sunday afternoon

Transcription

sunday afternoon

IMTC MIAMI 2010
Day
Pre-Conference
Conference Day Two - Oct 17th
Sunday
Saturday
IMTC MIAMI 2010
AGENDA
Registration Opens - Lobby
13:00
14:30
16:00
16:00
Speaker and Sponsor Meeting
Mesa Redonda (en Español) - El pago de remesas como único servicio es todavía rentable?
Roundtable Discussion (in English) - Agent Defaults - Managing Credit - Agent Risk Management
Welcome Cocktail (Cash Bar, H’ors D’oeuvres)
18:00
07:30
08:45
08:55
09:05
09:20
09:55
10:30
11:45
12:10
12:35
13:00
Morning Coffee - Registration Opens - Mezzanine
Welcome to IMTC 2010 - David Landsman
State of the Industry - Alan Friedman
Bienvenidos a la IMTC MIAMI 2010 Conference Guidelines - Hugo Cuevas-Mohr
How Technology Will Impact the Future of Competition in the Remittance industry - Manuel Orozco
Brasil: Remittances and a Booming Economy - Emilio Garofalo Filho
Coffee Break - Sponsor MSB Compliance
Sponsor Presentations (Theater)
10:50 – Nexxo Financial - David Alvarez | 11:15 – Movilix – David Lezak
Mergers & Acquisitions in the Money Transfer Industry - Paul Ellis
Human Capital & Leadership Development - Darío Gamboa
How US Law Affects Non-US Financial Institutions – Andrew Ittleman
Lunch - Sponsor Guatenvios
Trade Fair - Networking
Concurrent Session: Business Topics (Versailles)
14:30
15:10
15:45
16:05
16:30
Programa de Remesas - Renée Maldonado
17:00
Marketing & Remittances - Hugo Cuevas-Mohr
17:30
Remittances & Natural Disasters - Kavin Hewitt
Day Three Oct 19th
Concurrent Session: Compliance Topics (Theater)
BSA/AML Compliance Training Program for Agents
David Landsman - Manuel Perez
Miami at Night Networking Event
Morning Coffee
08:00
Monday
Building Internal Controls to Support KYC vs. SAR - Mark McFarlin
Coffee Break - Sponsor National Check & Currency
Sponsor Presentation: National Check & Currency (Theater) - Donald Sutton
19:00
Tuesday
Legislative and Regulatory Update - David Landsman
Remittances & Related Services:
Santiago Cabeza - Mauricio Gomez
Carlos A. Quintana - Barbara Magnoni
Trade Fair – Networking
Concurrent Session: Compliance Topics (Theater)
09:00
Bringing New Technologies Under Federal Regulation and Other Emerging Issues - Tom Fleming
09:30
New Technologies & Alternative Money Transfer Channels - Part 1: Moderator: Nabil Kabbani
10:30
10:50
Trade Fair Networking
Coffee Break - Sponsor The Spark Group
10:50 – The Spark Group - Eric Eddings |11:15 – White Wings – Ayyaz Khan
11:45
New Technologies & Alternative Money Transfer Channels - Part 2: Moderator: Nabil Kabbani
13:00
Lunch - Sponsor Netspend
Concurrent Session Compliance Topics (Theater)
Canadian Regulatory Compliance for MSBs – Jackie Shinfield
Remittances & Retail
Wallmart Financial Services - Mike Zeher Grupo Monge - Gabriel Trelles An Approach to the BSA Exam and Banking MSBs - Jay Postma
14:30
14:55
15:45
Coffee Break - Sponsor Caribe Express
16:05
Trade Fair Networking
Sponsor Presentation (Theater) Caribe Express - Raquel Olivo
Concurrent Session : Business Topics (Versailles)
Concurrent Session : Compliance Topics (Theater)
16:30
Caribbean Remittances - Kavin Hewitt
Criminal Use of MSBs and Implications for the Industry- Andrew Lewis
17:15
18:00
Remittances to Africa - John Kagochi
US to Asia Corridors - Amar Das
Money Transm. and Maintaining Good Compliance - Ralph Fatigate
19:00
Calle Ocho: Get together with friends for a lively night in town!
08:00
Morning Coffee
09:00
Financial Inclusion, Remittances, and AML/CFT Compliance - Scott Rembrandt
09:30
What’s New in State Regulation of the Money Transfer Business - Stephanie Newberg - Alex Ketter - Gregg Riley Morton
10:45
11:30
11:50
Coffee Break - Trade Fair – Networking
Many Happy Returns: Remittances and their impact - Kristin Johnson
Remittances & Immigration Reform - Angela Maria Kelly - Cheryl Little - Kristin Johnson
12:30
What’s next? Conclusions & Suggestions - David Landsman & Hugo Cuevas-Mohr
13:00
Conference Adjourned - See you in LA!
1
Hotel Layout / Mapa del hotel
IMTC MIAMI 2010
BALMORAL
RAPHAEL
MICHELANGELO
Meeting Rooms
TRIANON
WINDSOR
VERSAILLES
ALHAMBRA
ESCCRIAL
Registration
on Sunday, Oct 17th
Gold Sponsors
OXFORD
R
Silver Sponsors
N
ATRIUM
Media
Center
rs
SATELLITE
REGISTRATION
on
so
CHOPIN
BALLROOM
CATERING &
CONFERENCE
SERVICES
OFFICE
R
Me
e
Ar ting
ea
Br
on
RS
LA
TO
ze
EV
AT
O
CA
EL
Sp
STARS TO
LOBBY LEVEL
ES
CAMBRIDGE
TIO
RA
ST OM
GI
RE RO
TRINITY
SANDRINGHAM
MEZZANINE
STAR
STARLITE
TERRACE
THEATER
SECOND LEVEL
BUSINESS
CENTER
JUNIORBALLROOM
BAYFRONT
B
ISLES
ROOM
SEVILLA
BAYFRONT
A
INDIGO
RESTAURANT
WINE
ROOM
TRADE
ROOM
INDIGO
BAR
STARBUCKS
Welcome Cocktail
on Saturday, Oct 16th
ELE
VAT
OR
S
FRONT
DESK
LOBBY LEVEL
2
MAIN ENTRANCE
BELL DESK
OR
AL
AT
STAIRS TO
SECOND LEVEL
ESC
GIFT
SHOP
S
LOBBY
LOUNGE
CONCOURSE 2
CONCOURSE 1
R
Registration
on Saturday, Oct 16th
AGENDA en español
Day
Pre-Conference
Día Uno de la Conferencia - Oct 17th
Domingo
Sábado
IMTC MIAMI 2010
Registro - Lobby
13:00
14:30
16:00
16:00
Reunión de Ponentes y de Patrocinadores
Mesa Redonda (en Español) - El pago de remesas como único servicio es todavía rentable?
Mesa Rendonda (en Inglés) - Administración del Crédito a Angentes - Gestión de Riesgo de Agentes - Cartera
Coctel de Bienvenida (Pasabocas - Servicio de Bar)
18:00
07:30
08:45
08:55
09:05
09:20
09:55
10:30
11:45
12:10
12:35
13:00
Café Mañanero - Registro - Mezzanine
Bienvenidos a la IMTC MIAMI 2010 - David Landsman
Estado de la Industria - Alan Friedman
Bienvenidos a la IMTC MIAMI 2010 Guía General de la Conferencia - Hugo Cuevas-Mohr
Cómo la Tecnología impactará el futuro de la Industria de Las Remesas - Manuel Orozco
Brazil: Las Remesas de una Economía en Expansión - Emilio Garofalo Filho
Coffee Break - Patrocina MSB Compliance
Presentaciones de los Patrocinadores (Theater)
10:50 – Nexxo Financial - David Alvarez | 11:15 – Movilix – David Lezak
Compras & Adquisiciones en la Industria de Transferencia de Dinero - Paul Ellis
Capital Humano y Desarrollo de Liderazgo- Darío Gamboa
Efectos de las Leyes Americanas sobre las Empresas Financieras del Extranjero – Andrew Ittleman
Almuerzo - Patrocina Guatenvios
Feria Comercial - Networking
Sesión Concurrente: Temas de Negocio (Versailles)
14:30
15:10
15:45
16:05
Día Dos de la Conferencia - Oct 18th
Día Tres Oct 19th
Creando controles internos de KYC vs. SAR - Mark McFarlin
Coffee Break - Patrocina National Check & Currency
Feria Comercial – Networking
Presentación Patrocinador: National Check & Currency (Theater) - Donald Sutton
16:30
Programa de Remesas - Renée Maldonado
17:00
Mercadeo y Remesas - Hugo Cuevas-Mohr
17:30
Remesas y Desastres Naturales - Kavin Hewitt
Sesión Concurrente: Temas de Cumplimiento (Theater)
Programa de Capacitación en Cumplimiento para Agentes
David Landsman - Manuel Perez
Café Mañanero
08:00
Lunes
Actualización Legislativa y Regulatoria - David Landsman
Remesas y Servicios Relacionados
Santiago Cabeza - Mauricio Gomez
Carlos A. Quintana - Barbara Magnoni
19:00
Martes
09:00
Acercando las Nuevas Tecnologías a la Regulación Federal - Tom Fleming
09:30
Nuevas Tecnologías y Canales Alternativos de Transferencia de Dinero - Parte 1: Moderador: Nabil Kabbani
10:30
10:50
Coffee Break - Patrocina The Spark Group
Presentaciones de los Patrocinadores (Theater)
10:50 – The Spark Group - Eric Eddings |11:15 – White Wings – Ayyaz Khan
11:45
Nuevas Tecnologías y Canales Alternativos de Transferencia de Dinero - Parte 2: Moderador: Nabil Kabbani
13:00
14:55
Lunch - Patrocina Netspend
Cumplimiento y Regulación Canadiense de MSBs – Jackie Shinfield
Remesas y Cadenas de Almacenes
Wallmart Financial Services - Mike Zeher Grupo Monge - Gabriel Trelles El Examen de BSA y Relaciones Bancarias de MSBs - Jay Postma
15:45
Coffee Break - Patrocina Caribe Express
16:05
Sponsor Presentation (Theater) Caribe Express - Raquel Olivo
14:30
16:30
Remesas del Caribe - Kavin Hewitt
Uso Criminal de las MSBs y sus implicaciones para la industria - Andrew Lewis
17:15
18:00
Remesas a Africa - John Kagochi
Corredores de USA a Asia- Amar Das
Tr. de Dinero y Mantener un buen Cumplimiento - Ralph Fatigate
19:00
Calle Ocho: Vamos todos a pasar una noche inolvidable!
08:00
Café Mañanero
09:00
Inclusión Financiera, Remesas y Cumplimiento - Scott Rembrandt
09:30
Qué hay de nuevo en la Regulación Estatal de los Trasmisores de Dinero - Stephanie Newberg - Alex Ketter - Gregg Riley Morton
10:45
11:30
11:50
Coffee Break - Feria Comercial – Networking
Many Happy Returns: Las Remesas y su impacto en el país enviador - Kristin Johnson
Remesas y la Reforma Migratoria- Angela Maria Kelly - Cheryl Little - Kristin Johnson
12:30
Qué sigue? Conclusiones y Sugerencias - David Landsman & Hugo Cuevas-Mohr
13:00
Cierre de la Conferencia... Nos vemos en Los Angeles!
3
MEZZANINE
IMTC MIAMI 2010
TRADE FAIR LAYOUT
PLENARY SESSIONS
1
Gold
Sponsors
2
R
Silver Sponsors
9
ATRIUM
17
26
so
on
Sp
ze
16
CHOPIN
18
20
22
24
MEETING
AREA
Br
25
on
23
21
rs
19
STARS TO
LOBBY LEVEL
15
MEDIA
CENTER
R
13
12 10
LA
TO
14
CA
4
MEETING
ROOM 1
ES
3
MEETING
ROOM 2
Coffee
Break
Station
THEATER
SECOND LEVEL
MEETING
AREA
SPONSOR BOOTHS
1 - World-Check
2 - Caribe Express
3 - Sigue
4 - MWC
9 - White Wings
10 - Bethex Credit Union
11 - The Spark Group
14 - NMTA Services
15 - easytop
16 - Netspend
4
17 - MSB Compliance
18 - Nexxo Financial
19 - Banorte - Uniteller
20 - Control Money
21a - Scott Bonds
21b - Envios Confianza
22 - Movilix
23 - NCC - National
24 - Teledolar
25 - L. Mazal
26 - MoreMagic
S U N D AY M O R N I N G
Event / Location
Pre-Conference Day
Time
Sunday
Saturday
VERSAILLES
13:00 – 18:00
Registration opens at 1 pm – At the Lobby – Follow the signs!
14:30 – 15:30
Speaker and Sponsor Meeting – Concourse 1 (in front of Starbucks, Lobby)
16:00 – 18:00
Mesa Redonda (en Español) - Concourse 2 (Lobby) El pago de remesas como único servicio es todavía rentable?
(Necesidades de Capital, Cartera, margen mínimo)
16:00 – 18:00
Roundtable Discussion (in English) - Concourse 1 (Lobby)
Agent Defaults - Managing Credit - Agent Risk Management
18:00 – 21:00
Welcome Cocktail (H’ors D’oeuvres, Cash Bar) - Bayfront A (Lobby) - Follow the signs!
07:30 – 08:45
Morning Coffee - Registration – Mezzanine (2nd Floor)
Plenary Sessions take place at the Versailles Conference Room (Mezzanine - 2nd Floor)
Welcome to IMTC 2010
David Landsman
Conference Day One - Sunday, Oct 17th
08:45 – 08:55
Executive Director of the NMTA since 2004, has worked
in different capacities in the money transfer business since 1977, specializing in federal
BSA/AML and state money transmitter compliance. He has made strides in organizing
the money transfer industry, promoting the image of licensed money transmitters,
and defending the industry’s right to maintain bank accounts. The NMTA became
partners with Mohr World Consulting in the development of IMTC, to organize
money transfer conferences in North, Central, South America and the Caribbean.
State of the industry
Alan H. Friedman NMTA Chairman, is the President and CEO of Envios
08:55 – 09:05
de Valores La Nacional Corp. Alan is a Certified Public Accountant, and his previous
postings include Senior Vice President/Chief Financial Officer of Western Union and
President of MoneyGram/Consorcio Oriental LLC. As Chairman, Alan worked hard
for the betterment of the industry; as a Board Member, Alan remains active in the
issues and affairs of the NMTA.
Bienvenidos a la IMTC MIAMI 2010 Conference Guidelines
Hugo Cuevas-Mohr is President of Mohr World Consulting, a consultancy
09:05 – 09:20
based in Miami, Florida. Hugo has a BS from Worcester Polytech. Inst, MS from
Auburn and the U. Catholique de Louvain in Belgium. Hugo has worked since 1987
in the Latin American Remittance Market and has been a consultant since 2001 for a
number of companies and financial institutions. Since 2009, the NMTA and his firm
became partners in IMTC to organize money transfer conferences in North, Central,
South America and the Caribbean.
How Technology Will Impact the Future of Competition in the Remittance industry
Manuel Orozco is Director of Remittances and Development and heads the
09:20 – 09:55
Central America program at the Inter-American Dialogue where he conducts policy
analysis and advocacy on issues relating to global flows of remittances. In 2004 and
2005 he directed a program funded by the Multilateral Investment Fund of the InterAmerican Development Bank and International Fund for Agricultural Development
of the United Nations to leverage remittance transfers.
5
IMTC MIAMI 2010
VERSAILLES
Sunday
Brasil: Remittances and a booming economy
Emilio Garófalo Filho es
09:55 - 10:30
uno de los más destacados economistas de
Brasil. Graduado en la Pontificia Universidad Católica de San Pablo, ha sido Director
del Área Externa del Banco Central, VP del Banco de Brasil, miembro de la Junta
Directiva del Banco Latinoamericano de Exportaciones (BLADEX), integrante del
Consejo de Administración del Banco del Estado de San Pablo, entre otros cargos.
Ha prestado asesoría en Comercio Exterior y Cambio para varias empresas
nacionales e internacionales. Es docente de la Universidad de San Pablo y de
diversos institutos en Comercio Exterior, Capitales y Cambio. Es autor de un
importante número de libros y publicaciones y es actualmente Asesor Especial
del Ministro de Fazenda de Brasil, Guido Mántega.
Coffee Break - MSB Compliance
10:30 - 10:50
MSB Compliance, Inc. specializes in U.S. Bank Secrecy Act, USA PATRIOT Act
and anti-money laundering consulting services and support activities for money
services businesses and community banks. Our Independent Reviews for MSBs
include review of compliance with State regulations pertaining to their financial
service offerings. Clients include Money Transmitters, Check Cashers, Check
Sellers, Stored Value Issuers and other regulated financial institutions.
10:50 - 11:45
10:50 Nexxo Financial
Nexxo Financial is the
leader in self-serve
remittance to Mexico,
Central
and
South
America leveraging patent-pending technology to
make sending money easy, convenient and
affordable for the U.S. Hispanic community. Nexxo
operates more than 220 Nexxo Cajeros in
California, NY York and Texas where customers can
transfer money, pay their bills and purchase
international minutes.
In partnership with a
network of self-service financial service kiosk
operators, Nexxo offers its service through more
than 1,500 locations 5 states. Nexxo Financial has
more than 25,000 bank branches and pick-up
centers in Mexico, Central and South America. For
information, visit www.nexxofinancial.com.
11:15 Movilix
Movilix is one of just a
handful of authorized USbased Telcel distributors,
provides mobile Top-Ups
and Bill Payment for US
Hispanics and their families living in Latin America. We reach our customers where they shop and live: In neighborhood
tiendas, check cashing and money transmitting offices, by phone and on-line. Although we specialize in the LatAm market we offer over 100 carriers
worldwide and deliver our services via a multi-lingual Web-based point of sale system, via a secure
web-services API, or via scratch cards. Integration
is quick and secure, pricing aggressive, and the rewards immediate.
David Alvarez is the
CEO and founder of Nexxo
Financial – the leader in selfserve remittance now with
over 500 self-serve locations and over $300MM in
self-serve money transfers
processed. Prior to founding
Nexxo (1990-2001), Mr. Alvarez rose to President and Vice-Chairman at
Providian Financial which he helped grow to one
of the largest credit card issuers worldwide with
over 35MM customers, over $35 billion in assets,
and over $2 billion in annual pre-tax profits. Mr.
Alvarez holds both BA and MA degrees from
Stanford University.
David Lezak was
founder and chief executive of Wygant, a contact
center telecommunications
and equipment manufacturer and solutions provider,
from its start in 1983 until
the sale of the company in
2007. In 2002, David started Movilix to deliver
new applications to the emerging mobile market,
and has since focused on value transfer via mobile Top-Ups and other non-cash vehicles. David
has a Bachelor’s degree from the University of
Chicago and a Ph.D. in Physics from Portland
State University.
7
IMTC MIAMI 2010
VERSAILLES
Sunday
Mergers & Acquisitions in the Money Transfer Industry
Paul S. Ellis
11:45 – 12:10
is a senior corporate partner in the New York-based law firm of
Scarola Ellis LLP. Mr. Ellis previously practiced at Winston & Strawn and at Donovan,
Leisure, Newton & Irvine and has served on the staff of the U.S. Senate Committee on
Governmental Affairs. He has chaired and spoken on panels presented by organizations
including Columbia University, the National Science Foundation and the New York
Technology Council on legal issues including preparing for M&A transactions.
His mergers and acquisitions experience includes transactions involving major companies
in the international money transmitter and information technology industries.
Do we have the right people for the future of the Industry?
Dario Gamboa
12:10 – 12:35
is the President & CEO of Human Capital & Leadership
Development in Miami, Florida. Dario has more than 20 years of multicultural
–multilingual experience as executive, consultant, coach and facilitator for
leadership/employee development programs at major multinational organizations
in the U.S. and in Latin America. He has worked for multinational as well as medium
size corporations such as Western Union, Vigo Remittance, Citibank, VISA, Brighstar,
Titan, etc. Dario holds a PhD from the U. of Minnesota, a Masters from the U. of North
Texas and a BA from the Jesuit’s Javeriana Univ. in Bogota, Colombia. He is perfectly
fluent in Spanish, English, Portuguese and French.
How US Law Affects Non-US Financial Institutions
How US Law Impacts Financial Exposure of Int’l Correspondents in the Money Transfer Business
How US Legal and Regulatory (AML) Compliance Extends to Foreign Financial Instit. and Persons
Andrew S. Ittleman is a Founder and Partner of Fuerst Ittleman. He oversees the
12:35 – 13:00
firm’s work in White Collar Defense and Money Laundering Law. Andrew was born in
Philadelphia, Pennsylvania, attended Emory University (2001) and University of Miami Law
School (2004). He was hired by Mr. Fuerst in 2005 and his practice includes Federal
criminal forfeiture proceedings, complex commercial litigation, international civil litigation
and FDA litigation. Besides being a member of the Florida Bar, the Dade County
Bar Association he is a member of the National Money Transmitters Association and is a
Certified Anti Money Laundering Specialist.
Lunch Sponsored by Guatenvios
Envíos de Guatemala S.A.
13:00 – 14:30
es una empresa guatemalteca
inscrita en la Intendencia de Verificación Especial (IVE) dependencia de la
Superintendencia de Bancos de Guatemala, registrada para realizar el pago
y envío de giros internacionales. Bajo la dirección de la Licenciada Licda.
Ana Marleni Gutierrez, la empresa cuenta con 6 agencias en Ciudad
de Guatemala y Agencias Departamentales en Escuintla, Totonicapán,
Quetzaltenango, Salcaja, Coatepeque, San Pedro, Soloma, Huehuetenango,
Cuilco, Camojá, Pachalum en el Quiché, Mazatenango, Jalapa y Sansare el
Progreso y nuevos puntos en Zacapa, Ipala Chiquimula, Santa Catarina, Mita
Jutiapa y Villa Nueva, con planes de expansión a otras plazas. Además realiza
Depósitos Bancarios en todo el país.
9
IMTC MIAMI 2010
VERSAILLES
S U N D AY A F T E R N O O N
Concurrent Session: Business Topics
Sunday
Remittances & Related Services: The use of Remittances to market related services
in Inbound & Outbound Markets: Savings, Loans, Packages, Bill Payments,
Insurance, Top-Up:
Santiago Cabeza es el Controller y Director de Cumplimiento de Santander
Envíos del Banco Santander – Area de Particulares; Segmento de Inmigrantes. Trabaja
con el Grupo Banca Santander desde 1977 y en su carrera ascendente dentro de la
organización ha realizado gran variedad de cargos: Administrativo, Auditor Junior y
Senior, Dir. de RR.HH, Dir. de Operaciones además de trabajar dos años en el Banco
Santa Cruz en Bolivia (del Grupo Banco Santander) como Gerente División de Medios.
Santiago nació en Santander (Cantabria) y estudió Contabilidad y Admón de Empresas
Carlos Alberto Quintana
Barbara Magnoni has an extensive background in economic development and
social programs as well as financial markets development, having worked on Wall Street
for seven years. Her consulting work is centered around improving access to affordable
financial services for low-income populations, including microinsurance. She is currently
collaborating with MIF-IADB on a study of remittance-linked microinsurance programs
worldwide and co-authored a global study for ILO on the potential links between
remittances, migration and microinsurance. Both due out later this year.
Mauricio Gomez
has worked in remittances since 1996 as the managing
partner and CEO of Rapid Envios, a money transfer company based in Miami and the
co-owner of a chain of retail stores offering a large number of services to migrant
communities in more than two dozen locations in Florida. A hands-on manager, close to
the day-to-day changes of the Money Transfer Industry in South Florida, Mauricio shares
with us his perspective on the past, present and future of remittances.
14:30 – 15:45
1050 – National Check & Currency
15:45 - 16:30
14:30 – 15:45
es Presidente y Accionista de Financiera Pagos
Internacionales S.A.C.F. con sede en Cali, Colombia. Las 28 agencias de FinPISA se
encuentran localizadas en 22 ciudades de 11 departamentos de Colombia donde ofrecen
una gran variedad de productos financieros. Fue una de las pocas Casas de Cambio que
lograron transformarse en Compañías de Financiamiento Comercial por el esfuerzo de
sus fundadores, Carlos Alberto y Gloria Esperanza Vinasco. Carlos es Administrador de
Empresas de la Universidad Del Valle en Colombia con un Post Grado en Alta Gerencia
Internacional de la Universidad ICESI de Colombia.
NCC
currently
provides service to
more than one
hundred MSBs operating over 3000 locations,
both domestic and international. We are re-inventing the Money Service Business by providing
clients and partner institutions new payment mechanisms for more expedient, compliant, and efficient transactions, allowing greater control and
increased profitably. NCC facilitates banking
needs for a wide array of MSBs, including Check
Cashers, Payday Lenders, Money Transmitters,
Pawn Brokers and Forex Businesses. Call us today
at (877) 327-4249 and revolutionize your Money
Service Business!
Donald Sutton
is an Int’l Financial Specialist, has 25 years experience in Corporate, Consumer and
Government Fiscal Management and
Consulting. A former Commissioner of Deeds for the State of Florida,
Donald has procured and implemented relationships with other Forex companies in Argentina,
Bolivia, Chile, Paraguay, Uruguay, Mexico, Portugal, UK and USA. An early leader in the industry,
he implemented the first computerized (DOS)
Forex System, incorporated. Donald is fluent in
four languages, and as such has been employed
to write speeches for Government Agencies. He
is the former President for the Brazilian Assoc.
of Central Florida and elected Treasurer for the
Brazilian American C. of Commerce.
11
IMTC MIAMI 2010
VERSAILLES
Sunday
Programa de Remesas: A CEMLA-IDB-FOMIN Program to improve reporting
and procedures on remittances – CEMLA
Renée Maldonado,
16:30 – 17:00
es el Coordinador del Programa de Remesas dentro
de la asociación de bancos centrales latinoamericanos del CEMLA, organismo con
sede en México que da capacitación y asesoramiento a los Bancos Centrales de
Latinoamérica y el Caribe. En el CEMLA, René se concentra en el análisis y difusión
de metodologías de compilación y medición de flujos de remesas, estabilidad
financiera y microfinanzas. Anteriormente René trabajó en el Banco Central, el Banco
Solidario y la Sup. de Bancos y Entidades Financieras de Bolivia, donde desarrolló
actividades relacionadas con la regulación del sistema financiero y de pagos.
Marketing & Remittances
Should we target Senders? Receivers? Agents?
Hugo Cuevas-Mohr
17:00 - 17:30
is President and CEO of Mohr World Consulting, a
consultancy based in Miami, Florida. Hugo has a M.S. from Auburn University and the
Université Catholique de Louvain (Belgium). Hugo has worked since 1987 in the Latin
American remittance market and has been a consultant since 2001 for a number of
companies and financial institutions. Since 2009, The NMTA and his firm, MWC,
became partners in the develpoment of IMTC, to develop money transfer
conferences in North, Central, South America and the Caribbean.
Remittances & Natural Disasters
The experiences of Money Transfer Services in Haiti during the earthquakes
Do you have a Contingency Plan in place?
17:30 – 18:30
Kavin Hewitt is an Electronic Payment Systems Consultant living in Jamaica.
He was Reg. Dir. of the Beon Group, Mobile Com. Dir. of the N. Caribbean for Digicel
where he also was involved in Mobile Banking and Remittances. Previously, Kavin was
Business Dev. Mgr for Advanced Integrated Systems, a Computer Software firm and
with National Com. Bank as a Business Analyst and Product Mgr. He holds a BA in
Marketing and Finance from the U. of Technology in Kingston, where he received
Lloyd Edward Award for Marketing Research.
Come to our Networking Event aboard
the Venetian Lady, a brand new 130-ft yacht with luxurious 8-foot ceilings, three
decks: two floors and a beautiful upper
deck, signature hors d’oeuvres, two cash
bars and a DJ entertaining the IMTC Group.
19:00 – 21:00
We will all meet at the Lobby of the Hotel at 6:00 pm and head to Bayside’s Hard
Rock Café, a short walking distance from
the Intercontinental Hotel. If you are local, you can park in Bayside’s Parking Lot
and walk towards the Hard Rock Cafe. You
will see the yacht with our banner on it.
We will sail at 7:00 pm and we will cruise for
two hours in Miami’s Biscayne Bay towards
the island of Key Biscayne. Come and enjoy
the breathtaking views of the Miami Skyline.
13
IMTC MIAMI 2010
VERSAILLES
THEATER
Concurrent Session: Compliance Topics
Sunday
Legislative and Regulatory Update
14:30 – 15:10
David Landsman,
Executive Director of the NMTA since 2004, has worked in
different capacities in the money transfer business since 1977, specializing in federal
the money transfer industry, promoting the image of licensed money transmitters,
and defending the industry’s right to maintain bank accounts.
Building Internal Controls to Support KYC vs. SAR
15:10 – 15:45
Mark McFarlin is a former Financial Examiner for the Texas Dept of Banking where he specia-
lized in BSA compliance examinations of MSBs. For the past seven years, Mark has worked as a BSA/AML
consultant in the financial services industry. He has been the Chief Compliance Office for Secure Cash Network, a Special Agent for the U.S. Treasury Dept, an Internal Revenue Agent, and an information services
consultant in the area of intelligence analysis software development for the U.S. Department of Defense.
15:45 - 16:05
Donald Sutton
16:05 – 16:30
1050 – National Check & Currency
NCC
currently provides service to
more than one hundred MSBs operating over
3000 locations, both domestic and international. We are re-inventing the Money Service
Business by providing clients and partner institutions new payment mechanisms for more
expedient, compliant, and efficient transactions, allowing greater control and increased
profitably. NCC facilitates banking needs for a
wide array of MSBs, including Check Cashers,
Payday Lenders, Money Transmitters, Pawn
Brokers and Forex Businesses. Call us today
at (877) 327-4249 and revolutionize your
Money Service Business!
is an Int’l
Financial Specialist, has 25 years
experience in Corporate, Consumer and Government Fiscal Management and Consulting. A former
Commissioner of Deeds for the
State of Florida, Donald has procured and
implemented relationships with other Forex
companies in Argentina, Bolivia, Chile, Paraguay, Uruguay, Mexico, Portugal, UK and
USA. An early leader in the industry, he implemented the first computerized (DOS) Forex
System, incorporated. Donald is fluent in four
languages, and as such has been employed to
write speeches for Government Agencies. He
is the former President for the Brazilian Assoc.of Central Florida and elected Treasurer
for the Brazilian American C. of Commerce.
AML/BSA Compliance Training Program for Agents
• Anti-Money Laundering Strategies and Vulnerabilities
• Understanding Anti-Money Laundering Laws
• Identifying Money Laundering Activity
• Terrorist Financing – How does it differ from ML?
• Politically Exposed Person Risk (PEP Risk)
• Suspicious Activity Reports (SARs)
• Dealing with your Licensed Provider – Know your
Compliance Officer
• Know your Local Police
16:30 – 18:30
19:00 – 21:00
David Landsman
is the
Executive Director of the NMTA since
2004, has worked in different capacities
in the money transfer business since
1977, specializing in federal BSA/AML
and state money transmitter compliance. He has made strides in organizing
the money transfer industry, promoting
the image of licensed money transmitters, and defending
the industry’s right to maintain bank accounts. David is
constantly in touch with the different branches of the US
Government in MT Regulatory issues as well as giving conferences around the world on US MT Regulation.
•Dealing with the Authorities (FINCEN, IRS, Banking
Department, Police, Task Forces, INS)
• Designing Your Risk Analysis
• Developing a Compliance Culture (Training Employees)
• Becoming Aware of a Sting Operation (against you or your
MT Licensed Provider)
• Recent Money Laundering Cases involving Agents
• Do you need your own Compliance Manual?
• Integrating Compliance into Your Business Operation
Manuel Perez
is a Certified Anti-Money Laundering Specialist, and currently offers training to
members of the NMTA and other
MSBs. Having a M.A. in Public Admin.
he worked for PDVSA (1977-99),
specializing in stakeholder relations,
(and presided the “Oil Advisory
Group, 1988-99). In 1999 he returned to the USA, and
got involved in education, communications, and government activities in NYC before returning to his business
roots and the money transmitting field.
Miami at Night Networking Event (see previous page for detailed information)
15
Monday
IMTC MIAMI 2010
VERSAILLES
Morning Coffee
08:00 – 09:00
Monday
M O N D AY M O R N I N G
Bringing New Technologies Under Federal Regulation and Other Emerging Issues
Thomas D. Fleming is the Assistant Director for the Office of Compliance at the Financial Cri09:00 – 09:30
mes Enforcement Network (FinCEN). The Office works to better ensure industry compliance with
the Bank Secrecy Act through supporting, overseeing, and working in partnership with the agencies
and organizations that examine for Bank Secrecy Act compliance. The Office also tracks the performance of financial institutions experiencing significant Bank Secrecy Act compliance deficiencies.
New Technologies & Alternative Money Transfer Channels, Part 1: Mobile Money Transfer Solutions
Nabil Kabbani
has an economics
degree from St. Joseph Univ. with a MA in
Bking and Finance from the American U. Iin
Beirut. He helped start one of the first credit card operations in Lebanon before joining
Western Union. In WU he held several highranking positions such as VP, Int’l Business
Dev. where he expanded WU agent network
tremendously aS Reg. VP-Gral Mgr. He later joined Omnex
Group, owner of UNO, Giromex, BHD and Le’s, as its President and CEO. After the sale of the company he joined again
the Western Union Group as the General Manager of Vigo and
Orlandi Valuta.
Pankaj Gulati
Michael A. Liberty has been a
Bill Barhydt
Tom Meredith started his compu-
Brian J. DuCharme
ter career with Digital Eqpt Corp, followed
by Franklin Computers - the first Apple clone manufacturer - and later with Lisp Machine, a leading artificial intelligence company.
He was founder of VoxLink, the leading innovator of voice mail and e-mail integration.
He founded Internet Gaming, one of the first
game companies on the Internet processing a large volume
of credit cards internationally on the Internet, becoming a
consultant to the financial services industry in credit/debit card
processing, Tom is a graduate from Harvard and Stanford and
is the Chairman and CEO of P2P Cash.
is VP, MoneySend P2P & Remittances, Emerg Payments at MasterCard
Worldwide where he is focused on
commercialization of MoneySend in
the Americas. Brian joined MasterCard in 2007 after 18 years in the
Telecom and Mkting Compliance Industries, focused on new payment tech. and contact
governance solutions for clients like GM, Met Life,
AT&T and others. He is an inventor of a payment
gateway tech with patents pending. He attended the
American Int’l Coll. where he studied Political Science.
Rebecca Loevenguth
Serge Elkiner
successful business executive for more than
30 years. In 1985, he was nominated as one
of the Outstanding Young Men of America.
In the early ‘90’s, Michael co-founded Cambridge Assoc. Holdings and as the CEO he led
numerous mgmt/leveraged buyouts in several
industries. A pioneer in the mobile industry
since 1997, he became an angel investor in Intelligent Information, prior to going public. In 2007 Mozido’s platform became
commercially operational and launched globally and it has become a leader in mobile payment processing. Michael is the
founder and Chairman of Global Strategic Initiatives.
is the CEO
and Ch. of MoreMagic Solutions. Prior
to that, Pankaj was VP of Operations
where he was responsible for Product
Mgmt, Pre-sales, Customer Sup., and
Contracts. Previously, he was the Dir.
of Wireless Intelligent Network App. at
Lucent, where he deployed Network
& Customer Care solutions for Sprint PCS, AT&T, Alltel and others. Pankaj holds a M.S. in Comp. Science
from the U. of Missouri and has completed the Exec.
Mgmt Prgm at the Harvard Bus. School.
has been a pioneer in Internet and Mobile Technologies for 20+ years. In 2000 the World
Economic Forum recognized Bill as
one of the original group of 30 technology pioneers for his work in Internet
technologies at WebSentric. Bill worked on some of the earliest Internet/
Web payment services projects as Tech. Dir. for Netscape and was part of Goldman Sachs’ Fixed Income
Grp. He holds a BS from the Stevens Inst. of Tech. in NJ.
As the CEO m-Via, Bill and his team are creating a new
category of mobile payments in the Americas
09:30 – 10:30
In her
role as Director of Mobile Alliances for Western Union, Rebecca Loevenguth is responsible for onboarding mobile phone operators
in Western Union’s mobile money transfer
service, which will enable consumers in select countries to send and receive money
transfers with a cell phone. Loevenguth also
manages the Western Union Mobile Vendor Program, which
allows selected mobile wallet providers to become certified
on Western Union’s mobile portfolio of transactions. She is
based in Englewood, Colo., at Western Union’s global headquarters.
is the President & Founder of Yellow Pepper,
the LatAm mobile financial services
leader. Prior, he was VP of Bus. Dev.
for HelloTech, an Israeli firm providing remote monitoring and mobile payment solutions for vending
machines worldwide. In 2004, Serge acquired ownership of the original YellowPepper
brand developing YellowPepper Mobile Solutions and
engineering partnerships with the top financial institutions in LatAm. Born and raised in Brussels, he earned
his B.S. in Accounting from Boston U. and resides in
Miami.
17
Monday
IMTC MIAMI 2010
M O N D AY M O R N I N G
VERSAILLES
Coffee Break - Sponsor The Spark Group
Monday
10:30 – 10:50
10:50 – 11:45
1050 – The Spark Group – Eric Eddings
In an ever-evolving, technological
landscape, relationships matter. It is
essential to make sure that the lines
of communication are accessible
and free-flowing. People want meaningful relationships with the
businesses they care about. The Spark Group is a social media consultancy
committed to the development and maintenance of online relationships.
Through our creation and management of your online personality, we
strive to bring you closer to your community by embracing the
technologies that have redefined the way that the world communicates.
1115 – White Wings - Ayyaz Khan
White Wings is a USA based company
with Head Office located in New York &
Offshore offices located in South Asia with
250 plus employees , we have been
providing Businesses IT solutions for more than 15 years. WW’s clients
includes companies that are Enterprise-level, Medium Size and small
businesses. WW is an authorized partner with Microsoft, Cisco, Dell, HP
& IBM, White Wings can provide Businesses solutions for almost all
system types. WWs’ engineers are highly qualified with minimum 5 years
of working experience. WW’s customers are located World Wide in
North, Central & South America, Europe, Asia, and Africa.
Eric Eddings
is the co-owner and
strategic planner of The Spark Group, a social
media consultancy based in New York. He has a
background in business, advertising, photography,
and film. Originally from Memphis, Tennessee,
Eric’s love of advertising led him to Howard U. in
DC. After graduating, Eric worked for clients such
as the EPA, Universal, The Moroccan Tourist Off. and numerous
advertising agencies. His passion for technology and social media
led him to create The Spark Group, with partners Daniela Cuevas
and Lauren Manning.
Ayyaz Khan
Dir. of Information
Technology of White Wings, has an extensive
knowledge of the computer industry. Since1988,
he has designed infrastructures of many financial,
law firms as well as other businesses. His specialty
is to analyze a business current networking
environment, its requirements and based on this
analysis and careful study of each client’s vision,
propose cost effective solutions. Under his leadership, WW
has had a steady growth year after year. Ayyaz has participated
in many seminars as well as live TV shows. He holds degree in
Computer Sciences.
New Technologies & Alternative Money Transfer Channels - Part 2: Alternative Money Transfer Channels:
Prepaid, Internet, Kiosks - Moderetor: Nabil Kabbani
Juan Carlos Lebrija
David Alvarez
Eugenio Nigro has worked in the remittan-
Danny Shader is the founder and
has been instrumental, as an integral part of InComm’s Int’l Team, in the
company’s expansion into LatAm. InComm is the industry leading marketer, distributor and tech innovator of
stored-value gift and prepaid products. Before, Juan was
Dir. of Money Remittance and still assists the InC’s Fin
Serv team. Previously he served as VP and CFO of Eastern Exch. where he worked with Giromex. Juan Carlos
has remained close to the money transfer industry and active at the NMTA.
11:45 – 13:00
ces industry for 10 years with Western Union, Vigo, Sigue,
and Xoom Corp. in the areas of Bus. Dev., Mkting, Operations and Strategic Planning. He is the VP for Int’l Bus.
Dev. for Xoom, where he is responsible for the LatAm and
Caribbean regions. Previously he worked at the US. State
Dept , Walt Disney and McCormick. Gene was born in
New York City and grew up in Nicaragua. He holds a BA
and MA in Int’l Relations, and an MBA in Int’l Business.
David Shackleton is COO of ezetop Ltd.
and has been with ezetop since its formation. David oversees mobile operator relationships, online & retail sales
channels and bus. dev. Prior to ezetop, he worked with
the Monitor Group (Boston) and Prospectus Strategic
Consult (Dublin), advising Fortune 500 companies on new
market entry, competitor acquisition and organization restructuring. David holds a BS in Engineering and another in
Engineering Science from Trinity College Dublin, Ireland.
is the CEO and
founder of Nexxo Financial – the leader in selfserve remittance now with over 500 self-serve
locations and over $300MM in self-serve money
transfers processed. Previously David rose to
Presid. and V-Chair at Providian Fin. which he
helped grow to one of the largest credit card
issuers worldwide. David holds both BA and MA
degrees from Stanford University.
CEO of PayNearMe, an innovative payment
network and technology platform that enables
consumers who do not have a credit or debit
card or who prefer to pay with cash to safely
and easily conduct remote business transactions. Prior to PayNearMe, Danny served as
CEO of Jasper Wireless, Inc and President and
CEO of Good Technology, Inc. – acquired by Motorola in 2007.
Miguel Cintron is VP and Head of
Prepaid Prod. Mgmt for the LatAm and Carib.
Reg. in MasterCard Worldwide since 2006. He
supports the introduction of new Prepaid Programs, working with issuers & processors. Previously he worked at B. of America in the Debit
and Prepaid Div, where he developed and launched a pat-pending Int’l Remittance Product. He
has a B.S. in Economics and an MBA in Finance from UMass.
Bhairav Trivedi is the former Managing Dir, Global Head of Remittance Services at Citi’s Global Transaction Services. Bhairav joined Citi as part of its acquisition of PayQuik, Inc., an infrastructure and service provider to banks in the int’l money
transfer space, which he founded in 2002. Bhairav has over 20 yrs of experience working with financial institutions. Previously
he worked at McKinsey, Fair Isaac and Providian Bancorp, Bhairav has an MBA from the Wharton School at U Penn, a MA in
Engineering Economic Systems from Stanford and a BS in engineering from India. He is currently on sabbatical from Citigroup.
19
IMTC MIAMI 2010
Insurance,Beneﬁts, Risk Management, Bonds and Financial Management
Surety License Bonds
Since 2000, Scott Bond Services has worked with numerous
money transmitters, check sellers, stored value card
issuers, and currency exchanges to satisfy their surety license
bond needs. We utilize sureties rated A or better to write
these bonds in all states that require them.
Our outstanding service and attractive pricing have
made us an industry leader in this ﬁeld.
VERSAILLES
THEATER
VERSAILLES
S UON
M
NDDAAYY AAFFTTEERRN
NOOOON
N
Monday
Lunch - Sponsor Netspend
NetSpend Corporation is a leading provider of reloadable prepaid debit cards and other alternative
13:00 - 14:30
financial services to underbanked consumers in the US. In fact, we’re one of the only companies with a stated
mission to develop products and services that help unbanked consumers take the first steps toward a smarter way
to spend, save and manage their money. Since 1999, our products have enabled more than 7 million consumers
to make purchases, pay bills, and shop online without the need for a bank account or credit history. NetSpend
has a history of industry “firsts”: the first savings account tied to a prepaid debit card; free direct deposit service;
card-to-card transfers through SMS messaging; free balance and transaction alerts via mobile device, etc.
Remittances & Retail
Mike Zeher joined Walmart in 2007 and is responsible for all aspects of money transfer services. His
14:30 – 15:45
duties include developing, leading and implementing strategies for sustainable growth by applying Walmart
principals of EDLP and price leadership to MT services that add value for the Walmart customer, as well as
ensuring excellence in operations and execution of MT services at 3,800 stores including 1,100 MoneyCenters.
Mike has 20 years of experience in retail, consumer packaged goods and Fin. Serv. Industries in companies such
as Kmart, Hills Dept Stores, EVM Brands, ING and Morgan Stanley. Mike is an Econ. from Old Dominion U.
Gabriel Trelles
Coffe Break - Sponsor Caribe Express
15:45 – 16:30
es Economista de la U. de Lima en Perú (1998). Fue Gte de Fin. y Operaciones
en Avalcard Perú y de allí entró a la industria como Gte Gral de Aval Envíos, empresa de envíos de dinero
con Licencia en California (2003). Luego estuvo en Citigroup -Reciba Networks como Gte de Remesas
antes de pasar a su cargo actual como Dir. de Remesas del Grupo Monge, empresa líder de venta a retail de
Electrodomésticos al contado y crédito en centroamericana por intermedio de sus marcas Gallo mas Gallo,
Importadora Monge, El Verdugo y Muebles Prado.
Caribe Express es una empresa con
más de 25 años de experiencia en la entrega de
Remesas a Domicilio en República Dominicana.
Contamos con una red de 90 oficinas localizadas
en todo el territorio nacional, con una rápida
y efectiva entrega puerta a puerta los 365
días del año. Para conveniencia de nuestros
clientesbrindamos servicios de Captación de
Remesas Nacionales e Internacionales así como
Cambio de Divisas en todas nuestras sucursales.
Raquel
Olivo
Licenciada en
Administración de Empresas y Negocios
Internacionales por la Universidad de la
Florida, Raquel nació en República Dominicana
pero ha vivido tanto en la isla como en el
Sur de la Florida. En la industria desde 1998
cuando trabajó en Cima Express y luego en Remesas
América Oriental, Raquel fue la Gerente Regional de
Envíos La Nacional en Miami antes de pasar a su trabajo
actual como Oficial de Cumplimiento de Caribe Express.
Caribbean Remittances
16:30 - 17:00
Kavin Hewitt
is an Electronic Payment Systems Consultant living in Jamaica. He was Reg. Dir. of the
Beon Group, Mobile Com. Dir. of the N. Caribbean for Digicel where he also was involved in Mobile Banking and
Remittances. Previously, Kavin was Business Dev. Mgr for Advanced Integrated Systems, a Computer Software firm
and with National Com. Bank as a Business Analyst and Product Mgr. He holds a BA in Marketing and Finance from
the U. of Technology in Kingston, where he received Lloyd Edward Award for Marketing Research.
Remittances to Africa
17:00 - 17:35
John Kagochi
earned a PhD in Applied Economics from Auburn University, Alabama. His primary
teaching interests are economic development and business statistics. His research interests are diverse and include
international trade and competitiveness, regional economic development, and the role domestic institutions on
economic Growth. His past experience includes working as an economic development specialist in Africa.
US to Asia Corridors:
Amar Das
17:35 - 18:00
a veteran of over 15 years in the South Asian money transfer industry, Amar has the unique
achievement of laying the foundation of the industry in South Asia, Middle East and India as the first Regional
Director of Western Union for the region during mid nineties. Under his initiative, 17 countries of the region allowed
the agent based ‘instant cash transfer’ service to be introduced in the region. Since then, Amar has successfully
contributed to the South Asian money transfer service in terms of strategy, direction and revenue generation.
Calle Ocho Social Event Come to a fun evening event on CUBAOCHO an art gallery- bar - music
19:00 - 21:00
center - restaurant where we will sample cuban food, listen to the cuban traditional “son”, drink some mojitos
(dancing anyone?) and just relax and have fun with friends and colleagues. Buses will leave the Intercontinental
Hotel at 7:00 pm heading to nearby “Little Havana”. We will gather at CUBAOCHO, a well know landmark
located at 1465 SW 8th Street Ph: 305-285-5880, where we will be greated by its owner, Señor Roberto Ramos.
21
IMTC MIAMI 2010
FIND THE RIGHT SERVICES
FOR YOU BUSINESS
Check Cashers, Money Transmitters, Payday Lenders
and Foreign Currency Exchange Companies Welcome!
Now servicing New York State Check Cashers, and
Money Transmitters
Nine Different MSB Friendly Partner Institutions
International Corporate Accounts Welcome
International and Domestic Wire Transfers
MSB Credit Facilities Available
No Limits on Check Types And/Or Amounts
Call us today at (877) 327-4249 and revolutionize your
Money Service Business!
VERSAILLES
THEATER
THEATER
S UON
M
NDDAAYY AAFFTTEERRN
NOOOON
N
Concurrent Session: Compliance Topics
Monday
Lunch
NetSpend Corporation is a leading provider of reloadable prepaid debit cards and other alternative
13:00 - 14:30
financial services to underbanked consumers in the US. In fact, we’re one of the only companies with a stated
mission to develop products and services that help unbanked consumers take the first steps toward a smarter way
to spend, save and manage their money. Since 1999, our products have enabled more than 7 million consumers
to make purchases, pay bills, and shop online without the need for a bank account or credit history. NetSpend
has a history of industry “firsts”: the first savings account tied to a prepaid debit card; free direct deposit service;
card-to-card transfers through SMS messaging; free balance and transaction alerts via mobile device, etc.
Canadian Regulatory Compliance for MSBs
Jacqueline G. Shinfield is a Partner in the Financial Services Group of the Canadian law firm, at
14:30 - 15:55
Blake, Cassel and Graydon LLP. Jackie’s practice focuses on all aspects of regulatory compliance in the retail financial
services industry at both the federal and provincial level with a special emphasis on payment card compliance
and anti-money laundering legislation. She provides advice to Canadian and foreign providers of financial services
including banks, trust companies, loan, insurance, financing and payday loan companies, MSBs, mortgage brokers,
forex dealers, and gift and payment card networks, issuers, processors and retailers. She also assists MSBs in their
registration process with FinTrac.
A Structured Approach to the BSA Exam and Banking MSBs
Jay Postma is President of MSB Compliance Inc. which provides BSA/AML compliance consulting to MSBs
and other financial institutions. With over 25 years experience in the banking, financial services and software dev.
industries, Jay has worked as an entrepreneur within the Fed. Reserve of Atlanta, at Towne Services and at El Banco
de Nuestra Comunidad to create value while ensuring effective risk mitigation. He consults with non-bank and banks
on BSA/AML compliance issues, conducts independent reviews, and works with a variety of businesses to ensure
effective risk mitigation. He works closely with the NMTA.
14:30 – 15:45
15:45 – 16:30
14:55 – 15:45
Coffee Break - Sponsor Caribe Express
Caribe Express es una empresa con más
de 25 años de experiencia en la entrega de Remesas
a Domicilio en República Dominicana. Contamos con
una red de 90 oficinas localizadas en todo el territorio
nacional, con una rápida y efectiva entrega puerta a
puerta los 365 días del año. Para conveniencia de
nuestros clientesbrindamos servicios de Captación
de Remesas Nacionales e Internacionales así como
Cambio de Divisas en todas nuestras sucursales
Raquel
Olivo
Licenciada en
Administración de Empresas y Negocios
Internacionales por la Universidad de la
Florida, Raquel nació en República Dominicana
pero ha vivido tanto en la isla como en el
Sur de la Florida. En la industria desde 1998
cuando trabajó en Cima Express y luego en Remesas
América Oriental, Raquel fue la Gerente Regional de
Envíos La Nacional en Miami antes de pasar a su trabajo
actual como Oficial de Cumplimiento de Caribe Express.
Criminal Use of MSBs and Implications for the Industry
16:30 – 17:15
Andrew Lewis has worked in the defense and intelligence fields for the last 15 years, serving on the staff
of the Senate Foreign Rel. Com. and the Sec. of Defense. He has served in the U.S. Marine Corps, the Army and the
Asymmetric Warfare Gr, as well as other assignments in the inteligence community. Andrew is currently serving as the
Deputy Dir. for the Counter Narco-Terrorism Task Force (CNTTF), set up to target illicit finances. He founded the
Ulysses Gr. which provides Law Enf. and Homeland Sec. Ags. with adv. intelligence solutions for tracking and targeting
illicit finance. He has an MA from Georgetown and got his JD at George Washington Univ.
Money Transmission and Maintaining Good Compliance in the New Technologies
17:15 - 18:00
Ralph M. Fatigate is a Managing Dir. in BDO Consulting leading the firm’s AML practice. Prior to BDO, he
was a Partner at a compliance consulting firm, Assoc. Director at an Int’l Consulting firm and the former Co-Director
of Frauds at the NY State Ins Dept. As the former Dir.of Criminal Inv at the NY St. Bking Dept, Ralph supervised ML
and Fin. Fraud Inv., oversaw Credit Unions and helped develop a data mining system. He also trained foreign banks and
regulators in AML. He studied at Fordham U. Law School and the St. U. of NY, Empire State College.
Calle Ocho Social Event Come to a fun evening event on CUBAOCHO an art gallery- bar - music
19:00 - 21:00
center - restaurant where we will sample cuban food, listen to the cuban traditional “son”, drink some mojitos
(dancing anyone?) and just relax and have fun with friends and colleagues. Buses will leave the Intercontinental
Hotel at 7:00 pm heading to nearby “Little Havana”. We will gather at CUBAOCHO, a well know landmark
located at 1465 SW 8th Street Ph: 305-285-5880, where we will be greated by its owner, Señor Roberto Ramos.
23
IMTC MIAMI 2010
T U E S D AY M O R N I N G
VERSAILLES
Morning Coffee
Tuesday
08:00 – 09:00
Financial Inclusion, Remittances, and AML/CFT Compliance
Scott Rembrandt, Policy Advisor, US Department of Treasury
Scott Rembrandt,
09:00 – 09:30
is a Policy Advisor in the Office of Terrorist
Financing and Financial Crimes at the Department of the Treasury, where
his portfolio includes financial inclusion issues and MSBs. He previously
served as a corporate lawyer in New York and before that was the Director
of Research at a Washington-based think tank focused on East Asia. Prior
to returning to the United States, Scott was a consultant in China and the
Business Manager, Chief Country Officer Group - Asia for Deutsche Bank.
What’s New in State Regulation of the Money Transfer Business
Stephanie Newberg
Day Three / Oct 19th
has been the Deputy Commissioner of the
Texas Dept. of Banking since 1999. Previously, Stephanie served seven years as
Director of Special Audits and Accounting for the Dept. and was responsible
for the non-bank supervision programs which include the licensing, regulation
and supervision of MSBs. She is a CPA with 28 years of experience in the
accounting and audit fields. Stephanie received a Bachelor of Business
Administration in Accounting from Texas A&M.
Alex Ketter
09:30 – 10:45
is the Financial Examiner Supervisor for the MSB
Examinations Team at the Washington State Department of Financial
Institutions, where he oversees the current regulatory regime for MSBs in
Washington State. After several years in community banking, Alex joined
DFI in 2005, he has contributed to the development of FinCEN’s Money
Services Business examination manual and the Money Transmitter Regulator’s
Association (MTRA) examination manual and work program. Alex received
the designation as a Certified Anti-Money Laundering Specialist (CAMS) in
2007.
Gregg Riley Morton is the Chief Counsel for the Div. of Finance at the
Florida Office of Financial Regulation. Previously, he was a Sr. Staff Attorney at
the Fla Sup. Ct. where he clerked for Justice Harry Lee Anstead. He received
his Juris Doct. with honors from the U. of Fla, Levin College of Law. He also
has a MA in Political Science and a BA in Int’l Studies, both from Ohio U. He is
licensed to practice law in Fla & D.C., and is on the roll of solicitors for England
and Wales (non-practicing).
Coffee Break – Trade Fair Networking
10:45 – 11:30
Many Happy Returns: Remittances and their impact
Do remittances help or hurt the American economy ( or any sending country)
Kristin Johnson
11:30 – 11:50
joined the Political Science Department of the U. of
Rhode Island, as an Assistant Professor in 2007. Her current research interests
include the relationship between state capabilities and internal conflict, and
resource distribution and development. She is the Co-Editor of International
Interactions and a member of the TransPacific Consortium. At URI, Kristin
teaches courses in International Political Economy, Comparative Politics, and
Civil Conflict.
25
SPONSORS
Trusted by more than 4,500
institutions in over 160
countries, including 49 of
the world’s top 50 banks,
World-Check offers an
end-to-end solution for assessing, managing and remediating financial, regulatory and reputational risks. World-Check’s global
database of heightened risk individuals and entities, Enhanced Due
Diligence (EDD) reports, passport verification and country risk assessment tools provide the means to address the full spectrum of
risk across all markets and industries.
Is the most advanced software for money transfer. We
stand by the spirit of “simplicity” meaning all of our applications must be easy to use without losing powerful features and
security. One of our most widely known solutions, ControlBox, is
used worldwide in more than 30 countries, and thanks to our customers and their branches, our servers are accessed daily by more
than 20,000 locations.
Es una organización la cual se enfoca en
proveer un acceso a servicios de pago de
remesas para las familias marginadas en
áreas rurales. Su misión es Brindar servicios de transferencias y pagos, ampliando
el alcance de servicios financieros a zonas
rurales marginadas y promoviendo la educación financiera en comunidades transnacionales para aumentar el impacto de las remesas en el desarrollo
local mediante su bancarización en intermediarios financieros de
proximidad, generando dinámicas económicas que permitan desincentivar la migración.
Since 2000, Scott Bond Services has worked
with numerous money transmitters, check sellers, stored value card issuers, and currency
exchanges to satisfy their surety license bond
needs. We utilize sureties rated A or better
to write these bonds in all states that require
them. Our outstanding service and attractive pricing have made us
an industry leader in this field.
Somos Brokers Corresponsales Mayoristas, conformando una Amplia Red de Pagos
en América Latina y el Caribe, con expansión hacia Europa del Este y África. Conocemos
a Nuestros Clientes. Nuestra política de Dedicación Exclusiva al
Negocio, conjuntamente con nuestro Departamento de I+D+i,
nos ubica en una posición privilegiada de conocimiento de las principales variables que definen el comportamiento y tendencias del
colectivo migrante mundial.
26
IMTC MIAMI 2010
Founded in 1996 by Guillermo de la
Viña and headquartered in Sylmar,
California, Sigue is a global leading financial services company providing international electronic money transfer
services to Mexico, Central America,
S. America, the Caribbean and the
Philippines. The company is privately held and operates through
a network of agents in 50 jurisdictions in the US through different
models to best serve its customers, with additional valued services.
ezetop enables people living or working abroad to instantly top up mobile
phones of friends and family back home.
Services are available from more than
220,000 retail stores and mobile operators across North America, Europe, the Middle East and Australia/
NZ, as well as from a dedicated international online top up website,
www.ezetop.com.
Founded in 2001, MoreMagic Solutions,
Inc, is a leading provider of mobile commerce and banking solutions to mobile operators and distribution partners
worldwide. MoreMagic’s International
TopUp service presents a new source of revenue for money transmitters. Over 110 mobile operators across more than 60 countries
are members of MoreMagic’s International TopUp network.
Teledolar S.A. (Teledolar) provides a payments
gateway- to Costa Rica- for money transfers
and bill processors, electronic service providers, distributors and retail store networks.
Teledolar’s proprietary electronic Point-ofSale (ePOS) solution delivers secure and efficient MTs, bill payment
and TopUps that drive profitability to a company’s bottomline.
Es un Grupo Financiero Mexicano que
ofrece productos y servicios financieros
universales de banca, casa de bolsa, pensiones, seguros, Afore, fondos de inversión, arrendamiento, factoraje, almacenamiento, y envíos de dinero- atendiendo a más de 13 millones de
clientes.
On 2006 New York Citybased Bethex Federal Credit Union got permission to
amend its field of membership to include Members of the NMTA who are located in New
York, New Jersey, or Connecticut. For over 4 years, Bethex (www.
bethexfcu.org ), a full-service, cooperative financial institution, has
specialized in serving the members of the Association who provide services to the migrant communities of the Tri-State area. This
partnership has been very successful and now is serving more than
30 small-to-medium sized MTOs, that would have probably close
incapable of getting bank accounts with commercial banks
T U E S D AY M O R N I N G
VERSAILLES
Tuesday
Remittances & Immigration Reform
Is remittances part of the Immigration Debate? What kind of Immigration Reform is the US heading
to? Will this impact remittances & the Money Transfer Industry?
Angela Maria Kelly
Has been Vice President for Immigration Policy and
Advocacy at the Center for American Progress since 2009 and is a well-known authority
on the policy and the politics of immigration. As Vice President, Angela applies her 20
years of experience in the immigration field to the Center’s stepped-up immigration
initiative, overseeing and coordinating the Center’s work in this area. The daughter
of Bolivian and Colombian immigrant parents,Angela is the mother of two young girls.
Cheryl Little
11:50 – 12:30
has been a tireless advocate for immigrant rights and is a leading
expert in the immigration field. Cheryl’s extensive involvement in immigration dates
from 1985 when, upon her graduation from law school with honors, she began working
at the Haitian Refugee Ctr. Since 1996, she has served as the Ex. Dir. of Fla Immigrant
Advocacy Ctr. (FIAC), an agency she co-founded. Cheryl is the recipient of numerous
awards including the 2004 Nelson Poynter Civil Liberties Award, the Fla Bar Young
Lawyers Div. Public Service Award, the American Red Cross 2000 Spectrum Award,
etc. She has appeared on numerous television shows including 60 Min, Nightline, PBS’s
News Hour, Frontline, The Today Show, The Oprah Winfrey Show and CNN.
Day Three / Oct 19th
Kristin Johnson
joined the Political Science Department of the U. of Rhode
Island, as an Assistant Professor in 2007. Her current research interests include the
relationship between state capabilities and internal conflict, and resource distribution
and development. She is the Co-Editor of International Interactions and a member of
the TransPacific Consortium. At URI, Kristin teaches courses in International Political
Economy, Comparative Politics, and Civil Conflict.
Remittances: What’s next? Conclusions & Suggestions
David Landsman Executive Director of the NMTA since 2004, has worked
in different capacities in the money transfer business since 1977, specializing in federal
the money transfer industry, promoting the image of licensed money transmitters, and
defending the industry’s right to maintain bank accounts.
12:30 – 13:00
13:00
Hugo Cuevas-Mohr
is President and CEO of Mohr World Consulting,
a consultancy based in Miami, Florida. Hugo has a M.S. from Auburn University and
the Université Catholique de Louvain (Belgium). Hugo has worked since 1987 in the
Latin American remittance market and has been a consultant since 2001 for a number
of companies and financial institutions. Since 2009, The NMTA and his firm, MWC,
became partners in the develpoment of IMTC, to develop money transfer conferences
in North, Central, South America and the Caribbean.
Conference Adjourned
See you in Los Angeles!
27
IMTC MIAMI 2010
S TA F F
David
Landsman
Hugo is an administrator who
has worked his entire career in
the money transfer field, since
beginning as a teller at Citibank
in 1977. He specializes in BSAAML-Compliance/Regulation
but, in the course of his career,
has held positions in every area
of the money transfer business.
He is the Executive Director of
the NMTA since 2004.
Zory
Muñoz
A native of Colombia, has a
Law Degree from Univ. Libre
in Bogotá, where she also
majored in Political Sciences.
In the Money Transfer Industry
since 2003 when she began her
career as as International Rep.
and later on as Compliance
Manager.
Zory
is
our
Networking Specialist for IMTC
MIAMI and will be assisting the
team as she prepares to develop
our IMTC WEST Conference in
LA she resides.
Hugo
Cuevas-Mohr
Hugo is the Dir. of Mohr World
Consulting. After a B.S. and a
M.S. in the US and a diploma in
Development in Belgium, he
started in the money trasfer
business in 1987 in Colombia.
In the US since 1992, Hugo has
been a consultant for a number
of companies in the US, South
& Central America and Europe
since 2001 and gives conferences
on many money transfer topics in
english & spanish.
Manny
Perez
Manny is the Training Coord. of
the NMTA. In his new position,
Many is heading NMTA’s
Compliance Training for MTOs
and all MSBs with Consulting,
Webinars, E-mail support,
Newsletters, Hands-On Workshops, etc. Besides, the NMTA
Council on Standards and
Practices is been put in motion
combining the expertise of its
members with its network of
experienced and qualified MSB/
AML auditors.
Cuca Pacheco
Odilia
Perez
A native of Venezuela, Odila
worked in Vigo Remittance
as the Executive Secretary
of Mr. Helio Gusmao, its
founder, where she met David
Landsman. Odila has been
David’s right hand in the NMTA
and she has been present in
every Conference since the 1st
one in 2006. She will be doing
again in IMTC MIAMI what she
knows best: help people meet!
Angie
Vargas
Angie es Lic. en Derecho
de la U. de Jaén en España,
con una especialidad en
Derecho de Empresas. Vive en
España desde hace 4 años y
actualmente trabaja en Málaga
en Telegiros Money Transfer.
Con anterioridad trabajó en la
Personería de Bogotá, Colombia
y participó en la organización de
varios seminarios de derecho
civil y penal dentro de la misma
institución. Angie es oriunda de
Bogotá. Colombia.
Martha
Dueñas
A native of Colombia, majored as
an Industrial and Organizational
Communicator from the U.
Javeriana. With more than 18
years of experience, Martha
began her career in the money
transfer industry in her country
before coming to the US where
she worked in Sales & Marketing
for an MTO. Martha is the Trade
Fair Coordinator and the head
of Concierge Services.
Nicole
Marimon
Graduated from New York
University with a Major in
Journalism this past May and
she is preparing her bar exams
to study law in the Big Apple.
A native of Miami from
Cuban
descent,
Nicole
will be Martha’s right hand
in managing registration,
coordinating Coffee Breaks,
Lunches, Cocktails and our
Special Events.
is an anthropologist by education who earlier in her
career worked in documentaries and soon developed a passion for photography and
video. Better know as Cuca Pacheco, Cuca will be managing our “Media Center”, a
place where we will be interviewing some of our prestigeous participants, speakers
and sponsors coming to IMTC MIAMI 2010.
28

sunday afternoon

Transcription

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