50/50 Member Referral Campaign

SPRING 2011 | A 121 FINANCIAL CREDIT UNION PUBLICATION
50/50 Member Referral Campaign
Need a little extra cash in your pocket? If
you enjoy the one to one personal service,
the great products and services you receive
at 121 Financial Credit Union, we’ll pay you
to tell your friends, family and co-workers
about us.
“It is vital to our continued success to
obtain new members. One of the best ways
to do this is for you, the member, to tell
your friends, family and co-workers about
the great service you receive at 121 Financial.
Please help us spread the word about the
advantages of belonging to a credit union
and especially about being a part of the
121 Financial family,” says William Braddock,
President & CEO.
For each new member you refer who
agrees to try our exclusive discount/benefits
program, “Benefits Plus®,” FREE for 90 days,
we’ll give you, and the new member, each
$50! That’s right, it’s worth repeating — you’ll
get $50 for EVERY new member you refer
who tries Benefits Plus®!
After 90 days your checking account will
automatically be debited monthly $6.50 (or
»» New: Person to Person Transfers
»» Annual Meeting Results
»» 10-Speed Mortgage Loan
Convenient
Telephone Numbers
All Locations:
904.723.6300
“Please help us spread the
word... especially about
being a part of the 121
Financial family.”
(Toll Free)
800.342.2352
FAX (Headquarters)
904.722.6694
Stop by any branch or download referral
forms at www.121fcu.org/5050
VISA Debit Cards:
Just What is Benefits Plus®?
So glad you asked! 121 Financial has teamed
up with Benefits Plus® to offer our members
discounts on just about anything you can
imagine! Benefits Plus® includes everything from Free Identity Theft Protection to
discounts on movies and dining, roadside
assistance, travel services, prescription drugs,
eyeglasses, groceries, and even includes a
cash-back program. And, they’ve just added
home security through ADT. You name it,
there’s probably a discount available, and you
get to try it all FREE for 90 days.
IN THIS ISSUE
VISA Credit Cards:
Credit Card Customer Service:
1.866.820.3097
Credit Card Lost/Stolen:
1.800.449.7728
Credit Card Activation:
1.800.527.7728
Debit Cards/Lost Stolen:
1.866.209.7029
Debit/Check Card Fraud:
1.866.262.8981
Visa Extras:
1.800.960.8472
Holiday Closings
$4.50 for Senior Set, CUPlus and members
with ecoChecking). If you try it for the 90
days free and don’t save more than the cost
of the program, you can cancel it, no questions asked.
Already a Benefits Plus® Member? We have
good news for you! Benefits Plus is working
on an upgrade that will make it easier to use
and even more valuable. Watch for details —
we’ll have all the information you need on our
website easy to access on the front page.
Holiday Day
Date Date Date
2
Upcoming Events
»» Shred Day @ Touchton Branch
April 30, 9 a.m. to noon
»» Sharks Games
Stop by our table at the Sharks Games
during Shark Fest, and you could win a
prize for a small donation to our Charity
of the Quarter! (2nd quarter charity is
Ronald McDonald House.)
Introducing ZashPay!
—A Personal Payment Service, Now Part of Private PC/BillPayer
Have you ever gone to lunch with a group
of friends and when the check came, everyone
had to dig for cash to split the bill, or wait for
the waiter to split the check? Wouldn’t it be
convenient to pick one person who could pay
the bill while you pay that person back straight
from your phone to his or her account? Now
you can!
Monday - Thursday:
7:30 am to 5:00 pm
7:30 am to 6:00 pm**
Meet our latest addition: ZashPay, the fast
way to send or receive money at any time. So
quick and easy, you can pay back your lunch
buddy while you wait on the waiter to return
with your buddy’s receipt. And because ZashPay
is part of Private PC/BillPayer, sending money
has never been more secure or convenient —
just login using your existing online password.
The money goes directly from your bank
account into their account usually within one
business day, regardless of where they bank.
Saturday:
9:00 am to Noon*
Get started today at www.121fcu.org. Login to the newly upgraded Private PC, click on the “BillPayer” button,
then choose “Pay People.” It’s quick, easy and safe.
Hours of
Operation
Lobbies:
Monday - Friday:
9:00 am to 5:00 pm
Saturday:
9:00 am to Noon*
Drive-Thru:
*Branches with Saturday Hours include:
Southside, Intracoastal West, Mandarin,
Northside, Orange Park and Westside.
**Downtown Drive Thru
closes at 5:00 pm.
Locations
Headquarters:
Southside
9700 Touchton Road
(near Tinseltown)
Branch Locations:
Downtown
300 W. Adams Street
(@Adams St & Julia St)
Intracoastal West
12740-12 Atlantic Blvd
(@Atlantic Blvd & Girvin Rd)
Mandarin
11406-2 San Jose Blvd
(@San Jose Blvd & Mandarin Rd)
Northside
14023 Revell Drive
(@River City Marketplace)
Orange Park
6000-1 Lake Gray Blvd
(@ I-295 & Blanding Blvd)
Westside
8101 Normandy Blvd
(West of I-295)
Mini Branch at
Swisher International
Restricted Access
»» No checks, stamps or cash to pay
someone back.
»» No need to wait for checks to cash.
»» No trips to the bank to deposit money.
»» No high fees — it’s only 50 cents to send
and there’s no cost to receive money.
Members Spotted the Cars They Wanted
…& Saved a Bundle With Our One-Day/One-Rate Financing!
Over 30 cars were sold to members at our
March car sale, and it was such a hit, we’re
going to do it again. Watch for details on
our next sale, coming soon. You don’t want
to miss it. Even if you have a few “spots” on
your credit, you too may qualify for a low
rate on a new or used vehicle.
Here are just a few things members said
about the sale:
“I can’t believe that I’m getting 3.49%. This will save me
so much money!”
“This great rate is why I keep coming to 121”
“YOU GUYS HAVE THIS DOWN TO A SCIENCE!”
“Thank you so much for staying late to help us… Coming
to the car sale saved us 7% in interest”
“I can’t believe that even after taxes and tag my loan is
still less than the car value”
“MAN THIS IS GREAT, YOU CAN’T BEAT IT!”
Annual Meeting Results ATM Design Contest
At the annual meeting of 121 FCU held
on March 17, it was announced that the
following were elected:
Board of Directors:
»» G. W. “Bill” Cauley
»» Joseph Hardcastle
»» “Eddie” Raymond Clanton
»» Shelba Williams
Supervisory Committee:
»» Arzada Haynes
Winner Luis M., student at Lee High School, accepting
his prize from Davis Johnston, SV of Operations!
Help When You Need It
3
—Accel Members Financial Counseling
As a valued member of 121 Financial we are
committed to serving you. As a benefit of
your membership, we provide you with free
access to money management and financial
education services — at your convenience
and from the privacy of your own home.
121 Financial has teamed up with Accel, a
financial management program. Through
comprehensive education and exceptional
service, this organization has been assisting
individuals for more than 40 years.
Through our partnership with Accel, you can
enjoy unlimited access to financial counselors without paying — it’s free!
As a member of 121 Financial you can receive
assistance with:
»» Personal money management
»» Debt repayment
»» Avoiding bankruptcy, foreclosure, and
repossession
»» Personal and family budgeting
»» Understanding your personal credit
report and how to improve your score
Accel can give personalized answers to your
individual needs. For issues ranging from a
proactive savings plan to saving a home from
foreclosure, advice is only a phone call away.
Accel counselors are available:
Monday through Thursday 8 a.m. to midnight.
(EST), Friday 8 a.m. to 7 p.m. and Saturday from
9 a.m. to 1 p.m. To use this service, simply call
1-877-33ACCEL (332-2235) or visit them on
the web at www.accelservices.org.
We provide banking — and financial help —
focused on you.
Florida Telco Investment & Insurance Services
is now Financial Retirement & Investment Services
changed its name to Financial Retirement
and Investment Services.
In conjunction with the Credit Union’s
name change, Florida Telco Investment and
Insurance Services program has officially
New Loans – on new or used vehicles
& Refinances from other financial
institutions:
If you’re in the market for a new (or
new-to-you) car, truck, van, SUV, boat
(any titled vehicle), or want to refinance
the one you have, give us a call!
We’re still offering $200 cash back and
45-days with no payment! Limited time.
Board of
Directors
Executive
Team
Billie Greenlief
Chairman
904.992.3718
William Braddock, Jr.
President
Chief Executive Officer
David Pugh
Vice Chairman
904.262.4080
Davis Johnston
Senior Vice President
Operations
Cynthia deLassus Becky Hulett
Senior Vice President
Treasurer
Chief Financial Officer
904.646.4406
Bill Macomber
Secretary
904.733.4220
Gretchen Quisenberry
Senior Vice President
Human Resourcres
Bill Cauley
904.641.3031
Cindy Breslin
Vice President
Marketing
Eddie Clanton
904.282.5885
Bob Gipson
904.223.1234
Terri Thomas
Vice President
Administrative Services
Supervisory
Committee
This updated name not only works with
the Credit Union’s new name, but also
better reflects the services they offer.
Joe Hardcastle
904.268.2869
If you need help planning for retirement
or investing, contact the registered
representative, Randy Nakamura, located
at 121 Financial Credit Union for a nocost, no-obligation consultation today!
904.720.1760.
Shelba Williams
Arzada Haynes
904.504.1740
904.693.9400
Home Free in 10 Years?
It’s possible with our 10-Speed Mortgage loan!
If you have equity in your house, you can burn
your mortgage in as few as 10 years. You can
apply by phone, or call to make an appointment
to talk to one of our mortgage professionals.
Call today! 904.723.6300, extension 1758. We
look forward to helping you.
$200 Cash Back/ 45
Days No Payment
You’ll get:
»» 4.5% APR fixed rate
»» 10 year term
»» No closing costs option
»» No application fee
»» Fast closing
Michael Hogan
904.778.2143
Lyn DeLoach
Chairman
904.824.8660
Ellen Page
904.757.6818
PRSRT STD U.S.
POSTAGE PAID
PERMIT #151
VALDOSTA GA
31601
Holiday Closings
Memorial Day
Monday, May 30