MVFCU Share Draft Accounts
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MVFCU Share Draft Accounts
MVFCU Share Draft Accounts MVFCU offers the convenience of checking with the benefits of a savings account. Members can pay bills, make purchases and receive dividends on their daily account balances. It’s free! It’s flexible MVFCU Share Draft accounts are free of a monthly maintenance fee. There are no minimum balances to keep, no other services to sign up for and just a $25 minimum deposit to open. Your Share Draft account offers you optional overdraft protection. You can select to have overdraft protection from your Share Savings, Money Market Account, Line of Credit or different accounts that you hold at MVFCU. A fee per transfer per day is charged when an overdraft transfer is made, see the MVFCU fee schedule for details. Overdraft protection transfers are made with available funds from the accounts you have selected to have overdraft protection with. It’s economical The MVFCU Share Draft account is extremely economical to maintain. There are no monthly statement fees, per check charges, deposit fees, inperson withdrawal fees or any other hidden “transaction” fees. All exception fees (e.g., NSF, stop payment, etc.) are very reasonable and competitive. It pays dividends Dividends are paid on $2,000 balances or more. Dividends on the Share Draft account are compounded monthly, calculated on the daily balance and are paid monthly. It’s safe Your MVFCU Share Draft account is federally insured up to $250,000 by the National Credit Union Administration, an agency of the federal government. For more information, please call 907-745-4891 or 907-694-4891. It’s convenient Your Share Draft account becomes a powerful financial tool when combined with the following enhancements available from MVFCU: • • • • • • Visa Checkcard Direct Deposit Online Bill Pay MVFCUonline eStatements Overdraft protection from your Share Savings or Line of Credit Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Helpful Numbers Share Draft Checking Easy Access Requires a short application process 907-746-3279 (EASY) Mat-Su 907-694-7702Eagle River Lost or stolen VISA Checkcard Regular business hours 907-745-4891 907-694-4891 Outside business hours Mat-Su Eagle River 24 hours, 7 days a week 1-800-682-6075 Consumer Loan by phone 24 hours, 7 days a week 1-800-976-5198 Main Offices 907-745-4891 907-694-4891 Mat-Su Eagle River Mortgage Services 907-745-9165 Mat-Su 907-694-4891Eagle River Fax Numbers 907-745-9180 Mat-Su 907-694-7701Eagle River Effective 01/30/13 907-745-4891 • 907-694-4891 • www.mvfcu.coop Building Better Financial Futures Since 1948!