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Deadly
Mistake
#
1
Thinking you can’t afford it.
Today, buying the home of your dreams is easier than
ever before. Many people who thought that buying
the home they wanted was simply out of their reach
are now enjoying a new lifestyle in their very own
new home.
Buying a home is the smartest financial decision you
will ever make. In fact, most American and Canadian
home owners would be financially broke at retirement if it wasn’t for one saving grace—the equity in
their home. Furthermore, mortgage rates are more
flexible today than ever and tax allowances favor
home ownership.
Real estate values have always risen steadily. Of
course there are peaks and valleys, but the long term
trend is a consistent increase. This means that every
month when you make a mortgage payment the
amount that you owe on the home goes down and the
value typically increases. This owe less - worth more
situation is called equity build-up and is the reason
you can’t afford not to buy.
Even if you have little money for a down payment or
credit problems, chances are that you can still buy
that new home. It just comes down to knowing the
right strategies, and working with the right people.
Deadly
Mistake
#
2
Not hiring a buyer’s agent
to represent you.
Buying property is a complex and stressful task.
In fact, it is often the biggest single investment
you will make in your lifetime. At the same
time, real estate transactions have become
increasingly complicated. New technology, laws,
procedures and competition from other buyers
require Real Estate agents to perform at an ever
increasing level of professionalism. For many
homebuyers, the process turns into a terrible,
stressful ordeal. In addition, making the wrong
decisions can end up costing you thousands of
dollars. It does not have to be this way!
Work with a Real Estate agent who has a keen
understanding of the real estate business and
who is on your side. Real Estate agents have a
fiduciary duty to you. That means they are loyal
to only you and are obligated to look out for your
best interests. Real Estate agents can help you
find the best home, the best lender and the best
inspector. Best of all, in most cases, the Real
Estate agent is paid out of the seller’s commission, even though he/she works for you.
Deadly
Mistake
#
3
Getting a cheap inspection.
Buying a home is probably the most expensive
purchase you will ever make. This is no time to shop
for a cheap inspection. The cost of a home inspection
is very small relative to the home being inspected. The
additional cost of hiring a certified inspector is almost
insignificant. As a homebuyer, you have recently been
crunching the numbers, negotiating offers, adding up
closing costs, shopping for mortgages and trying to
get the best deals. Do not stop now. Do not let your
Real Estate agent, a patty-cake inspector or anyone
else talk you into skimping here.
InterNACHI front-ends its membership requirements.
InterNACHI turns down more than 1/2 the inspectors
who want to join because they can’t fulfill the membership requirements.
InterNACHI certified inspectors perform the best
inspections by far. InterNACHI certified inspectors
earn their fees many times over. They do more, they
deserve more, and yes they generally charge a little
more. Do yourself a favor...and pay a little more for the
quality inspection you deserve.
For the best inspector in your neighborhood visit:
Trying to buy a home without an agent at all is,
well... unthinkable.
http://tn.nachi.org/ethic
ETHIC Inspectors
More past-client referrals.
You found them a good home. Now don’t find them a
cheap inspector. Keep your buyers happy after the
closing. Use InterNACHI certified home inspectors.
Blame the agent! That’s what happens when
your inspector finds defects that really don’t exist, or
worse… misses defects that really do exist. Keep
your clients happy after the closing by encouraging
them to use a InterNACHI certified home inspector. All
InterNACHI inspectors have to pass InterNACHI’s
Inspector Exam every year, complete an Ethics
Obstacle Course, take a Standards of Practice Course
& Quiz, take a roofing course, fulfill Continuing
Education requirements (24 hours/year), have access
to advisory boards, and have access to a time-tested
agreement which includes a real estate agent holdharmless clause, keeping them and you out of court.
Robert Johnson, TN License # 537 - President
Elite Microspect Home Inspections, LLC
Knoxville, TN (865) 556-2505
Brian Hensley, TN License # 426 - Vice President
A-Z Home Inspections, LLC
Knoxville, TN (865) 789-5660
Patrick Cloninger, TN License # 247
Pinpoint Home Inspections
Knoxville, TN (865) 705-0260
Joseph Everitt, TN License # 653
C.H. I. Inc. - Certified Home Inspections
Oak Ridge, TN (865) 483-5336
George Chappell, TN License # 644
Volunteer Inspections
Gatlinburg, TN (865) 430-4332
David Crowe, TN License # 601
Safety First Home Inspections, LLC
Oak Ridge, TN (865) 661-8710
Arthur Fowler, TN License # 472
Cornerstone Home Inspection Services
Knoxville, TN (865) 604-0082
Phillip Henderson, TN License # 213
Tennessee Building Inspections
Maryville, TN (865) 970-4363
Ralph McCarter, P.E., TN License # 277
McCarter Home Inspection
Knoxville, TN (865) 640-4321
Ernest Rodgers
Rodgers Home Inspection Services
Knoxville, TN (865) 804-4569
Michael Ruffing
Foresight Home Inspection, Inc.
Johnson City, TN (423) 292-4031
Welcome to the East Tennessee
Home Inspection Community Chapter
All affiliates consist of InterNACHI members. This
chapter is located in the heart of Knoxville, TN.
Our goal is to promote the home inspection industry
in this area by providing superior skill,
experience, customer service, and
excellence to our clients, which
sets us apart from all other home
inspectors. In addition, we are
continuously striving to become
a supportive group so that members
are updated or informed of new
technologies, equipment, education,
and events.
Dan Stedina
Eagle Eye Home Inspections, Inc.
Maryville, TN (865) 696-5609
Steven Tiedeman
Realty Support Services, Inc.
Knoxville, TN (865) 242-0302
ervice
Superior S
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Don’t hurt your own clients and your own referral
business with an uncertified inspector. Do yourself
and your client a favor… use only InterNACHI
certified home inspectors. InterNACHI, the best home
inspectors in the world.
3
INTERNATIONAL ASSOCIATION OF
CERTIFIED HOME INSPECTORS
http://tn.nachi.org/ethic
www.NACHI.org