How Our Process Works - 1st American Commercial Lending

Could Your Business Use More Capital To...
Advertise?
Expand?
Invest?
Lease
Equipment?
Purchase
Real Estate
Business owners! Stop using your personal credit!
Investors! Stop relying on hard money!
Acquire Up To $150,000 in Unsecured Business
Capital in Three Easy Steps
Apply
Fill out our simple
Prequalification Form and
follow it's instruction to
verify your personal credit
worthiness, the process
takes about 5-10 minutes.
Consultation
Submit your Prequalification Form along
with your credit report to your
designated consultant at I1st American
Commercial Lending. Your consultant
will start with thorough analysis of
your business, and depending on your
credit status, pre-qualify you for up to
$150,000
Funding
When your business has been prequalified for up to $150,000 in unsecured
business credit, our experts will guide you
through the application process, keeping
you updated and helping you resolve any
approval conditions that lenders may
have. In as little as 15 days of your full
application, your business will receive up
to $150,000 in unsecured capital.
How Our Process Works
How Our Process Works
1st American Commercial Lending works
with over a hundred national, regional, and
local lenders and credit unions. Our experts
are consistently tracking each and every
lender’s trends and requirements, and use
this data to optimize your financing mix so
that you receive the most capital, with the
lowest interest rate, as quickly as possible.
We Match You Based On....
Business's Industry
Years In Business
Location (Home Based, Commercial)
Business Credit Profile
Personal Credit History
Debt/Credit Ratio
Geographic Location
Revenues/Expenses
N.A.I.C.S./S.I.C. Code
And Several Other Factors!
What You Need to Qualify for Working Capital
Good
Personal
Credit
Two Year
Seasoned
Business
with EIN#
UP TO
$150,000 in
business
credit!
What You Need to Qualify as a Start-Up (Up To $75,000)
Good
Personal
Credit
Corporate
Entity
with
EIN#
UP TO
$75,000 in
business
credit!
_
Details
_
Low Interest Rates
- Rates as low as 8.99%! 0% interest rates for the first 6-12 months!
Unsecured/No Collateral
- Your business does not need to leverage it's assets to acquire capital
Stated Income/No Docs Required
- Simple two page application, no income verification
No Restrictions on Use
- All of our products can be used same as cash, we do not burden our clients with
vendor trade lines (I.E. BP credit lines, Office Depot credit lines).
Funding in as Little as 15 Days!
- Quick Approval Process, which means your start-up can take advantage of
opportunites in the market faster, putting you ahead of your competitors
No Upfront Fees!
- We do not charge our clients for submitting an application, we are paid solely on
results. We charge an 8% success fee based on the principle balance of funding our
clients receive
Lines will not report to the personal credit bureaus
- Drawing these credit lines will not affect your debt/credit ratio, thereby sheltering
your personal credit for personal necessities (auto loans, mortgages, student loans,
personal credit cards). Lenders will only report defaults to the personal credit
bureaus.
Take action and get your funding today! Simply fill out the
prequalification form on the following page, or contact
your representative at 1st American Commercial Lending
to submit an application!
OR
CLICK HERE to Submit an Application Online!
PREQUALIFICATION FORM
Contact Information
First Name:_______________________
Last Name: _______________________________
Home Address: ______________________________________
Zip:____________________
City:____________________________________
State:__________________________
Phone Number: _________________________
cell ____
work ____
office ____
(mark "x" in appropriate field)
Email Address: ____________________________________________________________
About Your Business
Legal Business Name: __________________________________________________________
Type Of Business (I.E. Automotive, restaurant, Investment ) ___________________________
Type of Entity: (I.E. S-Corp, LLC) _____________________________________________
When Did You Incorporate? _________________________________________________
Do you currently have any business credit cards? (If so, please list bank/lender, balance, and credit limit)
Bank
__________________________
__________________________
__________________________
Balance
__________________________
__________________________
__________________________
Limit
__________________________
__________________________
__________________________
Do you currently have any other business lines of credit (not business credit cards)? Are they
list bank/lender, balance, and credit limit)
S
U
Secured or Unsecured?
(If so, please
Bank
Balance
Limit
__________________________ _________________ _________________
__________________________ _________________ _________________
__________________________ _________________ _________________
Do you have a 9-digit D-U-N-S Number?
Yes ____
No ____
D-U-N-S#:___________________
(mark "x" in appropriate field)
Do you know your Business Paydex Score?
Yes ____
No ____
Score:______________
(mark "x" in appropriate field)
How much unsecured business capital are you seeking?
$50k ____
$75k ____ $100k ____ $150k ____
(mark "x" in appropriate field)
$200k _____
Other: ____________
Credit Verification
You will need to verify your personal credit by purchasing the following product follow the link below). Follow the
instructions below to successfully create an account for Credit Check Total, then save your reports to a .PDF
CLICK HERE
Credit Check Total Tri-Merge Report: One Dollar ($1) for 7 days. After the free trial, a monthly fee
will be assessed
Saving your Report to a PDF
CLICK "View Current Report"
Click "Printable
Report"
Click "Print Report"
IF you are browsing using Internet Explorer, or Google Chrome, you can save your
report to a .pdf by using the option below…
Internet
Explorer
Google
Chrome
Firefox Instructions on next page…..
2 ) IF you are browsing using Mozilla Firefox, use the following option to save your report
to a .pdf
Save as Adobe PDF
*Please note that you are not providing us any private information such as your social security number,
or account numbers by giving us access to your Credit Check Total profile. This website conceals such
sensitive information.
*Be advised that any and all information submitted with this Pre-Qualification form is intended solely
for the purpose of establishing the viability of the potential clients’ credit attributes.