BankNotes - The Bank of Glen Burnie

Member
FDIC
BankNotes
Summer
2013
this issue
Debit Card Fraud P.2
Vacationing with Pets P.2
Business BillPay P.3
Fake Check Awareness P.3
Protect yourself
from Rising
Mortgage
Rates!!
Mortgage rates are near record
lows. Call Joanne Walter, AVP
at 410-787-8594, visit a branch
near you or go online at
thebankofglenburnie.com
Free Bill Pay with
e-statements*
A Letter from the President’s Desk
As we welcome Summer, it is a time when many of us think of
baseball games, beach trips, fishing, boating, outdoor concerts, day trips to
the aquarium, family vacations, or overseas travel. Sometimes even a trip
to get ice cream for the family means a stop at the ATM is needed! As you
plan your summer fun, visit our website, or use the MoneyPass® app, to find
our nearest bank or MoneyPass® ATM, from coast to coast, wherever your
summer plans may take you.
A good tip is to contact the bank before traveling to ensure you have
availability and use of your convenience debit card.
Due to fraudulent activity in certain countries,
states and businesses, your Visa® Check Card
may be temporarily blocked in those places.
Simply sign up for our
free e-Statements and
then contact your branch to
receive Bill Pay at no cost!*
At The Bank of Glen Burnie,
we’re all about helping our
customers boost efficiency
Another summer tip is to plan for your
and maximize convenience.
four-legged friends, as we all consider our pets
That’s why we offer a variety
as one of the family! Our valued customer,
of electronic services to
Michael Livingston and Megan
streamline your financial
Dr. Anderson of Waugh Chapel Animal Hospital,
transactions, including Online
has shared an article that I think you will find very informative!
Bill Pay! With our Free Online
Bill Pay, you’ll have a safe,
In closing, I want to personally wish you safe travel. The entire
speedy and simple way to pay
your bills. Plus, you’ll save both
friendly staff at The Bank of Glen Burnie wishes you a summer filled with
time and money! Sign up today
great vacation memories!
and enjoy.
* Cons umer
ac c o u n t s o n l y. M u s t
m a i n t ain e-S t ate m e n t s t o c o n t i n u e
to r ece iv e f ree B i l l P a y.
ATM Debit Card
Travel Information
Summer Vacations
and your Pets
Let issuers know your travel
dates and destination. If
your card gets used at an
Dr. Anderson
Waugh Chapel Animal
Hospital
unusual location, the card
issuer may decline the
suspicious transaction. Due
to fraudulent transactions
occurring, your Visa® Check
Card may be temporarily
blocked in certain countries,
states and businesses. If
you have any questions
about
your
upcoming
destination, please call your
branch for the most current
restrictions.
Free Access
to ATMs
Coast to Coast
with MoneyPass®
The Bank of Glen Burnie®
is a member of the
MoneyPass® network. Our
customers may access
any of the thousands of
ATMs coast to coast on the
MoneyPass® network totally
free with their Bank of
Glen Burnie® Convenience
Card. Simply look for the
MoneyPass® logo next time
you are out and about to
get free access to your
accounts and start living a
life that’s far more free.
Summertime is a time when
the days are longer, the
nights are warmer and the
urge to break free from your
normal routine is strongest.
Sometimes you are lucky
enough to hop on a plane
and travel to some exotic
locale… More often than
not, though, your family
is like mine. You pack
seemingly everything you
own into your car, along
with your family, and take
a drive. The destination
doesn’t matter, whether
it be the beach or the
mountains,
Grandma’s
house or crazy Uncle
Vern’s. It is still a vacation
with your family, a time to
bond and create memories.
If you are like me, you
consider your pet a member
of the family. You may even
choose to take your pet with
you on this wonderful family
vacation. While taking your
pet with you on vacation
is rewarding, there are a
few important “rules” you
should follow to ensure that
the trip is enjoyable for all
involved.
Rule #1 – If traveling with
small dogs or cats, remember
that they are actually more
comfortable in crates, as
the small space creates a
safe haven for them. An
added benefit to this is
that having them in a
crate also prohibits them
from wedging themselves
into small spaces where
they could get stuck or
hurt.
stomachs and nausea and
put them at ease. Once your
Vet has prescribed your pet
these meds, be sure to try
them at home before the
big trip. The last thing you
want is to be surprised how
your pet will react to the
medication when you are
2 hours deep in a 12-hour
trip.
Rule #2 – While taking your pet
While some with you on vacation Rule #3 –
is rewarding, there
pets handle
Pay attention
car
travel
to the heat
are a few important
well,
there
and humidity.
“rules” you should
are many that follow to ensure that R e m e m b e r,
do not. Some
the trip is enjoyable your pet is just
pets will expelike you, but
for all involved.
rience excitewith a perment, anxiety
manent coat
or motion sickness. These
on. Leave the AC running
can easily lead to heavy
for the pet inside. Provide
panting, vocalization of
them with water to rehytheir strife or even to your drate. If they have a dark
pet getting sick or having
coat, keep in mind that they
an accident. Many things
will overheat faster than
can be done to prevent this;
a pet with a light-colored
for instance, frequent stops
coat, and they will need to
to allow your pet to relieve
spend more time out of the
themselves and to regain
direct sun. The same goes
themselves. Another way to
for a pet that has thicker,
handle these issues is to be
denser fur.
proactive and discuss your
upcoming trip with your Above all else, have a
Veterinarian. There are a fantastic time! Time is
multitude of medications fleeting, and we are lucky
that can be given to mildly
for the moments we have.
sedate your pet, calm their Enjoy them to the fullest!
New Business Online BillPay and
BillPay with Payroll Deposit
The Bank of Glen
Burnie now offers
Business
Online
BillPay for $10 a
month and Business
Online BillPay with
a Payroll
deposit
option for $15 a
month.
as paying utilities and
suppliers
• Conveniently pay your
business’ bills and view
payment activity online
• Set up final approvals
so you give the go-ahead
before any payments are
made. Get instant information with customized
reporting
• Gain greater control
of your cash flow by
deciding how much is
paid and when it is paid
• Delegate payment tasks
and set permission
controls
• Delegate the payment
tasks you want, such
• Set permission controls
so you’re always in
charge of who can
make payments, which
payments they can
make, and the maximum
payment amount
• Run audit reports and
customize them for the
payment information you
need
• Track your company
spending and payment
history in just a few clicks
• View the payment
activity of authorized
users and keep track of
their payments
• Greatly reduce your
paperwork and minimize
manual record keeping
To learn more, watch the
demo at thebankofglenburnie.com. You’ll see
how two very different
small business owners
find true control and total
convenience. To enroll,
simply stop by a branch
near you, call us at 410766-3300 or log into your
business online banking
account at thebankofglenburnie.com
and
select the “Bill Pay” link
to access the enrollment
form.
This Edition’s Finance Tips
Fake Check Awareness
Nearly one-third of all adult
Americans have been
approached with fake check
scams. The most common
scams involve sweepstakes/
lotteries, grants and work-athome opportunities.
The American Bankers
Association launched a Web
site, fakechecks.org, that
describes the most common
fake check scams. It also offers these tips
for protecting yourself:
»» Never agree to pay to claim a prize.
»» Never agree to pay for grants from
the government or foundations.
»» Never agree to cash checks and
send the money somewhere as part
of a job working from home.
»» Never agree to wire money to
anyone you have not met in person
and known for a long time.
»» If it seems suspicious, get advice.
Apply for a Bank of
Glen Burnie Visa ®
Bonus Rewards
Credit Card Now
Apply for a Bank of Glen
Burnie Visa® Bonus Rewards
Card. The Visa® Signature
Rewards card has no annual
fee and special offers. Get
2,500 bonus points with
your first purchase (may be
redeemed for a $25 statement
credit) and 1 point for every
dollar spent in net purchases.
There are no point earning
caps and the points are good
for 5 years. Redeem points
for cash back, gift certificates,
merchandise or travel. Visit
thebankofglenburnie.com to
apply today.
Apply for a College
Credit Card
Visa® College Credit Cards
help students to build and
improve their credit.* Get
Credit for Today, Build
Credit for Tomorrow.
•
•
•
Build your financial
independence
Earn rewards
Manage your account
online with our Mobile
Online Account Access
Visit a branch and talk with
an associate or go online at
thebankofglenburnie.com
and apply today
*Late payments or going over the
credit limit may damage your credit
history. The creditor, issuer and service provider of these Visa credit cards
is Elan Financial Services, pursuant to a
license from Visa U.S.A. Inc.