April - Dayton Chamber of Commerce

VOLUME 13 ISSUE 4
APRIL 2013
A MONTHLY PUBLICATION OF THE DAYTON CHAMBER OF COMMERCE
APRIL CHARACTER TRAIT— COURAGE, Doing the right thing in the face of
difficulty and following your conscience instead of the crowd.
2013 DAYTON CHAMBER COFFEE SCHEDULE
Remember, all coffees begin at 7:30am and are free to attend.
April 9th
Title Max
at 3055 Rhea County Highway
May 14th
June 11th
July 9th
August 13th
September 10th
October 8th
November 12th
December
Dayton Boat Dock
at 175 Lakeshore Drive
Rhea County Radio
at 107 Main Street
The Herald News
at 3687 Rhea County Highway
City of Graysville
at 151 Mill Street in Graysville
Dayton Drug & Wellness at 6985 Rhea County Highway
CENTURY 21
at 137 Florida Avenue
Life Care Center of Rhea County
10055 Rhea County Highway
Christmas Open House
Date to Be Announced
January 14, 2014
Holiday Inn Express
at 2650 Rhea County Highway
*ALL COFFEES ARE IN DAYTON UNLESS OTHERWISE NOTED
DAYTON CHAMBER OF COMMERCE MEMBER OF THE MONTH
April Dayton Chamber of Commerce Member of the Month is presented to Title Insurance Company of
Chattanooga d/b/a Title Insurance of Dayton.
TIOC d/b/a Title Insurance of Dayton has been in business for 35 years. They currently have 23 employees with 3 in the
Dayton office. Title Insurance is a full service title and escrow company. They issue title policies and perform both
residential and commercial real estate closings. Title Insurance of Dayton has been in Dayton and a member of the Dayton
Chamber of Commerce for 15 years. Hailey says the best thing about being in the title insurance business is “helping
buyers and sellers smoothly and painlessly facilitate one of the most important transactions they will have in their
lifetimes, the buying and/or selling of their home”. Hailey also stated the hardest thing is “time pressure and getting
closings ready and completed by the date all parties have agreed to”. When asked to share something about their company
people might not know, Haley said they can write
“title insurance for transactions we do not close.
Second mortgage, HELOC’s, etc. Anytime real
estate is being mortgaged, we can write the
insurance”.
Congratulations to our April
Member of the Month.
Pictured—Dan Sanders; DCOC Ambassador
President, Jennifer Shoffner; DCOC President Elect,
Lenita Sanders; DCOC Past President, Hailey Gross;
Title Insurance Office Manager, Kelly Slasor; Title
Insurance Closing Agent, Linda Blevins; DCOC
Board Member, and Randy Wells; DCOC Treasurer
Please welcome the following new members
to the Dayton Chamber of Commerce
CHEEZEE’S
Kris Spengler & Steve Abel, Owners
1410 Maley Hollow Road—Dayton
(423) 285-5646—[email protected]
Hours—Mon-Sat 11:00am to 9:00pm
Cheezee’s serves fresh, hand-pattied burgers, fresh
cut fries and hand-dipped milkshakes. We also
offer other entrée selections such as hot dogs,
grilled chicken sandwiches, BLT’s and chicken
tenders. “Lil Cheezees” are also available for kids,
making Cheezee’s a great local place to eat for the
entire family.
iSELL REAL ESTATE
Jennie Zopfi, Broker
274 Third Avenue—Dayton
(423) 593-6109—[email protected]
www.jenniezopfi.com
iSell Real Estate is a next generation, brokerage,
leveraging, state of the art technology to market
listings and simplify the transaction process for our
customers. iSell Real Estate is owned and operated
by broker Jennie Zopfi who has been selling real
estate in Rhea County for over 10 years.
REALESTATE CORNER by Anneke Wilkey
Contingencies
There are lots of unknowns when you’re buying a house.
Contingencies clauses in your home purchase contract might
help take away some of the uncertainty of buying a home by
detailing conditions that must be met before closing will take
place.
Mortgage contingencies
Gives buyers added security during the home-buying process;
it states that a buyer will try to get a particular kind of mortgage at or below a certain interest rate for a set amount of
the purchase price (generally 80 percent) by a specific date
before closing.
If the buyer is unable to secure a loan at the stated terms, he
can back out of the contract, and the earnest money deposit
returns to him.
Appraisal contingencies
If a buyer can’t get an appraisal that is at least as high as the
seller’s asking price, the buyer may back out of the deal. Or if
the buyer can’t get an appropriate appraisal, the buyer can ask
the seller for a lower purchase price. Then, if the seller refuses,
the buyer may back out.
Inspection contingencies
Give the buyer a certain period of time to perform whatever
inspections are needed to confirm his or her interest in the
home. If these inspections reveal any problems, the buyer can
back out of the deal or re-negotiate for the seller to do certain
repairs.
There are many other possible contingencies, such as insurance
contingencies or mold inspection contingencies.
Pay attention to the fine print
The wording of a contingency is key—they’re not just filler in
your contract! If you’re not paying attention, you could lose
money, miss deadlines and, worst of all, you could be liable for
buying a property even if you can’t procure a loan.
RHEA COUNTY ACADEMY
“Equipping students to achieve academic excellence and spiritual maturity
through a Christ-centered education”
Anneke Wilkey
GRI, E-Pro
Affiliate Broker
Coldwell Banker Pryor Realty
3981 Rhea Co. Hwy
Dayton, TN 37321
Cell: 423-580-7794
Office: 423-775-4044
Email: [email protected]
Ruston Pierce, Headmaster
245 California Avenue—Dayton
(423) 775-2826—[email protected]
www.rheacountyacademy.com
Rhea County Academy is a private, Christian
K4-12 school serving the Dayton community.
Each office independently owned and operated
SAVE THE DATE

May 1st—10th Annual Rhea County Prayer
Breakfast, 6:45am at First Baptist Church in Dayton

June 17th—Chamber Seminar presented by the
Better Business Bureau

September 18th—Annual Dayton Chamber of
Commerce Golf Classic, benefitting the Rhea
County Distinguished Young Women Program

KIMS BEACH HOUSE
Kim’s Beach House Tanning, LLC
162 Locust St. ~ Dayton, TN 37321
423-428-9688 ~ www.kimsbeachhousetanning.com

Welcome Nina Reed, licensed massage therapist
to our salon.

Half Price Single Visit – 9:00 a.m. to Noon,
Mon – Fri. See associate for details.

Join our Mobile VIP Club: text “kbht” to 90210
for a free tanning session.
September 28th—Women’s Care Center
Walk for Life
Business Hours: Mon – Fri 9:00am-8:00pm,
Sat 9:00am–6:00pm, Closed Sunday.
Page 2
2013 Annual Dayton Chamber of Commerce Banquet
Dayton Chamber of Commerce Ambassadors:
Standing: Diane Emens & Debbie Ballard. Seated: Bernie Rubin, Tim
Sharpe, Steve Orender & Dan Sanders. Not Pictured: Samantha
Redden, Steve Keck, Teresa Evans & Martha Dyer
Dayton Chamber of Commerce Board Members:
Standing: Randy Wells, Beth Keylon, John Payne, Jan Motes, Bob Tullberg,
Christine Ralph, Ron Harris, Anita Hicks, Dan Sanders, Margie Legg, Jack
White, Kerry Nabors . Seated: Jennifer Shoffner, Anna Tromanhauser, Vaughn
Berger, Lenita Sanders, Linda Blevins & Sara Jane Locke
Lenita Sanders is presented a plaque by the incoming
president Vaughn Berger for her services as president.
CONGRATULATIONS TO: Kim Etheredge; Businesswoman
of the Year, Bill Moore; Businessman of the Year,
Amy Smith; Volunteer of the Year and Beth Keylon;
Ambassador of the Year.
DCOC President, Lenita Sanders presents 2013
Distinguished Young Woman, Yee Won Liew, a $3000
scholarship from the funds raised at the 2012 Annual
Golf Classic.
Guest Speaker: Dr. Catanzaro, President, Chattanooga State
Thank you for attending and being a part of our
Community College speaks about the power of achievement in
the work place and the partnership between local industry and
annual chamber banquet—DCOCBoard of Directors!
Chattanooga State providing specialized training.
Page 3
All banquet photos courtesy of The Herald News
Calendar of Events
Wed., Apr 3
11:30am
Rhea County Health Council Meets
Rhea County Welcome Center
Thur., Apr 4
12:00pm
Tennessee Strawberry Festival Meeting
Rhea County Welcome Center
Tue., Apr 9
7:30am
Title Max
3055 Rhea County Highway
Wed., Apr 10
11:30am
R.E.A. Meeting
Rhea County Welcome Center
Thur., Apr 11
12:00pm
Tennessee Strawberry Festival Meeting
Rhea County Welcome Center
Mon., April 15
6:00pm
Rhea County Academy Open House
245 California Avenue
Tue., Apr 16
12:00pm
DCOC Ambassador Meeting
Rhea County Welcome Center
Wed., Apr 17
Dayton City Elections
Thur., Apr 18
12:00pm
Tennessee Strawberry Festival Meeting
Rhea County Welcome Center
Mon., Apr 22
11:00am
R.E.T.C. Board Meeting
Rhea County Welcome Center
Thur., Apr 25
12:00pm
Tennessee Strawberry Festival Meeting
Rhea County Welcome Center
From: Dayton Chamber of Commerce
107 Main Street
Dayton, TN 37321
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Submit your event to [email protected] with
“calendar of events” in the subject line.
www.daytontnchamber.org
Visit us on Face Book
Dayton Chamber of Commerce
107 Main Street
Dayton, TN 37321
(423) 775-0361
[email protected]
daytontnchamber.org
ECONOMIC INDICATORS
*Unemployment Rate:
Rhea County
State of Tennessee
United States
*Building Permits
Dayton
*Sales Tax Collected
Dayton
Feb 2012
Feb 2013
10.7
11.3
8
7.8
8.3
7.7
Feb 2012
Feb 2013
1
1
Feb 2012
Feb 2013
$241,625.92
$253,384.45
Graysville
$3,636.72
$4,048.41
Spring City
$30,980.34
$32,943.13
$276,269.98
$290,375.99
Total
*These figures represent information
available at time of print!
Doubt whom you will, but never yourself.
Christian Nestell Bovee
2013-2014
Dayton Chamber of Commerce Executive Board
Vaughn P Berger, President
Community National Bank
Sara Jane Locke, Vice President
The Herald News
Lenita Sanders, Past President
Women’s Care Center
Jennifer Shoffner, President Elect
La-Z-Boy Tennessee
Randy Wells, Treasurer
SouthEast Bank & Trust
Kerry Nabors, Member at Large
Dillard Construction
Board Members
Linda Blevins
Jack White
Margie Legg
Anita Hicks
Christine Ralph
Jan Motes
Ron Harris
Beth Keylon
Sherrie Edwards
Bob Tullberg
John Payne
Anna Tromanhauser
Cynthia Rodríguez
Rhea Medical Center
Robinsons Manufacturing Co.
Bryan College
Airxcel, Inc-Suburban Division
Rhea County United Way
TN Valley Federal Credit Union
Money Concepts
Southeast TN Development District
Metro Industrial Staffing
ARCpoint Labs
Rhea Economic & Tourism
MainStreet Dayton
Administrative Assistant, DCOC