F:\Program Files\Corel\WPDocs\Historical Society\Newsletters\2013

Transcription

F:\Program Files\Corel\WPDocs\Historical Society\Newsletters\2013
3RZD\(FKRHV
$1(:6/(77(52)7+(32:$<+,6725,&$/$1'0(025,$/62&,(7<
3UHVHUYLQJ3RZD\·V3DVWIRUWKH)XWXUH
-HII)U\H3UHVLGHQW
635,1*
SRZD\KLVWRULFDOVRFLHW\RUJ
-R\H'DYLVVRQ(GLWRU
%,//27,6$1'7+(32672)),&(
3RZD\3LRQHHU%LOO2WLVZDVDPDQ\RIPDQ\
LQWHUHVWV+LVIDWKHUDUHQRZQHGEXLOGHUZDV
LQYROYHGLQWKHFRQVWUXFWLRQRIWKH86*UDQW+RWHO
DQGPDQ\RWKHURIWKHODQGPDUNEXLOGLQJVRI6DQ
'LHJR·V´1HZ7RZQµEHIRUHPRYLQJKLVIDPLO\WR
3RZD\LQWREHFRPHDIDUPHU+HSXUFKDVHG
DFUHVDORQJ3RZD\5RDGEHWZHHQZKDWDUHQRZ
(YDQVWRQ'ULYHDQG$QQ25HQR/DQH
7KH\RXQJHU2WLVWRRNWRIDUPLQJLPPHGLDWHO\
WXUQLQJGRZQDQDSSRLQWPHQWWRWKH1DYDO$FDGHP\
WRZRUNWKHSURSHUW\ZLWKKLVIDWKHUJURZLQJJUDSHV
SHDFKHVZKHDWDQGEDUOH\7KDWKRZHYHUZDVMXVW
WKHEHJLQQLQJ
:LWKWKHIRUPDWLRQRIWKH3RPHUDGRVFKRROGLVWULFW
KHVXEPLWWHGWKHVXFFHVVIXOELGWRWUDQVSRUWVWXGHQWV
WRWKH3RZD\0HUWRQDQG%HUQDUGRVFKRROV
SXUFKDVLQJD0RGHO7IODWEHGWUXFNDQGFRQYHUWLQJLW
LQWRDVFKRROEXV+HDGDSWHGDQRWKHU0RGHO7WR
KDXOWKHURFNVXVHGLQWKHFRQVWUXFWLRQWKHPDLQ
EXLOGLQJVDQGILUHSODFHDW%LJ6WRQH
$OZD\VRQWKHFXWWLQJHGJHKHODLGFODLPWRKDYLQJ
WKHILUVWWUDFWRUWKHILUVWLQGRRUEDWKURRPDQGWKH
ILUVWHOHFWULFVHUYLFHLQ3RZD\
,QRUKHEUDQFKHGRXWE\LQVWDOOLQJ3RZD\·V
ILUVWWHOHSKRQHH[FKDQJHLQKLVPRGHVWKRPH´:H
GLGQ·WKDYHDORWRIURRPLQWKHKRXVHµ2WLVWROG+DO
'DYHHLQDLQWHUYLHZZLWKWKH3RZD\1HZV
&KLHIWDLQ´EXWWKH\PDQDJHGWRKRRNXSD
VZLWFKERDUGZLWKZKLFKZHFRXOGVHUYLFHWKHHLJKWRU
QLQHWHOHSKRQHVWKDWZHUHLQVWDOOHGLQ3RZD\µ
)URPWKHUHWKHQH[WVWHSZDVWRDGGWKHSRVWRIILFH
WRWKHWHOHSKRQHH[FKDQJH²DOWKRXJKWKLVZRXOG
KDSSHQLQDIDUIURPRUGLQDU\IDVKLRQ
7KH3RZD\3RVW2IILFHZDVHVWDEOLVKHGRQ-XQH
&DVWDQRV3DLQHZDVQDPHGWKHILUVWSRVWPDVWHU
1RIHZHUWKDQPHQDQGZRPHQKHOGWKHWLWOHRI
3RVWPDVWHURU3RVWPLVWUHVVEHWZHHQWKHQDQG
7KHSRVWRIILFHERXQFHGDURXQGIURPORFDWLRQWR
ORFDWLRQJHQHUDOO\EDVHGLQDSULYDWHKRPHRU
FRPELQHGZLWKDPRGHVWVWRUH
,QWKHUHZDVZKDWFDQEHVWEHGHVFULEHGDVD
KRVWLOHWDNHRYHURIWKH3RZD\3RVW2IILFH2WLVZDV
KHVDLGWHOHSKRQHGE\WKH3RVW2IILFHLQ:DVKLQJWRQ
'&DQGDVNHGWRWDNHWKHSRVLWLRQRISRVWPDVWHU$
/RV$QJHOHV0DQLWVHHPVKDGSXUFKDVHGWKH
SURSHUW\DW3RZD\5RDGDQG0LGODQGWKDWKRXVHGWKH
SRVWRIILFHDQG3RZD\·VRQO\JURFHU\VWRUH
´7KHPDQILJXUHGKH·GMXVWNHHSWKHSRVWRIILFHDQG
VHWXSEXVLQHVVDWWKHROG%LJ6WRQH/RGJHRQ6RXWK
3RPHUDGRµ2WLVVDLG
2WLVVHWRXWWRWDNHSRVVHVVLRQ´7KH\SXWXSTXLWHD
IXVVEHIRUH,FRXOGEULQJKRPHWKHUHFRUGVVWDPSV
PRQH\RUGHUVDQGDOOWKHRWKHUWKLQJVLQP\FDUµKH
UHFDOOHG,WWRRNWKUHHYLVLWVWR%LJ6WRQH(YHQWXDOO\
WKH)%,VHQWDJHQWVRXWWRFKDWZLWKWKHPDQ7KH
QH[WWLPH2WLVDUULYHGHYHU\WKLQJZDVER[HGXSDQG
UHDG\WRJR+HVHWLWXSRQKLVIURQWSRUFK
:LWKERWKWKHSRVWRIILFHDQGWKHWHOHSKRQHH[FKDQJH
LQKLVKRXVHWKLQJVEHFDPHZD\WRRFURZGHG+H
FRQVWUXFWHGDEXLOGLQJULJKWQH[WWRKLVKRPHWKDW
FRQWLQXHGQH[WSDJH
ZRXOGDFFRPPRGDWHWKHSRVWRIILFHWHOHSKRQH
H[FKDQJHDQGDVWRUH7KHH[FKDQJHUHPDLQHGXQWLO
WKHDXWRPDWLFGLDOV\VWHPFDPHWRWKHYDOOH\LQ
DQGDIXOOWLPHVZLWFKERDUGZDVQRORQJHUQHHGHG
+D\DQGIHHGZHUHDGGHGWRKLVRIIHULQJV/DWHUDJDV
VWDWLRQZDVDGGHG+HZDVDEXV\PDQ
DQGRSHUDWHGE\WKH863RVW2IILFH²ZDV
FRQVWUXFWHGDWWKHVRXWKZHVWFRUQHURIZKDWLVQRZ
0LGODQGDQG+LOOHDU\
,Q2WLVFRQYHUWHGWKHHDUOLHURIKLVWZRSRVW
RIILFHVWRUHEXLOGLQJVLQWRWKH´(JJRPDWµZKHUH
FXVWRPHUVFRXOGEX\WKHHJJVSURGXFHGE\KLV
FKLFNHQVRQDVHOIVHUYHEDVLV
0DUYHO7DXQWUHSODFHG2WLVDVDFWLQJSRVWPLVWUHVVLQ
-DQXDU\RIVWLOOEDVHGRXWRI2WLV·EXLOGLQJ
2WLV·\HDUVLQWKHSRVWKDGEHHQWKHORQJHVWWHQXUH
WRGDWHLQFKDUJHRIWKH3RZD\3RVW2IILFH
$V3RZD\JUHZDODUJHUSRVW
RIILFHZDVQHHGHGVRKHEXLOW
RQHDWWKHHDVWHQGRIKLV
SURSHUW\7KHSRVWRIILFHVWLOO
VKDUHGTXDUWHUVZLWKDVWRUH
ZKLFKZDVKDQG\IRUDUHD
UHVLGHQWV²SDUWLFXODUO\FKLOGUHQ
ZKRFRXOGSLFNXSDIUR]HQ
WUHDWDORQJZLWKWKHIDPLO\PDLO
7KHPXOWLSXUSRVHEXLOGLQJ
UHPDLQHGLQVHUYLFHXQWLO
ZKHQDQHZSRVWRIILFHEXLOGLQJ
²WKHILUVWRQHLQ3RZD\RZQHG
7KHQHZHUEXLOGLQJEHFDPHWKHZHOONQRZQ5HG
%LUG·V7DYHUQ
%RWKSRVWRIILFHEXLOGLQJVDV
ZHOODV2WLV·KRPHDUHQRZJRQH
UHSODFHGE\DXWRGHDOHUVKLSV
7KH0XVHXPLVFRPSOHWLQJD
QHZZDONLQH[KLELWVKRZFDVLQJ
WKHVRUWVRILWHPVRQHPLJKW
KDYHIRXQGLQRQHRI3RZD\·V
HDUO\3RVW2IILFHVWRUH
FRPELQDWLRQV
a0DU\6KHSDUGVRQ
3RZD\3RVW2IILFH
5HVRXUFHV
´3RZD\3RVWPDVWHU+DG2IILFHLQ&DUµ%RE5RGULJXH]6DQ'LHJR(YHQLQJ7ULEXQH
´(DUO\'D\VRI3RZD\5HFDOOHGE\%LOO2WLVµ+DO'DYHH3RZD\1HZV&KLHIWDLQ
3RZD\3RVW2IILFH+LVWRU\µ3RZD\+LVWRULFDO6RFLHW\
WK$11,9(56$5<³5(0(0%(5:+(1
:HDUHORRNLQJIRUZDUGWRRXUWKDQQLYHUVDU\LQWKH
IDOORI:HKDYHWZRVSHDNHUV9LQFHQW5RVVL
DQG%LOO7RRQH9DULRXVDFWLYLWLHVDUHSODQQHGZLWKDQ
RSSRUWXQLW\WRKDYHDSKRWRJUDSKWDNHQRI\RXU
IDPLO\$UHDVRQDEO\SULFHGOXQFKHRQLVSODQQHGVR
WKDW\RXFDQVLWGRZQDQGUHPLQLVFHZLWKRWKHUV
7KHUHZLOOEHGRFHQWVZKRFDQWDONWR\RXDERXWWKH
PXVHXPDUWLIDFWV:HDUHKRSLQJWKDW\RXZLOOEULQJ
IDPLO\SKRWRVJHQHDORJ\DQGSOHQW\RIPHPRULHVWR
VKDUHZLWK3+06
&RQWDFW-DQ5XEDFN\FKDLUPDQDUFKLYLVWIRUPRUH
LQIRUPDWLRQRU
SRZD\KLVWRULFDO#PXVHXPVGFR[PDLOFRP
a-DQ5XEDFN\
+,6725,&$/62&,(7<%2$5'2)',5(&7256
3UHVLGHQW
VW
9LFH3UHVLGHQW
QG
9LFH3UHVLGHQW
6HFUHWDU\ -HIIUH\)U\H
7UHDVXUHU
-HDQ:RRGUXII
&DURO&UDIWV
$W/DUJH
-R\H'DYLVVRQ
-DQ5XEDFN\
$W/DUJH
%DUEDUDQQ3DUNHU
*ZHQPDULH+LOOHDU\
$W/DUJH
-LP4XLULQJ
7KH%RDUGPHHWVWKHVHFRQG:HGQHVGD\RIWKHPRQWKDW$0LQWKH0XVHXP
2
,17+(086(80
35(6,'(17
60(66$*(
&XUUHQWO\RQGLVSOD\LQWKHODUJHVKRZFDVHVWKHUH
DUHPRQWDJHVFHOHEUDWLQJ6W9DOHQWLQH·V'D\DQG
6W3DWULFN·V'D\&RPHE\DQGOHDUQWKHKLVWRU\
DQGLQWHUHVWLQJIDFWVUHJDUGLQJWKHVHKROLGD\V
:KDWKDVKDSSHQHGWRRXUUDLQ",DPUHDGLQJDERRN
WLWOHG7KH&DOLIRUQLRV7KHDXWKRUZULWHVRID
V&DOLIRUQLDZHUHVWUHDPVDQGVSULQJVUXQLQWKH
FDQ\RQVDQGUDYLQHVRIRXUKLOOVDQGPRXQWDLQV,
KDYHRIWHQZRQGHUHGKRZRXUSUHGHFHVVRUVVXVWDLQHG
OLIHDQGFRPPHUFHLQWKH\HDUVSULRUWRRXUZDWHU
GLVWULFW:DVJURXQGZDWHUPRUHSOHQWLIXO"
6SULQJWLPHLVOLQLQJXSKHUHDW2OG3RZD\3DUN7KH
*DUGHQ&OXEZLOOKRVWWKH$QQXDO*DUGHQ6KRZ$SULO
WKWKURXJK$SULOWK7KH*DUGHQ&OXEKDV
H[KLELWHGLQWKH1HOVRQ+RXVHHDFK\HDUDQGWKLV\HDU
ZLOOKDYHH[KLELWVLQRXUPXVHXPDVZHOO
6WDUWLQJ6DWXUGD\)HEUXDU\+DUROG'YRUDNLV
VKDULQJKLV::,,DQG9LHW1DP(UD0RGHO6KLS
FROOHFWLRQKHUHDWWKHPXVHXP+DUROGLVDORFDODUWLVW
DQGFUHDWHVWKHVHVKLSVIURPVFUDWFK(DFKVKLSLV
EXLOWWRVFDOHDQGKDQGSDLQWHGZLWKJUHDWGHWDLO6WRS
E\WKHPXVHXPWRYLHZWKLVLQFUHGLEOHH[KLELW
2XU*HQHUDO6WRUH3RVW2IILFHLVSUDFWLFDOO\
FRPSOHWHGDQGLQXVHDWWKHPXVHXP0DQ\WKDQNVWR
5RJHU0RKOLQJIRUKLVNQRZOHGJHDQGVNLOOVLQKHOSLQJ
XVFUHDWHWKHH[KLELW)RU\RXIRONVWKDWDUHQRW
IDPLOLDU5RJHUKDVEHHQLQWKH3RZD\QHLJKERUKRRG
VLQFHWKHHDUO\
V+HLVLQWKHEXLOGLQJLQGXVWU\
DQGSRVVHVVHVDJUHDWNQRZOHGJHDQGIODLUZLWK
DUFKLWHFWXUH5RJHUZRUNHGLQFRQFHUWZLWKWKH&LW\
RI3RZD\DQGVSHDUKHDGHGWKHGHVLJQDQG
FRQVWUXFWLRQRI2OG3RZD\3DUN
+DSS\6W3DWULFN·V'D\
<RXFDQDOVRFKHFNRXWWKHSURJUHVVRQWKHSRVW
RIILFHJHQHUDOVWRUHEHLQJFRQVWUXFWHGLQVLGHWKH
PXVHXP7KLVIHDWXUHZLOODGGWR\RXUYLVLWDQGJLYH
\RXDQLQVLJKWRQKRZWKLQJVZHUHLQHDUO\3RZD\
086(80*,)76+23
6SHDNLQJRIWKH:DWHU'LVWULFWZHZDQWWRZHOFRPH
0DU\6KHSDUGVRQWRRXUVWDII0DU\
VIDWKHU'DYLG
6KHSDUGVRQZDVDSLRQHHUDQGRQHRIWKHRULJLQDO
IRXQGHUVRIWKH3RZD\:DWHU'LVWULFW0DU\DQGKHU
IDPLO\KDYHEHHQYHU\LQVWUXPHQWDOLQWKH
GHYHORSPHQWRI3RZD\9DOOH\GXULQJDQGVLQFHWKH
V0DU\LVDQGZLOOEHDIDQWDVWLFEULGJHIRU
3RZD\
VKLVWRU\W\LQJWRJHWKHUVRPDQ\LPSRUWDQW
EHQFKPDUNV7KH:DWHU'LVWULFWKRXVLQJDQGUHDO
HVWDWHGHYHORSPHQWHDUO\FLW\KRRGDQGVKHKDVDQ
LQFUHGLEOHSKRWRFROOHFWLRQ
6WRSE\WKHPXVHXPJLIWVKRSDQGILQG
LQWHUHVWLQJLWHPVIRUVDOH7KHPRVWSRSXODULWHP
FRQWLQXHVWREHWKHSHQFLOVKDUSHQHUV7KHFRIIHH
PXJVDUHRQVDOHDQGWKHUHDUHIRXUGHVLJQV
0(0%(56
:HZHOFRPHUHWXUQLQJPHPEHU'LDQD6PLWKDQG
QHZPHPEHU(GZDUG%HQQHWW
/RWVDQGORWVRIDFWLYLW\KHUHDW2OG3RZD\3DUNDQG
ZLWKWKH3RZD\+LVWRULFDODQG0HPRULDO6RFLHW\,WLV
VXFKDSOHDVXUHWRZRUNZLWKWKHSXEOLFDQGZHWKH
%RDUGRI'LUHFWRUVWKDQN\RXDOOIRU\RXUVXSSRUW
a-HII)U\H
6RPH'HFHPEHUDQG)HEUXDU\GXHVKDYHQRW
EHHQSDLG3OHDVHNHHS\RXUPHPEHUVKLSFXUUHQW
a-HDQ:RRGUXII
3
3RZD\+LVWRULFDODQG0HPRULDO6RFLHW\
32%R[
3RZD\&$
6$9(7+('$7(
681'$<6(37(0%(5
7+$11,9(56$5<
32:$<+,6725,&$/$1'0(025,$/62&,(7<0(0%(56+,3$33/,&$7,21
1$0(BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB
$''5(66BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB
&,7<67$7(=,3BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB
3+21(BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB(0$,/BBBBBBBBBBBBBBBBBBBBBBBBBBBBBB
*1(:
*5(1(:$/
*
$500
LIFE
*
$15
INDIVIDUAL
&RPSOHWHIRUPDQGVHQG
* $20
ZLWK\RXUFKHFNWR
3+06
* $25
32%R[
3RZD\&$
2SWLRQDO,ZRXOGOLNHWRKHOSZLWK
/LEUDU\*
* 6SHFLDO(YHQWV*
* 7RXUV*
*
* BUSINESS
* SMALL (1-10 EMPLOYEES)
* MEDIUM (11-25 EMPLOYEES)
* LARGE (26+ EMPLOYEES)
FAMILY
ORGANIZATION
3+06LVDFQRQSURILW
FRUSRUDWLRQ
$UWLIDFWV*
'RFHQWLQ1HOVRQ+RXVH*
*
*
'RFHQWLQ0XVHXP*
5HVHDUFK*
*
*

Similar documents

Shamati - Kabbalah.info

Shamati - Kabbalah.info 7KH%ULJKW2QH $QGIURPWKH+HDYHQV+HVKLQHV 7KHUH²ZLWKLQWKHFXUWDLQRIWKHVFUHHQ 7KHVHFUHWRIWKHULJKWHRXVLVWKHUHPDGHFOHDU $QG/LJKWDQGGDUNQHVVVKLQHWRJHWKHU +RZJRRGLWLVWR...

More information

Plating equipment and accessories

Plating equipment and accessories 2XU FRPSDQ\ DGRSWHG D &HUWL¿HG 4XDOL W\ 6\VWHP LQ DFFRUGDQFH ZLWK 81, (1 ,62  VWDQGDUGV KDYLQJ DV PDLQ DLP WKH VDWLVIDFWRU\ IXO¿OOPHQW RI FXVWRPHU QHHGV 7KLV J...

More information

Design Guide What`s your style?

Design Guide What`s your style? ‡ &DELQHWUHIDFLQJLVWKHSURFHVVRIUHSODFLQJFDELQHWGRRUVGUDZHUIURQWVDQGNQREVDQGWKHQ DSSO\LQJQHZYHQHHUWRDOOWKHH[WHUQDOO\YLVLEOHSDUWV,QVWHDGRIEUHDNLQJGRZQWKHHQWLUH FDELQH...

More information