CORpORATE INFORmATION - Affin Islamic Bank Berhad

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CORpORATE INFORmATION - Affin Islamic Bank Berhad
corporate
information
PRINCIPAL
ACTIVITIES
NAME
Affin Islamic Bank
Berhad
(Co. No.: 709506-V)
Affin Islamic Bank
Berhad is principally
involved in the carrying
out of Islamic banking
and finance related
services. The Bank
has two (2) associate
companies which
are principally
engaged in property
management services.
DATE OF
INCORPORATION
13 September 2005
Chief Executive
Officer
En. Kamarul Ariffin Bin
Mohd Jamil
(Resigned w.e.f.
31.3.2015)
SECRETARY
Nimma Safira Binti
Khalid
En. Nazlee Bin Khalifah
(Appointed w.e.f.
3.6.2015)
BOARD OF DIRECTORS
Chairman
YBhg. Jen. Tan Sri Dato’ Seri Ismail Bin Haji Omar (Bersara)
(Non-Independent Non-Executive Director)
En. Mohd Suffian Bin Haji Haron
(Independent Non-Executive Director)
Directors
YBhg. Tan Sri Dato’ Seri Lodin Bin Wok Kamaruddin
(Non-Independent Non-Executive Director)
YBhg. Tan Sri Dato’ Sri Abdul Aziz Bin Abdul Rahman
(Independent Non-Executive Director)
Affin Islamic Bank Berhad (709506-V) | Annual Report 2015
YBhg. Laksamana Madya Tan Sri Dato’ Seri Ahmad Ramli
Bin Mohd Nor (Bersara)
(Non-Independent Non-Executive Director)
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YBhg. Tan Sri Dato’ Seri Mohamed Jawhar
(Independent Non-Executive Director)
Assoc. Prof. Dr. Said Bouheraoua
(Independent Non-Executive Director)
REGISTERED
OFFICE
AUTHORISED SHARE
CAPITAL
ISSUED AND PAID-UP
SHARE CAPITAL
17th Floor
Menara AFFIN
80, Jalan Raja Chulan
50200 Kuala Lumpur
Tel.: 03-2055 9000
Fax: 03-2026 1415
No. of shares
1,000,000,000
Par value
RM1.00
Total
RM1,000,000,000
No. of shares
460,000,002
Par value
RM1.00
Total
RM460,000,002
SUBSTANTIAL
SHAREHOLDER
No. of shares
Affin Bank Berhad
460,000,002
EXTERNAL AUDITORS
PricewaterhouseCoopers
(AF 1146)
corporate
STructure
as at 31 December 2015
35.28%
Lembaga Tabung Angkatan Tentera
59.98%
OTHERS
Boustead Holdings Berhad
Bank of East Asia Limited
20.69%
23.52%
20.51%
Affin Holdings berhad
100%
100%
30%
KL South Development Sdn Bhd 2
(jointly owned by AFFIN Islamic Bank Berhad and Albatha
Bukit Kiara Holdings Sdn Bhd with a 30:70 ownership)
Affin Islamic Bank Berhad
Affin Bank Berhad
50%
100%
Affin MoneyBrokers Sdn Bhd
AFFIN-i Nadayu Sdn Bhd 2
(jointly owned by AFFIN Islamic Bank Berhad and
Jurus Positif Sdn Bhd with a 50:50 ownership)
100%
Affin-ACF Holdings Sdn Bhd
100%
100%
Affin Investment Berhad
(formerly known as AFFIN Investment Bank Berhad)
100%
ABB Nominee (Tempatan) Sdn Bhd
AFFIN-ACF Nominees (Tempatan) Sdn Bhd 3
100%
100%
PAB Properties Sdn Bhd
100%
PAB Property Development Sdn Bhd 3
100%
100%
Affin Hwang Investment Bank Berhad
BSNC Nominees (Tempatan) Sdn Bhd 3
ABB Trustee Berhad 2
100%
Affin Hwang Nominees
(Tempatan) Sdn Bhd
100%
70%
Affin Hwang Asset Management
Berhad
100%
Asian Islamic Investment
Management Sdn Bhd
100%
Affin Nominees
(Tempatan) Sdn Bhd
100%
Affin Nominees
(Asing) Sdn Bhd
100%
Affin Recoveries Berhad 1
100%
AFFIN Factors Sdn Bhd 1
Affin Islamic Bank Berhad (709506-V) | Annual Report 2015
Affin Hwang Nominees
(Asing) Sdn Bhd
100%
Affin Hwang Futures
Sdn Bhd
(80% held by Directors of AFFIN Bank Berhad
in trust for AFFIN Bank Berhad)
100%
ABB Nominee (Asing) Sdn Bhd 1
100%
Affin Futures Sdn Bhd 1
100%
ABB IT & Services Sdn Bhd 1
100%
AFFIN Capital Services Berhad
(formerly known as AFFIN Fund
Management Berhad)
100%
BSNCB Nominees (Tempatan) Sdn Bhd 1
51%
AXA Affin Life Insurance Berhad
34.5%
AXA Affin General Insurance Berhad
Dormant companies – inactive but company currently holding asset.
Associate companies.
Companies where application to strike-off has been filed by the Bank.
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2
3
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board of
directors
Affin Islamic Bank Berhad (709506-V) | Annual Report 2015
YBhg. Jen. Tan Sri Dato’ Seri
Ismail Bin Haji Omar (Bersara)
Chairman/
Non-Independent
Non-Executive Director
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YBhg. Tan Sri Dato’ Seri Lodin
Bin Wok Kamaruddin
Non-Independent
Non-Executive Director
YBhg. Laksamana Madya Tan Sri
Dato’ Seri Ahmad Ramli
bin Mohd Nor (Bersara)
Non-Independent
Non-Executive Director
YBhg. Tan Sri Dato’ Seri
Mohamed Jawhar
Independent
Non-Executive Director
en. Mohd Suffian
bin Haji Haron
Independent
Non-Executive Director
YBhg. Tan Sri Dato’ Sri Abdul
Aziz Bin Abdul Rahman
Independent
Non-Executive Director
Assoc. Prof. Dr. Said
Bouheraoua
Independent
Non-Executive Director
profile of
directors
YBhg. Jen. Tan Sri Dato’ Seri Ismail Bin Haji Omar (Bersara)
Chairman / Non-Independent Non-Executive Director
Jen. Tan Sri Dato’ Seri Ismail Bin Haji Omar (Bersara), aged 74, was appointed as Director and Chairman
of AFFIN ISLAMIC on 1 April 2006.
He was formerly Chief Defence Forces (CDF) Malaysia from 1995 until his retirement in 1998,
after 38 years of military service. He graduated from the Royal Military Academy, Sandhurst, United
Kingdom in 1961 and subsequently attended professional and management development courses at
several institutions including the Land Forces Command and Staff College, Canada; the United Nations
International Peace Academy, Vienna; the National Defence College, India and the National Institute of
Public Administration (INTAN), Malaysia.
His military service saw Key Command and Staff appointments at all levels of the Armed Forces. As CDF,
his responsibilities included key roles in Malaysia’s Regional and International Defence Relations.
He was the Chairman of Affin Holdings Berhad and Affin-ACF Finance Berhad from 1999, prior to joining
AFFINBANK. He currently holds directorships in AFFINBANK, ABB Trustee Berhad, EP Engineering Sdn
Bhd and Global Medical Alliance Sdn Bhd.
Jen. Tan Sri Dato’ Seri Ismail Bin Haji Omar (Bersara) attended all 11 scheduled monthly Board Meetings
and all 3 Special Board Meetings held during the financial year ended 31 December 2015.
YBhg. Tan Sri Dato’ Seri Lodin Bin Wok Kamaruddin
Non-Independent Non-Executive Director
Tan Sri Dato’ Seri Lodin Bin Wok Kamaruddin, aged 66, was reappointed to the Board of Directors of
AFFIN ISLAMIC on 4 October 2010. He was appointed as the Managing Director of Affin Holdings Berhad
in February 1991 and redesignated as Deputy Chairman on 1 July 2008.
He has extensive experience in managing a provident fund and in the establishment, restructuring and
management of various business interests ranging from plantation, trading, financial services, property
development to oil and gas, pharmaceuticals and shipbuilding.
He is also the Chairman of Boustead Heavy Industries Corporation Berhad, Boustead Naval Shipyard Sdn
Bhd, Pharmaniaga Berhad and Boustead Petroleum Marketing Sdn Bhd. He sits on the Board of The
University of Nottingham in Malaysia, Minority Shareholder Watchdog Group, FIDE Forum, AFFINBANK,
Affin Hwang Investment Bank Berhad, AXA Affin Life Insurance Berhad and Boustead Plantations Berhad.
Tan Sri Dato’ Seri Lodin graduated from the University of Toledo, Ohio, USA with a Bachelor of Business
Administration and a Master of Business Administration. Among the many awards he received todate
include the Chevalier De La Legion D’Honneur from the French Government, the Malaysian Outstanding
Entrepreneurship Award, the Degree of Doctor of Laws (honoris causa) (LLD) from the University of
Nottingham, United Kingdom, the UiTM Alumnus of the Year 2010 Award and The BrandLaureate Most
Eminent Brand ICON Leadership Award 2012 by Asia Pacific Brands Foundation. He is also a Chartered
Banker, AICB.
Tan Sri Dato’ Seri Lodin Bin Wok Kamaruddin attended all 11 scheduled monthly Board Meetings and all
3 Special Board Meetings held during the financial year ended 31 December 2015.
Affin Islamic Bank Berhad (709506-V) | Annual Report 2015
Tan Sri Dato’ Seri Lodin is the Chief Executive of LTAT and the Deputy Chairman/Group Managing
Director of Boustead Holdings Berhad. Prior to joining LTAT, he was the General Manager of Perbadanan
Kemajuan Bukit Fraser for 9 years.
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profile of
directors
YBhg. Laksamana Madya Tan Sri Dato’ Seri Ahmad Ramli Bin Mohd Nor (Bersara)
Non-Independent Non-Executive Director
Tan Sri Dato’ Seri Ahmad Ramli Bin Mohd Nor, aged 71, was appointed to the Board of Directors of AFFIN
ISLAMIC on 1 July 2006.
He graduated from the Brittania Royal Naval College Dartmouth, United Kingdom in 1965, the Indonesia
Naval Staff College in 1976, the United States Naval War College and Naval Post-Graduate School
Monterey in 1981. He also holds a Masters Degree in Public Administration from the Harvard University,
United States of America. He was in the Malaysian Navy and retired as Chief of Royal Malaysian Navy
in 1999.
Presently he is the Executive Deputy Chairman / Managing Director of Boustead Heavy Industries
Corporation Berhad. He is also the Board member of Favelle Favco Berhad.
Tan Sri Dato’ Seri Ahmad Ramli Bin Mohd Nor attended 10 out of 11 scheduled monthly Board Meetings
and all 3 Special Board Meetings held during the financial year ended 31 December 2015.
YBhg. Tan Sri Dato’ Seri Mohamed Jawhar
Independent Non-Executive Director
Tan Sri Dato’ Seri Mohamed Jawhar, aged 71, was appointed to the Board of Directors of AFFIN ISLAMIC
on 1 July 2006.
Affin Islamic Bank Berhad (709506-V) | Annual Report 2015
His other positions include: Independent Non-Executive Director, AFFINBANK; Non-Executive Chairman, New
Straits Times Press (Malaysia) Berhad; Member of Securities Commission Malaysia; Member, Operations
Review Panel, Malaysian Anti-Corruption Commission; Distinguished Fellow, Institute of Diplomacy and
Foreign Relations (IDFR); Distinguished Fellow, Malaysian Institute of Defence and Security (MiDAS);
Fellow, Institute of Public Security of Malaysia (IPSOM), Ministry of Home Affairs; Board Member, Institute
of Advanced Islamic Studies (IAIS); and Member, Laureate Advisory Board, INTI International University and
Colleges. He is also the Expert and Eminent Person from Malaysia for the ASEAN Regional Forum (ARF).
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He was also Co-Chair, Network of East Asia Think-tanks (NEAT) 2005-2006; Chairman, Malaysian
National Committee, Pacific Economic Cooperation Council (PECC) 2006-2010; and Co-Chair, Council
for Security Cooperation in the Asia Pacific (CSCAP) 2007-2009.
He served with the government for over 20 years before he joined Institute of Strategic
& International Studies (ISIS) Malaysia as Deputy Director-General in 1990. He was
appointed Director-General in March 1997 and later as Chairman and CEO in 2006. He
was appointed Chairman ISIS Malaysia on 9 January 2010 relinquished the position on
8 January 2015.
During his government service, his positions include Director-General, Department of National Unity;
Under-Secretary, Ministry of Home Affairs; Director (Analysis) Research Division, Prime Minister’s
Department; and Principal Assistant Secretary, National Security Council. He also served as Counselor in
the Malaysian Embassies in Indonesia and Thailand.
Tan Sri Dato’ Seri Mohamed Jawhar attended all 11 scheduled monthly Board Meetings and all 3 Special
Board Meetings held during the financial year ended 31 December 2015.
profile of
directors
En. Mohd Suffian Bin Haji Haron
Independent Non-Executive Director
En. Mohd Suffian Bin Haji Haron, aged 70, was appointed to the Board of Directors of AFFIN ISLAMIC on
1 July 2006
He graduated from the University of Malaya (1970) with a Bachelor of Economics and holds a Master of
Business Administration from University of Oregon (USA) in 1976.
He started his career as a Diplomatic and Administrative Officer, attached to the Prime Minister’s
Department and the Ministry of Public Enterprises. Whilst at the Prime Minister’s Department, he was
also assigned as the Assistant to the Special Economic Adviser to the Government. He served the Board of
Directors of Fraser’s Hill Development Corporation, the State Development Corporations of Perak, Pahang
and Terengganu as well as the Board of Directors of Bank Pembangunan Malaysia Berhad, Kompleks
Kewangan Malaysia Berhad, HICOM and the Council of Majlis Amanah Rakyat (MARA). After thirteen
years of service, he left the Government Service to serve a GLC involved in international business, after
which he ventured on his own to be the Managing Director of Insurance Broking Company. Amongst his
other involvements after that were in the securities industry and asset management activities. He has
also served as a Director of Hitachi Sales (Malaysia) Sdn Bhd, Meiden Electric Engineering Sdn Bhd, Far
East Computers (India) and Affin Discount Berhad. He also brings with him vast experience in general
trading, power generation and transmission, aircraft maintenance as well as the oil and gas services
sectors.
Presently he is a Board member of AffinBank, ABB Trustee Berhad, L.K & Associates Sdn Bhd and
Pharmaniaga Berhad.
En. Mohd Suffian Bin Haji Haron attended all 11 scheduled monthly Board Meetings and all 3 Special
Board Meetings held during the financial year ended 31 December 2015.
YBhg. Tan Sri Dato’ Sri Abdul Aziz Bin Abdul Rahman
Independent Non-Executive Director
Tan Sri Dato’ Sri Abdul Aziz Bin Abdul Rahman, aged 69, was appointed to the Board of Directors of AFFIN
ISLAMIC on 1 November 2011.
He graduated with a Bachelor of Commerce from University of New South Wales, Sydney, Australia. He is
a member of the Malaysian Institute of Certified Public Accountants (MICPA) and the Malaysian Institute
of Accountants (MIA).
He has served as Chairman and Board member of several government institutions, agencies and public
listed companies, both in Australia and Malaysia.
Presently he is a Board member of the International Islamic University Malaysia.
Tan Sri Dato’ Sri Abdul Aziz Bin Abdul Rahman attended 10 out of 11 scheduled monthly Board Meetings
and 2 out of 3 Special Board Meetings held during the financial year ended 31 December 2015.
Affin Islamic Bank Berhad (709506-V) | Annual Report 2015
At the corporate level, he was with PricewaterhouseCoopers Sydney, Malaysia Airlines Berhad and
Managing Director of Bank Kerjasama Rakyat Malaysia Berhad before venturing into politics and public
service as the Pahang State Assemblyman, State Executive Councillor and Deputy Chief Minister of
Pahang. He was a Senator of Malaysian Parliament for a maximum period of two (2) terms.
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profile of
directors
Assoc. Prof. Dr. Said Bouheraoua
Independent Non-Executive Director
Assoc. Prof. Dr. Said Bouheraoua, aged 48, was appointed to the Board of Directors of AFFIN ISLAMIC
on 19 June 2014.
Dr. Said, an Algerian, obtained his Ph.D in Fiqh/Usul Fiqh (Shariah) from International Islamic University
Malaysia (IIUM) in 2002. He was also an Associate Professor at Department of Islamic Law, Ahmad
Ibrahim Kulliyyah of Laws, IIUM. He is currently a Senior Researcher at the International Shariah Research
Academy for Islamic Finance (ISRA) and the editor-in-chief of ISRA International Journal of Islamic
Finance.
Dr. Said has throughout his career as Lecturer/Researcher published several books and articles in
international referred journals. He has also presented papers in international conferences and conducted
training sessions in Islamic finance in Malaysia and abroad.
Affin Islamic Bank Berhad (709506-V) | Annual Report 2015
Assoc. Prof. Dr. Said Bouheraoua attended 8 out of 11 scheduled monthly Board Meetings and all 3
Special Board Meetings held during the financial year ended 31 December 2015
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management
Team
EN. KAMARUL ARIFFIN BIN MOHD JAMIL
Chief Executive Officer
(Resigned w.e.f 31.3.2015)
EN. FERDAUS TOH BIN ABDULLAH
EN. NAZLEE BIN KHALIFAH
Chief Executive Officer
(Appointed w.e.f. 3.6.2015)
Head, Investment & Structured Finance
EN. HAZLAN BIN HASAN
EN. MOHD FAIZ BIN RAHIM
Head, Shariah Supervisory
EN. MOHD FIZAR BIN MOHIDIN
Head, Islamic Treasury
PN. ZURINA AYU BINTI SAMSUDIN
Head, Product Development
PN. JOZAIMAH BINTI JOHAN ALI
Head, Strategic Management
PN. RADZIAH BINTI AHMAD
Head, Islamic Consumer & Bancatakaful
EN. MOHD RUSLEE BIN OMAR
Head, Strategic Business Alliances
CIK NORAZLINDA BINTI MOHD FADZIL
Head, Promotion & Marketing Communications
Affin Islamic Bank Berhad (709506-V) | Annual Report 2015
Deputy Chief Executive Officer
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shariah
committee members
Affin Islamic Bank Berhad (709506-V) | Annual Report 2015
ASSOCIATE PROFESSOR
DR. SAID BOUHERAOUA
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ASSOCIATE PROFESSOR
DR. AHMAD AZAM OTHMAN
ASSOCIATE PROFESSOR
DR. ZULKIFLI HASAN
USTAZ MOHAMMAD
MAHBUBI ALI
USTAZ AHMAD
ALFISYAHRIN Jamilin
profile of shariah
committee members
ASSOCIATE PROFESSOR DR. SAID BOUHERAOUA
Associate Professor Dr. Said Bouheraoua was appointed as a Director of AFFIN ISLAMIC on 19 June
2014. Dr. Said, an Algerian, obtained a Bachelor in Fiqh and Usul Fiqh from the University of Algiers
in 1991, Master of Quran and Sunnah in 1998 and Ph.D in Fiqh/Usul Fiqh (Shariah) from International
Islamic University Malaysia (IIUM) in 2002. He was also an Associate Professor at Department of Islamic
Law, Ahmad Ibrahim Kulliyyah of Laws, IIUM. He is currently a Senior Researcher at the International
Shariah Research Academy for Islamic Finance (ISRA), and is the editor-in-chief of ISRA International
Journal of Islamic Finance. Dr. Said has throughout his career as Lecturer/ Researcher published four
books, five chapters in books and several articles in international referred journals. He has also presented
several papers in international conferences and conducted several training sessions in Islamic finance
in Malaysia and abroad.
ASSOCIATE PROFESSOR DR. AHMAD AZAM OTHMAN
Affin Islamic Bank Berhad (709506-V) | Annual Report 2015
Dr. Ahmad Azam Othman is currently an Associate Professor at Islamic Law Department, Ahmad
Ibrahim Kulliyyah of Laws (AIKOL), International Islamic University Malaysia (IIUM). He was the Director
of Harun M. Hashim Law Centre, AIKOL, IIUM and the Head of Islamic Law Department, AIKOL, IIUM. His
specialised areas are Islamic Law of Property, Obligations, Transactions, Personal Bankruptcy, Banking
and Takaful as well as comparative laws. He has vast experience in teaching for postgraduate as well
as undergraduate courses. He is also an internal examiner and supervisor to a number of PhD Theses
and Master Dissertation in various areas including Islamic Banking, Islamic Microfinance, Islamic Capital
Market, Takaful and Waqf. Dr. Ahmad Azam Othman holds a PhD from University of Wales, UK. In addition,
he holds a Master of Comparative Laws from IIUM where he also obtained his LLB (Bachelor of Laws) and
LLB.S (Bachelor of Shariah) as his first degree.
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profile of shariah
committee members
ASSOCIATE PROFESSOR DR. ZULKIFLI HASAN
Dr. Zulkifli Hasan is an Associate Professor at the Faculty of Syariah and Law, Universiti Sains Islam Malaysia
(USIM). He has vast experiences in applied banking and finance including takaful and these include as
an advocate and solicitor, in-house counsel for Bank Muamalat Malaysia Berhad, member of Rules and
Regulations Working Committee for Association of Islamic Banking Institutions Malaysia and member
of corporate governance working committee for Awqaf South Africa. He also underwent internship at
Hawkamah, the Institute for Corporate Governance, Dubai International Financial Centre whereby he was
involved in developing corporate governance guidelines for Islamic Financial Institutions in the Middle
East and North Africa (MENA) as well as in the Task Force on Environmental, Social and Governance (ESG)
which led towards development of the S&P/ Hawkamah Pan Arab ESG Index. His articles and books have
been published in reputable academic journals and publishers and he has presented numerous papers
in various conferences both local and abroad. His book entitled ‘Shari’ah Governance in Islamic Bank’
published by the Edinburgh University Press won the MAPIM Best Publication in the category of social
science. In 2013, he represented Malaysia in the prestigious Young Muslim Intellectuals in Southeast
Asia Programme in Japan organized by Japan Foundation. He has been selected as a recipient of a 2014
grant to conduct scholarly research at Fordham University, New York, United States of America by the J.
William Fulbright Foreign Scholarship Board through the Fulbright US-ASEAN Visiting Scholars Initiative.
Dr. Zulkifli Hasan holds a PhD in Islamic Finance from Durham University, UK. Besides this, he holds a
Master of Comparative Laws from International Islamic University of Malaysia where he also obtained his
LLB (Bachelor of Laws) and LLB.S (Bachelor of Shariah) as his first degree. His research interest include
corporate and Shari’ah governance and regulation in Islamic finance.
Affin Islamic Bank Berhad (709506-V) | Annual Report 2015
USTAZ MOHAMMAD MAHBUBI ALI
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Mohammad Mahbubi Ali was a researcher at the International Shari’ah Research Academy for Islamic
Finance (ISRA). During his stint in ISRA, he had contributed to numerous ISRA’s research publications,
mainly involving in Central Bank of Malaysia’s Shari’ah Standards. Currently, he serves as a Shariah
consultant for ZICO Shariah Advisory, Shariah/research consultant for ISRA and ISRA Consultancy Sdn
Bhd, associate consultant for IIFIN Consulting Sdn Bhd, and associate trainer for Amanie Academy Centre
of Excellence. He was also a lecturer at University of Kuala Lumpur and Unitar International University. In
his young age, he has managed to contribute extensively in Islamic Finance through his regular writings
featured in the Islamic Finance News (IFN), Business Islamica, The General Council for Islamic Banks
and Financial Institutions (CIBAFI), Epicentre and many others. He has published numerous articles in
international and local referred academic journals, written several book chapters and presented a number
of papers in various international conferences. His paper entitled: “A Framework of Income Purification
for Islamic Financial Institutions,” co-authored with Dato’ Dr. Asyraf Wajdi Dusuki and Lokmanulhakim
Hussain, was conferred best paper presentation in Sharia Economics Conference, University of Hannover,
Germany, 2013. He received a bachelor degree in Shari’ah Business and Finance from Islamic Business
School, Tazkia Indonesia and Chartered Islamic Finance Professional (CIFP) from INCEIF, The Global
University in Islamic Finance, Malaysia. He is a PhD candidate in Islamic Banking and Finance from the
Institute of Islamic Banking and Finance, International Islamic University Malaysia (IIUM).
profile of shariah
committee members
USTAZ AHMAD ALFISYAHRIN Jamilin
(Appointed w. e. f.1 September 2015)
Ahmad Alfisyahrin Jamilin is currently the Head of Shariah at First Gulf Bank, United Arab Emirates.
He was previously the Chief Shariah Officer at Al Rajhi Bank Malaysia and Shariah Counsel at HSBC
(Amanah) Middle East based in Dubai, United Arab Emirates. Alfisyahrin came with a colorful experience
in his career where he was a Vice President in Global Markets and Structured Investment for Al Rajhi
Bank Malaysia and a Shariah specialist for Sukuk and syndication for Global HSBC Amanah while he
holds a Bachelor in Shariah (honours) from the Islamic University of Madinah, Saudi Arabia.
Alfisyahrin practiced Islamic banking and finance in multiple areas such as front-liner, product structurer
and developer, Shariah specialist and documentation expert. He used to be the originator, transactor and
developer for Sukuk and Treasury products and transactions, and had experience in the conversion of
conventional bank to Islamic. Apart from that, he undertake corporate financial advisory for specialized
or non-vanilla requirements in the areas which include general corporate finance, structured finance,
capital management, contract finance and project finance, managing global Shariah affairs in the global
Islamic banking presence including but not limited to United Arab Emirates, Bahrain, Qatar, Saudi Arabia,
United States of America, United Kingdom, Mauritius, Bangladesh, Malaysia, Indonesia, Brunei and
Singapore. He also has experience in establishing and managing Shariah division and fund custodial and
administrative services by providing Shariah advisory, equity screening, audit and purification process.
Affin Islamic Bank Berhad (709506-V) | Annual Report 2015
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