+2: 72 67</( $ 78//( 6.,57

Transcription

+2: 72 67</( $ 78//( 6.,57
+20(
$%287
)$6+,21
%($87<
/,)(67</(
*,9($:$<6
9,'(26
02075(1'6(9(176
6HDUFK
+2:7267</($78//(6.,57
3RVWHGRQ6HSWHPEHUE\&KHU\O
67$<75(1'<
:DQWWRVWD\LQVW\OH"6LJQXSIRURXUPRQWKO\
QHZVOHWWHUKHUH
(PDLO$GGUHVV
open in browser PRO version
Are you a developer? Try out the HTML to PDF API
-RLQ
pdfcrowd.com
7KHODVWWLPH,IHOOWKLVKDUGIRUDWUHQG,ZDVFRYHUHGLQKHDGWRWRHQHRQDQGWKHGDWHFRLQFLGHGZLWK'XUDQ'XUDQ¶V
ILUVWDOEXP$OWKRXJKODVW\HDU¶VVNLQQ\MHDQZDVSUHWW\ILHUFHDQDWWUDFWLRQDVZHOO
7XOOH±VWULFWO\IRUEDOOHULQDVDQGWRGGOHUV",WKLQNQRW7KHUHDUHPDQ\ZD\VWRHQVXUH\RXORRNOLNHODG\OLNHDQG
$57,&/($5&+,9(6
QRWDOLWWOHJLUO,GRQQHGWKUHHJRUJHRXVH[DPSOHVRIWKLVSRXI\IDLU\SULQFHVVVNLUWDQGIRXQGVW\OLQJDQHDV\DVDWZLUO
6HOHFW0RQWK
RIP\PDJLFZDQG
)XOOVNLUWVDUHHDV\WRZHDUQRWWRPHQWLRQILJXUHIODWWHULQJEXWIROORZDIHZUXOHV
*LYH\RXUVHOIDZDLVWZRPDQ/HW\RXUEHOWVKRZRIIERWKWKHVNLUW¶VVKDSHDQG\RXUV
/$7(67&200(176
PRPWUHQGV
^7KDQNV$OH[1H[W\HDUZH
KRSH\RXFDQPDNHLW`±6HS30
7KHULJKWDPRXQWRIIOXIILVNH\(YHU\OD\HURIWXOOHPHDQVPRUHERG\RQ\RXUERG\'RQ¶WJRWRRIXOOLI\RX¶UH
VXSHUFXUY\7U\DIODUH$OLQHLQVWHDG
&KDQJHXS\RXUDFFHVVRULHVEDVHGRQWLPHRIGD\'XULQJWKHGD\NHHSMHZHOU\OLJKW$WQLJKWEULQJRXWWKH
KHDY\KLWWLQJKHHOVDQGSDWHQWOHDWKHUFOXWFKHV
PRPWUHQGV
^,DJUHH,ZRXOGQ
WKDYH
WKRXJKWWKHWRSGUHVVZDVPHEXWWKH\VHQW
LW,WULHGLWDQGWKHUHVWLVIDVKLRQKLVWRU\[R[R
`±6HS30
open in browser PRO version
Are you a developer? Try out the HTML to PDF API
pdfcrowd.com
`±6HS30
/RRN
PRPWUHQGV
^*RRG
ROH-&UHZ`±6HS
30
)RUDQHYHU\GD\SULQFHVVORRNSDLU\RXUWXOOHVNLUWZLWKDVLPSOHFKDPEUD\EXWWRQGRZQDQGEURZQJODGLDWRUVWR
EULQJ\RXEDFNGRZQWR(DUWKIURP\RXUFORXGRIWXOOH
PRPWUHQGV
^7KDQNV-HQ,WZDVD
WRUQDGRRIVW\OH`±6HS30
/RRN
PRPWUHQGV
^7KDQNV/XOX:HDOVRZDQW
+HUH¶VWKHPDJLFRIMXVWWKHULJKWDPRXQWRIVKLQHZLWKDSRSRIFRORUIURPDSDWHQWFOXWFKDORQJZLWKDEODFNVHTXLQ
WREULQJWKHVKRZRQWKHURDGVRWRVSHDNWR
WRSDQGSDWHQWKHHOV
7;`±6HS30
75(1',1*$57,&/(6
6\QFLQJ<RXU6W\OH%HVW'LDSHU%DJV1RZWKDW,
DPPRYLQJEDFNIURPKRERWRGLDSHUEDJ,GRQ
WZDQW
WRKDYHWRJLYHXSRQH[SUHVVLQJP\
$YRQLQWURGXFHV$1(:&OLQLFDO6NLQYLQFLEOH
0RPWUHQGVUHFHQWO\KDGDQH[FOXVLYHSUHYLHZRI
$YRQ
VQHZHVWDQGPRVWLQQRYDWLYHSURGXFWFRPLQJRXW
7RS)DPLO\6NL5HVRUW&UHVWHG%XWWH&UHVWHG
%XWWH'RHVLWVRXQGIDPLOLDU",I\RX¶YHEHHQVNLLQJIRU
DQ\OHQJWKRIWLPH\RX¶YHOLNHO\
6HFUHW0HDQ6WLQNV,QWHUYLHZ:LWKEDFNWRVFKRRO
DOVRFRPHVEXOO\LQJ,QIDFWRIVWXGHQWVUHSRUW
EHLQJEXOOLHGPXOWLSOH
*HDU*LUO$'R]HQ1HZ'LDSHU%DJVIRU(YHU\
3ULFH5DQJH(DUOLHUWKLVPRQWK,WROG\RXDERXWWKH
QHZIDOOUHOHDVHVIURP3HWXQLD3LFNOH%RWWRPEXWWKH\
DUHQ
1HZ6WRNNH&UXVL6WUROOHU,
YHKDGWKHKRQRUDQG
SULYLOHJHRIWHVWLQJRXWWKHILUVWHYHUGRXEOHVWUROOHUE\
6WRNNHFDOOHGWKH
open in browser PRO version
Are you a developer? Try out the HTML to PDF API
pdfcrowd.com
&KDQGHOLHUVIRU<RXU/LWWOH3ULQFHVV¶5RRP
:KDWFRXOGEHPRUHJODPRURXVDQGPDJLFDOWKDQD
FKDQGHOLHUOLJKWLQJXSDEHGURRP",W
ࡴࡴV SHUIHFW
7LHNV5HYLHZ5RDG7HVW7LHNVDUHIROGDEOHFKLF
EDOOHWIODWVSHUIHFWIRURQWKHJRZRPHQZKRFUDYH
VW\OHDQGFRPIRUW,
)DVKLRQ)RUZDUG&RQIHUHQFH:KDW,:RUH/DVW
ZHHN,FRKRVWHGWKH)DVKLRQ)RUZDUG&RQIHUHQFH
GXULQJ1HZ<RUN)DVKLRQ:HHN,WZDVZLOGO\
)DOO6NLQ&OHDULQJ)DYRULWHV:LWKIDOOFRPHVD
FKDQJHLQRXUVNLQFDUHURXWLQH,I\RXKDYHDFQHWKLV
FDQPHDQWKDW\RXUDOUH
/RRN
7XOOHGRHVQ¶WQHHGWREHZKLWHWREHULJKW7KLVEODFNVNLUWSOD\VQLFHO\ZLWKDWDQVHTXLQHGWDQNDQGSRLQW\EODFN
KHHOVIRUDQ\SRVKHYHQLQJDIIDLU7KHIUXIUXLVEDODQFHGZLWKDEDGJLUOVSLNHGFOXWFK
open in browser PRO version
Are you a developer? Try out the HTML to PDF API
pdfcrowd.com
/RRN
7KHUH¶VDEVROXWHO\QRQHHGWRSDFNDZD\WKHSRXIMXVWEHFDXVHWKHVXPPHU¶VRYHU7UDQVLWLRQLQWRIDOOZLWKDQRYHU
open in browser PRO version
Are you a developer? Try out the HTML to PDF API
pdfcrowd.com
VL]HGVZHDWHULQDZDUPDXWXPQVKDGHDQGFR]\VORXFKERRWV
FUHGLWV/RRN)RUHYHUFKDPEUD\VKLUW6SDFH%RXWLTXH:HQG\WXOOHVNLUW6WHYH0DGGHQVDQGDOV/RRN
7DOERWVVHTXLQWDQN6SDFHWXOOHVNLUW&KULVWLDQ/RXERXWLQKHHOVFOXWFKE\.LUQD=DEDWHIRU7DUJHW/RRN±
open in browser PRO version
Are you a developer? Try out the HTML to PDF API
pdfcrowd.com
%ODFN$FDGHP\$ZDUGWXOOHVNLUWE\6KDEE\$SSOH7DOERWVVHTXLQWDQN%RXWLTXHKHHOVFOXWFKE\/RYH&XOWXUH
/RRN±6SDFHVNLUW$OGRERRWV6LJULG2OVHQVZHDWHU
6WLOOEHJUXGJLQJO\EHOLHYHWKDWWXOOHRQO\EHORQJVRQ\RXUOLWWOHJLUO"+HUHDUHDFRXSOHRIZD\VWRVW\OH\RXU0LQL0H«
7KHILUVWORRNVKRZQRQWKHOHIWLVYHU\FKLFSHUIHFWIRUZKHQVKH¶VKHDGHGWRDELUWKGD\SDUW\«LQ3DULV,SDLUHGWKH
VNLUWZLWKVHTXLQHGEDOOHWIODWVDQGDIORZ\IHPLQLQHWRSZLWKDPLUURULPDJHLQWXOOH7KHQRIFRXUVHRQWKHULJKW
open in browser PRO version
Are you a developer? Try out the HTML to PDF API
pdfcrowd.com
VKH¶VUHDG\WRKDQJZLWKDOOWKRVHER\VLQKHUODFHXSVQHDNHUVDQGWRPER\7
)LUVWORRN±&KLOGUHQ¶V3ODFHVNLUW6WULGH5LWHVKRHV6HFRQGORRN±&KLOGUHQ¶V3ODFHVKLUW2OG1DY\VKRHVYLQWDJH
VKLUW
0RPWUHQGVZDVQRWSDLGIRUWKLVSRVW
<RXPLJKWDOVROLNHWKHIROORZLQJDUWLFOHV
:KDW
V+RWIRU.LGVWKLV
7KH3HUIHFW3HWIURP
)DOO
3DZSDUD]]L
*UH\LVQRZWKHQHZ
+DSS\)LUVW'D\RI
3,1.6RVD\VIDVKLRQ
+DQXNNDK*UHDW*LIW,V
PDYHQ5RE\Q-RKQVRQ
\RXUFKLOGEHJJLQJIRUD
5RE\QDQG,KDYHZRUNHG
SXSS\RUNLWWHQ"1RDQLPDO
WRJHWKHUEHIRUHDQG,WUXVW
H[SHUWLQWKHLUULJKWPLQG
6KDUHWKLV
)DFHERRN
7ZLWWHU *RRJOH
KHUWDNHRQWUHQGV6
ZLOOVXJJHVWJLYLQJDUHDO
7UHQGVIURP.RRED
6\QFLQJ<RXU6W\OH:KDW
+D\GHQ+DUQHWWDQG9
1HZO\([SHFWLQJ0DPDV
&RXWXUH
1HHG
%DJVDUHDZDUGUREH
6\QFLQJ<RXU6W\OHLVJRLQJ
VWDSOHIRUPRPVIRUERWK
WRJHWVRPHZKDWRIDWRSLF
IXQFWLRQDOLW\DQGVW\OH,XVH
PDNHRYHUIRUWKHQH[WVL[
WKHVDPHRQHDOPRVWHYHU\
PRQWKVRUVR$OWKRXJK,
OO
3LQWHUHVW
6WXPEOH8SRQVWLOOEHEULQJLQJ\RXWKH
GD\ZKHWKHU,DPDW
PHHWLQJVRUZLWKP\NLGV
ODWHVWWUHQGV
7KLVHQWU\ZDVSRVWHGLQIDVKLRQVKRSSLQJVW\OHVW\OHILOHDQGWDJJHGFDVXDOZHDUFKLOGUHQ
VSODFHGUHVVLQJLQDWXOOHVNLUWIRUPDO
ZHDU+RZ7R6W\OHD7XOOH6NLUWKRZWRZHDUDWXOOHVNLUW6KDEE\$SSOHVNLUWVVSDFHERXWLTXHVW\OHWLSVWXOOHVNLUWE\&KHU\O
%RRNPDUNWKHSHUPDOLQN
$ERXW&KHU\O
$JRWRJDOIRUDOOWKLQJVEHDXW\IDVKLRQIRRGLQWHULRUGHVLJQDQGOLIHVW\OH&KHU\O
VE\OLQHKDVEHHQLQJORVVLHV
VXFKDV*ODPRXU:RPHQ
V+HDOWK)LWQHVV&RRNLQJ/LJKW:DOOSDSHU86$LUZD\V7KH3KRHQL[%RVWRQ
&RPPRQ(OHJDQW:HGGLQJDQG$UW$QWLTXHV$VVRPHRQHZKRZHDUVPDQ\KDWVDQGFDQVZLWFKWKHPTXLFNO\
ZLWKRXWKDWKHDGWKDQN\RXVKHDOVRZULWHVIRUVHYHUDORQOLQHFOLHQWVEHDXW\IRU0RPWUHQGVFRPWUDYHOJXUXIRU
+HGRQLVW
V*XLGH7RIRRGIRU0\6HFUHW%RVWRQFRPDQGGHDOVIRU*LOW&LW\7RVHHZKDWVKH
VEHHQXSWRYLVLW
FKHU\OIHQWRQFRPDQGIROORZKHU#FKHU\OIHQWRQ
9LHZDOOSRVWVE\&KHU\Oĺ
open in browser PRO version
Are you a developer? Try out the HTML to PDF API
pdfcrowd.com

Similar documents