MVFCU Share Draft Accounts

Transcription

MVFCU Share Draft Accounts
MVFCU Share Draft Accounts
MVFCU offers the convenience of checking with the benefits of a savings account. Members can pay
bills, make purchases and receive dividends on their daily account balances.
It’s free!
It’s flexible
MVFCU Share Draft accounts are free
of a monthly maintenance fee. There
are no minimum balances to keep, no
other services to sign up for and just a
$25 minimum deposit to open.
Your Share Draft account offers you
optional overdraft protection. You can
select to have overdraft protection
from your Share Savings, Money
Market Account, Line of Credit or
different accounts that you hold at
MVFCU. A fee per transfer per day is
charged when an overdraft transfer is
made, see the MVFCU fee schedule for
details. Overdraft protection transfers
are made with available funds from
the accounts you have selected to have
overdraft protection with.
It’s economical
The MVFCU Share Draft account is
extremely economical to maintain.
There are no monthly statement fees,
per check charges, deposit fees, inperson withdrawal fees or any other
hidden “transaction” fees. All exception
fees (e.g., NSF, stop payment, etc.) are
very reasonable and competitive.
It pays dividends
Dividends are paid on $2,000 balances
or more. Dividends on the Share Draft
account are compounded monthly,
calculated on the daily balance and are
paid monthly.
It’s safe
Your MVFCU Share Draft account is
federally insured up to $250,000 by the
National Credit Union Administration,
an agency of the federal government.
For more information, please call 907-745-4891 or 907-694-4891.
It’s convenient
Your Share Draft account becomes a
powerful financial tool when combined
with the following enhancements
available from MVFCU:
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Visa Checkcard
Direct Deposit
Online Bill Pay
MVFCUonline
eStatements
Overdraft protection from your Share Savings or Line of Credit
Your savings federally insured to at least
$250,000 and backed by the full faith and
credit of the United States Government.
Helpful Numbers
Share Draft
Checking
Easy Access
Requires a short application process
907-746-3279 (EASY)
Mat-Su
907-694-7702Eagle River
Lost or stolen VISA Checkcard
Regular business hours
907-745-4891
907-694-4891
Outside business hours
Mat-Su
Eagle River
24 hours, 7 days a week
1-800-682-6075
Consumer Loan by phone
24 hours, 7 days a week
1-800-976-5198
Main Offices
907-745-4891
907-694-4891
Mat-Su
Eagle River
Mortgage Services
907-745-9165
Mat-Su
907-694-4891Eagle River
Fax Numbers
907-745-9180
Mat-Su
907-694-7701Eagle River
Effective 01/30/13
907-745-4891 • 907-694-4891 • www.mvfcu.coop
Building Better Financial Futures Since 1948!