ultimate home edition - Rafih Style Magazine

Transcription

SPRING 2012
9
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U LT I M AT E H O M E E D I T I O N
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SPRING 2012
YET ANOTHER AWE-INSPIRING
VIEW FROM JEEP.
JEEP GRAND CHEROKEE. The new Jeep Grand Cherokee’s handcrafted interior comes standard with
more premium materials and refinements than ever before. Amenities like available heated and ventilated front
seats and a heated steering wheel offer unexpected comfort. And comfort is important when you can drive up
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2012 Jeep Grand Cherokee Overland model shown in bright silver with new saddle interior. Most luxurious vehicle in its class (Overland model), unsurpassed
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based on automotive awards for SUVs, 1974–2011.
RAFIH STYLE MAGAZINE 5
SPRING 2012
RAFIH STYLE PUBLISHER’S NOTE
We’ve had a pretty remarkable winter this year thanks to
abnormally mild temperatures and only a handful of heavy
snowfalls. Yet, in true Canadian form, we anxiously wait for
the first buds to bloom and last snowflakes to fall.
As we head into spring, we honour our favourite living
spaces in the annual Home Edition. That daunting word
“renovation” – whether it refers to tearing out and restoring
your kitchen or simply finding a new furniture piece – brings
with it thoughts of stress and a seemingly never-ending task.
However long your around-the-house “to do” list, help from
the area’s best in interior and outdoor design proves that
there is no better time than now to bring your ideas to life.
Inside these pages find local selections for home design and
restoration, and consider beautifying your home from the
outside in while reading our feature editorial on Landscape
Effects Group.
We might not be quite ready to take the patio furniture
out from storage, but spring is the perfect time to revamp
the home and spend the upcoming months preparing in
anticipation of hot weather. We can only hope that the early
February showers mean summer is just around the corner.
Terry Rafih
Chairman & CEO of The Rafih Automotive Group
Overseas Motors Mercedes-Benz
& Smart Windsor
Overseas Motors BMW
& MINI Windsor
Windsor Mazda
ONE DESTINATION LOCATED AT 1150 PROVINCIAL ROAD AT CABANA
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PINNACLE CHRYSLER
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the rafih auto mall LOCATED at 9225 Tecumseh Road EAST
WINDSOR, ONTARIO, CANADA
Feature
10
Landscape Effects Imagine the Possibilities
LIVING IN LUXURY
SPRING 2012
10
14 56 Reclaim Your Furniture
Evola Builders Luxury Living in LaSalle
Life & Style
28
62
Ask the Expert: Meloche Windows
Green Architecture: Bring The Outside In
TRAVEL & LEISURE
20 What an Artistic Feast
for the Eyes
BUSINESS
34
38
Tax Talk
Keeping a Roof over Your Head,
No Matter What
42
Profile: Miles & Co.
Chartered Accountants
WHEELS
44
14
Detroit Unveils Excitement:
The 2012 North American
International Auto Show
FASHION
50
20
44
Cruise Wear for Wherever You Cruise:
A Warm-Weather Wardrobe Primer
TECH & INNOVATION
70
Automate Your Home
health & Beauty
75
Liposonix®
Rafih IN THE COMMUNITY
62
SPRING 2012
81
Lexus GS Launch Party
Black & White Event
RAG Inaugural Charity Golf Tournament
Issue 18: Ultimate Home Edition
SPRING 2012
Distinctive Living
9
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INTERIORSBYMARIA
Furniture layout planning &
selection, window treatments &
accessories. Complete flooring,
kitchen, bathroom & paint
colour consultation.
U LT I M AT E H O M E E D I T I O N
Publisher
Terry Rafih
Co-Publisher
Tony Catalano
Managing EditorCassandra Catalano
Art Director
Jayson Pynn
Editor
Jesse Ziter
On the Cover
Landscape Effects Group
Design & Layout
Myndlogic Publishing
Contributing Writers
Reena Kainth
Jesse Ziter Jessie Beatty
Renée Carpenter
Trevor Le Drew
Rod Mahler
Jenna Bourque
Rhys Trenhaile
Sales Executives
Tony Catalano
Mel Monczak
JoAnne Lauzon
Jerry Goldberg
Rafih Style
Magazine is mailed to the most desirable demographic in Windsor and Essex
County. Rafih Style gives readers a taste of Southwestern Ontario culture. The publication
also includes first-rate articles about lifestyle, luxury, business, travel, health & beauty, and
the latest in automotive that transcend this specific geographical location.
Maria Kozmor B.A.
I can also be reached at
Coulter’s Furniture 519.253.7422
Please call for a personal appointment
519.817.8963
www.interiorsbymaria.net
[email protected]
Residential
Commercial
By coupling intriguing and informative content with vibrant and imaginative advertising,
Rafih Style presents many modern and exciting ways for area residents to diversify their
everyday lives.
Choosing to advertise in Rafih Style Magazine ensures that your product will also receive
star treatment, as it will be represented at its highest caliber. If you’re interested in
advertising with Rafih Style Magazine, please inquire to:
Myndlogic Publishing Inc.
3337 Walker Road, Suite 200, Windsor, ON., Canada N8W 3R9
P. 519.969.3608 F. 519.252.7149
www.myndlogic.com
Rafih Style Magazine is designed and published 4 times per year by Myndlogic Publishing Inc.
All rights reserved. Publication Mail Agreement 40718034
EIFS Installers • Stucco
Stucco Repairs • Cultured Stone
P. 519-970-9480 F. 519-970-9481
www.encorestuccoandstone.com
RAFIH STYLE Feature
By Paul St. Pierre & Jesse Ziter
It’s a frigid February afternoon as a somewhat weary-looking Paul St. Pierre holds court within the blueprintcovered presentation room of his Landscape Effects Group’s Belle River offices. His usual indefatigable
enthusiasm – so widely recognized by family, friends and work colleagues alike – has perhaps discernibly
dropped from its normal level, thanks to him having spent the lion’s share of the previous night behind the
wheel of one of Landscape Effects Group’s snow-plowing tractors, fighting one of this winter season’s rare
snow events. Although such hands-on duty would not seem to befit the president of one of Southwestern
Ontario’s most prosperous landscaping companies, St. Pierre wouldn’t have it any other way.
“I love it,” he says, without hesitation. “One hundred percent,
I want to be out there with our team.” Although this year’s
mild winter saw Landscape Effects Group actively landscaping
until Christmas, St. Pierre and his team have built a substantial
winter arm of their business that keeps them busy through the
colder months. “We have changed the culture, somewhat, of our
business,” he says. “We are absolutely still a landscape design and
construction company, but our winter operations have allowed
us to also establish ourselves as a premier year-round grounds
maintenance service provider as well.”
Before long, St. Pierre’s affable and assertive presence springs to
the fore, only occasionally competing for attention with the awardladen presentation room walls which hint at a long list of accolades
Landscape Effects Group has earned over the past twenty years of
making local homeowners’ backyard dreams come true.
SPRING 2012
Conventional wisdom might dictate that one’s budget for a
landscaping project has to correspond in some direct proportion
to the surface area involved, meaning that the scope of a landscape
design is limited by square footage. Quite to the contrary, St.
Pierre and his team have lately been motivated by the challenge
of bringing high-level, creative landscaping solutions to relatively
confined spaces. Although capable of handling projects of virtually
any size and scope, Landscape Effects Group prides itself on
its ability to materially realize big ideas in small spaces, and
welcomes the creative challenge presented by such unconventional
opportunities.
One particularly creatively challenging recent project charged
St. Pierre and his team with the task of transforming a grey,
200-square-foot plot of unused land atop downtown Windsor’s
Symbol Nightclub and Lounge into a useable, attractive space.
Today, Symbol boasts an intimate rooftop patio that is tastefully
exoticized by bamboo accents, unique to the city centre.
“We love pushing the creative envelope,” says St. Pierre. “We are
building things today that we never would have imagined ten or
fifteen years ago. More and more so, these challenges are presented
by discerning clients who want something different. We recognize
that each client has a different personality, with needs and wants
that are different.”
While Landscape Effects Group identifies its ideal customer as one
who gives St. Pierre’s team carte blanche to design and realize “low
maintenance but spectacular” designs of their unique creation, he
promises that “it’s certainly not our way or the highway.” Indeed,
over the past decade, St. Pierre has noticed an emerging trend
toward decisive, informed clients who, with each passing year, are
increasingly more likely to say “I need” than “I’d like.” Traceable
to influences as divergent as increased opportunities for travel
outside of the Windsor-Essex area and travel or home-based reality
television shows, this consumer trend lends credence to St. Pierre’s
belief that people want to “enjoy their outside space more than
ever.” The logically concomitant process of “bringing the inside
out” often includes what might be called an elemental approach
to landscaping and exterior design. In practical, tangible terms, St.
Pierre understands that landscaping is the creative yet deliberate
assortment and assembly of given materials, Importantly, though
the layout of those materials is a function of creativity and
imagination, and most importantly, impeccable planning.
Toward that end, St. Pierre sees the company’s work as a tripartite
enterprise (or “melding of ideas”) involving architecture, design,
and landscaping. “Landscape Effects Group”, as its president
diligently explains, is far from an accidental designation. Indeed,
the final word of the company name is fundamentally descriptive.
Adopting a measured, deferential tone, St. Pierre highlights the
work done by a number of his current team members, the landscape
professionals by whom the “Group” is comprised.
“It takes an entire group of talented people in their own fields as
artisans to pull (landscape projects) this off,” he says. “We are very
fortunate to have a great team of creative and dedicated people who
truly believe anything is possible when it comes to landscape design
and construction.” Among these are two of the company’s longesttenured employees: senior designer Heather Horton, who has been
with the company for fourteen years, and Installation Director
Guy St. Pierre, Paul’s brother who has been with the company
since practically day one. Along with operations manager Michele
Auger and a highly-seasoned crew of landscape technicians, the
various components of the Landscape Effects Group team work
cohesively and contribute to each design-build job appropriately,
expertly, and agreeably.
“If four groups of landscapers are given the same material, the
result will be four totally different looks,” he says. “Our team
works much the same way but with an ability to reach consensus
and achieve – with the absolute input of our clients – and exceed
the vision our clients had when we first talk about what their
backyards could look like.”
Whatever the specific nature of the job, it is difficult to argue with
Landscape Effects Group’s promise that their projects will add
significant value to one’s home. “When landscaping is done right
and well, it adds value to your home,” says St. Pierre. “It is as
much an investment as the house itself.”
On this day, St. Pierre’s hooded sweatshirt and running shoes
betray the hands-on work ethic of a man somewhat reluctantly
acquiescent to the realities of a president’s position that often keeps
him off the job site. But St. Pierre is itching to get back, somewhat
to his roots. “I love what I do and my days are filled with many job
descriptions,” he explains, pointing to the dozen projects at various
stages of completion that are currently occupying him and his
team throughout the winter months, aside from all of their normal
winter-related maintenance activities. “But I do want to get back
out there in the field this year. As a landscaper, you never get tired
of getting your hands dirty!
To the very end of our interview, Paul St. Pierre fields questions
adroitly, multitasking throughout without ever threatening to
lose the room or his audience. Only to reflect on the Group’s
greatest virtue in a crowded landscape marketplace does he pause
momentarily. “Our ability,” he resumes, “to convey our ideas
through many different media - be it drawings, sketches, or 3D
animation - and not only bring these ideas forward, but actually
build off of them so as to make things even better than what they
are on paper during construction. I think that’s what makes us
different. St. Pierre, content with his statement, his team, and the
business, resettles in his chair. Seconds later, his eyes have lit up
again: “I’m having a thought!”
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RAFIH STYLE living in luxury
By Renée Carpenter, Jennings Furniture & Design
RECLAIM YOUR
Trends – an interesting term used for the general direction in
which something is developing or changing. The origin of the
word stems from “to revolve, rotate or turn”, and how true this
meaning becomes as we watch the decades of fashion and interior
design develop. The old saying “what goes around comes
around” rang true this year as I walked the recent Highpoint
Furniture Tradeshow in North Carolina.
Little has changed from the previous year, which means trends
succeeded last year and are here to stay for a while. One trend
remained strong: a reclaimed, reused, distressed, recycled, worn,
rubbed, aged, and rustic approach to furniture. Some pieces can
be sophisticated and delicate in style and shape, while others are
rough, chunky, and hefty in size.
SPRING 2012
FURNITURE
2012 DECORATING TRENDS
Louise XV and XVI continue to reign throughout the market as royal styles
of furniture truly capture the washed, reclaimed look. Details like spindled
or carved legs on credenzas, console tables, writing desks, and chairs
accentuate the French theme along with weathered woods and upholstery
wrapped in light beige and grey-toned linen.
When I mention the popular furniture maker Restoration Hardware, clients
suddenly understand the aged and weathered look – a recent client called it
the “anthropologie look”. Urban Industrial comes to mind for those with a
more contemporary or modern taste for style. Unique hand-painted chests,
accent tables, and consoles of various lengths each have their own unique
scars with chips on the edge, dings in the middle, and a mix of colours
showing through from a number of previous paint jobs.
It is the look of having “been there”- furniture that
comes with a history and stories to tell – yesteryear now
at its best.
Reclaimed wood is perfect for the eco-conscious
lifestyle and is readily available in both genuine and
reproduction forms. If you are in the market for a
genuine reclaimed piece, be prepared to pay a premium
for these unique pieces that are indeed worth the
investment. Here we find trestle tables made from the
solid beams of Southern Plantation-era homes, cabinets
made from window panes and tin ceiling pieces, and
reused stair newels and door hinges, which make up the
very unique and beautiful array of furniture available
on the market. While these pieces tend to be larger in
size and rougher in finish, they remain beautiful and
solid.
We also see classic chesterfields creating buzz yet again
this year. Keeping with tradition, these pieces are
completely tufted with large rolled arms and a low back,
wrapped in natural linen, and outlined with shoe nails.
Its companion, the cigar chair, creates an aviator bomber
jacket feel when covered in pull-up leather. Occasional
table styles that work well with this theme include
reproduced leather trunks with lids and leather handles
and wrought iron/antique wood pieces. Wrought iron,
when mixed with crystal, can spread a magnificent
warm light over the scene. While reclaimed furniture
remains popular in the contemporary world, retro is still
the go-to for the ultra cool. Even though the look has
been popular for years now, it is still considered to be
in its prime by many. Styles that I remember my mom
once having in the 60s and 70s have become today’s
must have. Low coffee tables and entertainment pieces
with smooth finishes and thin legs are shown in lighter
teak-like finishes.
Tangerine Tango was named colour of the year by
Pantone, which has encouraged the presence of orange
in various degrees. Versions of the “safer” orange
tones range from copper and fall harvest to fiery
sunset palettes. Vivid turquoise mixed with luscious
creams and purple in varying tones were showcased in
accessories as well as the main focal pieces.
As we move into accessories, the more elaborate and
patterned the better. Oversized graphic elements on
upholstery, bedding, and wallpaper have made a huge
comeback, as well as paisley on dining room chairs,
sofas, and barstools. When tied in with the medium
warm brown hues of reclaimed wood, this look becomes
very warm and inviting.
Mirrors, whether on furniture, walls, or backsplashes,
has been on the market for a while now and still shines
with pride. The larger the wall mirror, the better.
Design it your way...
It’s time to love
where you live!
Jennings
Celebrating 127 Years
Furniture & Design
4 32 Talbot St. • St. Thomas • 519-631-0410 • www.jenningsfurniture.com
SPRING 2012
A greater amount of
light
reflected into a room marks
the look of modern design.
Swarovski crystals or silver
details can crreate a mirrored
feel of glamour and a touch of
drama.
Covered ottomans of all shapes,
sizes, and colours can create the
perfect accessory when wedged
under console tables, in front
of sofas as cocktail tables, or at
the foot of your bed. Create a
focal point for your room with
a bold printed poof ottoman, or
try a super large leather tufted
ottoman to create a library
setting.
Area floor rugs have made a
comeback thanks to the return
of the hardwood floor, and
with this return comes choice:
from washed, faded, antique
reproductions to bright, dyed
cowhides. Shags are still on the
scene in various lengths and
colours and rugs in geometric
designs compliment any style of
room.
And finally, chandeliers are huge
– and I mean huge in every form of the word. Birdcages converted to
chandeliers, metal chandelier spheres, spindling arm chandeliers, crystal
chandeliers – the list goes on and on!
The decorating trends of 2012 truly give you the option to reclaim your
home’s look. Something old is definitely something new. One word
describes it all – eclectic. If everything matches in your home, it might
just be time for an update!
“Reclaimed wood is
perfect for the ecofriendly conscious
lifestyle and is
readily available in
both genuine and
reproduction”.
Luxury
is in
the details
Your friends will be “Green” with envy when
you show them your new Couture Kitchen
exclusively available from The Cabinet Studio
Call today: 519.974.4477
TheCabinetStudio.ca
Since 1975
MADE IN U.S.A.
4124 WALKER ROAD • 519.972.3933
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SPRING 2012
3/1/12 10:27:43 PM
RAFIH STYLE
ADVERTISEMENT
The Cabinet Studio (Canada) Inc:
Exclusively Designing a
Healthier Home for Your Family
Do you wake up in the morning with sniffles, dizziness or headaches?
Your existing cabinetry could be partly to blame.
Leigh Ann & Tereza Hello
The standard process in cabinet finishing relies on hazardous synthetic resins and dyes, the production of which often involves
Volatile Organic Compounds (VOCs) like the formaldehyde found in the box construction of cabinetry. Installing cabinetry produced
in this manner runs the risk of inundating your home with VOCs, the presence of which can acutely affect your health. In the short
term, symptoms can include eye, nose, and throat irritation;
headaches; dizziness; and the exacerbation of symptoms
related to asthma and - in the long-term - much more chronic
conditions.
In practical terms, this means that your choice of kitchen
cabinetry is far from being simply a cabinet purchase; it is in
fact closely related to your existing and ongoing commitment
to healthy living.
To Tereza and Leigh Ann Hello, of The Cabinet Studio
(Canada) Inc., “going green” is not a fad - it is a responsibility.
Celebrating seventeen years of specializing in well-thought-out
kitchen designs and selling the most durable cabinetry,
The Cabinet Studio is now proudly offering the Greenest
Cabinets available on the market and is the exclusive dealer
in the Windsor/Essex area.
The Cabinet Studio specializes in well-thought-
What makes their cabinets so green? The Cabinet Studio out kitchen designs and as the exclusive dealer in
purchases from a reputable supplier that has proven Windsor/Essex, proudly offers you the greenest
environmental records, which demonstrate sustained cabinetry available on the market.
commitments to healthy, green kitchens. In using box construction materials with the lowest VOCs in the industry,
100% recyclable hinges and slides and a state-of-the-art finishing process. The Cabinet Studio demonstrates the most durable and
environmentally safe cabinetry purchasable today.
Their finishing process is probably the most impressive part of their cabinetry. Their water-based finishes have 13g/L of VOCs (in
the wet state), and non-detectable in the dry state, compared to a whopping 540 g/L (in the wet state) in their competitors solventbased finishing. Water-based finishes, in addition to being safer, are also more durable, offering a stronger resistance to scratches and
stains while producing a European-quality finish. “Our entire finishing process is green, not just the topcoats,” emphasize Leigh and
Tereza. “The fact that the employees in the finishing department can work without masks is testament to that.”
Tereza and Leigh have found that much of their business growth in the past year is due to an increase in demand for environmentally
responsible products. They still offer the same wonderful “I Design For You” approach that has been welcomed and enjoyed by their
clients and admired by their associates for many years. They pride themselves on always thinking about their clients first and foremost,
so offering healthy cabinets was a natural decision.
If you choose to purchase your new kitchen from The Cabinet Studio, Tereza and Leigh Ann personally promise they will guide you
through the important steps to a healthier home for you and your family without forfeiting style, functionality or durability.
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artistic
RAFIH STYLE travel & Leisure
What an
By Sarah Hupalo owner
Goliger’s TravelPlus
feast for the eyes!
Every hallway, public area, and restaurant
is carefully designed with such flair that
you can’t help but be impressed, no
matter in which direction you look. No
expense was spared to create this adults
- only haven of tranquility and wonder.
Having just recently returned from the Iberostar Grand Bavaro resort, I’ve
concluded that you must experience an escape here should you decide to visit
the Dominican Republic.
Upon arrival in Punta Cana, I was impressed at this architectural marvel - especially
its stunning lobby and roman pillars with gold feet – the whimsical features that
make you look twice. The teak decks woven throughout the manicured gardens
only enhanced the Greco-Roman architecture throughout the hotel.
SPRING 2012
Iberostar Grand Punta Canta
photo courtesy of Frank Michael Photography
Iberostar Grand Maya Riviera
Greeting us with champagne and a very easy
check-in, our butler escorted us to our junior
suite with a magnificent view of the grounds
and ocean.
These well-appointed suites
feature butler service, fine European bedding
and linens, marble bath, Jacuzzi tub, and a
fully stocked mini-bar personalized to your
’
taste. Our butler pre-arranged our a la carte
dinners immediately and checked to see if
we would like to order from our pillow menu
or perhaps add additional items to our mini
bar. I should mention that everything at these
resorts is completely inclusive so there are no
additional expenses (with the exception of spa
treatments, cigars, or tours). It’s so relaxing to
have everything you could possibly need in
your room or poolside without having to take
your wallet out every time.
At the incredible meandering pool or pristine
beach, the staff will gladly take your drink
order,
supply
you
with
complimentary
sunscreen or magazines, or maybe see if
you’d like to participate in any of the daily
activities.
The staff at the Iberostar Grand
hotels work incredibly hard to ensure your
stay is exemplary and always serve you with
a genuine smile.
If you love the beach, you are in for an
incredible treat. The Bavaro beach in Punta
Cana seems to go on forever. After leaving
your beach palapa for a stroll, to the right of
you is the market for souvenir shopping and
to the left you can walk hand in hand for miles
along the powdery sand.
“The Bavaro beach in
Punta Cana seems to
go on forever.”
SPRING 2012
Iberostar Grand Jamaica
There is such a variety of dining at this resort that you will
Their latest addition, the Iberostar Grand in Rose Hall
never go hungry. Perhaps like me, you may overindulge
Jamaica has the same inspired artistic embellishments and
a little bit. They have Gourmet, Italian, Japanese, and
is definitely on my bucket list.
Steakhouse restaurants as well as a buffet serving
international and local cuisine. At lunch, perhaps try the
At Goliger’s TravelPlus, we are always striving to find the
Kobe beef burger or the freshly prepared pasta, lobster,
latest luxury properties where life’s rarest indulgences are
or meat dishes. I still miss the warm mini chocolate chip
commonplace.
cookies mid-afternoon.
The Iberostar Grand resorts are a discriminating traveller’s
If you are looking for nightlife, the hotel has another unique
paradise and an artistic feast for the eyes. I would highly
feature – residing within the lagoon pool is a remarkable
recommended you go there, take a seat on the galleon, enjoy
replica of a Spanish Galleon, where music, dancing, and
the view, and let your wine breathe - while you exhale.
memories await. They’ve positioned this sailboat in the
lagoon near the restaurants and shops so it feels as though
you’ve arrived into some quaint European port. Genius!
You can also experience their well-choreographed nightly
shows or visit their sister hotels next door for a night at the
casino or disco.
The two-storey spa was stunning and the only pressure
I felt was perfectly applied. This makes for a great plan
when your significant other wishes to play a few rounds
of complimentary 18-hole golf on their P.B. Dye-designed
golf course.
As a travel agent, I’ve had the pleasure of staying at their
sister hotel, the Iberostar Grand Paraiso in the Riviera
Maya. In fact, I’ve stayed twice - if that tells you anything
about how spectacular this property is. (It’s a tough job!)
RAFIH STYLE ADVERTISEMENT
POOLSBYANGELO
Angelo Mariani began working in the pool industry with his father.
In 1982, when he started his own business, he brought his father
on board. This summer, Pools by Angelo is celebrating its 30th
anniversary. The Mariani family’s experience expands beyond
Angelo’s 30 years as a business operator; looked at this way, it
becomes multigenerational. Today, Mariani’s children Cristina and
Angelo Jr. help him run the interiors of the business, completing a
three-generation span of extensive pool knowledge.
Mariani’s staff upholds close relationships with clients, relating them to
family. These relationships become beneficial to both parties, as a lot
of maintenance is involved in the upkeep of a pool. “I built the pool, so
they can explain the problem to me over the phone and I can tell them the
solution,” Mariani explains. “It’s like a doctor knowing a patient’s medical
history.”
Mariani also has over 25 years of experience with hot tubs. He began when
hot tubs were innovative, so his business grew alongside the few North
American manufacturers. Currently, Pools by Angelo carries industry
leaders like the Bullfrog Spa, known for its patented and customized
design. “We offer the best,” Mariani assures us, “not because of the name,
but because of experience.”
Mariani is excited to announce the arrival of a new advancement: a privacy
gazebo that also serves as a hot tub cover. It closes with the turn of a key
and is automatic and energy efficient. Mariani likes the product for safety
purposes though, calling it “a great solution for little children being around
the hot tub. You turn the key and you take it with you. No one can get hurt.”
Pools by Angelo offers year-round services that are beneficial for hot tub and
indoor pool owners. “Our customers love to use their hot tubs throughout
the winter months. That’s why it’s important we stay open,” Cristina
Mariani informs. “They need their hot tubs water tested, maintained, and
sometimes technically serviced.”
Another service on which Pools by Angelo prides itself is renovation. Over
the years, all pools require restoration. Renovations also update pools
to comply with the latest trends. For example, “there are vinyl liners so
advanced it’s hard to tell the difference between a concrete or vinyl pool.”
Popular renovations include such vinyl liner replacements, as well as
concrete upgrades, pool depth alterations, and stair installations.
Something new to the industry is pool depth alterations, in which Pools by
Angelo can “transform eight or nine foot diving pools into four foot sports
pools”. Purchasing a pool is not like buying a car; it is more like building a
home.
SPRING2012
2012
SPRING
We know our business
inside and out,
and it shows!
“A pool is a big investment, but requires
lifelong attention. Pools by Angelo offers
the security of thirty years of experience
in not only pools, but hot tubs, technical
service, and maintenance.”
Each pool is a personalized structure best constructed with experienced
installers. Since Mariani has been a builder himself, he brings firsthand
experience to the table.
Cristina believes this offers more to their clients, as installing an inground
pool “is not like picking an item off a shelf, it’s a construction process
where the customer chooses the type of shape, size, stair, and liner. Along
with our industry knowledge and Angelo’s installation experience, we
make a great team.”
Rising beyond the common inground pool, Pools by Angelo constructs
both indoor and onground pools. Indoor pools are built as the house is
but with different components. Contrary to the popular use of galvanized
steel walls, Pools by Angelo carries a new material for construction. A
polypropylene and polystyrene wall is used so the pool will last for life.
Mariani believes indoor and outdoor pools would benefit from polymer
walls.
Onground pools rest half in, half out of the ground and carry the ability
and strength of an inground pool. However, the owner has the option of
modifying the pool at his or her leisure. These pools offer more privacy
and potential than an above ground pool, but are also more affordable.
Though it may seem early in the year to be thinking about installing a pool,
it’s important to get on a schedule. “Slots start to fill up early,” Cristina
emphasizes, “so, the sooner we’re contacted, the sooner we can plan with
you.”
Planning is essential and does take time. The spatial location of a pool
(where it is placed) must be decided in accordance with family needs,
while prospective pool owners must factor in the allocated time for the
proper permits. These are just some possible considerations. There is, of
course, incentive for starting early. Says Mariani, “people who plan ahead
get to use their pool this season and start on their landscaping.”
A pool is a big investment that requires lifelong attention. Pools by Angelo
offers the security of thirty years of experience in not only pools, but hot
tubs, technical service, and maintenance. Expertise spreads through three
generations to offer specialized services and knowledge to their family of
customers.
Escape
backyard paradise
to your
Pools by Angelo is your one-stop-shop for pools!
and YES WE Do SPAS!
We are open year round and service all makes of spas. Sundance, Jacuzzi ,
Beachcomber, Bullfrog, Coast, Cal, Balboa and Gecko systems – we are the specialists!
Come visit our showroom to see what we’ve got in stock.
FEATURING The Covana automated privacy gazebo
Turn your backyard hot tub into the relaxing refuge it once was.
With the Covana Automated Privacy Gazebo and cover enclosure
safety and privacy are no longer a concern. The Covana’s shades
and screens provide privacy and shelter, creating your own
private oasis.
2950 Jefferson Blvd., Windsor
519.945.1179 www.poolsbyangelo.com
Find us on Facebook
Settle for everything.
Introducing the all-new 2012 Mercedes-Benz M-Class. A class pioneer, the
new M-Class continues to build on its tough and luxurious character to become
the most advanced luxury SUV on the planet. From new engines that produce
incredible power and deliver superior efﬁciency to the multitude of technology
throughout, it is the only SUV for those who want to conquer it all.
Visit mercedes-benz.ca.
© 2011 Mercedes-Benz Canada Inc.
Overseas Motors Mercedes-Benz
9225 Tecumseh Road East, Windsor, ON 519.254.0538
www.overseasmotorsmb.com
[Dealer Name], [Dealer Address], [Dealer Telephone Number], [Dealer Website]
0%=B0&/B3)3LQGG
30
[Dealer Name], [Dealer Address], [Dealer Telephone Number], [Dealer Website]
0%=B0&/B3)3LQGG
SPRING 2012
30
Father-daughter team:
Elise Clark
&
Bob Meloche
asktheexpert
RAFIH STYLE life & Style
By Rod Mahler, Meloche Windows & Doors
What should I consider before buying a door or a window?
Windows and doors form a considerable investment as part of the overall value of your home. It is worth
ensuring that you understand and consider the following important factors before taking your decision:
Home and Window Styles
Windows and doors can add appeal by
drawing attention to your home. Take a
good look at both the inside and outside
of your home and see if it matches the
style of your home and your expectations.
Creativity
Review our complete line of products and
our suggested combinations. You may
want to create unique configurations and
add your personal touch by combining
transoms
and
decorative
sidelites.
Quality
Be careful when choosing the material the
product is made out of and consider its
advantages. Wood has a history of warping,
rotting and splitting. Our windows are
made from vinyl. Vinyl has been around
for almost 35 years and is energy efficient,
durable, rot-proof, insect-proof, and
weather resistant. It is made with chemicals
that inhibit UV-degradation. Vinyl can be
painted any color you desire, with heatwelded corners that hold up best over time.
Type
If you are replacing windows or doors in
your home, it is not necessary to replace them
with the same type. You may want to replace
a slider or single hung with a casement
window or a patio door with a garden door.
Application
Take into consideration ventilation needs,
sunlight needs, your privacy and that of
your neighbors, and the position in your
home where the window and door will go.
SPRING 2012
Glass Options
Glass adds a touch of elegance to any
home. Choose a style of glass that
reflects your style, whether it’s tinted,
or a decorative glass with caming.
Security
You want your front door to look beautiful,
unique and at the same time be secure.
Increasing the distance from the lockset
to the deadbolt spreads the impact
load from potential break-ins, thereby
increasing security. Check the frame of
the door to be sure that it’s strong, tight
and well-constructed. Check the glass and
ensure that it can withstand forced entry.
Often windows and doors are the easiest way
to break into a house. Ordinary float glass
used in the wrong application can also result
in personal injury. In such places tempered
or laminated glass is often used due to
their ability to withstand deliberate attacks.
Energy Efficiency
Check out weather-stripping, Low-e
coatings and argon gas-filling options.
All of these combine to make the
window more energy efficient and
environmentally friendly. Windows and
Doors should be Energy Star Rated.
Ease of Operation
Test the windows in the store and compare
them to the competition. Double hung
windows should be easy to operate and
tilt without struggling. Casements should
crank fully open, easily and quietly.
Ease of Maintenance
Test the windows in the store and compare
them to the competition. The windows
should provide for an easy mechanism
to clean from the inside of the house.
Required Noise Level
A lot of buildings are exposed to a high
degree of external noise. Your home may be
adjutant to a highway or a busy main road,
manufacturing unit, school etc. Any doubleglazed window will reduce noise pollution
significantly, but this may not always be
enough. Therefore it is often necessary
to use double-glazed windows with
enhanced acoustic insulating properties.
Performance
Check the Weather-stripping of the
windows and doors. A door or window
that fits snugly within the frame will
allow air and water infiltration. Fiberglass
or steel insulated door panels insulate
better than hollow panels or wood doors.
Warranty
Check warranties to be sure that the
company will be there for you if you have
a problem. Don’t be fooled into buying
products from a no-name company,
as you may be left out in the cold.
All Meloche Windows Ltd. products come
with an extensive written warranty covering
elements such as the glass, workmanship
and parts. We warrant that all our products
will withstand even the toughest conditions.
After - Sales Service
Buy from a manufacturer that stands behind
its products and provides prompt after sales service.
We provide “onsite” service to support
our products, which allows you complete
peace of mind in knowing that there
is no risk in purchasing our products.
Avoid using high powered washers,
ammonia, abrasive based cleaning agents,
glass gleaners, tile cleaners. Using these
products over time will cause cracks.
Building Code
It is important to ensure that the size and
type of window or door you chose is in
conformity with your local building codes
(egress requirements, fire rating etc.)
The pigments that are used in paint are
almost identical to those used in vinyl, but
vinyl’s color goes all the way through. A
little rubdown with Soft Scrub will bring
vinyl back to its original brilliance. You
will be surprised with how much brighter
aged vinyl becomes by carrying out simple
cleaning. Not the original color, to be sure,
but the scrubbing will result in a marked
improvement.
How can I increase the life of my windows
and doors? Simple regular maintenance will ensure
trouble - free operation and ultimately
extend the life of your windows and doors.
The frequency of cleaning and maintenance
required is determined by atmospheric
conditions.
How do I clean window frames and doors?
As a general rule, all parts exposed when
the window or door is closed should be
washed down with warm soapy water
(mild detergent) or a plastic cleaner.
Use a soft cloth, sponge or towel to
avoid scratching. Rinse well with water.
The exterior surface of window frames
and doors may collect a layer of dirt over
time depending upon the environmental
conditions. Usually, rainfall should be
sufficient to remove accumulated dirt on
external surface.
However, in conditions with smog, excess
smoke, or dirt, the exterior surface should
be cleaned more regularly. Soft bristle
brushes or low-pressure spray cleaner may
also be used to clean the exterior surface.
How do I clean glass? Glass is a durable material when exposed
to normal atmospheric conditions, but it
does suffer some surface deterioration.
One of the most aggressive elements in
the atmosphere is water. An adsorbed
layer of water attacks the surface of glass,
dissolving or releasing certain elements that
cause the water to become alkaline. Other
than hydrofluoric acid, alkaline solutions
are the most aggressive in their attack on
glass. With repeated wetting and drying
without washing, the dissolved products
will appear as a whitish scum. This reduces
the brilliance of the surface and in severe
conditions can obscure visibility. This latter
condition is common where condensation is
permitted to occur regularly. Consequently,
frequent
cleaning
is
important.
Glass can be cleaned with warm soapy
water, vinegar-based cleaners or any
cleaning product specifically designed
and formulated for the cleaning of glass.
Avoid using ammonia or alcohol-based
cleaners, which can cause streaking. Care
should be taken not to damage glazing,
frame finish, or insulating unit seals by
overgenerous application of cleaners.
Wipe the cleaning solutions on the glass
in a circular motion, applying light to
moderate pressure. If streaks appear,
rinse the surface with clean water. Using
a clean, lint-free cloth, wipe dry the
interior glazing surfaces, including any
interior frame or hardware components
to prevent spotting or water damage.
To clean grease, oil, tape adhesive, crayons or
paint, apply a small amount of mild abrasive
or acetone (mineral spirits) to a cloth or towel
and rub only the affected area. Repeat the
cleaning steps listed above once complete.
Glass should be cleaned by starting at the
top of the building and systematically
working down to the glass installed on
lower levels. This technique reduces the
possibility of residue and cleaning solution
rundown on glass previously cleaned.
Caution: Do not clean glass or frames while they
are exposed to direct sunlight. Detergents and
soap based cleaners may dry prematurely and
leave a hard to remove residue on the frame or
glass surface.
6 1 4 4 M o r t o n I n d u s t r i a l P k w y. ,
Wi n d s o r, O N . N 9 J 3 W 3
519.734.0000
w w w. m e l o c h e w i n d o w s . c o m
SPRING 2012
Mary Ellen
KavanewsKy
203.918.3329
Debra
manuel
561.252.1353
The timing is right to buy your ideal vacation home in Florida... Just a short
flight to paradise in the winter. With prices already hitting all-time lows
and the market making an upturn, your dream home awaits...
“I was so pleased with the service and professionalism that Debra Manuel gave us that I continue to recommend her to friends and clients - and I am able
to say that they have all shared my opinion! I would not hesitate to call on Debra or Mary Ellen when either buying or selling property again!” - Terry Rafih
Join us for our
Oriental
Rug Event
Rug Event May 4 - 13
Seminar May 4 @ 7 p.m.
RSVP 519-255-1293 to register
TIME FOR A CHANGE
In order to keep pace in an increasingly environmentally conscious world, Green-Tech Building
Maintenance has taken on the task of revolutionizing the cleaning industry. Unlike most janitorial
companies, which clean only for appearance, Green-Tech is a company that also cleans for health.
In past decades, the public health and environmental protection
communities largely focused on obvious outside pollution. In recent
years however, as buildings have been built more tightly in order to
conserve energy, we have noticed that health risks associated with indoor
environments have increased. Particularly, this means we stand a higher
risk of being exposed to the harsh effects of traditional cleaning chemicals
as we spend more and more of our time indoors, occupying tightly sealed
working environments. As the cleaning profession has evolved into one of
the most important service sectors today, Green-Tech proudly views itself
as a manager and protector of the indoor environment. Just as doctors are
here to cure and heal people of sickness and disease, the cleaning industry
is evolving to take preventative measures against such ailments; this is
what cleaning for health is all about. By changing our approach to cleaning
the indoor environment, Green-Tech is ensuring that its services will
contribute to the safety and wellbeing of building occupants throughout
our community.
In 2006, Green-Tech Building Maintenance started with the ambition to
change the cleaning industry. From the beginning, company President
Peter Singeisen always saw the need to “clean green”. This means focusing
on not only the effects of cleaning on the environment, but also the ways
in which cleaning impacts human health. Green cleaning provides clients
with a healthy building, including drastic reductions in dust, bacteria, and
germs. When companies work together with Green-Tech, they contribute to
the green movement and promote an environmentally responsible image to
their staff, clients, and communities.
Today, a lot of companies are seeing the value of working in a safe and
healthy environment. When people feel better, their quality of life increases,
resulting in more satisfied employees and customers. Working in a safe
and healthy environment contributes to positive attitudes both on and off
the job. Statistics show that when people feel better, they become more
productive and more motivated. This increase in worker morale results in
fewer absences, which can increase productivity by up to an astounding
12% within the first few months. Proper maintenance of a company’s
indoor environment ensures the protection of its assets through proper
preservation. As for clients and customers, it is no surprise that they like
to conduct business in a clean and healthy environment, in which they have
the pleasure of interacting with pleasant and motivated employees.
Green-Tech differentiates itself from the competition by offering training
and continuous learning programs in both “cleaning for health” and
microbiology.
These sessions teach its staff the specific environments in which bacteria,
germs, and viruses live and thrive. Most importantly, the staff at GreenTech understands how to effectively eliminate and stop the spread of these
microorganisms, in order to create the healthiest environment possible.
As the threat of dangerous viruses grows in today’s society, Green-Tech
aims its training and learning programs at understanding the ways in which
viruses travel, adapt, and can be most effectively eliminated. The success
of Green-Tech is largely due to its wonderful staff and management,
all of whom are passionate about their work and guarantee customer
satisfaction.
A new service that Green-Tech is providing for its clients is a server-based
communications program, which launched in January of this year. This is a
user-free software communication program that lets Green-Tech’s clients
communicate their needs directly via the Internet and receive instant
responses.
Green-Tech is one of the first Canadian companies to provide this service,
adopted from janitorial companies in the United States. Customers can
access this online program in order to view information, like their building’s
job description; submit, monitor, and track work orders; view cleaning
inspection results; and submit surveys about their cleaning service.
Customers always receive instant feedback to any inquiry. This program
lets Green-Tech truly understand the customer’s point of view so that it can
provide the best customer service. This is the newest development in the
cleaning industry.
Green-Tech began with the ambition to change the cleaning industry. Now,
six years later, many local companies are enjoying the benefits of its “green
cleaning” program. Change is always a challenge; getting people to look at
the cleaning industry differently and value it for what it really does is a task
that Green-Tech takes very seriously.
Green-Tech strives to demonstrate that quality cleaning is an important
part of our culture. Once people experience the advantages of a clean and
healthy building, they will not settle for less. As society values the outside
environment and people value their immediate surroundings, the time has
come to manage the indoor environments as enthusiastically as we do our
natural world; this means cleaning them for health.
www.cleangreen.ca
SPRING 2012
RAFIH STYLE BUSINESS
TAX
TALK
By Irfan Qadir, CMA, CFP. Principal with
Gerald Duthie & Co., LLP, Chartered Accountants.
Tax planning should begin early in the year and should not be left to the last
minute. As we near the end of the first quarter of 2012, with three quarters of the
year remaining, there is still opportunity to plan ahead. Here are some tax tips
for you to consider:
Split Income with Family
If you own a business, consider employing your spouse
and children provided that they are constructively and
factually providing services. You can pay them the same
market value rates as you would pay to an arms length
employee. Since we have a progressive income tax regime
this arrangement could be very effective in keeping the
overall tax cost lower as the same household income can
be shared amongst family members.
Contribute to a Spousal RRSP
If you are eligible to contribute to a RRSP plan and if
your spouse is in the lower income tax bracket, consider
making a spousal RRSP contribution. As long as you leave
the money in the spousal plan for a reasonable period
of time, 36 months in most cases, any withdrawals after
that time will be reported as income on your spouse’s tax.
Potentially, this can result in a significant tax reduction.
Consider making the contribution early in the year.
Revisit your Business Structure
This is a good time to look at whether or not you have
the optimum business structure in place. If you are self
employed, depending on your level of income it may be
beneficial for you to consider incorporating your business.
SPRING 2012
It may result in a significant tax advantage as the corporate
tax on active business income earned through a corporation
is taxed at 15.5% (in Ontario) on the first $500,000 of taxable
income.
Organize your Documentation
Be proactive. Take a look at how you record and store your
financial information. Have a system in place that tracks
and organizes information efficiently. Nothing is more
nerve racking than looking for information and not being
able to locate it when you need it (happens to all of us). Lost
information could very well mean lost tax savings. Good
documentation is key to effective tax planning, particularly,
when you are faced with the specter of a tax audit.
Lend Money to Children for
Longterm Investments
If you have funds available for long term investments
consider lending or gifting cash to children under 18.
The investments can then be made by the children. The
attribution rules do not apply to capital gains earned by
a minor and, therefore, this could potentially be a very
effective tool for splitting family income.
Trigger Capital Gains
Although capital losses can be carried forward to future
years indefinitely, these losses can only be applied against
capital gains. Now is a good time to take inventory of
your investment portfolio and if you have any unused
capital losses from earlier years, consider selling off some
of your portfolio to realize capital gains to the extent of
capital losses available. Make sure that the decision to sell
is carefully thought out and is not purely tax driven.
Pay Dividends to Fund Education
If you have a successful business and if you have young
children who will be pursuing post-secondary education you
may consider a corporate reorganization. An estate freeze
may make good sense depending on your circumstances.
The children can then become shareholders and potentially
receive dividends to fund their post-secondary education
which in many cases is fairly expensive.
Make Tax Installment Payments on Time
Unless there are unavoidable circumstances, it is very
costly to borrow from the tax man. The reason is that
Canada Revenue Agency (CRA) charges interest that is
compounded daily, on late or deficient tax installments.
This is a good time to take stock of what your expected
income will be for 2012 and whether or not, depending on
the nature and source of income and deductions available,
you will owe any taxes. If you are likely to owe more than
$3,000 then it is advisable to make tax installments to avoid
interest. Generally speaking, if you make the installments
in accordance with the installment tax notice sent to you by
CRA, you should be able to avoid interest and penalties.
One final note: Some of these tax strategies require
consideration of other matters specific to your circumstances.
It is, therefore, important to consult your tax advisor before
implementation.
Accounting, Taxation &
Financial Advisory Services
Gerald
Duthie
& CO. LLP
CHARTERED ACCOUNTANTS
Proudly serving the Rafih Automotive Group
525 Windsor Ave., Windsor ON. N9A 1J4 • Ph. 519-255-9600 • Fax. 519-255-9525 • www.geraldduthie.ca
3 GENERATIONS OF EXPERIENCED ROOFING
EMPIRE
ROOFING
CANADA’S TOP
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Corporation has built a solid reputation for market excellence; and thrives only on the highest
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Empire Roofing Corporation
4810 Walker Road, Windsor, ON
Main: 519-969-7101 Fax: 519-969-6325 www.empireroofingcorporation.com
Empire Roofing recently completed the largest TPO project in North America in 2011 (Pictured here)
Empire Roofing Corporation
4810 Walker Road, Windsor, ON N9A 6J3
www.empireroofingcorporation.com
Windsor: 519-969-7101
Fax: 519-969-6325
Toronto: 416-923-ROOF (7663)
London: 519-850-ROOF (7663)
Memories
that last a lifetime.
WE KNOW BOATS!
Taking Families Boating Since 1948.
maplecitymarine.com | 519-354-3640
SPRING 2012
lexus.ca
gs
the aLL-neW 2013
not so much unveiLed
as unLeashed.
Lexus of Windsor
9375 Tecumseh Rd. East
519.979.1900
www.lexusofwindsor.com
RAFIH STYLE BUSINESS
Keeping a Roof
over your Head,
No Matter What
By Trevor Le Drew, CFP
Regional Director,
Investors Group
An empty house can seem sad and lonely. But a home-that’s different.
It’s your place, an architectural shell you’ve filled with the beauty of
life, the emotion of living. Whether it’s your first home or your dream
home, the most important fact is … it’s your home.
At least, it is your home for as long as you continue to
pay the mortgage. That’s why you budget carefully and
make those mortgage payments each month. But, what
if you couldn’t? What if sickness, injury or death made
it impossible to keep up with the mortgage payments?
Would your family be able to stay in its home?
Fortunately, there are ways to help ensure your family
will always have a roof over its head, regardless of what
happens to you. which is best for your situation? Let’s
take a look.
Traditional mortgage insurance insures your mortgage
and will pay off the total outstanding amount of your
mortgage when you die. Most lending institutions offer
mortgage insurance as part of their mortgage options
and they’ll usually integrate the premiums into your
total mortgage payments.
With mortgage insurance, your lender owns the policy
and if you find a better mortgage rate at another lending
institution, you usually need to re-qualify at the new
lending institution. Unlike a life insurance policy,
the amount of coverage decreases as you pay down
your mortgage. If anything happens to you, the death
benefit is automatically used to pay off the outstanding
mortgage balance.
A personal life insurance policy insures you, not your
mortgage. You determine the amount of coverage you
want-it’s not tied to the value of your mortgage.
SPRING 2012
You own the policy, so you have the freedom to name
your beneficiaries and they can choose how to use the
proceeds. You can, switch to another lending institution
without jeopardizing your coverage and your coverage
doesn’t decrease as your mortgage is paid down, which
means that for every dollar of mortgage principal repaid,
there will be additional insurance proceeds available to
your family at a time when it may need it the most.
You usually can use the benefit to help pay off your
outstanding mortgage loan, make payments while you
recover, or for any other personal or business need.
Also, your policy can be customized with the options
and features you choose, which may include having
your premiums waived if you become disabled.
Disability insurance protects your ability to continue to
make mortgage payments by providing money if you
can’t work. You may have a group plan at work that
includes disability insurance. But, group coverage ceases
when you leave your job, and if you’re self-employed
you may not have a plan. A group plan may also have
limits on the amount paid out in the event of disability,
and may have a more restrictive definition which may
limit your coverage.
In addition, if your health improves your benefits
may stop, forcing your return to work prematurely. A
personal disability plan can supplement other disability
benefits in ways that make sense for you.
Critical illness insurance generally pays you a one-time lump sum benefit amount if you are diagnosed with a
critical illness or condition, as defined in your policy. Critical illness insurance is not tied to a mortgage or any
other personal or business loan.
You usually can use the benefit to help pay off your outstanding mortgage loan, make payments while you
recover, or for any other personal or business need.
If you want your home to be a secure no matter what happens to you, having enough insurance to cover your
mortgage debt is essential. And, if you want to be able to maintain your family’s lifestyle come what may,
disability and critical illness insurance are equally important. We can show you how insurance can play an
important role in bringing your financial security plan home to stay.
Let me give your
investment plan
a “Second Look”
Are you looking at your most recent investment statement and asking yourself…
Have I made the right investment choices?
Should I be selling any of my investments?
Or is this the time to buy?
Why has my advisor disappeared?
TREVOR P. LE DREW, CFP
Working with one of Canada’s largest and most respected financial services companies, I bring
a wealth of knowledge and experience to your table. Together, we’ll take a second look and
put a plan in place that works for you. Call now and let me show you how The Plan by
Investors Group™ can help you prosper now… and over time.
Regional Director
[email protected]
519-253-3553
™Trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations.
MP1577 (02/2009)
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SPRING 2012
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A unique through-loading system stores long items conveniently. In
addition, the BMW Ownership Advantage provides ease of mind with a standard 4year/80,000 km No-Charge Scheduled Maintenance program, exceptional resale
value and fuel-efficient power. All wrapped in an unmistakable Cabriolet silhouette,
this new 3 Series delivers an exhilarating open-air driving experience.
*For Example, the MSRP of a 2012 BMW 328i is $57,300. Freight and PDI, license, insurance, taxes and vehicle registration are extra. Limited time offer and subject to change.
2012 BMW Canada Inc. “BMW”, the BMW logo, and all BMW model designations are registered trademarks of BMW AG, used under license.
RAFIH STYLE PROFILE
Miles & Co. Chartered Accountants, a local Chartered
Accountant firm with big plans, stands proudly in the
heart of Windsor’s flourishing Walkerville district. In its
present form, the firm is the result of a lineage of diligent,
successful work that dates back to 2001, the year in which
Ed Miles’ founded his original practice. “My background
was in tax,” Miles explained, “having worked in the tax
groups of some prominent international CA firms. Early
in my career, I realized that the most important concern of
nearly every business I encountered was the minimization
of tax. I enjoyed everything about tax, particularly with
respect to solving problems and helping people, and I
wanted to build a practice that focused on that.”
Miles, who has always concentrated on servicing the
local professional community and its client bases, quickly
gained a reputation for offering top-quality tax advice
and planning at a reasonable rate. With his client base
rapidly expanding, Miles’ practice expanded, developing
over time into a full-service Chartered Accountant firm by
selectively adding to its staff a number of highly skilled
tax professionals. Today, Miles & Co. envisions itself as a
comprehensive firm of serious tax specialists. “While we
can provide regular accounting services to our clients,”
Miles explains, “it was important to us that we maintain
our position as a leading provider of tax services. Tax is a
complicated area, and if you don’t specialize in it you run
the risk of making mistakes.”
The firm owed much of its initial success to the cultivation
and maintenance of positive relationships with other CA’s
in the city. This business dynamic is borne out of a spirit
of cooperation, rather than competition, and is made
possible by Miles & Co.’s laser-sharp focus on its core
area of expertise: tax. Along these lines, Miles’ growing
tax practice made a significant step forward with the
addition of Ian Murphy, CA. Murphy, who joined Miles
& Co. from a large CA firm’s tax group, boasts significant
experience with Scientific Research and Experiment
Development tax credits and Canadian and US personal
and corporate tax. This body of expertise meshed well
with Miles’ strengths in tax planning, reorganization, and
more complicated cross-border structures.
“I had been looking for the right fit for my next career
move for several years,” relates Murphy. “I wanted to
continue to grow as a tax professional, and wanted to
build on the many positive relationships with other
CA’s that I had developed over the course of my career.
Miles & Co. offered me that opportunity.” Murphy cites
his several productive connections within the Chartered
Accountant community as an important contributing
factor to his professional success. “When I get a new
client,” he explains, “it tends to be a referral from another
CA firm. So, I can continue to work closely with so many
other CA’s whom I respect and admire. I also am in a
unique situation in that Ed and I work closely on every
tax issue of significance, and we learn from one another
on a daily basis.”
Murphy was made partner in 2010; with its focus renewed
on offering taxation services to other CA firms and the
public at large, the practice began to grow rapidly.
Serious Tax Advice
SPRING 2012
Currently, Miles & Co. has 16 employees and associates,
including five CA’s and two CGA’s. “The more we focused
on tax, the more the practice seemed to grow, allowing us
to add even more vital resources to the team,” stated Miles.
“Our cross-border practice was growing exponentially,
particularly with the IRS’s revamped approach to requiring
US tax providers to pass a competency exam, which
prevented some local firms from preparing US returns. In
response to a growing client demand, our approach was to
solidify our expertise in this area.”
This ambition led to the addition of Michael Murphy,
LLB. As an experienced immigration lawyer, Murphy is
able to provide Miles & Co’s cross-border clients with a
unique, additional level of comfort. The elder Murphy’s
expertise is particularly significant to clients involved in
implementing cross-border tax structures that require key
employees to work on both sides of the border. In Michael
Murphy’s own words, “I’ve always enjoyed working with
accountants, and the opportunity to work with a CA firm
that had experience in this area certainly appealed to me.
The value to any client is greatest when their accountant
and lawyer are sitting at the same table together, and when
they’re working together in the same office, year-round,
the synergies are tremendous.”
As Miles & Co.’s client base grew, the firm witnessed a
significant increase in the size of its clients. Eventually,
it became necessary to bring aboard someone capable of
understanding the myriad complexities that are associated
with operating as a large company. By welcoming Paul
Kriz, CA-CBV, and Marta Sebestyen, CGA to the
firm in 2011, Miles & Co. was able to effectively
address this area of necessity. Kriz entered the
accounting profession in 1976, and has served
family-operated and privately-owned businesses
in Essex County for over four decades. In addition
to his CA title, Kriz went on to receive his Chartered
Business Valuation and Certified Fraud Examiner
designations, participating in special assignments
in both Canada and the US. A recently retired
partner from an international accounting firm,
Kriz brings to the table a wealth of experience; he
provides invaluable guidance to the firm. “Paul
was an integral member of a small local firm that
skyrocketed to become the largest firm in the city
on the way to eventually joining an international
firm,” Miles explains. “Paul’s firsthand understanding of
this process makes him essential to Miles & Co., in-house.
And, when you add his history of customer service and
ability to handle any type of client query, he has been a
wonderful asset to the firm.”
Sebestyen offers 17 years of dedicated efforts to her clients,
with a focus on all aspects of the internal accounting function,
as well as financial statement and taxation compliancefiling requirements. A Simply Accounting Partner, she
assists her clients with technology instruction, support,
implementation, upgrading, and trouble-shooting. “As
the firm has undergone such significant growth,” explains
Murphy, “it’s vital to maintain organized approaches
to our client service. Marta’s broad-based approach and
commitment to exceptional client service are exactly what
we need at this stage.”
With various other key, experienced additions
supplementing the aforementioned tax professionals,
Miles & Co. feels that it is well-positioned to experience
further significant growth in the near future. In the words
of Miles, himself, “we now have an office in Michigan, and
we’re on the verge of adding an additional Windsor-area
location to make it more convenient for our clients. We
certainly anticipate further expansion into Michigan and
along the Toronto-Windsor corridor in the coming years.
The vision we had of a tax-focused practice is coming to
fruition. We’re serious about tax, and the market seems to
appreciate that.”
1601 Wyandotte Street East,
Windsor, ON., CA N8Y 1C8
T: 519-253-6077
F:519-253-5003
[email protected]
RAFIH STYLE WHEELS
By Jesse Ziter
It is difficult to talk about Detroit’s North American International Auto
Show without talking about Detroit. In recent years, the NAIAS has become
something of a convenient media trope, persistently presented to us as a
microcosm of the beleaguered city itself.
For Windsorites who live and work outside of the orbit of the Big Three, the Auto Show (we all know which
one we’re referring to) becomes something of a reification of the industry that, if you’ll pardon the regrettable
pun, really does in several ways drive our city. In plain terms, this is
to say that the Auto Show constitutes a livable, material event that
reflects the relativel prosperity of the automotive industry in any
given year more immediately and accessibly than can any number
of sales facts and figures. The NAIAS, depending on the year, is
a tangible representation of recession or an obvious testament to
excess and prosperity.
BMW X8 concept
SPRING 2012
While this approach to thinking about the Auto
Show can be fruitful, it also has a tendency, if you’ll
endure another pun, to bear low-hanging fruit. For
most Windsorites, this sort of amateur socioeconomic
study might best be sidestepped in favour of a more
grateful, appreciative position that renegotiates
the NAIAS as, well, a convenient opportunity to
to collectively celebrate the very shiny output of
millions in the presence of thousands. The NAIAS
is, after all, a genuinely world-class annual event
that, in a sense, accidentally takes place in our
proverbial backyard. This is welcome.
It is also difficult to talk about the Auto Show
concisely, such is the sheer, singular scale of the
event. This year’s show was particularly well
attended, with final tallies expected to confirm the
presence of nearly 800,000 members of the public,
constituting the largest cumulative showgoer
turnout since 2005.
This year’s edition ran from January 9 to January
22 in its now familiar Cobo Hall environs. As ever,
the event showcased a multitude of interesting
vehicles, both real and (partially) imagined.
Of particular interest to Windsorites, Rafih portfolio
automakers exited another year’s show with a
coruscating collection of decorations. Notably,
the Range Rover Evoque fought off competition
from the BMW X3 to emerge with the 2012 North
American Truck of the Year prize. Symptomatic of
greater trends within the automotive industry, none
of 2012’s pretenders to this throne can be accurately
called trucks by conventional definition. Although
hardly a shrinking violet of a vehicle, even the
Evoque is Land Rover’s most compact, fuelefficient option. In fact, this paradigm shift towards
economical restraint in the truck sector reached its
apogee at this year’s show as the comedian Jon
Lovitz (we’re not sure either) introduced the Smart
For-Us concept, an electric prototype vehicle meant
to alloy Smart’s eco-friendly, urbanite brand ethos
with the conventional American pickup truck.
Smart For-US Concept
Plaudits are also owed to the 2013 Ford
Fusion and Lexus LF-FC, winners of
this year’s EyesOn Design awards
for production and concept cars,
respectively. These internationally
recognized accolades, the centrepieces
of a prestigious charitable gala, are
intended to honour vehicles making
their North American or worldwide
debut at the NAIAS.
Although unlikely to ever see the light
of day in its 2012 guise, the LF-LC is
adroitly emblematic of the Auto Show’s
potential as a space for extraordinary
design unfettered by the forces of
practicality. Existing somewhere in
the liminal space between fantasy
and reality, this front-engined, RWD
hybrid stared down showgoers with
an aggressively angular front end
elegantly topped by a swooping,
almost impossibly impractical glass
canopy.
The LF-LC is clearly a statement
vehicle, the almost arrogant opulence
of which is meant to attract the
eyes - if not the pocketbooks - of a
younger, hipper demographic than is
normally serviced by the brand’s staid,
utilitarian interpretation of luxury. This
demographic was similarly solicited
this year by the NAIAS organization’s
increased social media presence,
including but not limited to its versatile
Twitter presence as @NAIASDetroit.
Lexus LF-FC
2013 Mazda CX-5
SPRING 2012
“It is possible to
come to understand
Detroit’s annual
Auto Show as an
annual progress
report for a city and
industry or simply a
jewel in the annual
Windsor-Detroit
social calendar. ”
Comparatively benign, although exponentially more practical,
is the redesigned 2013 Fusion. Built on a new platform, next
year’s Fusion caters to the diverse needs of its midsize-sedancentric clientele by offering five powertrain sources, including
three gasoline options, a conventional hybrid, and the new
Fusion Energi plug-in hybrid. This final option is perhaps
the most interesting, boasting a legitimate claim to the title
of “world’s most fuel-efficient car”. The Energi is expected to
outperform, in terms of energy efficiency, both the Chevrolet
Volt and the Prius plug-in hybrid, all while looking like, for
lack of a more elegant descriptor, a normal car.
2013 Lincoln MKS
It is possible to come to understand Detroit’s annual Auto
Show as an annual progress report for a city and industry or
simply a jewel in the annual Windsor-Detroit social calendar. It
is also, however, understandable as a shopping mall. As ever,
several of the aforementioned vehicles are either available at
or en route to Rafih Auto Mall showrooms in Windsor.
2013 Ford Fusion
2013 Dodge Dart
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RAFIH STYLE FASHION
Cruise Wear
for Wherever
You Cruise:
A Warm-Weather Wardrobe Primer
By Jenna Bourque
Owner/Designer
A de V2 Couture
A gentle breeze softly flowing through your hair; the warm rays of the
sun on your face; that refreshingly cool cocktail in your hand:
These things have been far removed from most of our brains, thanks to the frigidly cold climate winter has brought to our city.
However, the more fortunate among us, those who have been waiting in anticipation for this weather to come, have much reason
to celebrate. They happen to be the lucky ones escaping these chilly conditions for a warm-weather destination! Florida is always
very popular, and many folks spend every winter minute in this state’s warm, humid climate. Others may prefer Mexico, the Dominican Republic, or Jamaica for a temporary release from scraping ice-covered windshields. One decidedly wonderful idea for
winter travel is a cruise. A cruise offers a multitude of
fabulous options, including a luxurious atmosphere
and decadent entertainment. However, being
mindful of having so many different experiences in a short amount of time, one
has to remember to pack smart.
SPRING 2012
The first rule of the thumb when deciding what to wear for your cruise:
Swimwear will be a huge staple in your cruise wardrobe.
Know your cruise ship category. Certain cruises are more formal
Whether you prefer a one or two-piece suit, the most
than others, especially when it comes to evening entertainment.
important thing is to pack plenty. Three, four, or even five
Most cruises, however, do have at least two formal nights, and some
suits will do you well on your trip – depending on the
require more regulated attire for strolling around inside the actual
length, of course. Keep in mind that you definitely don’t
ship. Be sure to look into the etiquette guidelines of your specific
want to be waiting for your suit to dry, and you probably
cruise ship; this can also help you to avoid overpacking!
don’t want to wear the same suit day in, day out – or even
“You will be spending
lots, if not most of
your time by the pool
or beach, so, really,
treat your swimsuit
like an outfit.”
for two days straight, either! You will be spending lots,
if not most of your time by the pool or beach, so, really,
treat your swimsuit like an outfit. Not to mention that this,
of course, gives us more reasons to bring our cute beach
cover ups and sexy sarongs! Oh, and because they pack
well, too!
As with any trip, there are certain wardrobe essentials for cruising
the ocean blue. Let’s go over some of these important items:
It is important to pack your basics, of course, such as cute walking
shorts and a nice, airy blouse. However, planning your colour
palette can really help you to minimize the amount of pieces you
bring. Choose one dark neutral, one light neutral, and one or two
bold colours. Mix this up by pairing a dark top with light shorts, a
colourful patterned dress with a neutral blazer, or a light blouse with
a bright skirt; the list goes on and on. I can’t overstress how much
this will help you. If you are unsure of which colours to go with,
pick out a couple from your favourite patterned summer dresses.
The flowing dress is probably the most important piece you could
have. It is a garment you can slip over your bathing suit or dress up
with some jewels and fun wedges for a night out. Don’t feel like
you have to go bold, floor length, or boho. There are many cute shift
dresses available in light, airy fabrics with pretty patterns and details
for everyone. Since they don’t take up much space in your suitcase,
feel free to bring a few but do try to stick with the same colour tones,
so you can interchange your accessories with ease.
A comfort shoe, preferably with a rubber sole,
is a must. You don’t want to be sliding all over
the deck in steel-point stilettos! If you love
your heels, a great option is a wedge, as these
offer more support and are more likely to have
a rubber sole. There are many stylish flats to
choose from, as well.
Pick sandals that aren’t only cute by the pool,
as you may want to wear them while you stroll
the beach visiting magnificent shops. You don’t
want to be hiking back to your room just to
change your shoes.
Lastly, it is important to note that cruise ship
evening wear can range tremendously. You
will see everything from cocktail attire all the way to full-glitz
evening gowns. I say, “have fun with it”! You only live once;
if you can, be daring, bold, and dazzling. Every cruise has
a formal night, so go full glam and choose a bright dress or
gown – one that perhaps you wouldn’t normally wear – and
adorn it freely with beautiful jewelry and chic accessories;
this is your statement piece for your trip. Chances are, you
won’t be running into these people ever again, so embrace the
chance to be a super fashionista and really strut your stuff.
Happy cruising!
High end
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Fashion Designer
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See our latest designs at www.adev2byjenna.com
SPRING 2012
We Provide Individual
Personalized
EveryProvide
Client
Attention SoWe
Individual
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or She
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Attention So
Only Client
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orofShe
By offering a variety
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we can deliver a remarkably simple
proposition to help you meet your
financial goals through Mutual Funds
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Alynn M.
Anglin and Segregated Funds. Through the specific programs we
building and protection strategy.
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Beingdemonstrate
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approach
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to help
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MUTUAL FUND DEALER
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* Insurance products available through Anglin Financial Management Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.
Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
� Approved with changes
Sales Representative
3353 Walker Rd. 519-258-1995 www.anglinfinancial.com
FAX: 519-979-9237
1/2 PAGE MODIFIED VERTICAL
*Please note, colours may not reproduce exactly as shown.
4.6875 X 7.25
Up to 7' interior gasoline to adrenaline.
Converts
standing height for
Class-leading
fuel economy via
the BlueTEC efficient
diesel engine
With
bold, dynamic
easyitswalk-in
loadingAMG styling, the all-new 2012 SLK 350 instantly attracts attention.
And with our dynamic handling package and 302 horsepower at your disposal, the ride is as
and
unloading
exhilarating as its look. For ultimate closed-top cruising, raise the power retractable vario-roof
and witness MAGIC SKY CONTROL – our innovative panoramic sunroof that adjusts from
tinted to clear at the touch of a button. Visit mercedes-benz.ca/slk
©2003 Campbell McGregor Garant Publishing Incorporated. All rights reserved. This advertisement may not be duplicated in any form, in full or in part without written permission from the publisher.
Works hard, even in park.
600 cubic feet of cargo
capacity can fit over
100 sheets of drywall
The 2011 Mercedes-Benz Sprinter. Starting from $42,900.
mercedes-benz.ca/sprinter*
©2012 Mercedes-Benz Canada Inc. *National MSRP pricing is shown and is intended for information purposes only. Price does not include taxes, levies, fees, freight and delivery -charges,
insurance and licence fees, as well as any other products or services not listed that may be available to you through your selected Mercedes-Benz dealership. Vehicle price subject to change.
Dealer may sell for less. This price does not apply in provinces with total/all-in pricing requirements. Please contact your local dealership directly for exact pricing details and total pricing
applicable in those provinces. Vehicle shown is a: 2012 Sprinter 170.3” Cargo Van, Base national MSRP $42,900, all-in pricing up to $46,516.25 dependent on region.
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Overseas Motors Mercedes-Benz 9225 Tecumseh Road East, Windsor ON 519.254.0538
www.overseasmotorsmb.com
SPRING 2012
Nestled accessibly on the campus of Windsor
International Airport, Journey Air Pilot Training has
been elevating career and hobby-driven Windsorites
since 2004. Journey Air caters to a diverse clientele
comprised by roughly equal numbers of careerminded students and amateur hobbyists, including
both men and women of various ages. Currently,
Journey Air can accommodate approximately
100 students, meaning it boasts ample room
for new registrants, effective immediately. In the
longterm, Journey plans on establishing itself as
a fully sanctioned Private Career College, capable
of offering fully realized professional commercial
pilot training. At present, an education at Journey
constitutes an excellent first step towards fulfilling
any career goals you or your children might have in
the aviation industry.
A transplant to Windsor from nearby Ridgetown,
Ontario, Jon Carnie grew up with similar career
aspirations to many young children. “I’ve always
wanted to be a pilot,” he explains. “It was my
childhood goal.” Carnie did not, however, see taking
to the skies as the quixotic aspiration that many
consider it to be, successfully pursuing pilot training
in London before taking a position at Journey as a
full-time instructor.
On a day-to-day basis, Carnie facilitates and
conducts individualized two to three hour lessons,
which supplement hourlong in-plane sessions with
realistic simulation exercises, one-on-one “ground
school” educational seminars, and personalized
debriefings. Somewhat surprisingly, current Ontario
legislation allows for intrepid aviators as young as 14
years of age to hold student pilot permits, meaning
that prospective pilots can begin their hands-on
practical educations years before they can get
behind the controls of decidedly more pedestrian
vehicles. Recreational permits, which come with
a more liberal set of associated restrictions, are
granted to pilots as young as 16. Of course, at the
opposite end of the spectrum, Carnie has educated
several first-time flyers who were well into their fifties.
Hopefully assuaging the fears of any prospective
pilots, Journey Air’s on-ground education naturally
and importantly features a substantial safety training
component. Promises Carnie, Journey Air has “an
impeccable safety record. We teach safety as our
number one goal.”
Significantly, Journey Air boasts an impressive fleet
of aircraft that offers a broader range of flight training
options than the local competition, including three
Diamond DA20-C1 planes - featuring avionics
capable of flight under Instrument Flight Rules (IFR)
- and a Cessna 172R. In the pipeline is the addition
of a Diamond DA42 twin-engine plane.
Although this winter’s magnanimous conditions
have offered few impediments to any outdoor
endeavours, Carnie is quick to emphasize that flight
training is a year-round activity in our area, even
under normal conditions. Although hardly tropical
by global standards, Windsor-Essex boasts perhaps
the absolute finest weather for pilot training in the
country. Local pilots enjoy the luxury of (relatively)
moderate temperatures while avoiding the lake
effect snow that plagues nearby training centres
in the London area. Carnie hopes that prospective
airmen and women understand piloting as both
a tenable, longterm professional vocation and a
realistic, rewarding, full-time hobby. Casting popular
diversions such as snowmobiling and boatingin sharp
relief, hobbyist pilots need not take any seasons -
or even months - off from pursuing their chosen
leisure activity.
Journey’s privileged access to Windsor International
Airport provides students with a centralized pilot
training environment, which reduces the commuting
time that links various phases of the pilot training
curriculum, thereby ensuring the most efficient
possible use of paid and personal time. Carnie
emphasizes the convenience of the quick and
unfettered access afforded to Journey students at,
if we’re honest, a presently under-capacity airport
facility. At time same time, YQG (as the airport is
known to industry types) still offers the amenities and
educational experiences associated with a modern,
tower-controlled international airport.
Drawing from his impressive portfolio of personal
flight and flight instruction experience, Carnie relates
that pilot training is “not just a skill to learn” but an
opportunity to encourage one’s positive personal
development through the rigorous exercise of
“critical decision making”. For young students, flight
training can adroitly complement and accelerate
the ongoing process of personal maturation. It is, of
course, also an eminently fun and rewarding hobby,
for both student and instructor.
Whether taking to the skies appeals to you as a
lifelong vocation or has simply been an unsatisfied
itch since the days of your own childhood fancies,
Jon Carnie and his colleague as Journey Air Pilot
Training invite you to get in touch. As a Windsorite,
you already enjoy wonderful access to this unique
opportunity raise the bar for your own professional or
personal education.
RAFIH STYLE life & style
Luxury Living in LaSalle
Tuscany Oaks Luxury Ranch Home in LaSalle, designed by Evola Builders.
Windows by The Planning Centre. Roof by Tamar Building Products
Furniture provided by Gabriele Brand Source Home Furnishings.
Interior design by Interiors By Bonnie L. Coutinho
Whether right at the fore or pushed to the
back of our minds, everyone has a file labelled “dream home.” Some may imagine
granite countertops, others, walk-in closets.
Some might envision a striking modern
frame, while others conceptualize a sweeping stone structure, traditional and welcoming. For many people, dream homes seem
doomed to dwell only in the realm of the
subconscious; however, Evola Builders has
been making the dreams of satisfied clients
a reality for over twenty years.
With John at the helm of building projects
and Carmela behind the scenes ensuring a
smooth operation, the Evolas have created
many beautiful and unique homes in the
Windsor/Essex area. A fundamental emphasis on communication and accessibility
creates the strong working relationships
that John Evola asserts are the key to quality craftsmanship – an assertion that is supported by the high quality of work present
in every home created by Evola Builders.
Unsurprisingly, their Tuscany Oaks Model
is a pinnacle of high-quality living. Nestled
in the heart of LaSalle, Tuscany Oaks offers
potential homebuyers the peaceful lifestyle
associated with semi-secluded areas, while
remaining close to fantastic amenities such
as grocery stores, shopping centres, banks,
schools and fitness clubs. The development
sits across from a wooded area that not only
offers privacy but also boasts an abundance
of picturesque walking trails. The model
home that is currently for sale in Tuscany
Oaks is a sprawling French Country-style
ranch, with over 2,700 square feet of living
space.
“ Master Suite “ Laminite closets
designed by Amazing Closets
Kitchen Cabinets by
Frank Cremasco Cabinets
Quartz countertops by
Europa Marble & Granite
With three bedrooms plus a den/office, this home has enough space to suit any
lifestyle – a family with children, young professionals looking to plant some
roots, or retirees who want to enjoy their golden years in style.
Appliances by Gabriele’s
Floor & Home
From the foundation to the roof, Tuscany Oaks is saturated with the finest materials and craftsmanship, made possible by the excellent businesses and services
of Windsor/Essex. The structural components work together to create a space
that blends aestheticism with pragmatism – a cohesive balance between beauty
and security. The exterior of the home was created with a combination of brick
and Indiana Limestone, a beautiful blend that not only looks incredible but
provides security in its durability. Adding to the durability of the home is the
stylish roof provided by Tamar Building Products; made with IKO Cambridge
Shingles that have a lifetime guarantee, potential homebuyers can be confident
in the lasting power of the roof. Pulling everything together are the gorgeous
windows and doors supplied by The Planning Centre. The windows (complete
with urbane transoms) are large and plentiful, allowing tons of light to spill into
the home and highlight the space afforded by the cavernous ceiling height.
Shower designed by
Bayview Glass & Mirror
Granite countertops provided
by Europa Marble & Granite
Everything you will need to create your dream
home is available at these fine suppliers:
County Heritage Forest
Products Ltd.
1275 Hubrey Rd.,
London, ON
519.686.7573 toll free 1.800.265.7643
www.countyheritage.com
Granite countertop by
Europa Marble & Granite
Everything
youFireplaces
will need to
Forest
Glade
create
your
dream
home
is available
11400 Tecumseh Rd. E.,
at
these
fine
suppliers:
Windsor, ON.
519.735.2229
Amazing Closets
www.forestgladefireplaces.com
Olde French Style Custom Home
years experience in the construction industry, Bertucci has an
nowledge
for building,
fabricating,
design. byHis
The luxury
of the home
is supported and
and augmented
the custom
quality
of
the
components
within
it.
The
surfaces
of
the
granite
countertops
d residential projects go above and beyond the client’s expectations
in the bathrooms gleam and the quartz in the kitchen glows thanks
tegrating
the most detailed features and desires expressed, but
to the contributions of Europa Marble and Granite. The counters are
m with supported
his own flair
for design.
Putting
a project
solely inand
the
and highlighted
by the
high-end,
custom cabinetry
vanities supplied by Frank Cremasco Cabinets. The master batho Bertucci Custom Design/Build ensures a well thought-out,
room includes a beautiful custom all-glass shower enclosure credesign,ated
finished
off with
theand
area’s
finest
suppliers,
subhigh
trades,
by Bay-View
Glass
Mirror
Ltd. Storage
is always
on
homebuyers’
wish-lists,
and
Tuscany
Oaks
certainly
delivers.
The
ell trained craftsmen.
unique and trendy storage solutions were provided by Amazing
Closets, including the beautiful master closet. Finally, what would a
home be without furniture and appliances? The professional-series
Tile flooring
by
Electrolux
appliances
in the kitchen, along with all of the high-end
Palazzi Bros.
furniture in home, were supplied by Gabriele BrandSource Home
Furnishings. Carmela Evola, along with interior designer Bonnie
R. Coutinho, chose the furnishings to suit the cosmopolitan style
found throughout the entire home – upper-scale but comfortable
living is what Tuscany Oaks is all about.
Evola Builders’ impressive history has been built on the philosophy
that high-quality material meshed with high-quality craftsmanship
is the key to creating beautiful homes. Tuscany Oaks is no exception, and is a credit to Evola Builders’ sterling reputation. They are
currently embarking on a new development project, also located in
the heart of LaSalle, which will mirror Tuscany Oaks’ testament to
high-quality homes. The aptly-named Estates of Serenity Circle will
offer sprawling estate lots on boulevard-lined streets, providing the
exclusive experience of luxury living. If you are interested in learning more about either their Tuscany Oaks Model or The Estates of
Serenity Circle, contact Evola Builders for further information.
SPRING 2012
1641 Provincial Rd. Windsor, ON.
Inside Plaza Ontario
Jacques
Spray Systems
519.972.7100
www.amazingclosetswindsor.com
2001
Ltd.
6808 Howard Ave.,
Bayview Glass
Oldcastle,
ON & Mirror Ltd.
1455
Matthew
519.966.9160 Brady., Windsor, ON.
519.944.5277
www.spraysystemsltd.com
www.bayviewglass.com
Jimmy’s
Painting
Europa Marble
& Granite
Windsor,
ON. Blvd., Windsor, ON
3280-A Jefferson
519.919.5560
519.967.8579
www.europamarble.com
Joe’s Woodcraft Of
Frank Cremasco Cabinets Inc.
Windsor
755 MortonLtd.
Dr., Windsor, ON.
5041
Ure St.,
519.734.8289
www.cremascocabinets.com
Oldcastle,
ON.
519.737.6297
Gabriele Brand Source
www.joeswoodcraft.com
Home Furnishings
55 Talbot St. W, Leamington, ON.
Palazzi
Bros.
519.326.5786
Tile
& Granite Ltd.
www.gabrieles.com
3636 Walker Rd.,
Windsor,
ON.
Interiors by
Bonnie L. Coutinho
519.969.3941
Tecumseh, ON.
519.919.3465
www.palazzibros.com
The
PlanningCentre
Centre
The Planning
4535
CountyRd.
Road
46,
4535 County
46, Maidstone,
ON.
519.737.9011
Windsor,
ON.
www.theplanningcentre.ca
519.737.9011
www.theplanningcentre.ca
Tamar Building Products (1981) Ltd.
3957 Walker
Roma
TileRd., Windsor, ON.
519.969.7060
2577
Howard Ave.,
www.tamarbp.com
Windsor,
ON.
ESCAPE TO PARADISE
Iberostar Grand Maya Riviera
Iberostar Grand Jamaica
Book an Iberostar Grand Resorts package with us, and we will give you a free night
stay at a Detroit Metro Airport hotel and free parking for the duration of your trip.
Call us today about these incredible resorts! (Must travel by May 31st, 2012. Valid On New bookings only).
2760 Howard Avenue Windsor ON.
P. 519-252-3427 Toll Free: 1-888-910-0707
www.windsor.travelplus.ca
We are the only local Travel Agency offering Airmiles Reward Miles!
Buying Or Selling A Home?
Celebrating 116 years in business
In today’s competitive real estate market, timing is everything.
Many good homes are sold before they are ever advertised. Beat
other homebuyers to the hottest new homes for sale in Windsor
with my New Listings Notification.
Recent Listing
sold in under 3 weeks!!
Call me today for a FREE Home Evaluation.
Peter-James Lucente
Sales Representative
Come celebrate with us at our annual OPEN HOUSE
Sat. March 31st & Sun. April 1st from 10am to 4pm
We Now Sell Patio Furniture!
Remo Valente Real Estate (1990) Limited
Office 519.966.7777 Mobile 519.796.2267 Fax 519-966-6702
www.windsoressexrealestate.net
SPRING 2012
Mention this ad and get
1485 Lauzon Rd Windsor, ON
any purchase over $1000
www.windsortentawning.com
$116 off
519.944.2271
Kafka Insurance Brokers Ltd.: A Novel Approach to Insurance
Today’s insurance policies are becoming more and more complicated. As
such, many people are unaware of the options available to them. At Kafka
Insurance Brokers Ltd., clients are offered choices in order to provide them
with peace of mind. Kafka believes that people should have a professional
review their policies with them from time to time to ensure that coverages
are up to date, which other options for insurance may not necessarily be
equipped to address. Esther Kafka, President at Kafka Insurance Brokers
Ltd., says that, with all the options available to her, there is no one that she
can’t help.
Insurance has been Esther’s passion for over eighteen years; in June
2008, she broadened her horizons and opened her own brokerage. With a
brokerage comes more choice: Kafka Insurance deals with eight different
auto insurance companies, over sixteen different home insurers, as well
as countless specialty, business, and life insurance carriers. When dealing
with such a broad range of companies, Esther has a lot of options when
considering hard-to-place risks, such as vacant dwellings, student rentals,
and “toys” like motorcycles, four-wheelers, RV’s, and boats. Anything can
happen, and with Kafka Insurance, you know that you are covered for the
things that are important to you.
Many people have gaps in their coverage due to a lack of awareness. For
example, out-of-province medical coverage is available as an annual,
inexpensive policy that people don’t usually consider taking advantage
of. It is especially important to realize in a city like Windsor, where we
frequently visit the United States, that we forget the fact that our medical
coverage may be restricted when we cross the border. The United States is
one of the most expensive countries in the world in which to have a medical
procedure done, and many of us would not be covered for the bulk of the
cost in the event of a medical emergency while out of country. Such an
occurrence would be financially devastating to most families.
It’s important to check policy wordings, especially “exclusions”, to
understand what is and isn’t covered.
Here in Essex County, sewer backup coverage is a huge concern. Many
homeowners are faced with either zero coverage or as little as $5000,
which in most cases would only address clean-up in the event of this type
of loss. Esther has seen clients decline sewer back-up coverage because
of the $120 (or less) annual price tag. Her attitude is that it’s better to
have and not need than to need and not have. Says Kafka,“there’s nothing
worse than walking down into your basement to find that your contents and
furnace are sitting in 6 inches of water and realizing that you don’t have
coverage. At that moment you’re not thinking about the $10 a month that
you saved, you just want to make one phone call and have someone take
care of the mess.”
Valuable coverage such as this can be debated in terms of our discretionary
expenditure; giving up one trip a week through the morning drive-through
can pay for very important insurance coverage such as sewer back-up, outof-province medical or even life insurance.
Everyone at Kafka Insurance Brokers Ltd. is committed to identifying a
family’s needs, searching for the best rate, and securing coverage that is
client-specific.
Kafka Insurance is a local company where clients are known by name and
are welcome to come in to talk, ask questions, and seek advice. Esther
internalizes the message on the framed print in her office: “If we don’t take
care of the customer, somebody else will.”
While auto insurance coverages are mostly standardized, property
insurance varies between four different types of policies, plus has the
option of adding countless additional coverages.
People generally aren’t aware of what type of policy they have for their
home because they usually just look at their coverage limits.
RAFIH STYLE LIFE & STYLE
By Jessie Beatty
G
r
e
e
n
ArchitecturE
B r i n g
t h e
O u t s i d e
Going Green. A phrase commonly associated with your lifestyle; recycling,
reducing your carbon footprint, etc. Rarely do you think of it affecting the
style of your home. However, the concept of ‘going green’ has gone beyond
the everyday responsibility and desire to improve the earth, and moved
into the realm of creating aesthetically intriguing architectural features in
your home. Getting your architectural eco-friendly on can be an exciting
way to help improve the environment while sprucing up your home.
SPRING 2012
I n
Exposed wood beams: Wood isn’t just for the
cottage anymore. A few wood accents in your
home can contribute to the sleek elegance of a
modern look or warm up a traditional space.
The use of wooden beams as an architectural
statement has been growing in popularity over
the past several years. Not only do wooden beams
create a beautiful contrast of light and dark on
your ceiling, they bring warmth and interest to
an ordinarily plain space; ceilings (unless you’re
thinking of the Sistine Chapel) rarely function as
a focal point in a room, yet adding rich wooden
beams can make your ceiling pop. Depending
on how the beams are laid, they can highlight
the natural architecture of a room (vaulted
ceilings, for example) or create architectural
interest where there may be none. You can play
with type of wood and colour to create different
effects – darkly stained wood on a pure white
background invokes drama through contrast;
pale blonde wood makes a room seem open and
airy; etc. Using wood to accent your ceiling is also
a chance to recycle. Re-using wood that has been
taken from old barns or houses can be a beautiful
and responsible choice. The rustic look of barn
wood adds a spot of charm to a modern setting.
Whatever the style choice, incorporating wood
into your home is sure to increase the aesthetic
value and give it a touch of exterior vitality.
Living walls: Sometimes called green walls,
biowalls, or vertical gardens, living walls are
vegetative structures designed to live indoors
– literally, they are a wall of foliage. They are
popular in urban buildings but have been making
their way into the residential market due to their
visual intrigue and environmental benefits. Their
ability to support a wide variety of flora make
living walls a unique architectural feature that
can be used to represent your particular tastes.
Not only are they aesthetically pleasing, they act
as natural air purifiers – reducing dust in the air
and contributing to the conversion of oxygen.
Commercial spaces incorporate living walls to
bring a little of the great outdoors inside and the
same concept can apply to residential spaces.
Plus, they are easier to maintain than traditional
houseplants; living walls commonly use drip
irrigation systems to supply water to the wall so
they do not require manual watering. They are
often constructed with a fibre (normally felt) mat
attached to a frame wherein the plant materials
grow, although it is also common to use modular
mediums where a frame is created to hold
blocks of growing materials. The mat system is
more slender than the modular system, but the
blocks are better supported and allow for more
customization. The possibilities with living walls
are endless and, most importantly, they benefit
both your style and your health.
Green roofs: Similarly to living walls,
green roofs are commonly found on
commercial buildings but are starting
to be seen residentially.
Not to be mistaken with a roof-top
garden, green roofs are a layer of
vegetation grown on top of a water
membrane separating the structure
of your roof and the open air;
specifically, the structure of a green
roof is a layer of growing material
atop a layer of stones set on top of the
water membrane. Installing a green
roof will undeniably add character
to your home, but they also offer a
number of other benefits that will
generally improve your quality of life
and the overall value of your home.
Green roofs act as natural insulators
and therefore make your home
more energy efficient. They control
water flow and decrease the risks
of leakage and flooding – just like
vegetation that grows on the ground,
green roofs absorb water then send it
straight back into the atmosphere. No
hassle, just a lush layer of foliage that
makes your home both aesthetically
pleasing and eco-friendly.
Indoor water features: Water
features have long been considered
a relaxing and beautiful addition
to any backyard. So, why not bring
that sense of tranquility indoors?
Indoor ponds can be built to create
a focal point for your house (and
not just for the purpose of housing
your goldfish). Much like traditional
backyard features, indoor ponds,
waterfalls and fountains can be
designed to suit any style. Playing
with types of stone, different levels,
and additions of foliage create an
outdoor space that you can enjoy any
time of year.
Making eco-friendly choices in our
everyday lives is not merely a fad,
and neither is bringing green features
into your home. The possibilities for
customization are virtually limitless,
meaning you can create a green space
that is entirely your own. Adding
green architectural features to your
home is a sustainable choice both for
the environment and for style.
coming soon
zoom
zoom
It was time to take a stand. Time to challenge the convention that says efficiency must come at the sacrifice of driving
excitement. The CX-5 is our declaration that incredible fuel economy and uncompromised driving performance can coexist,
that bold can also be sleek and aerodynamic. It is the first vehicle to embody the entire philosophy of SKYACTIV® TECHNOLOGY,
which reimagines every component from the ground up to work together in unprecedented harmony. More than a Compact
Crossover SUV, the CX-5 is a call to drivers to experience the power of an entirely new way of thinking.
Located in the rafih auto maLL at 9275 tecumseh rd. e.
519.735.2211 • www.windsormazda.com
SPRING 2012
.
Finally, The Last Roof You’ll Ever Buy!
“When you hear the words “metal roof”, usually the image of a large industrial building comes to mind – cold and lacking style. However, Double AA
Roofing is here to challenge that preconception with their residential metal
roofing systems. Not only are metal roofs permanent, they are an eco-friendly alternative to traditional roofs, they offer many benefits (both financial
and aesthetic) that will have you inquiring about a no-obligation estimate.
Traditional roofing has a lifespan of approximately 15 years, or less in some
cases. Double AA Roofing’s custom metal roofing systems are simply beautiful and come with a Lifetime Warranty on both materials and labour,
which is also transferable up to 50 years. Double AA Roofing believes that
“Temporary just doesn’t make sense.” No more concern over leaks, water
damage, or worrying about when you will have to replace your existing
roof. Permanent metal roofing is maintenance free and will provide you
peace of mind knowing that it will truly be your “final roof.” Double AA’s
unique 4-way interlocking systems offers extreme weather protection that
provides the highest hail rating available and can withstand winds up to
250Kmph. Double AA’s metal roofs are so reliable many home insurance
providers offer lower rates after installation. Metal roofing not only offers
brute strength, but they are available in Energy Star approved designer
colours manufactured with advanced UV coating that can save you as
much as 25% on energy costs. Protect your number one investment while
increasing your home’s overall value. Ask your Realtor what a metal roofing
system can do for your home’s re-sale value. We think you will be pleased
with the response.
Double AA Roofing offers a wide variety of attractive styles and colours to
choose from, protecting your family and giving your home real curb appeal. Our metal shingles come in shake, slate, and blended tone styles, and
we also offer Standing Seam and Rib Steel roofing for commercial settings
that can compliment and support solar panel systems. Double AA Roofing
has options for every need and taste. Tim Eansor, president and owner of
Double AA Roofing, says “it’s all about personalizing the customer experience and making it as pleasant as possible.”
• Lifetime warranty
• Saves Homeowners 25% or more on heating & cooling costs
• Looks Beautiful with Attractive Styles & Colours
• Eco-Friendly
• Fire resistant & Lightning proof
• Increase Your Homes Value
• Virtually Maintenance Free
Armed with over twenty years of experience as a professional engineer, it
is not surprising that Tim’s company is leading the way for metal roofing
excellence and customer satisfaction in SouthWestern Ontario. They have
been a word of mouth contractor with positive client testimonials and a
consistent A+ rating from the Better Business Bureau since their inception.
Want to learn more? Double AA Roofing offers custom metal roofing tours
and education seminars for both homeowners and contractors about the
superior quality and benefits of permanent metal roofing.
Mention promo code
“MROOF9” and we’ll
pay the HST!*
*Limited time offer
Call TO Book your free estimate today!
24 47
GOING
ON
4 DECADES OF REAL ESTATE EXCELLENCE
1980’s
1990’s
2000’s
TODAY
Marco D’Antonio, Sales Representative
Marco D’Antonio has spent over half of his 47 years in the real estate business and has seen the many market changes throughout
the 80s, 90s, 00s, and now moving into the 10s. But, as he creeps up to 24 years at Remo Valente Real Estate, he is far from burnt
out. He remains active in the community – playing soccer three times a week, bowling, and golfing – and really enjoys getting to
know people on a personal level. “I meet most of my clients outside of a professional setting, he says.” I like to get out there and
meet new people regardless of whether business will come from it or not.”
After finishing a program at St. Clair College that included two years
in media and advertising, Marco wrote his real estate exam and began
working with Valente at just 23 years of age. “I’ve always thought of
the relationship with my broker as a marriage,” says Marco. “You have
to work through the ups and downs, but when it’s a good fit, there
is no need to go anywhere else. I pride myself on having a strong
foundation and longevity in my real estate career”
His hands-on approach to real estate means that clients can talk to
him directly anytime they need to. They can feel secure that their
real estate needs will be looked after.
“Buying and selling a home can be a very emotional process and
it can be easy to throw logic and caution out the window, Marco
relates.” I try to be there for my clients as much as possible and put
their best interests above all else.”
As a real estate agent, taking on the trusted task of buying or selling
a homeowner’s most prized possession is a challenging and detailed When selling a home, Marco makes it a priority to be there from
process. For Marco D’Antonio, who consistently ranks within the top the start to finish: “I don’t just put a sign on the front lawn and wait
10 producers at Valente Real Estate, this has come with ease.
for someone to call. I work with clients on staging so that their
home is in the best sellable condition and also market the property
When the business does come, Marco makes every buyer and seller extensively while closely monitoring the activity to prevent the
his top priority.
listing from going stale.”
SPRING 2012
CLIENT TESTIMONIAL
“I was looking to buy my first home and was referred to Marco by a co-worker. Marco was very knowledgeable
about the market and knew the start to finish process of buying a home. I felt like he educated me on what to
look for and what to look out for when buying my home. He helped me make the right decision instead of
making the decision for me.”
- Erik DeJonge, first time home buyer
“I have procured Marco’s services for my last two home purchase/sales. Everything about Marco, from his personal
attitude to his vast knowledge of how real estate works in the practical world created a stress free experience
in what can often be an agonizing event. It doesn’t take long to realize that at the top of his priority list is
the satisfaction of his clients, and he achieves this with the utmost of integrity and professionalism. I couldn’t
imagine selecting anyone else for future real estate sales or purchases.”
Marco continues: “I try to coach and educate the buyer so they
can choose what is good for them and make an informed and
educated decision as opposed to me telling them what home
to purchase. It’s as exciting for me as it is for the buyer when
they find the right home. I feel the same joy and happiness they
feel, and to me, that is success.”
Marco believes that the support of fellow agents is also the key
to success. “It’s important for me to have a positive rapport
with my co-workers and competitors. Many of my competitors
have become good friends over the years and I look forward to
working with them time and time again. Having a good working
relationship with realtors from other companies can make it
beneficial in the end for my buyers/sellers.”
Recently, Marco worked with Bill Hess of Vision Realty, an agent
who has been in the business for 10 years and is an active board
member for the Windsor Essex-County Real Estate Board.
- M.W. Hitchcock
“Marco and I worked on a deal recently and he was a pleasure to
work with,” says Hess. “He understood my job representing the
buyers and we were able to successfully make the deal work for
both parties. There were a few unexpected hiccups along the
way, and Marco handled everything very professionally. There
are not too many realtors who would have been able to put
that deal together. He is an extremely top notch agent, and I
look forward to working with him again.”
Clients love working with Marco and his great personality. His
colleagues refer to him as a compassionate agent who really
cares about his clients, and he always remains a consistent top
producer year after year.
“I really feel blessed and thankful”, Marco concludes, “that this
profession has not only enabled me to be successful but also
has allowed me to be involved in some families’ most important
life decisions.”
Remo Valente Real Estate (1990) Limited
Tel: 519-966-7777 Cell: 519-818-2390 Email: [email protected]
www.windsorhomesales.net
SPRING 2012
Jennings
Furniture & Design
If you expect to walk into Jennings Furniture & Design
to find the same variety of conservative furniture that
has covered the store for the last 127 years, you are
in for quite a surprise. When you step into Jennings
today, expect three floors covering over 26,000
square feet that have been completely reinvented and
transformed into one of Southwestern Ontario’s most
diverse and unique showrooms this side of Toronto.
Located in downtown St. Thomas at 432 Talbot Street, Jennings has become
much more than just a place to purchase your furniture and has grown to
include all the ins and outs required for interior design renovation. The
complete design house showcases the most up-to-date in interior design,
including mid to high-end custom and to-go furniture, kitchen cabinetry,
mattresses, bedding, window treatments, and accessories. Longtime
Jennings’ customers will find comfort in conventional-yet-modern pieces,
while newcomers to the showroom will find everything from contemporary
furniture to edgy and artistic pieces.
“Whatever your taste, Jennings is
sure to have something to
satisfy your home’s style.”
For interior designers, Jennings large resource area is a haven for design creation. Flip through over 5,000 fabric swatches including woods and leathers and
customize your furniture to complement any decor. With the help of one of Jennings’ in-house interior designers, re-create your living space using a 3D service
that allows you to view your room from multiple angles and build on your ideas for paint, accessories, and layout.
Whatever your taste, Jennings is sure to have something to satisfy your home’s style. A large assortment of rare, reclaimed furniture and restored antique pieces
can set the style for a Victorian-inspired living room, or search for classic accents like chesterfields, leather trunks, and over-sized cigar chairs to complete a
sophisticated library.
Your furniture has the potential for more than just practicality when you chose an exceptionally detailed piece to create an artistic focal point for your room.
Chose a French-inspired armoire or Plantation-era coffee table to add a bold impression, or opt for an elegant sofa set for a minimalist approach to decorating.
While browsing the extensive showroom, you may also spot the perfect accessory to finish off your design from the large collection of canvas and framed art,
assorted area rugs including skins and fabrics, and creative accents like chandeliers and pocket-watch wall clocks.
You might step into Jennings Furniture & Design with just an idea, but the endless options for design will have you leaving with the perfect home creation. Free
delivery across most of Southwestern Ontario means you can save the trip to a generic big box store and explore trend-setting, quality made products at a
competitive price.
432 Talbot St. St. Thomas, ON • www.jenningsfurniture.com
“Like” Jennings Furniture on Facebook and visit the virtual store at www.jenningsfurniture.com to preview the
wide selection.
RAFIH STYLE tech & innovation
MATE
By Rhys Trenhaile
B.SC. (HONS), L.L.B,
Manor Windsor Realty LTD. Brokerage
your home
Most homeowners who are looking to increase the value of their property think first of
traditional routes, such as building a conservatory or renovating the attic. However, there is
another, more interesting way to add value to your house – home automation.
SPRING 2012
Home automation is an affordable way to not only add
value to your home, but also help reduce energy costs – at
the simple click of a button you can control everything from
lights to heating, security to audio systems.
In addition, a professionally installed home automation
system will also “future proof” your property, laying the
groundwork for you to integrate new technology and
devices in the future. Even if you start with just a lighting
control system, for example, you could add other systems,
such as heating control or multi-room audio, at a later date.
Research suggests that buyers will pay a significant price
premium for the incorporation of such technology into their
homes. Interestingly, this price bump applies not just to
high-income earners – it has broad market appeal across a
wide range of demographics.
“A well designed home
automation system can
provide carbon reduction
and money saving benefits
right from the start.”
So, what is involved in a standard home automation system?
Typical users will be able to control their home cinema, lighting,
heating, security, and multi-room audio systems – all through
one user friendly control panel that can be operated though
the sorts of devices that most people already have in their
homes, such as an iPhone or iPad.
All of this is much less expensive than you might imagine. The
growth in smart technology means that it has become more
affordable and accessible than ever before, with a basic home
automation installation costing a fraction of what it did as
little as five years ago.
National Brand. Regional Presence.
Local People.
For Windsor/Essex County businesses with more complex financial needs,
your local TD Commercial Banking Relationship Managers will take the
time to understand your business and then work with you to customize
the products and services to help meet your unique business needs. As
your business needs change, we are committed to devoting the time,
energy and expertise to help you meet evolving business goals.
In addition, you don’t have to wait until you sell your house
to start seeing the financial benefits of an automated home ; a
well designed home automation system can provide carbon
reduction and money saving benefits right from the start.
Integrated heating and lighting systems can save you up to
25% of your energy bills simply by monitoring and controlling
the temperature of the house during the day, and ensuring that
unnecessary lights are not left on – perfect if you have kids!
Talk to one of your local TD Commercial Banking Relationship
Managers today.
Ben Nardone
Relationship Manager
(519) 945-1301
[email protected]
All of this, of course, is in addition to the pleasure you will get
from features such as multi-room audio systems. Let’s face
it, this is why most people install these systems, but once you
have a fully integrated system installed, you will find that you
power bills go down and your house value goes up. Not a bad
investment!
Marc Mundy
(519) 945-1092
[email protected]
David Ochs
(519) 945-1937
[email protected]
Chris Watson
TD Commercial Banking District Manager
156 Ouellette Ave., Suite 200
Windsor
(519) 945-1333
®/
The TD logo and other trade-marks are the property of The Toronto-Dominion Bank or a wholly-owned subsidiary, in Canada and/or other countries.
RELAX
Business & Casual Fashion
519.253.9449
480 Pelissier St | Windsor
t h e m e n s s t o r e . c a
Our Mission: To make a positive influence to
all who come into contact with us through our strategic
and holistic investment and insurance advice.
Our Vision: To be a leader in Wealth
Management, Life, Health and Group Insurance and
to help our clients achieve financial security should they
live too long, die too soon, or become sick or disabled!
Our Values:
To conduct our business as
we live out lives, with honest, intelligent effort and
to always operate with integrity!
SHADY YOUSSEF
Financial Consultant/ Insurance & Investment Broker
Mutual Funds Provided by
1878 Huron Church Rd. Windsor, ON.
p. 519.968.3649 c. 519.818.7677
email. [email protected]
*Affiliate of All Line Insurance
SPRING 2012
12 COROLLA
Fuel Efficient. Safer. Classier.
2012 Toyota CorOLLA
Starting at $15,450*
The new 2012 Corolla delivers much more than you would ever
expect from a vehicle in this class. With fresh styling inside and
out, a roomy interior and a list of impressive improvements,
Corolla will surprise you with every turn. And because Canadians
want a car that delivers excellent fuel economy and outstanding
value, it’s no wonder that Corolla is Canada’s best selling Toyota.
What’s more, the 2012 Corolla is built right here in Canada. That’s
how we make things better.
EASTWAY TOYOTA 9375 Tecumseh Road East, Windsor, ON
519.979.1900 www.eastwaytoyota.com
2012 Corolla S model shown. MSRP does not include Freight and PDI of $1,490, license, insurance, registration, applicable taxes, levies and fees. Dealer may sell for less.
for luxury
your one stop shop
voLvo of windsor
519-735-1000
www.volvowindsor.com
Land rover of windsor
519-972-6561
www.landroverwindsor.com
jaguar of windsor
519-972-6561
www.jaguarwindsor.com
1150 provincial rd. windsor, on
corner of provincial rd. & cabana.
SPRING 2012
ask the
expert
Esteem medical esthetics
Liposonix
®
ANSWERS TO PATIENTS’ FREQUENTLY ASKED QUESTIONS
What is the Liposonix treatment? The Liposonix treatment is a nonsurgical, non-invasive fat reduction treatment that uses high-intensity focused ultrasound energy (HIFU) to permanently destroy fat
cells.
How long have Liposonix treatments been available? The Liposonix
treatment has 10 years of research and testing behind its development. It has a well-defined safety profile during and after treatment
with very good patient satisfaction. Treatments have been available
in Europe, Japan, and Canada for several years. It has been available
in the US starting in January 2012.
How does it work? The Liposonix treatment uses high-intensity focused ultrasound energy. It is the same energy source as diagnostic
ultrasound, but it is designed to very precisely target specific areas
with high energy to destroy fat cells.
How long is the treatment? Typically, a Liposonix treatment of the
abdomen and flanks is completed in about one hour. This may vary
depending on the treatment area and your specific needs.
How many treatments will I need? The fat is permanently destroyed
in just a single treatment. Multiple treatments can be done as long as
there is at least one inch of fat present.
Will this treatment leave saggy folds in my skin? This is unlikely.
The Liposonix treatment does not produce the saggy skin that you
often find with surgical liposuction procedures.
Will the treatment leave an uneven or lumpy looking result? Unlike
many liposuction procedures, the Liposonix treatment produces
smooth results due to its unique, advanced delivery technology. No
cases of uneven or lumpy results have been reported.
Who can benefit from a Liposonix treatment? The Liposonix treatment is ideal for active, healthy individuals who have at least 1 inch
or 2.5 cm of fat to lose in their abdomen or flanks. It is non-invasive,
so it is a great solution if you have stubborn fat but don’t want to
have surgery.
What parts of the body does the Liposonix procedure treat? At this
time liposonix is indicated for the abdomen, love handles, and saddlebags.
RAFIH STYLE HEALTH & BEAUTY
By Dr. Donna Jezdic, M.D.
Medical Director Medical Esthetics
Canada’s largest provider of Restylane®
What kind of results can I expect? Although results vary, clinical
studies have shown average waistline reduction was about one
dress or pant size (1 inch or 2.5 cm reduction). Aesthetic outcomes
have been very good for those that have maintained a healthy lifestyle after the procedure.
When do the results appear, and how long do they last? Most people see maximum results in 8 to 12 weeks. This is how long it takes
for the body to naturally metabolize the destroyed fat tissue. The
targeted cells are permanently destroyed, but surrounding fat cells
can grow - the best way to maintain your results is to maintain a
healthy lifestyle.
What will I look like immediately after the procedure? Since the
treatment is non-invasive, there is little to no downtime, so you can
resume your regular activities right away.
Does it hurt? As with most aesthetic treatments, some patients may
experience mild discomfort. During treatment, you may feel cold,
prickling, tingling, warmth, mild discomfort, or pain. After treatment, you may have temporary redness, mild bruising, discomfort,
and swelling. To increase your comfort, our staff will assess and determine what pain management, if any, is necessary for you.
Who performs the procedure? Our staff has been properly trained on
the Liposonix treatments. In this office the procedure is performed
by our technicians after initial consultation with the physician.
Can I get a Liposonix treatment instead of liposuction? The Liposonix treatment can help you lose one dress or pant size without
surgery, but it won’t produce the same dramatic fat reduction associated with surgical liposuction.
Can I get a Liposonix treatment if I’ve already had other procedures? If you have had surgery or have scars in the treatment area,
Liposonix may not be right for you. We encourage you to come in
for a consultation so we can talk about your specific situation.
How much does the Liposonix procedure cost? The cost depends
on the area or areas you’re having treated. A consultation is recommended at which point we can give you a more precise idea of the
cost.
Is there a website where I can go to learn more? Yes. If you would
like to visit our website, the address is www.esteem.md. If you’d
like to visit the Liposonix website, the address is www.liposonix.
com.
“For All Real Estate Matters in Windsor and Essex County”
FEATURED LISTING
Residential - We have sold nearly 72% of our listed homes for sale in 2011
(city average 52%), and credit our unique marketing strategy utilized on
every listing.
Income/Commercial/Industrial - We retain the highest income property sales
volumes in Windsor for 2011 (through October, 2011). We utilize highly detailed
analyses that reduces risk, eliminate the guess work and maximize your long term
passive income.
Fix & Flip / Turnaround Projects - Highest sales volume of “income property flips”
through 2011. Proven tradesmen, general contractors, property managers etc.
available upon referral to ensure maximum profitability on the turnaround.
650-690 Ouellette Ave. $2,695,000
RHYS TRENHAILE BSc. JD.
Salesperson
GREGORY MIELL
SHIBU GEORGE
Salesperson
B.Sc (E.Engg.) MBA
Salesperson
Multi-family
commercial/
industrial
KIM MILLER
Salesperson
SHAWN LEBLANC
Salesperson
BRAD MITCHELL B.A.
Salesperson
condominium
residential
fix and flips
FULLY RENTED OVER 40000 SQ.FT. COMMERCIAL INVESTMENT PPTY IN
WINDSOR’S DOWNTOWN CORE, ALONG DOWNTOWN MAIN CORRIDOR, LONG
TERM TENANTS. BEING SOLD AT 10 PERCENT CAP, MTGE IS ASSUMABLE,
BLDG IS IN EXTREMELY GOOD SHAPE. IMMEDIATE AREA IS SEEING MASSIVE
IMPROVEMENT AND ACQUISITIONS ABOUND. 100 % LEASED to three well
established Tenants. contact SHIBU George today at
[email protected] or call 519-250-8800.
The Ontariorci.com Team
at Manor Windsor Realty Ltd. -- Brokerage
519-250-8800
[email protected]
www.ontariorci.com
get used to being
FOLLOWED.
THE nEW MInI ROaDSTER. anOTHER Day. anOTHER aDvERTuRE.
Ready, set... hit the open road with a more agile and sportier handling on every
corner with the new feature of the MINI Roadster: The rear spoiler. Stick to the
road at any speed. Go for an exhilarating test drive today.
$
starting at
27,380
MInI WInDSOR 9425 tecumseh road e. windsor, on. 519-254-4203 www.overseasmini.com
SPRING 2012
POOLS • HOT TUBS • OUTDOOR BBQ KITCHENS AND MORE
overseas motors BmW
FEATURE
2009 BMW X6 50i
Only 57,454 km
59,000
$
2008 BMW X3 3.0si
2010 BMW 3 Series 328i
2011 Lincoln Navigator
Only 46,909 km
Only 26,798 km
Only 30,162 km
$
28,900
$
34,900
55,900
$
2009 Jaguar XF
2009 Subaru Impreza
2007 Audi A4 3.2
Only 31,719 km
Only 69,508 km
Only 46,201 km
35,900
$
$
28,900
$
2007 BMW X3
2009 Ford Edge
2008 Jeep Wrangler
Only 63,296 km
Only 71,435 km
Only 65,211 km
23,900
$
22,900
$
25,900
21,900
$
PRICES INCLUDE ALL FEES AND OPTIONS. PLUS HST. See dealer for details
PREOwNED FINANCINg FROm 0.9% ON mOST mODELS wITH CERTIFIED SERIES 6 yEARS OR 160,000 KmS PROTECTION PLAN
OVERSEAS MOTORS BMW 9425 TECUMSEH ROAD EAST, WINDSOR, ONTARIO TEL: 519.254.4303
FOR mORE vEHICLES vISIT WWW.OVERSEASBMW.COM OR WWW.OVERSEASMOTORSMINI.COM
SPRING 2012
overseas motors mercedes-benz
FEATURE
2011 Mercedes-Benz S-Class
Only 19,121 km
$
105,900
2011 Mercedes-Benz SLS
2005 Lamborghini Gallardo
2004 Ferrari 360 2dr Convertible
Only 529 km
Only 8,296 km
Only 36,000 km
197,900
$
129,900
$
115,900
$
2011 Mercedes-Benz R-Class
2010 Mercedes-Benz E-Class
2010 Chevrolet Camaro
Only 6,603 km
Only 12,500 km
Only 19,421 km
60,900
$
51,900
$
38,900
$
2009 Mercedes-Benz M-Class
2006 Maserati Quattroporte
2011 Mercedes-Benz GLK-Class
Only 76,000 km
Only 55,562 km
Only 7,327 km
45,900
$
42,900
$
44,900
$
OVERSEAS MOTORS MERCEDES-BENZ CERTIFIED PRE-OWNED FINANCE RATES STARTING FROM 1.25%
OVERSEAS MOTORS MERCEDES-BENZ 9225 TECUMSEH ROAD EAST, WINDSOR, ONTARIO TEL: 519.254.0538
FOR MORE VEhIClES VISIT WWW.OVERSEASMOTORSMB.COM OR WWW.OVERSEASMOTORSSMART.COM
Jaguar, Land rover & voLvo of WindSor
FEATURE
2011 Jaguar XF
Only 2,287 km
70,100
$
2009 Land Rover Range SPORT
2010 Land Rover Ranger SPORT
Only 24,907 km
Only 36,000 km
64,900
$
63,900
$
2008 BMW 6 Series 650i
Please Call for km
51,900
$
2009 Mercedes-Benz R-Class
2007 Jaguar XK
2008 Jaguar XJR
Only 63,515 km
Only 68,225 km
Only 64,265 km
45,900
$
47,900
$
Supercharged
41,900
$
Supercharged
2007 Land Rover Range SPORT
2009 Jaguar XF
2011 Volvo C30
Only 64,265 km
Only 63,672 km
Please call for km
44,300
$
38,900
$
36,900
$
JAGUAR/LAND ROvER CERTIFIED PRE-OWNED FINANCE RATES STARTING FROM 1.9%
JAGUAR WINDSOR/LAND ROVER WINDSOR 1150 PROVINCIAL ROAD, WINDSOR ONTARIO TEL: 519.972.6561
FOR MORE vEhICLES vISIT www.volvowindsor.com • www.jaguarwindsor.com
SPRING 2012
RAFIH STYLE IN THE COMMUNITY
Lexus 2013 GS Launch Event
4
1
2
3
On Thursday, March 1, Lexus of
Windsor unveiled the New 2013
Lexus GS model in the Lexus
showroom. Over 75 loyal Lexus
customers attended the event. The
guest were treated to live music
and fabulous food catered by
LaZingara Ristorante. Also Renu
Saggar won $500 in Lexus Official
Merchandise.
Pictured: 1. Munawwar Ali, Terry Rafih,
Geoff McKay, Zeyad Rafih, Hamoody
Rafih. 2 Serge Casey, Kevin Carter,
Kristine Cojocar, Philip and Jeanne Cole
3. Terry Rafih and Larry Bannon 4. Stefanie
Maceroni, Luciana Giurdanelle. 5. Anoop
and Renu Saggar
5
What’s Black and White and Successful All Over?
On February 25th, 2012, the seventh annual Black and White Event hosted by the Canadian Mental Health Association of Windsor-Essex
County took place at Overseas Motors in the BMW and Mercedes-Benz Showrooms. Catered by Koolini, guests enjoyed a variety of fine food
accompanied by three musical groups playing a colourful range, from jazz to funk. The atmosphere of the event was casual by design – a
space for people to come together and leave happy and coordinators of the event believe it was a great success.
1
2
5
4
3
6
7
8
Pictured: 1. Marty $ Shanna Komsa, Terry Rafih. 2. Zeyad Rafih, Dunya Rafih, Hamoody Rafih, Kathy Rafih 3. Heidi Strong, Ron Jones, Fulvio Valentinis, Paige Locke,
4. Tamara & Davide Amyot, Christopher & Gina Bondy 5 Mike & Rosie Middleton, Kathy & Sandy Kosak. 6.Lisa & Kevin Jones, Melissa Pearce, Daljit Gill. 7. Jim Robinson,
Dawn Seal, Amy & Jeff Palmer, Shelby Rohrer, Rick Kriza Beth Johnson 8. Monty Logan, Lisa Baylis, Linda Baylis, Jerome Baylis, Julia Baylis.
Save the Date! Monday July 23rd, 2012!
Beach Grove Golf
and Country Club
INAU G U R A L
For further information about our event or to register
Please Contact: Fred Francis
519-990-4138 or [email protected]
8
SPRING 2012
The next generation
bMW 3 series
The ultimate
Driving experience.®
thenext3.ca
When iT’s your bar, you can
raise iTas high as you WanT.
The BMW 3 Series debuted in 1975, literally creating the category of luxury sport sedan. Since then, the 3 Series has continually
pushed the boundaries of performance, luxury, and efficiency, having been named to Car and Driver’s 10Best list an unprecedented
21 consecutive years. The next generation BMW 3 Series is no exception. Tailored to your preferences in three distinctive lines,
Sport, Luxury, and Modern, the 2012 3 Series is more fuel-efficient yet more powerful. Lighter yet stronger. Faster yet safer. Full-colour
Head-Up Display, Brake Energy Regeneration, and 270º tri-camera Surround View merely hint at the full complement of innovative
technology in the next generation 3 Series. To learn more, or to arrange a test drive, visit thenext3.ca.
The neXT generaTion bMW 3 series.
iMpossibly beTTer.
©2012 BMW Canada Inc. “BMW”, the BMW logo, BMW model designations and all other BMW related marks, images and symbols are the exclusive properties and/or trademarks of BMW AG, used under licence.
Step Out
in Style!
Windsor’s Largest Selection of Men’s Dress Shoes
Mezlan I
Ecco
SPRING 2012
Cole Haan I Donald J Pliner
I Bacco Bucci I Clarks I
I Hugo Boss I Stacy Adams I Kenneth Cole
Florsheim I Sketchers I Sperry Top-Sider

ultimate home edition - Rafih Style Magazine

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