Application and Solicitation Disclosure

CLASSIC MASTERCARD/GOLD MASTERCARD/PLATINUM MASTERCARD
F1
APPLICATION AND SOLICITATION DISCLOSURE
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for
Purchases
Classic MasterCard
12.75%
F2
Gold MasterCard
9.90%
F3
Platinum MasterCard
7.90%
F4
APR for Balance Transfers
Classic MasterCard
12.75%
F5
Gold MasterCard
9.90%
F6
APR for Cash Advances
Platinum MasterCard
7.90%
F7
Classic MasterCard
12.75%
F8
Gold MasterCard
9.90%
F9
How to Avoid Paying Interest on Purchases
For Credit Card Tips from the Consumer
Financial Protection Bureau
Platinum MasterCard
7.90%
F10
Your due date is at least 25 days after the close of each billing cycle.
We will not charge you any interest on purchases if you pay your entire
balance by the due date each month.
To learn more about factors to consider when applying for or
using a credit card, visit the website of the Consumer Financial
Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Transaction Fees
1.00%
F11
of each transaction in U.S. dollars
- Foreign Transaction Fee
Penalty Fees
Up to $25.00
F12
- Late Payment Fee
Up to $25.00
F13
- Returned Payment Fee
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”
Effective Date:
The information about the costs of the card described in this application is accurate as of April
F14 1, 2015
.
This information may have changed after that date. To find out what may have changed, contact the Credit Union.
OTHER DISCLOSURES
Late Payment Fee
Returned Payment Fee
©CUNA Mutual Group 2009, 10, 12 All Rights Reserved
F15
or the amount of the required minimum payment, whichever
$25.00
is less, if you are ten or more days late in making a payment.
F16
or the amount of the required minimum payment, whichever
$25.00
is less.
D42BP2 (MXC403 CCM003)-e