SImPLICITy IS jUST A swipe away!

Rates and Conditions
AUTO LOANSTermAPR*
2009 & Newer
36 months*
1.99%
2009 & Newer
48 months
1.99%
2009 & Newer
66 months
1.99%
78 months
2.99%
2009 & Newer
2009 & Newer
84 months
3.49%
2006 - 2008
36 months
3.24%
2006 - 2008
48 months
3.24%
2006 - 2008
60 months
3.24%
2006 - 2008
72 months
4.49%
2005 - Older
36 months
5.24%
48 months
5.49%
2005 - Older
2005 - Older
60 months
5.74%
SIGNATURE LOANSTermAPR*
18 months
8.75%
36 months 11.50%
48 months
12.50%
CREDIT CARD
RATESCard TypeAPR*
VISA®8.25%
MasterCard Gold
8.25%
HOME EQUITY
LOANSTermAPR*
15/5 year balloon
3.50%
HOME IMPROVEMENT
LOANSTermAPR*
60 - 120 months
8.50%
HOME EQUITY LINE
OF CREDITTermAPR*
180 months
4.50%
*Existing loans with FPCU may not qualify for special
rates. APR=Annual Percentage Rate. All rates are subject
to change. Rates are quoted with all available discounts.
TO OUR MEMBERS
Terms and conditions may apply.
Let’s Connect
Who Couldn’t Use Some Simplicity And
Less Stress During The Holidays?
Skip A Payment & Free Up Some Cash
Calendar of Events
LOOK
INSIDE!
What’s New - TruStage Insurance
Get Something Better At Financial Plus Credit Union.
Hours & Locations
West Des Moines Office
Euclid Avenue Office
university Avenue Office
Ingersoll Avenue Office
Des Moines, IA 50321
2850 East Euclid Avenue
Des Moines, IA 50317
Phone:515-224-1222
Fax:515-224-0961
Toll Free:1-800-234-5628
Phone:515-256-7955
Fax:515-256-9784
Toll Free:1-800-234-5628
Phone:515-283-2526
Fax:515-247-9101
Toll Free:1-800-234-5628
Phone:515-262-7371
Fax:515-262-6970
Toll Free:1-800-234-5628
Phone:515-274-4100
Fax:515-274-2939
Hours:
Monday - Thursday
Lobby & Drive-up 9:00am to 5:00pm
Hours:
Hours:
Monday - Thursday
Lobby & Drive-up 9:00am to 5:00pm
Hours:
Hours:
Monday - Thursday
Lobby - 8:30am to 5:00pm
Drive-up - 7:30am to 5:00pm
Friday
Friday
Lobby - 9:00am to 6:00pm
Lobby - 9:00am to 6:00pm Drive-up - 8:00am to 6:00pm
Drive-up - 8:00am to 6:00pm Friday
Lobby - 9:00am to 6:00pm
Drive-up - 8:00am to 6:00pm
Friday
Lobby - 8:30am to 5:00pm
Drive-up - 7:30am to 6:00pm
Saturday
Lobby & Drive-up 9:00am to Noon
1831 25th Street
West Des Moines, IA 50266
Fleur Drive Office
4303 Fleur Drive
Monday - Thursday
Lobby & Drive-up 9:00am to 5:00pm
Saturday
Lobby & Drive-up 9:00am to Noon
Saturday
Lobby & Drive-up 9:00am to Noon
simplicity
is just a
swipe away!
with Financial Plus
credit union credit cards
2201 East University Avenue
Des Moines, IA 50317
Monday - Friday
Lobby - 9:00am to 3:30pm
609 38th Street
Des Moines, IA 50312
Saturday
Lobby & Drive-up 9:00am to Noon
Rates and Conditions
AUTO LOANSTermAPR*
2009 & Newer
36 months*
1.99%
2009 & Newer
48 months
1.99%
2009 & Newer
66 months
1.99%
78 months
2.99%
2009 & Newer
2009 & Newer
84 months
3.49%
2006 - 2008
36 months
3.24%
2006 - 2008
48 months
3.24%
2006 - 2008
60 months
3.24%
2006 - 2008
72 months
4.49%
2005 - Older
36 months
5.24%
48 months
5.49%
2005 - Older
2005 - Older
60 months
5.74%
SIGNATURE LOANSTermAPR*
18 months
8.75%
36 months 11.50%
48 months
12.50%
CREDIT CARD
RATESCard TypeAPR*
VISA®8.25%
MasterCard Gold
8.25%
HOME EQUITY
LOANSTermAPR*
15/5 year balloon
3.50%
HOME IMPROVEMENT
LOANSTermAPR*
60 - 120 months
8.50%
HOME EQUITY LINE
OF CREDITTermAPR*
180 months
4.50%
*Existing loans with FPCU may not qualify for special
rates. APR=Annual Percentage Rate. All rates are subject
to change. Rates are quoted with all available discounts.
TO OUR MEMBERS
Terms and conditions may apply.
Let’s Connect
Who Couldn’t Use Some Simplicity And
Less Stress During The Holidays?
Skip A Payment & Free Up Some Cash
Calendar of Events
LOOK
INSIDE!
What’s New - TruStage Insurance
Get Something Better At Financial Plus Credit Union.
Hours & Locations
West Des Moines Office
Euclid Avenue Office
university Avenue Office
Ingersoll Avenue Office
Des Moines, IA 50321
2850 East Euclid Avenue
Des Moines, IA 50317
Phone:515-224-1222
Fax:515-224-0961
Toll Free:1-800-234-5628
Phone:515-256-7955
Fax:515-256-9784
Toll Free:1-800-234-5628
Phone:515-283-2526
Fax:515-247-9101
Toll Free:1-800-234-5628
Phone:515-262-7371
Fax:515-262-6970
Toll Free:1-800-234-5628
Phone:515-274-4100
Fax:515-274-2939
Hours:
Monday - Thursday
Lobby & Drive-up 9:00am to 5:00pm
Hours:
Hours:
Monday - Thursday
Lobby & Drive-up 9:00am to 5:00pm
Hours:
Hours:
Monday - Thursday
Lobby - 8:30am to 5:00pm
Drive-up - 7:30am to 5:00pm
Friday
Friday
Lobby - 9:00am to 6:00pm
Lobby - 9:00am to 6:00pm Drive-up - 8:00am to 6:00pm
Drive-up - 8:00am to 6:00pm Friday
Lobby - 9:00am to 6:00pm
Drive-up - 8:00am to 6:00pm
Friday
Lobby - 8:30am to 5:00pm
Drive-up - 7:30am to 6:00pm
Saturday
Lobby & Drive-up 9:00am to Noon
1831 25th Street
West Des Moines, IA 50266
Fleur Drive Office
4303 Fleur Drive
Monday - Thursday
Lobby & Drive-up 9:00am to 5:00pm
Saturday
Lobby & Drive-up 9:00am to Noon
Saturday
Lobby & Drive-up 9:00am to Noon
simplicity
is just a
swipe away!
with Financial Plus
credit union credit cards
2201 East University Avenue
Des Moines, IA 50317
Monday - Friday
Lobby - 9:00am to 3:30pm
609 38th Street
Des Moines, IA 50312
Saturday
Lobby & Drive-up 9:00am to Noon
Pointers
PLUS
Issue 30 • November 2014
A quarterly publication for the members
and affiliates of Financial Plus Credit Union.
Who couldn’t use some simplicity
Let’s Connect
and less stress during the holidays?
It’s all about connection.
Holiday shopping is a tough job. It takes a lot of planning, a lot of motivation
and a lot of time. Those who excel and make it look easy are known to
follow these key steps:
As a society we are super connected through
the internet and through our phones. We
expect the same from the companies
with which we do business. We want to
be connected to them as well, with fast,
convenient service and information. At
Financial Plus, you get something better…
many ways to easily connect!
Connect the dots.
1) Make a holiday shopping list - all good projects start with a plan.
2) Watch for good sales and coupons - sticking to your holiday budget
can be a reality.
3) Manage time wisely - don’t wait until the last minute to do your
shopping.
4) Pay with the Financial Plus credit card - perhaps the most crucial step in successful holiday shopping.
When you need to connect the dots of your
financial picture, there is no better place to
start than with Online Banking. Whether you are
trying to figure out where your money goes, how
your savings is coming along, which bills you need
to pay or managing your loans or credit card - Financial
Plus Online Banking can offer a safe and secure way to
stay connected to your money.
Did you make your connection?
Yes, it is often that last step that people tend to not pay enough
attention. It’s easy to get swept up in the sales, the extra store
hours, and special offers, but it’s no time to take a chance on which
credit card you use. There is a difference in credit cards.
With your Financial Plus credit card,
you get something better. Honesty.
Don’t take a chance on a card with hidden fees, hidden rate bumps,
hidden terms and a hidden, far away call center. Use
your Financial Plus credit card and enjoy a
simple, honest card with easy online account
management and friendly, local service from
people you know and trust.
Have you ever been running through the airport to make your
connection and wondered if you had enough money for that
coffee you just bought two terminals back? Well maybe not
exactly, but often when we are away from home, we need
a quick connection to our accounts. Financial Plus offers
Mobile Banking just for that purpose. You can download the
app through iTunes or Google Play. When you do, not only
can you connect with your accounts, but also get connected to
nearby ATMs. Convenience and connection when on the run!
One moment, I’ll connect you.
Don’t skip this
important step.
Choose to use your
Financial Plus credit
card this shopping
season. If you don’t
have a Financial Plus
credit card, it’s not too late
to apply for one before your
holiday season begins.
That’s what operators said when connecting people via phone. Though
that may be history, some things like Audio Banking at Financial Plus, is not.
If you don’t have internet access, no worries - you can use PlusLine Audio
Access. Just call (515) 224-1222 if local or if outside the area (800) 2345628. You’ll be able to connect to your accounts, verify cleared checks,
transfer and withdraw available funds and more. Simple.
I’m glad we connected.
Skip a Payment
Financial Plus is glad to have connected with EDCO Community Credit
Union. With this recent merger and the opening of our new branch on
Euclid Avenue, Financial Plus is now able to offer members five convenient
Des Moines area locations! Check out all of our locations on the back
page of this newsletter or online at www.financialpluscu.com.
You may skip your loan payment up to TWO times
per 12 month period. For your convenience, you
can choose the months that work best for you
(back-to-back payments are excluded). If you
have more than one qualifying loan you may
request to skip a payment on each loan.
Stay connected to your
money and your credit union
by trying one or all of
these ways to conveniently
connect today!
To learn more:
1. Visit www.financialpluscu.com
2. Select Learn from Menu
3. Go to Online Forms
4. Open the Skip A Pay application
TruStage insurance
products are only
available to credit union
DTCG-990379.1
members. Your membership means competitive
rates, helpful guidance without sales pressure
and quality products trusted by your credit union.
Regardless of your budget, we can help make sure
the protection you need makes sense. It’s all part of
smart planning and caring about the aspirations and
achievements
of those
who matter most.
Trustage™ INSURANCE
PRODUCTS
All Offices Closed for Thanksgiving
december
All Offices Closed at 1 pm for Christmas Eve
25
All Offices Closed for Christmas
31
All Offices Closed at 3 pm for New Year’s Eve
january
1
insurance built for
credit union members
TruStage insurance products are only a
means competitive rates, helpful guidan
trusted by your credit union. Regardless
you need makes sense. It’s all part of sm
What’s new:
TruStage Insurance achievements of those who matter most
november
24
Trustage™ INSURANCE PRODUCTS
Exclusively for credit union mem
calendar of events
27
& Free Up Some Extra Cash!
All Offices Closed for New Year’s Day
trips
September 2015 - NEW YORK CITY
Trustage™ INSURANCE PRODUCTS
insurance built for
credit union members like you
TruS
Insur
Life I
leadi
fede
Call us, we’ll help
options so you ca
best for you and y
Life and AD&D
Auto & Home
insurance built for Exclusively
Visit us at
Trustage INSURANCE PRODUCTS
Life and AD&D 1-855-612-7909
credit union members
like
you
Call
us, we’ll
helpAuto
you&products
understand
all
of
your
TruStage
insurance
are
only
available
to
credit
union member
Home
1-888-380-9287
optionscompetitive
so you can choose
the
one that
is
Exclusively for credit union members
means
rates,
helpful
guidance
without sales pressure and q
Visit
us
at
TruStage.com
best for you and your family.
trusted
bytoyour
union. Regardless
of your budget, we can help ma
TruStage insurance products are only
available
creditcredit
union members.
Your membership
Lifeneed
and
AD&D
1-855-612-7909
means competitive rates, helpful guidance
without
sales sense.
pressure
andall
quality
you
makes
It’s
partproducts
of smart planning and caring about t
Auto
& Home
1-888-380-9287
trusted by your credit union. Regardless
of your
budget,
can help
sure the
protection
achievements
ofwe
those
whomake
matter
most.
Exclusively for credityou
union
members
need makes
sense. It’s all part of Visit
smartus
planning
about the aspirations and
at and caring
TruStage.com
achievements of those who matter most.
TruStage™ Insurance products and programs are
TruStage insurance products are only available to credit union members. Your membershipInsurance Agency, LLC. Life insurance and AD&D
TruStage™ Insurance products and programs are available through TruStage
means competitive rates, helpful guidance without sales
pressure
andLifequality
products
Insurance
Insurance
Agency, LLC.
insurance and
AD&D insurance areLife
issued
by CMFG Company. Auto and Home Insuran
Insurance Company. Auto and Home Insurance Program are
issued by
leading
insurance companies.The insurance offe
trusted by your credit union. Regardless of your budget,Life
we
can help make sure the protection
leading insurance companies.The insurance offered is not a deposit,
and
not
federallyisinsured,
sold or guaranteed by your cred
federally
insured,about
sold or guaranteed
by your credit union.
you need makes sense. It’s all part of smart planning and
caring
the
aspirations
and
DTCG-990379.1
DTCG-990379.1
achievements of those who matter most.
Contact Julie McGlynn at 515-224-1222
for further details.
™
Call us, we’ll help you understand all of your
options so you can choose the one that is
for
credit
members
best for
you andunion
your family.
insurance built for
credit union members like you
TruStage™ Insurance products and programs are available through TruStage
Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG
Life Insurance Company. Auto and Home Insurance Program are issued by
leading insurance companies.The insurance offered is not a deposit, and is not
federally insured, sold or guaranteed by your credit union.
DTCG-990379.1
Rates and Conditions
AUTO LOANSTermAPR*
2009 & Newer
36 months*
1.99%
2009 & Newer
48 months
1.99%
2009 & Newer
66 months
1.99%
78 months
2.99%
2009 & Newer
2009 & Newer
84 months
3.49%
2006 - 2008
36 months
3.24%
2006 - 2008
48 months
3.24%
2006 - 2008
60 months
3.24%
2006 - 2008
72 months
4.49%
2005 - Older
36 months
5.24%
48 months
5.49%
2005 - Older
2005 - Older
60 months
5.74%
SIGNATURE LOANSTermAPR*
18 months
8.75%
36 months 11.50%
48 months
12.50%
CREDIT CARD
RATESCard TypeAPR*
VISA®8.25%
MasterCard Gold
8.25%
HOME EQUITY
LOANSTermAPR*
15/5 year balloon
3.50%
HOME IMPROVEMENT
LOANSTermAPR*
60 - 120 months
8.50%
HOME EQUITY LINE
OF CREDITTermAPR*
180 months
4.50%
*Existing loans with FPCU may not qualify for special
rates. APR=Annual Percentage Rate. All rates are subject
to change. Rates are quoted with all available discounts.
TO OUR MEMBERS
Terms and conditions may apply.
Let’s Connect
Who Couldn’t Use Some Simplicity And
Less Stress During The Holidays?
Skip A Payment & Free Up Some Cash
Calendar of Events
LOOK
INSIDE!
What’s New - TruStage Insurance
Get Something Better At Financial Plus Credit Union.
Hours & Locations
West Des Moines Office
Euclid Avenue Office
university Avenue Office
Ingersoll Avenue Office
Des Moines, IA 50321
2850 East Euclid Avenue
Des Moines, IA 50317
Phone:515-224-1222
Fax:515-224-0961
Toll Free:1-800-234-5628
Phone:515-256-7955
Fax:515-256-9784
Toll Free:1-800-234-5628
Phone:515-283-2526
Fax:515-247-9101
Toll Free:1-800-234-5628
Phone:515-262-7371
Fax:515-262-6970
Toll Free:1-800-234-5628
Phone:515-274-4100
Fax:515-274-2939
Hours:
Monday - Thursday
Lobby & Drive-up 9:00am to 5:00pm
Hours:
Hours:
Monday - Thursday
Lobby & Drive-up 9:00am to 5:00pm
Hours:
Hours:
Monday - Thursday
Lobby - 8:30am to 5:00pm
Drive-up - 7:30am to 5:00pm
Friday
Friday
Lobby - 9:00am to 6:00pm
Lobby - 9:00am to 6:00pm Drive-up - 8:00am to 6:00pm
Drive-up - 8:00am to 6:00pm Friday
Lobby - 9:00am to 6:00pm
Drive-up - 8:00am to 6:00pm
Friday
Lobby - 8:30am to 5:00pm
Drive-up - 7:30am to 6:00pm
Saturday
Lobby & Drive-up 9:00am to Noon
1831 25th Street
West Des Moines, IA 50266
Fleur Drive Office
4303 Fleur Drive
Monday - Thursday
Lobby & Drive-up 9:00am to 5:00pm
Saturday
Lobby & Drive-up 9:00am to Noon
Saturday
Lobby & Drive-up 9:00am to Noon
simplicity
is just a
swipe away!
with Financial Plus
credit union credit cards
2201 East University Avenue
Des Moines, IA 50317
Monday - Friday
Lobby - 9:00am to 3:30pm
609 38th Street
Des Moines, IA 50312
Saturday
Lobby & Drive-up 9:00am to Noon
Pointers
PLUS
Issue 30 • November 2014
A quarterly publication for the members
and affiliates of Financial Plus Credit Union.
Who couldn’t use some simplicity
Let’s Connect
and less stress during the holidays?
It’s all about connection.
Holiday shopping is a tough job. It takes a lot of planning, a lot of motivation
and a lot of time. Those who excel and make it look easy are known to
follow these key steps:
As a society we are super connected through
the internet and through our phones. We
expect the same from the companies
with which we do business. We want to
be connected to them as well, with fast,
convenient service and information. At
Financial Plus, you get something better…
many ways to easily connect!
Connect the dots.
1) Make a holiday shopping list - all good projects start with a plan.
2) Watch for good sales and coupons - sticking to your holiday budget
can be a reality.
3) Manage time wisely - don’t wait until the last minute to do your
shopping.
4) Pay with the Financial Plus credit card - perhaps the most crucial step in successful holiday shopping.
When you need to connect the dots of your
financial picture, there is no better place to
start than with Online Banking. Whether you are
trying to figure out where your money goes, how
your savings is coming along, which bills you need
to pay or managing your loans or credit card - Financial
Plus Online Banking can offer a safe and secure way to
stay connected to your money.
Did you make your connection?
Yes, it is often that last step that people tend to not pay enough
attention. It’s easy to get swept up in the sales, the extra store
hours, and special offers, but it’s no time to take a chance on which
credit card you use. There is a difference in credit cards.
With your Financial Plus credit card,
you get something better. Honesty.
Don’t take a chance on a card with hidden fees, hidden rate bumps,
hidden terms and a hidden, far away call center. Use
your Financial Plus credit card and enjoy a
simple, honest card with easy online account
management and friendly, local service from
people you know and trust.
Have you ever been running through the airport to make your
connection and wondered if you had enough money for that
coffee you just bought two terminals back? Well maybe not
exactly, but often when we are away from home, we need
a quick connection to our accounts. Financial Plus offers
Mobile Banking just for that purpose. You can download the
app through iTunes or Google Play. When you do, not only
can you connect with your accounts, but also get connected to
nearby ATMs. Convenience and connection when on the run!
One moment, I’ll connect you.
Don’t skip this
important step.
Choose to use your
Financial Plus credit
card this shopping
season. If you don’t
have a Financial Plus
credit card, it’s not too late
to apply for one before your
holiday season begins.
That’s what operators said when connecting people via phone. Though
that may be history, some things like Audio Banking at Financial Plus, is not.
If you don’t have internet access, no worries - you can use PlusLine Audio
Access. Just call (515) 224-1222 if local or if outside the area (800) 2345628. You’ll be able to connect to your accounts, verify cleared checks,
transfer and withdraw available funds and more. Simple.
I’m glad we connected.
Skip a Payment
Financial Plus is glad to have connected with EDCO Community Credit
Union. With this recent merger and the opening of our new branch on
Euclid Avenue, Financial Plus is now able to offer members five convenient
Des Moines area locations! Check out all of our locations on the back
page of this newsletter or online at www.financialpluscu.com.
You may skip your loan payment up to TWO times
per 12 month period. For your convenience, you
can choose the months that work best for you
(back-to-back payments are excluded). If you
have more than one qualifying loan you may
request to skip a payment on each loan.
Stay connected to your
money and your credit union
by trying one or all of
these ways to conveniently
connect today!
To learn more:
1. Visit www.financialpluscu.com
2. Select Learn from Menu
3. Go to Online Forms
4. Open the Skip A Pay application
TruStage insurance
products are only
available to credit union
DTCG-990379.1
members. Your membership means competitive
rates, helpful guidance without sales pressure
and quality products trusted by your credit union.
Regardless of your budget, we can help make sure
the protection you need makes sense. It’s all part of
smart planning and caring about the aspirations and
achievements
of those
who matter most.
Trustage™ INSURANCE
PRODUCTS
All Offices Closed for Thanksgiving
december
All Offices Closed at 1 pm for Christmas Eve
25
All Offices Closed for Christmas
31
All Offices Closed at 3 pm for New Year’s Eve
january
1
insurance built for
credit union members
TruStage insurance products are only a
means competitive rates, helpful guidan
trusted by your credit union. Regardless
you need makes sense. It’s all part of sm
What’s new:
TruStage Insurance achievements of those who matter most
november
24
Trustage™ INSURANCE PRODUCTS
Exclusively for credit union mem
calendar of events
27
& Free Up Some Extra Cash!
All Offices Closed for New Year’s Day
trips
September 2015 - NEW YORK CITY
Trustage™ INSURANCE PRODUCTS
insurance built for
credit union members like you
TruS
Insur
Life I
leadi
fede
Call us, we’ll help
options so you ca
best for you and y
Life and AD&D
Auto & Home
insurance built for Exclusively
Visit us at
Trustage INSURANCE PRODUCTS
Life and AD&D 1-855-612-7909
credit union members
like
you
Call
us, we’ll
helpAuto
you&products
understand
all
of
your
TruStage
insurance
are
only
available
to
credit
union member
Home
1-888-380-9287
optionscompetitive
so you can choose
the
one that
is
Exclusively for credit union members
means
rates,
helpful
guidance
without sales pressure and q
Visit
us
at
TruStage.com
best for you and your family.
trusted
bytoyour
union. Regardless
of your budget, we can help ma
TruStage insurance products are only
available
creditcredit
union members.
Your membership
Lifeneed
and
AD&D
1-855-612-7909
means competitive rates, helpful guidance
without
sales sense.
pressure
andall
quality
you
makes
It’s
partproducts
of smart planning and caring about t
Auto
& Home
1-888-380-9287
trusted by your credit union. Regardless
of your
budget,
can help
sure the
protection
achievements
ofwe
those
whomake
matter
most.
Exclusively for credityou
union
members
need makes
sense. It’s all part of Visit
smartus
planning
about the aspirations and
at and caring
TruStage.com
achievements of those who matter most.
TruStage™ Insurance products and programs are
TruStage insurance products are only available to credit union members. Your membershipInsurance Agency, LLC. Life insurance and AD&D
TruStage™ Insurance products and programs are available through TruStage
means competitive rates, helpful guidance without sales
pressure
andLifequality
products
Insurance
Insurance
Agency, LLC.
insurance and
AD&D insurance areLife
issued
by CMFG Company. Auto and Home Insuran
Insurance Company. Auto and Home Insurance Program are
issued by
leading
insurance companies.The insurance offe
trusted by your credit union. Regardless of your budget,Life
we
can help make sure the protection
leading insurance companies.The insurance offered is not a deposit,
and
not
federallyisinsured,
sold or guaranteed by your cred
federally
insured,about
sold or guaranteed
by your credit union.
you need makes sense. It’s all part of smart planning and
caring
the
aspirations
and
DTCG-990379.1
DTCG-990379.1
achievements of those who matter most.
Contact Julie McGlynn at 515-224-1222
for further details.
™
Call us, we’ll help you understand all of your
options so you can choose the one that is
for
credit
members
best for
you andunion
your family.
insurance built for
credit union members like you
TruStage™ Insurance products and programs are available through TruStage
Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG
Life Insurance Company. Auto and Home Insurance Program are issued by
leading insurance companies.The insurance offered is not a deposit, and is not
federally insured, sold or guaranteed by your credit union.
DTCG-990379.1