English - Ambetter from Buckeye Health Plan

Transcription

English - Ambetter from Buckeye Health Plan
Your Health Insurance:
Get Help payinG for it.
Saving money starts here.
How much could you save?
You deserve health insurance that fits your health needs and your
budget. And with an Ambetter Marketplace plan, you may be able
to get a healthcare subsidy. A subsidy is an amount of money, or tax
credit, from the government. It helps lower your monthly premium.
Let’s take a closer look at how a subsidy works.
Use the examples on the graph to find out how much of a subsidy you
could get this year.
Look at the family situation that is most like yours.
Find the spot on the graph where your income and family size meet.
thiS iS the eStimated range of your poSSible SubSidy.
Example only. Based on your situation and the plan you select, your premium amount may be different.
Meet the Smith family.
They’re shopping for a health
insurance plan.
The Smiths make $35,250
per year, which means
they are at 150% of the
Federal Poverty Level. So,
they qualify for a subsidy.
RAngE OF SUbSIdIES
Federal Poverty Level (FPL)
FAMILY OF FOURa
FAMILY OF THREEb
FAMILY OF TWOc
Without their subsidy,
the Smiths would have
to pay
SIngLE IndIVIdUAL
Because of their subsidy,
the Smith family only pays
$1,404
a year for a silver insurance plan.
$8,000
THE SMITHS SAVE ALMOST
$7,500
Subsidy Savings Per Year
Smith family example is two parents (30 years old) and two children under 21 years.
a year
250%
300%
350%
$58,800
$48,750
$38,750
$28,750
$70,600
$58,600
$46,600
$34,500
$82,350
$68,400
$54,250
$40,200
The Smiths:
Family of 4 at 150% FPL
$6,000
$4,500
$3,000
$1,500
*
*actual savings $7,884
200%
$47,000
$39,000
$31,000
$23,000
$9,000
$9,288
a year for a silver insurance plan.
150%
$35,250
$29,350
$23,300
$17,250
$0
a
2 parents (30 years old), 2 children under 21; b1 parent (30 years old), 2 children under 21;
c
1 parent (30 years old), 1 child under 21, dSingle Individual (30 years old)
Source: Center for Labor Research and Education and the Institute for Research on Labor and Employment Library
Your subsidy savings.
Finding out how much of a subsidy you can get is simple.
In fact, we have a tool you can use to estimate how much you may
save. All you have to do is visit Ambetter.BuckeyeHealthPlan.com/
calculator and follow these easy steps:
Step 1:
Click on our Subsidy Estimator.
Step 2:
Share some basic household information.
Step 3:
Fill out your enrollee information.
Step 4:
Discover your estimated monthly premium.
And don’t worry, the information you enter
is not saved. It’s completely confidential.
See how much you could save.1
Ambetter from Buckeye Health Plan is a Qualified Health Plan Issuer in the Ohio Health
Insurance Marketplace and does not discriminate on the basis of race, color, national
origin, disability, age, sex, gender identity, sexual orientation, or health status in the
administration of the plan, including enrollment and benefit determinations. Ambetter
from Buckeye Health Plan’s policies have exclusions, limitations, and terms under which
the policy may be continued in force or discontinued. For costs and complete details of
the coverage, write us (4349 Easton Way, Suite 200, Columbus, OH 43219) or call us at
1-877-687-1189 (TTY/TDD 1-877-941-9236).
This is a solicitation for insurance and the phone numbers listed may connect you with
a licensed Ambetter agent. AMBETTER™ is a trademark exclusively owned by Centene
Corporation, the parent company of Buckeye Health Plan.
1
Find out your exact eligibility on the Federally Facilitated Marketplace or your State-Based Marketplace.
The examples shown are from an online calculator that was developed by the Center for Labor Research and
Education and the Institute for Research on Labor and Employment Library, at the University of California, Berkeley
(hereinafter referred to as “Berkeley”). The calculator is provided on our website and under license. Copyright ©
2012-13 The Regents of the University of California. All rights reserved. Full methodology and assumptions for this
national calculator are located online at http://laborcenter.berkeley.edu/calculator-methodology/.
This is a solicitation for insurance. © 2014 Buckeye Health Plan. All Rights Reserved.
AMB14-OH-C-00065