The Value of CTA/NEA-Retired Membership

Transcription

This is a brief description of the CTA and
NEA Member Benefits Programs. All
benefits and eligibility requirements are
subject to the terms of the plan certificates,
Summary Plan Descriptions or custodial
account agreement. The benefits described
herein may be modified or terminated by
CTA and NEA Member Benefits at any time.
1
INSURANCE PROGRAMS
FINANCIAL SERVICES
DISCOUNTS & TRAVEL
RESOURCES
November 2015
CONTACT: CTAMEMBERBENEFITS.ORG - (650) 552-5200 / NEAMB.COM - (800) 637-4636
3
CTA & NEA
Personal
Loan
Savings
Program
Student
Loan
Home
Finance
Pre-Paid
Credit
Card
LongTerm
Care
Retiree
Health
Disaster
Relief
Fund
CTA & NEA
Vehicle
Protection
TSA
Dental &
Vision
QUESTIONS?
INSURANCE
Pet
Insurance
Auto &
Life
Insurance Home - (650) 552-5200 | neamb.com - (800) 637-4636
CTAMemberBenefits.org
Insurance
4
CTA & NEA
Member Benefits
neamb.com
CTAMemberBenefits.org - (650) 552-5200 | neamb.com - (800) 637-4636
5
Quality Process
CTA’s Rigorous Selection and Oversight Process
 Follows CTA Organizational Handbook policies and
procedures
 Overseen by the Vendor Evaluation Screening Committee
(VESC)
 Utilizes formal Request for Proposal process
 Performs due diligence to select best partners
 We enter into formal endorsement agreements
 Obtain approval from CTA Board
NEA Business Partners
 NEA Member Benefits Partner Relations Team evaluates
 Recommends business partners for endorsement
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Advocacy Process
We Stand
Behind Our
Endorsements
1. Work with the vendor (request an
appeal)
2. Ask a CTA or NEA Member Benefits
staff person for assistance
o CTA Member Benefits
Department – (650) 552-5200
[email protected]
o NEA Member Benefits
Sean Mabey – (801) 601-8029
[email protected]
3. Request your case to be heard by
the CTA Advisory Panel on Endorsed
Services (APES)
*For some CTA Member Benefits programs
7
CTA & NEA MB
Complimentary Programs
neamb.com
8
CTA/NEA Legal Services
Educators
Employment
Liability (EEL)
 Civil Cases
 Civil Rights Cases
 Criminal Proceedings
 Bail Bond
 Assault-Related
Personal Property
Damage
Group Legal
Services Program
(GLSP)
 Required referral
from CTA staff
 1 hour for most
employment matters
 30 minutes for
personal matters
9
Automatic Death Benefits
NEA Complimentary Life Insurance
Association Leader AD&D Benefit
$50,000
10
CTA Disaster Relief Fund
Administered by FACT
Foundation
Provides financial assistance
to CTA Members
 Cash grants up to $1,500
 Additional grants for up to
$1,500 for losses in excess
of $50,000
 School Site Grants up to
$500 each
 Temporary Displacement
Grant up to $500
11
CTA & NEA
Insurance Programs
neamb.com
12
CTA Life Insurance
 Retiree Term Life Insurance coverage
available to CTA-NEA lifetime retired
members upon retirement.
About The Standard
• Founded in 1906
• Life and Disability experts
• Provides insurance for over 6 million individuals
nationwide, including 75,000 CTA members
• Entire department of dedicated CTA
resources include Contact Center, Member
Services and Benefits
13
CTA Auto & Home Insurance
 Home Insurance (home, condo and
renters)
 Auto Insurance (autos and motorcycles)
 Auto discounts (such as good student,
mature driver and multi-Vehicle)
 Local field marketing managers visit schools
and assist CTA members
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CTA Auto & Home Insurance
Here’s just a glimpse of
what we have to offer:
Plus these unique benefits for
educators with $0 deductible:
•12-month rate guarantee
•$500 for personal property stolen
from your vehicle (auto policy)
•ID Defense – FREE identity
theft resolution
•Waived deductible for vehicle
vandalism/collision while you’re
parked at school (auto policy)
•24/7, USA-based,
emergency claims service
•$500 coverage for fundraising
money (homeowner/renter
policy)
•EZ pay with
Summer/Holiday Skip
•$3,000 coverage for personal
property used for teaching
(homeowner/renter policy)
15
NEA Pet Insurance Program
Visit any licensed
veterinarian
Pets Best reimburses you
80% of the veterinarian’s
bill for covered services,
after a deductible
Plans include
reimbursement for
covered care from
specialists and emergency
services
Wellness options are
available
Rates start as low as $19
per month plus discounts
available for members
CTA/NEA members receive a 5%
discount!
16
NEA Dental and Vision Insurance Program
Access to comprehensive
dental and vision plan
options that are both
affordable and easy to use:
 Affordable care
 Great coverage
 Freedom of choice
 Hassle-free benefits
 Generous annual
maximum
 Excellent customer
service
 Vision coverage (must
participate in the dental
plan)
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NEA® Retiree Health Program
NEA Retiree Health Program
 Underwritten by United American Insurance
Company
 Benefits automatically increase to
cover Medicare’s gaps
 You choose the doctors and hospital you
want with competitive rates
 Spouse coverage available
 No waiting period if you switch from another plan
Medicare Part D Program
 Comprehensive formulary of approved drugs
 68,000+ pharmacy network
 Guaranteed-issue, no waiting period
 Members can enroll via direct mail, online, or over the phone
 To apply, please call the NEA Retiree Health Program hotline
at 1-844-213-1556. (Mon-Fri 7:00 a.m. to 5:00 p.m. CT)
18
NEA Hearing Aid Program
Premium Hearing Aids for NEA Members
 Open to All NEA Members and their Families
You and your immediate family (including
parents) are eligible to participate in our
discount hearing aid program.
 Best Doctor-Recommended Brands
You can literally save thousands on doctorrecommended models
 Professional Local Service
A hearing exam, professional local fitting,
programming and follow-up care are
included with each purchase.
 NEA Exclusive Benefit
80 batteries is provided FREE to NEA members.
 100% Satisfaction Guaranteed
We guarantee your satisfaction with a 45-day
trial period, full factory warranty and
accidental loss and damage coverage!
Please call 1-877232-3099 and
mention code
“NEA” to learn
more or enroll.
19
NEA Long-Term Care Program
LTCI Partners (Long Term Care Insurance
Partners) offers the NEA LTC Program
Underwritten by John Hancock
 Web-site specifically for NEA Members
 Fast facts about the Plan
 Educational Materials
 Helpful call center for members
 If interested in learning more visit the
web-site or call the NEA Long Term Care
Advisor at 1-855-529-1654
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CTA & NEA
Financial Services
neamb.com
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CTA
CTA Cash Rewards Visa Signature®
credit card
Earning Cash Back is easy as 1-2-3!
- 1% cash back on purchases
- 2% cash back at grocery stores
- 3% cash back on gasoline
CTA Rewards credit card
- Earn points on all purchases
- Cash, gift cards, or travel rewards
22
CTA Credit Union Services
Provident Credit Union was established in 1950 to
serve the California Teachers Association.
─ Member owned
─ Competitive rates
─ Exclusive mortgage rate discounts
─ Exclusive auto loan discounts
─ Summer Skip-A-Payment programs
─ Accumulator Savings plan – perfect for that 12th paycheck
─ Term-share certificates
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CTA Credit Union Services
$150 New Account Bonus
 Open a new
membership with
checking and
receive $150!
Super Reward Checking
 Earns high dividends
& ATM Rebates
 No minimum
balance or monthly
fee
Low Rate Auto Loans
 Includes a 0.125% rate
discount for eligible members
 Up to 100% financing of
purchase price
 First payment deferred up to
90 days
Discount Mortgage Rates
 0.125% rate discount
 Applicable on Fixed and
ARM products
 Save thousands over the life
of the loan
24
NEA® Visa Prepaid Card
The NEA Prepaid Card is a convenient, easy
and smart way to manage your money. Add
funds to the Card Account ahead of time with
cash, bank or PayPal ® transfers or direct
deposit and you can:
 Pay bills & shop online or by phone
 Use the card everywhere Visa debit cards
are accepted
 Track your spending and balance with text or email alerts
 Set a monthly budget to manage finances or save for special
purchase.
 Carry less cash or other payment cards when you travel.
 Get cash at any U.S. MoneyPass® ATM and we’ll waive the fee
on your first withdrawal each month
25
NEA Home Financing Program
 Free refinancing break-even analysis and
assistance
 Competitive interest rates and fees
 Choice of mortgage options & terms to
match your needs
 Everything up until closing can be handled
through a toll-free number
 A 60-day interest rate lock option to protect against rising
rates
 Receive $500 in gift cards on a new purchase mortgage or
refinance loan
 Print Your NEA Membership Verification From at neamb.com
26
NEA Personal Loan
 Provides an easy means for
members to pay for debt
consolidation or large expenses
with high interest debt
 Low competitive fixed rates and no
balance transfer fees
 Fixed APR rates of 7.74% to 14.99%
 Loan amounts from $2,500 to
$20,000
 Terms of 24, 36, 48 and 60 months
 No application fees, annual fee
and prepayment penalties
27
NEA Savings Program
NEA® Online Savings Account
 Exclusive $20 bonus for each new account
type you open each year (excludes IRAs)
 Opening account balance as low as $500
 No minimum monthly balance to maintain
 No monthly maintenance fees
 Online and mobile access to your account
 Free online money transfers and mobile
check deposit
NEA® Money Market Account
NEA® Certificate of Deposit Account
NEA® IRA Certificate of Deposit
 Roth or Traditional IRA CD
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NEA® Smart Option Student Loan®
by Sallie Mae®
 NEA exclusive rate reduction: Receive a 0.25 percentage point
interest rate reduction after making 12 consecutive on-time
payments. Opening account balance as low as $500
 No origination fees for borrowers attending degree-granting
institutions
 Save hundreds - even thousands - of dollars over traditional 15-year
payment-deferred private student loans
 Earn a 0.25% point interest rate reduction while enrolled to make
monthly payments by automatic debit
 Smart Reward - earn 2% of your scheduled monthly payment as a
reward in your Upromise® account when you make payments on time
while in school
 Applying with a creditworthy cosigner may help you qualify for and/or
receive a lower interest rate
 You can apply to release your cosigner after graduating and making
just 12 consecutive on-time principal and interest payments
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CTA & NEA Travel
neamb.com
30
CTA Auto Rental Program
Flat rate as low as $33 a day
Sample flat rates
 Online:
1. Visit www.enterprise.com
2. Enter your Account
Number: NACA068
3. Enter CTA as the
Company’s Name
 By phone:
1. Call (800) RENT-A-CAR
for the nearest branch
2. Provide your Account
Number: NACA068
3. Make your reservations
with the rental branch
31
NEA Car Rental Program
Alamo Rent A Car – Discount ID 613575
 Discounts, member coupons, 2nd driver and unlimited
mileage
Dollar Rent A Car – Discount ID TB7787
 5% discount
Enterprise Rent-A-Car – Customer Code NEAMBHP
 5% discount
 Free pickup and return
Hertz Rent A Car – CDP 50655
 Save up to 25% and unlimited mileage
 Join Hertz Gold Plus Rewards® FREE
National Car Rental – Discount ID 5030378
 Discounts, member coupons and unlimited mileage
32
Trafalgar Guided Vacations
Value Proposition to Members:
 10% NEA discount after all
Trafalgar published discounts
applied
Trafalgar Discounts add up:
 Early payment 5%-10%
 Young traveler (5-17years old) up
to 10%
 Repeat traveler 5%
 Back-to-back trips 2.5%
 Groups of 5-9 people 5%
 Groups of 10 and larger > 5%
 3rd person in a room savings
33
G Adventures
Value Proposition to Members:
 15% discount on the published base
price of a trip OR G Adventures’
best promotional offer, whichever is
better.
Who is eligible:
 NEA Members and their traveling
companions (family and friends) all
booked at the same time.
 Discount will be extended to
additional family members traveling
together with the member.
34
Red Roof Inn
As an NEA
member, you
and your family
can enjoy a
20% discount
at any of Red
Roof’s 350 plus
locations
nationwide.
35
CTA & NEA Discounts
neamb.com
36
NEA Magazine Service
Over 1000 titles at up to 85% off
newsstand prices with a guarantee
to match the lowest prices of any
magazine program available.
 Choose from selections covering
news, sports, fitness,
entertainment, hobbies, family
and education—you are sure to
find what you’re looking for—at
the guaranteed lowest
introductory price available!
www.neamb.com/cta
37
 Shop various
categories
 Add reminders
for offers at your
favorite stores
38
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Restaurant.com Deals
40
Travel Section of NEA Click & Save
41
TSA Special Member & Insurance Services, Inc.
Save with Entertainment Values
Disneyland Resort,
LEGOLAND California Resort,
Universal Studios Hollywood,
SeaWorld San Diego, San Diego
Zoo, Movie Tickets, and more
Protection Products & Insurance
 Mechanical Repair Coverage
(MRC)
Travel Values - Worldwide Discounts
 Choice Hotels International
42
NEA Auto Buying Program
See what makes our program different! Get these great member benefits:
 Low Price Guarantee on new cars
 Low, no-haggle pricing in writing
 Used cars always priced below Kelley Blue Book
 Over 3,100 Certified Dealers committed to great service
43
NEA® Vehicle Protection Program
Backed by CARCHEX
 Choose the coverage option and
pricing plan that best meets your
needs
 You choose the repair facility- you
can choose any licensed repair
facility in the US or Canada
 NEA Members are eligible for a
$100 discount on any extended
vehicle protection policy
44
NEA Wireless
AT&T is proud to be the choice
provider for the Union Movement and
is the only national unionized wireless
carrier.
 15% discount on AT&T cell phone
monthly service
 New and current customers can
sign in at neamb.com to access
the NEA Wireless FAN discount
code. Please bring this code,
along with proof of membership, to
an AT&T retail location.
45
NEA Identify Theft Protection
Program powered by LifeLock
 NEA members will get 30
days of LifeLock identity
theft protection at nocost and receive 10% off
LifeLock® membership.
 3 Layers of Protection:
 Options:
 Lifelock Standard: $8.99/month ($98.90/Annually)
 Lifelock Advantage: $17.99/ month ($197.90/Annually)
 Lifelock Ultimate Plus: $26.99/ month ($296.90/Annually)
46
NEA National Costco
Membership Program
Print an Invitation
• JOIN COSTCO AS
A NEW MEMBER
and receive
coupons valued
at over $50,
including 3 FREE
items.
• Already a Costco
member? Please
register or sign-in
to see the latest
offers for existing
Costco members.
47
H&R Block
H&R Block is the nation’s largest tax preparation
company and a name that millions of Americans
know and trust. NEA Member Benefits and H&R Block
have joined forces to offer discounts and special pricing
on tax preparation for NEA members.
 Discount on tax preparation, E-file, and satisfaction
guaranteed
48
Vision Discount Program for
CTA/NEA-Retired
The discount program available from Vision Service Plan
(VSP) participating providers only*
The VSP Access Plan discount program includes:
 Eye Exam: 20% discount on VSP network doctors' fees
 Eyeglasses: 20% discount on complete pairs of prescription
and non-prescription glasses, lens options, and sunglasses
 Contact Lenses: 15% off VSP network doctors' contact lens
exam fees
 Laser vision correction: discounts averaging 15% off
contracted laser centers' prices for laser vision correction
surgery or an additional 5% off the center's promotional
price.
*Discounts are available through the VSP network doctor who provided an eye
exam within the last 12 months and a NEA/CTA-Retired membership number must
be presented at the time of visit.
49
Resources
CTAinvest.org
neamb.com
neaacademy.org
50
 Apply for CTA Life &
Disability Insurance
 Request a Quote for CTA
Auto & Home Insurance
 Update CTA Death &
Dismemberment Plan
Beneficiary Information
 Order or Download
Application & Brochures
 Access Contact
Information and Discount
Codes
Chapter Leaders:
 Chapter Newsletter Articles
 Chapter Insurance
No login required to Access
General Information &
Guest Login Available
51
CTA Member Benefits Smartphone App
Share CTA and NEA Member Benefits
Information & Featured Benefits
Contact CTA Member Benefits
Find your CTA Regional UniServ Staff for
your district, locate a local CTA office or
find a Credit Union branch near you
Access Discounts to rental cars, hotels and
entertainment
Update your CTA Death & Dismemberment
Plan beneficiary(ies)
Apply for a CTA Disaster Relief Fund grant
Request a local CTA/NEA Member Benefits
Trainings for your chapter
Request CTA Advocacy
52
CTA Member Benefits Smartphone App
Locations Map & Directions
Share & Email Information
53
CTA Member Benefits Mobile Website
m.CTAMemberBenefits.com
 File a Complaint to request
Advocacy
 Apply for CTA Disaster Relief Fund
Grant
 Update your Beneficiary(ies) for the
CTA Death & Dismemberment Plan
 Learn about Surveys
CTAinvest.org
1. Articles
2. Getting Started
54
3. Videos & Calculators
4. Personalized Financial
Checklist
5. Frequently Asked Questions
Q: I pay into Social Security
through one job and also
pay into CalSTRS. How does
that affect my retirement?
6. Order Free Consumer
Guides and Publications
55
neamb.com
Spanish language at
neamb.com/spanish.htm
Download NEA Member
Benefits Program and
Services Booklet at
neamb.com/assets/docu
ments/001.pdf
Subscribe to NEAChieve!
and NEA Travel
newsletters with
customization in My Profile
56
NEA New Member Initiative
 Promote the New
Member landing
page:
www.neamb.com/
welcome
 Flyers available for
New Employee
Events
 New Member
 Potential
Member
 “I Can Do It” course
through the NEA
Academy
 Giveaway and free
offers
57
QUESTIONS?

The Value of CTA/NEA-Retired Membership

Transcription

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