Simplify

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Simplify
“Having retirement savings spread among numerous accounts
reduces the prospects for a successful retirement.”
–Ted Benna, “Father of the 401(k)”*
Did you know? You can transfer outside retirement
savings—including 401(k)s, 403(b)s, or other accounts
with former employers, plus most IRAs—into your
account. Here’s why you should consider
consolidating:
It’s good for you
Consolidation can help you get retirement ready. But don’t take our word for it. Take Ted
Benna’s. The onetime benefits counselor, credited with turning an obscure tax law rule (“Section
401(k)”) into the nation’s most popular employer-sponsored retirement plan, notes that
consolidation helps you:
• Track all your retirement savings, with less paperwork to handle and time to consume.
• Simplify investment decisions and management with a single strategy in mind.
• Organize distributions when it’s time to start thinking about income.
• Make things easier on your beneficiaries, just in case.
Consolidation can offer other benefits, from controlling (or even cutting) costs to avoiding
required minimum distributions (RMDs) if you turn 70½ while working. Even so, it’s not for
everyone—your other provider(s) might impose transfer fees you don’t want to pay, or you
might prefer your outside investment choices to those in your current plan. But the choice
is yours.
*Source: “Ted Benna’s Perspective on De-risking and Improving DC Plans,” Napa-Net.org, Dec. 23, 2013
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Simplify
It’s easy (no, really)
Consolidation can be complicated, but Transamerica’s salaried retirement counselors make it
simple. They’ll review your options and explain your choices to help you determine if a transfer
makes sense. If it does, they’ll gather your paperwork and walk you through the process, step
by step.
Find out more! Call 800-755-5801 or email [email protected] to learn if
consolidation is the right move for you!
Think ahead. Take action now.
Contact a Transamerica Retirement Solutions
transfer specialist for help in exploring your
options and completing the paperwork! Transfer
specialists are available by phone at 800-275-8714
Monday through Friday, 9:00 a.m. to 7:00 p.m. ET,
or by email at [email protected].
Consolidate
Find out more! Scan with
your smartphone to learn how
Transamerica’s transfer specialists
can make it easier for you to
manage your retirement savings.
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The role of the transfer specialist is to assist you with your savings and investment plan.
There are no fees or commissions for meeting with a transfer specialist, who is a
registered representative with Transamerica Investors Securities Corporation (TISC), 440
Mamaroneck Avenue, Harrison, NY 10528. TISC and Transamerica Retirement Solutions
are affiliated companies.
12059-PT_F (04/14)
© 2014 Transamerica Retirement Solutions Corporation
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