romania - Raiffeisen Bank International AG

ROMANIA
Size: 237,500 km2
Population: 20 million
Currency: Romanian Leu (RON)
Real GDP growth: 3.8 % (2015), 4.0 % (2016e),
3.6 % (2017f)
Bucharest
127512
business
outlets
business
outlets
(as of
2014)
(asDecember
of December
2015)
GDP per capita (EUR at PPP): 16,210
Source: Raiffeisen RESEARCH, as of June 2016
Raiffeisen Bank S.A.
International Desk
Sky Tower Building 246C Calea Floreasca,
1st District
014476 Bucharest
Phone: +40 21 306 1000
Fax: +40 21 230 0700
SWIFT/BIC: RZBRROBU
Aurel VOICESCU
[email protected]
+40 764 601 847
www.raiffeisen.ro
Raiffeisen in Romania
Balance sheet total: € 7.2 billion
Market position of Raiffeisen Bank: No. 5 by customer loans
Number of employees: 5,437
(as of December 2015)
Raiffeisen entered the Romanian market in 1998 by founding Raiffeisen Bank S.A., which was merged with
Banca Agricola in 2002. Raiffeisen Bank managed to deeply anchor in the Romanian market, by providing a
comprehensive range of high-quality financial services and products to more than 2 million customers,
including more than 100,000 SMEs and 8,200 corporate clients. The Bank’s outlet network covers the entire
territory of Romania, all the 512 branches being located exclusively in the urban area. The number of the
employees at the end of 2015 was 5.437.
In a market full of incertitude, the bank reported a net profit of EUR 98 million for 2015. Raiffeisen Bank’s total
assets increased by 8 per cent compared with 2014, up to EUR 6.95 billion. Although market interest rates
stayed low, customer deposits followed a constant growth trend in 2015, increasing by 12 per cent compared
to the previous year (more than 30 per cent above the average market growth). Subsequently, loans to deposits
ratio stood at 81 per cent, similar to 2014. The bank’s capitalization remains solid, with an 18.6 per cent Tier
2 capital adequacy ratio.
Raiffeisen Bank S.A. was awarded “Best Foreign Bank in Romania” and “Best Investment Bank in Romania” by
EMEA Finance in 2015.
Shareholder structure:
Raiffeisen SEE Region Holding GmbH 99.49%
Other shareholders
0.51%
Product and service range
•
•
•
•
•
•
•
Asset management
Cash management/Cash pooling
Factoring
Finance in foreign currencies
Investment products
Leasing
Personal banking services for customers’
employees
www.raiffeisen.ro
• Start-up and acquisition finance
• Trade finance (L/C, export finance with export
promotion programs)
• Working capital finance