WINTER - CaliforniaChoice

HEALTHwatch
WINTER
2 0 1 3
marketing tips for brokers
Earn more
commissions
in 2013
We’ll show you how!
BONUSES EXTENDED!
DETAILS INSIDE
marketing tips for brokers
HEALTHwatch
WINTER
2 0 1 3
CaliforniaChoice Offers Higher Commissions
CaliforniaChoice is offering a 1% bonus
for all new 2013 business. There’s no
limit to the number of groups with 2
to 50 employees you can write – and
your bonus payout continues for 12
months whether it’s direct or through a
participating General Agency.*
2013 is still the year you
can earn great income with
CaliforniaChoice.
Don’t forget to ask about our .90 RAF
Special for qualified groups of 10-14.
Call today for details
800.542.4218
* Participating General Agencies include Beere & Purves, BenefitMall, Claremont Insurance Services, Dickerson Employee Benefits, LISI, Rogers Benefit
Group, Shepler & Fear, Warner Pacific, and Word & Brown.
C A SH BON US E X T E ND E D
EARN $45
per member
CaliforniaChoice 51+ is offering $45 for every employee and
dependent enrolled through June 1, 2013 effective dates!
CaliforniaChoice 51+ offers Health Net, Kaiser Permanente, and
Western Health Advantage in one program and:
• Nominimumparticipationrequirementsbetweencarriers
• FREEdiscounteddental
• Vision
• Hearingservices
• FREEaccesstoCalPerksDiscountProgram
• FREEHRsupport
• ONEconsolidatedbillforallcoverage
Ready to quote? Call 866.226.7431 today!
Quick Reference Guide to Benefit Programs
Employers with 2-50 Employees
CaliforniaChoice® provides outstanding choices for small groups including access to
six health plans and multiple plan designs – all in one program.
www.calchoice.com
800.542.4218
HSA California® can reduce premiums and lower taxes. And it’s the only HSA
program that offers three health plans in one program.
www.hsacalifornia.com
866.251.4625
Kaiser Permanente Choice Solution has access to Kaiser Permanente benefits
with a variety of plans to fit any budget.
www.kpchoicesolution.com 800.416.4395
Employers with 2-99 Employees
CHOICE BUILDER
Choice Builder® is the nation’s only ancillary Exchange that offers dental, vision,
chiropractic, and life carriers – all in one program.
www.choicebuilder.com
866.412.9254
www.calchoiceplus.com
866.226.7431
Employers with 51-199 Employees
CaliforniaChoice51+ lets employers control their budget while still offering employees
all the benefits they want at a price they can afford.
Employers with 5 or more Prevailing Wage Employees
Contractor’s Choice® helps contractors become more competitive by rerouting
fringe benefits so employees use them for healthcare benefits, reducing overall
job costs.
www.contractorschoice.net 866.358.9456
CHOICE BUILDER
Diversify
YOUR PORTFOLIO
with Ancillary Benefits
Most brokers know Choice Builder is a great ancillary benefits program for groups of
2-99 employees.
But did you know?
• ChoiceBuilderoffersupto5Dental,3Vision,Chiro,andLifeplansat2livesplus.
• You can mix and match plans – and you can offer both Employer Sponsored and
Voluntaryprograms.
• ChoiceBuilderincludesthelargestPPOandHMOnetworksinCalifornia.
• There’saDentalHMOwithChildOrthoat2livesplus.
• There’saDentalPPOwithChildOrthoat5livesplus.
• UCR plans are available.
• No DE-9 is required.
• It’s easy to enroll all coverage with our Universal Enrollment Form.
Call 866.412.9254 today to find out how Choice Builder can diversify
your portfolio and help your business grow!
®
Two Ways
to sell
More carriers.
More networks.
More choice.
With Aetna’s Value Network now available through CaliforniaChoice,
you have more network options to present to your clients. Both the Full
Network and Light Network options offer more health plans, providers,
and hospital access than any other single-carrier solution in the market.
Plus, your groups get access to CaliforniaChoice’s renowned valueadded benefits like free discount Dental and Vision, free Hearing program,
free online HR support, and free Cal Perks discounts.
Your clients can choose the network
that makes sense for them.
CaliforniaChoice
Full Network
CaliforniaChoice
Light Network
HMOs
HMOs
• AnthemBlueCross
• AetnaValueNetwork
• HealthNet
• AnthemBlueCrossSelect
HMONetwork
• KaiserPermanente
• SharpHealthPlan*
• WesternHealthAdvantage*
• HealthNetSilverHMO
Network
• KaiserPermanente
• WesternHealthAdvantage*
• SharpHealthPlan*
PPOs
PPOs
• AnthemBlueCrossPPO
Network
• AnthemBlueCrossPPO
Network
* Regional availability
* Regional availability
For more information call 800.542.4218 today!
A MESSAGE FROM
THE PRESIDENT & CEO
Ron Goldstein, CLU
Dear Valued Producer,
Diversification is key to success
whether you’re buying real estate,
building a stock portfolio, or running
a business. Diversification is also key
for brokers when building a portfolio
of offerings for clients.
2013 will present new challenges as
state governments begin to promote
open enrollment opportunities in
health insurance exchanges. Some
industry analysts predict that
businesses will turn to brokers in
even greater numbers to help them
navigate health reform, ensure they
are in compliance with government
regulation, and build benefit packages
that help attract and retain valuable
employees.
Providing clients and prospects with
diverse offerings like ancillary benefits
from Choice Builder and new network
options from CaliforniaChoice make
it easy to build a business model
that gives clients more reasons to
choose you as their benefits expert,
while strengthening your business for
tomorrow and today.
Sincerely,