january 2016 - Youngstown Columbiana Association of REALTORS

The Youngstown Columbiana
Association of REALTORS®
The YCAR Agent
JANUARY
2016
Vol II, issue I
Contact Information
OFFICERS:
Sue Filipovich, President
Wes Chandler, President-Elect
Maureen Cline, Treasurer
Dan Dull, Past-President
DIRECTORS:
Charley Althof
Karen Ament
Betty Belding
John Burgan
Sharon Flask
Debbie Parisi
Janice Stevens
Joe Zidian
5405 Market Street
Youngstown, OH 44512
Phone (330) 788-7026
Fax (330) 788-4329
Website www.ycar.org
Email [email protected]
Jessica Toker Perry
CEO ........................................................................... [email protected]
Pam Hernandez
Executive Administrative Assistant .......................... [email protected]
Dawn Gaudio
Membership Services/Certified Supra Master ...... [email protected]
Jeff Hudson
Technical Support ......................................................... [email protected]
AFFILIATE DIRECTOR:
Tony Carosella
LEGAL COUNSEL:
Attorney Donald. P. Leone
TABLE OF CONTENTS:
OAR DIRECTORS:
Debbie Barber
Wes Chandler
Maureen Cline
Sue Filipovich
Jerri Florio
Contact Information & Table of Contents ............ 1
OAR DIRECTOR AT-LARGE:
David Klacik
Installation 2016 (continued) .................................. 6
ALTERNATE OAR DIRECTORS:
Sandi Bates
Betty Belding
Joe Zidian
Committee Information .......................................... 2
Past President’s Luncheon ....................................... 3
Past President’s of YCAR ......................................... 4
Installation 2016 ....................................................... 5
Emeritus Status Update ............................................ 7
Government Affairs Update .................................... 8
YSU Scholarship Information .................................. 9
YSU Scholarship Application ................................... 10
Monthly Home Sales Numbers ................................ 11
Golf Outing Save the Date ........................................ 12
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The YCAR Agent
January 2016
2016 COMMITTEE LEADERSHIP
Affiliate Council .................................... Tony Carosella*
Legislative Committee .......................... Debbie Barber*
Budget & Finance Committee ............. Maureen Cline*
Nominating Committee ....................... Sue Filipovich*
Building Advisory Committee ............... David Klacik*
Personnel Committee ........................... Sue Filipovich*
Building Advisory Committee ............ Tom D’Amico**
Professional Standards Committee ............ Joe Zidian*
Bylaws & Policy Review Committee .. Charley Althof*
Professional Standards Committee .... Betty Belding**
Education Committee ................................ Gwen Bush*
Purchase Agreement Committee ....... Patrick Burgan*
Equal Opportunity Committee ............. Joan Zarlinga*
RPAC ............................................................ Jerri Florio*
Golf Committee ....................................... Marsha Ruha*
RPAC .................................................... Debbie Barber**
Golf Committee ...................................... Sharon Flask**
Safety & Security Committee .............. John Tomaino*
Grievance Committee ............................. Marsha Ruha*
Strategic Planning Committee ............. Sue Filipovich*
Habitat for Humanity Task Force ........... John Burgan*
Soup Kitchen ........................................ Marisa Volpini*
Installation Committee .......................... Wes Chandler*
Soup Kitchen ......................................... Marsha Ruha**
Investment Committee .......................... Sue Filipovich*
Trade Fair Committee ............................ Karen Ament*
Investment Committee .......................... Wes Chandler*
Young Professionals Network ............. Patrick Burgan*
Leadership Retreat Task Force .............. Sue Filipovich*
*Chairman
**Co-Chairman
JANUARY COMMITTEE MEETINGS
Tuesday, January 12
GRIEVANCE COMMITTEE Thursday, January 14
BUDGET & FINANCE COMMITTEE
Friday, January 15
LEADERSHIP RETREAT
10:00AM
Thursday, January 21
BOARD OF DIRECTORS MEETING
Friday, January 22
10:00AM
GOLF COMMITTEE
9:00AM
RPAC MEETING
Friday, January 29
The YCAR Agent
9:00AM
10:00AM
11:00AM
January 2016
2
the Annual Past-President’s Luncheon
Thursday, December 17, 2015
At Tippecanoe Country Club
From left to right: Leon Turek, Mary Lou Malloy, Tom D’Amico, Pat Casey, Kathy
Miller, John Burgan, Karen Ament, Dan Dull, Debbie Parisi, Sue Filipovich, Joan
Zarlenga, Kathy Carroll, Joe Zidian, Charley Althof, David Klacik
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The YCAR Agent
January 2016
Past Presidents
Bales Campbell 1910 - 11
W. Edgar Leedy 1912
Henry W. Davis 1913 - 14
Henry Davis 1915
W. Edgar Leedy 1915 - 16
O.E. Hudak 1917 - 18
J. Howard Taylor 1919
Bert M. Summers 1920
Ralph P. Smith 1921
Carroll Thorton 1922 - 29
Bert M. Summers 1930 - 31
Earl McBride 1932 - 33
Dan Mullane 1934
Dennis Peters 1935 - 37
Harry Winfi eld 1938
Robert Henderson 1938 - 40
F. J. Steinhauser 1941
Marshall H. Cox 1942 - 43
George S. Bishop 1944
C.E. Taylor 1945
Louis S. Kreider 1946
Elias E. Bodin 1947
Robert H. Summers 1948
Joseph G. Thomas 1949
Alfred W. Beck 1950
Robert B. Taylor 1951
Miller Foulk 1952
Ray Warfi eld 1953
A.E. Reinman, Jr. 1954
Warren C. Hegg 1955
Edward J. Lewis 1956
Louis B. Kreider 1957
James Wilson 1958
James Gardner 1959
Vince Keller 1960
Leonard Orvets 1961
Deane M. Corbett 1962
Clifford E. Fisher 1963
Yvonne R. Reinman 1964
Jack Mayo 1965
Howard F. Black, Jr. 1966
Harvey Rickert 1967
Daniel Lewis 1968
William C. D’Amico 1969
Howard F. Black, Jr. 1970
G. Thomas Jordan 1971
Joseph Goldberg 1972
Larry D. Swagler 1973
Elaine B. DeLaCroix 1974
James J. Cappy 1975
R. Cy Schreiber 1976
Fred C. D’Amico 1977
Kathy Miller 1978
Patricia Ariss 1979
David Hunt 1980
John Burgan 1981
Thomas D’Amico 1982
David Walker 1983
Arthur Lewis 1984
Robert Weily 1985
Leon Turek 1986
Dave Fisher 1987
Avis Mathews 1988
Anne DeLaCroix 1989
Gary Mayle 1990
Stephanie Bozin 1991
Joe J. Zidian 1992
Patrick Casey 1993
Mary Lou Malloy 1994
Rosemary F. Jones 1995
Phyllis Denton 1996
Nancy Santor 1997
Bill Roesti 1998
Thomas J. Williams 1999
Paul Bevilacqua 2000
Jerry McKinney 2001
Fred Denton 2002
Patricia Mika 2003
Karen Ament 2004
Theresa Hoon 2005
Joanne Petrosky 2006
Gwendolyn Bush 2007
Kathy Carroll 2008
Eric Caspary 2009
David Klacik 2010
Joan Zarlenga 2011
Debbie Parisi 2012
Sandi Bates 2013
Charley Althof 2014
Dan Dull 2015
The YCAR Agent
January 2016
4
The Youngstown Columbiana Association of REALTORS®
106th Presidential Installation
Honoring
2015 President Dan Dull & 2016 President Sue Filipovich
Friday, January 8, 2016
The Lake Club
Poland, Ohio
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The YCAR Agent
January 2016
For Sunday, January 24, 2016 Valley Homes
REALTOR® Banquet Honors Retiring and Installs New Officers and Directors
T
he Youngstown Columbiana Association of REALTORS® (YCAR) held their 106th Annual Installation event on Friday,
January 8, 2016 at the Lake Club in Poland, Ohio.
The celebration was a semi-formal winter wonderland. Guests were asked to wear black and white and the venue was
adorned with snowflakes and silver snowy decorations. Cocktails and appetizers were served prior to the dinner and program followed by an evening of dancing and fun.
The association, whose jurisdiction covers Mahoning County, Columbiana County and parts of Trumbull County, was
formed as a not-for-profit organization in 1910. Currently, membership consists of 537 REALTOR® members and 61 Affiliate Members.
The installation of 2016 President Sue Filipovich of Keller Williams Chervenic Realty was conducted by her father, Leon
Turek of Burgan Real Estate.
The installation of the association's President-Elect Wes Chandler of Zid Realty & Associates, Treasurer Maureen Cline of
Agency Real Estate and Directors: Karen Ament of Burgan Real Estate, Sharon Flask of Keller Williams Chervenic Reality
and reinstated Directors Charley Altof of Mayo & Associates, and Betty Belding of Gallagher Clark & Carney. Also installed was Affiliate Director Tony Carosella of Assurance Land Title. The Installation was conducted by the Ohio Association of REALTORS® 2016 Treasurer, Tiffany Meyer.
Continuing to serve on the 2016 Board of Directors are Immediate Past-President, Dan Dull of Community First Real
Estate, John Burgan of Burgan Real Estate, Debbie Parisi of Howard Hanna, Janice Stevens of Evenbay Real Estate and Joe
Zidian of Zid Realty & Associates.
The event honored 2015 President Dan Dull and retiring Directors, Debbie Barber of Altobelli Real Estate, Patrick Burgan
of Burgan Real Estate, Chris Roman of Northwood Realty Services and Affiliate Director OJ Thomas of All Ohio Land &
Title Agency.
Participating in the traditional “Passing of the Gavel of Leadership to the Incoming President” ceremony were past presidents John Burgan (1981), Tom D’Amico (1982), Leon Turek (1986) Joe Zidian (1992), Paul Bevilaqua (2000), Karen
Ament (2004), David Klacik (2010), Joan Zarlenga (2011), Debbie Parisi (2012), Charley Althof (2014) and Dan Dull
(2015).
The association staff includes Pam Hernandez, Executive Administrative Assistant & Bookkeeper, Jeff Hudson, Technical
Support, Dawn Gaudio, Supra Administrator & Membership Services, and Chief Executive Officer Jessica Perry. Attorney
Donald P. Leone serves as the association’s legal counsel.
Signature Sponsors for the event were: Assurance Land Title, Bloodhound Home Inspection, Burgan Real Estate, Commonwealth Suburban Land Title Agency, First Federal of Lakewood, First National Bank, Home Savings, Hunter-Stevens
Land Title Agency and Talmer Bank. Sponsors included: Bass Home Inspection, Evenbay Real Estate, and Marie Houston.
Special guests in attendance included: From the Ohio Association of REALTORS®, 2016 Treasurer Tiffany Meyer and CEO
Bob Fletcher. From the Akon Cleveland Association of REALTORS®, Karen O'Donnell. From the Stark County Association of REALTORS®, Beth Campbell, Debi Zaren and Lenny Lawerence. From the Warren Area Board of REALTORS®,
Yvonne Smith and Mary Sims. From CRIS MLS, CEO John Kurlich and Officers Tom Dile, Tony DeLuke and Marlin
Palich. From Habitat for Humanity, Kristina Nicholas and Colin Penney. And, last but not least Shelia Martinsen from
Mahoning County Special Olympics who was presented with a check of $6,900 from the Youngstown Columbiana Association of REALTORS®. The funds were raised from 50/50 raffles throughout the year as well as an annual community service
project chosen each year by the incoming president.
The YCAR Agent
January 2016
6
NAR adds service requirement to ‘Realtor emeritus’ status for dues waiver
Leadership service in local or state associations will fulfill qualification, but only through 2019
SAN FRANCISCO — It’s official: Forty years of membership in the National Association of Realtors is no longer
enough to qualify members for “Realtor emeritus” status to have their national dues waived.
As of 2015, in addition to 40 years as a dues-paying Realtor or Realtor associate, members will have to have put in at
least one year of service at the national association as an officer, director, committee member, federal political coordinator, president’s liaison or regional coordinator to a country with which NAR has a reciprocal agreement.
Through 2019, members will have met this requirement if they served at the local or state level. While NAR’s leadership team proposed allowing service at local or state associations to fulfill the requirement indefinitely, NAR’s Finance
Committee disagreed.
“The Finance Committee felt strongly that the requirement for one year of national service as part of the eligibility
for national emeritus status, approved in May of 2013, was appropriate. The committee recognizes that, proactively,
a phase-in period where state and local service is allowed in lieu of national is necessary but only for a five-year time
frame,” the committee said.
NAR’s board of directors and delegate body approved the change, which amended Article III, Section 10 of the NAR
Constitution.
Out of 1 million members, NAR currently has 8,149 active Realtor emeritus members, including 1,067 approved
Monday by the board.
The median age of a Realtor is 57. At least part of the reasoning behind the amendment was that many more members could qualify for a free ride in the near future.
“A lot of our members are getting up there, completing the 40 years,” NAR CEO Dale Stinton said at the trade group’s
midyear conference in May.
“There was a concern that we could have 50,000 people” qualify to have their dues waived, Stinton said.
NAR raised national dues by 50 percent in 2011, in order to generate funds for political advocacy, bringing national
dues to $120 a year. A dues waiver for 50,000 Realtor emeritus members translates into a potential loss of $6 million
in annual revenue.
An Inman News article about the Realtor emeritus proposals last week prompted mixed reactions.
“I began a career as a Realtor in 1977 and have always considered the ‘Realtor emeritus’ designation as a badge of
honor. To require a one-year service provision seems a small price to pay for such a prestigious award,” said Paul
Pastore.
But David Strauss, who said he had been a NAR member since 1979, faulted what he said was NAR’s lack of commitment and loyalty to its members.
“Like many dubious corporations, their word doesn’t mean too much and they are quite willing to renege on their
word when it fits them. I am willing to bet that if they wanted to take the time they could come up with ways to offset
the cost of the program without overburdening any member drastically. I believe it shows their true colors and concerns over their own compensation packages over the membership,” he said.
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The YCAR Agent
January 2016
Federal Spending Bill Awaits Presidential Signature
December 18, 2015. Today the Congress has passed sweeping legislation of more than two-thousand pages to fund the Federal Government
Fiscal Year 2016. The legislation is expected to be signed into law by the President when it arrives at the White House later today. The new
legislation will put an end to the series of stop-gap funding measures known as “Continuing Resolutions” that have funded the government the
start of FY 2016 on October 1, 2015. This new bill will expire in September 2016. The real estate related provisions are listed below:
Federal Tax Policy
Mortgage Debt Forgiveness: Authority extended for two years (2015 & 2016). Mortgage Insurance Premium Deductibility: Provisions allowing the deductibility of mortgage insurance premiums were extended for two years (2015 & 2016). Immediate Expensing of Business Equipment and Certain Real Estate: The expensing provision for equipment and certain real estate used by small- and mid-sized businesses is made
permanent (section 179). The real estate includes leasehold improvements, certain restaurant improvements, and certain retail improvements.
Moreover, the $250K cap on this qualified real estate (which is half that of personal property) is being removed starting in 2016, so all business assets (real and personal) will have the same $500K limit each year, and indexed for future inflation. Bonus Depreciation: extends bonus
depreciation treatment for five years. Moreover, the provision now includes a new category called “Qualified Improvement Property,” which is
defined as an improvement to the interior portion of an existing non-residential commercial building (except for elevators, escalators, or enlargements). Thus, most leasehold improvements will now generally be eligible for immediate expensing for the smaller and mid-size businesses and for bonus depreciation (50% expensing) for the bigger companies. Charitable Deduction: The expired provision that gives a charitable
deduction for contributions of real property for conservation purposes is made permanent. Foreign Investment in Real Property Tax Act
(FIRPTA): The bill includes two significant FIRPTA provisions. The first allows overseas investors to own up to 10% of a publicly-traded U.S.
REIT (up from 5%). The second provision allows foreign pension funds to own U.S. real property interests without triggering FIRPTA withholding tax. These changes are estimated to bring billions of dollars of foreign investment into the U.S. commercial real estate market. Energy
Tax Credit for New Homes: The expired credit of $1,000 to $2,000 for energy-efficient new homes is extended for two years (2015 & 2016).
Business
EB-5 Program Extended: A clean extension (no reforms) until Sept. 30, 2016. Net Neutrality: No amendments limiting implementation of
net neutrality rules were included. Internet Access Taxes: The Internet Tax Freedom Act (ITFA), which bans state and local governments from
imposing taxes on Internet access, expired October 1, 2015. The Omnibus extends the ban through October 1, 2016. American Communities Survey (Census Bureau): Does not convert the American Community Survey to voluntary status. Experts warn that making the ACS a
voluntary survey would undermine the validity of the survey’s results. NAR and other private entities depend upon the ACS in their day-to-day
business planning. NAR uses the Survey to benchmark its housing data series.
Commercial
Leasehold Improvement Depreciation: The 15-year depreciation period for leasehold improvements provision is extended permanently.
Only t a two-year extension was expected on this priority item. Energy Efficient Commercial Buildings (Section 179D): The agreement
extends for two years (2015 & 2016) the energy-efficient commercial buildings deduction. Internet Sales Tax Fairness: Advocates of Internet
Sales Tax Fairness bills had hoped their language would be attached to the Omnibus, but it was not included in the package. Conventional
Finance. Housing Finance Reform: Explicitly prohibits the sale, transfer and liquidation of the Treasury Department’s senior preferred stock
holdings in the GSEs without legislative action; provision sunsets January 1, 2018. Mortgage Servicing Asset Study: Provides funding for a
federal government study of the appropriate capital requirements for mortgage servicing assets. Study to examine the effects of Basel III and the
National Credit Union Administration’s capital requirements on mortgage serving assets.
Environment/Land Use
Waters of the U.S. (WOTUS) Prohibition: No provision was included to prohibit the EPA from spending funds to implement the EPA’s
Waters of the U.S. rule. Wildfire Funding: Additional funds were provided to fight wildfires, during the worst wildfire season in the nation’s
history. Land and Water Conservation Fund (LWCF): The LWCF was funded at $450 million, with 50% provided to state and local governments for land acquisition and recreational activities.
Federal Housing
Direct Endorsement for Rural Housing: Today, every guaranteed loan must be individually reviewed by Rural Housing Service staff. This
is time consuming, and slows the loan process. Both the Veterans Affairs loan guaranty and the FHA mortgage insurance program utilize approved private lenders for direct endorsement. Bill provision provides RHS with the authority to approve direct endorsed lenders which will
accelerate loan processing time. HAWK Program: Continues exiting ban on HUD implementing the HAWK program, which would have
allowed homeowners to participate in housing counseling and receive a reduction in their mortgage insurance premiums. Eminent Domain
Seizure of Mortgages: Provision prohibits FHA and Ginnie Mae from insuring or securitizing a loan on a home that has been seized through
eminent domain. This mirrors a policy of the GSEs, and is designed to eliminate the local practice of seizing mortgages via eminent domain
authority in order to prevent foreclosure. Enhanced Income Verification for Rural Housing: In the multifamily arena, public housing authorities and assisted housing managers are required to verify the income for their subsidized residents. However, rural properties were not provided
the same access to IRS and Department of Labor data as similar properties insured by HUD. Language in the Omnibus allows for access to the
same income verification data for both agencies. This will streamline and ease burdens on rural assisted property owners. HOME Funding:
HOME funding provides grants to state and local governments to produce affordable housing for low-income families. Eligible uses of HOME
include downpayment assistance, rental assistance, rehabilitation of affordable housing, and development. The Omnibus provides $950 million
for HOME funding, a $50 million increase over 2015. National Flood Insurance Program: Maintains funding levels for the National Flood
Insurance Program and homeowner’s advocate, with small increases for flood mapping and mitigation activities.
The YCAR Agent
January 2016
8
One YSU Scholarship Available in 2016
The Youngstown Columbiana Association of REALTORS® (YCAR) established an endowment
fund at Youngstown State University over 19 years ago. YSU will award one (1) $1,000.00
scholarship every year until this endowment fund is depleted.
Criteria for receiving a scholarship:
1) Applicant must be a REALTOR® member of the Youngstown Columbiana Association of
REALTORS® or the spouse or child of a REALTOR® member of YCAR;
2) Applicant must be a high school graduate with a 3.0 GPA or higher;
3) Freshmen entering YSU and YSU upper class students can qualify on a non-discriminatory
basis;
4) Applicant must apply to YSU in spring or summer for upcoming September classes.
Scholarship applications will be made available to all member offices of the Youngstown
Columbiana Association of REALTORS® in January each year. Applications will also be available
at the association office.
Scholarship application deadline is April 25th annually. Applications are to be submitted to the
office of the Youngstown Columbiana Association of REALTORS® located at 5405 Market Street
in Boardman.
All applications received at the association office by the April deadline will be submitted to the
YSU Foundation and Financial Aide office, who will be responsible for selecting the scholarship
recipient annually based on the criteria listed above, giving more weight to a student’s greater
financial need.
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The YCAR Agent
January 2016
SCHOLARSHIP
Application Form
Name of Scholarship Applying For:
Youngstown Columbiana Association
of REALTORS® Inc. Scholarship
Last Day to Apply is April 25th
Eligibility: Recipient must be a member of the Youngstown Columbiana Association of
REALTORS® or the child or spouse of a member of the REALTOR® Association.
Relationship to REALTOR®:
REALTOR®:
REALTOR® Company:
Phone Number:
Applicant Name:
Address:
City:
State:
Phone Number:
College: GPA:
Major:
Zip Code:
Social Security Number:
Hours Completed:
High School Attended:
GPA:
SAT/ACT Score:
Work Experience (if any):
Extracurricular activities:
Volunteer Work (if any):
Briefly describe your accomplishments to date and your goals for the future:
Anything else you wish the committee to know:
Please return application to:
Youngstown Columbiana Association of REALTORS®
5405 Market Street
Youngstown, Ohio 44512
The YCAR Agent
January 2016 10
11
The YCAR Agent
January 2016
YCAR Used Office Equipment Sale
If you are interested in purchasing any of the sale items, please come and see at the YCAR
Board Office or contact Jeff Hudson at: (330) 788-7026 or [email protected]
Gestetner F550
Office Fax
Scanner
Printer
$350
or OBO
to benifit
Gestetner
C7526d
Color Printer
$350
or OBO
SAVE THE DATE
to benifit
YCAR’s Annual
Outing 2016
Friday
Mill Creek North Course
July 8th
Sponsorship Opportunities Available Now!
The YCAR Agent
January 2016 12