Document 6496557

TheAltamont Enterprise — Thursday, July 14. 1983
On Dean's List
Terri Slingerland, daughter of
Mr. and Mrs. Ronald Slingerland
of Helderberg Trail, East Berne,
was named to the spring semester
dean's list at Becker Junior
College. Terri is majoring in retail
fashions at the college's Worcester, Mass. campus.
Thompson's Lake
*>"*«
SCENE FROM ANNUAL Eastern Draft Horse Association picnic
Sunday at the Medusa farm of Fred and Doris Clikeman. Members
were reminded of this Sunday's strawberry social a$ Miller's Mills
as well as other upcoming events; some got a ride behind one of
several teams of horses. Above, June Doyle leads a team of the
Hoflingers while Harry Doyle loads up for another ride.
REFORMED CHURCH
Rev. Mary Van Andel
Sunday, July 17:
9 a.m. Worship service.
COMMUNITY NOTES
Welcome to Harrison Henry
Ackroyd, Jr., born May 20th at St.
Peter's Hospital. Harrison, Jr. is
the son of Harrison and Teresa
Ackroyd. Congratulations
to
maternal grandparents, William
and Leah Swint of Berne and
paternal grandparents, Virginia
Ackroyd and Henry Ackroyd.
Teenagers Can Now Learn
How To Manage Money
Compared to men, women have
always been at the low end of the
salary scale. But when they are
still teenagers; females come out
ahead.
According to interviews with
3,290 teenagers, girls amass more
from allowances and odd jobs than
boys. No matter what your sex,
however, those teenage years are a
good time to learn to manage
money, advises the State Society of
Certified Public Accountants.
Managing money is not complicated if you establish goals and
priorities. In business, goal setting
is a step so basic, that groups
forming a company fix their goals
before raising capital. CPAs who
guide them through that process
will set up a financial reporting
system which shows, how revenue
is spent. Keeping track of money
spent is just as important for
teenagers who want control over
their financial1 affairs.
When it comes to spending, boys
and girls are also different. Boys 13
to 15 average $11.05 a week from
allowance and another $10.50 at
jobs, most of which goes for
hamburgers and cokes. Girls that
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This Week's Entertainment
F
Master at the Organ
Music for the Young at Heart
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Friday — July 15th
Saturday — July 16th
Just A Short Pleasant Ride
Open Daily 7 a.m: — Open Sundays 9 a.m.
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age get an average weekly
allowance of $11.20, earn another
$11.05 and spend it mostly on
clothes.
Girls, 16 to 19 years old, still
spend most of their money on
clothes, but boys spend it mainly
on entertainment and dating. In
this age group, girls receive
weekly allowances' averaging
$21.25 and earn an additional
$30.50. Boys collect $20.55 in
allowance and earn $29.90 a week.
Once you decide how you want to
spend your money, set up a
realistic budget. Project income
and expenses over a period of time.
Family budgets, are usually quarterly projections, but you may want
to simply budget for the remaining
weeks of summer.
In addition to regular income
from allowance or jebs, be sure to
list money owed.you by friends or
birthday gifts you ,cap anticipate.
• When figuring out, expenses, list all
your fixed costs such as busfare to
your job, or lunches you eat away
from home.
Your discretionary income,
what's left after you've paid fixed
expenses, can be used for movies
or records. However, this income
can also subsidize a trip or a major
purchase like a bike or a home
computer.
If you want to buy a big-ticket
item like a stereo, estimate the
cost and figure out how much a
week you'll have to save to afford
it. An $80 tennis racket, for
instance, could mean saving $8 a
week for the next ten weeks.
Include, that amount in . your
budget.
Planning for some large purchase may mean you'll have to
drop something out of your budget.
Eliminate whatever you can do
without, a procedure controllers
follow in business organizations.
To save $8 a week for a tennis
racket may mean cutting out
movies, records or shacks for
awhile. Play with your budget^v
CPAs suggest, until you work out a
plan you can live with.
Saving is always easier when you
have a definite goal. If you spot
something on sale that you really
want to buy, but don't have that
extra money in your budget,
consider borrowing from your
parents. Offer to pay them back
over time. If you show them strong
budget figures, it may be easier to
persuade them to grant the loan.
A lot of young people save part of
their money. The Youth Research
Institute found that 77 percent of
those interviewed do save money.
That includes a short-term savings
for expensive items like a stereo or
vacation trip and long-term
savings for college, a car or even
marriage.
Once you set up a budget, stick
with the planning habit, CPAs
suggest. When the summer passes,
a good budget can help you with
your back-to-school spending.
And if your allowance lags
behind the national averages, do
what the big companies do. Raise
your prices for home chores.
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15
Helderberg Captures . . .
(Continued from Page 24)
after Steve Wisniewski singled and
Pan Kennedy doubled to put
runners on second and third.
"Joltin' " Phil James then
proceeded to put one over the left
field wall to increase the Indians'
lead to 4-1. Greg Therien reached
on an error and later scored on an
RBI single by switch-hitting Tom
Wilson.
In the second stanza Kennedy
beat out a grounder to deep short
and scored on James' second,
homer of the game.
Kennedy,, the designated hitter,
had 3 for 4 and Therien chipped in
with two singles for the victors.
In the 7th inning hurler Wayne
Phillips picked the potential tying
run off first base. As it turned out it
was one of the most crucial plays of
the game. Jacklet had 2 for 4 as he
added a single in the 4th inning.
North Albany continued their
"Indian sign", on Helderberg when
they defeated the Indians in the
championship game on July 4,11-6.
Once again a big inning (this time 7
runs in the 5th) was the locals
downfall. A bases-loaded homer by
Reinisch was the tell-tale blow for
North Albany and its fine manager, Ron Morrison.
After North Albany took a 1-0
lead in their first at bat, hurler Ben
Jacklet blasted a long 2-run homer
over the centerfield fence. His
homerun the day before cleared
the same sign; the Colonie Police
one in dead-center.
After the North. Albany squad
tallied seven times in thetopof the
5th, the Indians retaliated with
four of their owntoput the score at
10-6. The 5th stanza had to be one of
the longest innings time-wise on
record as 11 runs crossed home
plate. Boy — was it hot!
In the Helderberg 5th, Dan
Kennedy walked, Jacklet singled,
Phil James drew a walk and Brian
Rucihski plated two runs with a
long double (his second) up against
the fence.
Contributing to the Helderberg
attack were Greg Therien with 2
for 4, Greg Peck with a long
double, and Steve Wisniewski with
a sharp single in the 6th.
In an effort to stem the North
Albany 5th inning barrage, Manager Dave Mueller used four
pitchers, Jacklet, Wayne Phillips,
Tom "T.B." Carr and Chris
Farley. Before I forget it, Chris
Leupold played a fine game at
second base.
Congratulations to North Albany
on winning the championship and
to Helderberg for finishing one
notch behind in the runner-up spot.
The Colonie All-Stars and South
Troy Dodgers were the other
entrants.
It was a memorable 95° day for
spectators and players alike. Boy
— was it hot!
NRHS To Meet
On Judo Team
Bronze medal winners Carol
Bonner of Guilderland and Michele
Colbert of Slingerlands will try to
improve their performances of last
year when they compete at the
Empire State Games next month in
Syracuse as members of the
women's Adirondack Region judo
team. Mary Lewis of Albany
(formerly of East Berne) and
Elizabeth Kirk of Delmar have
also qualified for the team.
Flower Slides
At Arboretum
On Saturday, July 16„ at 10 a.m.,
the George Landis Arboretum will
present a program on slides of
wildflowers. These slides are from
photographs taken by Mr. Wellborn of Wellborn Woods, now part
of the Nature Conservancy, which
stretches in New York State from
Providence north to the Adirondack blue line. The explanatory
script, written by Mrs. Weliborn,
will be narrated by Merrill
Bousman, director of the arboretum's summer programs.
The program is open to the
public without charge. The arboretum may be reached by following
Charleston St. off Route 20 in the
Village of Esperance: Picnic tables
are available.
"Railroading in the Seventies"
will be the subject of a slide show
at the monthly luncheon meeting of
the Mohawk and Hudson Chapter
of the National Railway Historical
Society July 16 at Schenectady's
Ramada Inn.
The public is invited to the buffet
luncheon which begins at noon.
Reservations are required and
must be made by July 14 by
contacting Bobfai Ballard of Poestenkill at 283-5668. Cost of the
lunch is $6.
After the meal Carl Byron of
Groton, Mass., will show slides of
Delaware & Hudson and Boston &
Maine trains with some steam
operations included. Mr. Byron is a
photographer and author of "A
Pinprick of Light," a history of the
Boston ? Main's Hoosac Tunnel.
Wins Elmira Key
Richard Guilz, son of Richard
and Carol Guilz, was presented the
Elmira College Key Award Scholarship during recent ceremonies
at Berne-Knox-Westerlo High
School.
Sponsored by Elmira College
and its alumni association, the
Elmira College Key is given to an
outstanding high school junior as a
merit award. It is accompanied by
a four-year scholarship of $2,000.
Thrift Shop Open
Helderberg Thrift Shop, located
at St. John's Lutheran Church,
Main St., East Berne, is open
Saturdays and Tuesdays from 10
a.m. to noon and Wednesday
evenings from 7 to 3:30 p.m.
Good, clean, up-to-date clothes
are needed. Donations may be left
at the church any day the shop is
open.
People In Service
KRUZINSKI — Army National
Guard Pvt. Michael P. Kruzinski
has completed basic training at Ft.
Leonard Wood, Mo. The son of
Edward J. and Anna Kruzinski of
R.D. 1, Delanson, he is a 1975
graduate of Schoharie High
School; his wife, Marcia, is the
daughter of Kenneth and Bertha
Pierce of Altamont.
In Clarksville, the Enterprise is
sold at Clarksville Supermarket.
Patronize our advertisers.
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