Newsletter Fall 2013 - Mission City Federal Credit Union
T H E Q U A R T E R LY N E W S L E T T E R F O R M I S S I O N C I T Y F E D E R A L C R E D I T U N I O N M E M B E R S
F A L L 2 0 13
Introducing Visa Score Card Rewards – Use your Visa Credit Card to
earn points that can be redeemed for merchandise and travel.
Get 500 FREE points just for signing up at www.ScoreCardRewards.com
1391 Franklin Street
Santa Clara, CA 95050
Closed Monday October 14
• Mobile Banking & Shared Branching
Phone: (408) 244-5818
Closed Monday November 11
Fax: (408) 244-9390
Closed November 28 & 29
Closing early at 1PM on December 24
Monday – Wednesday & Friday
9:00 AM – 5:15 PM
Closed December 24
10:00 AM – 6:00 PM
New Year’s Eve
Closing early at 1PM on December 31
New Year’s Day
Closed on January 1
• New: Visa Rewards
• Home Equity Line of Credit – HELOC
• 3% Mortgage Refinance – No Fees
• Computer Loan
• Holiday Club Account
• International Credit Union Day
Ice Cream Social – October 18
• 2% Discount on Auto Loan Interest Rates
• Featured Member Discount:
Monterey Bay Aquarium
Message from CEO David Waterman
Don’t Mobile Bank and drive. As a matter of fact, with backto-school traffic’s return, don’t drive at all. Instead use mobile
banking and online banking to access your account during rush
hour. Or locate one of our 30,000 surcharge-free ATM’s or a
shared branch at http://www.co-opsharedbranch.org/ and access
your account at a location close to where you need to be.
It’s not that we don’t want to see you, because we do, but
if you need to transact during the back-to-school rush hour
please allow me to encourage you to use all of the other
convenient ways to access your account.
Sure the return of traffic is a drag, but mobile and online
banking, Co-op ATMs, and
shared branching can help
you avoid a traffic jam.
that allows you to get the same service and access at other
credit unions that you would here.
To locate a shared branch credit union near you, check out
It’s Like eStatements for Your Mission City FCU Visa Card
Now you can pay your credit card bill and manage your
account conveniently online with eZCardInfo. With the click
of a mouse, you can view important details about your credit
card account, including account balances, available credit,
current and past statements, and transactions since your
last statement. In addition, eZCardInfo allows you to make
payments automatically online. No postage and no checks;
everything is handled electronically.
Visit www.eZCardInfo.com to get started.
Mobile Banking – Free, Secure and
Secure, convenient, anytime access to your accounts via
your mobile phone
With Mission City Mobile Banking you have the freedom,
convenience and security to manange your accounts on your
iPhone, BlackBerry, smart phone or any text enabled phone.
• Access Mission City FCU accounts anytime, anywhere
eStatements: Many Benefits for You
• There are no fees to Mobile banking, and apps are free to
eStatements are electronic versions of your paper statements
- offered in pdf (Acrobat) format. You can view eStatements
for any Mission City FCU account or loan that receives paper
statements (except credit cards). It’s a lot like your paper
statement but it’s faster and more secure.
To learn more, visit www.missioncityfcu.org/mobile-banking
• Check balances and account history, transfer funds between
accounts and pay bills
• Reduces the chance of becoming a victim of fraud/identity
theft – keeps your personal information out of the trash
Access your account at more than
3,700 branch locations nationwide –
Just look for the triangle logo
Shared branching is a partnership
with other participating credit unions
• Further reduces the chance of becoming a victim of fraud/
identity theft – minimizes the risk of paper statements
getting lost or stolen while being sent through the mail
• It’s FREE. We’ll even give you $5 just for signing up
• It’s faster than paper mail
• Eliminates paper clutter and saves trees
New Visa Rewards ScoreCard
Introducing Visa Score Card Rewards – Use your Visa Credit Card to accumulate points that can be
redeemed for merchandise and travel.
In August we began offering rewards for using your Mission City FCU Visa credit card.
And for those of you who haven’t registered yet, fabulous prizes await.
Points accumulate at 1 point per dollar spent on your MCFCU Visa credit card.
They can be redeemed for both merchandise and travel.
Get 500 FREE Points for Signing Up at
Points & Prizes for Using Your Mission City FCU Visa Card
Home Equity Line of Credit – HELOC
Go Ahead, Add that Breezeway, Redo that 70’s Bathroom,
We’re with You All the Way.
Now that you’ve had your house awhile, isn’t it time for an
updated kitchen or bathroom? Don’t you think the living
room carpet needs to go? Take out a home equity line of
credit with us and you’re free to take care of whatever home
improvements you want.
Line of credit
Access your equity at
3% Mortgage Refinance – No Fees
Yesterday’s Low Finance Rates are Gone for Most People.
For Mission City FCU Members, There’s Still Time.
Other lenders have recently been imposing significant rate
increases. If you haven’t had a chance to refinance yet, there’s
Call us. Rates this low won’t last long.
Refinancing is an option that Can Help You Lower Monthly
Payments or Lock in a Low Fixed Rate – and Sometimes,
Depending on Your Circumstances, Both.
Call the Mission City FCU Loan Department to Lock in
Yesterday’s Low Rates Today. (408) 244-5818 Option 6 or
email [email protected]
Computer Loans – Just in Time for
A Smarter Alternative to Charging a New Computer on a
Higher Interest Rate Credit Card.
We understand just how important a computer can be in
today’s digital world. Whether you need it for school work,
business, gaming, or for social reasons, we can help you get
the system you need today.
7.50 - 14.50%
Borrow up to $2000
Call the Mission City FCU Loan Department to Get Your New
Computer Today. (408) 244-5818 Option 6 or email
How to Save for the Holidays
Start Saving for the Holiday Gift-Giving Season with a
Mission City FCU Holiday Club Account
Make it a little easier to save for the gift-giving season by
taking advantage of Mission City FCU’s Holiday Club
Account. It’s free to set up and maintain the account online.
All you need to do is make regular payments to your account
and watch your money grow until gift-buying time arrives.
Funds accumulated, plus interest accrued, are automatically
deposited into your checking account in mid-November.
International Credit Union Day 2013
Ice Cream Social – Friday, October 18
Join us for an Ice Cream Social, Car Sale and More
Credit unions continually demonstrate their ability to improve
the lives of individuals, families, communities and countries
around the world. We will celebrate International Credit
Union Day on October 18, at the Mission City branch, with
an Ice Cream Social – provided by Mission City Creamery.
Enterprise Car Sales will be on site with several autos on
display that you can test drive with
no sales pressure.
There will be gifts, giveaways
and raffle prizes for a few
Their vehicle pricing is fixed – there’s no haggling – so your
trade-in value is much higher. Many other auto dealers offer
you a high trade-in price and offset that price by increasing the
price of the vehicle you’re purchasing. Not Enterprise.
Search their inventory at www.enterprisecarsales.com
Test drive several of their vehicles here at the Mission City
FCU branch on October 18 at the International Credit Union
Featured Member Discount:
Monterey Bay Aquarium
We hope you’ll join in
on the celebration fun
on Friday, October 18
between Noon and 5:00pm
at the Mission City branch.
2% Auto Loan Rate Discount
If You’re in the Market for a New Vehicle, this is for You.
Monterey Bay Aquarium is open through the holidays and is
fun for the whole family.
To Add to the International Credit Union Day excitement,
Enterprise Car Sales is offering a 2% rate discount for the
month of October only. Rates are based on credit history.
Other discounts may not apply. 0.99% is our lowest rate.
If you have a trade-in they’ll give you Blue Book value plus
$1000 on October 18, 2013 only.
Mission City Federal Credit Union was founded in
Decades later the original values remain unchanged,
1959 by a hand full of Santa Clara City Employees who
but the financial strength of the credit union has
shared the common vision of people helping people,
grown – which generally means we can offer our
and the belief that dreams do come true. As a group of employees earning
members better financial deals than those offered by the commercial
meager pay they came together, pooled their resources, and created
banks. Together we members get higher savings rates, lower loan rates,
financial opportunities that they wouldn’t be able to obtain individually.
fewer fees, and a long list of additional benefits and perks.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
For more information visit www.MissionCityFCU.org or call (408) 244-5818