July 2016

Where you’re family | July 2016
NO payments for 90 days!
Buy new or used, refinance from another lender
or borrow the equity in your vehicle
Call 383-5550 x141/142 or apply online at www.mercedschoolcu.org
*APR=annual percentage rate based on credit history and includes rate reducing option of .50% for automatic transfer or payroll deduction. Models 2010 and newer. 60 payments of $17.82 per
$1000 borrowed (payment calculated with first payment in 90 days). Longer terms available. Minimum $5,000 cash out on existing MSEFCU auto loans. First payment up to 90 days away.
Offer ends July 31, 2016. Rates, terms and conditions subject to change.
We can find a Home Loan
that fits your needs!
Home Purchases | Refinance | Land Purchase
Home Improvements | Equity Loans
MSEFCU and our partner CU Members have joined
to deliver even more options for an excellent purchase
experience.
Visit our Loan Department, call 383-5550 x141/142
or apply online at www.mercedschoolcu.org
*Based on credit history, rate includes .50% deduction for automatic
payment. Must own the home and be your primary residence.
Purchases must be energy efficient. Equal Housing Lender. Rates,
terms and conditions subject to change.
FHA | VA | 30 Year Fixed | and more
Make an appointment today!
Call us at 383-5550 x181 for details
Merced Main and Atwater
Business Hours:
Monday . . . . . . . . . . . . . . . . 8:30 a.m.-5:00 p.m.
Tuesday . . . . . . . . . . . . . . . .8:30 a.m.-5:00 p.m.
Wednesday . . . . . . . . . . . . .9:30 a.m.-5:00 p.m.
Thursday . . . . . . . . . . . . . 8:30 a.m.-5:00 p.m.
Friday . . . . . . . . . . . . . . . . .9:00 a.m.-6:00 p.m.
Main Branch Drive-up Teller (weekdays)
Mon. - Thurs. 8:00 a.m. to 5:30 p.m.
Fridays 8:00 a.m. to 6:00 p.m.
Atwater Branch Drive-up Teller (weekdays)
Mon. Tues., Thurs. 8:30 a.m. to 5:00 p.m.
Wed. 9:30 a.m. to 5:00 p.m.
Fridays 9:00 a.m. to 6:00 p.m.
M Street Business Hours:
Monday . . . . . . . . . . . . . . . . . . . . . . . . .Closed
Tuesday . . . . . . . . . . . . . . . . .8:30 a.m.-5:00 p.m.
Wednesday . . . . . . . . . . . . . .9:30 a.m.-5:00 p.m.
Thursday . . . . . . . . . . . . . . .8:30 a.m.-5:00 p.m.
Friday . . . . . . . . . . . . . . . . . 9:00 a.m.-6:00 p.m.
Saturday . . . . . . . . . . . . . . .9:00 a.m.-2:00 p.m.
Los Banos Business Hours:
Monday - Thursday . . . .10:00 a.m.- 5:00 p.m.
Friday . . . . . . . . . . . . . 10:00 a.m.- 6:00 p.m.
Branch Locations:
Merced-Main . . . . . . . 1021 Olivewood Drive
Merced-M Street . . . . . . . . . .1935 M Street
Atwater . . . . . . . . . . . . . . .101 Bellevue Road
Los Banos . . . . . 1450 S. Mercey Springs Road
Bear Branch . . . . . . . . . . Merced High School
www.mercedschoolcu.org
Mini-Phone Directory
Local Number . . . . . . . . . . . . .209-383-5550
Toll Free . . . . . . . . . . . . . . . . . . . 800-542-2345
Rotary Phone? Dial . . . . . . . . . 209-383-1410
Day & Night Teller. . . . .209-383-5550 option 8
Day & Night Teller. . . . . 800-542-2345 option 8
Holidays 2016
July 4 . . . . . . . . . . . . .Independence Holiday
September 5 . . . . . . . . . . . . . . . . .Labor Day
Scoreboard
As of May 31, 2016
Members . . . . . . . . . . . . . . . . . . . .36,711
Shares. . . . . . . . . . . . . . . . $410,486,743.51
Total Loans . . . . . . . . . . . . . . $149,733,655.61
"Volunteers in Action"
Board of Directors
Terry Silva, Chairman
Mark Bodley, Vice Chairman
Susan Walker, Secretary/Treasurer
Wayne Hague
Ben Duran
David Nannini
Luis Lara
Loan Appeals Committee
Steve Bottjer
Stan Hoffman
Harlan Dake
Atsuko Michael
Cary Yanagi
Supervisory Committee
LaVonne Abbs, Chairman
Alice Aguilar, Secretary
Irene Cottrell
Cheryl Kelley
www.facebook.com/mercedschoolcu
Exciting New Features with cu@home
We are excited to announce that we have two new features for cu@home to make
your life even more convenient.
Have you ever needed to transfer money to someone but didn’t have time to run
into the branch? We now have a feature that allows you to transfer money to
anyone who has a MSEFCU, savings or checking account. As long as you have the
account number you want to transfer to, simply log into cu@home from a browser
and make a transfer instantly.
Our second feature is that you can now see your MSEFCU Visa card balance in
cu@home. Not only can you see your balance, you can also click on your Visa
account number and it creates a secure link that takes you directly to your EZcard
info page. From there you can check your balance, see your scorecard points, make
a payment and even sign up for e-statements for your Visa card.
Login to cu@home and try one of these new features out today! If you don’t have
cu@home yet, just visit any branch and sign up.
Planning a trip out of California or the U.S.?
If you have a MSEFCU Visa debit or credit card and are planning to travel out of
state or out of the country, please let us know before you leave. Notifying us prior to
your trip will help you avoid any disruption or denial of service when you attempt to
make a transaction. Just call us at 383-5550 x109, 114 or 115 and enjoy your trip!
Reward yourself with every purchase!
Did you know that you can earn Bonus Points for every dollar you spend on
purchases with your MSEFCU Visa Card? You can then turn your bonus points
into amazing Merchandise, Travel or Experience rewards! ScoreCard has it all!
A member recently told us that she just turned in her bonus points for an Apple
Watch and still had points left over to cover the cost of her rental car for her
vacation. They are continually updating their reward options so you can have the
latest and greatest rewards to choose from. So, go ahead, login, have fun searching
the rewards, create your own personal wish list, and most importantly, be sure
to visit often. Simply login into cu@home or EZcard info and click on “View
Rewards” to see how many reward points you have today! Remember, you earn one
point for every dollar spent on purchases! So use your MSEFCU Visa card and pick
your rewards!
Looking for ideas for a Daycation?
It’s going to be a hot summer this year, so what better way to beat the heat than to
go to Wild Water Adventure Park as a fun way for your family to cool off! We’ve
partnered with Wild Water Adventure Park to give our members a discounted
price so you can have fun in the sun. Simply go to the link http://www.wildwater.
net/CorporateDiscount/ and enter in our promo code JHA494. Select your
discounted General Admissions Ticket and you’re done! So…Get Wet! Be Cool!
Go Wild! And, don’t forget to visit our Amusement Parks discount page under
News & Events at www.mercedschoolcu.org for more discounts!
Your savings are federally insured up to at least $250,000 by the National Credit Union Administration
(NCUA), and backed by the full faith and credit of the U.S. Government. Your Individual Retirement
Accounts are insured separately up to $250,000 by NCUA. The information in this newsletter is as
current as possible. However, the Credit Union reserves the right to add, change or delete services,
and all rates are subject to change without notice. Membership required for services.