3.50%, 3.52%APR - Hatboro Federal Savings

Ready to Buy
Your First Home?
HATBORO FEDERAL SAVINGS
and our seven decades of experience
can help put you in your first home.*
With our new low interest rates,
its the perfect time to buy your dream home.
We are here to guide you through
the mortgage process every step of the way.
30-YEAR TERM FIXED INTEREST RATE
3.50%, 3.52%
APR**
NO BANK FEES***
HATBORO :: 215.675.4000
WARMINSTER :: 215.672.1010
Hatboro
Lending Office
Warminster
WARRINGTON
:: 215.343.0344
Warrington
Jamison
JAMISON :: 215.918.2722
215.675.4000 215.675.4424 215.672.1010 215.343.0344
215.918.2722
hatborofed.com
bank online at hatborofed.com • bank-by-phone 1.877.HFS.2323
tboro
Lending Office
Member
Warminster
•
Warrington
Equal Housing Lender •
Jamison
•
•
75.4000
215.675.4424
215.343.0344
215.918.2722
*A First-Time Home
Buyer is defined as an215.672.1010
individual who
meets any9of
the -following
criteria:
Monday
- Thursday:
am
4:30 pm
• Friday: 9 am - 7 pm
An individual who has had no ownership in a principal residence during the three year period ending on the date of purchase of the property.
ank•This
online
at
hatborofed.com
•
bank-by-phone
1.877.HFS.2323
includes a spouse (ifWarminster:
either meets theSaturday
above test,9they
considered
first-time
home
amare
- noon
Offi
ce: buyers).
Monday - Friday 8:30 am - 5 pm
• Lending
• A single parent who has only owned a principal residence with a former spouse while married.
Member
Equal Housing
• a principal •residence with
• a spouse.
• An
individual who is a•displaced homemaker
and hasLender
only owned
• An individual who has only owned a principal residence not permanently affixed to a permanent foundation in accordance with applicable regulations.
Monday
Thursday:
9 amresidence
- 4:30 that
pmwas
9 am - 7with
pmstate, local or model building codes
• Friday:
• An individual who
has only- owned
a principal
not in compliance
and which cannot be brought into compliance for less than the cost of constructing a permanent structure.
Warminster: Saturday 9 am - noon • Lending Office: Monday - Friday 8:30 am - 5 pm
**First-time home buyers only. Annual Percentage Rate (APR) as of the publication date for a 30 year term loan. APR based upon a principal loan
amount of $100,000 with a 20% down payment. The terms of repayment are 360 monthly payments of $4.49 per $1,000 borrowed. Loan payments do
not include taxes or insurance, if applicable. First lien, owner-occupied, purchase transactions only. Homeowners insurance required. Loans up to $417,000,
subject to a minimum down payment equal to 5.00% of the purchase price. Terms up to 30 years. An escrow account is required for all mortgage loans with
a Loan to Value Ratio (LTV) of over 75%. If an escrow account is required or requested, the actual monthly payment will also include amounts for real
estate taxes and insurance premiums. Private Mortgage Insurance (PMI) is required on all mortgage loans with an LTV over 80%. Other conditions, including
income limitations, may apply. Subject to credit approval, income verification and collateral valuation. Offer subject to change without notice.
***Borrower is responsible for all non-bank fees, including its portion of transfer taxes, title insurance premiums and recording fees.