Nov. – Dec. 2013 - Willoughby Western Lake County Chamber of



Nov. – Dec. 2013 - Willoughby Western Lake County Chamber of
November/December 2013
“Linking Business to Community for Prosperity!”
Proudly Serving the Communities of:
Eastlake, Kirtland, Lakeline, Timberlake, Wickliffe, Willowick, Willoughby, and Willoughby Hills
Thursday, November 21st, 11:30-1:00PM
Membership Meeting & Luncheon
8 Money Saving Year-End Tips for Small Businesses
Our Guest Speakers include:
Matt R. McCall, CPA, MT, Cohen & Company, Ltd.
Paul Rupert, CPA, MACC & Robert A. Godina, CPA, CVA,
Martinet Recchia Inc.
Joanne M. Sadar, CPA, MBA, CVA, The Sadar Group
Location: James Catering, 29717 Euclid Avenue, Wickliffe
Sponsored By:
Click here to register

Thursday, December 5th , 5:30-7:30pm
WWLCC Holiday Mixer, Holiday Inn Mentor, Rt. 2 & 306
Come enjoy the Holiday spirit & networking with fellow
chamber members!
Sponsored by:
Click here to register
January 24, 2014
Casino Theme
LaVera Party Center
Office Space for Rent through the Willoughby Western Lake County
Chamber of Commerce. Property is located at 30432 Euclid Ave.
(Wick-Willow Building), Wickliffe OH. Approximately 800 Square
Feet. Convenient access to Route 2 and Route 91! Two offices and
a kitchen, ready to move in Excellent Condition. $400 per month
includes utilities. Contact the Chamber office at 942-1632 or [email protected] for details.
Jesse Baden - Apollo Products, Inc., API Pattern Works, Inc., Trucast, Inc.................440-269-1766
John Barbish - The Partners Financial Group/Metlife.................................................440-746-8729
Rhonda Butler - Bryant & Stratton College.............................................................. (440)510-1112
Sara Calo, Past Chair - The Calo Group......................................................................440-266-7044
Tim Campbell, Vice-Chair - Bond, Sippola, DeJoy & Co..........................................440-516-9090
Noteworthy News
Kurt law Office, LLC is proud to announce the
additions of Tiffany Wright, Esq. and Nicholas
Sidoti, Esq to their team. Both attorneys will be in
an of counsel position with the firm and are native
of Northeast Ohio. For contact information:
Kurt law Office, LLC
Pamela D. Kurt, Esq.
30432 Euclid Avenue, Ste. #101
Gene Canton - Lake Health.........................................................................................440-354-1924
Vicki Sue Cooper, Secretary - ABC Learning & Childcare Center, LLC................. (440) 944-9886
Marlene Cornachio, Past Chair - Custom Cleaning & Maintenance.........................440-946-7028
Byron Crane - Crane Enterprises, LLC........................................................................440-552-2105
Barry Feldman - Kottler Metal Products, Inc...............................................................440-946-7473
Bob Fiala, Chair - tda Architecture..............................................................................440-269-2266
Amy Gladieux - Lake County Captains Professional Baseball Club..................440.975.8085 x 111
Bob Godina, Treasurer - Martinet, Recchia, Inc..........................................................440-942-3900
Scott Gregory, Secretary - Bottom Line Accounting Solutions, LLC..........................440-527-5696
Pamela Kurt - Kurt Law Office, LLC..........................................................................440-516-1010
Kathy Longo - Emerald Glen Title Agency, LTD........................................................440-347-0336
Mike Losneck, Treasurer - Eaton Family Credit Union..............................216-920-2000 Ext. 1010
Corey Maher - Maher Brothers Care LTD..................................................................440-943-9666
Billie McDonald - Chick-Fil-A....................................................................................440-946-1831
Stacey Rodgers, Chair - Cohen & Company............................................................ (216) 774-1177
Gretchen Skok DiSanto, Vice-Chair - Lakeland Community College........................440-525-7444
Dave Skursha - The Lubrizol Corporation............................................................... (440) 347-2539
Lisa Timms-Rood - Huntington Bank........................................................................440-602-5162
Linda Wise - The Fine Arts Association............................................................. 440-951-7500 x107
Fran Zettl - United Agencies Insurance Group............................................................440-942-9063
Missing out on receiving the Chamber’s emails?
Perhaps you have recently changed internet providers or the contact person(s) in
your company has changed? In order to make sure that you are kept in the loop
of all that is going on in the Chamber, please contact the office with your updated
information. Email any updates to [email protected], fax us a message at
440-942-0586 or give us a call at 440-942-1632.
If you have moved...
If you have moved, please be sure that the Chamber has your current
mailing address so that we can update your records. Now that postal
regulations have changed, we are now being charged for every piece of
mail that we send out and comes back to us. Also, if your business will
be closing, please notify us of that change as well. Thank you!
ManorCare of Willoughby will be hosting a VIP
Open house Thursday November 7, 2013 4:007:00PM. Hors d’oeuvres, Wine & Beer. Tour the
brand new 3004 sq. ft. state of the art therapy gym,
newly renovated patient rooms, and MedBridge
Unit. RSVP to Lauren Deertz at 440-954-2368.
5th Annual Hamilton Young Motorsports
Reverse Raffle for Pay it Forward Foundation
November 15th, 6:00PM at LaMalfa, $125 per
person. To purchase Tickets call Ken Hamilton
440-669-1900, Jim Dever 440-205-0294, Bill
Monreal 440-785-3095.
Festival of Trees Gala, To Benefit Big Brothers
Big Sisters of Northeast Ohio
Saturday, November 23rd at LaMalfa Party Center,
$125 per person. For more information call 440352-2526. For sponsorship information call Mark
Ruth Ext. #14 . For Reservations call Tina Clifton
Ext. #11.
Willoughby Rotary Awards Luncheon:
Monday January 27, 2014 at Pine Ridge Country
Club starting at 11:30am. Tickets are $20 each.
Reservations can be made by calling Clarissa at
Nationwide Insurance in Willoughby at 9462040.
Rotary award winners are:
Distinguished Citizen: Roger Sustar of Waite Hill,
which is in our service area (44094). He is owner
of Fredon Corp. in Mentor and a huge champion
of manufacturing.
Distinguished Service Organization: Project
Hope, which provides a temporary place to live for
the homeless.
The purpose of the Willoughby Western
Lake County Chamber of Commerce
is to enhance the economic growth
of our communities by promoting,
developing and supporting business in
our communities.
The Chamber of Commerce Newsletter is
published 6 times annually. Publications run:
January/February; March/April; May/June; July/
August; September/October; and November/
December. All news items, advertising and
photographs are required to be submitted no later
than the 15th of the month prior to publication.
Please notify the Chamber Office of any change of
name, address, phone number or absence of issue.
Phone: 440-942-1632 Fax: 440-942-0586
Email: [email protected]
Bob Fiala
TDA ThenDesign
Stacey Rodgers
Joint Chairperson’s Report
As we head into the holiday season and conclude the first year of the merged Chamber it is interesting to look back on
the past months and look forward to next year. In a relatively short period of time we successfully brought together two
chamber organizations in a remarkably painless effort. This was due to the tireless efforts of Karen Tercek and Donna
Swan, as well as the successful collaboration of over 20 board members and volunteers.
The Federal Government could learn something from us.
With this said, the question remains what value have we realized? First membership has increased to over 500 and continues
to grow at an aggressive pace. Also, programs are providing more value to our members and are better organized. Finally,
our outreach efforts have increased and we are now communicating with new community groups and organizations that,
until recently, have been neglected. There is a renewed excitement among the Chamber leadership, the board and the
members as we move forward.
Looking ahead, the Board recently completed a strategic planning retreat to identify goals, objectives and strategies for
next year. This session was facilitated by Dione DiMetro of Lakeland Community College who also helped facilitate some
of our merger meetings. Our goals include an effort to “increase and expand our presence in the community; increasing
fundraising and membership and attract; and engage and retain members by offering programming addressing business
needs”. While ambitious, given the Chamber leadership and the Board members remaining for next year, they are well
within reach.
Finally, as we near the year-end, we would like to thank the entire Chamber community for your support. As Co-Chairs of
the Willoughby/Western Lake County Chamber of Commerce it has been our honor and pleasure to serve at this unique
and exciting time.
Congratulations to Bob Fiala and Stacey
Rodgers on receiving the “Bright Star” award
through the Northern Ohio Chambers of
Commerce. Bob and Stacey received this
award for their leaderdship and their work on
the merging of two chambers of commerce.
Notes from
By Karen Tercek
Dear Members,
2013 has been an exciting year for the Willoughby Western Lake County Chamber of Commerce as we have celebrated
the merging of two chambers and enjoyed the benefits of more networking and more visibility for our members. To add
to the present benefits that the chamber offers, we recently started a partnership with COSE to also offer COSE
benefits at a discount to chamber members. Chamber members who are members of COSE will receive a discount
on their COSE renewal fee and chamber members who wish to join COSE will receive a discount on their new
COSE membership. You will be hearing more from COSE in the next few months as they will be represented at several
of our upcoming events.
In reviewing our membership dues for 2014, the board approved small increases in dues to cover various rising
operational costs that come with a larger chamber and also so that we can continue to provide optimal services
to our members. Many of our members enjoy the savings of benefits such as CompManagement worker’s comp or the
Business Grant the chamber offers through the Educational Development Program which offset the cost of membership
dues. Please take advantage of the various benefits the chamber offers that saves you money! Lastly, all of our
members will be receiving a paper invoice for membership dues in the mail soon.
As I look back on my first year here, it has been a pleasure to serve and assist you. There are many great people to thank
for their support, time and commitment in continuing to make the Chamber a valuable organization for our members. A
special thanks to Bob Fiala and Stacey Rodgers the Co-Chairs of the merged Chamber for 2013. Their collaboration,
hard work, and great leadership made the merging of two chambers very successful and broadened opportunities for our
members with this larger chamber organization. I also want to thank all of our committee chairs who volunteer
so much of their time to make better programs for our members and the communities that we serve. Last, but
certainly not least, I thank those of our board members who have completed their terms and will be stepping down
from their positions on the board at the end of this year.
We have a lot of exciting things planned for 2014 that will help chamber members build a stronger business and expand
their visibility in Lake County. Thank you for the opportunity to help grow and strengthen your business. We look
forward to working for you and with you in 2014! May you all have a blessed Holiday season!
The WWLCC would like to send a special
thank you to the following members:
The Wickliffe Library, for making copies of the Turkey Bowl registration form.
Perrino Builders, for hosting our September Business Hours for the Chamber
Andrew Osborne Academy, for the wonderful After Hours they hosted for the Chamber in October.
Timberlake Lodge, for the use of the facilities for our Chamber Board Retreat.
Marous Brothers Construction, Inc., for helping with the remodeling of the Chamber Office.
Agile Sign & Lighting Maintenance Inc., for our new chamber sign on the outside of our office.
the benefits the support
the resources the impact
Double the benefits of a single membership by
joining both the Willoughby Western Lake County Chamber
of Commerce and COSE through our Affiliate program.
Willoughby Western Lake
County Chamber of Commerce
COSE (Council of
Smaller Enterprises)
Get connected with community
and local business partners to grow
your business.
Build relationships that foster success
by connecting with 14,000 members
across Ohio.
Receive guidance on the right resources to help you minimize the cost of energy utilities,
office products, payroll, workers’ comp and more.
Attend frequent workshops and
monthly seminars to help you run a
smarter, more profitable business.
Expand your knowledge by attending
regional events like the annual
Small Business Convention and
B2B Matchmaker.
Get the representation you need to
resolve business issues with local
government officials.
Have your voice heard on important
advocacy issues at the state and
national level.
Become a dual member today!
(216) 592-2355 | [email protected] |
Learn more about the Willoughby Western Lake County Chamber of Commerce
(440) 942-1632 | [email protected] |
Welcome New Members
Lake County Development Council, Inc.
Dave Gilmer
PO Box 955
Painesville, OH 44077
Phone: (440) 350-2974
Fax: (440) 350-2616 PO
Website: http://www.
Email: [email protected]
AXXON Technologies
Ron Boetger
35058A North Turtle Trail
Willoughby, OH 44094
Phone: 440-951-2568
Email: [email protected]
Artower Advisory Services, LLC
Scot Park
4132 Erie Street, # 205
Willoughby, OH 44094
Phone: 440-856-0338
Email: [email protected]
RE/MAX Results-Kristina Zeleznik
Kristina Zeleznik
9954 Johnnycake Ridge Road
Concord Twp., Ohio 44077
Phone: 440-479-5263
Fax: 440-354-6654 9954
Website: http://www.kristinazeleznik.
Email: [email protected]
The Crockett Team/Train Launch
Todd Crockett
4091 Erie Street
Willoughby, OH 44094
Phone: (440) 336-0665
Email: [email protected]
Stacy Marinelli- REALTOR
7400 Center St
Mentor, OH 44094
Phone: 440-299-5149
Email: [email protected]
ActiveCare PT Inc.
Stephanie Lowery
36495 Vine Street, Suite L
Willoughby, OH 44094
Phone: (440) 951-2278
Fax: (440) 951-6501
Email: [email protected]
Anees Alnaseri
4712 Beidler Rd
Willoughby, OH 44094
Phone: (440) 946-0393
Fax: (440) 975-0711
Email: [email protected]
Ewing Communications
Curt Ewing
722 E. 349th St.
Eastlake, OH 44095
Phone: (440) 946-7787
Fax: (440) 946-7787
Email: [email protected]
Eriepro Ltd.
Janice Lombardo
1366 Lloyd Road, Suite B
Wickliffe, OH 44092
Phone: 440/347-0957
Email: [email protected]
Executive Caterers
Melissa Marik
6111 Landerhaven Drive
Mayfield Heights, OH 44124
Phone: (440) 449-0700
Fax: (440) 449-3834
Email: [email protected]
Permanent Solution Staffing, LLC
Jeff Smith
3511 Lost Nation Road, Suite 102
Willoughby, OH 44094
Phone: (440) 918-7747
Fax: (440) 918-7933 3511
Email: [email protected]
Sharon Scott
37215 Beech Hills Drive
Willoughby Hills, OH 44094
Phone: (440) 942-8963
Email: [email protected]
O’Reilly Auto Parts
Steven Walbolt
27650 Chardon Road
Willoughby Hills, OH 44092-2725
Phone: (440) 347-0427
Email: [email protected]
Z & Z Manufacturing Inc.
Tom Zovko
4765 East 355th Street
Willoughby, OH 44094
Phone: 4409532800
Email: [email protected]
DE Abriani, DDS, Inc.
Danute Abriani
37241 Euclid Ave.
Willoughby, OH 44094
Phone: 440-951-6550
Email: [email protected]
Click here for Debenture rates and other business related resources.
Thank you to our Premier Turkey Bowl Sponsors:
ServiceMaster by Disaster Recon
Culinary Appeal
Thank you to our Exclusive Sponsors
Custom Cleaning & Maintenance, Eaton Family Credit Union, Lakeland College,
Marous Brothers Construction, Inc., Premier Paints, Two Men & A Truck
Thank you to our Lane Sponsors
Dollar Bank, Lake Health , Lake Network, Metlife, Sam’s Club,
Visiting Angels of NE Ohio, Welcome Home Remodeling
Conversations in Leadership Luncheon with Joe Banner
September Business After
Hours at Pertino Builders
Octobert Business After Hours
at Andrews Osborne Academy
Recent Grand Openings/Ribbon Cuttings
ActiveCare PT
O’Reilly Auto Parts
Willoughby Hills
Bring your next event
to the
35055 MaPlegrove roaD // WilloughBy, oh 44094
Event room and catering options available for:
Meetings // Parties // FaMily reunions // anD More!
book Your holidaY PartY Now!
For morE inFormation or brian Huss, General manager
to book an EvEnt contact: 440-942-8740
Event room accommodates
up to 100 people.
Hosted by: Lake County Chambers of
Commerce & the Great Lakes Mall
Saturday, February 22 &
Sunday, February 23, 2014
The Shop Lake County Show is an annual event
designed to showcase members of the Lake County
Chambers of Commerce. The show is a great way
to generate awareness and sales for your business
or organization in Lake County’s prime retail
environment, the Great Lakes Mall.
Click here for registration forms
Congratulations to our Chamber members who are Fast Track 50 Award Winners:
Bowden Manufacturing Corporation
Cortest, Inc.
La Vera Party Cewnter & Express Catering
Marsh, Berry & Company
Protrades Design & Construction
ThenDesign Architecture
Business Grants through the WWLC Chamber of Commerce
Further the continuing education and training of you/your
employees A special benefit to Chamber Members!
This benefit is unheard of in most chamber organizations!
The Willoughby Western Lake County Chamber of
Commerce Education and Development Program will award a maximum of $4,000 in one calendar year, in grant
scholarships. Up to $1,000 will be awarded quarterly with a maximum of $250.00 per chamber member recipient.
The maximum number of grants per recipient is one per calendar year. The maximum number of grants per each chamber
business is four per calendar year.
Deadlines for submittal of applications are March 15th, June 15th, September 15th, and December 15th. Click
here for application or call the chamber office at 440-942-1632. Verification of course completion and payment for the
course needs to be provided with the application.
It is an easy process and takes very little time to apply! Each chamber member has the opportunity to get reimbursed for
more than what they paid to join the chamber for the initial membership through this program.
Assisted Living
Alzheimer’s & Dementia Care
30630 Ridge Road
Wickliffe, Ohio 44092
(440) 943-2050
Would you like your business card ad in the newsletter too? For $40
per newsletter or a rate of $210 per year you can be here too!
Marous Brothers Construction offers a powerful combination of experience, creativity and depth of
services that ensure the successful, on-time and on-budget completion of your construction project.
We self-perform the majority of construction services, making us one of the few construction firms in the
Midwest that can call themselves a true builder. This approach gives us greater control of design
elements, schedules, budgets and most importantly, quality and workmanship. For over 30 years,
our award-winning staff has helped other developers and owners like you realize the potential of
their dreams. It’s time to put Marous Brothers Construction, a real builder, to work for you.
1702 Joseph Lloyd Parkway • Willoughby, OH 44094
ph 440.951.3904 • fax 440.951.3781
website • email [email protected]
Promote your business! Become a Luncheon Sponsor in 2014
One of the best ways for you to promote your business is to become a Monthly Luncheon/Membership Meeting Sponsor. Sponsorship
opportunities are available at an investment level of only $250 and include the following advantages:
• Your corporate logo will appear in the Chamber newsletter
• A link to your company’s website will be listed in the Chamber newsletter
• A reserved table for display items
• Three minutes of “commercial” time at the podium
• An opportunity to give away promotional items
• Two complimentary meals at the luncheon
Payments secures the sponsorship…..and remember….this opportunity is open ONLY to members! For more information about sponsoring a
meeting, contact Donna Swan, Administrative Assistant at [email protected] or by phone: 440-942-1632.
Through the WWLC Chamber of Commerce
all chamber members are listed on this app!
Healthcare Mandate Update for small employers.
Click the link below for more information.
The Employer Mandate–Healthcare Reform Update
Save Money with Chamber Members
Click here for member to member discounts.
Wickliffe Public Library's
50th Anniversary Celebration
Open House
Sunday, November 17, 2013
2-4 PM
Join us to reminisce and celebrate 50 years at our current location.
There will be music performed by The Village Quartet and Catharine Baek, cookies donated by Eat'nPark,
cake and refreshments provided by the Library Board of Trustees and Friends of the Wickliffe Public Library.
Wickliffe Public Library
1713 Lincoln Road
Wickliffe, Ohio 44092 | (440) 944-6010
Lake County Safety Council
Friday, November 22, 2013
Registration 11:15 a.m. – Meeting & Program 11:30 a.m. to 1 p.m.
Holiday Inn Express Hotel & Suites LaMalfa
$20 for Members & $25 for Non-Members
Pamela Matheny, Hazardous Material Specialist II, PUCO
Ohio Department of Transportation (ODOT) Regulations Update
Register online at
Monday, Nov. 18, 2013
Friday, December 13, 2013
Registration 11:15 a.m. – Meeting & Program 11:30 a.m. to 1 p.m.
Holiday Inn Express Hotel & Suites LaMalfa
$20 for Members & $25 for Non-Members
Darryl J. Schumacher, Sotaris
Lock Out/Tag Out
Register online at
Monday, Dec. 9, 2013
Fall 2013
Lake County Chambers Business Academy
Lakeland Continuing Education
Computer and Technology Courses
Spring Courses Discounted for Chamber Members
The Lake County Chambers Business Academy is a professional training partnership program offered by the Lake County Chambers of Commerce
Lake County Chambers Business Academy
and Lakeland Community College. Through this program, chamber members have access to Lakeland courses and special events at reduced rates.
Lakeland Continuing Education
This collaboration was created to assist you in enhancing your workforce.
Summer 2013
We are offering a 20% discount for chamber members on all our computer and technology continuing education courses this fall. Use coupon
code: 14-30-13 when registering online. The discount will be applied upon checkout. You may view all the fall courses on Lakeland’s Continuing
The Lake County Chambers Business Academy is a professional train
Education home page, right now. Register at
the Lake County Chambers of Commerce and Lakeland Community chamber members have access to Lakeland courses and special eve
(PLEASE NOTE: Some restrictions apply. The discount may not be used in combination
with any other Lakeland promotional sale, discount,
grant, voucher, or scholarship. The maximum discount per course may not exceed collaboration was created to assist you in enhancing your workforce
We are offering a 20% discount for chamber members on most of t
education courses. (There are just a few courses that do not qualify
Future Emerging Leaders of Lake county Holiday Event
Thursday November 21, 2013
Olivor Twist, 4061 Erie Street, Willoughby, OH
Format: Toys for Tots
Meet and mingle with members and non-members of FUEL. Learn more about Toys for tots. FUEL celebrates the
holidays with this social event for a cause. We ask that in lieu of and admission fee, that you bring an unwrapped Toy of
Donation for Toys for Tots. No stuffed animals please. Attendees will also have an opportunity to purchase Chinese Raffle
tickets for a chance to win great prizes! RSVP no later than Wed. November 20th to [email protected]
Clicking With your customers in the Digital Age
Facilitated by: Daphne Miller, Digital Director, The News Herald
When: Wednesday, December 4th, 8:15-9:30am
Where: “It’s Your Day” Special Events, mentor Heisley Racquet Club, 6000 Heisley Road, Mentor
Fee: $5 for Lake County Chamber Member
$10 for Non-Chamber Member
RSVP by Monday, December 2nd
RSVP online at under Events or call 440-951-7500 x104
(Fine Arts Association/Lake KidzBiz member)
We can help your business SAVE on some of the largest
operational expenses – workers’ compensation premiums
and unemployment compensation.
Join us for a FREE half day seminar presented by industry
experts. The seminar qualifies for one external safety
council credit.
Thursday, November 14, 2013 | 12:00 p.m. – 4:00 p.m.
Morley Library, Rooms A and B
184 Phelps Street, Painesville, OH 44077
This seminar includes lunch.
Introduction and Ohio Bureau of Workers’ Compensation (BWC) Update – Speaker: Mark Clendenin, BWC
Northeast Regional Business Development Manager.
Safety Presentation – The Globally Harmonized System (GHS) is the latest change in OSHA’s Hazardous
Communication Standard. Employers must retrain their employees on this new system for classifying and labeling
chemical hazards. This session will help you learn more about the GHS and will include train-the-trainer tips.
Speaker: Doug Newman, Sr. Risk Services Consultant.
Transitional Work Programs – A well-seasoned onsite therapist will walk us through program development and
return-to-work strategies. With BWC offering a transitional work grant and bonus, these strategies bring your
program full circle. Speaker: Michael “Scott” Bailey, PT, DPT, TWD.
Unemployment Compensation – This portion of the seminar will provide an overview of the unemployment
compensation process from initial claim filing to the hearing process. Topics planned include how to best prepare for
a hearing, strategies for using employee policies to help your claims program succeed, and understanding tax rates
and options. Speaker: Roger Baker, Unemployment Specialist.
Registration is easy! Simply send an email to [email protected] or contact Barb Lessman with CHS
at 216-214-6522; and provide your name, company name and policy number(s).
800-825-6755 | WWW.COMPMGT.COM
888-247-7799 | WWW.CHSMCO.COM
The employer mandate – What you need to know
You may have heard about the employer mandate in the Affordable Care Act (a.k.a., health care reform law). But
what exactly is it, and who has to comply?
The Department of Treasury has released some initial rules so companies can begin planning, until the Internal
Revenue Service releases final rules. Here are some of the main rules:
Impact on businesses:
Businesses with 50 or more full-time employees (including full-time equivalents) must offer a mandated
minimum level of coverage that people can afford. These companies are considered “applicable large
This mandate goes into effect for new or renewing plans starting January 1, 2014.
If “applicable large employers” don’t follow the employer mandate, they must pay:
$2,000 per year per full-time employee (after the first 30) if any full-time employee gets government aid to
lower his or her coverage cost through the health insurance marketplaces (a.k.a., exchanges) because
minimum essential coverage wasn’t offered.
$2,000 per year per full-time employee (after the first 30) – or $3,000 per subsidized full-time employee,
whichever is less – if coverage is not considered affordable (which has been defined as meaning that
employee contribution costs for single coverage exceed 9.5% of the employee’s yearly earnings).
Here are definitions of a few key terms about the employer mandate:
Applicable large employers: Those with 50 or more full-time employees (including full-time equivalents).
To find out if you are an applicable large group employer*:
1. Add the number, month by month from the past year, of all employees that are full-time, full-time
equivalent and seasonal.
2. Divide the total number of employees for the year by 12.
3. If the result is not a whole number round down to the next lowest whole number.
4. If the result is less than 50, the company is not an “applicable large employer” for the current
calendar year.
Full-time employee: Employee who works an average of at least 30 hours per week.
Hours of service: Hours paid for performing work, or the right to be paid when no work is done – e.g., for
paid time off for illness, vacations, holidays, etc.
We will keep you up-to-date on how this mandate may affect you as the final rules are released by the
government. For more information about the employer mandate and other health care reform topics, visit any time.
* Offer of coverage, affordability safe harbors and assessable payments – Notice 2012-58 lists methods employers may use when
calculating coverage offerings, conditions for using an affordability safe harbor and assessable payments. The rules depend on a variety of
factors such the type of employer and employees (hourly, salary, seasonal, etc), unpaid employee leaves, look-back periods, etc.
This content is provided solely for informational purposes. It is not intended as and does not constitute legal advice. The information contained
herein should not be relied upon or used as a substitute for consultation with legal, accounting, tax and/or other professional advisers.
This informa,on is brought to you through collabora,on between your chamber, NOACC and Anthem Blue Cross and Blue Shield.
Anthem Blue Cross and Blue Shield is the trade name of Community Insurance Company. Independent licensee of the Blue Cross and Blue Shield Associa,on. ® ANTHEM is a registered trademark of Anthem Insurance.

Similar documents

September/October 2014 - Willoughby Western Lake County

September/October 2014 - Willoughby Western Lake County “Linking Business to Community for Prosperity!” Proudly Serving the Communities of: Eastlake, Kirtland, Lakeline, Timberlake, Wickliffe, Willowick, Willoughby, and Willoughby Hills

More information

Upcoming Events for May and June

Upcoming Events for May and June is excited to begin his career with the Chamber. Jesse Baden Apollo Products, Inc., API Pattern Works, Inc., Trucast, Inc. John A. Barbish, Vice-Chair West Point Wealth Management, LLC Gene Canton ...

More information