Ages 12-22: An Account designed for you! www.gtefcu.org

Ages 12-22: An account designed for you!
Get:
A Savings Account
A FREE Checking Account w/a Debit Card
Earn reward points and get cool stuff
Once-a-month forgiveness for a debit
card overdraft fee
Access and manage your account
online or from your web-enabled
phone
Choose between a PayPass or digital
photo card – coming soon!
Ask how to get a $25 account credit!!
Text U22 to 95495 for more info!
www.gtefcu.org
Financial freedom for your child;
peace of mind for you.
The U22 Account is a youth-friendly and parentguided account that allows you to fund and
monitor your child’s activity and progress. It is
designed for ages 12-22.
• View your son or daughter’s account activity
online
• Set up alerts to let you know when balances
are low
• Maximum daily spending limit
• Add funds automatically through regular
transfers or manually when needed
• Use our online resources
- Encourage your children to take our
Guides to Independence online courses at
www.gtefcu.org
- Visit www.giveme20.com to teach your
child good spending habits
Open up a U22 Account for your child by 9/5/2009
and get two tickets to a Rays Game - including a
chance to meet Evan Longoria before the game!
CALL
813.871.2690 ext. 40401
or toll-free
1.888.871.2690 ext. 40401
CLICK
www.gtefcu.org
or Visit us on
facebook!
VISIT
any branch
Federally insured by NCUA.
Financial freedom for your child; peace of mind for you
The U22 Account is a youth-friendly and parent-guided account that allows you to fund and
monitor your child’s activity and progress. It is designed for ages 12–22.
View your son or daughter’s account activity online
Set up alerts to let you know when balances are low
Maximum daily spending limit
Add funds automatically through regular transfers
or manually when needed
U22 Savings Account
Use our online resources
Encourage your children to take our Guides to
Independence online courses at www.gtefcu.org
Visit www.giveme20.com to teach your child good
spending habits
U22 Credit Card
Earn dividends on balances of $100 or more
Create additional savings accounts to help you save
for that special something
18-22 yr olds: Start building your credit score now,
open a GTE FCU credit card with a limit of $500.
14-17 yr olds: Open a GTE FCU credit card with
your parents and learn to use credit wisely.
U22 FREE Checking Account w/a Debit Card
Earn reward points and get cool stuff
Once-a-month forgiveness for a debit card
overdraft fee
Choose between a PayPass or digital photo card –
coming soon!
Access and manage your account online or from
your web-enabled phone.
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Get a one-time automatic $25 account credit† when
you do these 4 things:
1 Use your debit card to make a purchase
2 Log into CU@Home (Online Account Access at
www.gtefcu.org)
3 Log into CU2GO (Mobile Account Access) at
m.gtefcu.org
4 Set up Money Tracker (Personal Financial
Management) located within CU@Home
Open your U22 Checking Account today and we’ll get you
started with 2,500 bonus points on your new debit card!**
CALL
CLICK
ext. 40436
or
813.871.2690
or toll-free
1.888.871.2690
www.gtefcu.org
VISIT
any branch
m.gtefcu.org
ext. 40436
*Existing checking account holders and converted accounts are not eligible. Member must be in good
standing by September 5th to receive tickets † Existing checking account holders and converted accounts
are not eligible. Allow 7-10 business days for account credit after last action has been completed.
**Rewards points awarded on signature-based transactions. New account bonus points awarded on the
first debit card issued on each new checking account; only one offer per member. Maximum points accrued
per cycle are 30,000; per year are 150,000. Business accounts are not eligible for CURewards.
P. O. Box 172599 Tampa, FL 33672-0599
813.871.2690 1.888.871.2690 www.gtefcu.org
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Okay, you just opened your U22 Checking Account. Congrats!
Now what?
Go to our website (www.gtefcu.org) which includes a link to CU@Home, our online account access. Login
with the member number and password that you were given and create your own login information. Now
take a look at everything you can do there...like set up balance alerts, transfer money to your friends
and family that have GTE FCU accounts, pay bills, etc. The most important thing? Balances! Check this
every day so you don’t spend more than the amount you have in your account! Who wants to waste $10
on a fee? Which is what it will cost you if you spend more than you have in your account, by the way. We
will waive one debit card overdraft per month, but after that, it’s ten bucks!
ATMs
You can also check your balance by requesting a balance inquiry at an ATM. You can
get cash or even deposit money at some. GTE FCU is a member of the CO-OP Network,
which means you get FREE access at 28,000 ATMs…just look for this symbol:
You can find CO-OP ATMs at most 7-Eleven stores. You’ll also find FREE GTE FCU-owned
ATMs at most of our branch locations and many McDonald’s restaurants.
Looking for the ATM nearest you?
Either visit www.gtefcu.org and click on ATM Locator or text your location
(address, intersection or zip code) to 692667 (MYCOOP) from your mobile phone
and receive a text back with CO-OP ATM locations closest to you.
Like CO-OP Network ATMs, 692667 (MYCOOP) is a free service, but check with your mobile phone
provider as standard text messaging rates apply. And don’t worry, you won’t receive any unsolicited
messages by using 692667 (MYCOOP).
In about 2 weeks you'll get your U22 debit card in the mail.
A couple things about debit cards:
Yeah, we know a debit card looks like a credit card, but it’s not
a credit card! It pulls the money from your checking account,
so you can only spend what you have in there! (Remember the
$10 fee?)
There are two ways to buy something with your debit card:
1. Enter your personal identification number (PIN) or
2.Sign the receipt
Yes!
Here’s a couple differences: PIN transactions hit your account right away and signature purchases
can take a few days to show up; so if you sign don’t forget that you have money in your account that is
already spent! Also, you earn reward points on signature transactions, but not on PIN.
You’ll get your PIN about two days after you get your card.
We send them separately for added security.
A few things you can do to protect your debit card (and your money!):
Sign your card as soon as you get it
Don’t write your PIN where someone else can find it
Don’t lose your card - keep it in a safe place
By the way, you will receive a loooong disclosure that explains the rules and regulations that come
with your account. You will also receive a disclosure with your debit card. Don’t freak out. If you have
questions, you can always talk to a human being at the credit union.
The disclosures cover, among other things:
Your responsibilities to us as a member
Our responsibilities to you as a financial institution
When and how you can access your money
Fees and service charges
What to do in the event of fraud or theft
U22 isn’t just about saving, spending, budgeting (or legal documents)!
It’s about guiding you in the right direction. It’s our mission to help you
gain the financial knowledge and security you need to get wherever
you want to go in life.
So take advantage of what we have to offer,
and don't hesitate to ask questions we're here to answer them.
CALL
CLICK
ext. 40401
or toll-free
or
813.871.2690
1.888.871.2690
ext. 40401
www.gtefcu.org
m.gtefcu.org
VISIT
any branch