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OTTAWA AND THE VALLEY’S NEWSPAPER FOR PEOPLE FIFTY AND OVER
August 2014 • FREE
Youngatheart
n e w s pa p e r
.c A
MARY
COOK’S
Memories
of the ’30s
Connecting with
Charles
Bordeleau
Ottawa’s Chief
of Police
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YounG at Heart August 2014 3
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Youngatheart
n e w s pa p e r
.c A
EDITOR
Jayne Rooney
(613) 421-7989
[email protected]
PUBLISHER
V.P. SALES
Mark Rusiecki
(613) 526-0651
[email protected]
CONTRIBUTORS
Account Executive
Shirley Landles
(613) 526-2116
Mary Cook
Randy Ray
Katharine & Eric
Fletcher
Bud McGinnis
Ottawa Public Health
Women’s Health
Matters
Please direct all accounting
and general enquiries to:
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Tel: (613) 526-0651
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Inside
Distribution of this newspaper does not constitute an endorsement of information, products or services.
Young At Heart reserves the right to reject an advertisement or listing which is not in keeping with the publication’s
standards. Reproduction in whole or part without written permission from the publisher is prohibited.
Over The Back Fence................ 6
Finance ...................................... 8
Healthy Living ........................... 10
Travel.......................................... 11
At Home ..................................... 13 Cover story ....... 5
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ear
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t
nga
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www.youngatheartnewspaper.ca
It’s a Fact
Q: While touring the Ottawa area I’ve
visited many communities, including Calabogie, Douglas and Crysler. What can you
tell me about these communities and the
origin of their names?
A: Calabogie, at the head of the Madawaska River, 34 kilometres southwest of
Arnprior, was a supply centre in the early
1800s for log drivers and in 1895, the largest black graphite deposit in the Americas
was discovered there, according to the book
Ontario Place Names by David E. Scott.
The files of the Ontario Geographic Names
Board list four possible origins for its name
– from calladh bogaidh, Gaelic for “marshy
shore;’’ in Spanish, cala boga refers to a
body of water where rowing is necessary;
the Indian word for “sturgeon;’’ and callibogus, an early Newfoundland beverage
concocted from spruce beer and rum.
Douglas, a small community 36 kilometres west of Renfrew, grew up beside
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what was known as the Third Chute of the
Bonnechere River, a waterfall over which
log drivers had to shepherd their timber.
Thomas Bell built a gristmill at Douglas in
the 1840s and the townsite was surveyed in
1853. When the post office was established
a year later, Scottish settlers chose the
name Douglas after a town in Lanarkshire,
Scotland, says Scott.
Located on the South Nation River,
about 50 kilometres southeast of Ottawa,
Crysler was named after John Crysler, a
United Empire Loyalist and member of the
legislative assembly of Upper Canada from
1808 to 1824. He owned the townsite and
a farm on the St. Lawrence River where
the Battle of Crysler’s Farm was fought
in 1813.
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4 YounG at Heart August 2014
Y@Hconnectingwith
C
Ottawa’s top cop
harles Bordeleau has been the Chief of Police of the Nation’s
Capital since 2012. He has faced many challenges, and oversees
a very large contingent of officers. Mary Cook posed some
questions to Chief Bordeleau to get a picture of what day-to-day life
is like as Ottawa’s top police officer.
Y@H: Most young boys dream of being either a policeman or a
fireman when they grow up. How old were you when you decided you
wanted to be a police officer, and was it your first choice?
CB: I was actually around 18 years old when I decided to pursue a
career in law enforcement. It was after I had met my current father-inlaw, who happened to be a police chief. Prior to that, I wasn’t really
sure what career path I wanted to take. I had thought about something
business-related, but I didn’t have a clear idea of what.
Y@H: Where were you born, and where did you grow up?
CB: I was born and raised in Ottawa and grew up in the south end
of the city. That may explain where my affinity for that part of town
comes from.
Y@H: Do you have any other family members in law enforcement?
CB: Yes. My father-in-law was a former Chief of Police in Gloucester. And if you consider other forms of law enforcement, my wife is
too. She is a lawyer specializing in police labour law.
Y@H: Where did you start out in your career?
CB: I started my career as a recruit on patrol with the Gloucester
Police Department.
Y@H: You are considered a “hands-on” chief. How do you view
your role as top police officer of Ottawa?
CB: I view the role of Police Chief as an important leadership function that involves engaging the community in planning and addressing
their safety, while supporting and leading the members as they serve
residents. I dedicated my entire career to policing and that experience
has proved invaluable in understanding the job our members do, and
the challenges faced by our community. It also helps me with my
hands-on approach, which I find can minimize the gap that can sometimes exist between leaders and the people they lead.
Y@H: Ottawa has a huge force, is it important that you get to know
all of your officers and, if so, how do you manage it?
CB: I think it’s extremely important to engage with our members,
both civilian and sworn. One of the first things that I did when I became Chief was to visit our different stations and talk to our members
on the front line. This face time was so important. I continue to hold
what I refer to as “Chief Chats” with our members so I can have that
opportunity for open and honest dialogue. I also look for other ways to
engage with them directly, such as attending patrol meetings that are
held before each shift, or dropping by different sections.
Y@H: There are many departments in the police service in Ottawa,
is one more challenging than another?
CB: No. Every department has such unique challenges and responsibilities, and contributes to the safety of our city in different ways.
They all have difficult jobs to do in different ways and I am extremely
proud of all of them.
Y@H: How involved is the chief in day-to-day criminal offences?
CB: There is certainly a large degree of my job that no longer takes
place in a police cruiser or on the road. However, one of my largest
responsibilities is making sure that I know what is going on in the community. I receive regular updates on calls for service and have meetings
with staff so I can keep myself informed.
Y@H: What is your greatest challenge as the Chief in a city the
size of Ottawa?
CB: I think you hit on it with your question – Ottawa is one of the largest municipal policing jurisdictions in Canada. There are a lot of people
that need our help in a city this size.
Making sure we are able to reach out
to everyone and get them the help
they need can be a challenge.
Y@H: Since Ottawa now
incorporates a huge rural area
beyond the urban core, does this
present a special approach to law
enforcement here?
CB: When you consider that
our jurisdiction spans from Embrun to Arnprior, it certainly is a
large area to police. This is definitely taken into consideration
when we look at how to deploy our
officers, where our stations should
be located, etc. We have crime
analysts who help identify trends
and areas for focused enforcement,
however, we always have to be
prepared to respond anywhere in
the city.
Y@H: What is your biggest
concern, or challenge, in assuring
Ottawa is a safe community to
live in?
Photo: Ottawa Police Service
CB: I think the biggest challenge is making sure residents are Charles Bordeleau has been Chief of Police of the Nation’s
getting the help they need. Crime Capital since 2012. is tied to a number of socio-economic factors, therefore, it is imperative that we a capsule picture of what a regular day may be like
work with fellow service providers and community for you?
agencies, and coordinate our efforts.
CB: Well, it has to start with coffee! It really does
change from day to day, but most days involve my
Y@H: I’m sure there is no such thing as a meeting with my executive team as well as some
“regular” work day for you. But can you give me
Continued on page 7
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YounG at Heart August 2014 5
Y@H’s Over The Back Fence...
Volunteer Profile…
More and more churches are depending on volunteers to help meet the growing demand of their congregations, and
these dedicated parishioners play a vital
role in the health of their churches.
Holy Cross Catholic Church on Walkley Road in Ottawa is blessed to have
people like Karen Flynn, who has dedicated years as a volunteer, and who has
given freely of her time and talents for
decades.
As long ago as 1980, she became part
of the Baptism preparation team, and
stayed with that part of the ministry for
sixteen years.
She chaired the hospitality group, a
vital part of any congregation, and has
been actively involved since 1993. This
group provides opportunities for the
members to get together allowing them
to become familiar with the church and
membership. She also served on the
Pastoral Council for seven years, and
took on the challenge of being one of the
church’s announcers on Sundays, who
welcome attendees and lead in the opening prayers and remarks before Mass.
Fynn has also been a dedicated volunteer with the Ottawa Foyer Partage,
an organization which works with the
mentally and physically challenged.
Karen Flynn
She still finds time to be a good neighbour in her community, and is a familiar
face when it comes to canvassing for
local charities, such as the Canadian
Cancer Society.
Karen Flynn is a true volunteer, answering the many needs of Holy Cross
Catholic Church, as well as in her home
area, and Y@H congratulates her on her
many years of giving so freely of herself
to others.
Where Is He Now?
Canadian Rock and roller
Jerry Doucette
British Columbia-based guitar gunslinger
Jerry Doucette, best known for his late ‘70s
smash hit Mama Let Him Play, is back doing
what he’s best at, singing, song writing and
performing his distinctive brand of hot music.
The Montreal native, who lives in Ladner, B.C., 25 minutes south of Vancouver,
has been touring since the late ‘90s to
present day, focusing his seasoned musical
maturity on developing a fine reputation
for presenting his fans with a classy blend
of energized traditional blues tunes with
his already Classic Rock/Blues originals.
His most recent release was his Vintage
CD featuring a collection of 17 of his best
tunes re-mastered, most of which are not
in circulation, three live cuts, and an audio
interview accompanied by a more than
60-photo slide show featuring rare photos,
promo, billboard charts and live photos.
Doucette started his music career in
1964 in Hamilton Ont. with a band called
The Reefers, when he was a mere 11 years
old, he told Y@H in a July interview.
He played with a number of Ontario
groups in the 1960s and ‘70s, including the
original version of his own band, named,
what else, Doucette. But it wasn’t until he
moved to the west coast from Toronto in the
early ‘70s, that he made a name for himself.
After playing with The Rocket Norton Band and The Seeds of Time, which
later became Prism, the second version
of Doucette released three LPs between
1978 and 1984, including Mama Let Him
Play, which went platinum in Canada and
enjoyed considerable U.S. success, The
Douce is Loose and Coming Up Roses.
Memorable singles were Mama Let Him
Play, All I Want To Do and Nobody.
In 1978, the Vancouver-based band won
a Juno Award as most promising group of
the year. Doucette also scored gold and platinum discs for the Mama Let Him Play LP.
Contributors to Over The Back Fence include: Mary Cook, Randy Ray and Mark Kearney.
Please send us your questions and suggestions for future pages.
6 YounG at Heart August 2014
Funny You Should Ask
The Model T
Q: I have often wondered why Henry
Ford called his first car a Model T. Can
you find the answer for me?
A: We can tell you it took more than 20
tries before coming out with the car. Ford
wanted a vehicle that didn’t cost a fortune,
was easy to run, and yet remained reliable.
Apparently, and for no particular reason that we could find, Ford’s dream of
creating an automobile took 20 tries before he finally came up with a car that met
all his standards, and of course, “T” is the
20th letter in the alphabet. And so that is
why he called it the Model T.
It’s hard to believe, but even after 106
years, there are still a few Model Ts around
today. They are most often found in the
hands of collectors who have lovingly
restored them to the glory days when the
Tin Lizzie, as it was called, was launched,
and changed forever our means of transportation.
As the saying goes … “You’ve come a
long way, baby.”
It isn’t only natural land erosion that
we should be concerned about, it is the
growing threat of urban expansion and the
proliferation of wind turbines and solar
panels taking over good farmland that
should cause us great alarm.
According to the Ontario Federation
of Agriculture (OFA), Ontario is losing
a whopping 350 acres of farmland every
day of the year! That land lost could be
producing much needed local produce to
feed the province’s growing population.
Farmland is Ontario’s greatest and most
important resource, but it is alarming that
less than 5% of it is suitable for food production. Sadly, once farmland is gone, it
never returns to its original purpose.
The OFA is asking the provincial government to protect the farmland classified
as 1, 2, 3, and 4 – these are lands that
support most agricultural activity. Land
conservation is vital to all Canadians and
there are many regions in the province
threatened with the loss of vital farmland.
Southern Ontario is especially vulnerable.
As well, Eastern Ontario is also seeing
much erosion of its prime farmland. Not
only to urban development, but to the
ever-growing proliferation of solar panels and other intrusions on farmland that
will never be returned to food production
purposes. This is something that should
concern every one of us. Contact your
local provincial government representative and make your voice known before
it’s too late.
The Farm Scene
Remember When…
The first vacuum cleaner
There are now robots that will do the
job, but for many, many years we have
had to rely and depend on the good oldfashioned vacuum cleaner! And if it hadn’t
been for a Scot by the name of Hubert Cecil
Booth, we might still be using the broom
and dustpan.
It was Booth who, 113 years ago this
month, invented the world’s very first motorized vacuum cleaner. Alas, it came with
a few wrinkles that had to be fine-tuned
before it was of much use to the ordinary
housewife.
Booth’s original vacuum cleaner had to
remain on a wagon outside the house, and
powered by an internal combustion engine, it
rattled the windows for miles around. It was
originally designed to be used by a company
that went door-to-door contracting for the
cleaning job. It needed a hose attached to a
pump outside the house and the suction part
was used inside the home to do the job.
Other inventors came along and finetuned the vacuum cleaner, but not before there were many lawsuits contesting
Booth’s patent on his original machine.
Booth was born in 1871, and died in his
homeland in 1955.
This Month
in History
Aug. 17, 1969
In Montreal, an FLQ bomb explodes in a Ministry of Labour office.
Y@Hmemoriesofthe’30s
By Mary Cook
Sipping soup at Bowles Lunch
It was a wonderful treat for me to go off
to Ottawa when Mother made the trip into
the city, and because it
was such a long journey from Northcote,
we usually stayed overnight, which meant I got
to sleep in a bed by myself for a change.
I always thought
Grandfather was very
worldly. When he came
home from work at Ottawa Car which was
located under the Somerset Street bridge, he
would change into dress trousers and shiny
black shoes with grey felt spats. He wore
open dress shirts with a scarf in the neck,
and a navy blue blazer with his First World
War medals on the chest. I was very proud of
him, and thought he was a real gentleman. I
doubted there was anyone in Renfrew county
who could hold a candle to him for style.
That day, when Mother and I were visiting my grandparents, it was lovely and
warm. Grandfather came home from work
and got changed into his good clothes. He
announced that there would be two less for
supper that night. And he gave me a big
wink across the kitchen that sent my blood
Connecting With continued from page 5
time set aside to respond to email or phone
calls, or to review documents. I also have
regular meetings with community partners
and participate in events across the city.
As much as I try to make myself available
to our members, I also try to do the same
with residents. Y@H: How do you squeeze family
time out of your very busy schedule?
CB: I definitely think it’s important to
set aside time for my family when I distance myself a bit from my role as Police
Chief, and focus on my role as a husband,
father, etc. However, I am very fortunate
to have family that is proud and supportive of what I do, and when possible, I try
to include them. Just this summer, the
Ottawa Police had the honour of hosting
the annual Ontario Association of Chiefs
of Police conference. My wife was able
to accompany me to parts of the program
and we had a great time.
racing through my veins. I had no idea
what he had in mind, but I knew that I was
going to figure into his plans.
He told Mother to comb my hair and
fetch my gloves ... no decent girl went
anywhere without her gloves in those days,
and taking me by the hand, we headed out
the door. Mother seemed to know exactly
where we were going.
Grandfather and I walked away from
Lyon Street and I could see the tops of the
parliament buildings coming closer and
closer and then we were across from the
Chateau Laurier Hotel, where Aunt Lillie
had once taken me for lunch, and where we
had used real linen table napkins.
We walked past the station and turned
into the doorway of a building which was
all glass in the front. I could see many
small tables and chairs, and there seemed
to be a lot of men sitting around eating.
Grandfather said, “This is Bowles Lunch
and they make the best soup in the whole
city of Ottawa.” He nodded at many of the
men and they nodded back. Cigar smoke
hung in the air like curtains, and whatever
food smells were in the restaurant were
completely obliterated by the haze. Grandfather steered me to a chair and I knew he
was well-known when the waiter brought
soup bowls without being asked.
Y@H: Ottawa has a fairly low crime
rate compared with other cities of its size,
is there a prevalence of one crime that
concerns you?
CB: My concerns mirror those of the
community and our members. We do live in
a safe city but guns and gangs, road safety,
and violence against women are priority areas the Ottawa Police Service is focused on.
Y@H: Do you ever regret taking on
the top job of the Ottawa Police Service?
CB: Not a single day. I consider it such
an honour and unique opportunity to lead
such a dedicated service in a city I love.
Is the job difficult? At times, yes. But I
wouldn’t trade it for anything.
Y@H: What gives you the most
satisfaction from your job?
CB: Policing is a profession that is all
about people. I love that. I also love that
it gives you an opportunity to truly make
a difference and effect change. That gives
me satisfaction.
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A man, equally distinguished looking, moved over to our table and called
Grandfather by name. They immediately
started talking about the city elections. It
was soon obvious that they were worlds
apart in their opinions. The man called
Grandfather stubborn. Grandfather said
the man didn’t have enough brains to
wind his watch. I could see other customers looking at our table. Grandfather’s
voice was getting louder and louder, and
the man was rattling the dishes by bringing his fists down on the table with a
great clatter. The man called the mayor a
crook and Grandfather stood up from the
table and defied the man to say that loud
enough so that everyone at Bowles Lunch
could hear him.
No one seemed to be paying any attention to me, so I ate my soup and
switched bowls with Grandfather and
ate his too.
The man and Grandfather were nose
to nose, and Grandfather’s ascot tie had
worked its way out of his shirt. He was
losing that immaculate look he had when
he came in. But it was nothing compared
to what he was going to look like in a few
minutes.
The man picked up his soup bowl and
turned it upside down on Grandfather’s
good blazer. I watched in horror as it
ran down his white shirt in little rivers,
leaving great brown stains as it went.
Grandfather was so taken aback that he
just stood there looking down his front.
I guess the man figured the best thing he
could do was to make a fast exit, and he
ran out the front door while the waiter
yelled “You owe 15 cents for your soup.”
But he was gone, lost in the crowd on the
street. Grandfather said we would wait
until it got dark before we would venture
outside.
All the way home we walked close to
the buildings so that no one would see
Grandfather’s messy clothes. When he
went into the house his order was: “Don’t
ask. Don’t even ask,” and he stomped
to the bedroom. It was the only time I
ever saw Grandfather any way other than
immaculate, and it was the last time he
ever took me to Bowles Lunch. And even
though he usually went there once or
twice a week, Grandmother said he never
went back either, and he took to calling
the lunch spot a place where bums hung
out. Grandmother could be heard from
the kitchen talking to no one in particular,
“Bums indeed! And I wonder where that
leaves him!” as she tried to sponge the
soup off his jacket.
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YounG at Heart August 2014 7
Y@HtheABCsoffraud
By Bud McGinnis
Be vigilant to avoid becoming a victim
Irrespective of how well informed we are about frauds and scams, any one of us
can become a victim. Just think of the 40 million credit cards that were compromised in the Target store chain last year. Should you be one of those cardholders,
your information has fallen into the domain of a criminal. You did nothing wrong.
You merely used your credit card to pay for a legitimate purchase, something a
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large proportion of the North American population
does every day.
Victimization in this way
is very disturbing. It should,
however, provide an even
greater incentive to recognize
and avoid frauds and scams.
And this type of criminal activity seems to be increasing
in current society. In the last
week alone, I’ve encountered
four examples of such criminal
activity; two were picked up and reported through
the news media. The other two came directly to me,
one via the internet and the other by phone.
The one report dealt with a senior couple who
received a very disturbing phone call. When
they answered the phone the sobbing caller
indicated an urgent need for cash. He identified himself as their grandson who had been in
a car accident, had a broken jaw, and was in jail
charged with drunk driving. He urgently needed
bail money, along with money to pay a lawyer.
Would his grandparents help because he dared
not contact his parents? They would just kill
him if they knew what he had done. What is a
doting grandparent to do? Emotion often trumps
rational thought and the money is sent. In this
instance rational thought prevailed, and the
potential victims did some checking. Indeed,
they found that their grandson was not even in
Montreal and that the whole sobbing episode
was a hoax. That one phone call saved these
grandparents in the order of $2,000. It’s an event
we should all keep in mind.
The second news report dealt with “work
at home schemes.” In the case reported, the
respondent applied for an editor’s job and was
accepted almost immediately. No questions
were asked about prior experience or salary expectation. Included in the information requested
list, however, was banking information, name,
branch and account number. He was also asked
to provide a copy of his driver’s license or his
passport for “identification” purposes. The lack
of detail regarding the job, coupled with the
request for personal and financial information,
caused the potential victim to reconsider and he
discontinued all contact. It seems likely that
if the information requested had been sent, the
individual would have quickly become a victim
of identity fraud. Another event to keep in mind.
There’s an old saying that what goes around
comes around. This is certainly true of scam
attempts that came directly to me because I’ve
reported on both before. First there was an email,
supposedly from Bell Canada, saying that the
credit card I was using to pay my Bell account
would not accept this month’s charge. However,
if I clicked on the Click Here button and updated
my credit card information, all would be well.
This was clearly an attempt to gain my credit card
information by a con artist because I don’t pay my
Bell account that way. In addition, the Account ID
provided in the email bears no similarity to that of
my true Bell account. It’s just twelve months since
I received an identical email, although the Account
ID was different. It’s important to remember that
legitimate companies do not contact clients by
email for this type of information.
The other scam came in the form of three
phone calls. First, when I answered the phone I
was told that Microsoft Windows Technical Support was calling because it had detected major
virus contamination in my system and I needed
their assistance. After listening to their “offer”
for a few seconds I broke in, told them that they
were running a scam, wanted nothing further
to do with them and then hung up. About four
hours later I received the second call with the
same message. This time I pointed out that I had
been contacted earlier and suggested that their
internal communication lines needed improvement. And I repeated that I wanted no part in
their fraudulent operation and abruptly terminated the call. I had just returned the receiver
to the cradle when the phone rang again. The
Caller ID window indicated that it was the same
agency calling. It rang three times and then quit.
I’ve not heard from them since but clearly they
don’t give up easily!
If you are part of a group that wishes to learn
more about frauds and scams call 613-564-5555
and leave a message. A Rotarian will call back
to initiate arrangements for a presentation. All
presentations are free and usually last between
40 and 60 minutes.
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8 YounG at Heart August 2014
Y@Hfinance
Three-quarters of Canadians have some form
of life insurance, but most not confident
with their level of coverage
BMO Insurance released a study in July revealing that while 74 per
cent of Canadians have life insurance either through coverage they
have bought themselves or through work, 70 per cent are not fully
confident that their life insurance policy will provide enough money
to take care of loved ones in the case of death.
Retirement planning
quick start guide
1. Conduct a retirement/income analysis
Estimate your monthly retirement living expenses like
utilities, insurance and mortgage payments. Be sure to consider additional costs such as travel, hobbies and other forms
of entertainment.
2. Investigate government sources
of income
Find out how much monthly income you can expect from
government sources like the Canadian Pension Plan (CPP) or
Quebec Pension Plan (QPP) and Old Age Security (OAS). There
are various online sources for this information.
3. Investigate your pension from work
(if applicable)
Determine whether your employer-provided pension plan is a
defined benefit plan or defined contribution plan. If it is a defined
benefit plan the Pension Administrator can give you a monthly
benefit payout estimate. If it is a defined contribution plan, you
will have to estimate the monthly pension.
Further, the study revealed that 88 per cent of
Canadians are not very familiar with the different
types of life insurance options available to them.
This finding could play a role in the low levels
of confidence that Canadians feel towards their
amount of life insurance coverage.
“Learning about the various kinds of life insurance and choosing which is best for you and your
family can be a challenge,” said Rocco Casullo,
Head, Direct to Consumer Insurance, BMO Insurance. “While there are many choices available, it’s
critical that you take the time to learn what is out
there and go through your options step by step.
Canadians need to make sure that they are well protected with life insurance coverage that suits their
specific needs.”
Casullo noted that there is no magic number
for the dollar amount of life insurance coverage
needed. There are many factors that determine
this, including age, family status, health, level of
debt and income. For those who are unsure of the
amount they need, it is important to start with the
basics. For instance, BMO Insurance offers a variety of easy-to-use online resources to help customers understand coverage levels and product options
specific to their situation.
It’s never too early
When asked when they think is the ‘right time’ to
buy life insurance, 63 per cent of respondents stated
that the best time to buy is as soon as one can afford
it, to take advantage of low premium rates.
5. Do the math
Add up your potential monthly income including government
pensions, workplace pension(s) and savings and investment withdrawals. Compare this total to your estimate of monthly retirement living expenses. The result should provide an indication of
whether you need to re-think your planned retirement lifestyle or
become more focused on saving or both.
6. Seek professional advice
You know your personal retirement goals better than anyone
else, but it might take the help of an expert to reach them. A
financial advisor can help you to assess your retirement income
needs, determine your expected sources of income, and help you
develop a plan that ensures you are adequately prepared for the
cost of living in retirement.
Provided by Investors Group. For more information visit
www.investorsgroup.com
How to choose the policy
that’s right for you
Casullo provides the following insights to Canadians who are considering purchasing a life insurance policy:
• Understand your options: Take the time to learn
and understand the types of insurance available.
•Work within your comfort zone: Whether buying
online or with the help of an advisor, there is no
shortage of resources and purchase options available.
• Know what is important to you: Insurance is not
only about making sure that you have enough
coverage to take care of financial commitments,
it is also about ensuring that the plans you made
for the future are still achievable.
For more information on BMO Life Insurance
visit www.bmo.com/insurance/life-insurance.
Canada’s Highest GIC Rates!
4. Count your savings
Review your TFSA and RRSP investments along with any
other investments you may have. Be sure to understand the rules
governing withdrawing income and the related taxes that may
be applied.
The study also examined the top reasons why
Canadians get life insurance:
• They do not want to burden their family financially after death (53 per cent).
• They have a sense of responsibility to buy it (49
per cent).
• They were told by family and or friends that they
should have it (16 per cent).
“We can’t control unexpected life events, but
we can control if we have developed a plan,” says
Casullo.
Heritage Group Financial is your onestop shop for the best GIC, RRSP and
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Whether you’re an experienced investor or you’re
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YounG at Heart August 2014 9
Y@Hhealthyliving
Parkinson SuperWalk: Raising funds and offering hope
On Sept. 6 and 7, more than 14,000 everyday heroes in 110 communities across
the country will display their superpowers
in the 24th annual Parkinson SuperWalk.
Each year, the event raises awareness and
money to support valuable education,
resources and support services for people
living with Parkinson’s and their families,
as well as research, such as the work of
Dr. Ali Salahpour at the University of
Toronto.
Salahpour is investigating how and why
a protein called TAAR1 blocks dopamine
action in the brain. When brain cells that
normally produce dopamine die, the symptoms of Parkinson’s appear. If he finds a
drug that inhibits TAAR1, which is present
in everyone, with or without Parkinson’s,
it could increase the effectiveness of the
remaining dopamine in the brains of people
with Parkinson’s disease.
“Inhibiting TAAR1 may also enable
people with Parkinson’s to use less of their
current medications, reducing complications and side effects and improving their
quality of life,” explains Salahpour.
Parkinson’s is a degenerative neurological disease for which there is no cure. More
than 100,000 Canadians and over six million people worldwide have Parkinson’s.
While research can take years to eventually become a treatment, the benefits can be
worth the wait and quite dramatic. Al Saulou
was taking medication every four hours day
and night. He was stooped; walked with
a shuffle and needed help with everyday
Photo: Parkinson Society of Eastern Ontario
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activities like dressing. Saulou’s Parkinson’s
was also affecting his wife, who supported
his intricate routine. Following deep brain
stimulation (DBS) surgery, Saulou stands
erect, walks normally and is much more
independent. He now carries his own “controller,” which enables him to adjust the
stimulator implanted in his brain.
“DBS did not magically appear; it is the
result of an enormous amount of research
and collaboration by dedicated scientists,”
says Saulou, who turned to Parkinson
Society to help him better understand this
complex disease and manage daily living.
DBS is not a cure for Parkinson’s; it
reduces the symptoms of the disease and
only about five per cent of people with
Parkinson’s are suitable candidates. Saulou
knows he’s one of the fortunate ones and
is humbled by his success, while others
continue to suffer.
To register for this year’s SuperWalk or
donate, visit www.parkinsonsuperwalk.ca.
Follow Parkinson SuperWalk on Facebook
or on Twitter @SuperWalk. For more about
Parkinson’s disease and to find support in
your community, visit www.parkinson.ca or
call 1-800-565-3000.
Women’s heart health survey
A new survey, ordered by the University
of Ottawa Heart Institute, shows that a majority of Canadian women lack knowledge
of heart disease symptoms and risk factors,
and that a significant proportion is even
unaware of their own risk status. The findings underscore the opportunity for patient
education and intervention regarding risk
and prevention of heart disease.
Heart disease is a leading cause of morbidity and mortality in men and women.
Our understanding of heart disease stems
chiefly from clinical trials on men, but
key features of the disease differ in women. Published in the Canadian Journal
of Cardiology (CJC), the article shows
findings from the first ever Canadian
national survey of women that focuses
on knowledge, perceptions, and lifestyle
related to heart health.
Undertaken in the spring of 2013, the
cross-country investigation surveyed 1,654
women aged 25 and over. Results showed
that just under half of the women were able
to name smoking as a risk factor of heart
disease, and less than one-quarter named
hypertension or high cholesterol. Surprisingly, fewer than half of all women surveyed
knew the major symptoms of heart disease.
“Women are under-studied, under-diagnosed, and under-treated because of a
lack of public and professional awareness
of women’s coronary risk,” said Lisa McDonnell, lead author and Program Manager
for the Canadian Women’s Heart Health
Centre at the Heart Institute. “The findings
show that we absolutely need to increase
awareness and knowledge, and to correct
misperceptions concerning the incidence,
prevalence, and significance of cardiovascular disease (CVD) among women and
health care providers.”
Furthermore, when it comes to being
informed about heart disease, the majority
of women mentioned their preference on
receiving information from their doctor,
but just half reported that their doctor had
discussed prevention and lifestyle with
them during consultations.
Perception vs reality
The survey also shows that women who
are at the highest risk perceived themselves
to be at a much lower risk. In a comparison of actual and perceived heart disease
knowledge, 80% of women with a low
knowledge score perceived that they were
moderately or well informed.
Y@Htravel
Experiencing Alberta’s Cowboy Trail
By Katharine Fletcher
“Did you know that the Sundance Kid worked here at
Bar U Ranch?” While driving a team of black Percheron
horses around the National Historic Site, an hour-and-ahalf south of Calgary, Dan Wilson regaled a wagonload of
visitors with stories. “Whenever the Northwest Mounted
Police would drop by, The Kid would disappear, saying
something about a fence to fix.”
At the turn of the last century, Bar U was internationally renowned for its purebred Percheron draft horses
and cattle. Today, the sprawling ranch commemorates the
heritage of the Canadian ranching industry.
Don Wilson drives a team of Percherons at Bar U
Ranch.
From vivid landscapes to vibrant
history, the wild west springs
alive in southern Alberta
Wilson dropped us off at a campsite where his wife
Myriam was brewing cowboy coffee over an open fire.
While we sipped, she explained how cowboys on the open
range would drive the cattle for months at a time. It was
a demanding job with long hours and short of comforts.
Understandably, it was the cook who fixed the cowboys’
“grub” who ruled each drive.
Bar U was our first stop on a tour of Southern Alberta’s
Cowboy Trail (Highway 22). Using Calgary as a base, we
drove south in pursuit of iconic cowboy, horse, and First
Nations experiences.
Next on our agenda was to head further south on Highway 22 to join a four-day horseback riding expedition
into Waterton Lakes National Park. At Waterton, after
spending our first night at Crandell Mountain Campsite
in a tipi, we went to Alpine Stables to saddle up and ride
into the mountains. After being matched to our horses,
where our abilities, weight and height were considered,
we were off, in the very capable hands of expert riderguide, Josh Watson.
“I’ve been exploring Waterton since I was little,” he
said. “My grandparents started Alpine Stables in 1969,
guiding horseback rides and our family still operates it. At
80, my grandfather is still riding these mountain trails!”
Sydney Opera House
Abel Tasman
National Park
New Zealand
Australia
South
Pacific
Islands
TM
St Regis Hotel
Bora Bora
Photos: Eric Fletcher
Josh Watson leading the way through an alpine
meadow in Waterton Lakes National Park.
I’d longed to visit Waterton for years because it is renowned for diverse wildlife, spectacular peaks and ridges,
plus lakes and varied ecosystems. Located just four hours
south of Calgary, it’s an accessible park bordering Montana’s Glacier National Park. In fact, they’re known as the
Waterton-Glacier International Peace Park, formed in 1932
to celebrate our two countries’ friendship.
Continued on page 12
Call and speak with Lise Knowles, a certified
Aussie Specialist and Downunder Expert
with more than 20 years of knowledge and
experience in planning and booking unique
and unforgettable, stress free vacations to
suit any time frame, budget and lifestyle.
Whether you prefer a fully escorted coach
tour, independent fly-drive holiday, camping trip or cruise, Lise will arrange every last
detail. She can, also, provide you with comprehensive travel insurance for your peace
of mind.
Call today to make an appointment to meet
with Lise to book your dream holiday to
Australia, New Zealand or the South Pacific
Islands!
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613-288-1399 1-800-265-5424
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Visit our website www.aussietravel.ca
YounG at Heart August 2014 11
Rentals
starting at
175
$
per night
La location à long terme est également disponible.
Photo: Eric Fletcher
Exhibit at Head-Smashed-In Buffalo Jump shows bison on the brink of the
cliff.
Alberta continued from page 11
Luxury cottages for rent
Weekends, holidays or anytime.If you just wish to
kick back and enjoy a turn key, fully equipped 4 star
log chalet just 20 minutes to Mont Tremblant.....
Pour un weekend, des vacances ou quelques jours
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or visit [email protected]
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Appelez-nous au 1-877-734-3414
ou écrivez-nous : [email protected]
12 YounG at Heart August 2014
Waterton’s diversity fascinates Watson,
who appreciates the highest ridges of the
park equally to the protected, sheltered valleys where wildflowers bloom. During our
July ride, we ascended Avion Ridge which,
at almost 2,500 metres, offered spectacular
views of range upon range extending to the
horizon. Watson sighed, murmuring “I’ll
never tire of this view!” Indeed: who would?
Because protection of the Continental
Divide was a major reason for the establishment of Waterton, it was a special thrill
to “ride the Divide” that height of land
where to the west, watersheds flow to the
Pacific and eastwards to Hudson Bay. We
ascended from the forested Lone Lake
Campground using the South Kootenay
Trail, then slipped in and out of Waterton
and BC’s adjoining Akamina Kishinena
Provincial Park while on the Great Divide
Trail. From an elevation of more than 2,000
metres, we gazed down a heady 300 metre
drop to the campground area.
All the while, Watson recounted stories
and history. “The South Kootenay trail
is where Kootenay First Nations crossed
into the prairies to trade and hunt bison,”
he said.
His comment resonated. Waterton’s human history dates from 10,000 years ago
when nomadic people followed herds of
bison, the animal which provided them
with food, clothing, tools as well as spiritual sustenance.
While riding on Waterton’s shared trail
network, we passed mountain bikers, hikers, and families enjoying leisurely picnicstrolls. Bikers cycled to gain altitude, then
locked their bikes to trees to continue on
foot to high-altitude destinations such as
Goat Lake. Many hikers carried backpacks
to designated campsites so they could linger amid the mountain ridges and alpine
meadows.
Goat Lake lived up to its name. Using
binoculars, I spied a male mountain goat,
picking his way along a seemingly impossible vertical rock face. Joining me, Watson gasped, “Look over there! There’s a
herd!” We watched, captivated as little kids
Small sizes : Under 50mm
jumped about, while their mothers calmly
negotiated the rocks.
As all good things come to an end …
sadly we returned to the stables. Wanting
our creature comforts, we stayed overnight
at the Prince of Wales Hotel, a National
Historic Site perched on a windy bluff overlooking Waterton Lake. With views extending to Montana, we wished we could linger,
to take the boat ride to Crypt Lake trailhead
… touted as one of the world’s best hikes.
It’s on the bucket list…
Onward ho! Head-Smashed-In Buffalo
Jump awaited, a World Heritage Site celebrating the crucial relationship between
bison and indigenous peoples. A video
notes that 6,000 years ago bison were stampeded over this site’s 10-metre-high cliffs
to their deaths. After the creatures were
butchered, their skins were cured for clothing and tipis, their meat dried, and bones
fashioned into tools.
Returning to Calgary through nowfenced farmland, it saddened us to think
of how the vast herds of 40 million bison
were quickly reduced to a thousand or so
individuals after European contact.
Want to truly experience the wild west?
Alberta beckons.
If you go
• Travel Alberta: www.travelalberta.com
• Parks Canada:
www.pc.gc.ca/eng/index.aspx
• Bar U Ranch:
www.pc.gc.ca/eng/lhn-nhs/ab/baru/
index.aspx
• Waterton Lakes National Park:
www.pc.gc.ca/eng/pn-np/ab/waterton/
intro.aspx
• Alpine Stables: www.alpinestables.com
• Prince of Wales hotel:
www.pc.gc.ca/eng/pn-np/ab/waterton/
natcul/natcul4.aspx
• Head-Smashed-In Buffalo Jump:
www.history.alberta.ca/headsmashedin/
Katharine Fletcher is a keen outdoorswoman who is happiest when exploring
on horseback. Read her blog at katharinefletcher.com
Y@Hathome
Cool recipes for patio entertaining
Chef-approved
summer salsa recipe
Three secrets to a
sensational burger
A tasty
BBQ sidedish
By Chef Matt Basile
Fussy food isn’t right for dining al fresco. Instead, simple, easy and fresh is the mantra of patio
entertaining this season. That’s why chefs and home
cooks alike turn to everyday party favourites like tortilla chips as an easy solve for speedy and delicious
summer-time dishes.
Kevin Prendergast, the executive chef at the Toronto
Hilton says adding seasonal or tropical fruit to something you’re already serving, like salad or salsa, can
create an instant taste twist that your guests will enjoy.
“Patio entertaining is about keeping it simple and
light with seasonal snacks that suit almost every taste,”
says Prendergast. “This time of year Canadians have access to an incredible array of summer flavours, so with a
little creativity, it’s easy to put a fresh spin on a salsa by
using fruit to create a dip paired with tortilla chips, or a
condiment topper for barbecued foods like grilled fish.”
Get your inspiration for fruit salsa from the beautiful colours found in the produce aisle of your local
grocery store. Try mixing spicy salsa with watermelon
or lime salsa with blueberries for a refreshing combination that will delight your guests.
Having a go-to source for your recipes is also an easy
way to come up with ideas of what to serve when time
is of the essence.
Simple Mango Salsa
Serves 8 people / Time: 10 minutes
Ingredients:
1
ripe mango
1/4 cup (50ml) chopped onion
1/3 cup (75 ml) Tostitos salsa
1 bag Tostitos tortilla chips
Directions:
• Cut the mango in little cubes.
• Combine mango, onion and salsa in a serving bowl.
• Serve immediately with Tostitos chips.
For more recipe ideas visit www.toastitos.ca
Crispy tortilla strips are a nice twist on the usual
crouton. They stay crisp a surprisingly long time even
once tossed in with the salad, making this a great BBQ
potluck contribution.
Mexican Tortilla Salad
with Lime and Jalapeno
Makes 9 servings
Ingredients:
8 cups (2 L) shredded romaine lettuce
2/3 cup (150 ml) julienned sweet yellow pepper
2/3 cup (150 ml) halved grape tomatoes
1/2 cup (125 ml) drained and rinsed canned black
beans
1/3 cup (75 ml) julienned red onion
2 tbsp (25 ml) seeded and minced jalapeno pepper
1/2 ripe avocado, diced
1/4 cup (50 ml) olive oil
2-½ tbsp (32 ml) fresh lime juice
1/2 tsp (2 ml) salt
1/4 tsp (1 ml) freshly ground black pepper
1-¼ cups (300 ml) PC Tortilla Strips Salad Topper –
Chili Lime
2/3 cup (150 ml) chopped fresh coriander
Directions:
• In large bowl, combine romaine, yellow pepper,
grape tomatoes, black beans, red onion, jalapeno
and avocado.
• Gently toss together until mixed.
• Drizzle with oil and lime juice.
• Sprinkle with salt and pepper and toss again. Add
tortilla strips and coriander; toss gently and serve
immediately.
More recipe ideas are available online at pc.ca
– News Canada
Absolutely any time is the perfect time to bite into
a juicy, flame-grilled burger oozing with a mixture of
flavourful toppings that are readily available in your
fridge and pantry. From the zest of a hot pepper to the
tang of a relish and crunch of a delicious Bick’spickle
– the possibilities are endless.
As owner and chef at the Fidel Gastro food truck,
here are my three secrets to a sensational burger:
Mix it up: I often combine chuck and brisket meat,
but a mix of ground beef and pork also works well. My
staple seasonings are salt, pepper and paprika. Use your
hands to combine everything and shape into patties.
Pre-chill then grill: Chill burgers in the fridge for
about an hour. This will keep the meat from falling
apart when you fire it on the grill. Flip only once to
prevent the meat from drying, at five to six minutes
(per side) for a medium burger.
One of my favourite burger recipes is for the Stampede Slider. Anyone with a hearty appetite will enjoy a
juicy beef burger glazed with barbecue sauce, hot pepper
rings and topped off with a deep fried baby dill pickle.
This burger is guaranteed to become a year-round staple.
Stampede Sliders
Prep Time: 5 minutes / Makes: 1 burger
1
slider bun, toasted
1 tbsp (15ml) barbecue Sauce
1 tbsp (15ml) Bick’s Zesty Onion Relish
1
small, cooked beef burger topped with cheddar
cheese, melted
Bick’s Hot Pepper Rings
Bick’s Yum Yum Sweet Pickles
1 tsp (5ml) finely chopped onions
1
deep fried Bick’s Garlic Baby Dill Pickle
Freezing: not recommended
Tip: to fry pickles, quarter a garlic baby dill pickle,
toss in flour seasoned with chipotle chili powder, dip
in egg and dip in seasoned breadcrumbs. Fry in oil on
all sides until crispy.
You can find this recipe and more at www.bicks.ca.
YounG at Heart August 2014 13
Four kitchen fixes for great compliments
No matter if you’re an aspiring chef or
TV dinner connoisseur, if the look of your
kitchen makes you want to dine out it may
be time for an upgrade. The kitchen should
be the heart of your home where you entertain, hold family meetings and even pay
bills. So why not take it from make-do to
magnificent?
Nothing reinvigorates a home like a
newly remodeled kitchen, but it’s true that
the costs to completely renovate this room
can add up quickly. In fact, according to
the National Kitchen and Bath Association
(NKBA), kitchen projects can range from
less than $20,000 to more than $100,000, so
it’s best to think of renovating this space as
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an investment. Here are five
“must-do” updates that ensure your remodeled kitchen
will earn compliments from
anyone who enters.
1. Faucet facelift
The sink area is among the
most hardworking of kitchen spaces, and the faucet in
particular, gets the most grueling daily workout. Because
of its constant use, updating
the faucet will immediately
improve the function and
look of your prep space.
To easily obtain a contemporary look in the kitchen, the
new Tilt pullout kitchen faucet
from Moen is the ideal choice
for homeowners wanting to
create a sleek and chic statement at the sink. Tilt offers
compact, modern styling that
works well in any size kitchen. It’s also offered in two ontrend finishes: Chrome and
Spot Resist Stainless, which
helps the faucet stay visibly cleaner, longer.
And don’t just stop with the kitchen
faucet. Fixtures such as built-in soap dispensers or beverage faucets can further the
functionality and improve styling at the
sink. In fact, research shows that more than
one-third of homeowners remodeling their
kitchens are interested in beverage faucets
with filtration systems, as well as matching
soap dispensers.
2. Amp up accessories
Much like fashion, accessories can make a
room. Think of hardware as the finishing touch
to make your space feel polished, but also
serve a purpose. To start, easily answer the ageold question: “Where’s the dish towel?” Most
homes don’t have a convenient place devoted
to hanging this commodity in the kitchen. For
a stylish solution, install accessories such as
hooks, towel bars or towel rings on the side
of an upper cabinet, the end of the island or in
other work areas. Next, think of the sink: accessories such as colanders and cutting boards
can now fit seamlessly into the sink to help
make meal prep and clean up a breeze.
3. Enhance the lighting
KanataLakesApartments.com
Lighting is a critical element in kitchen
design, both for its decorative and functional
benefits. But not all lighting is created
equal; the best way to enhance the room
is to install custom lighting to suit your
kitchen’s needs. It can also make the space
look roomier and more elegant. With
styles ranging from incandescent bulbs
with vintage glass shades to ultra-chic
halogen cones, hanging pendants are popular ceiling fixtures for the kitchen. For an
instant update, install pendants over an island or countertop where the low-hanging
fixtures won’t interfere with traffic flow.
4. Add personality
After tackling your kitchen updates, be
sure to treat yourself and your kitchen to
something nice. Adding something pretty
like a bouquet of flowers, new linens, or a
bright new tea pot will bring life into the
space. You can also jazz up your kitchen with lively artwork. Whether it’s a professional painting or fun vintage posters,
artwork helps complete your renovation.
Before starting demolition on your
kitchen remodel, make sure the design is a
reflection of you. By following these five
steps, not only will you have a kitchen
that complements your lifestyle, you will
also draw plenty of compliments from
family and friends.
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613-580-2424 ext. 46652
YounG at Heart August 2014 15
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