Newsletter 04-15.indd
Transcription
Newsletter 04-15.indd
MECO PO Box 370 Hondo, TX 78861 www.mecofcu.coop FEDERAL CREDIT t UNION Phone: 830-741-7269 Fax: 866-305-5591 Acct Access: 888-826-3718 Proudly serving members since 1960 2nd Quarter DON’T FORGET! April 3: Good Friday-Office Closed April 17: Ferd Rothe Scholarship Application Deadline April 17: Turn in Coloring Contest Coloring Pages April 20-26: Youth Week May 25: Memorial Day-Office Closed 2015 Ferd L. Rothe Memorial Scholarship We are pleased to announce that TWO $250 education scholarships will be awarded this year to eligible members. One graduating high school senior and one adult member continuing their education. Please take the time to review the scholarship program. Applications may be downloaded from the forms section of our website or picked up at the credit union. All applications must be turned in no later than April 17, 2015. Spring Credit Cleaning Did you know?? By selecting CREDIT when you use your MECO visa card, you are saving your credit union money. Become a member. Share the Benefits. Help us Grow! Share the gift of credit union membership with all of your family! Are you signed up for our FREE Online Bill Pay? Login to your MECO account and get started today! federally insured by NCUA When Wh you’re ’r th thin thinking inki in ki off ti tidy tidying dyin dy in and d reorganizing nizi ni zi your li linen cl closet et or your garage, don’t forget about your credit report. Your credit history is the foundation to financial stability. The information in your credit report is what scoring companies such as FICO use to generate your credit score, which governs everything from how much you pay for a loan to your insurance rates. Luckily, federal law entitles you to a free copy of your credit report once every 12 months from the three major credit-reporting agencies: Equifax, Experian and TransUnion. You can get a free copy of all three bureaus’ versions of your credit report at AnnualCreditReport.com. Be sure to check your identifying information on your report and have any mistakes corrected as soon as possible. Another common area to watch on your report are any mistakes with your credit accounts ex. balance showing higher than actual or inncorrect late payments. If any negative information is reporting on your credit report pass 7 years your should disputes those to have them removed. At MECO we want to help our member become finacially sucessful give us a call or come by our office we can help you look at your report and file disputes. Thank you for all your donations during our annual meeting that help benefit the Medina County Food Pantry. The volunteers at the food pantry expressed a great amount of gratitude for your help, we were able to provide enough food to feed several families. Savings Rate Share Certificates Minimum Term Deposit APR* APY** Dividend Period 01/01/15-03/31/15 $ 0.41% 0.41% Prospective Rate for 04/01/15-06/30/15 .10% 1,000 1 year Contact the credit union for current rates. Rates are subject to change weekly. Early withdrawal will be subject to a 90 day dividend penalty. *APR= Annual Percentage Rate **APY= Annual Percentage Yield Find our coloring pages at www.mecofcu.coop AS OF 03/31/15 .10% Tips to help prevent Online Fraud • • • • • • • • Financial Statement A.P.Y.** .10% An average daily balance of $25 must be maintained in order to earn the stated APY. Dividends are subject to change quarterly at the discretion of the Board of Directors. Contact the credit union for more information on savings account fees and terms. Youth Get Wild About Saving in April We’d be “lion” if we said saving was easy. Teach children how to save for their goals and they’ll have one of the most difficult aspects of finance under their belt. During April, we want to be apart of Youth Savings! Youth 15 and under can participate in our coloring contest. Not a member yet? Join today!! A.P.R.* .10% Keep current with your software and virus protection. Create strong passwords. Ignore emails from senders you don’t know Use your pop-up blocker Download files only from sites you know Don’t store financial information on your laptop or mobile device. Don’t send or recieve money on others’ behalf. Report any fraud immediately. Total Loans Total Shares/Savings Total Assets Total Members $3,211,294 $4,528,406 $5,423,688 939 ATM & Debit Card Safety & Security 1. PAY ATTENTION: Watch for suspicious persons or activity around an ATM and debit card terminals. 2. BE PREPARED Prepare all transaction paperwork prior to your arrival to minimize the amount of time spent at the ATM. Verify your transactions on your statements monthly. 3. BE SAFE & SECURE Never count cash at the ATM or in public. Memorize your Personal Identification Number (PIN). Set up account alerts to keep track of your transactions. You’re closer to paradise than you think. Ask us about our new Vacation Loan! People Helping People through the Power of Membership
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