CASH BACK - Chase Online

EXPERIENCE
U LT I M AT E R E WA R D S O N L I N E
CASH BACK
BRC29798.indd
SM
WITH CHASE FREEDOM
With Chase Freedom, you earn cash back every time you use your card.
We give you ways to earn bonus cash back when you shop and travel, and when
you’re ready to redeem, we make it easy at UltimateRewards.com.
FASTER EARNING.
REDEEM FOR WHAT YOU WANT
• 5% cash back1 in popular
rotating categories like
gas, groceries and dining2
• Up to 20% cash back when you shop
online at select merchants featured at the
Ultimate Rewards Mall3
• 2% cash back1 on air travel booked through
the Ultimate Rewards Travel Site
UNLIMITED EARNING.
• You get a full 1% cash back for every $1 you
spend on every purchase everywhere from
the first dollar you spend
log on to
the more
rewarding life
dining
travel without limits
Use your points to fly on most major airlines,
any class, any destination. If a seat is available,
it’s yours. No blackout dates, no restrictions.
Check. Get a check starting at $20.
Pay Yourself Back. Simply make a purchase
and within 60 days redeem rewards for a
statement credit starting at $20.
Gift Cards. From Target to Best Buy®, you’ll
find a wide selection of gift cards to choose
from. So you can always give the perfect gift.
• No limits to the amount of cash back you
can earn
Search by city, cuisine and price, and read Zagat®
ratings and reviews. Access OpenTable® and make
a reservation at your choice of more than 11,000
restaurants worldwide. You can also redeem for dining
gift cards and enjoy a great meal… or give one as a gift.
Job Info
great shopping
The Ultimate Rewards website is more than
a place to check your rewards balance
CASH BACK & MORE
Last Save Date: 3-4-2010 1:53 PM
User Name: Wyllie, Lance X (Card
Services)
Station Name: WWIL124191
No matter what you want, chances
are we have it. Choose from millions
of exceptional products made
available through Amazon.com.
It’s the first place you’ll want to visit whenever
you’re shopping, traveling or seeking inspiration.
Bookmark it today.
check your balance
View your Cash Back Rewards and
equivalent points balance every time
you log on. Then redeem your points
for the things you really want.
experiences
Ultimate Rewards features limited-time
auctions and premium year-round
access to such events as a stock-car
ride-along, special performances,
culinary events and a host of other
activities for the whole family.
rewards check
Get a rewards check starting
at $20. How you spend the
check is up to you.
pay yourself back
• Your rewards never expire
SHOPPING AND TRAVEL
Use your Chase card to purchase
anything you want, then redeem for
a credit to your statement starting
at $20.
Merchandise. Get the things you really want.
Enjoy access to millions of products made
available through Amazon.com.
Travel. Redeem for tickets on most major
airlines, any class, anywhere. No restrictions,
no blackout dates.
gift cards
bonus opportunities
From Target to Best Buy,® you’ll
find a wide selection of gift cards
to choose from. So you can always
give the perfect gift.
Earn up to 20% bonus cash back when you
shop online at select merchants through the
Ultimate Rewards Mall.
Campaign:
Ultimate Rewards
Loyalty Migration
Cell:
None
WR #:
110128
Partner:
Chase Freedom
RPC:
0404_0422
Creative
Format ID:
CF06916
Component
Spec ID:
BRC-S07037
Mail Date:
None
Document Size:
Trim Width: 18.375”
Trim Height: 8.5”
Fold Position: 3.75”, 7.5”, 11.1875”,
14.8125”
Folded Size: 3.75” x 8.5”
Fonts & Images
Fonts:
Berthold Akzidenz Grotesk (Bold, Regular,
Light, Medium, Super), Helvetica Neue
(75 Bold)
Images:
05686_bkgd_rCMY_InsP3Bkgd.eps (CMYK;
473 ppi, 375 ppi; 63.45%, 80.13%)
05686_bkgd_rCMY_Blu2BlkGr.eps (CMYK;
300 ppi, 302 ppi; 100%)
05686_logo_vCMY_ult_rew_lg.eps
05686_bkgd_rCMY_HomeV5Rev.eps
(CMYK; 548 ppi; 54.69%)
05686_logo_vCMY_ChseFreedom.eps
A0955_bkgd_rCMY_833866265sm.eps
(CMYK; 600 ppi; 50%)
A0955_bkgd_rCMY_832989585sm2.eps
(CMYK; 601 ppi; 50%)
05686_logo_vCMY_5percntCB_V.eps
Cyan
Magenta
Yellow
Black
FPO Tech Notes
VISIT REGULARLY FOR WAYS TO EARN FASTER
ultimaterewards.com
3/4/10 1:54:14 PM
3.75”
Fulfillment
Inks:
BRC29798.indd 1
3.75”
Segment:
3.6875”
3.625”
3.5625”
Notes:
PID: 99999978
Ultimate Rewards Program (or the “Program”)
Rules and Regulations
Issuer: Your Consumer/Business Rewards credit card account (“Account”) is issued by Chase Bank USA, N.A.
(herein after “we”, “our”, or “us”) located in Wilmington, DE. In these Program Rules, “you” or “your”, means
all persons and/or companies responsible for complying with this agreement, including the person who applied
for the Account and the person to whom we address billing statements, as well as any person who, and/or the
company which, if applicable, agrees to be liable on the Account.
Ability to Earn Rewards: If your Account is in default as described in your Cardmember Agreement/Business
Card Credit Agreement, as applicable (“Agreement”), and/or your Account is closed for any reason, and/or
there is any fraud or abuse related to the accrual of points or rebates, as applicable, we reserve the right to
prohibit you from earning or redeeming points/rebates through your Account until the next billing cycle after
your Account is no longer in default, and to cause you to forfeit any points/rebates in your Account. If your
points/rebates are forfeited for any reason, we will not reinstate these points/rebates to your Account. If your
Account is closed for any reason, your membership in the Program will be terminated.
Membership: Your membership in the Program will be renewed automatically each year as long as your
Account is open and not in default as defined in your Agreement, or until we notify you of the Program’s
cancellation. The Program is not subject to a yearly program fee.
Earning Rewards: You will earn 1 point or 1% rebate for each $1 of Net Purchases. You will earn an additional
1 point or 1% rebate for each $1 of eligible travel airfare Net Purchases made online through the Program
booking tool. (“Net Purchases” means purchases of goods and services made by you or any authorized user
on your Account minus any returns or refunds.) Cash Back Rewards is a form of rebates subject to these
Program Rules and Regulations. Point/rebate accrual will begin upon the Enrollment Date in the Program.
(“Enrollment Date” is the day on which we approve you as a Program member.) No retroactive points/rebates
will be awarded. You do not earn points/rebates on balance transfers, cash advances, cash-like charges such
as travelers checks, foreign currency, and money orders, any checks that are used to access your Account,
overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for
products that protect or insure the balances of your Account. Points/rebates will be deducted for any returns or
credits made on your Account. Points/rebates will appear on your monthly statement. Additional promotional
opportunities to earn points/rebates are available with the rewards program. The amount and availability of the
promotional offer will vary as defined by the terms of the promotion. Earnings from promotional offers may
not exceed the total 1% rebates or 1 point earnings during the promotional period.
Switching the Way You Earn Rewards: If you choose to switch how you earn rewards, and you are earning
your rewards as rebates, your rebates will be converted to points at a rate of $0.01 rebate to 1 point. For
example, $5 in rebates will transfer to 500 points. If you are earning your rewards as points, your points will
be converted to rebates at a rate of 1 point to $0.01 rebate. For example, 500 points will transfer to $5 in
rebates. You may redeem under your new program after 3:00 PM EST the next business day. You may switch
once during a billing cycle.
Earning Restrictions: Points/rebates earned are not transferable, have no cash value, and cannot be used
as payment of obligation to us. If there is any abuse of the Program, failure to follow Program terms, or any
misrepresentation by you, all unredeemed points/rebates shall be forfeited and no additional points/rebates
shall accumulate. Points/rebates from separate enrolled Accounts may not be combined onto one Account.
There is no maximum number of points/rebates that you can accumulate in the Program.
Expiration: Points/rebates earned in this Program will not expire.
Redemption Process: Points/rebates earned during a billing cycle are not available for redemption until they
are posted on your billing statement. Points/rebates for transactions made on or near the end of your billing
cycle may take up to one billing cycle to post to your Account. Once you accumulate the required number of
points/rebates, you will be eligible to redeem them for your selected reward item or statement credit against
any Net Purchases posted to your Account. Please contact the Redemption Center at 1-800-610-5676 or visit
the web address on the back of your card to redeem your points/rebates 24 hours a day, 7 days a week. Only
you, as the obligor on the Account, may redeem points/rebates; authorized users may not redeem points/
rebates.
Additional Obligations: You are responsible for any tax liability related to participating in the Program.
Program Restrictions: We reserve the right to approve, deny or revoke participation in the Program for any
reason whatsoever.
Right to Change/Modify/Cancel: The Program and benefits are offered at our sole discretion. We reserve
the right to alter or waive any Program feature or benefit prospectively or retroactively, including, without
limitation, participation fees, point accrual or redemption criteria, or to cancel or temporarily suspend the
Program at any time without prior notice.
Program Responsibility: Individual merchants and service providers are responsible for the quality and
performance of any goods and/or services redeemed as a benefit of this Program. Any rules of the merchants
relating to returns and exchanges of rewards apply. We are not responsible for redeemed goods and/or
services offered through the Program. Any disputes concerning rewards will not affect your payment obligation
to us on your Account. We are not responsible for any disputes among you or any authorized users relating to
the Program. Questions regarding the Program should be directed to the toll-free number on the back of your
credit card. Administrative services for the Program are provided on our behalf by our agents. Neither Chase
nor any of our agents shall be liable for any bodily harm and/or property damage and/or lost opportunity, which
may result from participating in the Program or for the provision of goods or services by award merchants
or service providers.
Program Void: The Program is void where prohibited by federal, state, or local law. These Rules and
Regulations set forth all the terms of the Program in addition to, and supplement, the Redemption Rules
and Regulations that govern the redemption of points, and any other redemption rules provided by us or our
agents. We have no other obligation with respect to the Program beyond those described in these and the
Redemption Rules and Regulations.
Ultimate Rewards Program (or the “Program”)
Redemption Rules
Issuer: The Consumer/Business Rewards credit card account is issued by Chase Bank USA, N.A. (herein
after in the Program Redemption Rules “Chase”, “we”, “our”, or “us”). The issuer of the Consumer/Business
Rewards debit card is JPMorgan Chase Bank, N.A. (“JPM Chase”). These Program Redemption Rules are
applicable regardless of whether you have only a credit card account, a debit card account, or both. Terms
applicable to only credit or debit card accounts are noted.
Redemption Options: Redemptions of any kind made online at the Chase website, and many redemptions using
our toll-free number, do not have a service fee. A service fee of up to $20 per ticket may be charged for the use of
our toll-free number to book or change airline itineraries. We reserve the right, in our sole discretion to determine
the amount of the service fee, to waive the service fee, or to change the service fee without notice. Chase is not
responsible for service fees charged when you redeem directly through a merchant.
Travel Information: Ticket(s) may be purchased in any name designated by you; however, tickets will be mailed
or emailed, as applicable, to your address. Paper tickets will be issued only when electronic ticketing is not
available. Passenger facility charges, international entry or departure taxes and/or all fees, including baggage
fees, are at traveler’s expense. Rewards may be subject to local taxes and fees, which are at traveler’s expense.
Additional costs, such as rush charges and/or traceable overnight delivery of rewards, are at your expense.
Standard age, driver and credit rental requirements apply to car rental rewards. Minimum rental age is 25
(exceptions apply). Hotel and car rental rewards subject to availability. You may not upgrade travel arrangements
(including airfare, hotel reservations and car rentals) obtained by redeeming your points. For example, if you
redeem for Coach Class airfare using your points, you may not upgrade the Coach Class ticket to a First Class
ticket at the airport.
For Cardmembers With Products that Earn/Redeem in Rebates: If you are earning in rebates, the redemption
website will show your rewards balance in rebates and points. Items available for redemption are only listed in
points. When you receive your billing statement, it will continue to reflect your rewards balance in rebates, and
any redemption amount in rebates. See the Program Rules and Regulations for conversion rates.
Round-Trip Airline Tickets: Credit and debit card customers may redeem points for airline tickets online or
though our toll-free telephone number. In addition, credit card customers may redeem 25,000 points for one
round-trip scheduled airline ticket valued at up to $335 through our toll-free number, where permitted by law.
A service fee of up to $20 per ticket will be charged for airline tickets booked over the telephone. If you want to
book a ticket with a value greater than $335, the additional amount over $335 must be paid for using either a
Chase credit card and/or points.
Checks: Only credit card customers may redeem points for a paper check. See current redemption levels on
the redemption website.
Account Deposit: Points may be redeemed for a credit to your Chase savings or checking account (“DDA”). See
current redemption levels on the redemption website.
Pay Yourself Back: Redemptions start at 2,000 points for a $20 statement credit (credit cards)/DDA deposit
(debit cards) to apply to any purchase made with your Chase credit/debit card, as applicable, within 60 days of the
request for a statement credit/DDA deposit, where permitted by law. Beginning with 2,000 points, redemptions
may be made in additional 100 point increments for each $1 statement credit/DDA deposit. Statement credit/DDA
deposit will post to your account within 5-7 business days and will appear on your monthly Chase credit card
billing statement/checking account statement, as applicable, within 1-2 billing cycles.
Using Points for Booking Travel: Points may be redeemed for eligible items at the rate determined by the
individual merchants, and may vary by merchant; any balance that remains due on a travel booking over the
amount of your redemption must be paid for using a Chase credit card.
Account-to-Account Point/Cash Back Rewards Transfers: Cash Back Rewards is a form of rebates subject
to these Program Redemption Rules. Point/rebates transfers, as applicable, between accounts with Ultimate
Rewards are not currently available. We will notify you when you may transfer points/rebates to other Ultimate
Rewards accounts. At that time, you may transfer points/rebates to any other eligible credit card or debit card with
Ultimate Rewards. You may only transfer points to accounts earning in points and rebates to accounts earning
in rebates. Transfers may only be used to combine points/rebates belonging to the same individual or business
in the Program; or for the purpose of enabling spouses or domestic partners to combine points/rebates earned
in their respective names. If the transferee’s or your credit card account(s) or checking account(s), as applicable,
are in default at the time of the transfer, Chase will not make the transfer. Once points/rebates are transferred,
they cannot be credited back.
Merchandise, Gift Cards, and Select Events: Redemption levels may vary and are listed in the Ultimate Rewards
Program Guide and online at the redemption website. Minimum redemption amounts may be required to redeem
your points and may vary by merchant. We reserve the right to change redemption items offered in the Program
at any time without notice. We may also offer additional redemption promotions from time to time; redemption
items offered directly through merchants may have terms and conditions controlled by those merchants. Chase
is not responsible for the provision of or failure to provide the stated benefits and services in promotions offered
by these merchants.
Reward Restrictions: Redeemed rewards are not refundable, replaceable, or transferable for cash, credit, or
other rewards under any circumstances. Lost, stolen or mutilated gift cards/gift certificates and checks will not
be replaced. Redeemed rewards earned in the Program may not be re-sold or exchanged for other goods or
services except as stated on the reward. Certain rewards are available only during the time periods described
in the Program communications. We may substitute rewards of equal or greater value as necessary at our
discretion. Some rewards have limited availability. Gift cards/gift certificates are valid at participating merchants
only, through the expiration date, if any, as permitted by law. Merchants participating in the Program are subject
to change. Gift cards/gift certificates and checks must be surrendered upon redemption and no photocopies will
be honored. Gift cards/gift certificates have no cash value and may not be redeemed for cash or its equivalent,
and any unused portion will not be returned as cash unless otherwise noted on the gift cards/gift certificates.
Purchases in excess of the amount of the gift card/gift certificate are at the reward holder’s expense. Use of
any gift card/gift certificate, including gift cards with “Visa” or “MasterCard” on the front, or check is subject to
any additional restrictions listed on the gift card/gift certificate or check. It is the reward holder’s responsibility
to review the terms and conditions of a Visa/MasterCard (hereinafter “Association”) gift card and/or each
merchant’s gift cards/gift certificates. For all merchandise, gift certificate, gift card and attraction ticket rewards,
all sales/use taxes, fees, surcharges, optional items, shipping and handling charges are the responsibility of the
reward holder and will apply in accordance with the merchants’ policies in effect at the time of redemption.
Reward Delivery: Delivery time of rewards redeemed depends upon your chosen reward. Some rewards cannot
be shipped to PO Boxes or foreign addresses. Expedited delivery may be available upon request for an additional
charge. Country of item’s origin may change.
Purchasing of Points: Points may be purchased in 1,000-point increments for a cost of $25, up to a maximum
per month of 5,000 points/$125 fee. Once purchased, points may not be returned for a cash refund, and the
transaction cannot, under any circumstances, be reversed. Purchased points are subject to all of the terms
and conditions of the Program in the same manner as points earned through the use of your account to make
purchases.
Ability to Earn and/or Redeem Rewards: If your Account is in default as described in your Cardmember
Agreement/Business Card Credit Agreement, as applicable (“Agreement”), and/or your Account is closed for any
reason, and/or there is any fraud or abuse related to the accrual of points, we reserve the right to prohibit you from
earning or redeeming points through your Account until the next billing cycle after your Account is no longer in
default, and to cause you to forfeit any points in your Account. If your points are forfeited for any reason, we will
not reinstate these points to your Account.
Miscellaneous: These Redemption Rules, and any other redemption rules provided by us or our agents,
supplement the Program Rules and Regulations. We have no other obligation with respect to the Program beyond
those described in these Redemption Rules and the Program Rules and Regulations.
Any additional travel or accommodation arrangements made in connection with any reward are your sole
responsibility.
Redemption values for all rewards are effective April 1, 2010, and are subject to change without notice.
Many redemptions are final; please check the applicable merchant’s terms and conditions before you redeem. Point
credits will not be issued for any cancelled travel arrangements or returned rewards.
The listed merchants/Associations are in no way affiliated with Chase or JPM Chase, nor are the listed merchants/
Associations considered sponsors or co-sponsors of this program. Use of merchant/Association names and/
or logos are by permission of each respective merchant/Association and all trademarks are the property of their
respective owners. Terms and conditions are applied to gift cards/certificates. Please see the merchant’s gift card/
certificate/website, or the Program website for Association gift cards, for additional terms and conditions, which are
subject to change at merchant’s or Chase’s, for Association gift cards, sole discretion, if permitted by law.
Rewards are subject to availability, and may be substituted with rewards of equal or greater value as necessary.
Merchants participating in the Program are subject to change.
Points may not be bought (except as set forth in the Purchasing of Points section) or sold.
USE YOUR CASH BACK
REWARDS FOR GIFT
CARDS FROM YOUR
FAVORITE BRANDS.
CASH
BACK.
EVERY DAY.
Campaign:
Ultimate Rewards
Loyalty Migration
Cell:
None
WR #:
110128
Partner:
Chase Freedom
RPC:
0404_0422
iTunes | Kohls® | Macy’s
Creative
Format ID:
CF06916
Old Navy | Starbucks Coffee
Component
Spec ID:
BRC-S07037
Mail Date:
None
Best Buy | Chili’s Grill & Bar
®
Target | Walmart
Document Size:
Trim Width: 18.375”
Trim Height: 8.5”
Fold Position: 3.5625”, 7.1875”, 10.875”,
14.625”
Folded Size: 3.75” x 8.5”
Find hundreds more brands
at ultimaterewards.com.
Fonts & Images
Fonts:
Berthold Akzidenz Grotesk (Bold, Light,
Regular), Helvetica Neue (45 Light,
75 Bold), Helvetica (Bold Condensed,
Medium Condensed)
Images:
05686_logo_vCMY_ChseFreedom.eps
A0955_bkgd_rCMY_MigraCover.eps
(CMYK; 300 ppi; 100%)
05686_logo_vWHT_ult_rew_lg.eps
05686_logo_vBLK_ChaseLogo.eps
If you are earning your rewards as points and you choose to redeem for cash back, 1 point
equals 1% or $0.01 cash back. For example, 2,500 points can be redeemed for a $25 check.
2
You will be eligible for quarterly bonus rewards offers as long as (i) your account is not in
default under, and/or you have not violated, the terms of your Cardmember Agreement and
Rewards Program Rules and Regulations at the time accounts are selected for the promotional
offers, and (ii) your statements are sent to a US address.
3
To use the Ultimate Rewards Mall, you must log into your account at www.chase.com.
Participating merchants and offers are subject to change without notice. For complete details
see the Ultimate Rewards Mall Supplement to your Rewards Program Rules and Regulations,
which can be found by logging on to www.chase.com/ultimaterewards.
1
Inks:
Cyan
Magenta
Yellow
Black
FPO Tech Notes
Notes:
PID: 99999978
BRC29798
BRC29798.indd 2
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3.5625”
3.625”
3.6875”
Job Info
Fulfillment
Gap | The Home Depot®
The listed merchants are in no way affiliated with Chase Bank USA, N.A., nor are the listed
merchants considered sponsors or co-sponsors of this program. Use of merchant names and/
or logos are by permission of each respective merchant and all trademarks are the property of
their respective owners. Terms and conditions are applied to gift cards/certificates. Please see the
merchant’s gift card/certificate/website for additional terms and conditions, which are subject to
change at merchant’s sole discretion, if permitted by law.
Best Buy® Gift Card BEST BUY® is not affiliated with Chase Bank USA, N.A. Best Buy does not
sponsor, endorse, approve or have any responsibility for this promotion. BEST BUY, the BEST BUY
logo and the tag designs are trademarks of BBY Solutions, Inc.
Chili’s Grill & Bar® Chili’s Grill & Bar® is not a sponsor of this promotion and is not affiliated
with Chase.
Gap giftcard Gap giftcards can be used at all Gap locations and online at Gap.com. Only 2 giftcards
are redeemable per online transaction. Gap giftcards are redeemable for merchandise only and cannot
be replaced if lost or stolen. For questions regarding Gap giftcards, please call 1-800-GAP-STYLE.
The Home Depot® The Home Depot® is not a sponsor of this promotion. Chase Bank USA, N.A. is
not affiliated with The Home Depot.® The Home Depot® is a registered trademark of Homer TLC, Inc.
iTunes Gift Card Apple Inc. is not a sponsor of this program/promotion. iTunes is a registered
trademark of Apple Inc. See back of card for terms and conditions of use.
Kohl’s® Gift Card Kohl’s® is not a sponsor of this promotion and is not affiliated with
Chase Bank USA, N.A. KOHL’S® and KOHL’S® brand names are trademarks of Kohl’s Illinois, Inc.
Macy’s Gift Card Macy’s is not a sponsor or co-sponsor of this program. Macy’s Terms &
Conditions apply to all cards. See back of card for details. The Macy’s name and logo are registered
trademarks of Macy’s, Inc.
Old Navy giftcard Old Navy giftcards can be used at all Old Navy locations and online at OldNavy.
com. Only 5 giftcards are redeemable per online transaction. Old Navy giftcards are redeemable
for merchandise only and cannot be replaced if lost or stolen. For questions regarding Old Navy
giftcards, please call 1-800-OLD-NAVY.
Starbucks Card Starbucks, the Starbucks logo and the Starbucks Card design are either
trademarks or registered trademarks of Starbucks U.S. Brands, LLC. Starbucks is not a participating
partner in or sponsor of this offer.
Target GiftCard The Bullseye Design and Target are registered trademarks and Target GiftCard
is a service mark of Target Brands, Inc. All rights reserved. Terms and conditions are applied to
GiftCards. Target is not a participating partner in or sponsor of this offer.
Walmart Gift Card Chase Bank USA, N.A, doing business as Chase, is/are not affiliated with
Walmart Stores, Inc. The services, products or activities of Chase Bank USA, N.A, are neither
endorsed nor sponsored by Walmart Stores, Inc.
Last Save Date: 3-4-2010 1:53 PM
User Name: Wyllie, Lance X (Card
Services)
Station Name: WWIL124191
Segment:
®
RPC0404_0422
02/08/10
BRC29798.indd
3.75”
3.75”