You`re Invited - Norfolk Municipal Employees Credit Union

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L i f e . C e l e b r a t e d D a i l y.
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April
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You’re Invited
To Attend our
51 Annual Meeting
st
April 24, 2008
Join us at the Hilton Norfolk
Airport Hotel for a relaxing,
fun-filled evening of dinner
& door prizes!
Seating is limited,
so reserve your seats
today!
Doors Open and a cash bar available beginning at 5:30 p.m. and the dinner begins at 6:30 p.m. Dinner tickets
are $10.00 per person. Members may attend the business meeting following dinner without purchasing a meal
ticket.
Dinners will be prepared by the noted Max & Erma’s Chef!
All those attending the Annual Meeting Dinner will have a choice between Pan Seared Breast of Chicken in a
Light Vermouth Cream Sauce or Herb Crusted Tilapia (fish). Tossed garden salad with assorted dressings; chef ’s
selection of potatoes, rice, or pasta; and freshly baked rolls & butter will be served with the meal. We will have
carrot cake with cream cheese frosting for desert. Coffee and tea will be served at the table.
Please complete and sign the reservation form at the bottom of Page 4 of this newsletter and return it to the
credit union either by fax (757.664.4278), or by mail:
Attention: Annual Meeting
NMEFCU
810 Union Street, Suite 176
Norfolk, VA 23510
Page 1
Your House Isn’t Just your Home....
I t ’s Your
B ig gest
F i na nci al
I nvestment .
Let Us Help
You Manage
It wisely.
Broken ARM?
Do you have an Adjustable Rate Mortgage (ARM)? Not sure?
You’re not alone. According to the March 2007 Bankrate.com
survey, 34% of homeowners don’t know what type of mortgage
they have or many of its details. And many homeowners with
ARMs don’t know how often and by how much their rate
can adjust, or its lifetime rate increase limit. Attracted by low
initial monthly payments, many homeowners unfortunately
overlooked the long-term results of their decision.
If you fall into this category or the rate on your ARM is about
to increase and you don’t know what to do, call us. Together
with our mortgage service provider, Member Options, we’ll
review your existing mortgage (regardless of where you
got your loan) to fully understand its terms. We’ll help you
decide what action, if any, you should take based on your
personal situation. By acting quickly, you could possibly avoid
unnecessary long-term interest payments, the loss of equity in
your home or worse, the loss of your home.
Get the facts and a healthy mortgage at your Credit Union.
Call our loan department or our mortgage service provider,
Member Options, directly at (888) 578-4747 to start your
mortgage review. This 30-minute or less workout could ensure
a fiscally fit mortgage for your home and get you on the right
track to a healthy financial future.
Page 2
Let Your Equity
Work For You
Turn your house into the home you’ve always
wanted with a Norfolk Municipal Employees FCU
Home Equity Loan.
NMEFCU offers two cost-effective home equity
financing options for all of those projects around
the house:
•
Home Equity Loan - this loan provides a
fixed amount of money, a set term, and a
regular, fixed payment amount.
•
Home Equity Line of Credit - this loan
provides a flexible amount of money
available up to the approved limit, available
in installments, and the payment is based
on the amount of money disbursed.
Take advantage of today’s lower interest rates.
Simply complete and submit the on-line application
or call our loan department at 664-4270 for more
information.
Watch for updated information on the NMEFCU
Web Site www.norfolkcu.org.
CONGRAULATIONS!
Ed Van Daniker, NMEFCU
President and CEO, was installed as the
Virginia Credit Union League, Tidewater
Chapter Vice President on February 28th.
“We’re very happy to have someone
of Ed’s caliber serving as our Chapter
Vice President,” stated Michael Guida,
Virginia Credit Union League Director
and Members Trust Credit Union CEO.
Mr. Guida added, “His extensive
experience and dedication will be a real
asset to the League and the Credit Union
Movement as a whole. I know Ed’s spirit
of volunteerism is an inspiration to his
staff and the NMEFCU membership.”
“I am looking forward to serving
the league and working to advance credit
unions in the local area,” stated Mr. Van
Daniker.
He added, “As a League, we are
working toward better financial literacy
for all of our members, and our chapter
goals to fulfill the credit union motto:
People Helping People.”
Norfolk Municipal Employees FCU
Will Take 2% Off your Auto Loan Rate!
Present your new car buyers order or current loan
statement from another financial institution and receive
2% off your current auto loan APR, as low as 4.50%
for 36 months.
No
w
4.2
5%
Call Member Service at
757.664.4273 for details.
www.norfolkcu.org
Page 3
Important Dates
& Upcoming Events
Norfolk Municipal
Employees FCU
Annual Meeting
Board of Directors
Thursday, April 24, 2008
Thomas G. Luckman John Kownack Alice Kelly, CPA Charles S. Prentace Jayward Hanna Shurl R. Montgomery Anne Hall Shank Memorial Day
Closed Memorial Day, Monday, May 26, 2008
Independence Day
Closed Independence Day, Friday, July 4, 2007
Labor Day
Closed Labor Day, September 1, 2008
Chairman
Vice Chairman
Treasurer
Secretary
Director
Director
Director
Supervisory Committee
Management & Staff
Lance L. Wolff Edward T. VanDaniker, Sr.
President & CEO
Chairman
Richard A. Bull Susan McBride
Operations Manager
Committee
Member
Stephen Patterson
Maureen A. Romero, MSM
Loan Manager
Committee
Member
City Hall Office
Ruth Herndon
Financial Service Representative
City Hall Office Hours
Monday - Friday 8:00 AM to 5:00 PM
Bennie Coleman
Member Services Representative
Phone Numbers
June Harrington
Member Services Representative
Member Services Loan Department Audio Teller Fax Jessica Knode
Member Services Representative
757.664.4273
757.664.4270
800.372.0761
757.664.4278
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Please transfer the necessary funds from my Share Savings Account for __________ seats.
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Please find an enclosed check payable to NMEFCU for ___________ seats.
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I understand that the cost for dinner is $10.00 per person and that the deadline for reservations is April 14th.
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The name of__________________________________, account number ___________________.
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Please reserve _______________ seats for the NMEFCU 51 Annual Meeting Dinner, to be held April 24 , in
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NM EF C U A n n u a l Meet ing Reg ist rat ion For m
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Authorized Member Signature
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