Of Interest

Community
Branch Locations
Quarterly News
April 2016
Portland
9077 Charlotte Hwy.
Portland, MI 48875
517-647-7571
Ionia
www.pfcu4me.com
4035 S. State Rd.
Ionia, MI 48846
616-527-6600
Westphalia
102 W. Main St.
Westphalia, MI 48894
616-587-5200
Lake Odessa
2025 Lapo Rd.
Lake Odessa, MI 48849
616-374-0100
Inside this issue
Lansing
644 Migaldi Ln. Suite 100
Lansing, MI 48917
517-622-0003
Lowell
11635 Fulton Suite 700
Lowell, MI 49331
616-897-7323
Caledonia
GREEN Living Tips
Save Paper
Save Gas Home Banking will save you time and gas Pay your bills online with PFCU’s online
bill pay
by doing your banking from any device with internet access
Save Energy
Thinking of replacing appliances? Select the energy efficient model and choose a PFCU loan to finance them
Save Money
Leaky faucets? PFCU offers low rate
home improvement loans so you can make sure you are getting the most bang for your buck in your home
Save Economy
Support local business by shopping
and banking locally
NMLS#
446361
LENDER
Federally Insured
by NCUA
9864 Cherry Valley Ave. SE
Caledonia, MI 49316
616-891-2027
2016 Holiday
Closings
Saturday, May 28
Monday, May 30
Saturday, July 2
Monday, July 4
Saturday, September 3
Monday, September 5
Friday, November 11
Thursday, November 24
Friday, November 25
Lobbies Closed
Drive Thru Open 8am-3pm
Saturday, December 24
Monday, December 26
Saturday, December 31
Experiencing LIFE With YOU
3
• Current Rates
• Community
• Upcoming Events
• Youth
• Green Living
• Locations
• 2016 Closings
Fraud: Phishing Scam
Tickets on Sale Now!
Phishing is the attempt to acquire sensitive information such as
usernames, passwords, and credit card details (and sometimes, indirectly,
money), often for malicious reasons, by masquerading as a trustworthy
entity in an electronic communication.
How to Protect Yourself
Learn to identify suspected Phishing emails. They often contain one or
more of the following:
Loan Rates
New & Used Autos
Small Recreational
Large Recreational
Unsecured
MasterCard
2.45%*
4.25%*
3.85%*
10.00%*
10.75%*
* Annual Percentage Rate
Rates are based creditworthiness and
loan terms. Rates subject to change
without notice.
Some restrictions apply.
Certificate
6 Month
12 Month
24 Month
36 Month
48 Month
60 Month
.40%*
.65%*
1.00%*
1.40%*
1.65%*
2.00%*
•
•
•
•
Credit Union
Strong
Pump up your savings!
Saturday,
April 23, 2016 6:00 pm
Pump up your savings!
at the Eagle Park Hall
Entertainment
Copied image of a real company name or logo.
Variation on the name of a legitimate company or an actual
employee of that company.
Include sites that are visually similar to a real business.
Promote gifts, or the loss of an existing account.
We Three Strings
Enter Your Sensitive Data in Secure Websites Only
In order for a website to be ‘safe’, it must begin with ‘https://’ and your
browser should show an icon of a closed lock.
Summer Cookouts
Pump up your savings!
Meal catered by
A Taste of Heaven
Periodically Check Your Accounts
It never hurts to check your accounts periodically to be aware of any
irregularities in your online transactions.
Phishing Knows All Languages
Phishing knows no boundaries, and can reach you in any language. In
general, they’re poorly written or translated, so this may be another
indicator that something may be fraudulent.
Phishing Doesn’t Only Pertain to Online Banking
Most Phishing attacks are against financial institutions, but can also use
any popular website to steal personal data such as eBay, Facebook,
PayPal, etc.
Check the Source of Information from Incoming Mail
Your financial institution will never ask you to send your passwords or
personal information by mail. Never respond to these questions, and if
you have the slightest doubt, call your financial institution directly for
clarification.
Never Click on Links Included in Suspicious Emails
Do not click on hyperlinks or links attached in the email, as it might direct
you to a fraudulent website. Type in your financial institution’s URL
directly into your browser or use bookmarks or favorites to quickly get to
their website. Never submit confidential information via forms
embedded within email messages. Senders are often able to track all
information entered.
Have the Slightest Doubt? Do Not Risk It!
The best way to prevent Phishing is to consistently reject any email, texts
or news that asks you to provide confidential data. Delete these emails or
texts and call your financial institution to clarify any doubts.
*Annual Percentage Yield
Experiencing LIFE With YOU
Youth
PFCU’s 68th Annual Meeting
1
Spend
Getlean!
money fit!
Pump up your savings!
Lunch is our treat!
Our way of saying THANKS for
your
Pump up your savings!
continued loyalty, support and trust!
Portland Office
Ionia Office
Westphalia Office
Lake Odessa Office
Lansing Office
Lowell Office
Caledonia Office
Get money fit!
June 3
June 10
June 17
June 24
July 8 Spend lean!
July 8
July 15
SpendGet
lean!
money fit!
Every penny
count
s! burn
Feel the
savings
PFCU is celebrating Credit
Union Youth Week in April.
lean!
Every
counts!
Strengthen
Yourpenny
community!
We Spend
rolled
up our
sleeves
to
ensure fun for all youth that
stop in to our branches.
Giveaways and prizes are
waiting for those who visit!
penny counts!
StrengthenEvery
Your community!
We’ll be grilling hot dogs,
serving ice cold lemonade and chips
11:00 a.m. to 2:00 p.m.
Strengthen Your community!
Makeyour
yourskills!
future aweso
sharpen
Hey Kids! Start saving today!
To celebrate in the festivities of
sharpen your skills!
“Credit Union Strong” PFCU is
awarding a Fitbit to one lucky
youth winner this April!
To enter for a chance to win, all
youth 17 and under have to do is
open a new account or deposit into
anskills!
existing one! Dream big!
sharpen your
Strengthen Your community!
We May Be Able To Help You Save!
Talk to us to see how much money you
could save by refinancing your loan from
elsewhere to PFCU!
Experiencing LIFE With YOU
2