GECU`s Bill Pay

A Quick and Easy Guide to
GECU’s Bill Pay
If only all
your chores
were this easy!
Bill Pay from GECU… It’s Fast! It’s Easy! It’s Free!
Bill Pay is a free, secure
service from GECU that allows
you to conveniently pay your
bills online from any computer
in a matter of minutes. Pay
anyone, anytime, anywhere in
the U.S. – from mor tgage
lenders to gardeners. You
have complete control of your
bills because you decide who
you’re going to pay, when to
pay, and how much to pay.
Bill Pay Is Safe!
How safe is it? - Let’s put it
this way: You’re more likely
to win the lottery than to
have the security of a Bill Pay
transaction compromised.
That’s because Bill Pay uses
the highest standards of
encryption available.
It’s guaranteed - Your Bill Pay
transactions are protected by
the same laws that protect you
from credit card fraud, limiting
your liability to a maximum
of $50 for unauthorized use
of your account. You’re also
protected from late charges if
a bill is not paid properly due
to our error.
Logging In
Payment Center
Connect to the
Internet using a browser
of your choice.
(To use Bill Pay,
your Internet browser
must support 128-bit
encryption.)
Log on to
SmartBranch® at
www.gecu-ep.org
using your
User ID Number
Click the
“Bill Pay” tab
(on the first row of options)
to launch Bill Pay.
Click
“View and Pay Bills.”
Work from the following
toolbar by selecting the
appropriate link.
Pay Bills - Click here to
make payments, view
incoming e-bills, view and
edit pending payments, and
view all payments scheduled
for the current month.
Manage My Bills - Click
here to update information
on bills and set up automatic
payments, e-bills, alerts and
can also delete biller.
Add A Bill - Click here
to add a new bill to
your bill paying list.
My Accounts - Click
here to view information on
the checking account you
selected to pay bills from
or add another checking
account.
My Profile - Click here
to view your profile data.
Pay Bills
Make payments, view incoming e-bills, pending
payments and recently processed payments on
this screen. View each bill in detail or quickly
make several payments.
n Identify automatic payments you have set up.
Click the icon to edit your automatic payment settings.
Enter payment amounts on this screen to
make one or more payments.
n
n Select a payment due date from the pop-up
calendar. (Only valid due dates can be selected.)
Click the “Send Payment” button to submit
payments.
n
n Incoming Bills – A special icon alerts you
when an e-bill is due.
Click the icon to view the bill in detail, or schedule
a payment from the Payment Center page.
n
Cancel pending payments before they
are processed by clicking the “Cancel” link.
n Schedule Multiple Payments – Use this feature
to pay multiple bills at one time. Your account
information is already there - just fill in the amounts
and payment dates to pay all your bills in minutes.
You can schedule payments up to a year in advance.
View Bill History
Recent Payments All payments made
in the current month
are listed here.
View Bill History –
Click the “View
Bill History” link at the
bottom of the current
month’s payments.
n Select a date range
for the period you
wish to view and click
the “Refresh” button.
n Click “View Detail”
to see more detail
information about a
specific payment.
Click
“Download to Quicken”
to download information
to Quicken
(versions 2004 and earlier).
Add A Bill
Add A Bill
With GECU’s Bill Pay, you
can pay anyone, anytime,
anywhere in the U.S.,
from national companies
to individuals. Most large
companies, such as credit card
companies and department
stores, accept electronic
payments. You can even pay
individuals you pay on a regular
basis, such as your babysitter,
gardener or anyone else you
pay using a check.
To Add A New Bill
Choose whether you’ll
be paying a company
or an individual.
n Enter the billing information,
such as account number,
address and phone number.
n Click “Add Bill” or “Cancel”.
n You’ll receive a confirmation
that the bill has been
added to your list.
n Click “Finished”.
n To add another bill, click
“Add Bill” and repeat
the process.
n If the billing company
can provide electronic
bills instead of paper
bills, and you would
prefer to receive future
bills electronically, just
follow the prompts on
the screen.
n
Manage My Bills
Manage My Bills
Using the
Automatic
Payment option of
GECU’s Bill Pay
gives you added
convenience
because you set
up the payment
schedule just once
and all future
payments require
a quick click
to approve.
To Set Up An
Automatic Payment:
Click the “Manage My Bills” link
to open the screen.
n
Select the company or individual from
the drop down box you wish to pay
using Automatic Payment.
n Click “Add an Automatic Payment.”
n
Select the account you wish to make
the payments from.
n Enter:
◆ Payment Amount
◆ First Payment Date
◆ Payment Frequency
n
Determine when you want the payment
to stop.
n
Schedule Repeating Payments
Use this feature to pay regularly
occurring bills for a set amount - your
rent, tuition, or loan payments. Select
a payee and fill in the amount, first
payment date, frequency, and number
of payments or indicate to pay until
further notice. You can also specify a
different amount for the final payment.
Help is just a click away. Just click the “Help”
link located above the main toolbar: You’ll find a
list of frequently asked questions -- with answers,
of course; a glossary of terms and other online
resources to guide you through the process.
www.gecu-ep.org