EARTHMOVER`S YEAR IN REVIEW

2015
EARTHMOVER’S
Over 26,000
Members…
WE GREW
IN 2015!
YEAR IN REVIEW
WE ARE LENDING!!!
ASSETS
Over $4.5 million in loans
were disbursed each month!
Over $236 million
SAVED OUR MEMBERS
$18,000 RAISED
over $4.5 million in interest for 2015 –
making it a total of $16 million
saved since 2011
by Earthgivers, through various
efforts, to provide for local
residents in need
Five weeks of
EDUCATIONAL
CLASSES
through “Junior
Achievement” provided to
an Oswego 3rd grade class
by ECU employees
COMING SOON!
• Apple Pay
• Samsung Pay
personnel to
assist with all
financial needs.
CAPITAL TO ASSET RATIO
Nearly 17% –
translates to ECU being a VERY sound and
secure financial institution.
7%
GROWTH
$11,500 SPENT IN
OUR COMMUNITIES
to participate in events and sponsorships
FIVE FINANCIAL Implementation of our
CALL CENTER
LITERACY
to reduce hold times
on the phone and
SEMINARS
provide experienced
were provided to our
members and
local community
JANUARY 2016
Go Green ...p2
Offering new
IDENTITY
THEFT
PROTECTION
in Checking
Accounts
IMPROVED ONLINE
PRESENCE AND
SERVICES!
• Mobile Deposit
• POP Money
(person to person)
• EMV Chip Cards
• Account to Account Transfers (from other financial institutions)
• Baseline Office remodel to provide a more inviting atmosphere
• Enhanced member experience with paperless account openings
TAX TIME INFORMATION
It is tax time again, and if you are like most, you would prefer to deposit your refund into
your savings or checking account. In order to do this, you will need the routing number
and account number. The routing number for all accounts is 271975566. To obtain your
account number, you can stop by any of our five locations or call 630.844.4950.
The list of “what you can do with your tax refund” can vary from paying off debt to
donating some money to a local charity. Ultimately, based on your final financial needs
and decision, if you need help deciding what to do with your refund do not hesitate to
contact one of our financial service representatives. We have many different options
including: Additional Savings Accounts, Money Market Accounts, CDs, Individual
Retirement Accounts (IRAs), and other investment opportunities for those looking to try
to stretch the dollar. And, if you need even more in depth planning, our in- house certified
financial counselor can help you budget and plan for your future at no cost for you.
STAFF ANNIVERSARIES
Lisa Miller
20 years
From left to right,
Libby Calderone,
CEO/President;
Lisa Miller, Real
Estate Loan
Manager; and Todd
Westmoreland,
VP of Lending
and Collections.
UPCOMING EVENTS
HOLIDAY CLOSINGS
ECU’S ANNUAL MEETING
Wednesday, March 16, 2016 • 3:00pm • Baseline Office (This is a business meeting only)
New Year’s Day - January 1, 2016
Martin Luther King Day - January 18, 2016
Presidents’ Day - February 15, 2016
OSWEGO’S BUSINESS EXPO
Saturday, April 2, 2016 • 9am-2pm • Oswego High School
REMEMBER - Our ATMs, Home Banking
and Bill Pay are available 24/7!
CHARITY
CORNER
2015 – What a
phenomenal year!
Love your savings.
Everyone is looking for ways to save money, and that’s just what Love My Credit Union Rewards is
all about.
Earthmover Credit Union is excited to offer you exclusive discounts and benefits on products and services
you use every day. Credit union members have already saved over $1.4 billion with Love My Credit Union
Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save
even more.
♥ Receive a 10% discount (business members a 15% discount) on select regularly priced Sprint monthly
data service. Plus, waived activation fee on new lines and upgrade fees ($36 savings each)
♥ Get safety and security of roadside assistance and more for less than $1 per week* with CU Road Pal.
♥ Save up to $15 on TurboTax Federal tax products
♥ Save on services for your home from ADT, DIRECTV, Allied, and more
♥ Earn cash back when you shop at over 1,500 online retailers with Love to Shop
The more offers you take advantage of, the more you save. Start saving today
at LoveMyCreditUnion.org.
*Based on individual roadside assistance plan
Earthgivers raised over $18,000 in 2015!
For the fourth quarter of the year, the
charity committee raised $1,408 for Julia
Smith of Montgomery, who was recently
diagnosed with inoperable pancreatic
cancer. We finished the year raising $1,848
for Josiah Null, 12 of Oswego, who is
fighting Duchenne Muscular Dystrophy.
We accepted canned goods for the Aurora
Area Interfaith Food Pantry, and also
donated many toys for the U.S. Marine
Corps’ Toys for Tots program! From our
Vote for Your Favorite Charity website
and Facebook polls, we donated $128
to Girl Scouts of northern Illinois, $213
to the American Legion, and $160 to the
Marie Wilkinson Food Pantry! Thank you
to all our employees and members for
helping out these deserving families and
organizations.
New for 2016…
Check out earthmovercu.com and our
Facebook page each month for the
new 2016 Vote for Your Favorite
Charity candidates!
GO GREEN:
In the spirit of giving, let us all make an effort to give back to the world we live in today – go paperless.
Earthmover now offers many of its monthly statements, yearly notices, newsletters, etc. all electronically. It may
seem like a very small contribution if you go paperless, but if we ALL do something to take care of the world
we live in, we can save thousands and thousands of trees every day.
You can go paperless on:
• Monthly or Quarterly Account Statements
• Visa Credit Card Statements
• Yearly notices (1099-INT, 1098 Mortgage Interest Notices, Back-up Withholding W-9 Notices,
and ATM/Debit Card Opt-In Confirmation Notices) For many of these services you can enroll yourself. Just log on to your Online Banking--click on the Self
Service tab. Under Additional Services, click eNotices or estatements. Then just click the ones you would like
to get electronically, accept the terms and conditions, and you are all set. You can also enroll in electronic Visa
Credit Card statements. Just log into our Visa Access website and click on statements.
United as one, we can make a difference.
MAIN OFFICE
2195 Baseline Road
Oswego, IL 60543
OGDEN HILL
1260 Ogden Avenue
Montgomery, IL 60538
AURORA OFFICE
1735 N. Farnsworth Avenue
Aurora, IL 60505
PRIVACY NOTICE
For your reference, Earthmover Credit
Union will never contact you in any form
requesting your personal or account
information. If you ever receive a request
for your account and/or personal
information, please disregard the request
and do not submit any of your information.
If you believe you have submitted your
information to a scammer, please contact
us immediately at 630.844.4950, option 0.
N. AURORA OFFICE
1037 W. Orchard Road
N. Aurora, IL 60542
There’s strength in our numbers.
Your deposits are insured to
$250,000 per share type. This
institution is not federally insured.
630.844.4950 • www.earthmovercu.com
©2015 185583 LKCS • www.lk-cs.com
ONCE A MEMBER,
ALWAYS A MEMBER
YORKVILLE OFFICE
1008 N. Bridge Street
Yorkville, IL 60560