Product Catalogue

Transcription

Product Catalogue

SURWHFWLQJ\RXUOLTXLGDVVHWV
3URGXFW&DWDORJXH
FRS\ULJKW3HWUR7HFKQLN/WG
protecting your liquid assets
7KH&RPSOHWH:RUOGZLGH3LSHZRUN6ROXWLRQ
:HEULQJ\RXLQQRYDWLYHWHFKQRORJ\
3HWUR7HFKQLN/WG
3HWUR7HFKQLNLVDZRUOGOHDGHULQVXSSO\DQGVWRUDJHV\VWHPVIRUÁDPPDEOHOLTXLGV2XULQQRYDWLYH833SRO\HWK\OHQH
FRQWDLQPHQWSLSLQJDQGWLJKWQHVVWHVWLQJV\VWHPVDUHLQWHUQDWLRQDOO\UHFRJQLVHGDVWKHLQGXVWU\VWDQGDUGDQGDUHDSSURYHG
IRUXVHLQPRUHFRXQWULHVWKDQDQ\VLPLODUSURGXFW7KURXJKRXUVXEVLGLDU\&RRNVRQ=LQQZHDOVRPDQXIDFWXUHDQG
VXSSO\VWDWHRIWKHDUWDERYHDQGEHORZJURXQGVWRUDJHWDQNVDQGSUHVVXUHYHVVHOV
7KH 833 3LSHZRUN 6\VWHP IURP 3HWUR7HFKQLN KDV KDG DQ XQWDUQLVKHG VDIHW\ DQG SHUIRUPDQFH UHFRUG VLQFH WKH ÀUVW
SLSHZRUNZDVLQVWDOOHGDWD6KHOO2LOSHWUROVWDWLRQIRUHFRXUWLQ6ZHGHQLQ6LQFHWKDWWLPH833SLSHKDVOHDGWKH
UHYROXWLRQDZD\IURPFRUURGLQJPHWDOOLFSLSHZRUNV\VWHPVIRUIXHODSSOLFDWLRQVDQGKDVWKHUHIRUHKHOSHGVDYHWKHJOREDO
HQYLURQPHQWIURPIXHOVSLOODJHVDQGFRQWDPLQDWLRQRQDPDVVLYHVFDOHLQWKHSURFHVV3HWUR7HFKQLNKDVJURZQLQWRDPDMRU
JOREDOFRUSRUDWLRQZLWKRIÀFHVZRUOGZLGHLQFOXGLQJWKH8.)UDQFHWKH8QLWHG6WDWHV6ZHGHQ$XVWUDOLD%UD]LO-DSDQDQG
&KLQD7KHVHDUHVXSSRUWHGE\VWRFNLQJGLVWULEXWRUVVXSSO\LQJRYHUFRXQWULHVDQGRYHUDFFUHGLWHGLQVWDOOHUV
7RGD\8336\VWHPVSLSHZRUNFRQWLQXHVWRHQVXUHWKHHIIHFWLYHDQGVDIHRSHUDWLRQRIXQGHUJURXQGIXHOV\VWHPVDFURVVWHQV
RIWKRXVDQGVRISHWUROVWDWLRQIRUHFRXUWVDURXQGWKHZRUOG
7KHÀJXUHVVSHDNIRUWKHPVHOYHV

PLOOLRQPHWHUVRI833SLSHLQVWDOOHG
VLWHVLQRYHUFRXQWULHV
DFFUHGLWHGLQVWDOOHUV
=(52SURGXFWIDLOXUHV=(52LQFLGHQWV
12VWDWLFHOHFWULFLW\EXLOGXSRFFXUUHQFHV
:K\QRWDVNXVDERXW
%HFRPLQJDGLVWULEXWRURULQVWDOOHURI8336\VWHPV
,V\RXURU\RXULQVWDOOHUV·WUDLQLQJXSWRGDWH"&RQWDFW3HWUR7HFKQLNWRUHQHZRUUHIUHVK\RXUWUDLQLQJ
3UHÀWWHG7DQN&KDPEHUV
833VPDOOERUHPPµSLSHGHVLJQHGWREHWKHSHUIHFWVROXWLRQIRUIXHORLOJHQHUDWRUV\VWHPV
)RUPRUHLQIRUPDWLRQRQ8336\VWHPVIURP3HWUR7HFKQLN/WGSOHDVHYLVLWRXUZHEVLWH
ZZZSHWURWHFKQLNFRP
8333LSHZRUN6\VWHPV
EDFNHGXSZLWKRXWVWDQGLQJTXDOLW\
3HWUR7HFKQLN·V IXHO SLSHZRUN DQG VWRUDJH VROXWLRQV FRPELQH
FXWWLQJ HGJH WHFKQRORJ\ ZLWK ZRUOG FODVV PDQXIDFWXULQJ
VWDQGDUGVWRGHOLYHUH[FHOOHQWUHVXOWVWLPHDIWHUWLPH(IÀFLHQF\
UHOLDELOLW\DQGFRVWHIIHFWLYHQHVVDUHWKHNH\EHQHÀWVZLWKERWK
SLSHZRUN DQG VWRUDJH WDQNV SURYLGLQJ ORQJ WHUP OHDN IUHH
SHUIRUPDQFH
:KDW·V PRUH SURGXFWV DUH FDUHIXOO\ GHVLJQHG WR HQVXUH WKDW
WKH\ DUH QRW RQO\ HDV\ WR LQVWDOO EXW DOVR UHTXLUH OLWWOH RU QR
RQJRLQJ PDLQWHQDQFH 7KDW·V ZK\ 3HWUR7HFKQLN SURGXFWV DUH
WUXVWHG E\ PDMRU JOREDO FRPSDQLHV LQ WKH SHWURFKHPLFDOV
DYLDWLRQUDLOPDULQHDQGPLQLQJLQGXVWULHVLQFOXGLQJPDQ\¶EOXH
FKLS·FRUSRUDWLRQV
8333LSHZRUN8/DSSURYHG
ZLWKDOOIRXU8/WHVWIXHO&DWHJRULHV
(1DSSURYHGDQG&$5%
DSSURYHGIRUYDSRUUHFRYHU\
833ÀWWLQJVWHVWHGDQGDSSURYHGIRU
XVHZLWKK\GURFDUERQVDOFRKROIXHO
EOHQGVDQGELRIXHOVDWSUHVVXUHVXSWR
EDU
7KHV\VWHPLQFOXGHVSLSHZRUNVXPSVFKDPEHUVHQWU\ÀWWLQJV
DFFHVV FRYHUV DQG OHDN GHWHFWLRQ $OO 833 LQVWDOODWLRQV DUH
YDFXXPWHVWDEOHDWWKHSRLQWRILQVWDOODWLRQDQGGXULQJRSHUDWLRQ
(OHFWURIXVLRQWHFKQRORJ\SURYLGHVD
OHDNWLJKWV\VWHP
7KHIXOO\YDFXXPWHVWDEOH833
6\VWHPUHPDLQVWHVWDEOHWKURXJKRXW
WKHHQWLUHOLIHRIWKHVLWH
7KH8336\VWHPLQFRUSRUDWHV
8333ULPDU\6\VWHP
3ULPDU\SLSHZRUNDQGHOHFWURIXVLRQSODLQRUWUDQVLWLRQ
ÀWWLQJV
8336HFRQGDU\&RQWDLQPHQW6\VWHP
6HFRQGDU\SLSHZRUNDQGHOHFWURIXVLRQSODLQRUWUDQVLWLRQ
ÀWWLQJV
833&RQWDLQPHQW
'LVSHQVHU6XPSVDQG7DQN&KDPEHUVLQERWKSRO\HWK\OHQH
DQGÀEUHJODVV$FFHVVFRYHUVLQFDVWLURQRUFRPSRVLWH
(QWU\6HDOVLQERWKHOHFWURIXVLRQDQG)53
8336\VWHP,QWHJULW\
6\VWHP,QWHJULW\DQG/HDN'HWHFWLRQXQLWVWRWHVWDQG
PRQLWRUWKHWLJKWQHVVRIDOOXQGHUJURXQGFKDPEHUVDQG
VXPSV
8337RROV
6SHFLDOLVWLQVWDOODWLRQWRROVIRUDVSHFLDOLVWV\VWHP
$SSURYHGWHVWHGDQG
UHOLDEOH
$ZLGHYDULHW\RIÀWWLQJV
&KDPEHUVLQGHHSDQG
VKDOORZFRQÀJXUDWLRQV
$UDQJHRIGLVSHQVHUVXPSV
6\VWHP,QWHJULW\DQG/HDN
'HWHFWLRQ
(OHFWURIXVLRQWHFKQRORJ\
$OO RI WKH DERYH DOORZV IRU D WLJKW V\VWHP 833 DOVR RIIHUV D
VSHFLDOO\ GHVLJQHG YDFXXP WHVW NLW :KHQ XVLQJ DOO WKH 833
6\VWHPFRPSRQHQWVVXPSVHQWU\VHDOVDQGSLSHZRUN\RXFDQ
EHVXUHRIDWHVWDEOHWLJKWSLSLQJV\VWHP
7KHFRPSOHWHVROXWLRQIRUXQGHUJURXQGIXHOGHOLYHU\
3ULPDU\3LSH
6\VWHP
7UDQVLWLRQ)LWWLQJV
8333ULPDU\3LSHZRUN
ZLWKDFRPSOHWHUDQJH
RI3ULPDU$QWU\6HDOV
7UDQVLWLRQVDQG)LWWLQJV
&RPSOHWHUDQJHRI
7UDQVLWLRQÀWWLQJV
IRUFRQQHFWLQJ833
SLSHZRUNWRWDQNV
GLVSHQVHUVYHQWVWDFNV
DQGÀOOSRLQWVSLOO
FRQWDLQHUV
'LVSHQVHU6XPSV
(QWU$LWWLQJV
5DQJHRI'LVSHQVHU
(OHFWURIXVDEOH(QWU\6HDOV
6XPSVZLWKSDWHQWHG
IRU3(6XPSVSURYLGLQJ
ZHOGHGHQWU\ERRWDQG
ZDWHUWLJKWHQWULHVIRUWKH
GRXEOHZDOOSLSLQJV\VWHPV XQGHUJURXQGWDQNVXPS
JLYH\RXYDFXXPWHVWDEOH FKDPEHUDQGWKH833
OHDNSURRILQVWDOODWLRQ
SULPDU\RUVHFRQGDU\
FRQWDLQHGSLSHDQG
HOHFWULFDOFRQGXLWRUGXFW
6HFRQGDU\3LSH
6\VWHP
,QVWDOODWLRQ
7HFKQLFDO6HUYLFHV
8336HFRQGDU\
3LSHZRUNZLWKD
FRPSOHWHUDQJHRI
6HFRQGDU$QWU\6HDOV
7UDQVLWLRQVDQG)LWWLQJV
:LGHUDQJHRIWRROVDQG
WUDLQLQJIRUDOODVSHFWV
RILQVWDOODWLRQZRUN
IURPZHOGLQJXQLWVWR
DGYDQFHG7LJKWQHVV
7HVWLQJDQG9DFXXP
7HVWLQJXQLWV
072·VFHUWLÀHGWUDLQLQJ
VLWHGHVLJQDQGOD\RXW
DVVLVWDQFHDOVRSOD\
DQLPSRUWDQWSDUWRI
SURYLGLQJDFRPSOHWH
VROXWLRQIRURXU
FXVWRPHUV
&KDPEHUV
7DQNV
$FFHVV&RYHUV
&RPSOHWHUDQJHRI7DQN
$FFHVV&KDPEHUVZLWK
GHHSDQGVKDOORZZLGH
DFFHVVDQGVPDOOERUHIRU
RSWLPXPHIÀFLHQF\DQG
YDOXH
&RPSOHPHQW\RXU
8336\VWHPZLWKD
)XHOVWRUDJHWDQNIURP
&RRNVRQ=LQQ/WG
VSHFLDOLVWVLQGHVLJQDQG
PDQXIDFWXUHRIDERYHDQG
EHORZJURXQGVWRUDJH
WDQNVDQGSUHVVXUH
YHVVHOV
([WUHPHO\KDUGZHDULQJ
DQGGXUDEOHUDQJHRI
3HWUR7LWH3RZHU/LIW
SDWHQWHGFDVWLURQ$FFHVV
&RYHUVDQG&RPSRVLWH
$FFHVV&RYHUV%6(1
WR'VWUXFWXUDO
LQWHJULW\
7$%/(2)&217(176
&RQWHQWV
8333ULPDU\3LSH
8333ULPDU$LWWLQJV(OHFWURIXVLRQ
8333ULPDU\)LWWLQJV3ODLQ
8333ULPDU\)LWWLQJV7UDQVLWLRQ)LWWLQJV
8336HFRQGDU\3LSH
833'XFW(OHFWURIXVLRQ)LWWLQJV
6HFRQGDU\)LWWLQJV(OHFWURIXVLRQ6HDO)LWWLQJV
6HFRQGDU\)LWWLQJV7HUPLQDWLRQ)LWWLQJV
6HFRQGDU\)LWWLQJV3ODLQ
&RQWDLQPHQW6\VWHPV833'LVSHQVHU6XPSV
833'LVSHQVHU6XPS&RPSDWLELOLW\&KDUW
&RQWDLQPHQW6\VWHPV$FFHVV&RYHUV
&RQWDLQPHQW6\VWHPV&KDPEHUV
&RQWDLQPHQW6\VWHPV(QWU\6HDOV
6\VWHP,QWHJULW\
,QVWDOODWLRQ7RROV
0LVFHOODQHRXV
83335,0$5<3,3(
8QGHUJURXQG)XHO3LSH6\VWHPV
8QGHUJURXQG)XHO3LSH&RQVWUXFWLRQ
6HYHUDOW\SHVRIXQGHUJURXQGIXHOSLSHDUHDYDLODEOHIRU
GLIIHUHQWDSSOLFDWLRQVDQGWRPHHWYDULRXVHQJLQHHULQJDQG
OHJDOUHTXLUHPHQWV
%ODFN RXWHU VWUXFWXUDO OD\HU RI WKH SLSH LV +LJK 'HQVLW\
3RO\HWK\OHQH +'3( JUDGH 3( RU 3( ZKLFK DOORZV
WKHXVHRIHOHFWURIXVLRQFRXSOHUVDQGÀWWLQJVWRFRQVWUXFW
DQ LQÀQLWH YDULHW\ RI SLSHOLQH FRQÀJXUDWLRQV 3XQFWXUH
UHVLVWDQW3(LVDOVRUHVLVWDQWWRPLFURELDODQGURGHQWDWWDFN
833([WUDOLQHGSULPDU\SLSHZLWKQ\ORQEDUULHU
IRUSURGXFWVXFWLRQSUHVVXUHYDSRXUYHQWDQGÀOOOLQHV
8336HFRQGDU\&RQWDLQPHQWSLSHIRUSUHVVXUH
V\VWHPVRUHQYLURQPHQWDOO\VHQVLWLYHVLWHV
833XQOLQHGSULPDU\SLSHIRUXVHDV9HQWYDSRXU
UHFRYHU\95DQGÀOOOLQHV
833HOHFWULFDOFRQGXLWSLSHIRUXQGHUJURXQGHOHFWULFDO
ZLULQJSURWHFWLRQ
833SLSLQJV\VWHPVDUHGHVLJQHGLQYDULRXVGLDPHWHUVIURP
PPµµIRUWKHWUDQVIHURIIXHOVLQÀOOLQJVWDWLRQ
IRUHFRXUWVPDULQDVDQGDLUSRUWV833V\VWHPVDUHDOVRXVHG
IRU JRYHUQPHQW DQG PLOLWDU\ LQVWDOODWLRQV DV ZHOO DV PDQ\
LQGXVWULDOVLWHVVXFKDVPLQHVDQGUDLOGHSRWV
7KH LQWHUPHGLDWH OD\HU LV D WLHOD\HU DGKHVLYH ZKLFK
SHUPDQHQWO\ ERQGV WKH SRO\HWK\OHQH OD\HU WR WKH EDUULHU
OD\HU
7KH\HOORZLQQHUEDUULHUOD\HURI833([WUDSLSHLVVSHFLDOO\
IRUPXODWHG ´IXHO SURRIµ EDUULHU OD\HU ZKLFK GLVSOD\V
H[FHSWLRQDO UHVLVWDQFH WR DEVRUEWLRQ DQG SHUPHDWLRQ RI
ERWKJDVROLQHDQGDOFRKROIXHOEOHQGV
7KHVPRRWKERUHDQGORZIULFWLRQORVVRI833([WUDSLSH
SHUPLWVIXHODQGYDSRXUÁRZVDWKLJKHUYHORFLWLHVWKDQVWHHO
SLSHZRUNDVDUHVXOWRIORZHUK\GUDXOLFORVVHV
833XQGHUJURXQGIXHOSLSHLVSUHVVXUHUDWHGWREDU
SVL FRQWLQXRXV IRU LWV OLIHWLPH DW & 5XSWXUH SUHVVXUH
LVW\SLFDOO\EDUSVLSURYLGLQJDJHQHURXVPDUJLQRI
7KH VPDOO ERUH PP µ SLSH LV DOVR GHVLJQHG WR EH VDIHW\
WKHSHUIHFWVROXWLRQIRUIXHORLOJHQHUDWRUV\VWHPVIRUWKH
WUDQVSRUWRIIXHOIURPDERYHRUEHORZJURXQGVWRUDJHWDQNV 7KHUH LV QR UHTXLUHPHQW IRU D FRQFUHWH WUHQFK EHFDXVH
IXVLRQZHOGHG+'3(SLSHKDVQRMRLQWVDQGLVVWUXFWXUDOO\
WRWKHJHQHUDWRUXQLWV
UHVLVWDQWWRZHLJKWRIEDFNÀOOPDWHULDODQGG\QDPLFWUDIÀF
ORDGV 2YHU \HDUV H[SHULHQFH VKRZV QR IDLOXUHV LQ
XQGHUJURXQGIXHOSLSHV\VWHPVDQGQRORVVLQWRWKHJURXQG
$SSURYDOV
833 KDV UHFHLYHG D ODUJH QXPEHU RI DSSURYDOV IURP
ZRUOGZLGHDXWKRULWLHVDQGHQYLURQPHQWDJHQFLHVSUREDEO\
PRUHWKDQDQ\RWKHUVLPLODUV\VWHP
833SURGXFWUDQJHVDUHLQGHSHQGHQWO\WHVWHGE\&REKDP
7HFKQLFDO 6HUYLFHV IRUPDOO\ (5$7HFKQRORJ\ /WG (XURSH
DQG 8QGHUZULWHUV /DERUDWRULHV ,QF 86 WR PHHW DOO WKH
UHOHYDQW SHUIRUPDQFH VWDQGDUGV 7KH 3HWUR7HFKQLN 833
6\VWHP DSSURYDO RI 8/ FRYHUV DOO IRXU 8/ WHVW IXHO
FDWHJRULHV 0RWRU YHKLFOH IXHOV &RQFHQWUDWHG IXHOV +LJK
EOHQGIXHOV$YLDWLRQDQGPDULQHIXHOV
833KDV(18/,3DQG6KHOODSSURYDODVWDQGDUG
RI VDIHW\ DQG TXDOLW\ ZH KDYH PDLQWDLQHG WKURXJKRXW RXU
KLVWRU\
83335,0$5<3,3(
833([WUD/LQHG3LSH
PP
3DFN
P
8QLWP
:HLJKW
NJP
:HLJKW
OEVIW
%HQG5DGLXV
P
3URGXFW&RGH
/LQHG3LSH
P&RLO
/LQHG3LSH
(1
P6WLFN
/LQHG3LSH
(1
P&RLO
/LQHG3LSH
(1
P&RLO
/LQHG3LSH
(1
P6WLFN
/LQHG3LSH
(1
P6WLFN
/LQHG3LSH
(1
P6WLFN
/LQHG3LSH
(1
P&RLO
/LQHG3LSH
(1
P&RLO
/LQHG3LSH
(1
P6WLFN
/LQHG3LSH
(1
P&RLO
/LQHG3LSH
(1
P6WLFN
/LQHG3LSH
P6WLFN
1$
0DWHULDO
3(
7HPSHUDWXUH5DWLQJ&
6'5
3ULPDU\,'
PP
'HVFULSWLRQ
WR&
3ULPDU\3UHVVXUH5DWLQJ EDU3VL
3ULPDU\9DFXXP5DWLQJ EDU´+J
3ULPDU\&RORXU
6HFRQGDU\&RORXU
%ODFN
&
$
QD
6L]H&KDUW
%
3URGXFW&RGH
$
%
&
P
P
P
P
P
P
P
P
P
P
P
P
P
833([WUDSLSHLVIXOO\UDWHGIRUEDURSHUDWLRQ
$WWKHKHDUWRIWKH833V\VWHPLVDKLJKO\HIÀFLHQWHOHFWURIXVLRQZHOGLQJV\VWHPZKLFKFRQQHFWVSLSHDQGÀWWLQJV
WRFUHDWHDVHDPOHVVGLUHFWEXULDOSLSHZRUNV\VWHP7KHZHOGLQJRSHUDWLRQHDVLO\DQGTXLFNO\FDUULHGRXWHYHQLQ
FRQÀQHGVSDFHVDQGDQ\FOLPDWLFFRQGLWLRQVXVHVWKH833V\VWHPVOLJKWZHLJKWSRUWDEOHHOHFWURIXVLRQZHOGLQJXQLW
WRIRUPWKHVWURQJHVWRIDVVHPEOLHV
83335,0$5<3,3(
833([WUD/LQHG3LSH)LOO9HQW
'HVFULSWLRQ
3URGXFW&RGH
PP
8QLWP
3DFN
P
:HLJKW
NJP
:HLJKW
OEVIW
6'5
3ULPDU\,'
PP
%HQG5DGLXV
P
)LLO9HQW3LSH
),//(1
P6WLFN
0DWHULDO
3(
7HPSHUDWXUH5DWLQJ&
WR&
3ULPDU\&RORXU
6HFRQGDU\&RORXU
%ODFN
QD
&
6L]H&KDUW
$
%
3URGXFW&RGH
$
%
&
),//
P
833([WUD3LSH/LQHG(OHFWULFDO&RQGXLW
'HVFULSWLRQ
3URGXFW&RGH
PP
8QLWP
3DFN
P
:HLJKW
NJP
:HLJKW
OEVIW
6'5
3ULPDU\,'
PP
%HQG5DGLXV
P
(OHFWULFDO&RQGXLW
(&
P&RLO
0DWHULDO
3(
7HPSHUDWXUH5DWLQJ&
WR&
3ULPDU\&RORXU
2UDQJH
6HFRQGDU\&RORXU
QD
&
$
%
6L]H&KDUW
3URGXFW&RGH
$
%
&
(&
P
83335,0$5<),77,1*6(/(&752)86,21
8333LSH8QOLQHG9HQW
'HVFULSWLRQ
3URGXFW&RGH
PP
8QLWP
3DFN
P
:HLJKW
NJP
:HLJKW
OEVIW
6'5
3ULPDU\,'
PP
%HQG5DGLXV
P
8QOLQHG3LSH
P&RLO
8QOLQHG3LSH
P6WLFN
8QOLQHG3LSH
P&RLO
8QOLQHG3LSH
P6WLFN
0DWHULDO
3(
7HPSHUDWXUH5DWLQJ&
WR&
3ULPDU\&RORXU
6HFRQGDU\&RORXU
%ODFN
QD
&
6L]H&KDUW
$
%
3URGXFW&RGH
$
%
&
P
P
P
P
1RWIRUXVHZLWKOLTXLGIXHOV
:HOGLQJ&RXSOHU
'HVFULSWLRQ
3URGXFW&RGH
PP
3DFN
6L]H
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
5HVLVWDQFH
RKP
:HOG3LQ
6L]H
:HOG
,QGH[
,QVHUWLRQ
'HSWKPP
3ULPDU\:HOGLQJ&RXSOHU833PP
PP
PP
PP
PP
PP
PP
0DWHULDO
3(
7HPSHUDWXUH5DWLQJ&
WR&
:HOGLQJFXUUHQW$PSV
3UHVVXUH5DWLQJEDU3VL
9DFXXP5DWLQJEDU´+J
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
PPDQGPPFRXSOHUVKDYHPPZHOGSLQFRQQHFWLRQV6HHSDJHIRUUHTXLUHGZHOGHUFDEOH
83335,0$5<),77,1*6(/(&752)86,21
(OERZ(OHFWURIXVLRQ
'HVFULSWLRQ
3URGXFW&RGH
PP
3DFN
6L]H
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
5HVLVWDQFH :HOG3LQ
RKP
6L]H
:HOG
,QGH[
,QVHUWLRQ
'HSWKPP
833(OHFWURIXVLRQ(OERZ
(,)
PP
(,)
PP
(,)
PP
(,)
PP
0DWHULDO
3(
7HPSHUDWXUH5DWLQJ&
WR&
:HOGLQJFXUUHQW$PSV
9DFXXP5DWLQJEDU´+J
$
6L]H&KDUW
%
3URGXFW&RGH
$
%
&
'
(,)
(,)
(,)
(,)
$
&
(,)
'
(OERZ(OHFWURIXVLRQ
'HVFULSWLRQ
3URGXFW&RGH
PP
3DFN
6L]H
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
5HVLVWDQFH :HOG3LQ
RKP
6L]H
:HOG
,QGH[
,QVHUWLRQ
'HSWKPP
(,)
PP
(,)
PP
(,)
PP
(,)
PP
0DWHULDO
3(
7HPSHUDWXUH5DWLQJ&
WR&
:HOGLQJFXUUHQW$PSV
9DFXXP5DWLQJEDU´+J
6L]H&KDUW
$
&
%
'
(,)
(
3URGXFW&RGH
$
%
&
'
(
(,)
(,)
(,)
(,)
83335,0$5<),77,1*6(/(&752)86,21
7HH(OHFWURIXVLRQ
'HVFULSWLRQ
3URGXFW&RGH
PP
3DFN
6L]H
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
5HVLVWDQFH :HOG3LQ
RKP
6L]H
:HOG
,QGH[
,QVHUWLRQ
'HSWKPP
PP833(OHFWURIXVLRQ7HH
(,)
PP
(,)
PP
(,)
PP
(,)
PP
0DWHULDO
3(
7HPSHUDWXUH5DWLQJ&
WR&
:HOGLQJFXUUHQW$PSV
9DFXXP5DWLQJEDU´+J
%
&
6L]H&KDUW
3URGXFW&RGH
%
&
'
(
(,)
(,)
(,)
(,)
$
'
(
$
(,)
'
5HGXFHU(OHFWURIXVLRQ
'HVFULSWLRQ
3URGXFW&RGH
3DFN
6L]H
PP
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
5HVLVWDQFH :HOG3LQ
RKP
6L]H
:HOG
,QGH[
,QVHUWLRQ
'HSWKPP
(OHFWURIXVLRQ5HGXFHUPP
(,)
PP
(OHFWURIXVLRQ5HGXFHUPP
(,)
PP
0DWHULDO
3(
7HPSHUDWXUH5DWLQJ&
WR&
:HOGLQJFXUUHQW$PSV
9DFXXP5DWLQJEDU´+J
6L]H&KDUW
3URGXFW&RGH
%
&
'
(
(,) (,)
$
)
*
+
,
+
$
)
,
&
(
'
%
$
(,)
$
*
83335,0$5<),77,1*63/$,1
(OERZ3ODLQ
0DWHULDO
3(
3UHVVXUH5DWLQJ
EDU3VL
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
PP3ULPDU\(OERZ
9DFXXP5DWLQJ
EDU´+J
PP3ULPDU\(OERZ
/
7HPSHUDWXUH5DWLQJ&
WR&
PP3ULPDU\(OERZ
/
PP3ULPDU\(OERZ
/
PP3ULPDU\(OERZ
/
PP3ULPDU\(OERZ
%
6L]H&KDUW
3URGXFW
&RGH
$
%
&
'
(
/
/
&
'
$
(
/
/
%
$
(OERZ833([WUD
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
833([WUDPP3ULPDU\(OERZ
/6
/6
&
'
0DWHULDO
3(%DUULHU
3UHVVXUH5DWLQJ
EDU3VL
9DFXXP5DWLQJ
EDU´+J
7HPSHUDWXUH5DWLQJ&
WR&
6L]H&KDUW
$
3URGXFW&RGH
%
6HOHFW6&IRU6HFRQGDU\&RQWDLQPHQWRIWKHVHHOERZV
&
'
/6
$
%
/6
83335,0$5<),77,1*63/$,1
(OERZ3ODLQ
0DWHULDO
3(
3UHVVXUH5DWLQJ
EDU3VL
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
PP3ULPDU\(OERZ
/
9DFXXP5DWLQJ
EDU´+J
PP3ULPDU\(OERZ
/
7HPSHUDWXUH5DWLQJ&
WR&
PP3ULPDU\(OERZ
/
PP3ULPDU\(OERZ
/
PP3ULPDU\(OERZ
$
6L]H&KDUW
&
(
'
%
)
(OERZ833([WUD
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
/6
/6
3URGXFW&RGH
$
%
&
'
(
)
/
/
/
/
0DWHULDO
3(%DUULHU
3UHVVXUH5DWLQJ
EDU3VL
9DFXXP5DWLQJ
EDU´+J
7HPSHUDWXUH5DWLQJ&
WR&
&
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
/6
/6
$
'
%
83335,0$5<),77,1*63/$,1
7HH
0DWHULDO
3(
3UHVVXUH5DWLQJ
EDU3VL
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
(TXDO7HHPP3ULPDU\
9DFXXP5DWLQJ
EDU´+J
(TXDO7HHPP3ULPDU\
/
7HPSHUDWXUH5DWLQJ& WR&
(TXDO7HHPP3ULPDU\
/
(TXDO7HHPP3ULPDU\
/
(TXDO7HHPP3ULPDU\
/
(TXDO7HHPP3ULPDU\
%
6L]H&KDUW
%
3URGXFW&RGH
$
%
&
'
(
)
/
/
/
/
$
&
(
$
)
(
&
&
'
7HHORQJ
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
(TXDO7HH/RQJPP02',),('3ULPDU\
/
0DWHULDO
3(
3UHVVXUH5DWLQJ
EDU3VL
9DFXXP5DWLQJ
EDU´+J
7HPSHUDWXUH5DWLQJ&
WR&
6L]H&KDUW
$
%
&
'
(
)
*
/
%
3URGXFW&RGH
(
%
*
$
$
)
(
&
&
'
83335,0$5<),77,1*63/$,1
5HGXFLQJ7HH
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
5HGXFLQJ7HHPPPP3ULPDU\
/
5HGXFLQJ7HHPPPP3ULPDU\
/
0DWHULDO
3(
3UHVVXUH5DWLQJ
EDU3VL
9DFXXP5DWLQJ
EDU´+J
7HPSHUDWXUH5DWLQJ&
WR&
(
6L]H&KDUW
'
3URGXFW&RGH
$
%
&
'
(
)
*
+
/
/
*
+
&
%
$
)
5HGXFHU3ULPDU\
3(
3UHVVXUH5DWLQJ
EDU3VL
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
5HGXFHUPPPP3ULPDU\
/
9DFXXP5DWLQJ
EDU´+J
5HGXFHUPPPP3ULPDU\
/
7HPSHUDWXUH5DWLQJ&
WR&
5HGXFHUPPPP3ULPDU\
/
5HGXFHUPPPP3ULPDU\
/
5HGXFHUPPPP3ULPDU\
/
5HGXFHUPPPP3ULPDU\
/
5HGXFHUPPPP3ULPDU\
/
5HGXFHUPPPP3ULPDU\
/
&
:HLJKW
OEV
0DWHULDO
6L]H&KDUW
$
)
%
*
'
(
3URGXFW&RGH
$
%
&
'
(
)
*
/
/
/
/
/
/
/
/
83335,0$5<),77,1*63/$,1
(QG&DS3ULPDU\
0DWHULDO
3(
3UHVVXUH5DWLQJ
EDU3VL
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
(QG&DSPP3ULPDU\
/
9DFXXP5DWLQJ
EDU´+J
(QG&DSPP3ULPDU\
/
7HPSHUDWXUH5DWLQJ&
WR&
(QG&DSPP3ULPDU\
/
(QG&DSPP3ULPDU\
/
(QG&DSPP3ULPDU\
/
$
6L]H&KDUW
%
&
6WXE)ODQJH
$
%
&
/
/
/
/
/
0DWHULDO
3(
3UHVVXUH5DWLQJ
EDU3VL
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
6WXE)ODQJHPP
9DFXXP5DWLQJ
EDU´+J
6WXE)ODQJHPP
/
*DVNHW0DWHULDO
6WXE)ODQJHPP
/
.OLQJHUVLO
&
6WXE)ODQJHPP
/
7HPSHUDWXUH5DWLQJ&
WR&
6WXE)ODQJHPP
/
6WXE)ODQJHPP
/
%
6L]H&KDUW
&
$
'
:HLJKW
OEV
3URGXFW&RGH
3URGXFW&RGH
$
%
&
'
/
/
/
/
/
83335,0$5<),77,1*63/$,1
)ODQJH&LUFXODUIRU6WXE
0DWHULDO
33ZLWK
VWHHOFRUH
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
3UHVVXUH5DWLQJ
EDU3VL
)ODQJH&LUFXODU'1IRUPP6WXE
9DFXXP5DWLQJ
EDU´+J
*DVNHW0DWHULDO
.OLQJHUVLO
&
'3&'
&
(
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
$
%
0DWHULDO
*DVNHW)RU6WXE
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
*DVNHWIRUPP6WXE
*DVNHWIRUPP6WXE
*DVNHWIRUPP6WXE
*DVNHWIRUPP6WXE
*DVNHWIRUPP6WXE
*DVNHWIRUPP6WXE
$
%
&
.OLQJHUVLO
&
6L]H&KDUW
3URGXFW&RGH
$
%
&
83335,0$5<),77,1*675$16,7,21),77,1*6
6HULHV7UDQVLWLRQ)LWWLQJV
)RUWHUPLQDWLQJ833SLSHZRUNDWWDQNVGLVSHQVHUVYHQW
VWDFNVDQGÀOOSRLQWVSLOOFRQWDLQHUV
0DOHDQGIHPDOHWKUHDGV
9DULHW\RIWKUHDGVL]HVDYDLODEOH
9DULHW\RISLSHGLDPHWHUVL]HVDYDLODEOH
7UDQVLWLRQIXVLRQZHOGWR833SLSHZRUN
6HULHV4XLFN5HOHDVH4/
6HULHV%637
6HULHV66%637
6HULHV66%637
7KHVSHFLDOLVHGJDVNHWPDWHULDOVXSSOLHGZLWKWKH)OH[LQJ70
SURGXFWVFUHDWHVDOHDNWLJKWVHDODOORZLQJQRSURGXFW
WRHVFDSHLQWRWKHVXUURXQGLQJVXPS
6HULHV137
6HULHV8)137
6HULHV
0DOHIXVLRQÀWWLQJV
8)6HULHV
8QLRQÀWWLQJV
6HULHV
4XLFN5HODVH7UDQVLWLRQ
7KH QHZ 833 TXLFNUHOHDVH WUDQVLWLRQ DOORZV IRU EHWWHU DQG
VLPSOHU FRQQHFWLRQV LQ FRQÀQHG VSDFHV 7KH ÁDQJH VW\OH
FRXSOLQJPDNHVLQVWDOODWLRQHDV\QRZUHQFKHVDUHUHTXLUHGVR
WKHUH LV DOZD\V HQRXJK URRP WR ZRUN HYHQ LQ WKH VPDOOHVW
VXPSV 7KH TXLFN UHOHDVH V\VWHP DOORZV IRU HDV\ DVVHPEO\
DQGGLVDVVHPEO\IRUWLPHVDYLQJLQVWDOODWLRQDQGUHSDLU,WDOVR
DOORZVIRUVRPHDVVHPEOLHVWREHUHPRYHGIURPLQOLQHV\VWHPV
ZLWKRXW EUHDNLQJ SLSH7KH FRPSDFWQHVV RI WKH ÀWWLQJ LWVHOI
PHDQVLWLVLGHDOIRUVPDOOVKDOORZER[HVVXPSVDQGSDQV
7KH TXLFNUHOHDVH WHUPLQDWLRQ ÀWWLQJ LV SHUIHFW IRU XVH ZLWK
)OH[LQJ·V (=)LW70 ÁH[ FRQQHFWRUV RU )OH[LQJ70 ÁDQJHV
LQVLGHWDQNDQGGLVSHQVHUVXPSV
7KHLQFUHDVHGGHPDQGIRUSUHVVXUHIXHOV\VWHPSLSHZRUN :KHUHHDVHRIXQFRXSOLQJLVUHTXLUHGIRUDGMXVWPHQW
VHUYLFHRUPDLQWHQDQFHWKHSLHFH8QLRQÀWWLQJLV
PHDQV833LVQRZUHJXODUO\ÀWWHGWRVKHDUYDOYHV
LGHDO
0DOHWKUHDGVZLOODYRLGWKHQHHGWRXVHDIHPDOHWKUHDG
DQGKH[RUUHGXFLQJQLSSOH
6DYLQJVFDQEHPDGHLQVSDFHWLPHDQGFRVW
6HULHV
)HPDOH(OERZV
6WDLQOHVV6WHHO6HULHV
0DOHDQG)HPDOHVWDLQOHVVVWHHOIXVLRQÀWWLQJV
6WDLQOHVVJUDGH
&RPSDWLEOHZLWK$G%OXHDQG$YLDWLRQIXHO
6HULHV
)HPDOHIXVLRQÀWWLQJV
6SDFHDYDLODEOHXQGHUSXPSVDQGLQWDQNFKDPEHUVLVDWD
SUHPLXP6PDOOHUIRRWSULQWDQGOLJKWHUZHLJKWÀWWLQJVFDQ
PDNHLQVWDOODWLRQIDVWHUDQGVDYHWLPHDQGVSDFH
7KLVUDQJHRIHOERZWHUPLQDWLRQVLVPRVWFRPPRQO\
XVHGLQGLVSHQVHUVXPSDVVHPEOLHV7KHÀWWLQJVDOORZ
HDV\FRXSOLQJRI833SLSHZRUNWRDVWHHOFRQQHFWRU
8)6HULHV
)HPDOH8QLRQ(OERZV
8QLRQHOERZVKDYHWKHDGYDQWDJHRIEHLQJHDV\WR
LQVWDOODQGGLVPDQWOHZKHQQHFHVVDU\
83335,0$5<),77,1*675$16,7,21),77,1*6
7UDQVLWLRQ0DOH
'HVFULSWLRQ
1R
PPLQFKHV
3DFN
:HLJKWNJ
:HLJKWOEV
7KUHDG7\SH
7KUHDG6L]H
7UDQVLWLRQPPò%6370DOH
%637
ò
0DOH
ò%637
7UDQVLWLRQPPò1370DOH
137
ò
0DOH
ò´137
7UDQVLWLRQPPò%6370DOH
%637
ò
0DOH
ò´%637
7UDQVLWLRQPPò
1370DOH
137
ò
0DOH
ò´137
7UDQVLWLRQPP%6370DOH
%637
0DOH
%637
7UDQVLWLRQPP1370DOH
137
0DOH
137
%637
0DOH
%637
7UDQVLWLRQPP1370DOH
137
0DOH
137
%637
0DOH
%637
7UDQVLWLRQPP1370DOH
137
0DOH
137
0DWHULDO
%URQ]H3(
7HPSHUDWXUH5DWLQJ&
WR&
9DFXXP5DWLQJEDU´+J
$$)
(
6L]H&KDUW
)
%$&
'
&
$
*
$
+
6(&7,21$$
3URGXFW&RGH
$
%
&
'
(
)
*
+
%637
137
%637
137
%637
137
%637
137
%637
137
6WDLQOHVV6WHHO7UDQVLWLRQ0DOH
0DWHULDO
6WDLQOHVV
6WHHO3(
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
7KUHDG
7\SH
7KUHDG
6L]H
3UHVVXUH5DWLQJ
EDU3VL
6WDLQOHVV6WHHO7UDQVLWLRQ
PP%6370DOH
66
%637
0DOH
%637
9DFXXP5DWLQJ
EDU´+J
PPò%6370DOH
66
%637
0DOH
ò´
%637
7HPSHUDWXUH5DWLQJ&
WR&
PP%6370DOH
66
%637
0DOH
%637
$$)
(
*
%$&
'
&
)
6L]H&KDUW
$
3URGXFW&RGH
$
%
&
'
(
)
*
+
66%637
66%637
66%637
$
+
83335,0$5<),77,1*675$16,7,21),77,1*6
7UDQVLWLRQ)HPDOH
1R
PP
LQFKHV
7UDQVLWLRQPPò%637)HPDOH
%637
ò
7UDQVLWLRQPPò137)HPDOH
137
ò
7UDQVLWLRQPPò%637)HPDOH
%637
ò
'HVFULSWLRQ
:HLJKW
NJ
3DFN
:HLJKW
OEV
7KUHDG
7\SH
7KUHDG
6L]H
)HPDOH
ò%637
)HPDOH
ò137
)HPDOH
ò%637
7UDQVLWLRQPPò137)HPDOH
137
ò
)HPDOH
ò137
7UDQVLWLRQPP%637)HPDOH
%637
)HPDOH
%637
7UDQVLWLRQPP137)HPDOH
137
)HPDOH
137
%637
)HPDOH
%637
137
)HPDOH
137
%637
)HPDOH
%637
137
)HPDOH
137
0DWHULDO
%URQ]H3(
7HPSHUDWXUH5DWLQJ&
WR&
9DFXXP5DWLQJEDU´+J
$$)
(
6L]H&KDUW
)
3URGXFW&RGH
$
%
&
%637
137
%637
137
%637
%$&
'
&
$
$
*
+
'
(
)
*
+
137
%637
137
%637
137
6WDLQOHVV6WHHO7UDQVLWLRQ)HPDOH
0DWHULDO
6WDLQOHVV
6WHHO3(
'HVFULSWLRQ
1R

PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
7KUHDG
7\SH
7KUHDG
6L]H
3UHVVXUH5DWLQJ
EDU3VL
PP%637)HPDOH
66
%637
)HPDOH
%637
9DFXXP5DWLQJ
EDU´+J
PPò%637)HPDOH
66
%637
)HPDOH
ò
%637
7HPSHUDWXUH5DWLQJ&
WR&
PP%637)HPDOH
66
%637
)HPDOH
%637
$$)
(
*
+
%$&
'
&
'
)
6L]H&KDUW
$
$
3URGXFW&RGH
$
%
&
'
(
)
*
+
66%637
66%637
66%637
83335,0$5<),77,1*675$16,7,21),77,1*6
7UDQVLWLRQ8QLRQ
'HVFULSWLRQ
1R
PP
LQFKHV
3DFN
:HLJKW
NJ
:HLJKW
OEV
7KUHDG
7\SH
7KUHDG
6L]H
7UDQVLWLRQPPò8QLRQ%637
8)%637
ò
)HPDOH
ò%637
7UDQVLWLRQPPò8QLRQ137
8)137
ò
)HPDOH
ò137
7UDQVLWLRQPP8QLRQ%637
8)%637
)HPDOH
%637
7UDQVLWLRQPP8QLRQ137
8)137
)HPDOH
137
0DWHULDO
%URQ]H3(
7HPSHUDWXUH5DWLQJ&
WR&
9DFXXP5DWLQJEDU´+J
$$)
$
6L]H&KDUW
'
&
*
$
)
(
%$)
3URGXFW&RGH
$
%
&
'
(
)
*
+
,
8)%637
8)137
8)%637
8)137
+
,
0DWHULDO
*DVNHWIRU8QLRQ)LWWLQJV
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
*DVNHWPPIRU8)%637137
*
*DVNHWPPIRU8)%637137
*
$
%
&
.OLQJHVLO&
6L]H&KDUW
3URGXFW&RGH
$
%
&
*
*
83335,0$5<),77,1*675$16,7,21),77,1*6
7UDQVLWLRQ(OERZ)HPDOH
'HVFULSWLRQ
1R
PP
:HLJKW
NJ
3DFN
:HLJKW
OEV
7KUHDG
7\SH
7KUHDG
6L]H
7UDQVLWLRQ(OERZPPò137)HPDOH
137
)HPDOH
ò´137
7UDQVLWLRQ(OERZPPò%637)HPDOH
%637
)HPDOH
ò´%637
7UDQVLWLRQ(OERZPPò137)HPDOH
137
)HPDOH
ò´137
0DWHULDO
%URQ]H3(
7HPSHUDWXUH5DWLQJ&
WR&
9DFXXP5DWLQJEDU´+J
(
6L]H&KDUW
$
$
%
&
'
(
)
137
%637
137
%
'
)
3URGXFW&RGH
$
&
$
6(&7,21$$
7UDQVLWLRQ(OERZ8QLRQ
'HVFULSWLRQ
1R
PP
3DFN
:HLJKWNJ
:HLJKWOEV
7KUHDG7\SH
7UDQVLWLRQ(OERZPPò8QLRQ137
8)137
)HPDOH
ò´137
7UDQVLWLRQ(OERZPPò8QLRQ137
8)137
)HPDOH
ò´137
0DWHULDO
%URQ]H3(
7HPSHUDWXUH5DWLQJ&
WR&
9DFXXP5DWLQJEDU´+J
7KUHDG6L]H
6L]H&KDUW
6(&7,21$$
$
&
'
(
)
*
+
*$&
&
%
%
8)137
(
'
$
$
8)137
)
)$
+
$
3URGXFW&RGH
83335,0$5<),77,1*675$16,7,21),77,1*6
7UDQVLWLRQ4XLFN5HOHDVH
0DWHULDO
%URQ]H3(
'HVFULSWLRQ
1R
PP
3DFN
:HLJKWNJ
:HLJKWOEV
3UHVVXUH5DWLQJ
EDU3VL
7UDQVLWLRQPP4XLFN5HOHDVH
4/
9DFXXP5DWLQJ
EDU´+J
7UDQVLWLRQPP4XLFN5HOHDVH
4/
7HPSHUDWXUH5DWLQJ&
WR&
$
3URGXFW&RGH
$
%
&
'
(
)
4/
4/
'
&
%
$
6L]H&KDUW
$
(
)
6TXDUH)ODQJHG7UDQVLWLRQ
0DWHULDO
%URQ]H3(
3UHVVXUH5DWLQJ
EDU3VL
'HVFULSWLRQ
1R
PP
3DFN
:HLJKWNJ
:HLJKWOEV
6TXDUH)ODQJHG7UDQVLWLRQPP
)
9DFXXP5DWLQJ
EDU´+J
)
7HPSHUDWXUH5DWLQJ&
WR&
)
)
(
6L]H&KDUW
)
$
%
'
&
*
3URGXFW&RGH
$
%
&
'
(
)
*
)
)
)
)
$
$
83335,0$5<),77,1*675$16,7,21),77,1*6
8QLRQ$GDSWRU
'HVFULSWLRQ
1R
PP
3DFN
:HLJKWNJ
:HLJKWOEV
7KUHDG7\SH
7KUHDG6L]H
PP[´8QLRQ$GDSWRU
8)
)HPDOH
%63
0DWHULDO
*DOYDQLVHG6WHHO3(
7HPSHUDWXUH5DWLQJ&
WR&
9DFXXP5DWLQJEDU´+J
$
&
'
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
8)
%
6WUDLJKW&RPSUHVVLRQ7UDQVLWLRQ0DOH
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
7KUHDG
7\SH
7KUHDG
6L]H
&RPSUHVVLRQ7UDQVLWLRQ%630DOH
0DOH
%63
&RPSUHVVLRQ7UDQVLWLRQò
%630DOH
0DOH
ò´%63
0DWHULDO
%URQ]H3(
7HPSHUDWXUH5DWLQJ&
WR&
9DFXXP5DWLQJEDU´+J
%
&
6L]H&KDUW
3URGXFW&RGH
'
$
$
%
&
'
83335,0$5<),77,1*675$16,7,21),77,1*6
2OLYH)RU7UDQVLWLRQ)LWWLQJV
'HVFULSWLRQ
1R
PP
3DFN
:HLJKWNJ
:HLJKW
OEV
7KUHDG
7\SH
7KUHDG
6L]H
0DWHULDO
7UDQVLWLRQ&RPSUHVVLRQ0DOH
2/
1$
1$
%URQ]H
&
6L]H&KDUW
$
3URGXFW&RGH
$
%
&
2/
%
&RPSUHVVLRQ(OERZ
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
7KUHDG7\SH
7KUHDG
6L]H
&RPSUHVVLRQ(OERZPPò
%63
)
)HPDOH
ò%63
0DWHULDO
%URQ]H
7HPSHUDWXUH5DWLQJ&
WR&
9DFXXP5DWLQJEDU´+J
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
)
$
%
(
&
'
83335,0$5<),77,1*675$16,7,21),77,1*6
&RPSUHVVLRQ7HH
'HVFULSWLRQ
1R
PP
3DFN
:HLJKWNJ
:HLJKW
OEV
7KUHDG7\SH
7KUHDG
6L]H
&RPSUHVVLRQ7HHPPò¶¶%63
)HPDOH
ò´%63
0DWHULDO
%URQ]H
7HPSHUDWXUH5DWLQJ&
WR&
9DFXXP5DWLQJEDU´+J
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
'
(
&
&
%
$
:LSH[7UDQVLWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
7KUHDG7\SH
7KUHDG
6L]H
:LSH[7UDQVLWLRQò
%63PP
0DOH
ò%63
:LSH[7UDQVLWLRQ
%63PP
0DOH
%63
'HVFULSWLRQ
:LSH[7UDQVLWLRQ
%63PP
0DOH
%63
:LSH[7UDQVLWLRQ
%63PP
0DOH
%63
0DWHULDO
%URQ]H
7HPSHUDWXUH5DWLQJ&
WR&
9DFXXP5DWLQJEDU´+J
$
$
$
)
3URGXFW&RGH
$
%
&
'
(
)
*
*
(
%
6L]H&KDUW
'
&
25LQJ
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
7HPSHUDWXUH
5DWLQJ&
0DWHULDO
25LQJIRU:LSH[7UDQVLWLRQ
25,1*
1LWULOHUXEEHU
WR&
25LQJIRU:LSH[7UDQVLWLRQ
25
1LWULOHUXEEHU
WR&
$
$
%
&
$
6L]H&KDUW
3URGXFW&RGH
$
%
&
25,1*
25
83335,0$5<),77,1*675$16,7,21),77,1*6
&RXSOLQJ)ODQJH0DOH
'HVFULSWLRQ
1R
LQFK
3DFN
:HLJKWNJ
:HLJKWOEV
7KUHDG7\SH
7KUHDG6L]H
&RXSOLQJ)ODQJHò
%6370DOH
'10
ò
0DOH
ò%637
&RXSOLQJ)ODQJH
%6370DOH
'10
0DOH
%637
&RXSOLQJ)ODQJH
1370DOH
'10137
0DOH
137
&RXSOLQJ)ODQJH
%6370DOH
'10
0DOH
%637
&RXSOLQJ)ODQJH
%6370DOH
'10
0DOH
%637
0DWHULDO
&DVW,URQ=LQF3ODWHG
7HPSHUDWXUH5DWLQJ&
WR&
9DFXXP5DWLQJEDU´+J
$
6L]H&KDUW
%
$
3URGXFW&RGH
$
%
&
'
(
'10
'10
'10137
'10
'10
$
'
(
%
$
&
&RXSOLQJ)ODQJH)HPDOH
'HVFULSWLRQ
1R
LQFK
3DFN
:HLJKWNJ
:HLJKWOEV
7KUHDG7\SH
7KUHDG6L]H
&RXSOLQJ)ODQJHò
%63)HPDOH
'1)
ò
)HPDOH
ò%63
&RXSOLQJ)ODQJH
%63)HPDOH
'1)
)HPDOH
%63
&RXSOLQJ)ODQJH
%63)HPDOH
'1)
)HPDOH
%63
&RXSOLQJ)ODQJH
%63)HPDOH
'1)
)HPDOH
%63
0DWHULDO
&DVW,URQ=LQF3ODWHG
7HPSHUDWXUH5DWLQJ&
WR&
9DFXXP5DWLQJEDU´+J
$
%
6L]H&KDUW
%
$
$
3URGXFW&RGH
$
%
&
'
(
'1)
'1)
'1)
'1)
'
(
$
&
83335,0$5<),77,1*675$16,7,21),77,1*6
*DVNHW%ROW6HW
'HVFULSWLRQ
1R

3DFN
LQFK
:HLJKW
NJ
:HLJKW
OEV
*DVNHW%ROW6HWIRU'1
'1
ò
*DVNHW%ROW6HWIRU'1
'1
*DVNHW%ROW6HWIRU'1
'1
*DVNHW%ROW6HWIRU'1
'1
0DWHULDO
.OLQJHUVLO&=LQF3ODWHG
3UHVVXUH5DWLQJ
EDU3VL
7HPSHUDWXUH
5DWLQJ&
WR&
9DFXXP5DWLQJ
EDU´+J
$
6L]H&KDUW
%
(
3URGXFW&RGH
$
%
&
'
(
'1
'1
'1
'1
%
$
&
'
7HUPLQDWLRQ&RPSUHVVLRQ2UDQJH
'HVFULSWLRQ
1R
PP
3DFN
:HLJKW
NJ
:HLJKW
OEV
7KUHDG
7\SH
7KUHDG
6L]H
0DWHULDO
7HUPLQDWLRQPP%63&RPSUHVVLRQ2UDQJH
(&
0DOH
%63
3ROSURS\OHQH
&
$
'
%
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(&
8336(&21'$5<3,3(
6HFRQGDU\&RQWDLQPHQW
7KH 89 VWDEOH VHFRQGDU\ FRQWDLQPHQW SLSH KDV EHHQ
GHYHORSHGLQUHVSRQVHWRDUHTXLUHPHQWIRUDERYHJURXQG
XVHVXFKDVDWPDULQDVPLOLWDU\VLWHVDQGIXHOGHSRWV7KHXOWUD
7KH SRO\HWK\OHQH FRQVWUXFWLRQ RI 833 SLSH DOORZV DOO YLROHWVWDELOLW\PHDQVWKHSLSHFDQEHLQVWDOOHGDERYHJURXQG
FRQQHFWLRQV WR EH MRLQHG XVLQJ DQ HOHFWURIXVLRQ ZHOGLQJ ZLWKQRDGYHUVHHIIHFWFDXVHGE\H[SRVXUHWRVXQOLJKW7KH
SURFHVV SURYLGLQJ D MRLQW ZKLFK LV VWURQJHU WKDQ WKH SLSH SLSHLVHTXDOO\VXLWDEOHIRUXQGHUJURXQGLQVWDOODWLRQV
LWVHOIDQGZLWKQROHDNSDWKV
3LSHKDVSDVVHGWHVWLQJWR(1WHPSHUDWXUHFODVV7
(OHFWURIXVLRQ LV FDUULHG RXW TXLFNO\ DQG VLPSO\ XVLQJ IURP&WR&
VSHFLDOLVW WRROV DYDLODEOH IURP 3HWUR7HFKQLN ,W FDQ EH
FDUULHGRXWLQDGYHUVHZHDWKHUFRQGLWLRQVDQGFOLPDWHVDQG
ZLOODOZD\VJLYHDVWURQJDQGVHFXUHMRLQW$ODUJHYDULHW\RI 7KH6HFRQGDU\&RQWDLQPHQW3LSHV\VWHPIHDWXUHV
HOHFWURIXVLRQÀWWLQJVDUHDYDLODEOHIURPVLPSOHFRXSOHUVIRU
PDNLQJLQOLQHSLSHZRUNMRLQWVWRZHOGHGWHUPLQDWLRQVIRU &RD[LDOVOHHYHSLSHFRH[WUXGHGRYHU833
([WUDOLQHGSULPDU\SLSH
WHUPLQDWLQJGRXEOHZDOOVHFRQGDU\FRQWDLQPHQWSLSHZRUN
9DULHW\RISLSHGLDPHWHUVDYDLODEOH
DQGHQWU\VHDOV
8QLQWHUUXSWHGLQWHUVWLWLDOVSDFHEHWZHHQWKH
)XOOGRXEOHZDOOÀWWLQJV
SULPDU\DQGVHFRQGDU\SLSH
DQQXODULQWHUVWLWLDO
/HDNGHWHFWLRQV\VWHPDYDLODEOH
)XOO\ZHOGHGDVVHPEO\
$YDLODEOHLQVWUDLJKWOHQJWKVRUFRLOV
1ROHDNSDWKV
)XOOUDQJHRI6HFRQGDU\&RQWDLQPHQWÀWWLQJV
EDUUDWHG
3ULPDU\6HFRQGDU\&RQWDLQPHQWSLSHGLDPHWHUFRPSDWDELOLW\FKDUW
3ULPDU\6LQJOH:DOO
PP
´
6HFRQGDU\'RXEOH:DOO
PPó´
PP
ò´
PP
´
PP
´
PP
´
PP
´
;
PP´
;
;
PP´
PP´
<
<
;
;
PP´
PP´
PP´
;
;
;
6HFRQGDU\&RQWDLQPHQW
; 6WDQGDUG
< &RPSDWLEOHQRWVWDQGDUG
%ODQN 1RQ&RPSDWLEOH
8336(&21'$5<3,3(
&RD[LDO833([WUD
'HVFULSWLRQ
3URGXFW&RGH
8QLWP
3DFN
:HLJKWXQLWNJ
:HLJKWXQLWOEV
&RD[LDO833([WUD
P&RLO
&RD[LDO833([WUD
P&RLO
&RD[LDO833([WUD
(1
P6WLFN
&RD[LDO833([WUD
(1
P&RLO
&RD[LDO833([WUD
(1
P&RLO
&RD[LDO833([WUD
(1
P6WLFN
&RD[LDO833([WUD
(1
P&RLO
&RD[LDO833([WUD
(1
P&RLO
&RD[LDO833([WUD
(1
P&RLO
6'5
3ULPDU\,'PP
%HQG5DGLXVP
0DWHULDO
3(
3ULPDU\9DFXXP5DWLQJEDU´+J
3ULPDU\3UHVVXUH5DWLQJEDU3VL
6HFRQGDU\9DFXXP5DWLQJEDU´+J
6HFRQGDU\3UHVVXUH5DWLQJEDU3VL
3ULPDU\&RORXU
%ODFN
7HPSHUDWXUH5DWLQJ&
WR&
6HFRQGDU\&RORXU
%ODFN*UHHQVWULSH
6L]H&KDUW
(
$
%
&
'
3URGXFW&RGH
$
%
&
'
(
P
P
P
P
P
P
P
P
6HFRQGDU\6OHHYH
'HVFULSWLRQ
3URGXFW&RGH
8QLWP
3DFNP
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
6'5
3ULPDU\
,'PP
%HQG
5DGLXVP
6HFRQGDU\6OHHYH
6&(1
P6WLFN
QD
%ODFN*UHHQVWULSH
6HFRQGDU\6OHHYH
6&(1
P6WLFN
QD
%ODFN*UHHQVWULSH
6HFRQGDU\6OHHYH
6&(1
P6WLFN
QD
%ODFN*UHHQVWULSH
6HFRQGDU\6OHHYH
6&(1
P6WLFN
QD
%ODFN*UHHQVWULSH
6HFRQGDU\6OHHYH
6&(1
P6WLFN
QD
%ODFN*UHHQVWULSH
6HFRQGDU\6OHHYH
6&(1
P6WLFN
QD
1$
%ODFN*UHHQVWULSH
0DWHULDO
3(
7HPSHUDWXUH5DWLQJ&
WR&
&
6HFRQGDU\&RORXU
6L]H&KDUW
$
%
3URGXFW&RGH
$
%
&
6&
P
6&
P
6&
P
6&
P
6&
P
6&
P
833'8&7(/(&752)86,21),77,1*6
)OH[LEOH3('XFW
'HVFULSWLRQ
3URGXFW&RGH
8QLWP
3DFNP
:HLJKWSHU
XQLWPHWHUNJ
:HLJKWSHU
XQLWIRRWOEV
%HQG5DGLXVP
3ULPDU\&RORXU
)OH[LEOH3('XFW
'8&7
P&RLO
%ODFN
0DWHULDO
3(
7HPSHUDWXUH5DWLQJ&
&
$
%
WR&
6L]H&KDUW
3URGXFW&RGH
$
%
&
'8&7
P
6HFRQGDU\:HOGLQJ&RXSOHU833
'HVFULSWLRQ
3URGXFW&RGH

PP
3DFN
P
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
5HVLVWDQFH :HOG3LQ
RKP
6L]H
:HOG,QGH[
,QVHUWLRQ
'HSWKPP
6HFRQGDU\:HOGLQJ&RXSOHU833PP6&
6&
PP
6&
6&
6&
6&
6&
PP
PP
PP
PP
PP
0DWHULDO
3(
7HPSHUDWXUH5DWLQJ&
WR&
:HOGLQJFXUUHQW$PSV
6L]H&KDUW
$
&
$
$
(
%
'
3URGXFW&RGH
$
%
&
'
(
6&
6&
6&
6&
6&
6&
$
6(&21'$5<),77,1*6(/(&752)86,216($/),77,1*6
(OHFWURIXVLRQ6HDO:LWK&RXSOHU
+ROH
&ODPS5H
'LDPHWHU
TXLUHG
PP
'HVFULSWLRQ
3URGXFW&RGH
PP
3DFN
6L]H
:HLJKW
NJ
:HLJKW 5HVLVWDQFH :HOGLQGH[ +ROHVDZ
OEV
RKPV
9DOXH
5HTXLUHG
(OHFWURIXVLRQ6HDOZLWKFRXSOHU
(,)
)ODQJH )ODQJH
+6
&RXSOHU &RXSOHU
&/$03
(OHFWURIXVLRQ6HDOZLWKFRXSOHU
(,)
)ODQJH )ODQJH
+6
&RXSOHU &RXSOHU
&/$03
0DWHULDO
3(
:HOGLQJFXUUHQW$PSV
)ODQJH&RXSOHU
7HPSHUDWXUH5DWLQJ&
WR&
:HOG3LQ6L]H
PP)ODQJHPP&RXSOHU
(
'
%
)
$
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
)
(,)
(,)
&
(OHFWURIXVLRQ6HDO:LWK&RXSOHUDQG5HGXFHU

PP
+ROH
'LDPHWHU &ODPS5HTXLUHG
PP
3DFN :HLJKW :HLJKW
:HOGLQGH[ +ROHVDZ
5HVLVWDQFHRKPV
6L]H NJ
OEV
9DOXH
5HTXLUHG
'HVFULSWLRQ
3URGXFW&RGH
(OHFWURIXVLRQ6HDOZLWK
FRXSOHUDQG7HVW3RUW
73 )ODQJH
&RXSOHU
)ODQJH
+6
&RXSOHU
&/$03
FRXSOHU
)ODQJH
&RXSOHU
)ODQJH
+6
&RXSOHU
&/$03
FRXSOHUDQG7HVW3RUW
73 )ODQJH
&RXSOHU
)ODQJH
+6
&RXSOHU
(;7&/$03
FRXSOHU
)ODQJH
&RXSOHU
)ODQJH
+6
&RXSOHU
(;7&/$03
0DWHULDO
3(
:HOGLQJFXUUHQW$PSV
7HPSHUDWXUH5DWLQJ&
WR&
$
'
&
(
)
*
%
$
6L]H&KDUW
$
3URGXFW&RGH
$
%
&
'
(
)
*
73
73
6(&21'$5<),77,1*67(50,1$7,21),77,1*6
7HUPLQDWLQJ:HOGLQJ5HGXFHU
'HVFULSWLRQ

PP
3URGXFW&RGH
3DFN
P
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
5HVLVWDQFH
RKP
:HOG3LQ6L]H :HOG,QGH[
6&:HOGLQJ5HGXFHUPP
6&:HOGLQJ5HGXFHUPPZLWK7HVW3RUW
6&:HOGLQJ5HGXFHUPP
6&:HOGLQJ5HGXFHUPP
73
73
73
0DWHULDO
3(
:HOGLQJFXUUHQW$PSV
7HPSHUDWXUH5DWLQJ&
WR&
$
%
$
)
6L]H&KDUW
3URGXFW&RGH
'
&
$
(
:HOGLQJ5HGXFHUZLWKRXW7HVW3RUW
%
$
)
$
$
%
&
'
(
)
73
73
73
'
&
$
:HOGLQJ5HGXFHUZLWK7HVW3RUW
(
7HUPLQDWLQJ:HOGLQJ5HGXFHU
'HVFULSWLRQ
3URGXFW&RGH
PP
3DFN
P
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
5HVLVWDQFH
RKP
:HOG3LQ :HOG
6L]H
,QGH[
6&:HOGLQJ5HGXFHUPP
6&:HOGLQJ5HGXFHUPP
73
73
0DWHULDO
3(
:HOGLQJFXUUHQW$PSV
7HPSHUDWXUH5DWLQJ&
WR&
(
$
&
3URGXFW&RGH
'
%
$
6L]H&KDUW
$
)
+
*
:HOGLQJ5HGXFHUZLWKRXW7HVW3RUW
&
)
*
%
&
'
(
)
*
+
73
73
'
%
$
$
$
$
+
:HOGLQJ5HGXFHUZLWK7HVW3RUW
6(&21'$5<),77,1*67(50,1$7,21),77,1*6
7HUPLQDWLQJ5HGXFHU
'HVFULSWLRQ
3URGXFW&RGH
PP
:HOG
5ULPDU\
:HOG
:HLJKW :HLJKW
5HVLVWDQFH
:HOG LQJ
3DFN
3UHVVXUH
3LQ
XQLW
XQLW
,QGH[ FXUUHQW 5DWLQJ
RKP
P
6L]H
NJ
OEV
$PSV EDU
5ULPDU\
9DFXXP
5DWLQJ
EDU
6&7HUPLQDWLQJ5HGXFHUPP
6&
QD
QD
6&7HUPLQDWLQJ5HGXFHUPPZLWK7HVW3RUW
6&7HUPLQDWLQJ5HGXFHUPPZLWK7HVW3RUW
73
73
0DWHULDO
3(
:HOGLQJFXUUHQW$PSV
7HPSHUDWXUH5DWLQJ&
WR&
*
6L]H&KDUW
)
(
$
3URGXFW&RGH
$
%
&
'
(
)
6&
73
73
&
%
'
7HUPLQDWLQJ5HGXFHUZLWKRXW7HVW3RUW
$
)
(
$
*
&
%
'
$
7HUPLQDWLQJ5HGXFHUZLWK7HVW3RUW
6OLGLQJ:HOGLQJ5HGXFHU
'HVFULSWLRQ
3URGXFW&RGH
PP
3DFNP
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
5HVLVWDQFH
RKP
:HOG3LQ
6L]H
:HOG,QGH[
6&6OLGLQJ:HOGLQJ5HGXFHUPP
6&
6&6OLGLQJ:HOGLQJ5HGXFHUPP
6&
0DWHULDO
3(
:HOGLQJFXUUHQW$PSV
7HPSHUDWXUH5DWLQJ&
WR&
$
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
)
6&
6&
$
'
(
)
$
%
&
6(&21'$5<),77,1*63/$,1
7HUPLQDWLQJ%RRW
'HVFULSWLRQ

PP
3URGXFW&RGH
3DFN
P
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
6&7HUPLQDWLQJ%RRWPP
6&7HUPLQDWLQJ%RRWPPZLWK7HVW3RUW
73
6&7HUPLQDWLQJ%RRWPP
73
6&7HUPLQDWLQJ%RRWPP
73
(
WR&
)
*
%
$
1LWULOH5XEEHU
7HPSHUDWXUH5DWLQJ&
6L]H&KDUW
&
'
0DWHULDO
3URGXFW&RGH
$
%
&
'
(
)
*
73
73
73
7HUPLQDWLQJ%RRWZLWKRXW7HVW3RUW
&
(
)
*
%
$
'
7HUPLQDWLQJ%RRWZLWK7HVW3RUW
6HFRQGDU\5HGXFHU
'HVFULSWLRQ
3URGXFW&RGH
PP
3DFN
P
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
5HGXFHUPP6HFRQGDU\
6&
5HGXFHUPP6HFRQGDU\
6&
5HGXFHUPP6HFRQGDU\
6&
5HGXFHUPP6HFRQGDU\
6&
0DWHULDO
3(
6HFRQGDU\3UHVVXUH5DWLQJ
EDU3VL
6HFRQGDU\9DFXXP5DWLQJ
EDU´+J
7HPSHUDWXUH5DWLQJ&
WR&
6L]H&KDUW
$
$
3URGXFW&RGH
&
'
%
%
&
'
(
)
*
6&
6&
6&
6&
)
(
$
$
*
6(&21'$5<),77,1*63/$,1
(OERZ6HFRQGDU\
'HVFULSWLRQ
3URGXFW&RGH

PP
3DFN
P
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
(OERZPP6HFRQGDU\
6&
(OERZPP6HFRQGDU\
6&
(OERZPP6HFRQGDU\
6&
$
0DWHULDO
3(
6HFRQGDU\3UHVVXUH5DWLQJ
EDU3VL
EDU´+J
7HPSHUDWXUH5DWLQJ&
WR&
%
&
6L]H&KDUW
3URGXFW&RGH
$
%
&
6&
$
6&
6&
0DWHULDO
(OERZ6HFRQGDU\&RQWDLQHG
'HVFULSWLRQ
3URGXFW&RGH
PP
3DFN
P
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
(OERZ6HFRQGDU\&RQWDLQHGPP
6&
(OERZ6HFRQGDU\&RQWDLQHGPP/RQJ
6&/
$
3(
6HFRQGDU\3UHVVXUH5DWLQJ EDU3VL
EDU´+J
7HPSHUDWXUH5DWLQJ&
WR&
%
&
'
(
6L]H&KDUW
(
(
)
$
%
&
'
3URGXFW&RGH
$
%
&
'
(
)
6&
6&/
6(&21'$5<),77,1*63/$,1
0DWHULDO
(OERZ6HFRQGDU\
'HVFULSWLRQ
3URGXFW&RGH

PP
3DFN
P
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
(OERZPP6HFRQGDU\
6&
(OERZPP6HFRQGDU\
6&
3(
EDU´+J
7HPSHUDWXUH5DWLQJ&
WR&
$
%
6L]H&KDUW
$
%
&
'
6&
6&
&
3URGXFW&RGH
'
0DWHULDO
(TXDO7HH6HFRQGDU\
'HVFULSWLRQ
3URGXFW&RGH

PP
3DFN
P
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
(TXDO7HHPP6HFRQGDU\
6&
(TXDO7HHPP6HFRQGDU\
6&
(TXDO7HHPP6HFRQGDU\
6&
3(
EDU´+J
7HPSHUDWXUH5DWLQJ&
WR&
6L]H&KDUW
3URGXFW&RGH
%
$
%
&
'
(
6&
6&
6&
'
$
(
&
6(&21'$5<),77,1*63/$,1
0DWHULDO
7HH6HFRQGDU\&RQWDLQHG
'HVFULSWLRQ
3URGXFW&RGH
3ULPDU\
PP
3DFN
P
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
7HH6HFRQGDU\&RQWDLQHGPP
6&/
3(
EDU´+J
7HPSHUDWXUH5DWLQJ&
WR&
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
)
6&/
$
)
(
%
'
&
0DWHULDO
(QG&DS6HFRQGDU\
'HVFULSWLRQ
3URGXFW&RGH

PP
3DFN
P
:HLJKW
XQLWNJ
:HLJKW
XQLWOEV
(QG&DSPP6HFRQGDU\
6&
$
3(
EDU´+J
7HPSHUDWXUH5DWLQJ&
WR&
%
6L]H&KDUW
&
3URGXFW&RGH
$
%
&
6&
&217$,10(176<67(06833',63(16(568036
'LVSHQVHU6XPS5DQJH
2XU GLVSHQVHU VXPSV ZLWK SDWHQWHG ZHOGHG HQWU\ ERRW
DQG GRXEOH ZDOO SLSLQJ V\VWHPV JLYH \RX ZKDW \RX QHHG \HDUVRIZRUU\IUHHPDLQWHQDQFHIUHHSHUIRUPDQFH
$OORXUVXPSVDUHPDQXIDFWXUHGIURP//'3(ZLWKDVWHHO
SDLQWHG IUDPH DQG JDOYDQLVHG VWHHO VWDELOLVHU EDU DQG WKH\
DUHFRPSDWLEOHZLWKWKH833IXVLRQHQWU\V\VWHP
)HDWXUHV%HQHÀWV
1R/HDN3DWKVRQHV\VWHPZKHQXVLQJ833(,)
HQWU\VHDOV
&RQGXLWFDQHQWHUWKHGLVSHQVHUWKURXJKPRXQWLQJ
IUDPHZLWKRXWSHQHWUDWLQJWKHVXPSZDOO
5LJLGDQGWKLFN//'3(ERG\ZLWKUHLQIRUFHG
FRQWRXUHGVWUXFWXUHDQGLQWHJUDWHGUDLQOLS
/DUJHFOHDUHQWU\VHDOIDFH
1HFNFDQEHWULPPHGWRDGMXVWVXPS
EXULDOGHSWK
6WDELOL]HUEDUVIHDWXUHSUHGULOOHGVKHDUYDOYH
PRXQWLQJSODWHDQGVSULQJFKDQQHOQXWV
833',63(16(56803&203$7,%,/,7<&+$57
6WDQGDUG
5LEEHG
:LGH$FFHVV
'6'6
'6'6
'6(1&25(
'6
'6'6
'6'6
0RGHO
8336XPS
)UDPH
6WDELOLVHU%DU
3DJH
*LOEDUFR
(QFRUH
6
'6
,QFOXGHG
'66%
KRVH
'6
'6)6.
'66%$
KRVH
'6
'6)6.
'66%$
KRVH
'6
'6)6.
'66%$
KRVH
'6
'6)6.
'66%$
9'9'9'9'
9'89'89'89'
9'9'8938938
9'89'89'89'8
9';9'9';9'
9';9'
'6
,QFOXGHG
'66%
9'9'9'9'
9'9'9'9'9'
'6
,QFOXGHG
'66%$
55%5%
'6
,QFOXGHG
'66%
+)UDPH
'6
'6):*+)
'66%$
&;;SURGXFW&;;SURGXFW&;;
SURGXFW
'6
'6)&;
'66%$
&;;SURGXFW
'6
'6)&;
'66%$
66+6
'6
,QFOXGHG
'66%
333333
3333
'6
,QFOXGHG
'66%
0'
'6
,QFOXGHG
'66%
1HR6XQQ\
*'%*6%SURGXFWPRGHOV*'%*6%
SURGXFWPRGHOV*'1*6%SURGXFWPRGHOV
'6
,QFOXGHG
'66%
6XQQ\;
SURGXFW
'6
,QFOXGHG
'66%
0XOWL;
SURGXFW
'6
,QFOXGHG
'66%
6.
'UHVVHU:D\QH
9LVWD
2YDWLRQ
*OREDO6WDU
6RPR
0XOWL([
%HQQHW
.6HULHV
&RPSDT
/HJHQG
7DWVXQR
$YDLODEOHRQUHTXHVW
&217$,10(176<67(06:,'($&&(66',63(16(5)5$0(6
0RXQWLQJ)UDPH)RU:LGH$FHVV'LVSHQVHU6XPSV
3DFN
6L]H
'HVFULSWLRQ
3URGXFW&RGH
'60RXQWLQJ)UDPHIRU*LOEDUFR6.KRVH
'6)6.
'6)6.
'6)6.
'60RXQWLQJ)UDPHIRU*LOEDUFR6.PKRVH
'6)6.
'60RXQWLQJ)UDPH:D\QH*OREDO+)UDPHKRVH
'6):*+)
'60RXQWLQJ)UDPHIRU:D\QH&;;&;;&;;
'6)&;
'60RXQWLQJ)UDPHIRU:D\QH&;;
'6)&;
6WHHO
&RORXU
:HLJKW
OEV
1HFN
2SHQLQJ
[
[
[
[
[
[
[
*UHHQ
%
3URGXFW&RGH
$
%
&
'
(
'6)6.
'6)6.
'6)6.
'6)6.
$
(
'
&
6L]H&KDUW
&
%
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
'6):*+)
'6)&;
'6)&;
'
$
0DWHULDO
:HLJKW
NJ
&217$,10(176<67(06:,'($&&(66',63(16(56803
3HWUR7LWH:LGH$FFHVV'LVSHQVHU6XPS
'HVFULSWLRQ
3URGXFW&RGH
3DFN6L]H
:HLJKWNJ
:HLJKWOEV
3HWUR7LWH3('LVSHQVHU6XPS
[
'6
[
[
[
'6
'6
'6
0DWHULDO
//'3(6WHHOVWUXW
0RXQWLQJ)UDPH
6HSHUDWH)UDPH5HTXLUHG6HHSDJH
&RORXU
:KLWH
6L]H&KDUW
3URGXFW&RGH
$
'6
'6
'6
'6
%
)
(
&
'
(
)
&
'
$
%
&217$,10(176<67(06:,'($&&(66',63(16(56803
6WDELOVHU%DU)RU3HWUR7LWH:LGH$FFHVV'LVSHQVHU6XPSV
'HVFULSWLRQ
3URGXFW&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
2YHUDOO%DVH
'LPHQVLRQV
6WDELOLVHU%DUIRU'6'6
'66%$
'66%$
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
'66%$
'66%$
'
(
$
&
%
&217$,10(176<67(063(7527,7(',63(16(56803
3HWUR7LWH'LVSHQVHU6XPS
'HVFULSWLRQ
3URGXFW&RGH
3DFN6L]H
:HLJKWNJ
:HLJKWOEV
[
'6
[
'6
[
'6
[
'6
0DWHULDO
//'3(6WHHOIUDPHVWHHOVWUXW
&RORXU
:KLWH*UHHQ
0RXQWLQJ)UDPH
&RPSOHWHZLWK0RXQWLQJ)UDPH
6L]H&KDUW
3URGXFW&RGH
$
%
'6
'6
)
*
+
'6
'6
+
$
%
)
(
'
(
&
'
*
&
&217$,10(176<67(063(7527,7(67$%,/,6(5%$5
6WDELOVHU%DU)RU3HWUR7LWH'LVSHQVHU6XPSV
:HLJKW
OEV
2YHUDOO%DVH
'LPHQVLRQV
'HVFULSWLRQ
3URGXFW&RGH
3DFN6L]H
:HLJKWNJ
'66%
'66%
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
'66%
'66%
'
(
$
&
%
&217$,10(176<67(06(1&25(29$7,2168036
3HWUR7LWH5LEEHG'LVSHQVHU6XPS(QFRUH2YDWLRQ
'HVFULSWLRQ
3URGXFW&RGH
3DFN6L]H
:HLJKWNJ
:HLJKWOEV
[
'6(1&25(
[
'6
0DWHULDO
//'3(6WHHOIUDPHVWHHOVWUXW
&RORXU
:KLWH*UHHQ
0RXQWLQJ)UDPH
&RPSOHWHZLWK0RXQWLQJ)UDPH
6L]H&KDUW
*
3URGXFW&RGH
$
%
&
'
(
)
*
'6(1&25(
'6
+
%
)
(
&
'
$
+
&217$,10(176<67(06(1&25(29$7,2168036
6WDELOVHU%DUVIRU5LEEHG'LVSHQVHU6XPSV
'HVFULSWLRQ
3URGXFW&RGH
3DFN6L]H
:HLJKWNJ
:HLJKWOEV
2YHUDOO%DVH
'LPHQVLRQV
6WDELOLVHU%DUIRU'6
'66%(1&25(.,7
6WDELOLVHU%DUIRU'6
'66%
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
'66%(1&25(.,7
'66%
'
(
$
&
%
&217$,10(176<67(06$&&(66&29(56
$FFHVV&RYHU5DQJH
)HDWXUHV%HQHÀWV
([WUHPHO\KDUGZHDULQJDQGGXUDEOHWKH\
ZLOOQRWVSLQRXWEXFNOHRUORRVHVKDSHGXH
WRSUHVVXUHIRUFHVIURPYHKLFOHVDQGDUH
KLJKO\UHVLVWDQWWRFKHPLFDOFRUURVLRQ
%6(1WR&ODVV'VWUXFWXUDOLQWHJULW\
DVWHVWHGE\/OR\GV%ULWLVK7HVWLQJSOF
/RFNDEOHDQGLQGHHGPXVWEHORFNHGWR
UHPDLQIXOO\FORVHGWKLVLQFUHDVHVRQVLWH
VHFXULW\DQGVDIHW\HVSHFLDOO\LQWRGD\·VZRUOG
ZKHUHWHUURULVPDQGWKHIWLVDUHDOFRQFHUQ
IRUDOO
:KHQORFNHGWKHFRYHUVEHFRPHFRPSOHWHO\
ZDWHUWLJKWWKDQNVWRDVSHFLDOFKHPLFDOO\
UHVLVWDQWQHRSUHQHVHDOLQJJDVNHWDQG
LQWHUQDOGUDLQDJHFKDQQHO
'XHWRWKHQDWXUHRIFDVWLURQWKHFRYHUV
DUHUHVLVWDQWWRFKHPLFDOFRUURVLRQIURP
SHWUROHXPDQGDOFRKROV
3HWUR7HFKQLN DQG 833 V\VWHPV EULQJ DQRWKHU LQQRYDWLYH
SURGXFWWRWKH)XHO5HWDLOPDUNHWZLWKWKHLQWURGXFWLRQRI
WKH3HWUR7LWH3RZHU/LIWSDWHQWHGFDVWLURQ$FFHVV&RYHUV
DQGWKH3&&&RPSRVLWH$FFHVV&RYHU
7KHVHH[FLWLQJQHZ$FFHVV&RYHUVKDYHEHHQGHVLJQHGIRU
XVH RQ VHUYLFH VWDWLRQ IRUHFRXUWV DQG UHIXHOOLQJ VWDWLRQV
ZKHUHIUHTXHQWDFFHVVDQGKHDY\WUDIÀFDUHSDUDPRXQWWR
WKHSURGXFWGHVLJQFULWHULD7KH3HWUR7HFKQLN$FFHVV&RYHUV
FRQWLQXHWKLVWUHQGRISURGXFWVXSHULRULW\E\FRPELQLQJWKH
VWUHQJWKDQGGXUDELOLW\RIFDVWLURQZLWKWKHHDVHRIKDQGOLQJ
OLJKWZHLJKWFRPSRVLWHFRYHUV
7KHFOHYHUVSULQJORDGHGKLQJHPHFKDQLVPDOORZWKHFRYHUV
WREHRSHQHGDQGFORVHGZLWKHDVHXVLQJDOLJKWZHLJKWKDQGOH
DQGWKH\VWD\RSHQDWDQ\DQJOHZLWKRXWWKHQHHGIRUORFNLQJ
PHFKDQLVPVRUVWD\V7KHFRYHUVDUHWKHUHIRUHHDVLO\RSHQHG
DQGFORVHGE\RSHUDWRUVRIHLWKHUJHQGHUZLWKRXWWKHULVNRI
LQMXU\WKDWH[LVWVZLWKFRQYHQWLRQDOFDVWLURQFRYHUV
&RPSRVLWH$FFHVV&RYHUV
'HVFULSWLRQ
3URGXFW
&RGH
3DFN :HLJKW
6L]H NJ
:HLJKW &OHDU
OEV
2SHQLQJ
2YHUDOO%DVH
'LPHQVLRQVPP
0D[ORDGUDWLQJ
0DWHULDO
(13$6
&RPSRVLWH$FFHVV&RYHUPP
3&&
PP
'
&RPSRVLWH
)LEUHJODVV6NLUWIRU3&&
3&&6.
PP
PPPD[
QD
)LEUHJODVV
&RPSRVLWH&RYHU/LIWLQJ+DQGOH
3&&+
QD
QD
QD
*DOYDQLVHG
6WHHO
&RPSRVLWH&RYHU6HDO
3&&-
QD
QD
QD
QD
QD
1LWULOH
3&&6.
3&&
%
6L]H&KDUW
&
$
$
$
%
$
&
3URGXFW&RGH
$
%
&
3&&
3&&6.
&217$,10(176<67(06$&&(66&29(56
&DVW,URQ$FFHVV&RYHUV
'HVFULSWLRQ
3URGXFW
&RGH
3DFN :HLJKW
6L]H NJ
:HLJKW
&OHDU2SHQLQJ
OEV
2YHUDOO%DVH
'LPHQVLRQVPP
0D[ORDGUDWLQJ
0DWHULDO
(1
3RZHUOLIW)ODW&DVW,URQ$FFHVV&RYHU
[PP'
3&' PP[PP
[
'
&DVW,URQ
5DLVHG&DVW,URQ$FFHVV&RYHU
[PP'
3&
PP[PP
[
'
&DVW,URQ
3RZHUOLIW5DLVHG&DVW,URQ
$FFHVV&RYHU[PP
3&
PP[PP
[
&
&DVW,URQ
+DQGOHIRU3&
3&+
QD
QD
QD
&DVW,URQ
*DVNHWIRU3&$FFHVV&RYHU
3&-
QD
QD
QD
1HRSUHQH
%
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
3&'
&
$
'
'
(
6L]H&KDUW
3URGXFW&RGH
$
3&
%
&
'
(
&
$
%
'
(
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
3&
&
$
%
&217$,10(176<67(06$&&(66&29(56
'HVFULSWLRQ
3URGXFW
&RGH
3DFN :HLJKW
6L]H NJ
3RZHUOLIW)ODW&DVW,URQ$FFHVV&RYHU
PP'
3&' &
:HLJKW
&OHDU2SHQLQJ
OEV
PP
%
2YHUDOO%DVH
'LPHQVLRQVPP
0D[ORDGUDWLQJ
0DWHULDO
(1
[
'
&DVW,URQ
6L]H&KDUW
3URGXFW&RGH
$
3&'
%
&
$
'HVFULSWLRQ
3URGXFW&RGH
3DFN :HLJKW
6L]H NJ
:HLJKW
&OHDU2SHQLQJ
OEV
833&DVW,URQ$FFHVV&RYHU
[PP'
3&'
2YHUDOO%DVH
'LPHQVLRQVPP
PP[PP [
0D[ORDGUDWLQJ
0DWHULDO
(1
'
&DVW,URQ
6L]H&KDUW
3URGXFW&RGH
3&'
%
$
&
$
%
&
&217$,10(176<67(06&+$0%(56
&KDPEHUV5DQJH
)HDWXUHV%HQHÀWV
'UDPDWLFDOO\UHGXFHGOHDNSDWKV
5LVHUHOHFWURIXVHVWRFKDPEHUEDVH
QREROWVQROHDNV
7KHULVHUVHFWLRQHOHFWURIXVHVWRWKHEDVHUHPRYLQJWKHQHHG
IRUPXOWLSOHEROWKROHVDQGIRDPJDVNHWVLQWKLVDUHDWKHUHIRUH
GUDPDWLFDOO\ UHGXFLQJ WKH QXPEHU RI SRWHQWLDO OHDN SDWKV
5HGXFHGLQVWDOODWLRQWLPH
:LWKLWVVLPSOLÀHGDVVHPEO\WKLVIXVLRQV\VWHPDOVRUHGXFHVWKH
LQVWDOODWLRQWLPH:HOGLQJRIWKHFKDPEHUFDQEHSHUIRUPHG
XVLQJ833)XVLRQHTXLSPHQWLQDSSUR[LPDWHO\VL[PLQXWHV
4XLFNLQVWDOODWLRQZLWKQREROWKROHV
9DFXXPWHVWDEOH
6SHFLÀFWHVWLQJDWFULWLFDOSRLQWVHQVXUHVD
OHDNSURRILQVWDOODWLRQ
:DWHUWLJKWFKDPEHU
7DQNDFFHVVUHPDLQVGU\DQGSURWHFWHG
:DWHUWLJKWOLGYDFXXPWHVWDEOH
&KDPEHUVWD\VGU\LQKLJKZDWHUWDEOHDUHDV
1ROHDNSRLQWV
2QFH ZHOGHG DQG FRROHG WKH EDVH DQG ULVHU EHFRPH RQH
KRPRJHQHRXV XQLW ZLWK QR PHFKDQLFDO MRLQWV DQG QR OHDN
SRLQWV7KHFKDPEHUFDQWKHQEHYDFXXPWHVWHGWRHQVXUH
WKDWLWLVOHDNWLJKW
(DV\,QVWDOODWLRQ
&RPSDWLEOHZLWKDOO833IXVLRQ
HQWU\VHDOV
)XOO\ZHOGHG833V\VWHPQRPHFKDQLFDO
MRLQWVQROHDNV
7ZRSLHFHFKDPEHU
)RUVLPSOLÀHGSLSHLQVWDOODWLRQDQG
HDVLHUWUDQVSRUWDWLRQ
7KH EDVH RI WKH FKDPEHU LV SURYLGHG DV HLWKHU 'HHS RU
6KDOORZDQGERWKZLOODOORZIRUDYHU\HDV\LQVWDOODWLRQRI
SLSHZRUNEHIRUHWKHULVHULVIXVHGLQWRSODFH
/$
2&+'
&217$,10(176<67(063(7527,7(648$5(&+$0%(56
3HWUR7LWH3(&KDPEHU*DVNHW.LW)RU'&6%
'HVFULSWLRQ
3URGXFW&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
1HFN2SHQLQJ
2YHUDOO+HLJKW
3HWUR7LWH3(&KDPEHUZLWK6TXDUH5LVHU
'&6%
PP[PP
PD[ PLQ *DVNHW.LWIRU'&6%
'&6%*
QD
QD
6L]H&KDUW
3URGXFW&RGH
$
%
&
'&6%
'
%
(
0LQ+HLJKW
&
'
0D[+HLJKW
%
FRQWDLQHUORDGLQJ
VHWV
6HW6KLSSLQJZHLJKWDSSUR[
.JOEV
6HW6KLSSLQJGLPHQVLRQV
PP[PP[PP
µ[µ[µ
$
$
)XOOVHWFRGH
%DVHVXLWVVTXDUHRUURXQGFRQWDLQPHQWFROODUVRQWDQN
6TXDUH PPPD[´
5RXQG PPPD[´
(
&217$,10(176<67(0667$1'$5'&+$0%(56
3HWUR7LWH3(6WDQGDUG&KDPEHU
'HVFULSWLRQ
3URGXFW&RGH
6L]HPP
3DFN :HLJKW
6L]H NJ
:HLJKW
OEV
1HFN
2SHQLQJ
2YHUDOO+HLJKW
PP
'HHS%XULDO7DQN&KDPEHUZLWK:DWHUWLJKWOLG
/$
[
PP
PD[ PLQ 6KDOORZ%XULDO7DQN&KDPEHUZLWK:DWHUWLJKW/LG
/$
[
PP
0D[ PLQ 3(&KDPEHU+DUQHVV$VVHPEO\
2&++
QD
QD
QD
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
/$
/$
$
&
(
0LQ+HLJKW
'
0D[+HLJKW
$
%
%
/$
$
)XOOVHWFRGH
FRQWDLQHUORDGLQJ
[[ VHWV
:HOGLQJOHDGFRGH
(:&$
:DWHUWLJKWOLGRQO\FRGH
/$
%DVHRQO\FRGH
/$
&
(
0LQ+HLJKW
'
0D[+HLJKW
$
'HHS5LVHU
6KDOORZ5LVHU
'HHS5LVHURQO\FRGH
/$
.JOEV
PP[PP[PP
µ[µ[µ
6KDOORZ5LVHURQO\FRGH
/$
.JOEV
PP[PP[PP
µ[µ[µ
%
%
/$
6TXDUH PPPD[´
5RXQG PPPD[´
&217$,10(176<67(06237,080&+$0%(56
2SWLPXP&KDPEHUZLWK6PDOO%RUH5LVHU
'HVFULSWLRQ
3URGXFW&RGH
6L]HPP
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
1HFN
2SHQLQJ
2YHUDOO+HLJKW
PP
'HHS%XULDO7DQN&KDPEHUZLWK:DWHUWLJKW/LG
2&+'6
[
PP
2&+66
[
PP
PD[ PLQ 3(&KDPEHU+DUQHVV$VVHPEO\
2&++
QD
QD
QD
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
2&+'6
2&+66
P$
&
(
0LQ+HLJKW
'
0D[+HLJKW
P$
%
%
2&+'6
P$
)XOOVHWFRGH
FRQWDLQHUORDGLQJ
[ VHWV
:HOGLQJOHDGFRGH
(:&$
/$
5LVHURQO\FRGH
2&+56
&
'HHS%DVH
6KDOORZ%DVH
'HHS%DVHRQO\FRGH
2&+%'
.JOEV
PP[PP[PP
µ[µ[µ
6KDOORZ%DVHRQO\FRGH
2&+%6
.JOEV
PP[PP[PP
µ[µ[µ
(
0LQ+HLJKW
'
0D[+HLJKW
P$
%
%
2&+66
6TXDUH PPPD[µ
5RXQG PPPD[µ
&217$,10(176<67(06237,080&+$0%(56
2SWLPXP&KDPEHU
'HVFULSWLRQ
3URGXFW&RGH
6L]HPP
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
1HFN
2SHQLQJ
2YHUDOO+HLJKW
PP
'HHS%XULDO7DQN&KDPEHUZLWK:DWHUWLJKW/LG
2&+'
[
PP
2&+6
[
PP
PD[ PLQ 3(&KDPEHU+DUQHVV$VVHPEO\
2&++
QD
QD
QD
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
2&+'
2&+6
$
&
(
0LQ+HLJKW
'
0D[+HLJKW
$
%
&
%
2&+'
$
)XOOVHWFRGH
FRQWDLQHUORDGLQJ
[ VHWV
:HOGLQJOHDGFRGH
(:&$
2&+/:
5LVHURQO\FRGH
2&+5/
&
(
0LQ+HLJKW
'
0D[+HLJKW
$
'HHS%DVH
6KDOORZ%DVH
'HHS%DVHRQO\FRGH
2&+%'
.JOEV
PP[PP[PP
µ[µ[µ
6KDOORZ%DVHRQO\FRGH
2&+%6
.JOEV
PP[PP[PP
µ[µ[µ
%
%
2&+6
6TXDUH PPPD[µ
5RXQG PPPD[µ
&217$,10(176<67(06(175<6($/6
(OHFWURIXVLRQ6HDOV
7KHVH HOHFWURIXVLRQ HQWU\ VHDOV ZHOG GLUHFWO\ WR WKH ZDOO
RI DQ\ SRO\HWK\OHQH FKDPEHU RU VXPS 7KH\ KDYH EHHQ
VSHFLÀFDOO\ GHVLJQHG WR UHGXFH WKH QXPEHU RI ÀWWLQJV
QHFHVVDU\ WR SURYLGH ZDWHUWLJKW VHDOV EHWZHHQ WKH
XQGHUJURXQGWDQNVXPSFKDPEHUDQGWKH833SULPDU\RU
VHFRQGDU\FRQWDLQHGSLSHDQGHOHFWULFDOFRQGXLWRUGXFW
7KH QDWXUH RI WKH VHDO PHDQV WKDW DIWHU LQVWDOODWLRQ LW
EHFRPHVRQHZLWKWKHVXPSZLWK]HUROHDNSDWKVFUHDWLQJ
DOHDNWLJKWV\VWHP7KHVHDOVDUHSRO\HWK\OHQHEDVHG
DOORZLQJHOHFWURIXVLRQRI833SLSHZRUNV\VWHPVGLUHFWO\WR
WKHSHQHWUDWLRQQHJDWLQJWKHQHHGIRUPHFKDQLFDOERRWVDQG
FUHDWLQJ D KRPRJHQHRXV VWUXFWXUH RI WKH VXPS ERRW DQG
SLSH
7KHVHDOLVIXOO\YDFXXPDQGSUHVVXUHWHVWDEOHHQVXULQJ
OHDNIUHHVHDOVDQGVXPSV
(OHFWURIXVDEOH)53(QWU\6HDOV
7KHQHZ)53HQWU\VHDOIURP833V\VWHPVPHDQVWKDWLWLV
HYHQHDVLHUWRLQVWDOOWKHZRUOGVQXPEHURQHSHWUROSLSHWR
ÀEHUJODVVVXPSVWKDQHYHUEHIRUH
7KH VHDOV DUH FRPSDWLEOH ZLWK DOO VLQJOH DQG GRXEOH ZDOO
ÁDW DQG FXUYHG )53 VXPSV DYDLODEOH RQ WRGD\·V PDUNHW
0HWDO SDUWV RI WKH ÀWWLQJ DUH ERQGHG DQG FRYHUHG LQ WKH
LQVWDOODWLRQ SURFHVV E\ H[WHUQDO )35 FRYHUV OHDYLQJ QR
H[SRVHGPHWDOZRUNRXWVLGHWKHVXPS
)HDWXUHV%HQHÀWV
3DJH
(OHFWURIXVLRQVHDOIRUPPSLSH
VHDOFRPSOHPHQWVPPSLSHUDQJH
PPVHFRQGDU\GRXEOHZDOOSLSHZHOGVGLUHFWO\WR
VHDOVSLJRWXVLQJ6&ZHOGLQJFRXSOHU
PPSULPDU\VLQJOHZDOOFRQWLQXHVWKURXJK
SHQHWUDWLRQDQGLQWR3(VXPSFKDPEHUDQGLVIXVLRQ
VHDOHGZLWKRUGHUHGVHSDUDWHO\
6HULHV3DJH
(OHFWURIXVLRQVHDOZLWKLQWHJUDWHGFRXSOHU
,QWHJUDWHGFRXSOHUZHOGVGLUHFWO\WR833SULPDU\RU
VHFRQGDU\SLSHDQGHOLPLQDWHVWKHQHHGIRUDUXEEHU
ERRW
2QFHZHOGHGWRWKHFKDPEHUZDOOWKHVHDOLVOLTXLG
WLJKWIRUWKHOLIHRIWKHLQVWDOODWLRQ
$YDLODEOHIRUôµDQGµ':DQGµ6:833SLSH
6HULHV3DJH
UHGXFHUZLWKWHVWSRUW
6SDFHVDYLQJZHOGHGHQWU\VHDO
)RUXVHZLWKµDQGµ6:RU':SLSH
:LWKRUZLWKRXWWHVWSRUW
6HULHV3DJH
UHGXFHUZLWKWHVWSRUW
/DUJHGLDPHWHUDFFHVV
)RUXVHZLWKPPµPPµDQGPP
µSLSH
:LWKRUZLWKRXWWHVWSRUWRQERRW
6HULHVGHWDLOVRQSDJH
6HULHVGHWDLOVRQSDJH
6HULHVGHWDLOVRQSDJH
6HULHVGHWDLOVRQSDJH
&217$,10(176<67(06(175<6($/6
(OHFWURIXVLRQ6HDO
3URGXFW
&RGH
'HVFULSWLRQ
3DFN :HLJKW
6L]H NJ
PP
:HLJKW 5HVLVWDQFH :HOGLQGH[
OEV
RKPV
9DOXH
+ROHVDZ
5HTXLUHG
+ROH
'LDPHWHU
PP
&ODPS5H
TXLUHG
(OHFWURIXVLRQ6HDO
+6&6
&/$03
(OHFWURIXVLRQ6HDOZLWKUXEEHUERRW
+6
&/$03
(OHFWURIXVLRQ6HDOH[WHQGHG
5
+6
&/$03
+6
&/$03
+6
&/$03
(OHFWURIXVLRQ6HDOH[WHQGHG
5
+6
&/$03
0DWHULDO
3(
:HOGLQJFXUUHQW$PSV
7HPSHUDWXUH5DWLQJ&
WR&
:HOG3LQ6L]H
PP
6L]H&KDUW
$
%
&
'
(
5
5
'
(
)
*
(
3URGXFW&RGH
'
&
%
$
$
&
)
*
(
'
6L]H&KDUW
3URGXFW
&RGH
$
%
&
$
%
$
6HDO%RRW.LW
3URGXFW
&RGH
'HVFULSWLRQ
3DFN :HLJKW
6L]H NJ
PP
0DWHULDO
1LWULOH5XEEHU
7HPSHUDWXUH5DWLQJ&
WR&
:HLJKW
OEV
6HDO%RRW.LW
6%
6HDO%RRW.LWZLGHDQJOHDFFHVV
6%
6HDO%RRW.LW
6%
6HDO%RRW.LW
6%
6HDO%RRW.LW
6%
6L]H&KDUW
3URGXFW
&RGH
$
%
&
'
(
)
*
6%
6%
6%
6%
6%
&
%
$
)
*
(
'
$
$
&217$,10(176<67(06(175<6($/6
(OHFWURIXVLRQ(OHFWULFDO(QWU\6HDO6SDUH%RRW
'HVFULSWLRQ
3URGXFW&RGH
:HLJKW
OEV
:HOG
5HVLVWDQFH
+ROHVDZ
LQGH[
RKPV
5HTXLUHG
9DOXH
+ROH
&ODPS
'LDPHWHU
5HTXLUHG
PP
+6
3(
1LWULOH
&/$03
5XEEHU
(/(&75,&
6%
QD
QD
QD
QD
QD
7HPSHUDWXUH5DWLQJ&
:HOGLQJ
&XUUHQW
$PSV
0DWHULDO
(OHFWURIXVLRQ6HDO (OHFWULFDO(QWU\ (/(&75,&$/
6SDUH%RRWIRU
(OHFWULFDO
3DFN :HLJKW
NJ
6L]H
PP
1LWULOH
5XEEHU
:HOG
3LQ
6L]H
PP
QD
QD
WR&
6L]H&KDUW
'
&
$
%
&
'
(
)
*
+
%
+
3URGXFW&RGH
(/(&75,&$/
(
)
*
(/(&75,&$/
$
$
.
%
+
6L]H&KDUW
'
&
(
3URGXFW&RGH
$
%
&
'
(
)
(/(&75,&$/6%
*
+
,
-
.
)
*
,
$
$
(/(&75,&$/6%
(OHFWURIXVLRQ6HDO:LWK&RXSOHU73
'HVFULSWLRQ
3URGXFW&RGH

PP
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
5HVLVWDQFH
RKPV
:HOG
LQGH[
9DOXH
+ROH
'LDPHWHU
PP
+ROHVDZ
5HTXLUHG
&ODPS
5HTXLUHG
(OHFWURIXVLRQ6HDOZLWKFRXSOHUZLWK7HVW3RUW 73 )ODQJH )ODQJH +6
&/$03
&/$03
&/$03
0DWHULDO
3(1LWULOH5XEEHU
:HOGLQJFXUUHQW$PSV
7HPSHUDWXUH5DWLQJ&
WR&
:HOG3LQ6L]H
PP
%
&
'
$
(
)
*
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
)
*
73
73
73
&217$,10(176<67(06(175<6($/6
0DWHULDO
(QWU\6HDO
3(1LWULOH5XEEHU

PP
3DFN
6L]H
:HLJKW
NJ
:HLJKW +ROHVDZ
OEV
5HTXLUHG
+ROH
'LDPHWHU
PP
'HVFULSWLRQ
3URGXFW&RGH
6HDOIRUPPSLSH
6%&
+6&6
6HDOIRUPPSLSH
6%&
+6&6
',QVHUWUHPRYHG
6L]H&KDUW
3URGXFW&RGH
$
%
&
'
(
)
*
6%&
6%&
$
'
)
&
*
$
0HFKDQLFDO(QWU\6HDO
'HVFULSWLRQ
3URGXFW
&RGH
PP
3DFN
6L]H
:HLJKW
NJ
:HLJKW +ROHVDZ
OEV
5HTXLUHG
+ROH'LDPHWHU
PP
0HFKDQLFDO(QWU\6HDO
36
+63
PP0
0HFKDQLFDO(QWU\6HDO
36
+63
PP0
0DWHULDO
1LWULOH]LQFSODWHGPLOGVWHHO
7HPSHUDWXUH5DWLQJ&
6SDQQHUV
1HHGHG
WR&
6L]H&KDUW
)
*
$
(
$
36
36
%
&
$
%
&
$
%
&
:KHQXVHGZLWK3(VXPSVDQGFKDPEHUVDQ
DGGLWLRQDO%DFNLQJ5LQJLVUHTXLUHG
:KHQXVLQJ36ZLWKPP6&SLSHDQ
H[WUD66-XELOHH&OLSLVUHTXLUHG
:KHQXVLQJ36ZLWKPP6&SLSHDQ
H[WUD66-XELOHH&OLSLVUHTXLUHG
$
,
%
&
'
+3&'
3URGXFW
&RGH
$
&217$,10(176<67(06(175<6($/6
-XELOHH&OLS
'HVFULSWLRQ
3URGXFW
PP
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW 6SDQQHUV 7HPSHUDWXUH
OEV
1HHGHG
5DWLQJ&
-XELOHH&OLSPP83336
66
)'ULYHU
-XELOHH&OLSPP83336
66
)'ULYHU
WR&
-XELOHH&OLSPP36 66
)'ULYHU
WR&
WR&
%DFNLQJ5LQJ)RU833
'HVFULSWLRQ
3URGXFW&RGH
3DFN
6L]H
:HLJKWNJ
:HLJKWOEV
7HPSHUDWXUH
5DWLQJ&
0DWHULDO
%DFNLQJ5LQJIRU83336
365
WR&
0LOG6WHHO=LQF3DVVLYDWH
%DFNLQJ5LQJIRU83336
365
WR&
0LOG6WHHO=LQF3DVVLYDWH
'
6L]H&KDUW
&
(
3URGXFW&RGH
$
%
&
'
(
365
365
$
%
)LEUH*ODVV(QWU\%RRW
'HVFULSWLRQ
3URGXFW
&RGH
)LEUHJODVV(QWU\6HDO
)(%6 7HPSHUDWXUH5DWLQJ&

PP
3DFN :HLJKW :HLJKW +ROHVDZ
6L]H NJ
OEV
5HTXLUHG
+ROH
6SDQQHUV
'LDPHWHU
1HHGHG
PP
+6
6HDODQW
$GKHVLYH
5HTXLUHG
)(%722/ )(%(
WR&
)(%6
)(%(12=
3(%URQ]H
)(%($3
)
%
*
&
'
(
$
%
$
0DWHULDO
6L]H&KDUW
3URGXFW&RGH
$GKHVLYH
$SSOLFDWRU
5HTXLUHG
&
'
(
)
*
&217$,10(176<67(06(175<6($/6
)LEUH*ODVV(QWU\6HDO
'HVFULSWLRQ
3URGXFW&RGH
+ROH
6HDODQW $GKHVLYH

3DFN :HLJKW :HLJKW +ROHVDZ
6SDQQHUV
'LDPHWHU
$GKHVLYH $SSOLFDWRU
PP 6L]H NJ
OEV
5HTXLUHG
1HHGHG
PP
5HTXLUHG 5HTXLUHG
)LEUHJODVV(QWU\6HDO'RXEOH
VLGHGPP
)(%'
+6
)(%(
)(%
)(%( 12=
722/
)(%($3
3(
%URQ]H
,QWHUQDO&RYHUIRUPP6HDO
)%&1
QD
QD
QD
))8%
QD
)LEUHJODVV
([WHUQDO&RYHUIRUPP6HDO
)%&;
QD
QD
QD
))8%
QD
)LEUHJODVV
,QWHUQDO&XUYHG3DFNHUIRUPP
)%31
6HDO
QD
QD
QD
))8%
QD
)LEUHJODVV
([WHUQDO&XUYHG3DFNHUIRU
PP6HDO
)%3;
QD
QD
QD
))8%
QD
)LEUHJODVV
)LEUHJODVV(QWU\6HDO'RXEOH
VLGHGPP
)(%'
+6
)(%(
)(%
)(%( 12=
722/
)(%($3
3(
%URQ]H
,QWHUQDO&RYHUIRU
PP6HDOV
)%&1
QD
QD
QD
))8%
QD
)LEUHJODVV
([WHUQDO&RYHUIRUPP
)%&;
6HDOV
QD
QD
QD
))8%
QD
)LEUHJODVV
,QWHUQDO&XUYHG3DFNHU
IRUPP6HDO
)%31
QD
QD
QD
))8%
QD
)LEUHJODVV
([WHUQDO&XUYHG3DFNHU
IRUPP6HDO
)%3;
QD
QD
QD
))8%
QD
)LEUHJODVV
WR&
&KDUW
6L]H&KDUW
)
'
&
(
3URGXFW&RGH
$
%
&
'
(
)
)(%'
)(%'
&
%
$
%
&KDUW
6L]H&KDUW
&
7HPSHUDWXUH5DWLQJ&
0DWHULDO
$
3URGXFW&RGH
$
%
&
)%&1
)%&;
)%&1
)%&;
&KDUW
6L]H&KDUW
$
$
&
&
3URGXFW&RGH
$
%
&
'
(
)%31
'
'
)%31
)%3;
(
(
)%3;
)%3;
%
%
)%31
6<67(0,17(*5,7<
/HDN'HWHFWRU
1HZHDV\WRXVH/HDN'HWHFWRUIRU
6HFRQGDU\&RQWDLQPHQWSLSHZRUN
7KH 833 OHDN GHWHFWLRQ V\VWHP PRQLWRUV WKH LQWHUVWLWLDO VSDFH
WKDWUXQVWKHHQWLUHOHQJWKRIDQ\8336HFRQGDU\&RQWDLQPHQW
&R$[LDOSLSHUXQ

8VLQJ SUHVVXULVHG DLU WKH V\VWHP PRQLWRUV WKH SUHVVXUH ZLWKLQ
WKH LQWHUVWLWLDO VSDFH $Q\ UHGXFWLRQ LQ SUHVVXUH PHDQV D
OHDN KDV RFFXUUHG HLWKHU LQ WKH SULPDU\ RU VHFRQGDU\ SLSH
DQG D YLVXDO DODUP LV VKRZQ RQ WKH V\VWHP·V GLVSOD\ VFUHHQ
$QDXGLEOHDODUPLQWKHXQLWZLOOVRXQGDOORZLQJWKHVLWHRSHUDWRU
WRWDNHWKHUHOHYDQWSLSHOLQHVRXWRIVHUYLFH
(DV\LQVWDOODWLRQ
,QWHJUDOSXPSHGSUHVVXUHVXSSO\
6PDOOZHDWKHUSURRIXQLWIRUGLVFUHHWLQVWDOODWLRQ
2QHXQLWFDQVHUYLFHVHYHUDOSLSHOLQHV
9LVXDODQGDXGLEOHDODUPZDUQLQJV
&RPSOLHVZLWK(XURSHDQ6WDQGDUG(1
$ SXPS KRXVHG LQVLGH WKH XQLW PDLQWDLQV WKH SUHVVXUH LQ WKH
V\VWHPPHDQLQJQRH[WHUQDOSUHVVXULVHGDLURUJDVF\OLQGHUVDUH
QHHGHGUHGXFLQJFRVWVWRWKHRSHUDWRU
&DXWLRQ
'R,QHHGPRUHWKDQRQH/HDN'HWHFWRUIRUP\VLWH"
3XPSVDQGPRWRULQVLGHSUHVVXULVHGDLUF\OLQGHU
QHHGHGIRUPXWXDOFRPPLVLRQLQJRQO\
$LUÀOWHUQHHGHG
,WLVSRVVLEOHWRFRQQHFWRQHXQLWWRVHYHUDOSLSHOLQHVRQDVLWH
XVLQJPDQLIROGVZLWKLQGLYLGXDOOLQHJDXJHVIRUHDV\LGHQWLÀFDWLRQ
RIOHDNLQJOLQHVRUXVLQJLQWHUFRQQHFWLQJWXELQJ
7KLV /HDN 'HWHFWRU LV QRW UHFRPPHQGHG IRU SLSHV
ZLWK LQQHU SLSH PDGH RI SODVWLF LI OLTXLGV ZLWK ÁDVK
SRLQWVEHORZ&DUHFRQYH\HG
7HFKQLFDO,QIRUPDWLRQ
'RHVWKLVSURGXFWFRPSO\ZLWKVWDQGDUGV"
7KHQHZ'/833/HDN'HWHFWRUFRPSOLHVZLWKWKH(XURSHDQ
VWDQGDUG(1DQGIXOÀOVWKHKLJKHVWHQYLURQPHQWDOSURWHFWLRQ
OHYHO
9DFXXP7LJKWQHVV7HVWLQJ.LW
7KHQHZ6\VWHP,QWHJULW\7HVWLQJ.LWIURP3HWUR7HFKQLNDOORZV
WLJKWQHVVWHVWLQJRIVSLOOEXFNHWVDQGWDQNDQGGLVSHQVHUVXPSVWR
EHFDUULHGRXWERWKGXULQJWKHLQVWDOODWLRQRIXQGHUJURXQGV\VWHPV
DQGDWDQ\WLPHGXULQJLWVZRUNLQJOLIHWRHQVXUHFRQWLQXRXVSHDFH
RIPLQG6SHFLÀFWHVWLQJDWFULWLFDOSRLQWVGXULQJWKHLQVWDOODWLRQ
SURFHVVHQVXUHVWKDWDOOFRPSRQHQWVDUHLQVWDOOHGFRUUHFWO\DQG
WKDWWKHFRPSOHWHLQVWDOODWLRQLVOHDNSURRIQHJDWLQJWKHQHHGIRU
H[SHQVLYHUHZRUN

(DV\WRXVH
&OHDUDQGFRQFLVHLQVWUXFWLRQV
(DV\WRUHDGYDFXXPJDXJH
$GMXVWDEOHGHSWKRIWHVWWRPDWFKZDWHUWDEOHOHYHO
%XLOWLQVSDUNDUUHVWHU
$SSURSULDWHIRUXVHRQDYDULHW\RIV\VWHPV
9DULHW\RIWHVWOLGVDYDLODEOHZLWKFDUU\FDVHV
0D[RSHUDWLQJ
SUHVVXUHRIWKH
3ULPDU\3LSHEDU
0D[PRQLWRUHG
YROXPH
P 0D[SLSHOHQJWK
PRQLWRUHG
P
7KH6\VWHP,QWHJULW\7HVWLQJ.LWFRPSULVHV
$9DFXXPWHVWXQLWZKLFKFDQEHVHWWRLQGLFDWH
WKHUHODWLRQVKLSEHWZHHQWKHRQVLWHZDWHU
WDEOHOHYHODQGWKHOHYHORIWKHWDQNRUGLVSHQVHU
VXPSV$SUHVVXUHWHVWVHWWLQJDOORZVIRUORZ
SUHVVXUHWHVWLQJRISLSHV\VWHPVDQGWKHUHLVDOVR
DVSHFLDOVSLOOEXFNHWVHWWLQJ
PHWUHFRQQHFWLRQWXEHVEHWZHHQWKHWHVW
XQLWDQGWKHWHVWOLGDOORZWKHWHVWXQLWWREH
SODFHGRXWVLGH]RQHDUHDVGXULQJWHVWLQJ
7UDQVSDUHQWWHVWOLGVVROGVHSDUDWHO\ZLWKFORVH
FHOOIRDPJDVNHWVDUHDYDLODEOHVHSDUDWHO\LQD
YDULHW\RIVL]HV7KHVHDOORZIXOOYLVLELOLW\RIDUHDV
EHLQJWHVWHGWRREVHUYHJDVNHWVSHQHWUDWLRQVHDOV
HWFIRUHDV\YLVXDOLGHQWLÀFDWLRQRIOHDNSRLQWV
$OOOLGVFRPHVXSSOLHGLQDWRXJKEODFNFDUU\EDJ
$SRUWDEOHSULQWHUVROGVHSDUDWHO\IRUUHFRUGLQJ
RIWHVWUHVXOWVLVDOVRDYDLODEOHDQGSOXJVHDVLO\
LQWRWKHIDVFLDRIWKHWHVWXQLW
6<67(0,17(*5,7<
/HDN'HWHFWRUV0DQLIROGV
'HVFULSWLRQ
3URGXFW&RGH
3DFN
1RWHV
:HLJKW :HLJKW
NJ
OEV
3XPSHG3UHVVXUH/HDN'HWHFWRU
9
/'833
3XPSHGRYHUSUHVVXUHOHDN
GHWHFWRU
6LUHQ$FRXVWLF$ODUPG%,3 /'6,*1$/
9+]P$
+251
6LJQDO+RUQIRU/'833
/'833
%HDFRQ)ODVKLQJ9LVXDO$ODUPZLWK /')/$6+,1*
6LUHQ,39+]P$
/,*+7
:DUQLQJOLJKWIRU/'833
/'833
$LU)LOWHU
/')
$LU¿OWHUIRU/'833
0DQLIROG8336&/LQHV/'
/'0
ZD\PDQLIROGIRU/'833
/'0
ZD\PDQLIROGIRU/'833
/'0
ZD\PDQLIROGIRU/'833
/'0
ZD\PDQLIROGIRU/'833
1LWURJHQ*DV/HDN'HWHFWRUV0DQLIROGV
'HVFULSWLRQ
3URGXFW&RGH
3DFN
1RWHV
:HLJKW :HLJKW
NJ
OEV
1LWURJHQ*DV
2YHU3UHVVXUH/HDN'HWHFWRU
9
/'833
2YHUSUHVVXUHOHDNGHWHFWRU
IURPJDVWDQN
6LUHQ$FRXVWLF$ODUP
G%,39+]P$
/'6,*1$/
+251
6LJQDO+RUQIRU/'833
/'833
%HDFRQ)ODVKLQJ9LVXDO$ODUPZLWK /')/$6+,1*
6LUHQ,39+]P$
/,*+7
:DUQLQJOLJKWIRU/'833
/'833
0DQLIROG8336&/LQHV
/'0$1,)2/'
ZD\PDQLIROGIRU/'833
0DQLIROG8336&/LQHV
/'0$1,)2/'
ZD\PDQLIROGIRU/'833
0DQLIROG8336&/LQHV
/'0$1,)2/'
ZD\PDQLIROGIRU/'833
0DQLIROG8336&/LQHV
/'0$1,)2/'
ZD\PDQLIROGIRU/'833
'HVFULSWLRQ
3URGXFW&RGH
3DFN
1RWHV
:HLJKW :HLJKW
NJ
OEV
/HDN'HWHFWLRQ1\ORQ7XEH.LW
/'7
&RQQHFWLRQWXEHDQGWHVWSRUW
FRQQHFWLRQV
/HDN'HWHFWLRQ7XEH.LW
9DFXXP7LJKWQHVV7HVWLQJ8QLWV
'HVFULSWLRQ
3URGXFW&RGH
3DFN
1RWHV
:HLJKW :HLJKW
7HVWHGRQ
NJ
OEV
9DFXXP7LJKWQHVV7HVWLQJ8QLW
9
9789
7HVWLQJ8QLW
9DFXXP7LJKWQHVV7HVWLQJ8QLW
9
9789
7HVWLQJ8QLW
7HVW/LG$VVHPEO\PP
'LDPHWHU
97/',$
3RO\FDUERQDWH
6SLOO%XFNHW
7HVW/LG$VVHPEO\
PP'LDPHWHU
97/',$
3RO\FDUERQDWH
'&/$
/$
7HVW/LG$VVHPEO\
PPGLDPHWHU
97/',$
3RO\FDUERQDWH
2&+'
2&+6
7HVW/LG$VVHPEO\
[PP6TXDUH
97/;
3RO\FDUERQDWH
'&5LVHU
7HVW/LG$VVHPEO\
[PP5HFWDQJXODU
97/;
3RO\FDUERQDWH
'6
7HVW/LG$VVHPEO\
[PP5HFWDQJXODU
97/[
3RO\FDUERQDWH
'6'6
'6'6
,167$//$7,21722/6
YY():HOGHU
7KHQHZ()HOHFWURIXVLRQXQLWIURP3HWUR7HFKQLNZRUNV
ZLWKDOORI8336\VWHPVHOHFWURIXVLRQÀWWLQJVDQGSURGXFWV
7KLVXQLWZRUNVLQWKHVDPHZD\DVSUHYLRXV833ZHOGHUV
EXWXVHV´6WDWHRIWKH$UWµHOHFWURQLFVWRSURYLGHDPRUH
XVHUIULHQGO\DQGFRPSDFWXQLW
:HOGLQJ8QLW6SHFLÀFDWLRQV
8336WRFN&RGH1XPEHU
()9
()9
2SHUDWLQJ9ROWDJH
9$&6XSSO\
9$&6XSSO\
2SHUDWLQJ)UHTXHQF\
WR+]
2SHUDWLQJ7HPSHUDWXUH
´WR´&)WR)
6KLSSLQJ'LPHQVLRQV
PP[PP
[PP
PP[PP[
PP
6KLSSLQJ:HLJKW
.JOE
.JOE
&(&HUWLÀHG
6XSSOLHG&DEOHV
3ULPDU\&DEOH6WDQGDUG
5HG
PP
PORQJ
6HFRQGDU\&RQWDLQPHQW&DEOH
*UHHQ
PP
PORQJ
/LQN&DEOH)RUPXOWLSOHZHOGV
5HG
PP
PORQJ
)XVLRQ&KDPEHU&DEOH
:KLWH
PP
PORQJ
3RZHU6XSSO\&DEOH
P¶
)HDWXUHVDQG%HQHÀWV
7KH()ZHOGHUKDVEHHQWHVWHGDURXQGWKHZRUOGXQGHU
UHDOVLWHFRQGLWLRQVDQGKDVSURYHGWREHDQHDV\WR
XVHHIÀFLHQWDQGLQYDOXDEOHDGGLWLRQWRWKHWRROER[,WV
UREXVWFRQVWUXFWLRQZDWHUDQGGXVWSURRIIHDWXUHVDQG
HQKDQFHGJUDSKLFGLVSOD\RIWKHHOHFWURIXVLRQSURJUHVV
RIIHUUHDOEHQHÀWWRWKHRSHUDWRU
7KHXQLW·VLPSURYHGVHOIGLDJQRVWLFFDSDELOLWLHVDOVR
HQVXUHLQFUHDVHGUHOLDELOLW\DQGWROHUDQFHLQDYDULHW\RI
FOLPDWLFFRQGLWLRQV,WFRPHVFRPSOHWHZLWKZHOGLQJOHDGV
LQDOLJKWZHLJKWFDUU\EDJIRUWKHYDQGDUREXVWFDVH
IRUWKHY
7KH()XQLWDXWRPDWLFDOO\UHFRJQLVHVWKHÀWWLQJZKHQ
FRQQHFWHGZLWKWKHFRUUHFWZHOGLQJFDEOH,WDOVRFKHFNV
WKHDPELHQWWHPSHUDWXUHXVLQJDVHQVRUSRVLWLRQHGLQ
WKHKRXVLQJDQGDGMXVWVWKHHQHUJ\OHYHOWREDODQFHZLWK
WKHORFDOHQYLURQPHQW,WWKHQDSSOLHVWKHFRUUHFWDPRXQW
RIHQHUJ\IRUDVXFFHVVIXOZHOG
7KLVXQLWLVGHVLJQHGWRZHOG833SLSHVDQGÀWWLQJVRQO\
DQGPXVWQRWEHXVHGLQFRQMXQFWLRQZLWKDQ\RWKHU
3RO\HWK\OHQHSLSHZRUNV\VWHPV
7KH833V\VWHPVZHOGHUXVHVDFRQVWDQWFXUUHQWZHOGLQJV\VWHPXQOLNHRWKHU
V\VWHPVZKLFKXVHFRQVWDQWYROWDJH1RQ833ILWWLQJVPD\QRWEHIXVHGFRUUHFWO\
ZLWKDULVNRIOHDNDJH,QIRUPDWLRQVKRZQLVDFFXUDWHDWWKHWLPHRIJRLQJWRSULQW
3HWUR7HFKQLNUHVHUYHVWKHULJKWWRFKDQJHSURGXFWVSHFLÀFDWLRQVDWDQ\WLPH7KLV
IRUPVSDUWRIWKHFRPSOHWH833V\VWHP
(OHFWURIXVLRQ:HOGHU()Y
3RZHURQ,QGLFDWRU
7HPSHUDWXUH6HQVRU
)DXOWLQGLFDWRU
67$576723EXWWRQ
212))6ZLWFK
:HOGSURJUHVV/('·V
,167$//$7,21722/6
+DQG+HOG(OHFWURIXVLRQ:HOGHU()Y
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW :HLJKW
&RORXU
NJ
OEV
,WHP7\SH
()(OHFWURIXVLRQ:HOGHU6HW&RPSOHWHZLWK&DEOHV9
()9
)XOO.LW
2UDQJH
:HOGLQJVHW
6SDUH3ULPDU\&DEOH2UDQJHDPSPP3LQV
(:3&00
2UDQJH5HG
&DEOH$VVHPEO\
6SDUH6HFRQGDU\&DEOH*UHHQDPSPP3LQV
(:6&00
*UHHQ
&DEOH$VVHPEO\
6SDUH)XVLRQ&KDPEHU&DEOH:KLWH$PSPP3LQV
(:&$
:KLWH
&DEOH$VVHPEO\
6SDUH3ULPDU\&DEOHIRUPPFRXSOHUV2UDQJH
DPSPP3LQV
(:3&00
2UDQJH5HG
&DEOH$VVHPEO\
6SDUH3ULPDU\%ULGJLQJ&DEOH5HGDPSPP3LQV
(:%&00
2UDQJH5HG
&DEOH$VVHPEO\
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW :HLJKW
&RORXU
NJ
OEV
,WHP7\SH
()(OHFWURIXVLRQ:HOGHU6HW&RPSOHWHZLWK&DEOHV9
()9
)XOO.LW
(OHFWURIXVLRQ:HOGHU()Y
2UDQJH
:HOGLQJVHW
6SDUH3ULPDU\&DEOH2UDQJHDPSPP3LQV
(:3&00
2UDQJH5HG
&DEOH$VVHPEO\
6SDUH6HFRQGDU\&DEOH*UHHQDPSPP3LQV
(:6&00
2UDQJH5HG
&DEOH$VVHPEO\
6SDUH)XVLRQ&KDPEHU&DEOH:KLWH$PSPP3LQV
(:&$
:KLWH
&DEOH$VVHPEO\
DPSPP3LQV
(:3&00
2UDQJH5HG
&DEOH$VVHPEO\
6SDUH3ULPDU\%ULGJLQJ&DEOH5HGDPSPP3LQV
(:%&00
2UDQJH5HG
&DEOH$VVHPEO\
,167$//$7,21722/6
(OHFWURIXVLRQ:HOGHU(Y
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW :HLJKW
&RORXU
NJ
OEV
,WHP7\SH
((OHFWURIXVLRQ:HOGHU6HW&RPSOHWHZLWK&DEOHV9
6SDUH3ULPDU\&DEOH2UDQJHDPSPP3LQVIRU(ZHOGHUV
(:(9
)XOO.LW
2UDQJH
:HOGLQJ6HW
(:%&&
2UDQJH
&DEOH$VVHPEO\
6SDUH6HFRQGDU\&DEOH*UHHQDPSPP3LQVIRU(ZHOGHUV
(:%&6&
*UHHQ
&DEOH$VVHPEO\
DPSPP3LQVIRU(ZHOGHUV
(:&
2UDQJH
&DEOH$VVHPEO\
6SDUH3ULPDU\%ULGJLQJ&DEOHDPSPP3LQV
(:%&00
<HOORZ
&DEOH$VVHPEO\
7UDQVIRUPHUIRUXVHZLWK(OHFWURIXVLRQ:HOGHUV
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW :HLJKW
&RORXU ,WHP7\SH
NJ
OEV
7UDQVIRUPHUIRUXVHZLWK()(:((OHFWURIXVLRQ:HOGHUV99
(:75$16.9$
%OXH
7UDQVIRUPHU
,167$//$7,21722/6
7RRO%R[833
'HVFULSWLRQ
3URGXFW&RGH
3DFN6L]H
:HLJKWNJ
:HLJKWOEV
&RORXU
,WHP7\SH
7RRO%R[8337RROV1R:HOGHU
,%(;(:
)XOO.LW
%ODFN
0LVF
5RWDU\6FUDSHUPP
6&5
3LSH&XWWHUPP3LSH
3&87
&XWWLQJ:KHHOIRU3&873LSH&XWWHU
&:
+ROHVDZPPIRU(QWU\6HDO
+6
+ROHVDZPPIRU(QWU\6HDO
+6
&RQWHQWV
+ROHVDZPPIRU36
+63
+ROHVDZPPIRU36
+63
0DQGUHOIRU$OO+ROHVDZV
0$1
$QJOHG&ODPSIRUVWUDLJKWHOERZMRLQWV
&/$03$
6WUDLJKW&ODPSIRUVWUDLJKWMRLQWVPP &/$036
&ODPSIRU([WHQGHG(QWU\6HDO
&/$03
&ODPSIRU(QWU\6HDOV
&/$03
0DOOHW
0$/
)OH[LVKDIW'ULYHU
)'5,9(5
+DQG+HOG6FUDSHU
6&5+$5
%ODGHVIRU+DQG+HOG6FUDSHU%ODGHV
6&5+$5%
3LSH0DUNHU3HQ
0$5.(5
833,QVWDOODWLRQ0DQXDO
3LSH&XWWHU
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
3LSH&XWWHUPP3LSH
3&8760$//
3LSH&XWWHUPP3LSH
3&87
3LSH&XWWHUPP3LSH
3&870('
&XWWLQJ:KHHOIRU3&873LSH&XWWHU
&:
&XWWLQJ:KHHOIRU3&8760$//3LSH&XWWHU
&:
&ODPSV)RU6WUDLJKW(OERZ-RLQWV
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
6WUDLJKW&ODPSIRUVWUDLJKW
MRLQWVPP
&/$036
$QJOHG&ODPSIRUVWUDLJKW
HOERZMRLQWV
&/$03$
,167$//$7,21722/6
6FUDSHU.LW
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
6FUDSHU.LWIRUPP3LSH
6&5.
PP8SJUDGH.LWIRU6&5.
6&5008*.,7
6SDUH%ODGHIRU6&5.6FUDSHU
6&5%
6SDUH'ULYH6KDIWIRU6&5.6FUDSHU
6&5.6+$)7
0DQGUHOIRUPP)LOO3LSHIRU6&5.6FUDSHU
6&50),//
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
$GMXVWDEOH5RWDU\6FUDSHUPP´
6&5
$GMXVWDEOH5RWDU\6FUDSHUPP´
6&5
6SDUH5RWDU\6FUDSHU%ODGHIRU6&5DQG6&5
6&5
%/$'(
$GMXVWDEOH5RWDU\6FUDSHU
+DQG+HOG6FUDSHU
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
+DQG+HOG6FUDSHU
6&5+$5
%ODGHVIRU6&5+$57ZLQ3DFN%ODGHV
6&5+$5%
)LEUHJODVV6HDO7RROVDQG$FFHVVRULHV
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
7RRO7R7LJKWHQ)LEUHJODVV(QWU\6HDO)(%'
)(%722/
7RRO7R7LJKWHQ)LEUHJODVV(QWU\6HDOV)(%')(%
6
)(%722/
PO((SR[\$GKHVLYH&DUWULGJH
)(%(
1R]]OHIRU((SR[\&DUWULGJH
)(%(12=
$SSOLFDWRUIRU((SR[\&DUWULGJH
)(%($3
OLWUH7LQRI5HVLQ+DUGQHUIRU)LEUHJODVV(QWU\6HDO&RYHUV
))8%
0DOOHW
'HVFULSWLRQ
3URGXFW 3DFN
&RGH
6L]H
:RRGHQ0DOOHW 0$/
:HLJKW :HLJKW
0DWHULDO
NJ
OEV
:RRG
,167$//$7,21722/6
6WHHO+ROHVDZIRU(QWU\6HDOV
'HVFULSWLRQ
3URGXFW&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
0DQGUHOIRU$OO+ROHVDZV
0$1
+ROHVDZPP
IRU6%&(QWU\6HDOV
+6&6
+ROHVDZPPIRU36(QWU\6HDOV
+63
+ROHVDZPPIRU(QWU\6HDOV
+6
+ROHVDZPPIRU)(%'(QWU\6HDOV
+6
+ROHVDZPPIRU)(%'(QWU\6HDOV
+6
+6
+ROHVDZPPIRU36(QWU\6HDOV
+63
+6
6WHHO&ODPSVIRU(OHFWURIXVLRQ(QWU\6HDOV
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
&ODPSIRU)XVLRQ6HDO
&/$03
&ODPSIRU)XVLRQ6HDO
&/$03
&ODPSIRU)XVLRQ6HDO
&/$03
&ODPSIRU(;7(1'(')XVLRQ6HDO
&/$03
&ODPSIRU)XVLRQ6HDO
(;7&/$03
&ODPSIRU)XVLRQ6HDO
&/$03
6HDO+ROHVDZ&ODPS0DWUL[
6HDO&RGH
(,)
+ROHVDZ
'LDPHWHU
PP
'LDPHWHU
LQFKHV
&ODPS
&ODPS&RORXU
+6&6
&/$03
2UDQJH
+6
&/$03
%OXH
(,)
+6
&/$03
%OXH
73
+6
ò
&/$03
<HOORZ
73
+6
ò
&/$03
<HOORZ
73
+6
ò
&/$03
<HOORZ
+6
ò
&/$03
<HOORZ
73
+6
ò
&/$03
<HOORZ
+6
ò
&/$03
*UHHQ
5
+6
ò
&/$03
*UHHQ
5
+6
ò
&/$03
*UHHQ
+6
(;7&/$03
5HG
73
+6
(;7&/$03
5HG
+6
ó
&/$03
6LOYHU
5
+6
ó
&/$03
6LOYHU
6%&
+6&6
6%&
+6&6
36
+63
ô
36
+63
)(%'
+6
)(%'
+6
ò
)(%6
+6
ò
,167$//$7,21722/6
+ROH3XQFK
'HVFULSWLRQ
3URGXFW 3DFN
&RGH
6L]H
:HLJKWNJ
:HLJKWOEV
&RORXU
0DWHULDO
+ROH3XQFKIRU,QVWDOOLQJ7HVW3RUWLQWR5XEEHU
7HUPLQDWLQJ%RRWV(QWU\6HDOV
73+3
6LOYHU
6WHHO
6SLOO&RQWDLQHU6XSSRUW-LJ
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKWNJ
:HLJKWOEV
&RORXU
0DWHULDO
-LJWRVXSSRUW6SLOO&RQWDLQHUZKHQZHOGLQJ
3LSHLQ23:,/6SLOO&RQWDLQHU
76&-,*
6LOYHU
6WHHO
)OH['ULYHU
'HVFULSWLRQ
3URGXFW
&RGH
PP)OH[LVKDIW'ULYHUWRWLJKWHQ
)'5,9(5
-XELOHH&OLSV%DQG&ODPSV
3DFN
6L]H
:HLJKWNJ
:HLJKWOEV
&RORXU
0DWHULDO
%ODFN5HG
3ODVWLFPHWDO
3LSHDQG)LWWLQJ0DUNHU3HQ
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW :HLJKW
NJ
OEV
&RORXU
0DWHULDO
0DUNHU3HQIRUPDUNLQJ,QVHUWLRQGHSWKRQ3LSH
DQGZHOGWLPHVRQ¿WWLQJV
0$5.(5
<HOORZ
0DUNHU3HQ
&OHDQLQJ:LSH
'HVFULSWLRQ
3URGXFW 3DFN
&RGH
6L]H
:HLJKW :HLJKW
&RORXU
NJ
OEV
0DWHULDO
&OHDQLQJ'HJUHDVLQJ:LSH
:,3(
1D
7XERI:LSHV
1D
1D
0,6&(//$1(286
7RZLQJ+HDGIRU3ULPDU\3LSH
3URGXFW 3DFN
&RGH
6L]H
'HVFULSWLRQ
:HLJKW
NJ
:HLJKW
OEV
0DWHULDO
7RZLQJ+HDGIRUPP833([WUD3ULPDU\3LSH
7+
$OXPLQLXP6WHHO
7RZLQJ+HDGIRUPP833([WUD3ULPDU\3LSH
7+
$OXPLQLXP6WHHO
0XG7RZLQJ+HDGIRU6HFRQGDU\&RQWDLQPHQW
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
0DWHULDO
0XG7RZLQJ+HDGIRUPP
833([WUD&RD[LDO3LSH
7+6&
$OXPLQLXP6WHHO
0XG7RZLQJ+HDGIRUDOOPP&RD[LDO3LSH
7+6&
$OXPLQLXP6WHHO
7RZLQJ+HDGIRU(1DQG8/3LSH
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
0DWHULDO
7RZLQJ+HDGIRUPP8/3ULPDU\3LSH
7+6'5
$OXPLQLXP6WHHO
0XGWRZLQJ+HDGIRUPP
8/3ULPDU\3LSH
7+6&6'5
$OXPLQLXP6WHHO
'HWHFWLRQ7DSH
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
0DWHULDO
3LSHSRVLWLRQ'HWHFWLRQ7DSH
'7$3(
P
P
IW
3(6WDLQOHVV6WHHO
9HQW&DS
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
0DWHULDO
9HQW&DSZLWK)ODPH$UUHVWRUò´WR
%6ZLWK%637WKUHDG
9(17
&$3
&DVW$OXPLQLXP
0,6&(//$1(286
7HVW3RUW
'HVFULSWLRQ
3URGXFW
PP
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
0DWHULDO
6SDQQHUQHHGHG
7HVW3RUW
73
1LFNOHSODWHG%UDVV
PP
1RWHV
8VH7HVW3RUW+ROH3XQFK73+3WRPDNHKROHLQ6&7HUPLQDWLQJ%RRWV
)OH[LEOH&RQQHFWRU
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
0DWHULDO
)OH[LEOH&RQQHFWRU
)/(;&21
9DULRXV
9DULRXV
6WDLQOHVV6WHHO
1RWHV
9DULRXVVL]HVPDGHWRRUGHUXVLQJò¶¶DQG¶¶¿WWLQJV
%DOO9DOYH
'HVFULSWLRQ
3URGXFW 3DFN
&RGH
6L]H
:HLJKW
NJ
:HLJKW
OEV
0DWHULDO
%DOO9DOYH
%63))ò7XUQ
%9
*DOYDQLVHG6WHHO
1RWHV
2WKHU6L]HV$YDLODEOHXSRQUHTXHVW
5HGXFLQJ1LSSOH
'HVFULSWLRQ
3URGXFW 3DFN
&RGH
6L]H
:HLJKW
NJ
:HLJKW
OEV
00+H[VWHHOUHGXFHUò¶¶137WR¶¶137
+(;
:HOG3LQ3URWHFWLRQ&DS
'HVFULSWLRQ
3URGXFW
&RGH
3DFN
6L]H
:HLJKW
NJ
:HLJKW
OEV
0DWHULDO
:HOG3LQ3URWHFWLRQ&DS
(6,&$3
3(
1RWHV
(OHFWURIXVLRQZHOGSLQSURWHFWLYHFDS
(/(&752)86,2129(59,(:
7KH SRO\HWK\OHQH FRQVWUXFWLRQ RI 833 SLSH DOORZV DOO
FRQQHFWLRQVWREHMRLQHGXVLQJDQHOHFWURIXVLRQZHOGLQJ
SURFHVV
(OHFWURIXVLRQZHOGLQJSURYLGHVDMRLQWZKLFKLVVWURQJHU
WKDQWKHSLSHLWVHOIDQGZLWKQROHDNSDWKV
(OHFWURIXVLRQ LV FDUULHG RXW TXLFNO\ DQG VLPSO\ XVLQJ
VSHFLDOLVW WRROV DYDLODEOH IURP 3HWUR7HFKQLN ,W FDQ EH
FDUULHGRXWLQDGYHUVHZHDWKHUFRQGLWLRQVDQGFOLPDWHV
DQGZLOODOZD\VJLYHDVWURQJDQGVHFXUHMRLQW
$ ODUJH YDULHW\ RI HOHFWURIXVLRQ ÀWWLQJV DUH DYDLODEOH
IURP VLPSOH FRXSOHUV IRU PDNLQJ LQOLQH SLSHZRUN
MRLQWVWRZHOGHGWHUPLQDWLRQVIRUWHUPLQDWLQJGRXEOH
ZDOOVHFRQGDU\FRQWDLQPHQWSLSHZRUNDQGHQWU\VHDOV
833ZHOGHUYRUYV\VWHPV
'RXEOHZDOOWHHVHOERZVMRLQWV
7HUPLQDWLRQILWWLQJV
(OHFWURIXVLRQHQWU\VHDOV
)LEHUJODVVHQWU\VHDOV

)XOOGRXEOHZDOOÀWWLQJV
DQQXODULQWHUVWLWLDO
)XOO\ZHOGHGDVVHPEO\
&DQEHGLUHFWEXULHG
1ROHDNSDWKV
6HDOVZHOGGLUHFWO\WRVXPSZDOOV
1RPHFKDQLFDOMRLQWVQROHDNSDWKV
1RPHWDOOLFSDUWV
9DULHW\RIVHDOVDQGVL]HVDYDLODEOH
6HDOVZHOGGLUHFWO\WRSLSHZRUN
6LPSOHLQVWDOODWLRQ
8QLTXHWR8336\VWHPV

:HOGGLUHFWO\WR8333LSHZRUN
9DULHW\RIVL]HVDYDLODEOH
0DOHDQG)HPDOH137WKUHDGV
8QLRQWHUPLQDWLRQVIRUHDV\UHPRYDO
9HU\VPDOOIRRWSULQWIRUHDVLHULQVWDOODWLRQ
)RUVLQJOHRUGRXEOHZDOOVXPSV
6HDOVERQGWR)53VXPSVDQGFRQWDLQHUV
1RPHFKDQLFDOMRLQWVQROHDNSDWKV
1RH[SRVHGPHWDOOLFSDUWV
6HDOVZHOGGLUHFWO\WRSLSHZRUN
9DULHW\RIVL]HVDYDLODEOH
8QLTXHWR8336\VWHPV
:RUNLQJ
&RPSOHPHQW\RXU8336\VWHPZLWKD)XHO
VWRUDJHWDQNIURP&RRNVRQ=LQQ/WG
&RRNVRQ =LQQ D 3HWUR7HFKQLN VXEVLGLDU\ KDV EHHQ GHVLJQLQJ DQG
IDEULFDWLQJWDQNVDQGSURFHVVYHVVHOVIRUWKHRYHU\HDUV
2YHU WDQNV IURP OLWUHV KDYH EHHQ VXSSOLHG WR FRXQWULHVDQGXVHGLQPDQ\LQGXVWULHVIXHOFKHPLFDOIRRGSKDUPDFHXWLFDO
DJULFXOWXUDODYLDWLRQZDWHUDQGJHQHUDOPDQXIDFWXULQJ
3URWHFWLRQRIWKHHQYLURQPHQWKDVDOZD\VEHHQDQXPEHURQHFRQVLGHUDWLRQ
IRU&=4XDOLW\FRQWUROLVULJLGO\HQIRUFHGDQG,62SURFHGXUHV
HQVXUHIXOOWUDFHDELOLW\RIPDWHULDOVDQGULJRURXVSURGXFWWHVWLQJ'HXPD
DXWRPDWLF WDQN DVVHPEO\ DQG ZHOGLQJ HTXLSPHQW JXDUDQWHH PD[LPXP
FRQFHQWULFLW\DQGVWUDLJKWQHVV
&=LVDIRXQGHUPHPEHURIWKHGRXEOHVNLQWDQNGHVLJQFRPPLWWHHDQG
KDVGHYHORSHGDV\VWHPHQVXULQJKRXUPRQLWRULQJIRUSRWHQWLDOOHDNDJH
&=KDVDZLGHUDQJHRISURGXFWVHQFRPSDVVLQJEXQGHGVWRUDJHV\VWHPV
GRXEOH VNLQ XQGHUJURXQG VWRUDJH WDQNV DERYH JURXQG YHUWLFDO DQG
KRUL]RQWDOVWRUDJHWDQNVVWDLQOHVVVWHHOWDQNVDQGYHVVHOVOLTXLGSHWUROHXP
JDVYHVVHOVIUDPHGWDQNVDQGSUHVVXUHYHVVHOV
3HWUR7HFKQLNKDVDFRPSOHWHV\VWHPIRUIXHO
SLSHZRUNDQGVWRUDJHVROXWLRQV
7KH8336\VWHPLVDFRPSOHWHV\VWHPLQFRUSRUDWLQJHYHU\WKLQJUHTXLUHG
IURPWKHSLSHZRUNHQWU\ÀWWLQJVULJKWWKURXJKWRWKHVXPSVDQGFKDPEHUV
DQGGRZQWRWKHFRYHUV:KHQXVLQJWKHFRPSOHWH8336\VWHP\RXFDQ
EHVXUHRIDWHVWDEOHDQGWLJKWSLSLQJV\VWHP:LWKWKLVZLGHUDQJH
RISURGXFWVZHFDQPDNHVXUHWKDWWKDWWKHRIIHULQJLVDVFRPSUHKHQVLYH
DVSRVVLEOH
3HWUR7HFKQLNKDVDSHGLJUHHRIORQJWHUP
SDUWQHUVKLSVZLWKWKH%(67
$FNQRZOHGJHG0DUNHW/HDGHUVLQQRQPHWDOOLFIXHOSLSHZRUN3HWUR7HFKQLN·V
IXHOSLSHZRUNVROXWLRQVFRPELQHFXWWLQJHGJHWHFKQRORJ\ZLWKZRUOGFODVV
PDQXIDFWXULQJVWDQGDUGVWRGHOLYHUH[FHOOHQWUHVXOWVWLPHDIWHUWLPH:H
KDYH PRUH LQWHUQDWLRQDO DSSURYDOV WKDQ DQ\ RWKHU 3( IXHO SLSH VXSSOLHU
DQGDUHWUXVWHGDQGVSHFLÀHGE\PDQ\0DMRU2LO&RPSDQLHVLQFOXGLQJ%3
([[RQ0RELODQG6KHOO:HDUHKHUHWREULQJWKHIXOOUDQJHRIWKLVH[SHULHQFH
WRVXSSRUW\RX
WRJHWKHU
7KH3HWUR)DVWV\VWHPFRPELQHV&=WDQNV
ZLWK3HWUR7HFKQLNSLSHZRUN
2XUDLPLVVLPSO\WREHWKHEHVWDWZKDWZHGRWKURXJKKLJKTXDOLW\RI
SURGXFWDQGVHUYLFHWRJHWKHUZLWKDQLQQRYDWLYHDSSURDFKWRGHVLJQDQG
PDQXIDFWXUH7KLVLQQRYDWLRQLVDPSO\GHPRQVWUDWHGZLWKWKHLQWURGXFWLRQ
RI WKH 3HWUR)DVW PRGXODU IRUHFRXUW IXHO V\VWHP IDVW EHFRPLQJ D UHDO
DOWHUQDWLYHWRWKHPRUHFRQYHQWLRQDOIRUHFRXUWLQVWDOODWLRQ
7KH3HWURIDVWV\VWHPLVSHUIHFWIRUVPDOOVLWHVDQGWKHLQFUHDVLQJO\SRSXODU
NLRVNIUHHRSHUDWLRQVDVLWDOORZVIRUWKHFDQRS\WREHEROWHGGLUHFWO\WR
PRXQWLQJVORFDWHGRQWKHWDQNDYRLGLQJWKHQHHGIRUDGGLWLRQDOIRXQGDWLRQV
$VWKHV\VWHPFDQEHÀWWHGZLWKFKDPEHUVDQGSLSHZRUNÀWWHGYHU\UDSLG
LQVWDOODWLRQWLPHVFDQEHDFKLHYHGW\SLFDOO\PHDVXUHGLQGD\VUDWKHUWKDQ
ZHHNV
3UHILWWHG7DQN&KDPEHUV
VDYHWLPHDQGPRQH\
7R VDYH VLJQLÀFDQW WLPH DQG PRQH\ RQ VLWH DQG WR HQVXUH OHDN IUHH
FRQQHFWLRQV3HWUR7HFKQLNLVQRZRIIHULQJSUHÀWWHGDQGWHVWHG&RRNVRQ
=LQQ XQGHUJURXQGVWRUDJH WDQNVZLWK DOO WDQN FRPSDUWPHQW OLGV WDQN
FKDPEHUV HQWU\ VHDOV DQG SLSHZRUN FRQQHFWLRQV SUHÀWWHG7KH WDQN LV
GHOLYHUHGWRVLWHÀWWHGZLWK´TXLFNFRQQHFWLRQµSLSHZRUNVWXEVUHDG\WR
EHHOHFWURIXVHGWRWKHPDLQVLWHSLSHUXQV
$OO WKH HTXLSPHQW LV LQVWDOOHG DW WKH &RRNVRQ =LQQ ZRUNVE\ WUDLQHG
HQJLQHHUVDQGRQFHFRPSOHWHDOOSDUWVDUHYDFXXPWHVWHGWRHQVXUHWKHLU
OHDNWLJKWLQWHJULW\
7KH ZKROH DVVHPEO\ LQFOXGHV IXOO\ ÀWWHG RXW WDQN OLGV UHDG\ IRU IXHO
GHOLYHU\833HOHFWURIXVLRQSRO\HWK\OHQHWDQNFKDPEHUEDVHVHFWLRQV833
HOHFWURIXVLRQHQWU\VHDOVIRUVXFWLRQSUHVVXUHYHQWÀOOYUDQGHOHFWULFDO
GXFWOLQHVDQG833SLSHZRUNFRQQHFWLRQV
)RUPRUHLQIRUPDWLRQ
7HO
(PDLOLQIR#F]OWGFRP
)D[
ZZZF]OWGFRP
3HWUR7HFKQLN/WG
3HWUR7HFKQLN+RXVH
2O\PSXV&ORVH
:KLWHKRXVH,QGXVWULDO(VWDWH
,SVZLFK6XIIRON,3/1
8QLWHG.LQJGRP
7
)
(LQIR#SHWURWHFKQLNFRP
&RRNVRQ=LQQ37//WG
6WDWLRQ5RDG:RUNV
+DGOHLJK6XIIRON,331
8QLWHG.LQJGRP
7
)
(LQIR#F]OWGFRP
3HWUR7HFKQLN$XVWUDOLD
7
(MLPFUDLJ#R]HPDLOFRPDX
3HWUR7HFKQLNGR%UDVLO/WGD
7
(PRDFLUDUUXGD#XSSFRPEU
3HWUR7HFKQLN)UDQFH6$5/
7
(SHWURWHFKQLN#SHWURWHFKQLNIU
3HWUR7HNQLN$%
7
(MDQ#SHWURWHNQLNVH
3HWUR7HFKQLN,QF
7
(LQIR#XSSXVDFRP
3'-DSDQ/WG
7
(WDNDPDUR#SGMDSDQFRMS
3HWUR7HFKQLN&KLQD
7
(PLFKHOOHWLDQ#SHWURWHFKQLNFRPFQ
&$79
3HWUR7HFKQLN6LQJDSRUH
7
(DERXGU\#XSSFRXN
ZZZSHWURWHFKQLNFRPSURGXFWV

Product Catalogue

Transcription

Similar documents

UPP Containment - Franklin Fueling Systems

PC76 1 - Franklin Fueling Systems

La solution Total System - Franklin Fueling Systems

Cone Drive DuoDrive - MotionUSA - Your Source for High Speed

Tellam Standard - Tellam Civil Products