Fee Schedule - Purdue Federal Credit Union

Other Fees.
Freebies.
Account Fees:
FEE SCHEDULE
Online & Mobile Services:
Account Balancing Service (1 hr. min.)
$20/hr.
Online Banking
FREE
Account Research (1 hr. min.)
$20/hr.
Mobile Banking App
FREE
ePay (online bill payment)
FREE
Transaction History from Purdue Federal Staff
$3
Statement Copy from Purdue Federal Staff
$5/
month
eDocuments
(paperless, electronic statements)
FREE
Check Copy from Purdue Federal Staff
$5/
check
uWithdraw (online check printing)
FREE
Bank by Phone
FREE
Deposited Check Copy
$5
eFunds Transfer (incoming/outgoing)
FREE
Official Check Copy
$3
Shared Branch Transactions
FREE
Return Deposit Item
$5
Foreign (Non-Purdue Federal) ATM Fees
Return Deposit Item
Endorsed from Purdue Federal Member.
$25
Levy Processing
$50
Garnishment/Attachment Processing
$20
(surcharges may be assessed by ATM owner)
CO-OP or Alliance One ATM Transactions
Fees.
Freebies.
And More.
FREE
FREE
Other Services:
Debit Card with Checking
FREE
Miscellaneous Fees:
Credit Card Rewards Program
FREE
Official Check
1 free per day.
$5 ea./
after
Overdraft Transfer from Visa Credit Card
FREE
Annual IRA Administration
FREE
Notary
3 free per day.
$1 ea./
after
Signature Guarantee
FREE
Annual HSA Administration
FREE
Traveler’s Cheques (single signature)
$1/$100
Traveler’s Cheques (dual signature)
$2/$100
Wire Incoming, Domestic
$5
Wire Outgoing, Domestic
$20
Wire Incoming, International
$5
Wire Outgoing, International
$40
Foreign Currency Shipping
$15
Foreign Currency (Selling/Exchange Srvc.)
Only paper currency will be accepted.
Foreign Check Processing Fee
$5
P.O. BOX 1950, WEST LAFAYETTE, IN 47996-1950
$2
765.497.3328 // 800.627.3328
PURDUEFED.COM
© 2016 Purdue Federal Credit Union
Effective October 1, 2015
Share Accounts.
Share Draft Checking.
All Purdue Federal Checking accounts are free with no
monthly service or maintenance fees.
Student & Sensible Checking:
Closing Penalty (if in first 90 days)
Daily Overdraft Transfer from Savings*
Overdraft Transfer from Visa Credit Card*
$50
Share Savings:
Minimum Balance to Open (Primary Share Acct.)
$5
Minimum Balance Requirement
$5
Penalty for Below Min. Balance
$4.99
Member Closing Penalty (if in first 9 mos.)
$5
$8
Balance Accrues Dividends at
$5.01
FREE
$5/month
Non-Sufficient Funds (check or ACH)
$28
Inactive Savings Account
If balance <$100 for 3 years
Courtesy Pay (check or ACH)*
$33
Non-Sufficient Funds (ACH)
$28
Courtesy Pay (ACH)*
$33
ACH Pre-Authorized Stop Payment
$30
Negative Balance Fee
(automatically assesed after 5 business days)
$5/day
Stop Payment (check or ACH)
$30
Stop Payment (check) via Online
$20
Six (6) Free Withdrawals or Transfers
Per Month (Regulation D fee)
Stop Payment (Purdue Federal official check)
Lost or Stolen Only.
$25
Money Market Account:
Temporary Check from Purdue Federal Staff
Inactive Checking Account
If balance <$100 for 1 year
$1/sheet
$5/
month
*Daily Overdraft Transfer from Savings, Overdraft Transfer from Visa
Credit Card, and Courtesy Pay subject to enrollment or approval.
Please see Your Guide to Member Services for terms and conditions.
Minimum Balance to Open
Six (6) Free Withdrawals or Transfers
Per Month (Regulation D fee)
$5 ea./after
$2,500
$5 ea./after
Fraud, expiration or requested
by Purdue Federal.
FREE
Replacement Card
$5
Replacement PIN
$1.50
Foreign Transaction (single currency)
Check-Cashing Fees.
Health Savings Account:
Set-up Fee
$20
Minimum Balance to Open
$25
Closing Penalty (if in first 90 days)
$50
Daily Overdraft Transfer from Savings*
PURDUEFED.COM/PERKS
Credit Card:
Reissue Card
Savings-only accounts that do not maintain a combined household
average daily balance of $2,500 or do not use direct deposit will
be charged a fee to cash checks. The fee is 1% or $2, whichever
is greater. Youth accounts are exempt from check-cashing fees.
The deeper your relationship with Purdue Federal,
the more benefits you will enjoy as a member. Purdue
Federal offers four My Member Perks statuses based on
your usage of products and services. My Member Perks
points are calculated at the end of each month. Please
refer to the My Member Perks brochure for complete
details and disclosures.
Visa® Credit & Debit Cards.
Overdraft Transfer from Visa Credit Card*
$8
FREE
All transactions in U.S. dollars. Charged by Visa.
Purdue Federal does not charge an additional
fee.
0.80%
Foreign Transaction (multiple currency)
All transactions in U.S. dollars. Charged by Visa.
Purdue Federal does not charge an additional
fee.
1.00%
Statement Copy from Purdue Federal Staff
$5/month
Late Payment
up to $25
Debit Card:
Reissue Card
Fraud, expiration or requested
by Purdue Federal.
FREE
Non-Sufficient Funds (check or ACH)
$28
Replacement Card
$5
Courtesy Pay (check or ACH)*
$33
Replacement PIN
$1.50
Negative Balance Fee (after 5 days)
$5/day
Stop Payment (check or ACH)
$30
Stop Payment (check) via Online
$20
Stop Payment (Purdue Federal official check)
Lost or Stolen Only.
$25
Temporary Check from Purdue Federal Staff
$1/sheet
Foreign Transaction (single currency)
All transactions in U.S. dollars.
Foreign Transaction (multiple currency)
All transactions in U.S. dollars.
0.80%
1.00%
Other Fees.
Freebies.
Account Fees:
FEE SCHEDULE
Online & Mobile Services:
Account Balancing Service (1 hr. min.)
$30/hr.
Online Banking
FREE
Account Research (1 hr. min.)
$30/hr.
Mobile Banking App
FREE
ePay (online bill payment)
FREE
Transaction History from Purdue Federal Staff
$3
Statement Copy from Purdue Federal Staff
$5/
month
eDocuments
(paperless, electronic statements)
FREE
Check Copy from Purdue Federal Staff
$5/
check
uWithdraw (online check printing)
FREE
Bank by Phone
FREE
Deposited Check Copy
$5
eFunds Transfer (incoming/outgoing)
FREE
Official Check Copy
$3
Shared Branch Transactions
FREE
Returned Deposit Item
Returned Deposit Item
Endorsed from Purdue Federal Member.
$10
$25
Levy Processing
$50
Garnishment/Attachment Processing
$20
Foreign (Non-Purdue Federal) ATM Fees
(surcharges may be assessed by ATM owner)
CO-OP or Alliance One ATM Transactions
Fees.
Freebies.
And More.
FREE
FREE
Other Services:
Debit Card with Checking
FREE
Miscellaneous Fees:
Credit Card Rewards Program
FREE
Official Check, 1 free per day.
Free online.
$5 ea./
after
Overdraft Transfer from Visa Credit Card
FREE
Annual IRA Administration
FREE
Notary
3 free per day.
$1 ea./
after
Signature Guarantee
FREE
Annual HSA Administration
FREE
Traveler’s Cheques (single signature)
$1/$100
Traveler’s Cheques (dual signature)
$2/$100
Wire Incoming, Domestic
$10
Wire Outgoing, Domestic
$25
Wire Incoming, International
$10
Wire Outgoing, International
$45
Foreign Currency Shipping
$15
Foreign Currency (Selling/Exchange Srvc.)
Only paper currency will be accepted.
Foreign Check Processing Fee
$5
PO BOX 1950, WEST LAFAYETTE, IN 47996-1950
$10
765.497.3328 // 800.627.3328
PURDUEFED.COM
© 2016 Purdue Federal Credit Union
Effective December 1, 2016
Share Accounts.
Share Draft Checking.
All Purdue Federal Checking accounts are free with no
monthly service or maintenance fees.
Share Savings:
Penalty for Below Min. Balance
Member Closing Penalty (if in first 9 mos.)
Student & Sensible Checking:
Closing Penalty (if in first 90 days)
$50
Daily Overdraft Transfer from Savings*
$10
Overdraft Transfer from Visa Credit Card*
FREE
Non-Sufficient Funds (check or ACH)
$30
Courtesy Pay (check or ACH)*
$35
Negative Balance Fee
(automatically assesed after 5 business days)
$5/day
Visa® Credit & Debit Cards.
Credit Card:
$4.99
$5
Inactive Savings Account
If balance <$100 for 3 years
$5/month
Non-Sufficient Funds (ACH)
$30
Courtesy Pay (ACH)*
$35
ACH Pre-Authorized Stop Payment
$35
Stop Payment (Purdue Federal official check)
Lost or Stolen Only.
$25
Six (6) Free Withdrawals or Transfers
Per Month (Regulation D fee)
$5 ea./after
Stop Payment (check or ACH)
$35
Stop Payment (check) via Online
$20
Money Market Account:
Stop Payment (Purdue Federal official check)
Lost or Stolen Only.
$25
Non-Sufficient Funds (check or ACH)
$30
Courtesy Pay (check or ACH)*
$35
Temporary Check from Purdue Federal Staff
Inactive Checking Account
If balance <$100 for 1 year
$1/sheet
$5/
month
*Daily Overdraft Transfer from Savings, Overdraft Transfer from Visa
Credit Card, and Courtesy Pay subject to enrollment or approval.
Please see Your Guide to Member Services for terms and conditions.
Negative Balance Fee
(automatically assesed after 5 business days)
$5/day
Stop Payment (check or ACH)
$35
Stop Payment (check) via Online
$20
Stop Payment (Purdue Federal official check)
Lost or Stolen Only.
$25
Temporary Check from Purdue Federal Staff
$1/sheet
Six (6) Free Withdrawals or Transfers
Per Month (Regulation D fee)
$5 ea./
after
Reissue Card
Fraud, expiration or requested
by Purdue Federal.
FREE
Replacement Card
$5/card
Replacement PIN
$1.50
Foreign Transaction Visa Signature
NONE
Foreign Transaction
Visa Traditional Rewards
After conversion to U.S. dollars.
Up to 1%
of each
transaction
Statement Copy from Purdue Federal Staff
$5/month
Late/Returned Payment
up to $25
Debit Card:
Reissue Card
Fraud, expiration or requested
by Purdue Federal.
FREE
Replacement Card
$5/card
Replacement PIN
$1.50
Foreign Transaction (single currency)
All transactions in U.S. dollars.
Foreign Transaction (multiple currency)
All transactions in U.S. dollars.
0.80%
1.00%
Check-Cashing Fees.
Savings-only accounts that do not maintain a combined household
average daily balance of $2,500 or do not use direct deposit will
be charged a fee to cash checks. The fee is 1% or $2, whichever
is greater. Youth accounts are exempt from check-cashing fees.
Health Savings Account:
The deeper your relationship with Purdue Federal,
the more benefits you will enjoy as a member. Purdue
Federal offers four My Member Perks statuses based on
your usage of products and services. My Member Perks
points are calculated at the end of each month. Please
refer to the My Member Perks brochure for complete
details and disclosures.
PURDUEFED.COM/PERKS
Set-up Fee
$20
Closing Penalty (if in first 90 days)
$50
Daily Overdraft Transfer from Savings*
Overdraft Transfer from Visa Credit Card*
$10
FREE
Non-Sufficient Funds (check or ACH)
$30
Courtesy Pay (check or ACH)*
$35
Negative Balance Fee (after 5 days)
$5/day
Stop Payment (check or ACH)
$35
Stop Payment (check) via Online
$20
Stop Payment (Purdue Federal official check)
Lost or Stolen Only.
$25
Temporary Check from Purdue Federal Staff
$1/sheet
Your trusted financial partner for life.