Al Rajhi Bank AML - KYC Questionnaire

ANTI“MONEYLAUNDERiNG＆COMBATINGFINANCING
OFTERRORISM（AMLICFT）COMPLIANCE
QJESTl0NNAiREFORCORRESPONDENTBANKS
Se（苅oh1−6emeraI撮forma的n
LegaiNameoflnstitution
AIRajhiBa［king＆i［VeStme［tCorporatio［
HeadOmce，AIAkariyahBuiidi［gN〇・時OiayaMainStreet，P．0．Box28，Riyadh
PrincipalAddressoflhStitution
11411，SaudiArabia
DateandPlaceofIncorporation
March1988，Riyadh，SaudiArabia
OperatingLicenseTypeIYearoflssuanceI
Ba［ki［gLice［Se，Issuedi［1988，issuedbySaudiArabia［Mo［etaryAge［Cy（SAMA〉
Issuedby
MainBusiness
RetaiiBanking，CorporateBanking『［VeStme［tBa［ki［getC．
AssetMa［ageme［t，BiiisofExchange，CapitaiMarkets，CorporateFina［Ce，
CorrespondentBanking・DocumentaryCreditS，Equity血estments，ForeignExchange，
Guara［tees，i［ter［atio［aiSettIeme［tS，i［ternetBanki［g，LettersofCredit，Po砧oIio
ProductsandSerYicesO惰ered
Ma［ageme［t，Rea惟state，Sy［dicatedLoans，investme［tBa［king，LinesofCredi主
Business・Li［eSOfCredit−CommerciaiBanking，CorporateBankhg，PrivateBanking，
RetaiiBa［ki［g．Etc
Supel’VisingReguiatoryBody
SaudiArabia［Mo［etaryAgency（SAMA）
ExterhaIAuditor
KPMG，PricewaterhouseCoopers
WebsiteofAnnuaiReport
httpJIwww．alraihiba［k．com．saIeMnvestor−reiatio［S／paqes／航a［ClaITeSuits．asDX
Se儲ion2−BusinessActivities
ListofA鮒iiates，Branches，AgenciesorSubsidiaries：
Entityname
AiRajhiBank−Jorda［Bra［Ch
100％ownedbra［Ch
AiRajhiBank−KuwaitBra［Ch
100％ownedbra［Ch
AIRajhiCorPOrationLimited
100％ownedsubsidiary
AIRajhiCompanyforma［ageme［tSerVices
100％ow［edsubsidiary
AiRajhiCompanyforDeveiopme［tLimited
100％ow［edsubsidiary
AiRajhiTakafuiAgencyCompa［y
99％ow［edsubsidiary
SaudiArabia
AiRajhiCapitalCompa［y
100％ownedsubsidiary
Se創oh3−Owle購hip訓d鵬nageme証ln的日的如めれ
institutionPublicly［eldorPrivatelyOwned
PubiicIyheid
lfPubIicIy［eId，StockExchangeListed
SaudiStockExcha［ge（TADAWUL）
IfPrivatelyOvmed，BeneGciaiOvmership：
NameofErltityandDomicile
Ownershipinterest（％）
Natureofownership
（direcuihdirect）
SuIeimanBi［AbduiAzizAi−RajhiEndowmentCompany
GeneraiOrga［izationforSociaiinsura［Ce−Govemme［tE［tily
ListofNamesofPrincipaIO偶cersandDirectorsoflnstitution：
SteveBertami［i
ChiefExecutiveO冊cer
WaIeedAIMogbei
ChiefOperati［gO冊cer
SalehAIzumaie
Ge［eraiManager，RetaiIBa［ki［gGroup
Pagelof5
ANTI・MONEYLAJNDERING＆COMBATINGFINANCING
OFTERRORtSM（AMLICFT）COMPLIANcE
QUEST10NNAiREFORCORRESPONDENTBANKS
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AbduirahmanAl−Fadda
SebastianKIein
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ListofNamesofMembersoftheBoard：
Name
6友柳
儕EP★
YesINo
AbduiiahSuiaima［AIRajhi
ﾖ
SuIeima［bi［SaiehAiRajhi
&DﾖVﾖ&W"
Salahbi［AIiAbaeikhaiI
AbduIazizbi［KhalidAiGhefaiiy
ﾒ
儂o
儂o
&DﾖVﾖ&W"
儂o
亦
&
BadrBinMohamedAIRajhi
&DﾖVﾖ&W"
Mohamedbi［AbdullahAiRajhi
儂o
&DﾖVﾖ&W"
SaeedbinOmarAilssaie
儂o
&DﾖVﾖ&W"
AliBinSalehAIBarrak
儂o
&DﾖVﾖ&W"
MoayyedBinIssaAI−Qukas
兀es
&DﾖVﾖ&W"
AIaaBinShakeebAiJabri
儂o
&DﾖVﾖ&W"
KhaiidBi［Abdurrahma［Ai−Quiz
&DﾖVﾖ&W"
儂o
&DﾖVﾖ&W"
儂o
★PEP−Po〃tical〃ExposedPeISOnSaIeindividualswhoaIeOrhavebeenentルStedwmpIOminentpubIic仙nctions，fOrexampleHeadofState
OrOfgovemment，SeniorpoIiticians，Seniorgovemment，judiciaIormiIitaγOmCials，SeniorexecutivesofstateownedcoIPOrations，lmpOHant
po傭caWpaHyomciaIs，OrtheirfamiIymembeISOrCIoseassociates．
Seetion4−Kno高時ourcustbrherPolicy
QuestiohS
兀esiNo
剩苳
1．institutio［is［OtaSheliBa［koraSheliCompa［y費？
刪
佰ｲ
★ShellBankmeansabankincoIpOIatedinaJuhsdictioninwhichithasnophysica／presenceand
WhichisunamIiatedmanciaIgIOup．She〝CompanymeansacompanythatisincoIPOratedbut
hasnosignincantassetsoropeIation
B
2．i［Stitutiondoes［Otmai［tai［aCCOuntSforSheIIBa［ksa［ddoesnotco［ductbusi［eSSWithSheIl 剞} 佰ｲ
佰ｲ
Ba［ks？
3．HaveyouimpiementedanyAnt主MoneyLaunderi［gandTerro「ist師a［Ci［gCompiianceProgram 剞}
thatisdesig［edtoensurecompiia［C 妨v友
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B
Fjna［CIngiawsandregulations？
4．Doesyouri［Stitutionrequireide［tificatio［Ofaiii［dividualsore［titiesattheestabiishme［tOfthe 刪
ﾒ
reiatio［Ship？
Page20f5
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ANTJ“MONEYLAUNDERING＆cOMBATINGFiNANCING
OFTERRORISM〈AMLIcFT）COMPLIANCE
QUESTIONNAiREFORCORRESPONDENTBANKS
5．Doesyouri［Stitutio［havereaso［abiemeasurestove而ytheide個ficatio［i［formatio［foraii 刹覈 凵
佰ｲ
COu［terParties？
6．Doesyouri［Stitutionco［ducttransactionsforno［−eStabiishedcustomer
剏
剞}
（Waik−in）？
7．Doesyourinstituti0日equireide［tificatio［tO［0［−eStab”shedcustomers？
凵
凵
ﾒ
8．Howio［gdoesyouri［Stitutio［keeptheidentificationi［formatio［Ofyourcustomers？ 儕ermanently
ARBdoesnotpr0Videservicestoa“Wa旧［”C］StOmerS［0［etheless，theyaree［abiedtopem．rmbiiipayments．AswelIas，the“Waik−In”
CuStOmerSarerequiredtopr0VideiDs．
Secti0億5−AMLI6円controIs
高＼＼∴／ceneraiA肌PoIicies，PracticesandPrecedureS 楓W2
疲
凵^／／／N肌＼、
1．DoestheAMLcompIIa［CePrOgramrequIreaPPr0VaIoftheI［Stitutio［isBoardorase［ior
ﾒ
凵
COmmitteethereof？
2．Doesthei［Stitutio［haveaIegaia［dreguiatorycomplia［CePrOgramthati［Ciudesa
b
佰ｲ
凵
designatedCompIIanCeO冊certhatisrespo［SibIeforcoordi［atinga［doverSee周gtheAML
PrOgramO［aday−tO−daybasis，Whichhasbeenappr0Vedbyseniormanageme［tOfthe
i［Stitutio［？
3．Hasthelnstit］tio［deveiopedwritte［POliCiesdocume［tingtheprocessesthattheyhavein
ﾒ
凵
Piacetoprevent，detecta［dreportsuspICIOuStra［SaCtionsthathasbee［aPPr0Vedbysenior
ma［ageme［t？
4．i［additiontoi［SPeCtio［Sbythegove「…e［tSuPerVisors／「egulators．doestheinstitutioncIie［t
ﾒ
佰ｲ
剏
佰ｲ
剏
佰ｲ
剏
佰ｲ
凵
佰ｲ
剏
havea［intemaiauditfu［Ctio［OrOtheri［depende［tthirdpahythatassessesAMLpoiiCiesand
PraCticesonareguiarbasis？
5．Doestheinstitutio［haveapoiicyprohibiti［gaCCOu［tS／reiatio［Shipswithshe‖banks（AsheiI
b
ba［kisdefi［edasaba［ki［COrPO「atedi［aJu「isdictio［inwhichithas［OPhysicalprese［Ce
andwhichisu［a榊atedw柵areguIatedfi［a［Ciaigroup．）？
6．DoestheinstitutionhavepoiiCiestoreaso［abiyensurethattheywiii［OtCO［ducttra［SaCtions
ﾒ
Withor0［behaifofsheIlba［ksthroughanyofitsaccou［tSOrPrOducts？
7．Doesthei［Stitutio［havepoilCiescovemgrelatio［Shipswithpoiitica時exposedperso［S
b
COnSiste［tWi仙［dustrybestpractices？
8．DoestheInstitutio［haveappropriaterecordrete［tionprocedurespurSuanttOaPPlicableIaw？
b
9．DoestheInstitUtio［requirethatitsAMLpoIICiesa［dpracticesbeappIiedtoaIIbra［Chesa［d 仞d
剏
SubsidiariesoftheI［Stitutio［bothi［thehomeco…trya［di［iocationsoutSideofthehome
COu［try？
壷 ；剛skAssessme雨
10．Doestheinstitutio［haveariskfocusedassessme［tOfitscustOmerbaseandtransactio［S？
b
凵
11．Doestheins航utio［determinetheapproprialeieveIofe［ha［Cedduediligencenecessaryfor
b
剏
thosecategoriesofcustomersa［dtransactionsthattheInstitutionhasreaso［tObeiievepose
aheightenedriskofiiiicitactivitiesator冊oughtheI［Stitutio［？
判l．＼＼ KnowYourcustomer，DLleDiligenceandEnhancedDue／D掘gence
12．【astheins航utio［impieme［tedprOCeSSeSfortheide［tificationofthosecustomersonwhose
ﾒ
佰ｲ
凵
佰ｲ
剏
佰ｲ
凵
behaIfitmaintainsoroperatesaccomtsorco［ductstransactions？
13．Doesthel［Stitutionhavearequireme［ttOCOiIect而0rmatio［「egardingitscustomers’
b
bus活essactivities？
14．Doesthei［StiMioncoiiect而0rmatio［andassessitSi［Stitutio［CuStOmerS’AMLpoiiCiesor
ﾒ
PraCtices？
15．DoestheInstitutio［haveaprocesstoreviewa［d，Whereappropriate，uPdatecustomer
ﾒ
剏
ﾒ
凵
informatio［relati［gtOhighriskciie［t而ormatio［？
16．DoestheinstitutionhaveprocedurestoestabIisharecordforeachcustomemOtingtheir
respectiveide［tificatio［docume［tSa［dK［OWYourCustomeri［formatio［COllectedataccount
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ANTI・MONEYLAUNDERING＆COMBATINGFINANCING
OFTERRORiSM（AMLICFT）COMPLIANCE
QUESTlONNAiREFORCORRESPONDENTBANKS
OPeni［g？
17．Doesthei［Stitutio［COmPIetearisk−basedassessmenttou［dersta［dthe［0rmaia［dexpected
ﾒ
口 佰ｲ
tra［SaCtio［SOfitscustomers？
華子／：亘epobableTransactionsandpreve輔OnandBetectionQfTranSactionS＼、＼ 楓W2
／、南tt＝llega母ObtainedFunds＼
No＼
18．Doesthel［Stitutio［havepoliCiesorpracticesfortheidentificatio［a［drepo砧ngof
蒻
靂｢
b
□
ﾒ
b
口
tra［SaCtionsthatarerequiredtobereportedtotheauthorities？
19．Wherecashtra［SaCtio［rePOm［giSmandatory，doestheInstitutio［haveproceduresto
iden描ytransactio［SStruCturedtoavoidsuchobligatio［S？
20．a）Doesthei［Stitutionscree［CuStOmerSa［dtra［SaCtio［Sagai［Stiistsofpersons，en個esor
b
口
COmt「iesissuedbygover［ment／competentauthorities？
b）ifYAS，Whatarelistsdoyouuse？
ﾔ
5T
4
d
21．Does theinstitutio［have poiiCies to reaso［abiye［Surethatito［iyoperaleswith
8
ﾒ
口
b
口 佰ｲ
b
ロ
TUR
COrreSPO［dentba［ksthatPOSSeSSiicensestooperatei［theircou［triesoforigi［？
22．DoestheFiadheretotheWolfsbergTransparencyPri［CipIesa［dtheappropriateusageofthe
SWiFTMT202／202COVmessageformals？
涼＼＼／＼／＼／＼、／T闘Sa鮒nMon棚的
23．Doestheinstitutio［haveamonitomgprogramforsuspiciousoru［uSuaIactivitythatcovers
fmdstra［Sfersa［dmo［etaryi［StrumentS（SuChastraveiers’checks，mOneyOrders，etC．）？
高時／／＼A肌車軸ng
24．Doesthei［S航utionprovideAMLtrainIngtOreIevantempioyeestha自［Ciudesidentificationand
b
口
b
口
rep0両［gOftransactio［Sthatmustberepohedtogovemme［tauthorities，eXamPIesofd冊erent
formsofmo［eyiau［deri［gI［VOivIngtheI［S航utio［’Sproductsa［dservicesa［dintemai
POiICiestopreve［tmOneyiau［deri［g？
25．DoesthehstiMio［retai［reCOrdsofitstraimgSeSSio［Si［CIudi［gatte［da［CereCOrdsand
ﾒ
reieva［ttra面ngmateriaisused？
26．DoestheInst柚ionhavepoiICiestocommu［icate［eWAMLreIatedlawsorcha［geStO
ﾒ
口
existi［gAMLrelatedpollCiesorpracticestoreIevantempIoyees？
27．DoestheI［Stitutio［emPl0yagentStOCarryOutSOmeOfthefu［Ctionsofthei［Stitutiona［difso
ﾒ
□ 佰ｲ
doesthei［Stitutb［PrOVideAMLtrai［IngtOreIeva［tage［tSthatinciudeside［tificatio［a［d
rep0両［gOftra［SaCtio［Sthatmustbereportedtogovemme［tauthorities，eXamPiesofd冊ere［t
formsofmo［eyIaunderi［gi［VOIvlngthelnstitutbn’sproductsa［dservicesa［dintemaI
POliCiestopreve［tmO［eyIau［deri［g？
Section6−／戸畑cAReguぬti0㌢
Questions
楓W2
No NIA
1．IsyourFFi（Foreig［Fi［a［CiaiI［Stitutio［）requiredtoregisteru［derFATCA？
2．Ifso，Pieasepr0VideyourGIiN（Giobaiintermediaryidentificatio［Number） 典･%3
b
C
□ □
DﾄX
Cc
Gonぬ競順orma的れ／／＼
Anti・MoneyLaunderingO飾cerDetaiis：・
Name AbdulrahmanAi−Jarboua
Designation Acti［gHeadofAML
TeINo ＋966112115619
E”maiIAddress a崎rbouaa＠airajhibank．com，Sa
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ANTI“MONEYLAJNDERING＆cOMBATINGFINANCiNG
OFTERRORISM（AMLICFT）COMPLIANCE
QUESTlONNAIREFORCORRESPONDENTBANKS
AuthorizedO仰cer（S）ResponsibleForAccountReIationship：−
PrimaryContact
V&
7F
Designation 杯柳&
TelNo
ﾖV
F
ｳ田c
E”mailAddress
V&
Designation 陪V
7F
Df
ﾘ
6
ﾖ
ﾔ6
ﾖ
曝
ﾕ7F
f鑓
ﾕ2
c
Fｶ坊冶
ﾕ4
ｳ田c
E“mailAddress
df
ﾒ
#
Secondary Contact 磐
TelNo
ﾔｶ坊
W$
ﾔ6
v
ｦ
貂
F6
ﾘ
G6
6
曝
ﾕ7F宥WF鑓
ﾕ8
杯48
TﾔT
｢
#s塔3
蒙
v
ｦ
ﾖｸ
F6
ﾘ
G6
Weherebycon而mthatthestateme［tSglVenabovearetrueandcorrect：
PositionHeId：ChiefCompIIanCeO冊cer
Date： ApriilSt2016
∴∴∴〕∵∴「∴∴
∴∴ ∴・●▲∴ 二二三二三デ葺きご∴：÷∴−シ∴ X 員ﾂ
Signature：
十∴ 「：′
ヾミ1、三二まま≡
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