PDF - Notre Dame FCU

 FOR YOUR
INTEREST
SPRING 2016
CARD
SECURITY IN
YOUR HANDS
FRESH
PERSPECTIVE
TOM’S CORNER
Dear Fellow Members,
As you have seen over the last several years, Notre Dame Federal Credit Union strives to provide
you with as many products and services as we possibly can. We do this because we want you to
have the tools that empower you to improve your life and the lives of your family.
So, it should be no surprise that we now are offering a significant advancement in high-tech security
for your Notre Dame FCU debit and credit cards. Irish Card Shield™ is nothing like you have seen
before. Designed to dramatically reduce fraud, Irish Card Shield™ allows you to activate and
deactivate your debit and credit cards in real time from your mobile phone.
The Irish Card Shield™ app is offered at no charge to you and is available for download for both
Android and iOS smartphones. Irish Card Shield™ is more than an on/off switch. You can also
control your card by location, merchant categories, and spend limits. You can also get alerts anytime
your cards are used anywhere.
I am sure you have seen the “Freeze It” commercials by Discover on TV. Irish Card Shield™ is far
more robust than that!
The best security in the world is no good unless you use it. Download Irish Card Shield™ today from
your app store, enroll your cards and start experimenting to find which settings work best for you. I
guarantee you will sleep better knowing Irish Card Shield™ has you protected.
Want to learn more first? Then go to Notre DameFCU.com/IrishCardShield, stop in at your favorite
branch or call us at (800) 522-6611.
And as always, if you have any questions, suggestions, comments or complaints, please do not
hesitate to contact me at [email protected].
Thanks for being part of the Notre Dame FCU family!
Thomas J. Gryp ‘79
President/CEO
Struggling with student
loans? We can help.
Notre Dame Federal Credit Union makes refinancing
your student loans easy. Combine your private student
loans and payments into one loan with only one
monthly payment today!
Visit us at NotreDameFCU.com/Consolidate.
Notre Dame FCU recommends that you do your research before applying for a
consolidation loan. If you have Federal student loans, your best option may be
a Direct Loan consolidation. You can learn more about the Direct Loan program,
offered through the federal government at loanconsolidation.ed.gov.
PAY IT FORWARD
REFER-A-FRIEND
IRISH CARD
SHIELD
Refer a friend or family member
and you’ll BOTH get $50.
Now You’re In Control.
Download our newest free app
to secure your cards today!
What’s better than being a
member of a credit union you
love? Getting paid $50 for each
new member you refer to us.
It’s our way of thanking you.
And, your friends, family and
co-workers will thank you too!
HERE’S HOW –
JUST SEND YOUR FRIEND
OR FAMILY MEMBER TO
NOTREDAMEFCU.COM/REFER
Subject to approval. This offer is not valid in
conjunction with any other offer. To qualify,
new member must be at least 18 years old,
and must open a checking account with
a minimum $100 monthly direct deposit
and a debit card, or open a credit card,
HELOC, auto loan or mortgage. Member
may not have existing Notre Dame Federal
Credit Union accounts. Offer excludes
Notre Dame FCU employees. $50/$50
will be credited to each qualified person’s
account the first day of the first month
after account has been open 60 days. You
will receive an IRS tax form 1099-INT for
your cash incentive. All new memberships
subject to normal policy outlined in
membership agreement. Independent of
the University.
Turn your debit and credit cards
on and off, get transaction
alerts, monitor fraud and even
control where your card is used
and how much is spent—all
from your phone.
NOTRE DAME FCU
PARTNERS WITH
GREENPATH
Notre Dame FCU cares about
your financial health. We have
partnered with GreenPath
to provide you with access
to free, one-on-one financial
counseling, debt management
services and financial
education tools.
LEARN MORE AT
VISIT
NOTREDAMEFCU.COM/
IRISHCARDSHIELD
GREENPATH.COM/NDFCU
OR CALL 877-337-3399
TO LEARN MORE!
SPRING HOLIDAY SCHEDULE
Notre Dame FCU will be closed
Monday, May 30, 2016 in observance of Memorial Day.
LET YOUR HOME PAY YOU!
$599 CASH BACK
Put extra cash in your pocket to make your new house feel like
home. You’ll also enjoy an included 2-year Home Advantage
Plan! Find out more at NotreDameFCU.com/Home or call us at
844-NDHOME1 (844-323-4464).
Receive $599 cash back. Offer ends May 31, 2016. 2-Year Home Advantage Plan which includes Home
Deductible Reimbursement (HDR), ID Theft Restoration and Warranty Registration Service. HDR will
reimburse the covered member for a Loss that occurs during the Coverage Period to the Member’s
Primary Residence or Personal Effects equal to the deductible limit shown on the Member’s Home
Insurance policy or up to the maximum of $1,000 per claim, whichever is less. Only one (1) Home
Deductible Reimbursement benefit will be paid per claim occurrence and only one (1) claim per Member
will be paid per twelve (12) month period. HDR is underwritten by an A Excellent AM Best rated carrier.
Offer may change at any time. Independent of the University. NMLS ID# 405299. Equal Housing Lender.
CAN YOU AFFORD TO LIVE
WITHOUT IT?
Life insurance prices have just dropped to all-time lows.
Notre Dame FCU is proud to offer insurance through Life Quotes.
You can compare the rates of 50 leading, highly-rated companies
in seconds. And our quote engine, like no other, can also handle
35 common illnesses such as elevated cholesterol, high blood
pressure, diabetes, heart disease, cancer and more. We’ve made
it fast and easy to shop for life insurance, with no hassles. Visit
us at LifeQuotes.com/NDFCU.
MY VIRTUAL STRONGBOX
Notre Dame FCU is excited to offer my Virtual StrongBox to all
online banking users. My Virtual StrongBox works like an online
safe-deposit box, combining easy access, functionality and
best-of-breed security. My Virtual StrongBox is accessed
through online banking, using your login and password. Each
online banking member has 50MB of storage space, additional
space can be purchased.
To learn more visit a branch, call us at (800) 522-6611, or visit us
online at NotreDameFCU.com.
ANNUAL MEETING REMINDER
The 2016 Annual Meeting will be held on May 17, 2016 at 5:30 PM. The meeting will be held at
100 Eck Center on the University of Notre Dame campus.
LOVE YOUR SAVINGS.
Everyone is looking for ways to save money, and that’s
just what Love My Credit Union Rewards is all about.
Notre Dame Federal Credit Union is excited to offer
you exclusive discounts and benefits on products
and services you use every day. Credit union
members have already saved over $1.6 billion with
Love My Credit Union Rewards discounts. So along
with lower loan rates and fewer fees, here’s another
way you can save even more.
- Receive a 10% discount (business members a 15%
discount) on select regularly priced Sprint monthly data
service. Valid in conjunction with other credit union and
most Sprint National handset offers and promotions
- Get safety and security of roadside assistance and more
for less than $1 per week* with CU Road Pal.
- Save up to $15 on TurboTax Federal tax products
- Save on services for your home from ADT, DIRECTV,
Allied, and more
- Earn cash back when you shop at over 1,500 online
retailers with Love to Shop
The more offers you take advantage of, the more you save. Start saving today at LoveMyCreditUnion.org.
$500
REFINANCE YOUR AUTO LOAN TODAY
CHARITABLE
FUNDRAISING AND YOUR
FINANCIAL FUTURE
The Elevate™ program offers rewards for using certain
Notre Dame FCU financial products. This program
will earn churches and other organizations hundreds,
possibly thousands, of dollars on “big ticket” items
such as auto loans and credit cards. Learn more about
how you can help generate significant charitable
contributions at NDelevate.com.
Stop by your local branch, call 844-619-4490
or visit NotreDameFCU.com/SpringAuto
to lower your payment today!
Limited Time Offer
*Auto rates as low as 2.75% APR. APR is Annual Percentage Rate. Loan is subject to credit approval. Actual interest rate and APR may vary.
“As low as” rate is for A+ credit. A $99 loan processing fee will be charged on all closed auto loans. Vehicle must be model year 2007 or newer
with no more than 80,000 miles. Earn 1.00% cash back, up to $500. Excludes Elevate™ program participating loans, Rate Genius loans and
existing NDFCU loans. Those participating in this offer may receive Form 1099-MISC at year-end for tax purposes. Rates are subject to change.
Example: Assume you will borrow $15,000 with a $99 loan processing fee; the loan amount will be $15,099. The calculated APR on a 5-year
loan with an interest rate of 2.49% would be 2.75%. Rate valid as of 3/31/2016. Offer may change at any time. Independent of the University.
Federally Insured by the NCUA. Independent of the University.