General Information - Signature Southwest Properties

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Colonial Life
Colonial Life & Accident
Insurance Company
David A. Phillips
Account Executive
Her 65 Box 57
Ojo Sarco, NM 87521
0 505.689.2378
ColonialLfe.com
Dear Associate,
Signature Southwest Properties is pleased to announce a partnership with Colonial Life as your
voluntary supplemental benefits provider.
This is a rare and valuable opportunity for independent brokers to participate in valuable voluntary
benefits through the brokerage, such as short-term disability, accident, cancer, critical illness, and
life insurance. Most of these benefits are also available for your family members.
Colonial benefits are paid directly to you and are tax-free because they are being offered on an
after-tax basis. David Phillips and Polly Santiago, Colonial benefit counselors offer you Signature
and personal service to help you with claims or provide assistance with your insurance
needs.
If you do not have time to visit with us at an upcoming Inspire! meeting, you may still enroll at a
later date.
Please feel free to contact us to schedule an appointment for an interview.
David Phillips
Polly Santiago
Account Executives
Colonial Life
505.689.2378 (telephone)
505.689.3378 (facsimile)
[email protected]
We greatly look forward to meeting with you and offering you this valuable coverage.
Built to last
Customer-focused financial stability
For more than 75 years, we’ve helped
America’s workers preserve and protect
the vitally important things they work so
hard to build.
We’ve done this by always staying true to our
mission, and by placing our commitment to
our customers ahead of everything else.
This led us to develop and maintain a stable,
diverse investment portfolio, a history
of profitable growth and a reputation for
consistently strong industry ratings. In other
words, we’re a company you can trust –
an industry leader that always meets our
financial obligations and keeps our promises.
At-a-glance
„„ Voluntary benefits provider offering disability insurance,
life insurance, accident insurance, cancer insurance,
critical illness insurance, dental insurance and hospital
confinement indemnity insurance
„„ Serving more than 3 million policyholders in 80,000
businesses and organizations
„„ Operating in 49 states, the District of Columbia
and Puerto Rico; in New York, similar products and
services, if approved, are underwritten by a Colonial Life
affiliate, The Paul Revere Life Insurance Company
„„ Approximately 1,100 employees, 8,500 independent
sales agents and 6,000 contracted brokers
„„ Headquartered in Columbia, SC, with all operations –
including a customer call center – taking place there
since 1939
Colonial Life operates as a stand-alone business of Unum, a
Fortune 500 company and market leader in voluntary benefits.
The experts agree
Colonial Life, with all of Unum’s primary subsidiaries1, consistently earns strong financial ratings from the four major rating agencies.2
Agency
A.M. Best Company
Measures an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations
Moody’s Investors Service
Provides opinions of the ability of insurance companies to punctually pay senior policyholder claims
and obligations
Standard & Poor’s
Offers a forward-looking opinion about the financial security characteristics of an insurance organization with
respect to its ability to pay under its insurance policies and contracts in accordance with their terms
Fitch
Assigns a rating to the insurance company’s policyholder obligations, including assumed reinsurance
obligations and contract holder obligations, and reflects the ability of the insurer to meet these obligations
on a timely basis
Rating
A
Excellent
A2
Good
A
Strong
A
Strong
Investing for long-term strength
Facilitating smart, stable growth
Our portfolio is invested across a diverse selection of
markets and securities. This helps reduce the effect
unexpected events can have on our total investment
program and supports our long-term strength and
growth. While investments can have their ups and
downs, our portfolio helps ensure that our commitment
to our policyholders will stand strong.
We continue to balance our liabilities and assets in
ways that support smart, secure and stable growth. Our
practice of investing in quality securities has resulted
in a 16% average compound annual growth rate in
statutory assets since the company was founded. Wise
management of our assets and liabilities gives us the
financial strength to stay true to our word – on every
policy and for every policyholder.
As of December 31, 2014, our
investment portfolio includes:
Since 1939:
Statutory premiums have grown
at an average compound annual
growth rate of 14%.
84%
Approximately 84% invested in bonds
BONDS
Less than 1% invested in real estate
1%
REAL ESTATE
Statutory assets have grown at an
average compound annual growth
rate of 16%.
Approximately 11% invested in
commercial mortgages, consistent
with the industry average.3
11%
MORTGAGES
Total statutory liabilities have grown
at an average compound annual
growth rate of 17%.
Long-term profitable growth
Assets
Liabilities
2,922
2,500
2,355
2,000
16%
ASSETS
17%
LIABILITIES
Learn how we
can help deliver
long-term employee
benefit solutions
for your business.
In millions
3,000
14%
PREMIUMS
Talk to your Colonial Life
benefits representative.
1,500
1,000
500
100
50
1
0
1939
1940
1950
1960
1970
1980
1990
2000
2010
2014
1U
num’s primary subsidiaries are Unum Life Insurance Company of America, Provident Life and Accident Insurance Company, Provident Life and Casualty Insurance Company,
The Paul Revere Life Insurance Company, Colonial Life & Accident Insurance Company, and First Unum Life Insurance Company.
ColonialLife.com
2 I ndustry ratings are not a warranty of an insurer’s financial strength, current or future ability to meet its obligations to policyholders nor a recommendation of a specific policy
form, contract, rate or claim practice. In addition, industry ratings do not address the suitability of a particular insurance policy or contract for a specific purpose or purchaser.
3 A.M. Best Company, year-end 2013 Best’s Aggregates & Averages
©2015 Colonial Life & Accident Insurance Company, Columbia, SC | Colonial Life insurance products are
underwritten by Colonial Life & Accident Insurance Company, for which Colonial Life is the marketing brand.
7-15 | 43562-40
Colonial Life
David A. Phillips
Her 65 Box 57
OjoSarco.NM 87521
Account Executive
0 505.689.2378
0 505.689.3378
cs 800.325.4368
[email protected]
CERTIFIED NATIONALBENEFITS COUNSELOR TEAMMEMBER
M
Colonial Life
Polly Santiago
Account Coordinator
Her 65 Box 57
286 County Road. 73
Ojo Sarco.NM 87521
0 505.689.2378
F 505.689.3378
cs 800.325.4368
[email protected]
The benefits of good hardwork.
ColonialLife.com
DISABILITY • ACCIDENT • LIFE • DENTAL • CRITICAL ILLNESS • HOSPITAL INDEMNITY