2011 Annual Report - Benedictine Health System

stewards
ANNUAL REPORT 2011
what it means to be a
steward
The Benedictine Health System is a mission-based, non-profit health system
headquartered in Duluth, Minn., sponsored by the Benedictine Sisters of St. Scholastica
Monastery in Duluth. BHS provides complete long-term care services for aging adults,
including independent housing, assisted living, skilled nursing and rehabilitation
services in seven Midwestern states.
-2 -
prayer
Blest are You, God of the Universe,
the gifts of all creation come from You.
Thank You for our human,
natural and financial resources.
You inspired Saint Benedict
to hold in trust the gifts we are given.
Help us to care for the earth,
for one another,
and for all Your gifts of
time, talent and treasure.
We ask this through Jesus, the Christ,
in the unity of the Holy Spirit,
now and forever.
Amen
STEWARDSHIP
what is a steward?
For the Benedictine Health System – together with
Hospitality, Respect and Justice – Stewardship is
one of four Core Values that serve as a guide for
our entire organization. Within BHS, we see a
steward as one who embodies that value by
identifying his or her own talents and generously
sharing those gifts with others; who nurtures
relationships by bringing out the best in others;
who forms relationships with other individuals
or institutions to provide for all in need.
As stewards, we receive God’s gifts gratefully,
cultivate them responsibly, share them lovingly in
Justice with others and return them with increase
to the Lord.
In this year’s annual report, we have sought
out simple everyday acts rooted in Stewardship
that can have a significant impact on individuals,
organizations, communities or the world at large.
- 1-
LETTER FROM THE PRIORESS
Dear Friends:
In our ever-changing world and one beset with so much turmoil, it seems fitting that the Benedictine
Health System spent 2011 focusing on the deeper meaning of Stewardship. This foundational Core
Value requires a certain stability, a sense of place and a faithfulness to the Mission during difficult
times. Through learning and reflecting this year, BHS leadership and staff delved deeply into what
it means to be a responsible steward of this special long-term health care ministry of the Sisters of
St. Scholastica Monastery. By doing so, it encourages Stewardship as a way of life. It is a precious
part of our life’s journey. It also makes a clear statement about the fidelity with which BHS lives the
Mission entrusted to its care and nurturance.
The Rule off St. Benedictt calls us to be good stewards and to gratefully use all that we have been given
as sacred gifts. While important, Stewardship means so much more than carefully using financial and
other resources to accomplish our work. Stewardship asks us to hold in reverence all we have been
given and exercise great care in our relationships with others, ourselves and the Earth. Practicing and
fully understanding Stewardship challenges us to gratefully use all resources and, especially, to call
forth the best from every person. It encourages us to help people grow in wisdom and grace so this
precious value can be passed along to those who will continue the Ministry into the future.
Our mission is clear: to carry on the healing ministry of Jesus. We are all part of a greater story and
part of a Divine Plan. In the name of all the Sisters of St. Scholastica Monastery, I want to express
our deep gratitude to the circle of leaders and staff members who carry our health care ministry
every minute of every day. Each one of you is a good and worthy steward of a ministry that started
over a century ago. May you be blessed with the strength of God’s abiding grace in the ministry you
serve and know that you are held daily in our hearts and in our prayers.
Lovingly yours in Christ with abounding gratitude and prayer,
Sister Lois Eckes, OSB
Prioress, St. Scholastica Monastery
BOARD OF DIRECTORS
DEAN FOX, MD, FACP, VICE CHAIR
BRIAN LASSITER, CHAIR
SISTER MARY CHRISTA KROENING, OSB
SISTER DONNA SCHROEDER, OSB, SECRETARY
REPRESENTATIVE MIKE BEARD
KATHLEEN LATOUR, MA, RHIA, FAHMA
TERRY SCOTT, CPA
ROXANN DAGGETT
SISTER DANILE LYNCH, OSB
MARY FRANCES SKALA, J.D.
SISTER LOIS ECKES, OSB
CHANDRA MEHROTRA, PH.D.
DALE M. THOMPSON, CEO
- 2-
SISTER BEVERLY
L RAWAY, OSB
- 3-
- 4 -
STEWARDSHIP
bringing out the
best in others
By bringing out the best in others and nurturing
their careers we are encouraging Stewardship.
As Winston Churchill once said: “We make a living
by what we get; we make a life by what we give.”
At the Benedictine Health System, no one
embodies this sentiment more than Sister
Claudia Riehl, OSB.
Sister Claudia is well known throughout the
organization. Her hugs and words of encouragement have the ability to make you think that you
are her favorite person in the world. And you
are. She leaves you with the desire to be a
better person.
Last year, the BHS Foundation established
the Sister Claudia Riehl, OSB, Living a Legacy
employee recognition program to acknowledge
Participating Organization staff who embrace
Sister Claudia’s zest for life and passion for our
Values. Well into her 80s, Sister Claudia retired
this year from her post of senior consultant,
Benedictine heritage and values, but she hasn’t
left our lives. Her spirit and wisdom lives on in
each and every person she touched.
STEWARDSHIP
exploring our talents
and treasures
Our organization is filled with individuals who don’t
simply have jobs or careers, but have found their
true calling. When we do what we love, we are able
to fully share our talents and treasures. This is
Stewardship in its basic form.
Denise Moen, St. Gertrude’s Health and
Rehabilitation Center, Shakopee, Minn., and Mary
Baumann, St. Mary’s Care Center, Winsted, Minn.,
are two examples of the thousands of employees
within BHS who give their fullest everyday; who
have found their true calling. Both are recipients
of the inaugural Sister Claudia Riehl, OSB, Living
a Legacy award and are highly lauded by their
peers and the individuals they serve.
Moen is an inspiration to others by introducing and
modeling the Core Values to staff through formal
methods, such as leading new employee orientation
and training sessions, and informally through showing Hospitality, Stewardship, Respect and Justice in
everything that she does. She has gone above and
beyond her normal job duties by establishing an
employee English as a Second Language program –
which has resulted in new career opportunities
for those who have taken the course – and was
instrumental in beginning a collaborative with the
local high school to get kids interested in nursing.
Baumann can often be found going that extra
mile for the residents she serves, including
shopping for necessities during non-working hours
and establishing programs that makes the residents
feel valued and cherished. By providing stability to
the residents and her coworkers and giving her full
talents, her full ability, at all times, is a true measure
of Stewardship in action.
LETTER FROM THE BOARD CHAIR AND CEO
Dear Members, Partners, Supporters and Friends of the Benedictine Health System:
We are pleased to share the ongoing story of the Benedictine Health System. Focusing on our Core
Value of Stewardship this year, we examined the significance of what it means to be a responsible
steward of this ministry of the Sisters of St. Scholastica Monastery in Duluth. We are honored to be
called to carry on their work – a responsibility that we share as partners.
The Benedictine Health System is committed to leading the transformation of Catholic long-term
care in the United States. Our Mission calls us to advance the Sister’s health care ministry with
special concern for those in need.
Despite industry and environmental challenges, 2011 was an exceptional year for the Benedictine
Health System. An exciting and ambitious strategic plan was developed and approved this year.
Our financial performance was especially strong in the midst of ever-changing reimbursement and
payer mixes. We continue our journey to performance excellence, using Baldrige to refine and build
processes and systems to best deliver care to the aging adults in our service regions. We work to
develop leaders both now and for the future as leadership is key to organizational quality. And
we are immersed in the Mission and furthering the Core Values of the System every day at our
communities throughout the Midwest.
We hope you will enjoy reading about the System’s impact and contributions during this past year.
As always, we are grateful to our exceptional staff members, volunteers, physicians, trustees and
friends for their commitment and dedication to advancing the work of the Ministry. It is through
their passion and dedication that the BHS Vision of health, independence and choice for aging
adults truly comes to life.
Sincerely,
Brian S. Lassiter, Board Chair
Benedictine Health System
Dale M. Thompson, President/CEO
Benedictine Health System
- 5-
2011 YEAR IN REVIEW
Working to constantly advance our health care
ministry, the following are selected highlights
of System accomplishments in 2011.
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CehW" C_dd$
š L_i_ed (&'+0 7 d[m ijhWj[]_Y fbWd \eh
the System was developed with seven
key imperatives to continue leadership
in Catholic long-term care delivery.
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B[]WYo [cfbeo[[ h[Ye]d_j_ed fhe]hWc
acknowledged 27 leaders who emulate
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š J^[ Ioij[c ikhl_l[Z j^[ C_dd[iejW ijWj[
government shut down during the summer of
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guide for practices that are the foundation of
ekh C_ii_ed [\\[Yj_l[d[ii WYheii j^[ Ioij[c$
š ;cfbeo[[ fWhj_Y_fWj_ed _d j^[ C_ii_ed LWbk[i
Survey was an impressive 91 percent with
continued strong performance in workforce
commitment and work group performance.
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9ecckd_jo" EmWjeddW" C_dd$
š Ij[l[ 9^_[i" 8>I i[d_eh l_Y[ fh[i_Z[dj"
ef[hWj_edi" h[Y[_l[Z j^[ 9[dj[h \eh >[Wbj^
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fWo#\eh#f[h\ehcWdY[ WmWhZi [nY[[Z[Z
$1.4 million.
š J^[ Ioij[c ifedieh[Z j^[ WddkWb 8>I
B[WZ[hi^_f 9ed\[h[dY[ m_j^ h[YehZ
Wjj[dZWdY[ WdZ ^eij[Z j^[ j^_hZ JWij[
e\ 8[d[Z_Yj_d[ >eif_jWb_jo [l[dj$
š 8>I `e_d[Z 9Wj^eb_Y I[d_eh I[hl_Y[i Wi W
partner with a mission of coordinated care
\eh i[d_ehi _d j^[ C_dd[Wfeb_i#Ij$ FWkb Wh[W$
M[ beea XWYa Wj j^[i[ WYYecfb_i^c[dji
during 2011 with enthusiasm for our role in
the future of Catholic long-term care and
furthering the ministry of our sponsors,
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š H[Ye]d_j_ed mWi h[Y[_l[Z _d cWdo Wh[Wi"
_dYbkZ_d]0 j^[ 7c[h_YWd C[Z_YWb :_h[Yjeh
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- 6-
Consolidated Statement of Operations
2009
TOTAL OPERATING REVENUE
$
TOTAL OPERATING EXPENSE
OPERATING INCOME
NON-OPERATING INCOME
EXCESS OF REVENUE OVER EXPENSE
$
191,122,393
2010
$
198,516,706
2011
$
215,143,216
184,845,936
193,911,366
206,389,167
6,276,457
4,605,340
8,754,049
(4,805,833)
2,846,435
2,381,938
1,470,624
$
7,451,775
$
11,135,987
Selected Statistics
2009
2010
2011
NURSING BEDS
3,672
3,852
3,789
ASSISTED/INDEPENDENT UNITS
2,147
2,194
2,226
5,819
6,046
6,015
1,208,304
1,202,848
1,204,270
689,322
717,142
740,809
4,669
4,901
5,092
BED COMPLEMENT
TOTAL BEDS/UNITS
UTILIZATION
NURSING FACILITY RESIDENT DAYS
ASSISTED/INDEPENDENT DAYS
TOTAL EMPLOYEE FULL-TIME EQUIVALENTS
FISCAL YEAR ENDING JUNE 30.
- 8-
Collaboration
Each year, the Benedictine Health System
reaches out to communities throughout the upper
Midwest by forming relationships and collaborative
arrangements with other health care and Catholic
organizations to provide complete long-term care
services. While about half of our organizations are
Member Organizations owned by BHS, the others
are Ministry Partners, in which we serve as coowners or co-sponsors, or Associate Organizations,
where we undertake management obligations.
In 2011, BHS had six Ministry Partner organizations
(Carondelet Long-Term Care Facilities, Cedarview
Care Center, Cerenity Senior Care, Nazareth Living
Center, Villa St. Benedict and Villa St. Vincent) and
three Associate Organizations (Clement Manor,
Country Manor and Lewiston Nursing Home) on
14 campuses.
PARTNERS
Operating Revenue
2011
$108,300,612
2010 $102,534,133
2009 $99,235,544
Total Assets
2011
$109,142,229
2010 $102,880,942
2009 $103,359,565
ASSOCIATE ORGANIZATIONS
Operating Revenue
2011
$62,647,168
2010 $70,174,142
2009 $92,095,025
Total Assets
2011
$114,442,272
2010 $108,988,245
2009 $115,201,622
-9 -
Consolidated Balance Sheets
2009
2010
2011
43,147,388
$ 42,489,429
15,274,955
15,401,856
21,294,132
1,583,613
2,091,215
5,141,098
55,443,755
60,640,459
68,924,659
37,588,830
45,506,599
62,215,562
146,103,689
155,438,291
165,130,017
8,044,427
8,498,129
8,979,701
247,180,701
$ 270,083,478
$305,249,939
ACCOUNTS PAYABLE AND ACCRUALS
21,056,613
24,214,400
30,468,388
CURRENT PORTION LONG-TERM DEBT
11,919,746
3,855,393
5,031,666
32,976,359
28,069,793
35,500,054
8,381,174
14,676,349
22,271,612
138,644,771
154,087,539
159,412,272
67,178,397
73,249,797
88,066,001
247,180,701
$ 270,083,478
$305,249,939
ASSETS
CURRENT ASSETS
CASH AND INVESTMENTS
$
ACCOUNTS RECEIVABLE
INVENTORIES AND PREPAID EXPENSES
TOTA
T L CURRENT ASSETS
ASSETS LIMITED TO USE
PROPERTY AND EQUIPMENT
OTHER ASSETS
TOTA
T L ASSETS
$
38,585,187
$
LIABILITIES AND NET ASSETS
CURRENT LIABILITIES
TOTAL CURRENT LIABILITIES
OTHER LIABILITIES
LONG-TERM DEBT
NET ASSETS
TOTA
T L LIABILITIES AND NET ASSETS
$
- 10 -
NURSING FACILITY CENSUS DAYS
Ins./
Medicare Othe r
Private
Medicaid
2011
30.8%
49.9%
12.7%
6.6%
2010
30.8%
50.4%
12.4%
6.4%
12.9%
6.8%
2009
27.0%
0%
53.4%
20%
40%
60%
80%
100%
NET RESIDENT SERVICE REVENUE
2011
2010
Nursing Facility
Assisted/
Independent
Ins./
Othe r
$167.5
$33.0
$2.4
$152.9
2009
$2.0
$31.9
$148.0
$27.9
$3.0
millions
0
$50
$100
$150
$200
NET RESIDENT SERVICE REVENUE
2011
2010
Private
Medicaid
Medicare
Ins./
Other
$70.1
$68.5
$44.3
$20.0
$67.7
2009
$63.4
$59.9
$63.8
$37.7
$37.3
$18.1
$17.8
millions
0
$50
$100
- 11 -
$150
$200
- 12 -
HOSPITALITY
Extending warmth and acceptance to
each other and everyone we serve.
STEWARDSHIP
Providing wise and respectful use of all
human and material resources.
RESPECT
Cherishing and promoting the worth of
all human life with dignity and reverence.
JUSTICE
Advocating for the underserved and those
in need as we work to eliminate prejudice.
MISSION
The Benedictine Health System is a Catholic
organization entrusted with advancing the
health care ministry of the Benedictine Sisters
of Duluth, Minnesota. Our mission is to witness
to God’s love by providing compassionate,
quality care with special concern for the
underserved and those in need.
VISION
Creating Benedictine Living Communities
where health, independence and choice come
to life.
COMMUNITY BENEFIT
Reaching out to those we serve is a
distinguishing characteristic of our Catholic
and Benedictine identity. Through community
benefit the Benedictine Health System
improves the health status of individuals and
families, increases access to health programs
and other services, and helps prepare for the
future by providing education, training and
research. It is a key element of our Mission and
is how we advance the common good while
being careful stewards of our many gifts
and resources.
Community benefit is defined as programs
or activities that provide care or treatment
as a response to identified community need.
It can include charity care, unpaid costs of
public programs, community health services,
education for health professionals, subsidized
health services, research and innovation,
financial and in-kind donations, community
building activities and other similar and
related projects. For many years, the
Benedictine Health System has followed the
systematic method for planning, tracking and
recording community benefit that was
developed by the Catholic Health Association
(CHA) of the United States, which has been
recognized for its consistency in preparing
and presenting this important data.
In fiscal year 2011, the Benedictine Health
System provided $24,436,840 in quantifiable
community benefit in our locations spanning
seven states. This substantial contribution represents a 60 percent increase in contributions
from those that were provided in 2010. Equally
impressive is the fact that 84,652 individuals
were served through BHS community benefit
services and programs in 2011.
Community benefit is a tangible way to
demonstrate the important value BHS
Participating Organizations bring to the people
and communities we serve. It helps us tell our
story and supports our commitment to the BHS
Mission, Vision and Core Values, as well as the
health care vision of our sponsor, the Sisters of
St. Scholastica Monastery in Duluth.
- 13 -
BENEDICTINE HEALTH SYSTEM FOUNDATION
The Benedictine Health System Foundation and
its 24 Association Foundations are dedicated to
receiving the gifts of others and investing them
wisely so that they can increase and provide
greater benefit for those in the care of BHS
Participating Organizations.
Gifts have made a difference in the lives of many
across the System as illustrated by the following:
š ?d M_dedW" Yecckd_jo ZedWj_edi je IW_dj
Anne Foundation helped build an addition
to Callista Court with 30 new assisted living
apartments on three floors.
š J^[ 8[d[Z_Yj_d[ B_l_d] 9ecckd_jo e\
St. Peter Foundation received BHSF’s largest
_d#a_dZ ZedWj_ed" (-+"&&& e\ 9WcXh_W Yekdj[hjefi \eh _ji d[m i[d_eh ^eki_d] \WY_b_jo$ M[
gratefully acknowledge the generosity of the
:Wl_i \Wc_bo" 9WcXh_W" :Wl_iYe <eeZi" WdZ
the Davis Family Dairies.
š M_j^ \kdZi ][d[hWj[Z Xo W i_b[dj WkYj_ed
WdZ 8>I \h_[dZi WdZ \Wc_bo" (- Ioij[c
employees received the first Sister Claudia
H_[^b" EI8" B_l_d] W B[]WYo [cfbeo[[
recognition program award.
=hWdji WdZ fWo#\eh#f[h\ehcWdY[ WmWhZi"
jejWb_d] ceh[ j^Wd '$* c_bb_ed" m[h[ h[Y[_l[Z
with the goal to support efforts to develop
d[m YWh[ ceZ[bi" [lWbkWj[ _ddelWj_l[ fhWYj_Y[i"
and enhance safety. Grants have helped
BHS install ceiling tracks in most Minnesota
locations to enhance resident care and
employee safety. Performance awards have
funded studies designed to reduce resident
\Wbbi" _cfhel[ YWh[ WdZ [d^WdY[ fW_d cWdW][ment. Residents in one funded therapy program
h[fehj[Z _dYh[Wi[Z ceX_b_jo" _dZ[f[dZ[dY[ WdZ
satisfaction with their care.
BHS corporate employees continue their
commitment to making a difference in the
b_l[i e\ ej^[hi hW_i_d] W jejWb e\ *,"&&& _d
d[m fb[Z][i" ed]e_d] ]_\ji WdZ ekjh_]^j ]_\ji
_d j^[ (&'' M[ 8[b_[l[ YWcfW_]d$ I_dY[ (&&,"
M[ 8[b_[l[ ^Wi hW_i[Z ceh[ j^Wd */+"&&&
to provide support to System employees
\WY_d] W b_\[ Yh_i_i" ^[bf h[i_Z[dji h[Wb_p[ j^[_h
Zh[Wci" ikffehj if_h_jkWb YWh[ [ZkYWj_ed" WdZ
help facilities enhance their environment
and services.
Efforts to strengthen Associated Foundation’s
philanthropic efforts continue. BHSF’s major gift
collaborative has resulted in the development of
a major gifts manual which provides tools and
techniques to enhance fund development. BHSF
has added a planned giving officer to work with
the Associated Foundations to create a planned
giving program.
2011 TOTAL NET ASSETS
$11,476,060
2010 '&"*-+"-+,
2009 -",'+"-,'
2011 TOTAL CONTRIBUTIONS
$3,423,416
2010 )"(/)"),/
2009 '",'+"/(&
2011 TOTAL CONTRIBUTIONS/GRANTS/
PERFORMANCE AWARDS*
$5,161,141
2010 +",+-"+.*
2009 )"/*,"-)'
*BHS Foundation and BHS Participating Organizations
- 15 -
locations
BENEDICTINE HEALTH CENTER
DULUTH, MINN.
WESTWOOD APARTMENTS
WESTWOOD TERRACE
BENEDICTINE HEALTH CENTER
NEW BRIGHTON, MINN.
AT INNSBRUCK
BENEDICTINE HEALTH CENTER
MINNEAPOLIS, MINN.
OF MINNEAPOLIS
BENEDICTINE HEALTH SYSTEM
DULUTH, MINN.
FOUNDATION
BENEDICTINE LIVING COMMUNITY
ST. PETER, MINN.
OF ST. PETER
BENEDICTINE LIVING COMMUNITIES, INC.
BENEDICTINE LIVING CENTER
BISMARCK, N.D.
GARRISON, N.D.
OF GARRISON
THE MEADOWS
PRINCE OF PEACE CARE CENTER
ELLENDALE, N.D.
EVERGREEN PLACE
ST. BENEDICT’S HEALTH CENTER
DICKINSON, N.D.
BENEDICT COURT
ST. CATHERINE’S LIVING CENTER
WAHPETON, N.D.
ST. GABRIEL’S COMMUNITY
BISMARCK, N.D.
ST. ROSE CARE CENTER
LAMOURE, N.D.
ROSEWOOD COURT
BENEDICTINE SENIOR LIVING
OSSEO, MINN.
AT STEEPLE POINTE
BRIDGES CARE COMMUNITY
ADA, MINN.
CARONDELET LONG-TERM CARE FACILITIES
CARONDELET MANOR
KANSAS CITY, MO.
ST. MARY’S MANOR
BLUE SPRINGS, MO.
VILLA SAINT JOSEPH
OVERLAND PARK, KS
CEDARVIEW CARE CENTER
OWATONNA, MINN.
CERENITY SENIOR CARE
ST. PAUL, MINN.
CERENITY SENIOR CARE - HUMBOLDT
CERENITY CARE CENTER
CERENITY RESIDENCE
CERENITY SENIOR CARE - MARIAN OF ST. PAUL
CERENITY CARE CENTER
CERENITY RESIDENCE
CERENITY SENIOR CARE - SOUTH ST. PAUL
CERENITY RESIDENCE
CERENITY SENIOR CARE - WHITE BEAR LAKE
CERENITY CARE CENTER
CERENITY RESIDENCE
locations
CLEMENT MANOR
GREENFIELD, WIS.
COUNTRY MANOR
SARTELL, MINN.
COUNTRY MANOR HEALTH CARE
AND REHAB CENTER
COUNTRY MANOR SENIOR APARTMENTS
COUNTRY VILLA
GLENOAKS SENIOR LIVING CAMPUS
NEW LONDON, MINN.
LEWISTON VILLA NURSING HOME
LEWISTON, MINN.
LIVING COMMUNITY OF ST. JOSEPH
ST. JOSEPH, MO.
MADONNA LIVING COMMUNITY
ROCHESTER, MINN.
OF ROCHESTER
MADONNA MEADOWS OF ROCHESTER
MADONNA TOWERS OF ROCHESTER
NAZARETH LIVING CENTER
ST. LOUIS, MO.
SAINT ANNE OF WINONA
WINONA, MINN.
CALLISTA COURT
SAINT ANNE EXTENDED HEALTH CARE
ST. BRIGID’S AT HI-PARK
RED WING, MINN.
ST. CLARE LIVING COMMUNITY OF MORA
MORA, MINN.
ST. ELIGIUS HEALTH CENTER
DULUTH, MINN.
ST. GERTRUDE’S HEALTH AND
SHAKOPEE, MINN.
REHABILITATION CENTER
THE GARDENS AT ST. GERTRUDE’S
ST. ISIDORE HEALTH CENTER OF
PLAINVIEW, MINN.
GREENWOOD PRAIRIE
GREEN PRAIRIE PLACE
ST. MARY’S CARE CENTER
WINSTED, MINN.
THE GARDEN HOUSE AT ST. MARY’S
LINDEN WOOD APARTMENTS
ST. MICHAEL’S HEALTH AND
VIRGINIA, MINN.
REHABILITATION CENTER
ST. RAPHAEL’S HEALTH AND
EVELETH, MINN.
REHABILITATION CENTER
SPOONER NURSING HOME
SPOONER, WIS.
TEKAKWITHA LIVING CENTER
SISSETON, S.D.
VILLA ST. BENEDICT
LISLE, ILL.
VILLA ST. VINCENT
CROOKSTON, MINN.
GOOD SHEPHERD HALL
THE SUMMIT
503 E. THIRD STREET
SUITE 400
DULUTH, MINNESOTA 55805
1995 E. RUM RIVER DRIVE SOUTH
CAMBRIDGE, MINNESOTA 55008
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© 2012 BENEDICTINE HEALTH SYSTEM