPERATIVE SECTOR
Development of a greater interdependence among the cooperative movements in the AsiaPacific region. Countries targeted: India and Sri Lanka.
Development Canada
(DFATD)
Regional project
1999
2002
SUPPORT FOR REGIONAL COOPERATIVES
Refine the approaches and services offered to financial cooperatives in order to allow them to
strengthen their impact in their areas of intervention. Encourage the creation of a pool of
specialists in Asia skilled in community financial intermediation.
Development Canada
(DFATD)
Regional project
2011
2015
SUPPORT PROGRAM FOR THE COOPERATIVE FINANCIAL SECTOR IN ASIA
The objective established by DID and its partners is to ensure the viability of cooperative
networks in the region in order to maintain quality community-based financial services, which
are essential to the economic development and the improvement of living conditions of the
intended populations. To achieve this goal, DID intends to focus on strengthening governance
within the partner institutions through the development and deployment of tools, the training
of key personnel and by introducing and strengthening specific mechanisms for safeguarding
deposits and sound management of liquidities. The general strategy for the project is
complemented by a theme focused on capacity building in which various action levers will be
made available to help strengthen the competencies of administrators, employees and
managers. Based on a method of sharing skills and coordinating efforts, DID is taking a
national approach based on intercooperation among the various units involved. Moreover,
the inclusion of an association as partner (ACCU) in the project will stimulate the dynamics of
regional interaction among the networks. Countries of intervention: Philippines, Vietnam, Sri
Lanka and Indonesia.
Development Canada
(DFATD)
China
1996
1996
TRAINING SESSION FOR CHINESE RURAL CREDIT COOPERATIVES WITH THE DESJARDINS
GROUP
Preliminary definition of a cooperation project with the rural credit cooperatives in China and
possibly with the Agricultural Bank of China.
Development Canada
(DFATD)
China
1996
1997
PLANNING FOR A SUPPORT PROJECT FOR RURAL CREDIT COOPERATIVES
Improvement of financial intermediation mechanisms for rural populations in China.
Development Canada
(DFATD)
China
1997
2000
MICROFINANCE PROJECT IN THE HEBEI REGION
Support the RCC network in developing a microfinance product and its delivery methods.
Provide microfinance training to RCC staff. Implement a management information system.
Ensure a follow-up of operations.
Development Canada
(DFATD)
China
1999
2001
SUPPORT PROGRAM FOR THE POVERTY RELIEF PROGRAM
Contribute to reducing poverty, protecting the environment, promoting job creation and
improvement in the status of women.
China International Center
For Economic & Technical
Exchanges (CICETE), United
Nations Development
Program (UNDP) and SCO
China
2000
2002
SUPPORT FOR THE PEOPLE’S BANK OF CHINA
Ensure that the rural population of China, especially women, have access to suitable financial
services. Assess the products and loan granting process for these services among the RRCs.
Propose improvements to current services and suggest additional new financial products.
Organize training in function of the improvements suggested.
Development Canada
(DFATD)
China
2001
2002
SUPPORT PROJECT TO DEVELOP MICROFINANCE
Support the network of RCCs in deployment of a microfinance product developed in a
preceding pilot phase. Train staff in microfinance. Set up a management information system.
Monitor savings and credit operations.
Development Canada
(DFATD)
China
Starting
Year
2001
Ending
year
2002
China
2001
India
Country
Project
44
Financial Partners
IMPROVING THE SUPERVISION POLICY AND CONTROL SYSTEM OF THE PEOPLE’S BANK OF
CHINA (PBC) ON THE RURAL CREDIT COOPERATIVES (RCC)
Collaborate to the establishment of a new rural financial system, which is based on a cooperative financial structure with policy and commercial financial objectives, both distinctive
but harmonized and coordinated. Review the present supervision policy and control system
of PBC on the Rural Credit Cooperatives (RCC) network and propose an adequate policy
framework and strategic plan to PBC in order to improve the supervision and control system
on RCCs.
Department of Cooperative
Finance of People’s Bank of
China and Foreign Affairs,
Canada (DFATD)
2004
IMPROVING THE SUPERVISION POLICY AND THE CONTROL SYSTEMS OF THE PEOPLE’S BANK
OF CHINA (PBC) ON THE RURAL CREDIT COOPERATIVES (RCC)
Review the present PBC supervision policy and monitoring system of the Rural Credit
Cooperatives (RCCs) network and propose an adequate policy framework and strategic plan to
PBC in order to improve the supervision and control systems on RCCs.
Development Canada
(DFATD) and People’s Bank
of China
1995
1997
POLICY DEVELOPMENT: COMPETITIVE COOPERATIVE STRENGTH
Building up and strengthening the competitive position of the cooperatives of the five pilotcountries of the Asian Pacific Rim and development of policies favouring the maintenance of
theses cooperatives’ competitive force.
Development Canada
(DFATD)
India
1998
2003
BANKING WITH THE POOR
Improve access by the poor to financial services. Develop a model for access to credit
targeting the poor and useful for the banking sector. Demonstrate the viability of
methodologies targeting local populations in India.
Development Canada
(DFATD)
India
2006
2007
SUPPORT FOR THE RESTRUCTURING OF INDIAN FINANCIAL COOPERATIVES – PHASE I
This project is intended to be a preparatory phase for a more ambitious pilot project. The 8month project aims to establish the basis for a model pilot project, determining the
intervention parameters so that recapitalization of the network is accompanied by effective
institutional reform. The Canadian project coordinator will carry out five missions to ensure
maximum synergy between our efforts and those of our partner BASIX. There will also be
three short-term missions undertaken by DID experts involving systems analysis, strategic
planning and change management.
Development Canada
(DFATD)
India
2007
2008
SUPPORT FOR RESTRUCTURING INDIAN FINANCIAL COOPERATIVES -- PHASE II
Contribute to poverty reduction by restructuring the Indian cooperative credit system, in
order to ensure access and governance to members of the system and encourage the financial
inclusion of economically active poor individuals in rural areas.
Development Canada
(DFATD)
India
2008
2009
VIABILITY STUDY - CONSULTANCY SERVICES FOR COOPERATIVE BANKING SECTOR IN INDIA
To enter into a joint venture with BASIX, a large livelihood promotion and microfinance
company based in Hyderabad, in order to set up a new company which will target the fast
growing market for professional, technology-based consultancy services to the livelihood,
microfinance and Micro and Small Enterprises (MSE) development sectors in India and other
English-speaking countries.
Development Canada
(DFATD)
Kyrgyzstan
2008
2008
ASSESSMENT OF THE CAPACITY OF ASSOCIATIONS OF SAVINGS AND CREDIT COOPERATIVES
IN KYRGYZSTAN
This study will focus on the feasibility of establishing services provision in the context of the
associations (i.e. the interaction between regional structures and the National Association of
Savings and Credit Cooperatives (NASCC)) and the capacity development for NASCC. The goal
of the project is to open up new markets for Kyrgyz micro and small-scale enterprises in the
fields of agriculture, processing industries as well as services.
Deutsche Gesellschaft für
Technische Zusammenarbeit
(GTZ)
Korea
2001
2001
STUDY OF PROBLEMS AND RESTRUCTURING OF FINANCIAL COOPERATIVES IN KOREA
Project intended to provide recommendations for ways and means to strengthen the three
major networks of financial cooperatives in Korea and make them more profitable, in addition
to making recommendations for improving supervision.
World Bank
Philippines
1990
1993
SUPPORT FOR SAVINGS AND CREDIT COOPERATIVES (MASS/SPECC), PHASE I
Program aimed at promoting and mobilizing the savings of MASS/SPECC affiliates, to reinforce
the institutional capability of a group of 20 pre-cooperatives and small cooperatives and to
strengthen the MASS Central Fund and MASS/SPECC management capabilities.
Development Canada
(DFATD)
Philippines
1991
1992
SUPPORT FOR THE FEDERATION OF FREE FARMERS COOPERATIVES INC (FFFCI-TAGUM)
This support project is aimed at strengthening the management functions and decisionmaking mechanisms in Tagum, as well as the planning and training functions in Manila with a
view to a transfer of the model developed to Tagum.
Development Canada
(DFATD)
Philippines
1994
1996
SUPPORT FOR SAVINGS AND CREDIT COOPERATIVES (MASS/SPECC), PHASE II
Technical support for the consolidation and organizational reinforcement of 20 savings and
credit cooperatives affiliated with MASS/SPECC through the development of specialized
management units.
Development Canada
(DFATD)
Philippines
Starting
Year
1997
Ending
year
1997
Philippines
1998
Philippines
Country
Project
45
Financial Partners
BANKING SOFTWARE EVALUATION
Conduct a technical assessment of four banking software packages, make recommendations
and identify the software to be used for the 1 210 NATCCO base cooperative members.
Development Canada
(DFATD)
2005
SOCIOECONOMIC DEVELOPMENT THROUGH COOPERATIVES (SEDCOP)
The overall project objective was to improve the social and economic conditions of the
cooperative member-users, micro and small entrepreneurs, traders, artisans and farmers and
their families. The project had several components (Financial intermediation, Insurance, Policy
advocacy, etc) and DID’s mandate was to support the financial intermediation sector.
Therefore DID’s activities aimed at ensuring that the cooperative members have affordable
access to essential financial services by increasing the availability, competitiveness and quality
of services provided by their financial institution. To ensure the sustainability of the
cooperative services, DID also carried out activities aiming at increasing the financial base and
management capability of the cooperatives and to foster a stronger and more effective
network linking between primaries and apex bodies. With the project intervention, the
cooperatives improved their public image and became increasingly recognized as serious
actors for community development.
Development Canada
(DFATD)
2003
2005
INTEGRATION, EXTERNAL AUDITING AND LEGAL FRAMEWORK OF FINANCIAL COOPERATIVES
The intent of this program is to assist NATCCO, an apex organization, strengthen integration of
its affiliated financial cooperatives. For that purpose, project experts will help NATCCO draw
up required financial, professional and institutional performance indicators for the financial
cooperatives and help NATCCO validate the concept and set up an implementation plan. The
project will also help NATCCO strengthen execution of external auditing of the financial
cooperatives by its employees and set up a structure or legal arrangements to ensure their
independence. In addition, the project will assist NATCCO in drawing up draft legislation
respecting financial cooperatives that will be validated by the cooperative sector and
presented to authorities.
Development Canada
Group
Sri Lanka
1987
1987
EVALUATION PROJECT SRI LANKA
Evaluation of a producers’ loan program for small agricultural producers.
FAD/ Foreign Affairs, Trade
(DFATD)
Sri Lanka
2005
2009
SUPPORT TO SANASA MOVEMENT FOR POST-TSUNAMI RECONSTRUCTION AND
DEVELOPMENT IN SRI LANKA
Restore living environment for tsunami-affected families and increase access by men and
women in affected and rural areas to reinforced SANASA Primary Societies offering a wider
range of microfinance products and services. Provide tsunami-affected individual SANASA
members with the necessary resources to rebuild their living environment and reconstitute
their assets.
SANASA Development Bank,
Desjardins Group, Foreign
Affairs, Trade and
Development Canada
(DFATD) and Société
d'habitation du Québec
Sri Lanka
2008
2009
FEASIBILITY STUDY FOR THE DEVELOPMENT OF A SUCESSFUL REPLICATION STRATEGY FOR
INDEXED CROP INSURANCE IN SRI LANKA
Realize appropriate assessment of the statistical information available and of the possible
product’s models and configuration to be developed. Develop and prepare a financial model
for integration of all the data and the models to be developed. Realise meetings with farmer
groups, cooperatives, government agencies, lawyers, insurance specialists, financial
cooperatives and the Sanasa Network. Project realized in consortium with Sanasa Insurance
Company Ltd (SICL), BASIX (India) and Financière agricole du Québec-Développement
international (FADQDI).
Microinsurance Innovation
Facility – International
Labour Organization (ILO),
funded by the Bill & Melinda
Gates Foundation
Sri Lanka
2010
2013
DEVELOPMENT OF AN INDEXED CROP INSURANCE SCHEME IN SRI LANKA
The project aims at making available to Sri Lankan farmers an innovative agricultural insurance
product which will minimize the risk of an income loss resulting from unfavourable weather
conditions. It entails the development and testing of new methodologies to streamline the
overall processes, improve delivery mechanisms, and raise the awareness of the rural Sri
Lankan population towards an insurance product to fill the gap in the national insurance
market. It is expected that around 26,000 farmers will subscribe to the new product during
the life of the project. Project realized in consortium with Sanasa Insurance Company Ltd
(SICL) and BASIX (India).
Microinsurance Innovation
Facility – International
Labour Organization (ILO),
funded by the Bill & Melinda
Gates Foundation
Uzbekistan
2003
2004
DEVELOPING PRUDENTIAL REGULATION AND SUPERVISION OF SAVINGS AND CREDIT
COOPERATIVES
Support the Central Bank of Uzbekistan in developing its supervision division for savings and
credit cooperatives. The two main areas of intervention involve supervision: distance
supervision using a management information system and on-site supervision using tools
(mainly the Inspection Program) adapted to the situation. Two other topics are also
addressed: the legal context and the operational environment of the savings and credit
cooperatives (SCUs).
Asian Development Bank
(ADB)
Sri Lanka
Starting
Year
2013
Ending
year
2013
Sri Lanka
2014
Vietnam
Country
Project
46
Financial Partners
STUDY AND DEVELOPMENT OF A LIVESTOCK INSURANCE PLAN IN SRI LANKA
The project aims to examine and compare the SICL livestock insurance program in Sri Lanka
with other existing programs. As a result, this will allow for analysis of plans offered by other
companies, such as CIC-Kenya. It will involve research and best practices implementation in
order to optimize overall procedures, improve distribution by identifying the most partners
possible and the most effective procedures especially for identifying livestock, in an overall
effort to arrive quickly at profitability for the product.
Development Canada
(DFATD)
2014
STUDY AND DEVELOPMENT OF A MICROPENSION PLAN IN SRI LANKA
The project aims to study the current pension plan and the market newly established in Sri
Lanka. It also aims at setting up a more adequate product to properly respond to client needs.
In addition, the fee setting mechanism, developed earlier, will be explained and contribute to
the process.
Development Canada
(DFATD)
1991
1992
REFORM OF THE COOPERATIVE SECTOR
Analysis of reforms in the Vietnamese cooperative sector through seminars and private
studies.
Development Canada
(DFATD)
Vietnam
1992
1993
AGRICULTURAL CREDIT SEMINAR
Organization of seminars on agricultural credit and on the role of financial cooperatives in
directing the credit.
Development Canada
(DFATD)
Vietnam
1992
1993
SUPPORT TO THE SAIGON CORPORATION
Provide support for the reorganization of the agricultural sector of the Saigon cooperative.
Development Canada
(DFATD)
Vietnam
1994
1994
RURAL FINANCE IN VIETNAM - DEFINITION OF PROJECT
Identification of components of a project for developing an integrated network of savings and
the People’s Credit Funds (CPF). Development of a management plan over two years,
diagnosis of a program for the creation of financial cooperatives (from the legal, financial and
operational points of view).
Development Canada
(DFATD)
Vietnam
1994
1997
RURAL FINANCE IN VIETNAM
Institutionalization of a permanent mechanism for financing small farmers and entrepreneurs
and mobilization of rural savings. Creation of a stable financial environment for setting up the
legal, operational and financial infrastructure necessary for the orderly and efficient conduct
of business of the People’s Credit Funds network.
Development Canada
(DFATD)
Vietnam
1997
2002
TECHNICAL ASSISTANCE FOR RURAL FINANCING - VIETNAM – CANADA
Support for the creation of a reliable and secure financial environment through the setting up
of the legal, operational and financial infrastructure required for the methodical, efficient and
effective operation of the People’s Credit Funds network. Ensure progressive transfer of
responsibility to various components of the network.
Development Canada
(DFATD)
Vietnam
1997
2004
VIETNAM - CANADA RURAL FINANCE OUTREACH PROJECT
Increased access by low-income populations in rural areas to financial services provided by
formal financial institutions, the Vietnam Bank for Agricultural and Rural Development
(VBARD) and social organizations (the women’s association and the farmers’ association.
Development Canada
(DFATD)
Vietnam
2004
2006
SUPPORT FOR THE DEVELOPMENT OF THE PEOPLE’S CREDIT FUNDS NETWORK (PCF)
Review the various management procedures of the PCFs and support the evolution of
operations systems. Broaden the range of products and services offered by the PCFs. Support
the development and introduction of financial services offered to the PCFs by the CCF and its
branch offices. Draw up the plans and take part in steps to find sources of financing which will
enable partners to replicate the experience throughout the network after the project ends.
Development Canada
(DFATD)
Vietnam
2006
2006
CAPACITY BUILDING FOR THE FINANCIAL SECTOR AND CAPITAL MARKETS
Develop an appropriate model of a safety fund for protecting the financial security and
thereby depositors in People’s Credit Fund system.
Asian Development Bank
Vietnam
2006
2008
ESTABLISHING A NATIONAL ASSOCIATION FOR THE PEOPLE’S CREDIT FUND
FIRST Initiative
In collaboration with the State Bank of Vietnam, the project will support the management of
the VAPCF in the review and implementation of its charter and business plan, in defining its
structure and its offer of services to the PCF and the CCF. The project will also assist the VAPCF
in defining its communication strategy with the PCF and in developing a training strategy for
the Association and the PCF.
Vietnam
2007
2007
MICROFINANCE DEVELOPMENT STRATEGY – SECOND PHASE OF THE WORLD BANK RURAL
FINANCE PROJECT
Assist the Government in its efforts to develop the rural economy and improve the living
conditions in rural areas. In this context, DID assisted the Vietnam Bank for Rural and
Agricultural Development in establishing its strategy for microfinance and in strengthening its
capacity to provide microfinance services to rural areas, and the rural poor in a sustainable
manner.
Vietnam Bank for
Agricultural and Rural
Development (VBARD) and
World Bank
Country
Vietnam
(Vietnam)
and Asia, Africa and
Americas
Starting
Year
2009
Ending
year
2011
2007
2010
Project
47
Financial Partners
SUPPORT FOR THE VIETNAM ASSOCIATION OF PEOPLE’S CREDIT FUND (VAPCF)
The purpose of the project is to strengthen the VAPCF by supporting the development,
adaptation and progressive implementation of prioritized components of the PCF services
offered. Specifically this involves (i) providing assistance to the VAPCF team in charge of
deploying the BMS-PCF data processing solution in the targeted PCFs; (ii) ensuring transfer to
the VAPCF of a distance training program (PAMEF) and (iii) providing assistance to the VAPCF
in conducting the preparatory work required for setting up a security fund for the PCFs.
Development Canada
(DFATD)
RURAL-URBAN INTERCONNECTIVITY TO HELP FIGHT POVERTY
The project will be deployed in Burkina Faso, Togo, Mali, Vietnam and Haiti. For Vietnam, the
project objective is to improve access to financial services for disadvantaged populations,
mainly in rural areas in terms of outreach and the intensity of utilization of services, by
expanding the transactions possible. Interconnections will first be established among service
outlets in the People’s Credit Fund networks operating in rural areas and those operating in
urban areas (Inter-Coop solution) and subsequently between networked outlets and other
external financial institutions (transfers of funds).
Bill & Melinda Gates
Foundation
48
CENTRAL AND EASTERN EUROPE
Interventions taking place in Europe
Hungary
Starting
Year
1991
Ending
year
1991
Hungary
1992
Hungary
Country
Project
Financial Partners
PREPARATION OF A SUPPORT PROJECT FOR THE FEDERATION OF FINANCIAL
COOPERATIVESPreparation of a project aimed at restructuring and strengthening the
Hungarian financial cooperative movement.
Quebec Department of
International Relations
1995
SUPPORT TO HUNGARIAN SAVINGS COOPERATIVES
Support for the restructuring and strengthening of the Hungarian savings cooperative
movement.
International Relations,
Foreign Affairs and International Trade Canada (DFAIT)
and Desjardins Group
1993
1993
FEASIBILITY STUDY FOR TWINNING HUNGARIAN AND CANADIAN SMEs
Set up of twinning activities for Hungarian and Canadian SMEs. Identify one or several
networks of entrepreneurs interested in developing business relationships with partners in
Québec and who have the potential to do so.
International Relations
Hungary
1993
1993
SUPPORT PROJECT FOR THE HUNGARIAN FEDERATION OF FARMING COOPERATIVES
Project aimed at the development of a pilot project for dairy cooperatives in Hungary.
Hungary
1994
1997
PROJECT TO SUPPORT THE FORMATION OF AN INTER-REGIONAL PRIVATE COOPERATIVE FOR
DAIRY PROCESSING IN EASTERN HUNGARY
Support to local cooperative producers and institutions so that they assume control of the
regional dairy sector and work towards improving their socioeconomic conditions.
Foreign Affairs and International Trade Canada (DFAIT),
Cooperative fédérée de
Québec, Hungarian partners
Hungary
1995
1998
SUPPORT TO HUNGARIAN SAVINGS COOPERATIVES - PHASE II
Consolidation and diffusion of techniques required for the network’s efficient operations,
while at the same time favouring increased integration.
Development Canada
(DFATD)
Desjardins Group
Latvia
1998
2002
STRENGTHENING OF SAVINGS AND CREDIT COOPERATIVES IN LATVIA
Contribute to mobilizing the economic potential of the population by providing Latvians with
access to secure cooperative financial services.
Development Canada
(DFATD)
Local Partners
Lithuania
1993
1993
FEASIBILITY STUDY AND PROJECT DEFINITION FOR THE SET-UP OF A COOPERATIVE SAVINGS
AND CREDIT NETWORK
Set-up of a cooperative savings and credit network in Lithuania, feasibility study and project
definition.
Lithuania
1993
1993
FORMULATION OF LEGISLATION TO GOVERN SAVINGS AND CREDIT COOPERATIVES
Mission with a view to formulate a specific law to govern savings and credit cooperatives in
Lithuania.
Lithuania
1994
1997
PROJECT FOR SETTING-UP A NETWORK OF SAVINGS AND CREDIT COOPERATIVES
Launching of a network of savings and credit cooperatives in Lithuania. Contribute to
improving the quality of life of men and women in Lithuania by providing them with access to
adapted savings and loan services and ensuring their full participation.
Development Canada
(DFATD), Desjardins Group,
Lithanian partners, Atviros
Lietuvos Fondas
Lithuania
1997
2002
SUPPORT TO THE KREDIT UNIJOS NETWORK IN LITHUANIA
Provide assistance to ensure that more Lithuanians have access to operating, secure and
suitable cooperative financial services.
Development Canada
(DFATD)
Lithuanian partners
Lithuania
2001
2004
SUPPORT TO THE KREDITO UNIJOS NETWORK IN LITHUANIA
Provide support to ensure that more Lithuanians have access to cooperative financial services
that are operational, secure and adapted to their needs.
Development Canada
(DFATD), Lithuanian financial
Coop., DSFL, Rabobank
Moldova
2008
2009
STRENGTHENING OF SAVING AND CREDIT ASSOCIATION (SCA) INDUSTRY
Assist the National Commission of Financial Market (NCFM) in developing and implementing a
sound regulatory and supervisory framework for the SCA industry and to develop its
regulatory and supervisory skills by providing the respective on-the-job training for its
employees.
Ministry of Finance
Poland
1990
1990
SUPPORT TO THE COOPERATIVE SECTOR
Definition mission in view of a collaboration project involving the cooperative banking
network of Poland.
Romania
1991
1992
SAVINGS AND CREDIT COOPERATIVE NETWORK
Pre-feasibility mission, feasibility mission, partner-finding mission. Project designed to
support Romanian cooperatives in their progressive adaptation to a market economy.
Romania
Starting
Year
1992
Ending
year
1997
Romania
1993
Russia
Country
Project
49
Financial Partners
SUPPORT PROJECT FOR CREDIT COOPERATIVES IN ROMANIA
Undertake a diagnostic of credit cooperatives and provide strategic orientation. Promote and
mobilize savings and implement mechanisms for suitable financial intermediation. Develop
new loan products. Train the leaders in the credit cooperative network. Support the
organization and computerization of credit cooperatives in pilot project districts.
1993
LEGAL FRAMEWORK IN ROMANIA
Project whose objective is the elaboration of a bill pertaining to savings and credit
cooperatives.
World Bank
1993
1998
LAUNCHING OF A NETWORK OF SAVINGS AND CREDIT COOPERATIVES
Support the Russian league for developing savings and credit cooperatives in its efforts to
develop tools for management, follow-up, control and promotion of credit cooperatives, the
training of stakeholders, follow-up and controls for the network, promotion of the applicable
law, organization of internships with the Desjardins Group and the development of at least 20
financial cooperatives in Volgograd oblast.
Foreign Affairs and International Trade Canada (DFAIT),
Desjardins Group, Russian
Committee for the Development of Savings and Credit
Coop. and Russian COOPECS
Russia
1999
2004
DEVELOPMENT OF SAVINGS AND CREDIT COOPERATIVES (COOPECs) IN RUSSIA
Provide the population with savings and credit services suited to their needs and increase
participation. Ensure the strengthening and viability of savings and credit cooperatives in the
region of Volgograd. Reproduce the Volgograd model in other regions. Strengthen national
and regional savings and credit structures (2nd and 3rd tiers).
Development Canada
(DFATD) and Russian
partners
Russia
2005
2008
MAINSTREAMING RUSSIAN FINANCIAL COOPERATIVES (COOPECs)
Provide Russian citizens with improved access to secure, sound, and democratically run
savings and credit services adapted to the development needs of their communities. Project
Goals: (i) Contribute to the development of adequate federal and regional regulatory and
supervisory frameworks for financial cooperatives across Russia; (ii) Strengthen the capacity of
the National Union to assume is mandate as an efficient apex structure and harmonize
professional training; (iii) Contribute to the further specialization of services offered by the
Regional associations (Volgograd, Rostov, Kemerovo, Altay).
Development Canada
(DFATD) and Russian
partners
Russia
2006
2007
RUSSIA PRIMARY MORTGAGE MARKET DEVELOPMENT
Develop world-class residential mortgage-lending operations guidelines adapted to the
realities of Russian market. It is expected that these guidelines will become an industry
standard for existing lenders as well as those entering the Russian residential mortgage
market.
Corporation (IFC), member of
the World Bank Group
Développement international Desjardins (DID) is a
world leader in providing consulting services and
technical assistance in the field of community finance.
Our expertise is based on over one hundred years of
experience accumulated by the Desjardins Group, the
largest cooperative financial group in Canada.
We draw on best practices tested in collaboration with
our numerous partners to support the setup, growth
and strengthening of financial institutions in
developing and emerging countries.
Expert consultant, operator and investor, DID stands
out by its specialized expertise in the following fields:
▪ Mobilization of savings
▪ Agricultural Finance
▪ Technological Solutions
▪ Training
▪ Surveillance
▪ Financing for entrepreneurs
▪ Microinsurance
▪ Housing Finance
▪ Loans for Schooling
▪ Investments
Resolutely facing the future, DID makes use of all its
resources in order to increase access to financial
services for communities in developing countries.
Together, we create the future. It is our ultimate
reason for existence.
www.did.qc.ca
59, avenue Bégin, Lévis (Québec) G6V 4C3
(418) 835-2400
(418) 833-0742
 [email protected]

the document presenting all projects carried out so far by

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