BioEntrepreneurship Brochure - Lavin Entrepreneurship Center

Entrepreneurship education is the fastest growing
field of study in the United States, and the practice
of entrepreneurship has been shown to be the
foundation of economic growth worldwide.
The Entrepreneurship Program
at The University of Tampa
The University of Tampa Entrepreneurship Center in the Sykes
College of Business teaches skills that are critical for today’s
entrepreneur. The University of Tampa’s entrepreneurship
program combines a strong classroom curriculum with hands-on
learning experiences, partnerships and competitions, all designed
to prepare students for success in the business world. More
than 100 undergraduates and 30 graduate business students
participate in the program in an atmosphere that features small
classes and a high level of interaction with professors.
Together, both faculty and students conduct research on the
latest trends and challenges faced by entrepreneurs today. UT
faculty members frequently publish research and present their
findings at national academic entrepreneurship conferences
throughout the world.
Students in UT’s entrepreneurship program regularly
compete in the finals of the National Collegiate Entrepreneurs
Organization Pitch Competition and compete in regional
business plan competitions. They annually host the Southeastern
Entrepreneurship Education Conference, bringing students from
around the U.S. to UT’s campus.
Through partnerships with local businesses, students learn
how to identify opportunities, prepare executable business
plans and hone the skills critical for anyone who wants to be
an entrepreneur.
BioEntrepreneurship
Rebecca White, Ph.D., The University of
Tampa’s James W. Walter Distinguished
Chair of Entrepreneurship, combines a
record of academic achievement with
significant business experience.
“
The University of Tampa
This program allows
students to learn firsthand
what goes into launching
a company. They also see what
needs to happen operationally
for an organization to succeed.”
Rebecca White serves on the Executive
Council of the National Consortium
of Entrepreneurship Centers and the
Executive Board of the United States
Association of Small Business and
Entrepreneurship.
She has started several companies
including, RiskAware LLC, a risk
mitigation company for higher
education, and adEsse LLC, which
helps startups and established firms
take an entrepreneurial mindset.
The University of Tampa is ranked among the premier academic
destinations in the country to live, learn and grow. Recently expanded
facilities, an international student body, top-quality faculty and a modern,
globally connected campus provide a world-class educational experience.
It’s a diverse and dynamic learning community where opportunities
abound for fellowship, networking and career advancement.
Sykes College of Business
401 W. Kennedy Blvd.
Vaughn Center 215, Box O
Tampa, Florida 33606-1490
(813) 253-1760
www.ut.edu/business
Founded by the Tampa Chamber of Commerce in 1931, UT’s historic
teaching relationship with the business community provides a rich array
of real-world learning experiences designed to enhance classroom
knowledge and open doors to executive suites around the world.
A medium-sized, private university, UT enrolls about 6,738 undergraduate
and graduate students from 50 states and U.S. territories and 122
countries. This comprehensive university also offers a variety of peereducation, special-interest and community-service opportunities. Business
consulting projects and leadership training enhance our top-tier graduate
school experience.
The University Of Tampa Sykes College Of Business
A N D College of Natural and Health Sciences
I n P a r tne r s h ip W it h
H. Lee Moffitt Cancer Center & Research Institute
www.ut.edu/entrepreneurcenter
The University of Tampa admits students of both sexes and all races, regardless of their age, color, religion, national or ethnic origin, sexual orientation
and/or any handicap. This policy of nondiscrimination extends, both in letter and spirit, to all areas of a student’s experience at the University.
SYMBOL OF EDUCATIONAL EXCELLENCE
REV. 06/12
sykes college of business
“
Twenty years ago there was a call from the National Institutes of
Health (NIH) for medical researchers to structure their research so
that it could more easily translate from the discovery “workbench” to
society at large. The successful commercialization of medical research
discoveries is the most efficient vehicle in achieving this charge from
NIH and has now become a critical skill for medical researchers. The
University of Tampa’s BioEntrepreneurship alliance helps to address
those skills and attributes that researchers must have as
they themselves translate from scientist to bioentrepreneurs.
A Rewarding Partnership
“
There are so many things
that go into entrepreneurial
success. Our partnership
with Moffitt Cancer Center &
Research Institute helps UT
students experience that in a
real-world way. ”
– Dean Koutroumanis, Ph.D.,
Associate Director of the
UT Entrepreneurship Center
This unique partnership involves a wide range
of work by the University’s MBA students.
Working with OTMC staff, students are
involved in everything from market research,
competitive intelligence, financial modeling
and feasibility analyses, to the creation of
investor packages and business plans.
– A
mber Kyambadde, MBA ‘11, UT student participating in the
UT-Moffitt partnership
For students, the partnership is rewarding on several levels
including making a profound difference in the life of cancer
patients. “The opportunity to work with Moffitt made us feel like
we were contributing to the future of a cancer cure and helping to
contribute in alleviating the pain of millions of patients,” said
Launching New Technologies
The University of Tampa’s partnership
with The H. Lee Moffitt Cancer Center &
Research Institute— a world renowned
teaching and cancer research institute —
allows UT students to participate in realworld learning experiences with Moffitt’s
Office of Technology Management and
Commercialization (OTMC). The OTMC
identifies, protects and commercializes
novel technologies that will contribute to the
prevention, detection and cure of cancer and
provides personnel at Moffitt assistance in
matters relating to intellectual property and
technology management.
Working with Moffitt was an enriching
learning experience, as I got an opportunity to
apply my knowledge in a real-life working situation.
And it was a definite plus that UT partnered us
with a well-known and respected institution.”
results
The Sykes College of Business
For Moffitt, the work done by UT’s students has proven extremely
The Sykes College of Business at The University of Tampa is
distinguished as one of the most exciting and innovative
business schools in the Southeast with a truly international
impact. The quality of the program has been acknowledged
since 1999 by AACSB International, the world’s most prestigious
business school accrediting body, placing it in the ranks of the
most elite business schools anywhere.
Bechtold works in conjunction with UT biology professor Ann
Williams, to help coach students in the partnership. “In addition
to helping Moffitt as it presents information to potential investors,
Moffitt has used the information as it talks to potential CEOs for
the startup companies,” noted Bechtold.
Students have worked on plans for an extremely diverse group
of companies. For example, one company start-up, Kenrad, is
developing a new detector for radioactivity. Another, ArtemixRx,
is working on technology to better detect certain types of tumors.
And a third, Guidance Device, is working on a new gel designed
to increase the effectiveness of radiology.
In a further testament to the partnership’s success, the OTMC
hired one of the spring 2011 participants as an intern for the
Ann Williams, Ph.D.,
Co-Coordinator of the
H. Lee Moffitt Cancer
Center Project, Associate
Professor, Biology
Real-World
UT student Aurora Qorri, MS Finance ’09, MBA ‘11.
valuable, according to UT management professor David Bechtold.
David Bechtold, Ph.D.,
Co-Coordinator of the
H. Lee Moffitt Cancer
Center Project, Assistant
Professor, Management
academic excellence
following summer.
“This partnership has been tremendously beneficial to
us at Moffitt,” said Jarrett Rieger, director of the OTMC.
“UT students have made a valuable contribution to our
success in taking technologies to the marketplace.”
Beyond its sophisticated, state-of-the-art building, computer
labs and smart classrooms, the college partners with Tampa’s
vibrant business community to offer students hands-on
experience through internships and mentoring by top business
and public sector professionals.
A dedicated faculty of teacher-scholars and practicing business
professionals deliver a challenging curriculum with depth, breadth
and currency taught from a real-world perspective. Students also
benefit from the college’s modern facility with state-of-the-art
resources such as a Bloomberg® Professional real-time trading
room that helps bridge the gap between academia and the
business world. Graduates emerge from the program with an
ethical foundation, strategic perspective and the critical skills to
compete in today’s – and tomorrow’s – global marketplace.
College Highlights
• For the seventh year, the college has
been named an outstanding business
school by The Princeton Review —
and recognized in “The Best 294
Business Schools” for 2012.
• The MBA-Marketing program is
listed in the top 15 of The Princeton
Review’s “Student Opinion Honors
for Business Schools.”
• UT is one of only 18 private schools
in the Southeast accredited at both
the graduate and undergraduate
levels by AACSB International. UT
is also accredited by the Southern
Association of Colleges (SACS).
• The Huizenga Family Foundation
Trading Center gives students the
opportunity to manage a “real money”
portfolio of stocks and funds.
• The U.S. Department of Education
has awarded UT with several federal
grants to enhance business and
international education (BIE) and
foreign language and area studies.
“
Twenty years ago there was a call from the National Institutes of
Health (NIH) for medical researchers to structure their research so
that it could more easily translate from the discovery “workbench” to
society at large. The successful commercialization of medical research
discoveries is the most efficient vehicle in achieving this charge from
NIH and has now become a critical skill for medical researchers. The
University of Tampa’s BioEntrepreneurship alliance helps to address
those skills and attributes that researchers must have as
they themselves translate from scientist to bioentrepreneurs.
A Rewarding Partnership
“
There are so many things
that go into entrepreneurial
success. Our partnership
with Moffitt Cancer Center &
Research Institute helps UT
students experience that in a
real-world way. ”
– Dean Koutroumanis, Ph.D.,
Associate Director of the
UT Entrepreneurship Center
This unique partnership involves a wide range
of work by the University’s MBA students.
Working with OTMC staff, students are
involved in everything from market research,
competitive intelligence, financial modeling
and feasibility analyses, to the creation of
investor packages and business plans.
– A
mber Kyambadde, MBA ‘11, UT student participating in the
UT-Moffitt partnership
For students, the partnership is rewarding on several levels
including making a profound difference in the life of cancer
patients. “The opportunity to work with Moffitt made us feel like
we were contributing to the future of a cancer cure and helping to
contribute in alleviating the pain of millions of patients,” said
Launching New Technologies
The University of Tampa’s partnership
with The H. Lee Moffitt Cancer Center &
Research Institute— a world renowned
teaching and cancer research institute —
allows UT students to participate in realworld learning experiences with Moffitt’s
Office of Technology Management and
Commercialization (OTMC). The OTMC
identifies, protects and commercializes
novel technologies that will contribute to the
prevention, detection and cure of cancer and
provides personnel at Moffitt assistance in
matters relating to intellectual property and
technology management.
Working with Moffitt was an enriching
learning experience, as I got an opportunity to
apply my knowledge in a real-life working situation.
And it was a definite plus that UT partnered us
with a well-known and respected institution.”
results
The Sykes College of Business
For Moffitt, the work done by UT’s students has proven extremely
The Sykes College of Business at The University of Tampa is
distinguished as one of the most exciting and innovative
business schools in the Southeast with a truly international
impact. The quality of the program has been acknowledged
since 1999 by AACSB International, the world’s most prestigious
business school accrediting body, placing it in the ranks of the
most elite business schools anywhere.
Bechtold works in conjunction with UT biology professor Ann
Williams, to help coach students in the partnership. “In addition
to helping Moffitt as it presents information to potential investors,
Moffitt has used the information as it talks to potential CEOs for
the startup companies,” noted Bechtold.
Students have worked on plans for an extremely diverse group
of companies. For example, one company start-up, Kenrad, is
developing a new detector for radioactivity. Another, ArtemixRx,
is working on technology to better detect certain types of tumors.
And a third, Guidance Device, is working on a new gel designed
to increase the effectiveness of radiology.
In a further testament to the partnership’s success, the OTMC
hired one of the spring 2011 participants as an intern for the
Ann Williams, Ph.D.,
Co-Coordinator of the
H. Lee Moffitt Cancer
Center Project, Associate
Professor, Biology
Real-World
UT student Aurora Qorri, MS Finance ’09, MBA ‘11.
valuable, according to UT management professor David Bechtold.
David Bechtold, Ph.D.,
Co-Coordinator of the
H. Lee Moffitt Cancer
Center Project, Assistant
Professor, Management
academic excellence
following summer.
“This partnership has been tremendously beneficial to
us at Moffitt,” said Jarrett Rieger, director of the OTMC.
“UT students have made a valuable contribution to our
success in taking technologies to the marketplace.”
Beyond its sophisticated, state-of-the-art building, computer
labs and smart classrooms, the college partners with Tampa’s
vibrant business community to offer students hands-on
experience through internships and mentoring by top business
and public sector professionals.
A dedicated faculty of teacher-scholars and practicing business
professionals deliver a challenging curriculum with depth, breadth
and currency taught from a real-world perspective. Students also
benefit from the college’s modern facility with state-of-the-art
resources such as a Bloomberg® Professional real-time trading
room that helps bridge the gap between academia and the
business world. Graduates emerge from the program with an
ethical foundation, strategic perspective and the critical skills to
compete in today’s – and tomorrow’s – global marketplace.
College Highlights
• For the seventh year, the college has
been named an outstanding business
school by The Princeton Review —
and recognized in “The Best 294
Business Schools” for 2012.
• The MBA-Marketing program is
listed in the top 15 of The Princeton
Review’s “Student Opinion Honors
for Business Schools.”
• UT is one of only 18 private schools
in the Southeast accredited at both
the graduate and undergraduate
levels by AACSB International. UT
is also accredited by the Southern
Association of Colleges (SACS).
• The Huizenga Family Foundation
Trading Center gives students the
opportunity to manage a “real money”
portfolio of stocks and funds.
• The U.S. Department of Education
has awarded UT with several federal
grants to enhance business and
international education (BIE) and
foreign language and area studies.
“
Twenty years ago there was a call from the National Institutes of
Health (NIH) for medical researchers to structure their research so
that it could more easily translate from the discovery “workbench” to
society at large. The successful commercialization of medical research
discoveries is the most efficient vehicle in achieving this charge from
NIH and has now become a critical skill for medical researchers. The
University of Tampa’s BioEntrepreneurship alliance helps to address
those skills and attributes that researchers must have as
they themselves translate from scientist to bioentrepreneurs.
A Rewarding Partnership
“
There are so many things
that go into entrepreneurial
success. Our partnership
with Moffitt Cancer Center &
Research Institute helps UT
students experience that in a
real-world way. ”
– Dean Koutroumanis, Ph.D.,
Associate Director of the
UT Entrepreneurship Center
This unique partnership involves a wide range
of work by the University’s MBA students.
Working with OTMC staff, students are
involved in everything from market research,
competitive intelligence, financial modeling
and feasibility analyses, to the creation of
investor packages and business plans.
– A
mber Kyambadde, MBA ‘11, UT student participating in the
UT-Moffitt partnership
For students, the partnership is rewarding on several levels
including making a profound difference in the life of cancer
patients. “The opportunity to work with Moffitt made us feel like
we were contributing to the future of a cancer cure and helping to
contribute in alleviating the pain of millions of patients,” said
Launching New Technologies
The University of Tampa’s partnership
with The H. Lee Moffitt Cancer Center &
Research Institute— a world renowned
teaching and cancer research institute —
allows UT students to participate in realworld learning experiences with Moffitt’s
Office of Technology Management and
Commercialization (OTMC). The OTMC
identifies, protects and commercializes
novel technologies that will contribute to the
prevention, detection and cure of cancer and
provides personnel at Moffitt assistance in
matters relating to intellectual property and
technology management.
Working with Moffitt was an enriching
learning experience, as I got an opportunity to
apply my knowledge in a real-life working situation.
And it was a definite plus that UT partnered us
with a well-known and respected institution.”
results
The Sykes College of Business
For Moffitt, the work done by UT’s students has proven extremely
The Sykes College of Business at The University of Tampa is
distinguished as one of the most exciting and innovative
business schools in the Southeast with a truly international
impact. The quality of the program has been acknowledged
since 1999 by AACSB International, the world’s most prestigious
business school accrediting body, placing it in the ranks of the
most elite business schools anywhere.
Bechtold works in conjunction with UT biology professor Ann
Williams, to help coach students in the partnership. “In addition
to helping Moffitt as it presents information to potential investors,
Moffitt has used the information as it talks to potential CEOs for
the startup companies,” noted Bechtold.
Students have worked on plans for an extremely diverse group
of companies. For example, one company start-up, Kenrad, is
developing a new detector for radioactivity. Another, ArtemixRx,
is working on technology to better detect certain types of tumors.
And a third, Guidance Device, is working on a new gel designed
to increase the effectiveness of radiology.
In a further testament to the partnership’s success, the OTMC
hired one of the spring 2011 participants as an intern for the
Ann Williams, Ph.D.,
Co-Coordinator of the
H. Lee Moffitt Cancer
Center Project, Associate
Professor, Biology
Real-World
UT student Aurora Qorri, MS Finance ’09, MBA ‘11.
valuable, according to UT management professor David Bechtold.
David Bechtold, Ph.D.,
Co-Coordinator of the
H. Lee Moffitt Cancer
Center Project, Assistant
Professor, Management
academic excellence
following summer.
“This partnership has been tremendously beneficial to
us at Moffitt,” said Jarrett Rieger, director of the OTMC.
“UT students have made a valuable contribution to our
success in taking technologies to the marketplace.”
Beyond its sophisticated, state-of-the-art building, computer
labs and smart classrooms, the college partners with Tampa’s
vibrant business community to offer students hands-on
experience through internships and mentoring by top business
and public sector professionals.
A dedicated faculty of teacher-scholars and practicing business
professionals deliver a challenging curriculum with depth, breadth
and currency taught from a real-world perspective. Students also
benefit from the college’s modern facility with state-of-the-art
resources such as a Bloomberg® Professional real-time trading
room that helps bridge the gap between academia and the
business world. Graduates emerge from the program with an
ethical foundation, strategic perspective and the critical skills to
compete in today’s – and tomorrow’s – global marketplace.
College Highlights
• For the seventh year, the college has
been named an outstanding business
school by The Princeton Review —
and recognized in “The Best 294
Business Schools” for 2012.
• The MBA-Marketing program is
listed in the top 15 of The Princeton
Review’s “Student Opinion Honors
for Business Schools.”
• UT is one of only 18 private schools
in the Southeast accredited at both
the graduate and undergraduate
levels by AACSB International. UT
is also accredited by the Southern
Association of Colleges (SACS).
• The Huizenga Family Foundation
Trading Center gives students the
opportunity to manage a “real money”
portfolio of stocks and funds.
• The U.S. Department of Education
has awarded UT with several federal
grants to enhance business and
international education (BIE) and
foreign language and area studies.
Entrepreneurship education is the fastest growing
field of study in the United States, and the practice
of entrepreneurship has been shown to be the
foundation of economic growth worldwide.
The Entrepreneurship Program
at The University of Tampa
The University of Tampa Entrepreneurship Center in the Sykes
College of Business teaches skills that are critical for today’s
entrepreneur. The University of Tampa’s entrepreneurship
program combines a strong classroom curriculum with hands-on
learning experiences, partnerships and competitions, all designed
to prepare students for success in the business world. More
than 100 undergraduates and 30 graduate business students
participate in the program in an atmosphere that features small
classes and a high level of interaction with professors.
Together, both faculty and students conduct research on the
latest trends and challenges faced by entrepreneurs today. UT
faculty members frequently publish research and present their
findings at national academic entrepreneurship conferences
throughout the world.
Students in UT’s entrepreneurship program regularly
compete in the finals of the National Collegiate Entrepreneurs
Organization Pitch Competition and compete in regional
business plan competitions. They annually host the Southeastern
Entrepreneurship Education Conference, bringing students from
around the U.S. to UT’s campus.
Through partnerships with local businesses, students learn
how to identify opportunities, prepare executable business
plans and hone the skills critical for anyone who wants to be
an entrepreneur.
BioEntrepreneurship
Rebecca White, Ph.D., The University of
Tampa’s James W. Walter Distinguished
Chair of Entrepreneurship, combines a
record of academic achievement with
significant business experience.
“
The University of Tampa
This program allows
students to learn firsthand
what goes into launching
a company. They also see what
needs to happen operationally
for an organization to succeed.”
Rebecca White serves on the Executive
Council of the National Consortium
of Entrepreneurship Centers and the
Executive Board of the United States
Association of Small Business and
Entrepreneurship.
She has started several companies
including, RiskAware LLC, a risk
mitigation company for higher
education, and adEsse LLC, which
helps startups and established firms
take an entrepreneurial mindset.
The University of Tampa is ranked among the premier academic
destinations in the country to live, learn and grow. Recently expanded
facilities, an international student body, top-quality faculty and a modern,
globally connected campus provide a world-class educational experience.
It’s a diverse and dynamic learning community where opportunities
abound for fellowship, networking and career advancement.
Sykes College of Business
401 W. Kennedy Blvd.
Vaughn Center 215, Box O
Tampa, Florida 33606-1490
(813) 253-1760
www.ut.edu/business
Founded by the Tampa Chamber of Commerce in 1931, UT’s historic
teaching relationship with the business community provides a rich array
of real-world learning experiences designed to enhance classroom
knowledge and open doors to executive suites around the world.
A medium-sized, private university, UT enrolls about 6,738 undergraduate
and graduate students from 50 states and U.S. territories and 122
countries. This comprehensive university also offers a variety of peereducation, special-interest and community-service opportunities. Business
consulting projects and leadership training enhance our top-tier graduate
school experience.
The University Of Tampa Sykes College Of Business
A N D College of Natural and Health Sciences
I n P a r tne r s h ip W it h
H. Lee Moffitt Cancer Center & Research Institute
www.ut.edu/entrepreneurcenter
The University of Tampa admits students of both sexes and all races, regardless of their age, color, religion, national or ethnic origin, sexual orientation
and/or any handicap. This policy of nondiscrimination extends, both in letter and spirit, to all areas of a student’s experience at the University.
SYMBOL OF EDUCATIONAL EXCELLENCE
REV. 06/12
sykes college of business
Entrepreneurship education is the fastest growing
field of study in the United States, and the practice
of entrepreneurship has been shown to be the
foundation of economic growth worldwide.
The Entrepreneurship Program
at The University of Tampa
The University of Tampa Entrepreneurship Center in the Sykes
College of Business teaches skills that are critical for today’s
entrepreneur. The University of Tampa’s entrepreneurship
program combines a strong classroom curriculum with hands-on
learning experiences, partnerships and competitions, all designed
to prepare students for success in the business world. More
than 100 undergraduates and 30 graduate business students
participate in the program in an atmosphere that features small
classes and a high level of interaction with professors.
Together, both faculty and students conduct research on the
latest trends and challenges faced by entrepreneurs today. UT
faculty members frequently publish research and present their
findings at national academic entrepreneurship conferences
throughout the world.
Students in UT’s entrepreneurship program regularly
compete in the finals of the National Collegiate Entrepreneurs
Organization Pitch Competition and compete in regional
business plan competitions. They annually host the Southeastern
Entrepreneurship Education Conference, bringing students from
around the U.S. to UT’s campus.
Through partnerships with local businesses, students learn
how to identify opportunities, prepare executable business
plans and hone the skills critical for anyone who wants to be
an entrepreneur.
BioEntrepreneurship
Rebecca White, Ph.D., The University of
Tampa’s James W. Walter Distinguished
Chair of Entrepreneurship, combines a
record of academic achievement with
significant business experience.
“
The University of Tampa
This program allows
students to learn firsthand
what goes into launching
a company. They also see what
needs to happen operationally
for an organization to succeed.”
Rebecca White serves on the Executive
Council of the National Consortium
of Entrepreneurship Centers and the
Executive Board of the United States
Association of Small Business and
Entrepreneurship.
She has started several companies
including, RiskAware LLC, a risk
mitigation company for higher
education, and adEsse LLC, which
helps startups and established firms
take an entrepreneurial mindset.
The University of Tampa is ranked among the premier academic
destinations in the country to live, learn and grow. Recently expanded
facilities, an international student body, top-quality faculty and a modern,
globally connected campus provide a world-class educational experience.
It’s a diverse and dynamic learning community where opportunities
abound for fellowship, networking and career advancement.
Sykes College of Business
401 W. Kennedy Blvd.
Vaughn Center 215, Box O
Tampa, Florida 33606-1490
(813) 253-1760
www.ut.edu/business
Founded by the Tampa Chamber of Commerce in 1931, UT’s historic
teaching relationship with the business community provides a rich array
of real-world learning experiences designed to enhance classroom
knowledge and open doors to executive suites around the world.
A medium-sized, private university, UT enrolls about 6,738 undergraduate
and graduate students from 50 states and U.S. territories and 122
countries. This comprehensive university also offers a variety of peereducation, special-interest and community-service opportunities. Business
consulting projects and leadership training enhance our top-tier graduate
school experience.
The University Of Tampa Sykes College Of Business
A N D College of Natural and Health Sciences
I n P a r tne r s h ip W it h
H. Lee Moffitt Cancer Center & Research Institute
www.ut.edu/entrepreneurcenter
The University of Tampa admits students of both sexes and all races, regardless of their age, color, religion, national or ethnic origin, sexual orientation
and/or any handicap. This policy of nondiscrimination extends, both in letter and spirit, to all areas of a student’s experience at the University.
SYMBOL OF EDUCATIONAL EXCELLENCE
REV. 06/12
sykes college of business