EZ Loans - Sunrise Family Credit Union

JULY • AUGUST • SEPTEMBER 2013
HELPING YOU ACHIEVE YOUR FINANCIAL GOALS!
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Back by Popular Demand...
EZ Loans
For a limited time, the $1,000 EZ Loan is back by
popular demand and available to our members
with no credit qualifications!
It’s a quick, easy way to obtain a loan for any reason. The EZ Loan is
available to any member in good standing who has been continuously
employed for the past 6 months by the same employer and has direct
deposit into their SFCU account. The EZ Loan is a 12 month term with
an interest rate of 18% APR* covered with life & disability insurance.
A small application fee of $25 will apply.
*Annual Percentage Rate. Some restrictions apply. Contact the loan department for details.
Subject to change at any time.
Time for
Summer Toys!
No payment for 90 days!
Hurry in for the best rates
available on boat, auto, RV,
and motor cycle financing.
Affordable monthly payments
and fast approvals meet
your families’ budget! Stop
in and meet our friendly loan
department or apply online
www.sunrisefamilycu.org.
*Annual Percentage Rate. Some restrictions
apply. Rates are subject to change. Offer
represents our best rate. Not all applicants
will qualify.
2.50
%
3.25
%
Rates as low as
or
APR* UP TO
61 MOS.
APR* UP TO
73 MOS.
Mobile Banking is a secure, convenient way to access your
bank accounts. SFCU Mobile Banking gives you an instant
connection to your accounts, any time, anywhere, on your
mobile device. Mobile Banking will be available to all our
Home Branch Internet Banking Members.
Once enrolled, you will be able to:
•
•
•
•
•
•
Login with current Home Branch username and password
View your account list and balances
View account transactions
Complete transfers and loan payments
Text alerts (text data plan rates may apply)
Locate your local surcharge - free ATM’s
To learn more, visit our website www.sunrisefamilycu.org
and view the demo. To enroll in SFCU Mobile Banking, all you
need is an eligible account and mobile device that can send
and receive text messages and/or has access to the internet.
Member Appreciation & Shred Day
Main Office - 404 S. Euclid Ave.
Directors:
Hey, we’re celebrating! We’re inviting you to join us in the fun! We’ll be serving up refreshments
and handing out giveaways. Stop in and see us.
• Friday, August 2 at our main office location
• 11am – 2 pm
• Shredding- Members are limited to (2) boxes or bags to shred
David Wolthuis, Chair
Judy Fletcher, Vice Chair
Patricia Wilson, Secretary
Ken Fowler, Treasurer
Larry Nichols, Director
Richard Niemann, Director
David Hunt, Director
Feel Like
Family
at SFCU!
Supervisory Committee:
C.J. Montana, Chair
Karen Bogue, Secretary
Play Instead of Pay
Sign up for Summer Skip-A-Pay and have cash to enjoy your summer. SFCU offers members
a chance to skip two loan payments per loan per year. So, treat yourself to something you
deserve! Just complete an application form and mail or return it to any of our three locations.
Forms available at all three locations Bay City, Essexville, and Standish.
* Must meet the requirements and a fee of $25. Excludes mortgages, home equity loan, credit cards, and line of credit and EZ
Loan. Some restrictions apply.
Congratulations to Our 2013 SFCU
Scholarship Winners!
Sunrise Family Credit Union awarded three scholarships to seniors at area high schools.
Jennifer Roberts of Garber High School, Elizabeth Morand of Garber High School, and
Kaelin Martlock of Valley Lutheran High School.
Credit Committee:
Michelle Hine, Chair
Barbara Weiler
Judy Zielinski
Lynn Christensen, Alternate
Dividends for Last Period:
Dividends declared by the Board of Directors
are based on credit union earnings and
therefore cannot be stated in advance. The
following dividends were paid for the period
ending June 30, 2013.
Shares . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.10% APY*
IRA Shares . . . . . . . . . . . . . . . . . . . . . . call for rates
Certificate of Deposit, IRA CDs, and Insured
Money Market Account (IMMA) . . call for rates
Home Equity Line of Credit . . . . . . 6.00% APR**
*Annual Percentage Yield.
**Annual Percentage Rate.
Variable/floats with prime.
Floor of 6.00% APR.
Main Office: 404 S. Euclid Ave., Bay City, MI 48706
989.684.1730 or 800.589.1079, Fax: 989.686.2552
Jennifer Roberts
Elizabeth Morand
Kaelin Martlock
Sunrise Family Credit Union Awards its
Members with SaveUp!
Wouldn’t it be nice to be rewarded for doing the right thing – like saving money and paying
down your debt? That’s just what SFCU is doing for its members with SaveUp. SaveUp is a new
online program that rewards you when you save money or pay your bills it gives you a chance
to win life changing prizes!
3 Easy Steps:
•
•
•
Register your accounts on SaveUp’s secure website
Earn Credits to play when you save money or
reduce your debt
Win rewards by playing games online
Essexville Branch: Standish Branch: Hours: 190 N. Powell Rd., Essexville, MI 48732
989.892.1833, Fax: 989.892.7638
3887 S. Huron Rd., Standish, MI 48658
989.846.9750 or 888.529.1160, Fax: 989.846.9754
9:00 a.m. to 5:00 p.m. Monday-Wednesday*
9:00 a.m. to 5:30 p.m. Thursday-Friday
9:00 a.m. to 1:00 p.m. Saturday
*Main Office open at 9:30 a.m., Essexville open at 9:45
a.m., Standish Branch open at 10:00 a.m. on the last
Wednesday of every month due to staff training.
Mission Statement
Sunrise Family Credit Union is a member-owned and
member-controlled financial cooperative dedicated to
providing sound, comprehensive financial services to its
family of members.
Prizes include trips, cars, various gift cards, personal makeovers and even a
$2 million Jack Pot! What do have to lose? Visit www.sunrisefamilycu.org to get started today!
Congratulations to our April National Youth Week Super Saver T-shirt winners: Caleb
Anthony, Claire Anderson, Payton Loiselle, Kennedi Lachcik, John Nori, Dayton Richard, Nathan
Vue, Austyne Kane- Frisbie, Gavin Baker, Emilee Vue, Owen Vandriessche, and Kendyl Curtis.
Holiday Closings
Labor Day - August 31-September 2
Columbus Day - October 14
SFCU members can receive special credit union discounts
on Cedar Point tickets this summer. Avoid long lines by
purchasing your tickets at SFCU. For details contact your
local branch office.
Printed on Recycled Paper