REIM Group bought Sepän Talot Oy in Lahti

Transcription

REIM Group bought Sepän Talot Oy in Lahti
Hyvä luottokelpoisuus
©Soliditet
2013
# 34
Winter 2014
REIM Real Estate Investment
and Management Oy Ltd
• Hämeenlinna • Imatra • Joensuu • Kouvola • Lahti • Lappeenranta • Mikkeli • Oulu • Porvoo • Tampere
www.reimgroup.com
e-mail:
first name.last [email protected]
Mailing address:
PL 34
53101 Lappeenranta
Suomi Finland
Visiting address:
Väinö Valveen katu 2
53900 Lappeenranta
Phone
0207 438 400
REIM Group bought Sepän Talot Oy in Lahti
REIM Group has bought all the shares for the Lahti-based housing management company Sepän Talot Oy. The clientele of Sepän Talot Oy consists of 57
housing companies in the economical region of Lahti and the company has five
employees.
www.sepantalot.fi
(From left to right) Housing manager Risto Rautemaa and CEO Harri Seppä as salesmen signing the documents related to the business sale of Sepän Talot Oy.
Beside them are the Chairman of the Concern Board Timo Multanen and CEO Saija Toivonen in Lahti on 18th December 2013.
T
he activity of Sepän Talot Oy
will continue operating with
the old name for now. Harri
Seppä, the founder of the
company, will continue to act as the
CEO and a member of the board. The
business sale was made in the name
of REIM Lahti Oy which is one of the
leaders in the market of the region.
Harri Seppä, the CEO of Sepän Talot
Oy, says that the business sale
made will strengthen the assets,
developing activities and knowhow
of the company. These are the basic
goals of the customer-oriented activity of the company. CEO of REIM
Group Oy Ltd also states that locality is highlighted in both companies
while having the possibility to utilize
the strengths of being a nationwide
company in the areas of Lahti and
Päijät-Häme.
REIM Group Oy Ltd is a company
consisting of professionals in the
fields of housing management, brokerage and financial accounting. It
is a privately-owned company that
has operated in ten different cities
in Finland since 1988. Sales revenues are circa 10 million Euro annually. The headquarters of the group
are in Lappeenranta.
Timo Multanen will act as Chairperson of the Board of Sepän Talot
Oy. With him the board will also
consist of Harri Seppä, the CEO of
the company, and the CEO of REIM
Group Oy Ltd Saija Toivonen. In addition to these people the meetings
Professional services by REIM Group since 1974
House Management • Real Estate Brokerage • Accounting office services
of the board will be participated by
vice CEO of REIM Lahti Oy Kari Hiltunen and Jani Takala, the Financial
Manager of REIM Group.
www.reimgroup.com • www.tilikarelia.fi • Väinö Valveen katu 2, 53900 Lappeenranta, Finland
Phone +358-207 438 415 / +358 207 497 340
Lahti – GreenCity
T
he city of Lahti was founded
on 1st November 1905 and
it is the youngest of Finland’s
so-called old cities. Lahti is
the region center of Päijät-Häme
which is located on the southern
shore of Vesijärvi in the region of
Päijät-Häme. It is the 9th largest
city in Finland and the 6th largest
city area. The emblem of Lahti has
a train wheel with sparks coming
from it with a silver background. The
emblem was created by Werner von
Hausen. The city is located 100km
North of Helsinki, the capital city of
Finland. A straight train connection
takes only 50 minutes to get there
from Helsinki. There is also a straight
motorway connection between the
cities. The airport of Helsinki-Vantaa
is an hour away from the city.
The congress and concert center
Sibeliustalo offers a wide range of
cultural events. Sinfonia Lahti is a
symphony orchestra that is known
worldwide. The harbor area is a famous place to spend free time at
and it is like a living room for the inhabitants with all its parks. Lahti has
a long tradition in being a city where
different fairs are held at. Lahti is
also known for its versatile sports
and free time activity possibilities,
its excellent location and its amazing nature.
Sister cities of Lahti
Akureyri (Iceland), Deyang (China), Garmisch-Partenkirchen (Germany), Kaluga (Russia), Narva (Estonia), Pécs (Hungary), Randers (Denmark), Suhl (Germany), Västerås (Sweden), Zaporozje (Ukraine) and
Ålesund (Norway). The mayor of Lahti is Jyrki Myllyvirta.
Lahti
www.lahti360.fi
www.greencity.fi
www.studyinlahti.fi
Mailing address: PL 34, 53101 Lappeenranta
Visiting address: Väinö Valveen katu 2, 53900 Lappeenranta
The Annual XXV Negotiation Day of the CEOs of REIM Group
The Annual 25th Negotiation Day of the CEOs of REIM
Group was organized in Lappeenranta on 15th November 2013. All the 14 CEOs of the company were
The program of the Negotiation Day
started off with the opening words
from the CEO of the Concern Saija
Toivonen and an introduction on
current topics. The auditing company PwC introduced the main auditor KHT Pasi Waris and auditor KHT
Päivi Värjä. The Financial Manager
Jani Takala went through the group’s
financial information in detail.
After having lunch in Hotel Scandic Patria everyone went to familiarize themselves with the offices of
REIM Brokerage Oy, REIM Lappeen-
present. In addition to these there were the members
of the Concern Board, the ICT professional of the company and the Financial Manager, all with avec.
ranta Oy, Tilikarelia Oy and the offices of the mother company REIM
Group Oy Ltd in Rakuunamäki. All
these offices are in the same building. In the afternoon the ICT Professional Vesa Koskinen talked about
the ICT issues of the company and
about the challenges and goals in
this sector in the future. The ending speeches handled many current
topics especially by Jukka Mäkinen, the Chairman of the Operative
Board.
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The CEO of REIM Oulu Oy Kari Sutelainen was honored for his 10 years
at the service of the company. The CEO
of the Concern Saija Toivonen (in the
middle) congratulated Kari and his wife
Päivi Sutelainen.
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é - R estaurant
Caf
Wolkoff
The Grand Dinner of the Negotiation Day in 2013 was enjoyed in the cozy venue
of the restaurant Wolkoff. The evening was uninterruptedly excellent.
(From left to right) The Financial Manager of REIM Group Jani Takala gave the
prize to REIM Tampere Oy for being the result-making company of REIM Group in
year 2012. The prize was accepted by the CEO of REIM Tampere Jukka Mäkinen.
Other witnesses to the occasion were the CEO of the Concern Saija Toivonen and
the Chairman of the Concern Board Timo Multanen. The basic criteria for the
prize were sustainability and growth, like Jani Takala brought up in his speech.
Avecs on their sightseeing tour in the café Majurska in Linnoitus, the old town of
Lappeenranta. (From right to left) Nalle Velling (Mikkeli), Mia Salonen (Porvoo),
the guide, Varpu Vahviala (Lappeenranta), Päivi Sutelainen (Oulu) and Markku
Hiltunen (Joensuu).
Traditionally the Grand Dinner on the
Negotiation Days of REIM Group is
an important event which requires a
dress code. A great dinner is enjoyed together. In the previous years the venues
have been Teatteriravintola in Joensuu
(2012), Restaurant Uleåborg in Oulu
(2011) and Restaurant Buttenhoff in
Imatra (2010). This time the restaurant
Wolkoff was chosen in Lappeenranta.
The result was excellent, tasty and enjoyable.
Markku Hiltunen,
spouse of the CEO
of REIM Joensuu
Oy Ulla Hiltunen,
got the prize of the
Most Positive Avec
on the Negotiation
Day 2013. He made
an amusing speech
after accepting the
honored prize.
Scandic Hotel Patria in Lappeenranta
was the meeting and negotiation venue
for the Annual XXV Negotiation Day of
the CEOs of REIM Group.
Avec Program
The program for the avecs of the
Negotiation Day of the CEOs of
REIM Group included getting to
know the premises of REIM Group
in Rakuunamäki. The theme
was “Where the bread money is
made”. After this the sightseeing
continued to getting to know the
history of the city that was founded in 1649.
Included was also a visit to the
Museum of South Karelia and a
“time machine to Vyborg”. The
avecs had lunch in the historical
Kasino. After driving by the Saim-
aa Canal the avecs visited the
shop Disa’s Fish with the theme
“Eastern Trading 2013”. The shop
probably has the longest fish
counter in Finland. There are caviar, different roes, sturgeon, halibut in different forms and various
other different fish products. The
shop is on the road to St. Petersburg. The trip between Lappeenranta and St. Petersburg is about
200km and it only takes one hour
and 34 minutes with the train Allegro.
www.reimgroup.com • www.tilikarelia.fi • Väinö Valveen katu 2, 53900 Lappeenranta, Finland
Phone +358-207 438 415 / +358 207 497 340
Property overview of South Karelia!
Big construction projects are being done in the areas of
Imatra and Lappeenranta in South Karelia
Nowadays Lappeenranta is a strong University City right at the border of
Russia. The growing amount of tax free purchases made by Russian tourists cause a strong growth in the economy of the city and now the purchases’ amount is already larger than in the area of the capital city. It is
estimated that the importance of tax free shopping and the purchasing
power the Russian tourists have will continue to grow in the area. According to the most radical estimations there will be five times more Russian
visitors in 2025 than now which would make 25 million tourists annually.
T
he growth in the amount of
Russian tourists in the area
would also mean that there
will be more demand in services. Many wholesale sellers want
to build their shops on the sides of
the main road but since it is difficult
to arrange new intersections these
wishes cannot be fulfilled.
Citycon has started the expansion of the shopping center IsoKristiina in Lappeenranta. The value
of the investment done by Citycon
and Ilmarinen is circa 100 million
Euro. The expansion will bring a new
City Theater. There are plans to build
a privately-owned business building
on the empty property owned by the
City Hall across the main entrance
of Iso-Kristiina. The location of the
new building is interesting and it offers a good location for both office
and business spaces right in the city
center.
The area of Mustola is being
developed
The biggest expectations are laid on
the Ikea and Ikano shopping centers that are being built in Mustola,
right next to the Saimaa Canal and
next to the 6th road. The city of Lappeenranta, Ikea and Ikano shopping
center have made a cooperation
contract of building the department
store Ikea and the shopping center
Ikano in Mustola, Lappeenranta, on
the area of Mustola interchange.
The companies do not have any operations in South-Eastern Finland.
The shopping center Ikano opening
in Lappeenranta will be the second
one in Finland.
It is estimated that the projects
will be finished by the beginning of
Christmas sales in 2015.
The zoned area on the road to
Nuijamaa would have interested
many other businesses. This is the
first shopping area that is specifically meant for Russian visitors coming
through Nuijamaa. The properties
that are being created in Mustola are
being bought very fast. The Disa’s
Fish in the area of Mustola will get
neighbors from two cheap markets,
Rajamarket and an unnamed shop
by Petroi Finland Oy. In addition to
the store Rajamarket also its central
storage will be moved to Mustola.
A new large market, somewhat
like Laplandia, was opened in Imatra
near the border station.
Grande Orchidee, a new department store with stylish clothing and
accessories, was opened in Myllymäki, Lappeenranta, by the owner
of Laplandia stores
Imatra is also having changes
old Prisma. New fish and clothing
shops are being built in Karhusuo,
the building of the new ABC is starting, a new log hotel was built beside
Imatra Spa and there will also be vacation houses on the premises. The
construction project in Korvenkanta
will start in 2014 and it is planned to
build a big shopping center next to
the 6th road.
The amount of empty
business properties is growing
“Our good cooperation contacts both
in Finland and in Russia are the base
of our strong activity and we will utilize this network of ours also this year”
states the CEO of REIM Real Estate Oy
Jari Vahviala.
All the building is not only done in
the area of Lappeenranta. The surrounding regions enjoy the same
tourist flows and Imatra has a lot of
plans going on.
The construction of a new Prisma department store is starting this
spring. The new building will be on
the depot across the road of the
The amount of empty spaces has
been growing in the past years and
there are especially a lot of empty
office spaces. Also office, business
and industry properties are moving
slowly and the uncertainty of the
economy makes trading and getting
funds harder.
There is a possibility to negotiate
the renting and selling prices and the
requests are starting to be reasonable compared to the price requests.
There is not that much empty business space on the street level. Anyhow, especially in the areas outside
the city center the sales and renting
of spaces has been slower.
The year 2013 in REIM Real
Estate
The year 2013 in REIM Real Estate
has been one of the most profitable
despite the hard economic times.
The new year has started well with
several sales almost finished and
there are new interesting objects
coming for sale and for rent.
Our good contacts in both Finland and Russia are the support of
our strong operations. We will continue using these networks also this
year.
All in all, the office and business
property situation is rather good
compared to many other cities. If
there is a possibility to start the construction of the so-called city block
it will strengthen the appeal of the
city center in the future.
Jari Vahviala,
CEO LKV, MBA,
REIM Real Estate Oy
www.reimrealestate.com
The business premises in South Karelia are sold, rented and evaluated by
REIM Real Estate Oy!
The apartment has been used as a reception
area so the kitchen equipment and the bathroom area are almost unused. The price has
now been dropped to 139000€. Call Harri
and set up a time! p. 0500 518 383
FOR SALE:
FOR RENT:
R
BE YOU
S
I
H
T
COULD
ICE?
NEW OFF
Apartment building, 1 room + kitchen 24,5
square meters
A small renovated home in a stone house
in the center of Lauritsala for an investor. A
good tenant is ready to move in. All the big
renovations are already done in the house,
a good housing company. Good rent profits,
the price request already includes circa 6,2%
net profit. Price request 46900€. Additional
information 0207 438 411 / Jari.
For rent c. 405 square meters of like new office premises on the first floor of a fully renovated former court house
in Rakuunamäki, Lappeenranta. The rooms have sound-proof lockable doors and the height of the rooms is 3,5
meters. Eight separate offices, lobby, storage room, coffee room and a large open area of 91 square meters. Good
parking possibilities, cafeteria nearby, walking distance to the city center and only 150 meters to Valtakatu. It is possible to divide the premises into two parts and this is the only free space left in the house.
Rarely for offer! Summer house in on the
shore of Saimaa in Kyläniemi.
A beautiful lot in the peninsula 8400 square
meters with circa 150 meters of shoreline.
Roads all the way to the house, the house
has electricity. Sunny North beach. There is
a log sauna and an additional building on the
shore. Price request 193000€. Ask for more
p. 0207 438 412 / Kari.
Toimisto / hoitohuone
250 €/kk.
Office/Business
room 250€/month.
Neat and large office space on the street
level in the intersection of the streets Suonionkatu and Kymenkatu, big windows.
Big open space with a WC, cleaning cabinet
and a mini kitchen. The tenant makes their
own electricity contract and pays for the
water according to the use. 3 month deposit,
the rent is 890€/month (VAT. 0%). There are
plenty of free parking spaces nearby the
premises. Go and see! The space has been
free since 1.12.2013. Call 0500 154 600 /
Jari.
In these premises are operating these companies:
Kirkkomäki-named place with its
buildings 13,56 ha in the village of
Suomalaisenkylä in Lemi. So-called
Kuhansaari camping center.
A camping center that has been in use
mostly in the summers as a summer
camp for children. The main building
Kinnarps –Elkos Oy
Metsä Group
REIM Group
REIM Housing Management
REIM Real Estate
SRV Rakennus
Storymakers – Mikko Nikkinen
Suomen Metsäkeskus
metsäpalvelu since 1.11.
Tilikarelia Oy
is circa 425 square meters, alongside
with 11 small log cabins with electricity
but no running water. In addition to this
there are two sauna buildings of which
the Eastern building is circa 90 square
meters. 600 meters of shoreline.
t
ques
e
r
e
c
Pri
00
5
4
5
0€
SOLD
Lappeenranta, city center, Single-family house 6 rooms
+ kitchen + sauna + 3 wc + 2 garage places + carport
A strong stone house with a 1159
square meter lot on a peaceful and
central location nearby to the services
in the city center. Good and representative house for a bigger family or for
business purposes. Premises in three
levels, in addition to this a warm garage
for two cars (47 square meters) and a
separate carport/storage/garbage
canopy. Large garden-like sheltered
yard with a lot of planting, a terrace
and a root cellar. A storage for garden
equipment and machinery downstairs.
Reserve a visiting time and come see the
house, p. 0500 518 383 / Harri
t
ques
e
r
e
c
Pri
00
454
0€
Väinö Valveen katu 2,
3rd Floor,
53900 Lappeenranta
[email protected]
www.reimrealestate.com
City living at its best. A 60 square meter loft
apartment at the top of a 6-story house for
someone seeking for something different.
Windows open towards the church park. The
apartment has an own sauna and a Jacuzzi.
Neat office space 228 square meters. Possible to separate into two parts, 97 square
meters and 131 square meters.
FOR SALE:
A restaurant property 137 square meters. The space has been rented with a
long-term contract. Unlevered price request 195000€, net profit with the price
request is 10.8%. Come and see, make an
offer! Ask for more 0207 438 411 / Jari.
AVAILABLE IN IMATRA:
1.3. A stylish office will be freed 113,4 square meters.
Additional information 0500 154 600/Jari
bility to combine with the next door space of
60 square meters for 500€/month.
A versatile space 141 square meters nearby
the city center, a ready cleaning and burning
work space 1300€/month. there is a possi-
Vuoksenniska. A versatile space in which
a house for the elderly, lunch café, metal
workshop, car workshop and others are operating now. The premises are mainly rented.
The old premises of Valio with its apartments
and offices. Own lot, 19090 square meters.
Price request 320000€
Ask more about
the properties in Imatra
0500 651 935 / Jorma.
A freetime center with its buildings nearby
Kotka, c. 9.89 ha;
A freetime center in the nature built for camping activities is located on a quiet spot
on the shore of the lake Alimmainen in Suur-Miehikkälä.
The location is 50 km from
Kotka and 180 km from Helsinki.
Several buildings (almost a dozen),
newest were built in 1992. Own land
c. 9,89 ha, suitable for companies and
orgnizations or for business.
Basic facts
Location:
Miehikkäläntie 360, 49750 Kalliokoski
Area of the property: c. 9,89 ha
Part of town: Miehikkälä
Type of property: Estate
Additional information on release: Releasing the premises can be negotiated
Ownership of the beach: Own beach
Driving instructions: c. 50km from
Kotka
Property identifier: 489
Pricing information and other costs
Sales price free from debt: 495,000€
Sales price: 495,000€
Other costs: Buyer pays 4% of the sales
price in transfer taxes
Additional information Harri
Tanskanen, p. +358 500 518 383
A whole row house of six (6) sound
apartments in Lemi
Right next to different
services and right next
to it is another row
house of five (5) apartments. Good objects
for investors, contact
us and come explore.
The price request for
the bigger one is 217
600€ and for the smaller one it is
201 350€.
Lappeentie 17
2rd Floor,
55100 Imatra
Jari
Kari Hämäläinen;
JariVahviala;
Vahviala,
Hämäläinen,
LKV, MBA;
Business myyntineuvottelija,
Sales negotiator,
LKV, MBA
properties;
Rented
apartments;
Toimitilat
Vuokra-asunnot
p.p.0207
p. 0207 438 412
412
0207438
438 411
411
Harri Tanskanen,
Tanskanen;
Rugojeva; Jorma
Olga Rugojeva,
JormaPakkanen;
Pakkanen,
negotiator,
Sales negotiator, myyntineuvottelija,
Sales negotiator, Sales
myyntineuvottelija,
myyntineuvottelija,
Imatra
properties;
Business properBrokerage;
Toimitilat/Asunnot
Asuntovälitys
Imatran
toimitilat
ties/Apartments;
p. 0207 438 415
415 p.p.0500
p. 0500 518 383
0500651
651935
935
p. 0500 518 383
www.reimgroup.com • www.tilikarelia.fi • Väinö Valveen katu 2, 53900 Lappeenranta, Finland
Phone +358-207 438 415 / +358 207 497 340
Chairman of the Board of REIM Group Timo Multanen:
The bill about restricting property sales
(to Russians) will not work
Suna Kymäläinen (sd.) , the parliamentarian from
Ruokolahti, has made a bill about restricting the property
sales in Finland which would practically restrict the property sales to Russian people. According to the bill property buyers coming from outside EU and ETA countries
(Iceland, Norway and Liechtenstein) should first live in
Finland for at least five years in order to be able to buy
property.
W
e interviewed the Chairman of the Board of
REIM Group Timo Multanen, AIT MBA, who
has nearly 40 years of professional
experience in the property business
in Finland. In addition to this he has
worked on international property
business assignments and he was
the CEPI President (CEPI European
Council of Real Estate Professions)
in years 2009–2011.
What do you, as a valued professional of the property business
and a policymaker, think of the bill
made in Finland about restricting
the property sales in Finland?
“I think that the bill is mainly just
absurd. Firstly, I feel that the makers
of this bill are just doing their campaigns for the Parliament and use
this as a weapon in their campaigns.
This is a serious issue. Even though
the bill would also affect, for example, Americans, Australians and Japanese, like the Russians, however,
this bill is mainly about Russians. I
see it worth mentioning that out of
all the property sales made in Finland only less than one percent is
made by the Russians.
Personally I see some racist
points in this bill and I know that
in most of the Finns this causes a
negative reaction, just like it should.
It is true that the Finns don’t have
similar rights to buy property or land
in Russia, like the Russians have in
Finland. In some cases the property
sales made with Russians about
property or land in Finland there
have been some practical problems
with collecting certain funds from
Russian property owners. Anyhow,
this bill is not the right way to solve
these problems which are limited
and they only concern a very small
The Chairman of the Board of REIM
Group Timo Multanen does not believe
in the success of the bill on restricting
property sales (to Russians) in Finland..
part of all the Russian property
owners. Cooperation and practical
work will help to eliminate these
marginal problems.
Since the Iron Curtain was
opened after the end of the Cold
War it would be simply stupid to
start building a wall of any form in
this globalized world we live in. We
should get to know our neighbors
better both ways and develop the
cooperation possibilities. It will benefit us all.
The bill is against the positive
development that is going on and
it should not be stopped”, states
the Chairman of the Board of REIM
Group Timo Multanen.
It has been said that the majority of the members of the Finnish
Parliament have signed their name
on this bill; doesn’t this mean that
the bill will be accepted? When can
this happen and what will happen
to the current properties owned by
the Russians in Finland?
The makers of this bill have announced that 101 of the 200 of the
Members of the Finnish Parliament
have promised to sign the bill. To
this day the amount of signatures
has decreased to only 90. A part of
the signers have asked to have their
names removed after they got to
know the bill better. As I have understood, a part of them have just
wanted to start some conversation
about the problems I just mentioned. Here the problem is that
these parliamentarians have been
supporting some of their competitors’ campaigns and thus woken up
angry feelings some people have
been feeling. This kind of people can
be found in any country.
I sent an email about the stupidity of this bill to all the twelve parliamentarians in my Electoral District
of Kyme and to six parliamentarians
in the neighboring Electoral District of Etelä-Savo. I emailed these
people because they live in the area
where the property sales are affected the most by Russian buyers. I got
very positive feedback from most
of the parliamentarians that did
not sign the bill. In addition to these
several media representatives and
many policymakers have showed
their negative opinions about the
bill. In addition to this I have written
a column about this in Suomen Kiinteistölehti and I will write another
one during this winter. I will continue
bringing up the stupidity of this bill
on these texts.
We need to keep in mind that this
bill was made to the law committee
in the Parliament. First of all, it has
to start a conversation about the bill
and start preparing it, which is not at
all a sure thing yet. The law committee also has some very urgent bills
from the government and they are
the primary work in there. If this bill
was taken into a conversation and
its development would start, this
still does not mean that there would
be a new law or that the law would
even be accepted in the Finnish Parliament. I do not believe in this.
I am very sorry, and I am not the
only one, for all the harm this bill has
done. It starts a lot of uncertainty
among the people abroad, especially
with the Russians. For example in St.
Petersburg there is a lot of conversation going on about this and this
issue has gotten a lot of public attention. This bill can also be used
for provoking people against Finland
and Finnish people in Russia. I do not
see a reason for this. These kinds of
issues are not the kind that should
be joked or played around. I think
this shows irresponsibility and I say
this as a Finnish patriot who was
born in Finland, a part of Europe.
I want to say something about
what some people have been saying that due to this bill all the properties owned by the people coming
from outside EU and ETA countries.
The Finnish Legislation does not
know the term retroactive legislation that could change the ownership of properties bought before the
new legislation. They will remain
the same and the new law would
only concern new property sales
that would not be possible. But as I
mentioned before, this is just theory
because I do not see any possibilities for this bill to get through in the
Finnish Parliament. After all, the
Finnish Parliament has values that
have been chosen through free elections by the Finnish population. The
Finnish Parliament consists of policymakers who work on facts, future
development, commonweal and cooperation.
I just want to tell the Russians
and all the other possible property
buyers outside the EU and ETA that
there is nothing to worry about due
to this bill. It will not actualize in the
Finnish Parliament”, ends the Chairman of the Board of REIM Group
Timo Multanen.
Timo Multanen
REIM Group Oy Ltd,
Hallituksen puheenjohtaja,
AIT MBA
timo.multanen@
reimgroup.com