your foundation

Community enterprise foundation • Your foundation 2015
YEARS
your
foundation
Contents
The year in review
5
10 years of bold dreams
10 years of community investment
6
15 Bendigo and Adelaide Bank scholarships 35
10 years of trust
8
58 Community Bank®scholarships
38
10 years of people power
9
6 Rural Bank scholarships
40
10 years of partnering
14
Education sector partnerships
41
10 years of being relevant
17
10 years of celebrating our young people
42
10 years of community building
25
Youth Foundations
44
10 years of partnering
32
Community Bank®company partners
45
1300 304 541
[email protected]
2
34
YEARS
your
foundation
In 10 years your foundation has
returned more than $63.5 million on
behalf of your communities to support
causes and projects that matter.
3
10
years of
The year in review
What our communities are funding
243,998
17
Social
wellbeing
Youth
16
community
volunteers
supported
Community
cappacity building
communities funded
46 young people in
Magic Moments
$7.6
Culture & arts
million in
projects funded
Education
102
first year uni’
students
received
scholarships
Community
Bank®companies
committed to
supporting QLD’s
farmers by buying
hay bales
Health
5
10
years
of community investment
On Boxing Day in 2004, the world was rocked by a magnitude 9.1
earthquake in South East Asia, killing more than 130,000 people
and devastating communities in Indonesia, Sri Lanka, India and
Thailand.
Fast forward 10-plus years and in April 2015 a 7.8 magnitude
earthquake rocked Nepal, killing more than 6,200 people and
displacing 2.8 million Nepalese.
In between these two epic international disasters there have been
other natural disasters and, as a result, calls for help to raise funds
much closer to home.
The 2009 Black Saturday Bushfire Appeal, 2009 Toodyay fires, 2013
QLD and NSW floods, 2013 South East Tasmanian bushfires and the
2015 South Australian hills fires – just to name a few.
And the common denominator in all of these natural disasters?
Bendigo Community Bank® companies and the Community
Enterprise Foundation – your foundation.
The Foundation is a department within Bendigo Bank working behind
the scenes with a trustee, Sandhurst Trustees, and led by the Bank’s
Board of Directors and Executive team. A Bank, which has proven
time and time again, that it is an organisation made up of individuals
who really do care about communities.
6
The Foundation raised $1.3 million for the South East Asian Appeal
with donations from our customers, shareholders, staff and groups
within communities throughout Australia.
In 2015, money is being raised for the Nepalese – with a staff
casual for a cause day raising more than $11,000 for our partner,
Oxfam Australia.
These appeals, both national and international, are only one aspect
of our Foundation’s work.
In 2004, a fledgling Bendigo-based program Righteous Pups Bendigo
received one of the Foundation’s first community grants.
And of course, there are the millions of Community Bank®
dollars which have flowed through the Foundation to thousands of
community groups and projects.
The statistics speak for themselves.
But what the statistics don’t show are the smiles on Australian
children’s faces as they play in schoolyards under shade shelters
funded by donations from their local Community Bank® branch.
Nor do the statistics show the fishermen heading into the Indian
Ocean in new fishing boats named ‘Kerang’, ‘Parkdale’ and ‘Tatura’,
all purchased with donations from Australian communities via the
Foundation.
And they don’t show you the work of the hundreds of volunteer
Community Bank® directors who, having ensured the retention of
traditional branch banking in their communities, are now returning a
percentage of their profits to local organisations and groups.
We are proud of our Foundation.
We are equally proud of the Community Bank® companies and
branches that we partner and proud of Bendigo Bank – an Australian
company and a Community Bank® network which cares about its
people and the communities we all live and work in.
David Impey
Chief Executive Officer
7
10
years
of trust
Long before the ribbons are cut, big cheques handed out and photos
taken, a team has been hard at work behind the scenes.
Sandhurst Trustees is the trustee of the trusts administered by the
Foundation and it is this team which is responsible for assessing
and approving every application for funding.
A trustee is critical to the operation of any successful foundation
and ensures transparency, good governance and best practice
processes have been followed.
Sandhurst Trustees has a long and proud history.
For more than 125 years, Sandhurst Trustees has remained focused
on its trustee legacy and motto ‘Mindful, faithful and lasting’ to help
customers and partner communities, protect and cultivate wealth.
And for the past 10 years, it has ensured each and every grant and
appeal run through the Foundation has met the standards required
under Australian charity law.
Together, the Foundation, the trustee and partner communities are a
great team.
8
10
years
of people power
RAVENSHOE, QLD
The Queensland community of Ravenshoe made
national news headlines in 2015 following a horrific
explosion in the main street, badly injuring locals.
That same week, the Ravenshoe-Gulf Community Bank®
Branch board of directors quietly handed over a cheque
to the Georgetown Rural Fire Brigade.
Typical of an Australian regional community, the
Ravenshoe-Gulf Community Bank® Branch team wanted
to help the Gulf Country communities which have, in the
past few years, suffered through fire, flood and drought.
The funding has been used to purchase updated
communications equipment.
‘We’re proud of our community and extremely proud
of the support our community continues to give to the
Ravenshoe-Gulf Community Bank®Branch.’
Christine Hill, Chairwoman Ravenshoe-Gulf Community Bank® Branch
9
HOBSONS BAY, VIC
What does $3.2 million in community contributions look like?
Well, all it takes is a visit to Laverton, Altona, Altona Meadows and
Point Cook to find out.
In 15 years, this group of Community Bank® branches, operated
by Hobsons Bay Community Financial Services, has returned $3.2
million to hundreds and hundreds of local community groups.
Today, this area is the undisputed defibrillator capital of Australia
with 101 defibrillator units funded by the Community Bank®
company now installed in local businesses, sporting facilities,
schools and community centres.
It looks like projects and improved facilities and services for local
community groups, schools and sports clubs.
And school children lining up for breakfast at local schools, transport
for the elderly and the continuation of community celebrations
including the Laverton Festival, Christmas at the Lakes and Australia
Day in Altona.
It also looks like ‘Point Blank’ - the Laverton Youth Foundation
magazine developed via a local young leaders’ program featuring the
thoughts, feelings and opinions of young people.
10
‘Fifteen years ago we never expected to have
achieved what has been done. Not only do we now
operate branches in Laverton, Altona and Point Cook,
but thanks to our customers we have distributed
$3.2 million to our local communities.’
Henry DaSilva, Chairman Hobsons Bay Community Financial Services
DUNKELD, VIC
As you’re driving through a regional town with a population of 500,
almost without fail you’ll see a tired old hall.
These community halls have a long history of cultural and social
importance. They are filled with memories of dances, film nights,
weddings, footy club balls and school concerts.
In 1892, a group of Dunkeld locals resolved to develop a Mechanics
Institute and public library.
A committee was formed and in 12 months the fundraising was
complete, the ribbon cut and the Mechanics Institute (a.k.a. the old
hall you’ve passed on your way through Dunkeld) was opened.
The local Community Bank® branch board of directors organised
a ‘brainstorming’ session and the Dunkeld Community Centre
Committee was formed.
Several months later, as a result of this group’s efforts, $1 million
has been raised via state and local governments and construction
has begun.
Additional fundraising resulted in a further $500,000 towards the
project.
The final $70,000 required within a 12 month timeframe was raised
via the Foundation and an appeal to raise the funds.
Fast forward 115 years to 2007, and once again a meeting of
Dunkeld locals resolved to fundraise for a multi-functional community
centre.
A big thermometer, fundraising events and the branch as a donation
drop-off point saw the final funding raised for this collaborative
community project.
The aim was the same but it’s a much different way of community
fundraising.
This is a story of partnerships, determination, in-kind support and
expertise, networking and the will of a committed community working
together.
11
NEERIM DISTRICT, VIC
A wasteland has been transformed into an active and sustainable
wetlands thanks to community vision, funding from many sectors
and a progressive and engaged Community Bank® branch.
It’s an $85,000 Neerim District Community Bank® Branch
contribution – but it’s bigger than that. It’s been 10 years of hard
work and perseverance by a dedicated group of local residents.
The group spent years writing applications for government grants
and seeking financial assistance from community groups.
In April 2014 the first sod was turned and nine months later the
weed infested paddock was transformed into an amazing community
asset.
More than 50,000 plants have been planted and four ponds are fed
by more than 20 springs, all surrounded by a walking track.
12
Image by Daryl Whitaker
‘The project was long in gestation, but what has
emerged has been an immensely valuable community
asset which will provide enjoyment and resources for
the community for many years to come.’
Tony Allen, Executive Officer Neerim District Community Bank® Branch
SARINA, MAREEBA, DIMBULAH, CASTLETOWN, HOME HILL, BOWEN, WILLOWS, INGHAM, STURT STREET, CANNONVALE,
AITKENVALE, AYR, ACACIA RIDGE, EMU PARK, RAVENSHOE, MISSION BEACH, QLD
‘I am writing to thank the Rotary Club
of Pioneer Valley Inc for the kind and
generous Hay Day, they held in Longreach
during 2014.’
‘The support shown to us and many other
rural families throughout the past 18
months has been amazing. This support
has touched many people and kept others
positive about their existing situations.
‘Your support has been truly overwhelming.
Thank you. We wish your committee and
district a wet and wonderful 2015.’
A Longreach farming family
In January 2014, members of the Pioneer
Valley Rotary Club sat at their monthly
meeting and listened to a story from one of
its members.
This local farmer, a grazier on land just
outside Longreach, was making enquiries
about agisting his livestock. He was advised
that the herd was too frail to transport.
What happened next resonated with every
single one of the Rotary members sitting in
that room.
The farmer shot all of the cattle and then
turned the rifle on himself.
The Rotary Club vowed then and there to
help farmers in drought-stricken Longreach.
Hay transportation began immediately after
the wet season and by August last year, 720
round bales of hay were available for pick
up by farmers.
Since then, a series of ‘hay days’ have been
held where hay and care packages were
made available to farmers.
Sarina Community Bank® Branch wanted
to help out and after touching base with
the foundation, $5000 from an existing
drought appeal was used to kickstart
Bendigo’s contribution.
As a bank we don’t have hay to give out,
but what we do have is the power of the
Community Bank® network.
Community Bank® and company owned
branches handed over $25,000 to the
Rotary Club for the purchase of hay and
goods.
Others gave money for the purchase of a
bale of hay.
The project will continue until western
Queensland has had sufficient rain, and
as a result, enough grass for farmers to
sustain their stock.
This is the power of people – Community
Bank® and Bendigo Bank people
13
10
years
of partnering
GINGIN, WA
Funding support from Gingin Community Bank® Branch will ensure a
trainee and community service officer will be part of the team at the
Gingin Community Resource Centre (CRC) in 2015.
A Community Bank® branch commitment, along with ongoing state
government funding, has ensured these two important roles are
retained.
The trainee position is aimed at upskilling locals and providing them
with experience and qualifications to enable them to attain work
locally.
A second funding commitment will ensure that the trainee has
a supervisor who can assist not only the centre’s trainees, but
volunteers who work at CRC.
14
A message from CRC Manager Carrie Edwards
‘The impact of our impending reduction in
funding had me foreseeing our organisation
taking a step back to the dark ages.’
‘Our community has come to know a high level
of service and assistance at the Centre and the
pending loss of the customer service officer and
subsequently the trainee program would mean we
could no longer sustain this level of service, let
alone continue our ever increasing community
outputs.
‘Needless to say, the support of our
local Community Bank® branch has had
a tremendously positive effect on our
organisation, as well as a flow on effect for
the wider community.’
TURRAMURRA, NSW
BRAIDWOOD, NSW
One of Turramurra’s major projects has been to work with
the local high school to turn its vision of an outdoor learning
centre ‘inside out’.
Two schools in the Braidwood region are now better
off with new gardens funded by Braidwood Community
Bank® Branch, in partnership with Cool Australia.
The local Community Bank® branch has been involved from
the beginning of the project covering 50 per cent of the
design and survey planning costs.
At St Bede’s Primary School, the funds were used to
develop a garden area aimed at encouraging creative
and imaginative play.
The branch became an ‘Inside Out’ hub with a ‘buy a paving
brick’ fundraiser and linking the school with local community
groups, including the Rotary Club, Men’s Shed and the
Turramurra Lookout Community Garden, which all became
involved in the project.
Across at Braidwood Central School, work has been slow
but steady on a garden and waste management project
over the winter.
The project turned a wasted area of the school grounds into
a fabulous series of outdoor learning areas designed for
group learning and quiet study.
And a new fence means that each primary and Yerrowa
multi-categorical class can have a garden bed of its own.
A new tank has been installed and is filling up with some
handy rain ready for spring plantings.
Yerrowa students have been busy painting the frame of
the greenhouse and establishing a worm farm to help
deal with the school’s food waste.
A waste audit is scheduled for next term to see how
Braidwood Central School can improve the segregation
of rubbish to feed the worms, compost the new garden
areas, recycle and reduce waste to landfill.
15
DELORAINE, TAS
There’s a little bit of Deloraine Community Bank® Branch in any
number of community groups and projects throughout the region.
As banking business at the local Community Bank® branch grows,
so too do the returns to community.
To be added to the list this year is a health service which will use
funds for a 12-seater community bus, an upgrade for a local church
kitchen which is running programs for disadvantaged kids and
heating and ventilation for the Giant Steps School for autistic kids’
pool.
A new community services shed will benefit the agricultural society
and a number of community groups and there will be an awning to
shelter the barbecue area for Weegena Community Hall.
‘We aim to support accessible and valued community
services and partnerships leading change which will
strengthen and unite our community.’
Lynn Hayward, Chairwoman Meander Valley Financial Services.
16
10
years
of being relevant
WARRANDYTE, VIC
Who knew that banking with your local Community Bank®
branch could achieve so much for your community.
The people of Warrandyte, Wonga Park, Park Orchards, North
Ringwood and surrounding communities know exactly what it
means.
It means $1.7 million in community contributions returned to
hundreds of community groups.
It means the Yarra Warra Pre-School’s dream of a Growing
Tree to remember all of the children who began their
education at the centre became a reality.
And it means that groups like the Warrandyte RSL,
Warrandyte High School, Greater Warrandyte CFA, sporting
and community groups can all proudly march in the annual
Warrandyte Festival Parade.
All of this is possible because members of the local
community choose to be customers and shareholders of the
local Community Bank® branch.
That’s what Community Bank® means to the people of
Warrandyte and surrounding communities.
17
DONCASTER EAST & TEMPLESTOWE VILLAGE, VIC
Doncaster East Community Bank® Branch continues
to support grassroots projects.
This year, the Doncaster Dolphins Masters Swim for
Life program received a Community Bank® grant for a
swimming program for members.
Prior to taking to the water, many of these ‘dolphins’
couldn’t swim. Today, they are powering up and down
the medium lane at the local pool.
‘We should all be very proud of this
outstanding community program. To think
that the grant was for only $700. It’s not
just about the money, it’s about being
relevant.’
Ray Lord, Director Doncaster East and Templestowe Village
Community Bank® branches
18
HUON VALLEY, TAS
It may not be the largest cheque written out but for the Huon Valley,
it’s a project of great significance and value to the local community.
A $5,500 Community Bank® grant enabled the Living Boat Trust to
purchase a boat kit to construct a replica St Ayles skiff.
The Scottish design rowing boat was constructed by volunteer locals
under the watchful eye of a local shipwright.
A further $4,000 in funding has been allocated to ensure the
‘Bendigo St Ayles’ skiff can be securely transported throughout
Tasmania for rowing competitions.
The excitement and publicity surrounding this project has been
significant in the Huon Valley and one which the local Community
Bank® branch staff from Geeveston, Huonville, Dover and Cygnet
and directors of Huon Valley Financial Services Ltd are proud to have
played a leading role in.
This project was not just about building a boat – it was about
building a community.
19
PAMBULA, NSW
CLOVELLY, NSW
When you think of the far south coast of New South
Wales you picture pristine beaches, holidays and fun
times.
Clovelly Community Bank® Branch has been
a long-term partner of the Foundation and has
returned more than $1 million to the local
community as a result of a strong community
banking business.
But Pambula, like so many communities, does have a
vulnerable sector.
The local Community Bank® branch has contributed
$21,000 towards the establishment of a crisis
accommodation centre.
Photo courtesy of Merimbula News Weekly
Together with $20,000 from the Social Justice
Advocates of the Sapphire Coast and a $50,000
NSW state government grant, the project is now
ready to go ahead.
The centre will provide an immediate solution for the
homeless and needy in the community.
During the past 12 months, the proposed centre
could have provided emergency accommodation for
at least 10 people who approached local churches in
need of emergency accommodation.
Branch manager Kim Stevenson said crisis
accommodation in the region was an area that
needed to be addressed and the local Community
Bank® company was proud to be a key driver in the
project.
20
When asked what project the Community
Bank® branch staff and board would like to
feature in 2015, the Junction Neighbourhood
Centre (JNC) was top of mind.
The neighbourhood centre works actively,
creatively and co-operatively to link people
with their community.
Clovelly Community Bank® Branch supports
the centre’s Aged and Disability Services
program by providing a vehicle to deliver
social support services to people living in the
Waverly local government area.
The program provides one-on-one social
and shopping services that give people the
chance to get out of their home and connect
with their community.
This is the third year the Community Bank®
company has supported this program.
SANCTUARY POINT, BOOROWA, FRESHWATER, DEE WHY, BRAIDWOOD &
BUNGENDORE, NSW
Young people in these NSW communities are better drivers thanks to their
participation in a driving program funded by local Community Bank® companies.
From the city to the country, Year 10 and 11 students have taken part in a oneday Greenlight Youth Driver Education Course – a Lead On initiative funded by
local Community Bank® branches.
‘As a committed community member, our Community Bank®
network understands the importance of funding driver education
for our young people.’
‘The rate of young people, and people in general, losing their lives
on our roads continues to be too high and if our commitment to
driver training for young people helps reduce the road toll, then
the funding output is negligible.
‘Educating our young people about the dangers of the road and
equipping them with skills to improve their driving is worth every
cent.’
Sue Corcoran, Chairwoman Boorowa Community Bank® Branch
21
LOCKHART, NSW
BYFORD, WA
If you like things old and historical then a visit to the NSW
community of Lockhart and its Greens Gunyah Museum is a must.
The ANZAC legacy will live on in the
WA community of Byford, with the
local Community Bank® branch
playing a major role in this year’s
commemorations.
The town’s museum has undergone a facelift following a $50,000
boost from the local Community Bank® branch.
When asked for a list of projects the Community Bank® branch has
been proud to support over the years, the museum refurbishment is
right up there.
The museum and gallery, where valuable exhibits and documents are
displayed and stored, are now protected from any future flash floods.
In its 10th year of operation, Byford
Community Bank® Branch pushed its
contributions to the local community
over the $1 million milestone with
$25,000 for the Serpentine Jarrahdale
RSL’s new ANZAC Memorial Park
complex.
The park is a wonderful tribute to the
many service men and women who gave
their lives.
The Community Bank® branch staff and
board were proud participants at the
first dawn service held at the park on
the 100th anniversary of the Gallipoli
landing.
22
GINGIN, WA
WEST BEACH, SA
After four years of planning, Gingin Community Bank®
Branch and Lancelin Branch have worked with Gingin Shire
Council to construct a stairway to beach heaven.
A sustainable and environmentally responsible
community facility was the aim of the Henley Surf
Life Saving Club.
The two branches contributed $40,000 to the $130,000
infrastructure project.
To achieve this, the club will use a grant from West
Beach Community Bank® Branch to install a 15kw
solar system and inverters, as well as upgrade a
meter for more efficient use with solar panels.
The seaside town of Guilderton has one of the lowest
permanent population rates in the country, but come
summer it’s one of the hottest tourist places to visit.
When sand dunes down along the beach began to erode
when the original walkway was closed, it was obvious that
something needed to be done.
Building a stairway for people to safely access the beach
and ensuring the protection of the natural environment was
the ultimate goal.
Now, this pristine beachfront can be safely accessed by
locals and tourists all year round.
It’s a great outcome for the Henley Beach
community and a project that the local Community
Bank® branch is proud to support.
QUEANBEYAN, ACT
HOME in Queanbeyan provides 24 hour care for
people with chronic mental illness and who don’t
have appropriate shelter, care, love and support.
The 19 residents have been supported by Molonglo
Community Banking Group with $20,000 allocated
over two years to assist with costs and meals.
The Molonglo Community Banking Group has
provided HOME with $30,000 in addition to this
latest grant with support dating back to 2010.
23
EMU PARK, QLD
Emu Park is a small coastal village with a Community
Bank® branch continuing to support projects and
events in the region.
Emu Park is now home to what is considered to be
one of the largest, if not the largest, scale centenary
project in regional Australia.
In 2015 the Community Bank® branch staff and board
of directors joined the community to celebrate the
opening of the Emu Park Centenary of ANZAC.
The local Community Bank® company committed
$165,000 to assist with funding of the park.
‘We are very proud of this project and
the positive impact it has made to our
community.’
Colleen Williams, Branch Manager Emu Park
Community Bank® Branch
24
10
years
of community building
CLIFTON HILL, NORTH FITZROY & EAST MALVERN, VIC
The importance of teaching children to read and write is central to the
prosperity of communities all over Australia.
In the Melbourne suburb of Clifton Hill, the local Community Bank®
branch and company has recognised the value of books in the lives of
their local kids.
In a bigger than a bank way, a community forum identified the needs
and concerns of locals, and turned a passion to help local children
learn into action.
In partnership with East Malvern Community Bank® Branch, a new
Books in Homes program ensures that students at Sacred Heart
Primary School receive a pack of three books for six school terms.
The smiles on the faces of the children receiving their books says it
all.
The Books in Homes program has extended to include schools in
nearby Collingwood and Fitzroy.
25
SANDRINGHAM, VIC
The children who first borrowed toys from Bayside Toy Library are
now approaching 30 years of age, bringing their own children to a
much loved community institution.
The library continues to provide a great service for local youngsters
with a wide range of imaginative toys to satisfy even the most
curious young minds.
As a not-for-profit organisation, support from the community,
including Sandringham Community Bank® Branch is vital.
The local Community Bank® company proudly backs its grassroots
community projects and organisations, while nurturing our young
people is right up there when it comes to being bigger than a bank.
NORTH RICHMOND, NSW
The Hawkesbury region is putting itself on the map as a big
hearted community with its latest fundraising effort.
And our branch in North Richmond has joined the cause,
installing a life-saving defibrillator in the Richmond branch
with plans for a second unit in the North Richmond branch.
The community campaign was started by a local GP who
called on Hawkesbury clubs, schools, businesses, factories,
churches, medical centres, chemists, local government
offices, businesses and factories to install defib’ units.
A local philanthropist, who prefers to remain anonymous,
heard about the program and deposited $20,000 into an
account at the branch for this exciting defib project.
26
YORK, WA
A matching grant from York Community Bank® Branch has enabled the York
Volunteer Fire and Rescue Service (YVFRS) to buy state of the art equipment
to improve safety and efficiency.
Funding of $5,000 from the branch, along with a further $5,000 raised
through community contributions, was used to buy a thermal imaging camera
to assist in tasks carried out by rescue crews.
YVFRS secretary, Vicki Reynolds, said the camera was specifically designed
to locate hotspots in both bush and structural fires.
‘The Community Bank® contribution meant we were able to buy a more up
to date camera with additional applications. We raised the additional money
with help from the York community.’
Vicki Reynolds
Secretary, YVFRS
‘YVFRS is always on call to protect and keep the community
safe. York and Districts Community Financial Services
considered the purchase of the camera as a priority project
and was more than happy to make a significant contribution
towards the cost.’
Graham Edmonds, Branch Manager York & District Community Bank® Branch
27
ACACIA RIDGE, QLD
A mission to raise $1 million by CareFlight Queensland for a
Brisbane base was a truly collaborative community effort.
Launched on 1 July 2015, Acacia Ridge Community Bank®
Branch was pleased to pitch in $8,000 to the funding target.
PORT LINCOLN, SA
Look no further than Port Lincoln for a great example of the
breadth of support a local Community Bank® branch offers to its
community.
In February 2015, the branch’s first scholarship program was
overwhelmed with 21 requests for financial assistance for first-year
tertiary students.
As a result of the scholarship program, five young people are well
into their tertiary education journey with help from the local branch.
At the other end of the scale, cost efficiencies will become a reality
following a $44,000 local Community Bank® funding commitment
to Matthew Flinders Home.
The aged care facility has used the funding to install 120 solar
panels at the centre.
28
‘CareFlight is a Queensland institution and we
are proud to support the Brisbane base project.’
Earle Johnson, Director Acacia Ridge Community Bank® Branch
COLERAINE, VIC
The financial year 2014/2015 deserves the title ‘Year of the Men’s Shed’.
Coleraine is just one of our Community Bank® companies which supports and is
extremely proud of its very own Men’s Shed.
Talk of establishing a Men’s Shed in Coleraine first started in late-2008 with the
identification of a suitable site.
The only barrier was the $100 per week rent required to hire the former Mechanics
Institute.
This is where the local Community Bank® branch stepped in and committed to cover the
cost of the weekly rent.
It became a confident and sustainable group which quickly gained a reputation as an
important community asset.
Today, thanks to the Community Bank® branch’s initial support and a further financial
contribution, the donation of land from a local resident, State and Local Government
funding and in-kind support from local tradies, the Men’s Shed has its own premises.
Photo courtesy of The Hamilton Spectator
And what do the men at the shed say?
‘If it wasn’t for the Bank, it would probably never have happened.’
29
PINEWOOD, VIC
There are Men’s Sheds and then there is Monash Men’s Shed.
Pinewood Community Bank® Branch staff and directors are extremely proud of their
involvement in this particular project, the Monash Men’s Shed.
Aged in his early 70s, Peter was a regular visitor to the local Men’s Shed.
The Shed became one of Peter’s favourite places because it gave him the chance to
connect with others in a safe and inclusive environment.
At the age of 71, Peter became the ‘apprentice’ to Lou, a skilled carpenter and working
together they formed a dedicated friendship.
Then Peter stopped coming.
The Men’s Shed contacted Peter’s brother and discovered that he was in hospital.
When Peter was allowed to leave the hospital’s rehab centre his first stop was always
the Monash Men’s Shed.
In early August 21 members of the Shed attended Peter’s funeral – a true testament to
this special member’s popularity and the respect he had earned during his time at the
Shed.
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MUNDARING, WA
In the heart of the Shire of Mundaring there sits a shed.
And inside that shed are a group of blokes proud to be associated
with Mundaring Community Men’s Shed.
Not far away is Mundaring Community Bank® Branch which is proud
to support these men in their shed.
Photo courtesy of eyeonthehills.com.au
A new outdoor area and amenities building funded with support
from the local Community Bank® branch have enabled the group to
extend not only their operating hours, but also the range of activities
available to members.
KATOOMBA & NORTH RICHMOND, NSW
In October 2013, fire raged through the Blue Mountains.
In May 2015, members of the Nepean Men’s Shed are
using money raised from the local Community Bank® Blue
Mountains Bushfire Appeal to ‘bring back the birds’.
The men are building bird feeders which will be distributed
to homes throughout the fire-affected region in a bid to
encourage birds to return to the area.
And what happened on that terrible day, the impact on locals
and the recovery process, will be recounted in a communityled project ‘My Story – Stories of Hope’.
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10
years
of partnering
COOLALINGA, NT
The strength of Community Bank® in the Northern Territory has
never been more apparent than in the past 12 to 18 months.
During this time, Coolalinga Community Bank® Branch has returned
$90,000 to the Scout Association of NT to help with planning for the
Woorabinda Youth Camp.
The facility will provide Scouts NT, and other NT youth-based
organisations, with a multi-purpose undercover area.
The Cox Peninsula Volunteer Bushfire Services Fund received a
$70,000 local Community Bank® company cheque to assist with
costs for the establishment of a brigade building to house vehicles.
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‘These are two significant funding commitments for two
important groups in our community – our young people
and volunteers who are committed to protecting our
communities.’
Stuart Hand, Director Coolalinga Community Bank® Branch
QUEANBEYAN, ACT
A Community Bank® grant has been used to expand the
Raising Hope Foundation’s Boom mentoring program.
Specifically aimed at people with a migrant and/or
refugee background, Canberra university students are
recruited to work in local schools to provide one-on-one
mentoring for local Year 9 and 10 students.
Molonglo Community Banking Group’s assistance enabled
the expansion of the program to a further four schools.
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10
years
of bold dreams
This year, more young men and women throughout Australia are well on
the way to completing their first year of tertiary study with the help of our
organisation’s and partner scholarship programs.
Whether it’s Xavier from Ouyen who received one of 15 Bendigo and
Adelaide Bank Youth Scholarships; Caitlyn from Ballart who received
a Rural Bank scholarship or Collin from Bayswater who received a
Community Bank® scholarship – these students all have one thing in
common. Our organisation and our Community Bank® partners have
recognised that these young people are our future.
A company, and indeed communities, which cares enough to help these
young people on their life’s journey will have a positive influence on this
generation, and on generations to come.
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15
Bendigo and Adelaide Bank
scholarships
Juan Pablo Morales Franco
Palmerston, NT
From Colombia to Palmerston to Hobart – it’s been quite a journey for
Juan Pablo Morales Franco.
Juan’s family left their Colombian home town because of the dangerous
conditions they faced every single day.
They arrived in the Northern Territory community of Palmerston in 2011.
Juan is now studying a Bachelor of Science in Tasmania.
‘I aspire to one day be of service to my community by making use of the
skills I learn in university to give back to those around me.’
‘Basically, I’ve come to an entirely new country with an entirely new
education system and a different language to find a better life,’ he said.
35
Xin Yan Gu
Cannonvale, QLD
Cyclone Marcia was racing into land in Queensland in
February 2015, but that didn’t stop Xin Yan from embarking
on her university journey in Brisbane.
Despite the wind and rain, she drove the 1,114 kilometres
from Cannonvale to Brisbane to ensure she was on campus
and ready to enrol in her Bachelor of Physiotherapy degree.
Xin Yan has financially supported herself throughout her
teenage years working several part time jobs while studying.
36
‘Each of this year’s recipients is academically gifted
and has overcome a range of obstacles including
drought, illness, disability, poverty, war and violence, but
none have let that get in the way of achieving their best
at school and for their future.’
Thomas Connellan
Balranald, NSW
Thomas won’t miss the daily three-hour round trip he has had to
endure to complete his Year 12 studies.
‘The determination and courage shown by these
students, not to mention their academic achievements,
should serve as a reminder to all young people to never
give up on their career goals.’
Robert Johanson
Chairman
Living in the farming community of Balranald in south western NSW,
he crossed the NSW/VIC border five days a week to attend high
school in the closest regional centre, Swan Hill.
During Year 12, Thomas became ill and was flown by air ambulance
to a Melbourne hospital, throwing his VCE examination period into
chaos.
It was on Melbourne Cup Day 2015 while the nation stopped for a
horse race that Thomas completed his oral exam and then managed
to complete exams for his other subjects.
As a result of his determination and despite the thousands of
kilometres travelled to attend classes, Thomas is now studying a
Bachelor of Science degree.
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58
Community Bank®branch
scholarships
Bayswater, WA
This year’s Ian McClelland Memorial Scholarship has been awarded to Collin
Wiyoto Suryacitra.
Ian McClelland introduced the concept of Community Banking to Bayswater.
Ian passed away in 2014 after a courageous battle with cancer.
This local scholarship is named in his memory.
Collin arrived in Australia four years ago from a small city in East Java.
His academic results and commitment to community service programs made
him an ideal recipient for the scholarship.
Collin is enrolled in a Psychology/Bachelor of Science degree at the University
of Western Australia and plans to graduate as a Clinical Neuropsychologist.
He hopes to be in a position in the future to develop programs that will
significantly reduce the stigma of mental illness to enable people in his
community to seek professional help without the fear of being stigmatised.
Ian would be proud of his Community Bank® branch and proud of Collin, who
has received this scholarship in his memory.
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‘It would have been very difficult for some of these
young people to make it to university in the first
place. But with the help of the Community Bank®
network we are seeing them develop not only in
their academic fields but also within the wider
community.’
Ian Miffling, Collie Community Bank® Branch Chairman
Toora, VIC
The Promontory Community Bank® Group is a great
supporter of its young people and, in particular,
giving young people in need of help a boost to help
them achieve their goals.
‘The high cost associated with tertiary study can
have a significant impact on a young person’s ability
to further their education and some may not get the
chance to achieve their academic dreams without
some help,’ Community Bank® Company Chairman,
Robert Liley, said.
‘Our Community Bank® company is proud to be able
to ease some of the financial pressure for Fiona and
her family. Maybe one day our community will benefit
directly from the skills and knowledge they gain
through this further study.’
Four students have received local Community Bank®
scholarships during the past three years.
That’s a $40,000 outlay for such a great return for
the local community.
TO: Toora & District Community Bank® Branch
FROM: A grateful parent
SUBJECT: 2015 scholarships
Fiona is very much enjoying life at university and her studies.
I can’t thank you enough for your chat to Fiona that day at the Toora pool and
the encouragement you gave her to apply for the scholarship.
We really thought she had Buckley’s chance of getting it, but as always,
you’ve got to be in it to win it. So we duly put in the effort to put together the
application and fired it off at 11.45pm on the day of deadline....Phew!!
I have never had such an excited phone call as I did from Fiona that day when
she rang me and said she’d been awarded the scholarship.
She uses the money to pay her rent.
Our family has endured a few health and financial setbacks in the last six
months. The news of the scholarship was like light at the end of the tunnel.... I
couldn’t quite believe it.
It is great to see country students able to take up the opportunity of further
study at university. I hope in the future that she will use her abilities, ambition
and education to benefit our rural community.
My sincerest thanks to you and the Bendigo Bank team for this wonderful
opportunity.
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6
Rural Bank scholarships
Caitlyn Daffey
Ballarat, VIC
Caitlyn’s passion for rural life and love of animals cemented her decision
at an early age to pursue a career in veterinary science.
Her time spent on the family’s sheep farm, combined with part-time work
on various local properties, provided her with experience in sheep, horses
and dairy operations.
Building on that experience, Caitlyn spent a gap year in 2014 working as
a station hand on a remote 1,600km2 Northern Territory cattle station as
the youngest and only female member of a crew of nine.
Although literally thousands of kilometres from her Ballarat home, Caitlyn
was excited to begin her studies at James Cook University in Townsville.
Her vision to support farmers and rural communities as a rural vet is
clear, as is her goal to promote careers in the agricultural sector to young
people.
‘Rural vets are an integral part of farming and I view the
job as being about educating farmers about animal health,
not just about treating illnesses and undertaking veterinary
procedures.’
’I see a lot of young people from rural communities choosing
alternative career options and I would love to encourage fellow
school leavers to consider the agricultural industry.’
Caitlyn Daffey
40
18
Education sector
partnerships
3
scholarships in
partnership with
The University of
Melbourne
scholarships in
partnership with La
Trobe University
2
Alexander and Bridget
Jones – Montmorency
Secondary College
Scholarships
41
10
years
of celebrating our young people
MANNINGHAM
Belong, believe, become
Our country is made up of a mix of cultures and it’s what makes our beautiful
country the amazing place it is today.
In Melbourne, thousands of new immigrants call Australia home and in the
community of Manningham, a group of local young people wanted to do their
bit to make the new settlers feel comfortable and welcome.
This group of enterprising young people put in the effort to welcome the new
international students to their school community by organising a fun day of
‘footy’ to bring all the students together.
The AFL Diversity Day focused on team-building activities.
Participants learned about the culture and rules of football, while developing
ball handling skills and competing in a range of fun AFL-related activities.
Starting the day with no idea about football and no participation in extracurricular activities, the once shy students were quickly drawn in with a sense
of inclusion and joy.
42
To finish the day, the students engaged in everything
from singing club theme songs, choosing a footy team
to follow and sharing pizza, but most importantly
getting to know one another.
Each student received a certificate of participation
and a ‘Believe, become’ jersey. This clinic inspired
the students to be a part of something and to bring
international teenagers closer together.
SOUTHERN PENINSULA
NEERIM
On film
Speaking out
Youth Foundation Southern Peninsula is committed to empowering local
young people to contribute to their community by encouraging them to
engage with locals through delivering ‘by-youth for-youth’ projects.
Unlike some things, self-confidence doesn’t simply grow
on trees. In fact, sometimes we need a hand to find it.
A combination of local government funding, Southern Peninsula Youth
Foundation funding and a significant in-kind contribution by YMCA
Southern Peninsula Youth Services, brought together a group of at-risk
youth to workshop a script and act in the short film.
The film was then submitted to the Peninsula Short Film festival.
The lead male role was given to a teenager who took to it like a moth to
a flame, surprising himself and everyone around him.
The project, led by well-known Australian actor Steve Bastoni and a team
of enthusiastic young people, is an example of great local collaboration
and resulted in a short film masterpiece!
The film, ‘The Decision’, addresses the effects of drugs and alcohol on
young people and played in front of 2,000 people at the 2015 Peninsula
Short Film Festival. It also screened in local cinemas during the summer
break before the feature film and is now accessible online.
For Jake, the ‘main man’ it has been a life-altering experience, boosting
his confidence and self-esteem. In Jake’s words: ’Dad’s never been so
proud of me’.
Jake is now pursuing a career in acting.
This is where the local Youth Foundation plays a vital role
in the Neerim community.
Coming out of her shell, Tamika is a great example of a
shy girl turned courageous public speaker.
Showing great potential and a desire to be actively
involved in her community, Tamika linked arms with the
local Youth Foundation.
In 2012, she applied for a grant to assist with a writer’s camp, satisfying
her ambition to be a part of the wider community.
Going on to further her local involvement, she is now a committee
member of the junior basketball club, helping out wherever she’s needed.
Through her involvement with the Youth Foundation, Tamika gained
confidence, self-belief and the skills she needed to flourish.
Finding herself to be quite the Youth Foundation ‘grant expert’, Tamika
is now also nominating possible grant recipients, interviewing grant
applicants and helping to assess grant applications.
This inspiring young lady is continuing to grow within the philanthropic
community sector, taking small but meaningful steps towards her future
success.
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Youth Foundation
44
Sites
Partner
Boronia/Bayswater/Ringwood
HLGM Financial Services Ltd
Beaufort
Beaufort Community Enterprises Ltd
Cobram & District
Cobram Community Enterprises Ltd
Eaglehawk
Empowering Eaglehawk
Moonee Valley
East Keilor Community Financial Services Ltd; Flemington
Financial Services Ltd; Strathmore Community Services Ltd
Laverton
Hobsons Bay Community Financial Services Ltd
Manningham
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Clarence Valley Community Financial Services
Ltd
Avoca District Co-operative Ltd
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Bay & Basin Community Financial Services Ltd
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Beaufort Community Financial Services Ltd
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Clifroy Ltd
Clovelly Community Financial Services Ltd
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Coleambally Finance Group Ltd
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Drouin & District Community Financial Services
Ltd
East Keilor Community Financial Services Ltd
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Forrestfield & Districts Community Financial
Services Ltd
Fremantle Community Financial Services Ltd
Freycinet Coast Financial Services Ltd
Gingin Districts Community Financial Services
Ltd
Blackburn District Financial Services Ltd
Collie & Districts Community Financial Services
Ltd
Boorowa Financial Services Ltd
Coolalinga & Districts Community Finance Ltd
Bright Community Financial Services Ltd
Gosnells Financial Services Ltd
Corangamite Financial Services Ltd
Buloke Community Enterprises Ltd (Donald)
Grampians Regional Community Enterprises Ltd
Creswick & District Financial Services Ltd
Buninyong & District Financial Services Ltd
Cummins District Financial Services Ltd
Great Southern Community Financial Services
Ltd
Bunyip & District Community Enterprises Ltd
Dandenong Ranges Community Finance Ltd
Gympie & District Financial Services Ltd
Byford & Districts Community Development
Services Ltd
Dingley Village Financial Services Ltd
Harbord Financial Services Ltd
Goomalling & Districts Community Financial
Services Ltd
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Hawkesbury Community Financial Services Ltd
Lockmore Financial Services Ltd
North Central Financial Services Ltd
Heathcote & District Financial Services Ltd
Logan Community Financial Services Ltd
North Epping Financial Services Ltd
Heidelberg District Community Enterprise Ltd
Macedon Ranges Community Enterprises Ltd
North Perth Community Financial Services Ltd
Henty Community Financial Services Ltd
Maldon & District Financial Services Ltd
North Ryde Community Financial Ltd
Heyfield & District Community Financial
Services Ltd
Manningham Community Enterprises Ltd
Northern Victoria Finances Ltd
Mareeba & Dimbulah Financial Services Ltd
Oak Flats Financial Services Ltd
Maroondah Community Enterprises Ltd
Our Community Company Ltd
Meander Valley Financial Services Ltd
Palerang Financial Services Ltd
Merbein District Community Financial Services
Ltd
Pambula & District Community Development Ltd
Highett Community Financial Services Ltd
Hobsons Bay Financial Services Ltd
Housing Loans Group Melbourne
Huon Valley Financial Services Ltd
Inglewood & Districts Community Enterprises
Ltd
Inner West Community Enterprises Ltd
Mooroolbark & District Financial Services Ltd
Paradise Point Financial Services Ltd
Pinewood Community Financial Services Ltd
Plantagenet Community Financial Services Ltd
Inverloch & District Financial Enterprises Ltd
Mount Beauty & District Community Enterprises
Ltd
Kew East Financial Services Ltd
Mount Evelyn & Districts Financial Services Ltd
Promontory District Finance Group Ltd
Kolan/Perry Community Enterprises Ltd
Mount Gambier & District Financial Services Ltd
Redcliffe Peninsula Financial Services Ltd
Katherine Regional Enterprises Ltd
Mukinbudin Community Financial Services Ltd
Robe Community Financial Services Ltd
Ku-ring-gai Financial Services Ltd
Mundaring Community Financial Services Ltd
Roleystone-Karragullen Financial Services Ltd
Lancefield & Romsey Community Financial
Services Ltd
Murrindindi Community Enterprise Ltd
Rosewood & District Financial Services Ltd
Murrumbeena Community Financial Services Ltd
Rupanyup/Minyip Financial Group Ltd
Narrandera District Investments Ltd
Rushworth & Districts Community Enterprises
Ltd
Lara District Community Enterprise Ltd
Leopold Community Enterprises Ltd
Lockhart & District Financial Services Ltd
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Molonglo Financial Services Ltd
Neerim District Financial Services Ltd
NorCen Financial Services Ltd
Port Lincoln Community Enterprises Ltd
Rye & District Community Financial Services Ltd
San Remo District Financial Services Ltd
Warrandyte Community Financial Services Ltd
Grants and appeals outlined in this document are administered by the
Foundation and allocated from the following trusts:
Sandringham Community Financial Services Ltd
West Beach & Districts Community Financial
Services Ltd
Community Enterprise Foundation (DGR)
ABN 69 694 230 518
Community Enterprise Charitable Fund (TCC)
ABN 12 102 649 968
Youth Foundations Victoria (YFV)
ABN 47 853 957 737
Advancing Community Resilience Fund (QLD)
ABN 49 203 151 701
Advancing Community Resilience Fund (VIC)
ABN 21 949 140 046
Advancing Community Resilience Fund (TAS)
ABN 80 511 551 035
Sarina & District Community Financial Services
Ltd
South Burdekin Community Financial Services
Ltd
South Burnett Community Enterprise Ltd
Stonnington Community Financial Services Ltd
Strathfieldsaye & Districts Community
Enterprise Ltd
Strathmore Community Services Ltd
Strzlecki Ranges Community Enterprises Ltd
Willaura/Lake Boga Financial Services Ltd
WYDCOM Financial Services Ltd
York & Districts Community Financial Services
Ltd
The Foundation is proud to facilitate the work of a wide range of very
generous donors. However, all funding distributed by the +trusts concerned
is entirely at the discretion of the Foundation’s trustee – Sandhurst
Trustees Limited and no other party.
All grants and youth scholarships are made from the relevant trust
administered by the Foundation on behalf of Sandhurst Trustees Limited, as
trustee.
Sunshine Coast Community Financial Services
Ltd
Toodyay & Districts Community Financial
Services Ltd
Trafalgar & District Financial Services Ltd
Tugun & District Finances Ltd
Tumby Bay District Financial Services Ltd
Upper Yarra Community Enterprise Ltd
Valley Community Financial Services Ltd
Vic West Community Telco
Wandin Seville Financial Services Ltd
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Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879. (S52229) (08/15)