PCMCU MCECU - PCM Credit Union

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PCMCU MCECU - PCM Credit Union
601 Willard Drive
P.O. Box 28500
Green Bay, WI 54324-0500
920/499-2831 • 877/373-4023
INSIDE
New Family of
Members
$110 in 37 Days
Mobile App Update
Gift-Giving Ideas
Scholarship Winners
Chili-Bowl Fundraiser
A Time for Giving
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Detai !
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In e
HOLIDAY HOURS
COMMUNITY
The following holiday hours and credit union
closings are for the credit union lobby, drive-up,
and branch office:
CORNER
It is time to open your heart… and your pantry, and coat closet for
this year’s community giving! The credit union is currently a drop off
location for the Salvation Army’s Coats for Kids Campaign as well as
the Stock the Shelves Campaign!
Closed all day: Monday, October 13th
Columbus Day, for a full staff training day
CHILI•BOWL
Fundraiser
Closed all day: Thursday, November 27th
In observance of Thanksgiving Day
Closing at 1pm: Wednesday, December 24th
In observance of Christmas Eve
Closed all day: Thursday, December 25th
In observance of Christmas Day
Exciting News To Share!
Subject to final approval from NCUA,
Marinette County Employees Credit
Union will merge their operations into
PCM Credit Union effective 1-1-2015.
MCECU currently has approximately 2,200
members and $15.5 million in assets, primarily
serving governmental employees, Marinette
Marine Corp., and their families. They are
financially very sound, with a 12% reserve
to asset ratio. Their current location of 1740
Stephenson Street in Marinette will become
PCMCU’s new branch office.
After initial discussions earlier in the year,
the Board of Directors from each credit union
unanimously voted to proceed with the merger.
MCECU’s members approved the plan on August
26th. Board Chair Karen Sylvester stated at this
meeting, “PCM Credit Union is definitely the
best option for our members. We both have the
same type of Select Employee Group charters
and their ‘People Caring More’ culture is what
we are all about too. This partnership builds on
the strengths of both our institutions providing
increased services and technology that all
members need and want.”
MCECU
PCMCU
Regarding the merger, President Dan Wollin
stated,
“Unlike most large credit unions, this
merger will be the first in the history
of PCM Credit Union. Credit unions
have been consolidating for some
time and will continue to do so as
smaller credit unions struggle with
increased regulatory compliance and
competition. Bottom line, members of
both credit unions will be better off as
one credit union with 11,000 members
rather than two credit unions with
8,800 and 2,200 members. Our larger
size will provide improved efficiencies
that will benefit everyone.”
This is an exciting time for PCMCU members
and for the new family of members that will be
joining us in 2015.
Closing at 1pm: Wednesday, December 31st
In observance of New Year’s Eve
Please bring in any new
or gently used coats by
October 29th
to be donated to a child in need in Northeast
Wisconsin. Your gift of warm clothing for
the children of our community is greatly
appreciated!
Also, please bring in non-perishable food
items to fill up the grocery cart for the
community food drive! All food items will
be delivered just in time for the holiday
season! Monetary donations will also be
accepted!
PCMCU’s FALL SHRED FEST
Saturday, Oct. 18th, 9am-12Noon
PCMCU - 601 Willard Drive
This event’s donations benefit the Ashwaubenon Food Pantry, “Stocked Shelves”.
We thank you for your community support in this holiday time of giving!
November 14th
Whether this deer season you’re after a big
buck or a big sale, come on down to PCM
Credit Union for a hot and tasty treat that
you can even bring home for the family.
Watch our website and our Facebook page
for more information to come regarding this
fun filled fundraiser on November 14th. All
proceeds from this event will go to a great
cause that will be announced in the coming
weeks. Remember that giving together we
can change lives and make miracles happen
right here in our community. So be sure to
keep an eye out for more details!
Closed all day: Thursday, January 1st, 2015
In observance of New Year’s Day
PCMCU apologizes for any inconvenience
but would like to remind you that our Virtual
Branch, Mobile App, and TLC phone access are
all available for your convenience – with the
exception of New Year’s Eve and New Year’s Day
for end-of-year processing. Thank you.
*NEW MONEY REQUESTED: 110% APY; Annual Percentage Yield
available on 110% CD special offer only. Minimum/Maximum deposit
for CD is $1000, for 37 day term. Funds transferred to Regular Share at
maturity. Estimated interest earning paid at maturity will be $111.37.
No interest paid for early withdrawal. Offer available 10/16/1411/14/14. One 110% CD special available per household. Must be at
least 18 years old to qualify.
NEW MEMBER REWARDS: Open a new membership with a
Rewards Savings Program (including 5 qualifying services;
Checking, Direct Deposit, Debit Card, Virtual Branch and
eStatements) during the promo period of 10/16/14-11/14/14 to
qualify for a $110 Rewards Bonus. Bonus deposit will be paid to
Regular Share after verification of all requirements has been made;
within two weeks of expiration. One Rewards Bonus Deposit per
household. Must be at least 18 years old to qualify.
You’ve heard others claiming to
give 110% in service.,
Well, we show it!
Open a new 110% CD and
you’ll earn $110*
It only takes $1000 at a term of
37 days… That’s unheard of!
Visit pcmcu.com for details.
PCMCU MEMBER NEWS • FALL, 2014
GO MOBILE!
NEW
Instant
Issue Card
Development
Mobile App &
Mobile Deposit
Capture Capabilities
Coming Soon!
PCMCU’s New Mobile App will provide
access via any mobile device, including your
smartphone or tablet!
Plus, you’ll have access to these amazing new electronic
services:
• NEW PCMCU Mobile App from the iTunes® App Store or
Google Play™
• NEW PCMCU mobile capabilities to get current rates,
contact us, locate an ATM, and even apply for a loan, all
from your smartphone or tablet
• NEW Mobile Deposit Capture allows you to deposit a check
from home or wherever you are without having to make a
trip to the credit union
...................
facebook.com/pcmcreditunion
At PCMCU, we take the recent card compromises very serious and we appreciate your
patience as we do our best to remedy these matters. We continue to work on new
technologies, including EMV Chip Technology, to help protect members card account
information.
We will soon have the capability to print and immediately put a new card in your hand
at your request. Whether it is due to compromise concerns, or simply to have instant
access to your funds at your initial account opening. Instant Issue Card capabilities
will allow you to use your card the moment you walk out the door!
SCHOLARSHIP WINNERS
This year was yet again another successful year for
scholarships at PCMCU! PCMCU had over 25 applications
submitted and we would like to thank all who participated
in the program! This year, the credit union staff was
thankful to hear from the student members of how they
show leadership in their school, work, or community,
and how they plan to continue being a leader in their future. The students
continue to enrich us with their amazing involvement and understanding of the
scholarship program, and because of this, PCMCU is happy to announce that
next year we are going to award 3- $1,000 scholarships! We are so very proud
of all of our student members and wish them the best of luck in their studies as
the year continues!
2014 WINNERS:
Claire DeCaster • Connor Drevs • Kelsey Nuthals
“Local Service. Global Good.” is this year’s
theme for International Credit Union Day!
OCTOBER 16, 2014
JOIN US
This year, 200+ million people in 101 countries will be joining
together to celebrate their cooperative spirit. Credit Unions all around
the world have been participating in the “Global Good” of the world,
being present during the times when countries needed help the
most. Credit Unions are proud to participate in this international day
of celebration to continue in supporting their belief in the “people
helping people” philosophy upon which all credit unions were built.
Together, we work towards global good each and every day!
FOR OUR ANNUAL CREDIT UNION DAY COOKOUT!
PCMCU will be serving hot dogs, chips and soda starting at 10:30am. During this event we will once again be collecting
donations for Children’s Hospitals of Wisconsin as our Credit Unions for Kids Campaign! PCMCU will also be
kicking off their Fall Savings Promotion exhibiting how “We give 110%!”
Please stop in for some hot food and to participate in all of the fun! We hope to see you soon at PCMCU!
SnowBirds
Dear Member:
At CMFG Life Insurance Company, we regularly evaluate our products to
ensure we are delivering value to the credit unions and members we serve.
Due to a significant decline in demand from credit unions and their members,
we have made the difficult decision to exit the Life Savings product currently
offered to you through PCM Credit Union. Life Savings was developed more
than 75 years ago and has been in a steady state of decline for the last several
years. Life Savings is structured as a monthly policy where premium paid only
covers the next month rather than building equity over time.
Per the terms of our contract, your group policy will expire on December 31,
2014. All claims incurred on or before January 31, 2015 will be honored.
We know many of you value the peace of mind and security that life insurance
provides. That’s why we wanted you to know you can convert your Life Savings
coverage to a guaranteed issue Primary Protection Plan, underwritten by
CMFG Life Insurance Company. This new policy would provide life insurance
coverage up to $3,000. If you decide to take advantage of the conversion
option, you must apply by January 31, 2015. You will be responsible for
premium payments, and your new policy will be effective after you complete
the application process. Your premiums will be based on your age at time of
application.
Conversion is simple. Just request, complete, and return an application with
your first premium payment directly to CMFG Life Insurance Company by
January 31, 2015, in order to receive coverage. To request the application, call
855.728.5205 to speak with a fully licensed insurance representative.
Our staff will review your situation with you and provide guidance to ensure
you have the right type and amount of insurance protection for you and your
family based on your current and future needs.
Please contact CMFG Life Insurance Company at 855.728.5205 with any
questions.
It is almost that time of year again where many of you will
flee the frozen tundra of Wisconsin to escape the harsh winter
ahead. Before you leave to enjoy
the warm and sunny weather
elsewhere, please notify us of the
address and phone number of the
place you will be migrating to,
along with the dates you will be
traveling, so we can update your
account(s) accordingly.
Thank you for your assistance and
we wish you safe travels ahead!
Gift Cards …
Gift Buying Ease
Is it often a yearly struggle to figure out what to get those
certain people for Christmas? What type of gift would fit
them? Well, let PCMCU help you out! PCMCU MasterCard
Gift Cards are available for you right here at the credit
union! We have a variety of gift card designs for every
occasion and many holiday designs as well! So let us help
make your shopping easier while you make your friends
and family happy by giving them a holiday gift card to buy
whatever they want! Ask us today!
Sincerely,
Jim Power
Executive Vice President, Chief Products Officer
CUNA Mutual Group
NGL Funeral Expense Trust
2.5%
tax-free
Benefits include:
• The ability to possibly exclude your policy as
an asset in order to qualify for Medicaid and
Supplemental Security Income (SSI)
• Policy proceeds are paid to the Trust, which then pays funeral costs. Any excess
funds will be paid to the estate of the Insured.
• Funds used for the funeral expenses are protected from creditors, such as
nursing homes, hospitals, lawyers, etc.
• Death proceeds used for funeral expenses will avoid probate costs and delays.
For more information contact Kim Runge at 920-593-2207 or 877-373-4023
or email [email protected]
*2.5% is attributed to the whole life insurance policy that is assigned to the trust. “Insurance coverage provided
by National Guardian Life Insurance Company. National Guardian Life Insurance Company is not affiliated with The
Guardian Life Insurance Company of America, a/k/a The Guardian or Guardian Life.” For Agent Use Only. Some states
may vary on Medicaid rules and eligibility is not guaranteed; please consult an Elder Law Attorney in your state for
assistance. NGLFE 10/14
CHRISTMAS CLUB
The holidays are just around the corner and that means
the beginning of holiday shopping! It also means you’ll
be receiving your Christmas Club funds and a Gift this
year from PCMCU! That’s right! PCMCU is happy to
reward all of the smart holiday savers with a special
gift just for you! Aren’t you glad you saved all year in
your PCMCU Christmas Club? Christmas Club funds will
be distributed to your checking or savings
account on Saturday, November 1st. Don’t
forget to stop by the credit union to
receive your Thank You Gift! We have
PCMCU
switched it up this year and you will not
want to miss out! Happy Shopping!