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 Towers Watson 2014
Multinational Pooling Matrix and Poolable Coverages A complete listing of the eight key multinational pooling networks and their affiliated insurers across over 185 countries
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
Albania
None
None
None
None
Sigal Uniqa (L,D)
None
None
None
Algeria
None
MacirVie (L,A,D,M)
None
None
None
None
None
Globus Network (L,A)
Angola
None
Global Alliance (L,A,D)
None
None
None
None
None
Globus Network
(L,A,D,M)
Anguilla
None
None
None
None
Sagicor Life
(L,A,D,M)
None
None
None
None
Pan-American Life
Insurance Group
(L,A,M)
Sagicor Life
(L,A,D,M)
Pan-American
Life Insurance
Group of the
Eastern Caribbean
(L,A,D,M,P)
None
Pan-American Life
Insurance Group
(L,A,D,M)
HSBC Seguros de
Vida Argentina
(L,A,D)
Metropolitan Life
Seguros de Vida SA
(L,A,D)
Galicia Vida
Compañía de
Seguros
(L,A,D,M)
Zurich Argentina Cia.
De Seguros (L,A,D)
None
None
None
None
Mapfre
Seguros
Panama
(L,A,D,M)
Pan-American Life
Insurance Group
(L,A,D,M)
Antigua
None
None
Argentina
Allianz Argentina
La Caja de Ahorro
y Seguro (L,A,D)/
Generali Argentina
Compañia de Seguros
SMG Life (L,A,D)
HSBC - New York
Life (L,A)
Armenia
None
Ingo Armenia
None
None
Aruba
None
None
None
Pan-American Life
Insurance Group
(L,A,M)
Sagicor Life
(L,A,D,M)
Pan-American Life
Insurance Group
of Aruba V.B.A.
(L,A,D,M,P)
Australia
Allianz Australia Ltd./
MLC (L,D)
CommInsure The
Colonial Mutual Life
Assurance Society
(L,D)
AMP Life Ltd.
(L,D)
One Path Ltd. (L,A)
AMP (L,D)
MetLife Insurance
Ltd. (L,D)
Hannover Life
(L,D)
AIA/TAL/Zurich Life
(L,A,D)
Austria
Allianz-Elementar
LebensversicherungsAG/Allianz Elementar
Versicherungs-AG
(L,A,D,P)
Generali Versicherung
AG (L,A,D,M)
ERGO
Versicherung AG
(L,D,P)
None
UNIQA (L,A,D,P)
UNIQA Österreich
Versicherungen AG
(L,A,D,M,P)
Wiener
Städtische/
Vienna
Insurance
Group
(L,A,D,M,P)
Zuerich VersicherungsAktiengesellschaft
(L,A,D)
Azerbaijan
Republic
None
Ateshgah (L,A,D,M)
None
None
None
None
None
None
Bahamas
None
Generali Worldwide
(L,A,D,M)
None
None
None
None
None
None
Bahrain
Allianz Takaful B.S.C.
(L,A,D,M)
Bahrain National Life
(L,A,D,M)
None
None
None
MetLife Alico
(L,A,D,M,P)/AXA Gulf
Bahrain (L,A,D,M)
None
Zurich (L,A,D)
D = Disability
M = Medical
Poolable Coverages:
L = Life
A = Accident
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 1
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
Bangladesh
None
None
None
None
None
MetLife Alico
(L,A,D,M)
None
None
Sagicor Life
(L,A,D,M)
Pan-American
International
Insurance
Corporation
(L,A,D,M,P)
None
Pan-American Life
Insurance Group
(L,A,D,M)
Barbados
None
None
None
Pan-American Life
Insurance Group
(L,A,M)
Belarus
None
Belingosstrakh
None
None
None
None
None
None
Belgium
Allianz Belgium s.a.
(L,A,D,P,M)
Generali Belgium
(L,A,D,M)
AG Insurance
(L,A,D,M,P)
Vivium (L,A,D,P)
AG Insurance
(L,D,M,P)
AXA Belgium
(L,A,D,M,P)
Delta Lloyd
(L,A,D,P)
Vivium Life (L,A,D)
None
Atlantic Insurance
Company (L,A,D,M)
None
Sagicor Life
(L,A,D,M)
None
Mapfre
Seguros
Panama
(L,A,D,M)
None
None
Globus Network
(L,A,M)
Belize
None
Benin
Allianz Benin
Assurances (A,M)
Colina Vie Bénin
None
NSIA (L,D,M)
None
AVIE & Union
Béninoise
d'Assurance Vie
(Groupe SUNU)
(L,A,D,P)
Bermuda
None
Argus (L,A,D,M)
None
None
None
None
None
None
Bolivia
None
None
None
None
None
None
None
Zurich Boliviana
(L,A,D)
None
Pan-American Life
Insurance Group
of Curacao and
St. Maarten, N.V.
(L,A,D,M,P)
None
Pan-American Life
Insurance Group
(L,A,D,M)
Bonaire
None
None
None
Pan-American Life
Insurance Group
(L,A,M)
Bosnia
None
None
None
Zavarovalnica
Triglav, d.d.
(L,A,D,M)
Uniqa Osiguranje
(L,A,D)
None
None
None
Botswana
Metropolitan
International
Hollard Life (L,A,D)
None
None
None
None
None
None
Brazil
Allianz Seguros S.A.
Allianz Saude S.A.
Generali Brasil
Seguros (L,A,D)
Mapfre Seguros
Brazil (L,A,D)
ING SulAmérica
(L,A,D)
ICATU Seguros
(L,A,D)
Metropolitan
Life Seguros e
Previdência Privada
S/A (L,A,D,P)
Icatu Seguros
(L,A,D)
Zurich Brazil Seguros
(L,A,D)
Poolable Coverages:
L = Life
A = Accident
D = Disability
M = Medical
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 2
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
Brunei
National Insurance
Company Berhad
None
None
None
None
None
None
AIA (L,A,D,M)
Bulgaria
Allianz Bulgaria Holding
Company Ltd. (L,A,D)
Generali Life
Insurance AD
(L,A,D,M)
None
ING Life Insurance
(L)
Uniqa Insurance
plc (L,A,D)
MetLife Bulgaria
(L,A,D,P)
None
Bulstrad Life Vienna
Insurance Group
(L,A,D,M)
Burkina Faso
Allianz Burkina
Assurances/Allianz
Burkina Assurances Vie
(L,A,D,M)
None
None
NSIA (L,D,M)
None
None
None
Globus Network
(L,A,M)
Burundi
None
None
None
None
None
None
None
Globus Network
(L,A,M)
None
Globus Network
(L,A,M)
Allianz Cameroun
Assurances, Allianz
Cameroun Assurances
Vie (L,A,D,M)
Colina All Life
Cameroon (L,A,D)
None
NSIA (L,D,M)
None
Union des
Assurances
du Cameroun
- Vie (Groupe
SUNU) (L,D,P)/
AXA Assurances
Cameroun (A,M)
None
Sun Life Financial
(L,A,D,M)
Manulife
Financial
(L,A,D,M)
Manulife Financial
(L,A,D,M)
Standard Life
(L,D)
Desjardins Financial
Security Life
Assurance Company
(L,A,D,M,P)
Great West
Life (L,D,M)
Industrial Alliance
Insurance & Financial
Services (L,A,D,M)
Cayman Islands
None
Generali Worldwide
(L,A,D,M)
None
Pan-American Life
Insurance Group
(L,A,M)
Sagicor Life
(L,A,D,M)
Pan-American
Life International
Insurance Company
(PAIIC) (L,A,D,M,P)
None
None
Central African
Rep.
Allianz Centrafique
Assurances, Allianz
Centrafique Assurances
Vie
(L,A,D)
None
None
NSIA (L,D,M)
None
None
None
None
Chad
None
None
None
NSIA (L,D,M)
None
None
None
Globus Network
(L,A,M)
Channel Islands
None
Generali Worldwide
(L,A,D,M)
AXA PPP (M)/
Canada Life (L)
Aviva (L,D)
Nordben (L,D)
None
None
None
None
Compañia de Seguros
de Vida SURA
(L,A,D,M)
Mapfre
Compañía de
Seguros de Vida
de Chile (L,D)
BICE Vida
(L,A,D,M)
MetLife Chile
Seguros de Vida S.A.
(L,A,D,M)
Cruz del Sur
una Empresa
del Grupo
Security
(L,A,D,M)
Chilena Consolidada
Seguros de Vida
(L,A,D,M)
Cameroon
Canada
Chile
Poolable Coverages:
L = Life
A = Accident
D = Disability
M = Medical
Sura Chile (L,A,D,M)
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 3
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
Ping An Life
(L,A,D,M),
China Life
(L,A,D,M), LZ
Assist
AIA (L,A,D,M)
China
Allianz China Life
Insurance Company
Ltd.
Generali China Life
Insurance Company,
Ltd. (L,A,D,M)
Taiping Pension
Company, Ltd.
(L,A,D,M)
CPIC Group (China)
(L,A,D,M)
Ping An (L,A,D,M)
Sino-US United
MetLife Insurance
Company Ltd.
(L,A,D,M)/ICBCAXA Life Insurance
Company Ltd.
(L,A,D,M)
Colombia
Allianz Seguros de Vida
S.A. (L,A,D,M)
Generali Colombia
Compañia de Seguros
(L,A,D,M)
Mapfre Colombia
(L,A,D)
Pan-American Life
Insurance Group
(L,A,M)
None
MetLife Colombia
Seguros de Vida S.A.
(L,A,D,M)
Seguros
Bolivar
(L,A,D,M)
Compania de Seguros
Bolivar SA (L,A,D,M)
Congo (Dem.
Rep.)
Allianz Congo
Assurances
None
None
None
None
None
None
None
None
Globus Network
(L,A,M)
Congo Brazaville
None
None
None
NSIA (L,D,M)
None
Assurances
Générales du Congo
S.A. & Assurances
Générales du Congo Vie. S.A. (L,A,D,M,P)
Costa Rica
None
Aseguradora del Istmo
(L,A,D,M)
None
Pan-American Life
Insurance Group
(L,A,M)
None
Pan-American Life
Insurance de Costa
Rica (L,A,D,M)
Mapfre
Seguros
(L,A,D,M)
Pan-American Life
Insurance Group
(L,A,M)
Croatia
Allianz Zagreb d.d.
(L,A,D)
Generali Osiguranje
(L,A,D)
None
Zavarovalnica
Triglav, d.d.
(L,A,D,M)
Uniqa Osiguranje
(L,A,D)
Uniqa Osiguranje d.d.
(L,A,D,M)
None
None
Sagicor Life
(L,A,D,M)
Pan-American Life
Insurance Group
of Curacao and
St. Maarten, N.V.
(L,A,D,M,P)
None
Pan-American Life
Insurance Group
(L,A,D,M)
Curacao
None
None
None
Pan-American Life
Insurance Group
(L,A,M)
Cyprus
None
Generali Pan Europe
(L,A,D)
None
Acibadem (L,A) —
Northern Region
Universal Life
(L,A,D,M)
American Life
Insurance Company
(Cyprus) Ltd.
(L,A,D,M,P)
None
None
Czech. Rep.
Allianz Pojistovna a.s.
Generali Pojistovna
(L,A,D)/Ceska
Pojistovna (L,A,D)
None
ING Employee
Benefits (L,A,D,M)
Uniqa pojistovna
a.s. (L,A,D)
MetLife Amcico
(L,A,D,P)/AXA Zivotni
Pojistovna A.S.
(L,A,P)
Kooperativa
(L,A,D)
ING Životní
pojištonvna N.V.
(L,A,D)
Denmark
None
AP Pension (L,A,D)
PFA Pension
(L,D,P)
SEB Pension (L,D,P)
Danica Pension
(L,D,P)
Topdanmark Liv
(L,D,M,P) /Skandia
Danmark (L,D,M,P)
Danica
Pension and
PFA Pension
(L,D,P)
Nordea Liv & Pension
(L,A,D)
Poolable Coverages:
L = Life
A = Accident
D = Disability
M = Medical
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 4
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
None
None
Pan-American Life
Insurance Group
(L,A,M)
Sagicor Life
(L,A,D,M)
Pan-American
Life Insurance
Group of the
Eastern Caribbean
(L,A,D,M,P)
None
Pan-American Life
Insurance Group
(L,A,D,M)
Mapfre BHD
Compañía de
Seguros, S.A./
ARS Palic Salud,
S.A. (L,D,M)
Pan-American Life
Insurance Group
(L,A,M)
None
Seguros Universal, C.
por A. (L,A,D)
Mapfre
Seguros
Panama
(L,A,D,M)
None
Mapfre Atlas
Compañia de
Seguros S.A.
Pan-American Life
Insurance Group
(L,A,M)
None
Pan-American Life
Insurance Group
(L,A,D,M)
None
Pan-American Life
Insurance Group
(L,A,D,M)
None
None
Dominica
None
Dominican Rep.
None
Seguros Universal
(L,A,D,M)
Ecuador
None
Generali Ecuador
Compañia de Seguros
S.A. (L,A,D,M)
Egypt
Allianz Egypt (L,A,D)
Egyptian Life Takaful
Company (L,A,D,M)
None
None
CIL (A,D,L)
Pharaonic American
Life Insurance
Company — ALICO
S.A.E (L,A,D,M,P)
El Salvador
None
Asesuisa/Aseguradora
Suiza Salvadoreña
(L,A,D,M)
Mapfre La Centro
Americana
(L,D,M)
Pan-American Life
Insurance Group
(L,A,M)
None
Pan-American Life
Insurance Group
(L,A,D,M)
Mapfre
Seguros El
Salvador
(L,A,M)
Pan-American Life
Insurance Group
(L,A,D,M)
Equatorial Guinea
None
None
None
NSIA (L,D,M)
None
None
None
Globus Network
(L,A,M)
Estonia
None
Generali Pan Europe
(L,A,D)
Mandatum Life
Insurance Baltic
SE
SEB Trygg Liv
ERGO Life
Insurance SE,
Estonian Branch
(L,A,D)
via MetLife Amplico
(L,A,D,P)
None
Ergo Life Insurance
SE Eesti filiaal
(L,A,D)
Fennia Life
(L,A,D,P)
Mandatum Life
(L,D,P)
Etera Pension
Insurance Company
(L,D,M,P)
Mandatum
Life (L,D)
Ilamrinen
(L,D,P)
Fennia Life Insurance
Company (L,A,D)
Finland
None
Tapiola (L,A,D,M)
Mandatum Life
(L,D,P)
France
Allianz France
(L,A,D,M)
Generali France
(L,A,D,M)
AXA France
Vie/Quatrem
Assurances
(L,D,M)
Malakoff Mederic/
Quatrem
(L,A,D,M)
GAN
Eurocourtage
(L,A,D,M)
AXA France Vie S.A.
(L,A,D,M,P)
Swiss Life
(L,A,D,M)
AG2R La Mondiale
(L,A,D,M)
None
Generali France
(L,A,D,M)
AXA France
Vie/Quatrem
Assurances
(L,D,M)
Malakoff Mederic/
Quatrem (L,A,D,M)
None
AXA Caraïbes
(L,A,D,M,P)
Swiss Life
(L,A,D,M)
None
French Guiana
Poolable Coverages:
L = Life
A = Accident
D = Disability
M = Medical
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 5
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
French Polynesia
None
Generali France
(L,A,D,M)
None
Malakoff Mederic/
Quatrem (L,A,D,M)
None
AXA Polynésie
(L,A,D,M,P)
None
None
None
Globus Network
(L,A,M)
Gabon
None
None
None
NSIA (L,D,M)
None
Union des
Assurances du
Gabon Vie (Groupe
SUNU) (L,D,P)/AXA
Assurances Gabon
(A,M)
Georgia
None
Aldagi (L,A,D,M)
None
None
None
None
None
None
Germany
Allianz
LebensversicherungsAG/Allianz Private
KrankenversicherungsAG, Allianz
Versicherungs-AG
(L,A,D,P)
Generali
Lebensversicherung
(L,D)/Generali
Versicherung
(A)/Central
Krankenversicherung
(M)
None
Gothaer (L,A,D)
Alte Leipziger
(L,D,P)
AXA
Krankenversicherung
AG & AXA
Lebensversicherung
AG (L,A,D,M,P)
Swiss Life
(L,D,P)
Zurich Deuscher
Herold
Lebensversicherungs
AG (L,A,D)
Ghana
Allianz Insurance
Company Ghana
Ltd., Metropolitan
International
Vanguard Assurance
(L,A,D)/Nationwide
Mutual Health
Insurance
(M-Service only)
None
NSIA (L,D)
None
None
None
Globus Network
(L,A,M)
Gibraltar
None
Generali Worldwide
(L,A,D,M)
None
None
None
None
None
None
Groupama
Phoenix
(L,A,D,M)
None
Greece
Allianz Greece
Insurance Company
S.A. (L,A,D,M)
Generali Hellas
(L,A,D,M)
Ethniki Hellenic
General
(L,A,D,M)
ING Piraeus
(L,A,D,M)
International Life
(L,A,D,M)
MetLife Alico Life
Insurance Company
S.A. (L,A,D,M,P)/
Interamerican
Hellenic Life
Insurance Company
(L,A,D,M,P)
Greenland
None
None
None
None
None
Skandia Danmark in
Greenland (L,D,M,P)
None
None
Sagicor Life
(L,A,D,M)
Pan-American Life
Insurance Group of
Eastern Caribbean
(L,A,D,M,P)
None
Pan-American Life
Insurance Group
(L,A,D,M)
None
AXA Caraïbes
(L,A,D,M,P)
Swiss Life
(L,A,D,M)
None
Grenada
None
None
None
Pan-American Life
Insurance Group
(L,A,M)
Guadeloupe
None
Generali France
(L,A,D,M)
AXA France
Vie/Quatrem
Assurances
(L,D,M)
Malakoff Mederic/
Quatrem (L,A,D,M)
Poolable Coverages:
L = Life
A = Accident
D = Disability
M = Medical
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 6
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
Guam
The Hartford Life
Insurance Company
(L,A)
None
None
None
None
None
None
None
Mapfre
Guatemala
(L,A,D,M)
Seguros de
Occidente
(L,A,M)
Pan-American Life
Insurance Group
(L,A,D,M)
Guatemala
None
Aseguradora General
(L,A,D,M)
Mapfre La Centro
Americana
(L,D,M)
Pan-American Life
Insurance Group
(L,A,M)
None
Pan-American
Life Insurance
de Guatemala,
Compañía de
Seguros, Sociedad
Anónima (L,A,D,M)
Guinea Bissau
None
None
None
NSIA (L,D,M)
None
None
None
None
Guinea Conakry
None
Colina (L,A,D)
None
None
None
None
None
Globus Network
(L,A,M)
Guyana
None
None
None
None
None
None
None
None
None
Haiti
None
None
None
None
None
None
Mapfre
Seguros
Panama
(L,A,D,M)
Honduras
None
Davivienda (L,A,D,M)
Mapfre La Centro
Americana
(L,D,M)
Pan-American Life
Insurance Group
(L,A,M)
None
Pan-American Life
Insurance Group
(L,A,D,M)
Mapfre
Seguros
Honduras
(L,A,D,M)
Pan-American Life
Insurance Group
(L,A,D,M)
Hong Kong
None
Assicurazioni Generali
SpA (L,A,D,M)
AXA China
Region (L,A,D,M)
FWD General
Insurance Company
Ltd. (L,A,D,M)
Manulife
(L,A,D,M)
AXA China Region
Insurance Company
Ltd. (L,A,D,M,P)
Sun Life
Hong Kong
(L,A,D,M)
AIA (L,A,D,M)
Zurich Life Insurance
(L,A,D)
Hungary
Allianz Hungária
Biztositó Zrt.
(L,A,D,M)
Generali Providencia
Biztosito (L,A,D)
Aegon Hungary
(L,A,D,M)
ING Hungary
(L,A,D,M)
Uniqa/
Groupama(*)
(L,A,D) (*) for
pooled business
at 01/01/2014
MetLife (L,A,D) /
AXA Biztosító Zrt
(L,A,D,M)
UNION
Biztosito
(L,A,D,M)
ING NationaleNederlanden
Insurance (L,A,D,M)
India
Bajaj Allianz Life
Insurance Company
Ltd. Bajaj Allianz
General Insurance
Company Ltd.
Future Generali India
(A,M)/Future Generali
India Life (L,D,M)
Max Life
Insurance
Reliance Life and
Reliance General
HDFC Standard
Life
MetLife India
Insurance Company
Ltd. (L,D,P)
Kotak
Mahindra,
Apollo
Munich
AIA Tata (L,A)/
ICICI Prudential Life
Insurance Company
(L,A,D)
Indonesia
Allianz Life Indonesia
(L,A,D,M)
Generali Indonesia
Life Insurance
Company (L,A,D,M)
PT. Asuransi
Jiwa Manulife
(L,A,D,M)
Commonwealth Life
(L,A,D,M)
Jiwasraya
(L,A,D,M)
PT Asuransi
Aviva Indonesia
(L,A,D,M,P)
PT Avrist
Assurance
(L,A,D,M)
AIA (L,A,D,M)
Poolable Coverages:
L = Life
A = Accident
D = Disability
M = Medical
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 7
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
Iraq
None
None
None
Oman Insurance
Company (PSC)
(L,D,M)
None
None
None
None
Ireland
New Ireland Assurance
Generali Pan Europe
(L,A,D)
Irish Life
Assurance (L,D)
New Ireland (L,D)
New Ireland (L,D)
Friends First Life
Assurance Company
Ltd. (L,A,D,P)
Irish Life
(L,D)
Zurich Investment
Life Spa (L,D)
Zurich Insurance
(A,M)
Israel
None
Migdal
None
None
None
None
None
Harel Insurance
Company (L,A,D,M)
Italy
Allianz S.p.A. (L,A,D,M)
Generali Italia
(L,A,D,M)
Fondiaria-SAI
S.p.A. (L,D,P)
None
Fondiaria-SAI
S.p.A. (L,D)
AXA France Vie S.A
under Freedom of
Services (L,A,D,M)
Apulia
Previdenza
(L,D)
Zurich Investment
Life Spa (L,D)
Zurich Insurance
(A,M)
None
Globus Network
(L,A,M)
Ivory Coast
Allianz Cote d'Ivoire
Assurances, Allianz
Cote d'Ivoire
Assurances Vie
(L,A,D,M)
Colina Côte d'Ivoire
(L,A,D)
None
NSIA (L,D,M)
None
Le Millénium
Assurances
InternationalesVie/ Union des
Assurances de Côte
d'Ivoire (L,A,D,P) /
AXA Assurances
Côte d'Ivoire (M)
Jamaica
None
None
None
Pan-American Life
Insurance Group
(L,A,M)
Sagicor Life
Sagicor Life Jamaica
Ltd. (L,A,D,M)
Mapfre
Seguros
Panama (L)
None
Japan
Meiji Yasuda Life
Insurance Company,
Meiji Yasuda General
Insurance Company
Ltd. (L,A,D)
Mitsui Life Insurance
(L,A,D,M)
The Dai-ichi Life
Ins Co, Ltd. (L,D)
Nippon Life (L,A)
Asahi Mutual
(L,D)
AXA (L,D)
MetLife Alico Japan
(L,A,D) /AXA Life
Insurance Japan
(L,M)
Meiji Yasuda
Life (L,A)
Nippon Life (L,D)
Jordan
Al Nisr Al-Arabi
Insurance Company
Ltd. (L,A,D,M)
Middle East
Insurance Company
(L,A,D,M)
None
None
None
MetLife Alico
(L,A,D,M,P)
None
Jordan Insurance
Company (L,A,D,M)
Kazakhstan
Kompetenz Joint Stock
Company
PPF Insurance, JSC
(L,A,D)
None
None
None
None
None
None
Kenya
Metropolitan
International
Jubilee Insurance
(L,A,D)
None
None
None
None
None
Globus Network
(L,A,M)
Kosovo
None
None
None
None
Sigal Uniqa (L,D)
None
None
None
None
Warba Insurance
Group (L,A,D,M)
None
MetLife Alico
(L,A,D,M,P)
None
None
Kuwait
Poolable Coverages:
L = Life
A = Accident
D = Disability
None
M = Medical
None
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 8
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
Kyrgyzstan
None
Kyrgyzinstrakh (L,A,D)
None
None
None
None
None
None
Laos
Allianz General Laos
None
None
None
None
None
None
None
SEB Trygg Liv
ERGO Life
Insurance SE,
Latvian Branch
(L,A,D)
MetLife Amplico
(L,A,D,P)
None
Ergo Life Insurance
SE Latvijas filiale
(L,A,D)
None
None
Generali Pan Europe
(L,A,D)
Mandatum Life
Insurance Baltic
SE
Latvia
Gjensidige Baltic
Lebanon
Allianz SNA
(L,A,D,M)
LIA Insurance
None
None
None
AXA Middle East SAL
(L,A,D,M,P)
MetLife Alico
(L,A,D,M)
Lesotho
Metropolitan
International
None
None
None
None
None
None
None
Libya
None
None
None
None
None
None
None
None
None
None
Liechtenstein
None
Fortuna
Lebensverischerung
(L,D)
AXA Winterthur
(L,D,P)
Swiss Mobiliar Life
(L,D)
Bâloise Life
(L,D,P)
AXA Leben AG
(via AXA Leben
AG Switzerland)
(L,A,D,P)
Lithuania
Gjensidige Baltic
Lietuvos Filialas
Generali Pan Europe
(L,A,D)
Mandatum Life
Insurance Baltic
SE
SEB Trygg Liv
ERGO Life
Insurance SE
(L,A,D)
MetLife Amplico
(L,A,D,P)
None
Ergo Life Insurance
SE (L,A,D)
Luxembourg
Allianz Life Luxembourg
S.A. (L,A,D,P)
Foyer Vie (L,A,D)
Cardif Lux Vie
S.A. (L,A,D,P)
La
Luxembourgeoise
(L,A,D,P,M)
Cardif Lux Vie
(L,D,P)
AXA Assurances Vie
Luxembourg S.A.
(L,A,D,M,P)
Swiss Life
(L,A,D,P)
La Baloise (L,D)
Macau
None
None
AXA China
Region Insurance
Company Ltd.
None
Manulife
(L,A,D,M)
None
Ping An Life
(L,A,D,M)
AIA (L,A,D,M)
Macedonia
None
Eurolink (L,A,D)
None
None
Sigal Uniqa (L,D)
None
None
None
Madagascar
Allianz Madagascar
Assurances (L,A,D,M)
Colina Madagascar
(L,A,D)
None
None
None
None
None
Globus Network
(L,A,M)
Malawi
Metropolitan
International
None
None
None
None
None
None
Globus Network
(L,A,M)
Malaysia
Allianz Life Insurance
Malaysia Berhad
(L,A,D,M)
Great Eastern Life
(L,A,D,M)
AIA Bhd.
(L,A,D,M)
AIA Malaysia
(L,D,M)
HSBC Amanah
Takaful (L,A,D)
AXA AFFIN General
Insurance Berhad
& AXA AFFIN Life
Insurance Berhad
(L,A,D,M,P)
Hong Leong
(L,A,D,M)
AIA (L,A,D,M)
Mali
Allianz Mali Assurances
(A,M)
Colina Mali (L,A,D)
None
NSIA (L,D,M)
None
None
None
Globus Network
(L,A,M)
Poolable Coverages:
L = Life
A = Accident
D = Disability
M = Medical
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 9
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
Malta
Citadel Insurance plc.
Generali Pan Europe
(L,A,D)
None
None
None
None
None
None
Martinique
None
Generali France
(L,A,D,M)
AXA France
Vie/Quatrem
Assurances
(L,D,M)
Malakoff Mederic/
Quatrem (L,A,D,M)
None
AXA Caraïbes
(L,A,D,M,P)
Swiss Life
(L,A,D,M)
None
Mauritania
None
None
SWAN Group
None
None
None
None
Globus Network
(L,A,M)
Mauritius
Metropolitan
International
Belvedere Life (L,A,D)
AXA France
Vie/Quatrem
Assurances
(L,D,M)
None
None
None
None
Globus Network
(L,A,M)
Mayotte
None
None
None
Malakoff Mederic/
Quatrem (L,A,D,M)
None
None
Swiss Life
(L,A,D,M)
None
Mexico
Allianz México S.A.
Companía de Seguros
(L,A,D,M)
Seguros Atlas
(L,A,D,M)
Seguros
Monterrey
New York Life
(L,A,D,M)
Grupo Nacional
Provincial (L,A,D,M)
Grupo Nacional
Provincial
(L,A,D,M)
Metlife México S.A.
(L,A,D,M,P) /AXA
Seguros, S.A. de C.V.
(L,A,D,M)
Seguros
Inbursa
(L,A,D,M)
Zurich Vida Compania
de Seguros S.A.
(L,A,D,M)
Moldova
None
None
None
None
None
None
None
None
Malakoff Mederic/
Quatrem (L,A,D,M)
GAN (L,A,D,M)
AXA France Vie
(Monaco) (L,A,D,M,P)
Swiss Life
(L,A,D,M)
AG2R La Mondiale
(L,A,D,M)
Monaco
Allianz France (L,A,D,M)
Generali France
(L,A,D,M)
AXA France
Vie/Quatrem
Assurances
(L,D,M)
Montenegro
None
Delta Generali
Osiguaranje AD
Podgorica (L,A,D)
None
Zavarovalnica
Triglav, d.d.
(L,A,D,M)
Uniqa (L,A,D)
None
None
None
Montserrat
None
None
None
None
Sagicor Life
(L,A,D,M)
None
None
None
Morocco
None
CNIA/SAADA
None
WAFA Assurance
RMA Watanya
AXA Assurance
Maroc SA (L,A,D,M,P)
None
Zurich Compagnie
Marocaine
d'Assurances
(L,A,D,M)
Mozambique
Metropolitan
International
Hollard Mozambique
(L,A,D)
None
None
None
None
None
Globus Network
(L,A,M)
Namibia
Metropolitan
International
Hollard Insurance
Namibia (A,L,D)
Old Mutual Life
(L,A,D,P)
Sanlam Employee
Benefits (L,A,D)
None
None
None
None
Nepal
None
None
None
None
None
MetLife Alico
(L,A,D,M)
None
None
Poolable Coverages:
L = Life
A = Accident
D = Disability
M = Medical
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 10
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
Zwitserleven
(L,D,P)
Aegon (L,D)
Netherlands
Allianz Nederland
(L,A,D)
Generali
Levensverzekering,
Generali (L,D)/
Schadeverzechering
(A)
ASR Insurance/
De Amersfoortse
Insurance
(L,A,D,P)
NationaleNederlanden
(L,A,D,P)
Delta Lloyd
(L,D,P)
Achmea
Schadeverzekeringen
N.V. & Achmea
Pensioen - en
Levenverzekeringen
N.V & Achmea
Zorgenverzekeringen
N.V. (L,A,D,M,P)
New Caledonia
None
Generali France
(L,A,D,M)
None
Malakoff Mederic/
Quatrem (L,A,D,M)
None
AXA NouvelleCalédonie
(L,A,D,M,P)
None
None
New Zealand
MLC (L,D)
Sovereign Assurance
Company (L,D)
Fidelity Life
Assurance
Company Ltd.
(L,D)
None
AMP (L,D)
The National Mutual
Life Association
of Australasia Ltd.
(L,A,D)
Hannover Life
(L,D)
AIA (L,A,D)
Nicaragua
None
Seguros America
(L,A,D,M)
Mapfre La Centro
Americana
(L,D,M)
Pan-American Life
Insurance Group
(L,A,M)
None
Seguros America
(L,A,M)
Mapfre
Nicaragua
(L,A,D,M)
None
None
Globus Network
(L,A,M)
Niger
None
None
None
NSIA (L,D,M)
None
Union Générale des
Assurances du Niger
Vie & Union Générale
des Assurances du
Niger (L,A,D,M,P)
Nigeria
Metropolitan
International
Mansard Insurance
(L,A,D)
None
NSIA (L,D,M)
None
None
None
Globus Network
(L,A,M)
Norway
Gjensidige Forsikring /
DNB Livsforsikring ASA
(L,D,P)
DNB Livsforsikring
(L,A,D)
Storebrand
(L,D,P)
Nordea Liv Norge
AS (L,D,P)/Trygg
Forsikring (L,D)
Storebrand
(L,D,P)
Gjensidige
(L,A,D,M,P)/DNB
Livsforsikring ASA
(L,A,D,P)
DNB
Livsforsikring
ASA (L,D,P)/
Danica (D,L)
Nordea Liv (L,D) /
Trygg Forsikring
(L,A,D)
Oman
Orient (L,A,D)
Oman Insurance
Company (L,A,D,M)
None
Oman Insurance
Company (PSC)
(L,D,M)
None
AXA Gulf Oman
(L,A,D,M)
MetLife Alico
(L,A,D,M,P)
None
None
Pakistan
Allianz EFU Health
Insurance Ltd., EFU Life
Jubilee Insurance
(L,A,D,M)
None
Oman Insurance
Company (PSC)
(L,D,M)
None
American Life
Insurance Company
(Pakistan) Ltd.
(L,A,D,M)
None
None
Palestine
Territories
None
None
None
None
None
None
None
None
Poolable Coverages:
L = Life
A = Accident
D = Disability
M = Medical
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 11
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
Panama
None
Assicurazioni Generali
S.p.A. Sucursal de
Panama (L,A,D,M)
Mapfre La Centro
Americana
(L,D,M)
Pan-American Life
Insurance Group
(L,A,M)
Sagicor Life
(L,A,D,M)
Pan-American
Life Insurance
de Panamá, S.A.
(L,A,D,M)
Mapfre
Panama
(L,A,D,M)
Pan-American Life
Insurance Group
(L,A,D,M)
Papua New Guinea
None
None
None
None
None
None
None
None
Paraguay
None
Seguridad Seguros
(L,A,D)
Mapfre Paraguay
None
None
None
None
None
Peru
Rimac Seguros y
Reaseguros S.A.
(L,A,D,P,M)
Mapfre SA Peru
(L,A,D,M)
None
InVita Seguros de
Vida (L,A,D)
Pacifico Vida
(L,A,D)
El Pacifico Vida
(L,A,D,P)
None
Rimac Internacional
Seguros (L,A,D,M)
Philippines
Pioneer Life Inc. (L,A,D)
Generali Philippines
(L,A,D,M)
Insular Life
(L,A,D,M)
Sun Life Grepa
AsianLife (L,A,D)
Philippines AXA
Life Insurance Corp.
(L,A,D,M)
First Life
(L,A,D)
Philam Life (L,A,D)
Poland
T.U. Allianz Polska S.A./
TU Allianz Zycie Polska
S.A. (L,A,D,M)
Generali Zycie,
Generali T.U.S.A.
(L,A,D)
Pramerica Žycie
(L,A,D)
ING Life Insurance
Group Poland
(L,A,D)
Aviva Life (L,A,D)
Amplico Life S.A.
(L,A,D,P) /AXA
Zycie Towarzystwo
Ubezpieczen S.A.
(L,A,D,M,P)
Compensa
Group
(L,A,D,M)
ERGO Hestia S.A.
(L,A,D,M)
Groupama
Seguros
(L,A,D,M)
Zurich Companhia de
Seguros Vida (L,A,D)
Portugal
Companhia de Seguros
Allianz Portugal S.A.
(L,A,D,M)
Generali Vida (L,D)/
Generali Companhia
de Seguros S.p.A.
(A,M)
Victoria-Seguros
(L,A,D,M)
Ocidental Seguros
(L,A)
T-Vida (L,A,D)/
Tranquilidade (M)
MetLife (L,A,D,P)/
AXA Portugal,
Companhia de
Seguros de Vida S.A.
& AXA Portugal,
Companhia de
Seguros, S.A
(L,A,D,M,P)
Puerto Rico
The Hartford Life
Insurance Company
(L,A)
Mapfre Puerto Rico
PRAICO (L,A,D,M)
None
Pan-American Life
Insurance Group
(L,A,M)
Prudential
Financial (L,D)
Metropolitan Life
Insurance Company
USA (L,A,D,P)
Dearborn
National
(L,D,M)
Pan-American Life
Insurance Group
(L,A,M)
Qatar
Allianz Takaful Qatar
(L,A,D,M)
Qatar Insurance
Company (L,A,D,M)
None
Oman Insurance
Company (PSC)
(L,D,M)
None
AXA Gulf Qatar
(L,A,D,M)
MetLife Alico
(L,A,D,M,P)
None
None
Reunion Island
None
Generali (L,A,D,M)
None
Malakoff Mederic/
Quatrem (L,A,D,M)
None
AXA Réunion
(L,A,D,M,P)
Swiss Life
(L,A,D,M)
AG2R La Mondiale
(L,A,D,M)
Romania
Allianz-Tiriac Asigurari
S.A.
Generali Asigurari
(L,A,D,M)
None
ING Asigurari de
Viata (L,A,D)
Uniqa Asigurari
(L,A,D)
MetLife Asigurari
Romania (L,A,D,M,P)
None
None
Poolable Coverages:
L = Life
A = Accident
D = Disability
M = Medical
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 12
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
Russia
Allianz Rosno Life, OJSC
IC Allianz
(L,A,D,M)
Ingosstrakh Insurance
Company (L,A,D,M)
Welbi
(L,A,D,M)
Ace Life Insurance
(L,A,D)
ERGO Life Ltd.
(L,A,D)
ZAO ALICO
Insurance Company
(L,A,D,M,P)/Reso
Garantia (L,A,D,M)
Rosogsstrakh
(L,A,D,M)
Ergo Life Ltd. (L,A,D)
Rwanda
None
None
None
None
None
None
None
Globus Network
(L,A,M)
Sao Tome and
Principe
None
None
None
None
None
None
None
Globus Network
(L,A,M)
Saudi Arabia
Saudi Faransi
Cooperative Insurance
Company (L,A,D,M)
Tawuniya (L,A,M)
None
None
None
AXA Cooperative
Insurance Company
(L,A,D,M)
None
None
Senegal
Allianz Senegal
Assurances, Allianz
Senegal Assurances Vie
(L,A,D,M)
Colina Sénégal
None
NSIA (L,D,M)
None
AXA Assurances
Sénégal (A,M)
Union des
Assurances du
Sénégal - Vie (Groupe
SUNU) (L,D,P)
None
Globus Network
(L,A,M)
Serbia
None
Delta Generali
Osiguranje (L,A,D)
None
None
Uniqa a.d.o.
(L,A,D)
None
None
None
Sierra Leone
None
None
None
None
None
None
None
Globus Network
(L,A,M)
Singapore
Allianz Insurance
Company of Singapore
Pte. Ltd. (L,A,D,M)
AXA Life
(L,A,D,M)
Tokio Marine Life
Insurance Singapore
Ltd. (L,A,D,M)
Prudential
(L,A,D,M)
Aetna
Singapore
(M Expat)
AIA (L,A,D,M)/Zurich
Life Insurance (L,A,D)
Kooperativa
(L,A,D,P)
ING Životná
poist’ovña, a.s. (L,A)
Great Eastern Life
(L,A,D,M)
Aviva Ltd. (L,D,M)
AXA Singapore
(L,A,D,M)
Slovak Republic
Allianz - Slovenska
poist’ovña, a.s.
Generali Slovensko
poist’ovña, (L,A,D)
Aegon Životná
poist’ovña, a.s.
ING Zivotna
poist’ovña, a.s.
(L,A,D)
Uniqa poist’ovña,
a.s. (L,A,D)
MetLife Amslico
(L,A,D)/AXA zivotni
poist’ovña, a.s.,
pobocka pois'ovne z
iného clenského satu
(L,A,D)
Slovenia
None
Generali Zavarovalnica
(L,A,D)
ERGO,
Podruznica za
Slovenijo
Zavarovalnica
Triglav, d.d.
(L,A,D,M)
None
Zavarovalnica
Maribor d.d. (L,A,D,P)
None
Zavarovalnica Tilia
d.d. (L,A)
South Africa
Sanlam Life
Insurance Ltd.
(L,A,D), Metropolitan
International
Hollard Life (L,D)
Old Mutual Life
(L,A,D,P)
Sanlam Employee
Benefits (L,A,D)
Sanlam (L,D)
Capital Alliance Life
(L,A,D,P)
Momentum
Life (L,A,D,M)
Alexander Forbes Life
(L,A,D)
Poolable Coverages:
L = Life
A = Accident
D = Disability
M = Medical
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 13
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
South Korea
Allianz Life Insurance
Company Ltd.
Kyobo Life (L,A,D,M)
Samsung Life
(L,A,D,M)
Kyobo (L,A,D,M)
Kyobo Life
(L,A,D,M)
None
Hanwha Life
(L,A,D,M)
AIA (L,A,D)
Spain
Allianz Compania de
Seguros y Reaseguros
S.A., Allianz Seguros
(L,A,D)
Generali Espana
(L,A,D,M)
Caja de Seguros
Reunidos
(CASER) (L,A,D)
ING Employee
Benefits (L,A,D)
España S.A.
(L,A,D)
MetLife (L,A,D,P) /
AXA Aurora Vida,
S.A. de Seguros Y
Reaseguros & AXA
Seguros Generales
(L,A,D,M,P)
Vida Caixa
(L,A,D,P)
Adeslas (M)
Zurich (L,A,D)
Sri Lanka
Allianz Insurance Lanka
Ltd. (L,A,M)
None
None
None
None
None
None
None
None
Pan-American Life
Insurance Group
(L,A,M)
Sagicor Life
(L,A,D,M)
Pan-American Life
Insurance Group
of the Eastern
Caribbean Ltd.
(L,A,D,M,P)
None
Pan-American Life
Insurance Group
(L,A,D,M)
None
Pan-American Life
Insurance Group
(L,A,M)
Sagicor Life
(L,A,D,M)
Pan-American Life
Insurance Group
of the Eastern
Caribbean Ltd.
(L,A,D,M,P)
None
Pan-American Life
Insurance Group
(L,A,D,M)
None
Pan-American Life
Insurance Group
(L,A,M)
Sagicor Life
(L,A,D,M)
Pan-American Life
Insurance Group
of Curacao and
St. Maarten, N.V.
(L,A,D,M,P)
None
Pan-American Life
Insurance Group
(L,A,D,M)
Sagicor Life
(L,A,D,M)
Pan-American Life
Insurance Group
of the Eastern
Caribbean Ltd.
(L,A,D,M,P)
None
Pan-American Life
Insurance Group
(L,A,D,M)
St. Kitts
St. Lucia
St. Maarten/
St. Martin
None
None
None
None
None
Generali France
(L,A,D,M)
St. Vincent
None
None
None
Pan-American Life
Insurance Group
(L,A,M)
Sudan
None
None
None
None
None
None
None
Globus Network
(L,A,M)
Suriname
None
None
None
None
None
None
None
None
Swaziland
Metropolitan
International
None
None
None
None
None
None
None
Sweden
None
Generali Pan Europe
(L,A,D,M)
SPP Liv (L,D)
SEB Trygg Liv (L,D)
SPP Liv (L,D)
Skandia Sweden
(L,A,D,M,P)
Danica
Pension
None
Poolable Coverages:
L = Life
A = Accident
D = Disability
M = Medical
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 14
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
Switzerland
Allianz Suisse
LebenversicherungGesellschaft AG, Allianz
Suisse VersicherungsGeselschaft AG
(L,A,D)
Generali Assurances
Generales (A,D)/
Helvetia (L,D)/Sanitas
AXA Winterthur
(L,D,P)
Swiss Mobiliar Life
(L,D)
Bâloise (L,D,P)
AXA Leben AG
(L,A,D,P)
Swiss Life
(L,A,D,P)
Helsana (A,D)
Zurich
Lebensversicherungs
- Gesellschaft (L,A,D)
Zurich VersicherungsGesellschaft (A,D)
Taiwan
Mercuries Life
Insurance Company
Ltd. (L,A,D,M)
Fubon Life (L,A,D,M)
Shin Kong Life
(L,A,D,M)
Nan Shan Life
Insurance Company
Ltd. (L,A,D,M)
China Life
(L,A,D,M)
Nan Shan Life
Insurance Company,
Ltd. (L,A,D,M)
TransGlobe
Life (L,A,D,M)
AIA (L,A,D,M)
Tajikistan
None
None
None
None
None
None
None
None
Tanzania
Metropolitan
International
Jubilee Insurance
(L,A,D)
None
None
None
None
None
Globus Network
(L,A,M)
Thailand
Allianz Ayudhya
Assurance Pcl, Allianz
C.P. General Insurance
Company, Ltd. (L,A,D,M)
Generali Thailand
(L,A,D,M)
Muang Thai Life
Assurance Public
Company, Ltd.
(L,A,D,M)
The Southeast Life
Insurance (L,A,D,M)
SCB Life
Assurance Public
Company Ltd.
(L,A,D,M)
Tokio Marine Life
Insurance (Thailand)
Public Company Ltd.
(L,A,D,M)
Bangkok Life
Assurance
(L,A,D,M)
AIA (L,A,D,M)
None
Globus Network
(L,A,M)
Togo
Allianz Togo Assurances
(A,M)
None
None
NSIA (L,D,M)
None
Union des
Assurances du Togo
IARD & Union des
Assurances du Togo
Vie (Groupe SUNU)
(L,A,D,M,P)
Tonga
None
None
None
None
None
None
None
None
Trinidad/Tobago
None
None
None
Pan-American Life
Insurance Group
(L,A,M)
Sagicor Life
(L,A,D,M)
Pan-American Life
Insurance Group of
Trinidad and Tobago,
Ltd. (L,A,D,M,P)
Mapfre
Seguros
Panama
(L,A,D,M)
Pan-American Life
Insurance Group
(L,A,D,M)
Tunisia
None
Assurance Maghrebia
(L,A,D,M)
None
None
None
Astrée S.A.
(L,A,D,M,P)
None
Globus Network
(L,A,M)
Turkey
Allianz Hayat ve
Emeklilik A.S./Allianz
Sigorta S.A.
(L,A,D,M)
Anadolu Hayat
(L,A,D)/Anadolu
Sigorta (M)
Allianz Yasam ve
Emeklilik /Yapi
Kredi Sigorta
A.S. (L,A,D,M)
Acibadem/Ing
Emeklilik (L,A)
Basak Groupama
Emeklilik (L,D)
Basak Groupama
Sigorta (M)
AXA Sigorta A.S
& AXA Hayat ve
Emeklilik A.S
(L,A,D,M,P)
MetLife Alico
(L,A,D,P)
None
Anadolu Hayat
Emeklilik (L,A,D,M)
Turkmenistan
None
None
None
None
None
None
None
None
Turks and Caicos
None
None
None
None
None
None
None
None
Poolable Coverages:
L = Life
A = Accident
D = Disability
M = Medical
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 15
2014 Multinational Pooling Network Matrix
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
UAE
Orient (L,A,D)
Oman Insurance
Company (PSC)
(L,A,D,M)
None
Oman Insurance
Company (PSC)
(L,D,M)
None
AXA Gulf UAE
(L,A,D,M)
MetLife Alico
(L,A,D,M,P)
Dubai
Insurance
Company
(L,A,D,M)
Zurich Life (L,A,D)
Uganda
None
Jubilee Insurance
Company (L,A,D)
None
None
None
None
None
Globus Network
(L,A,M)
Ukraine
Allianz Ukraine SLC
(A,D,M)
JSIC Ingo Ukraine,
PJSIC Ingo Ukraine
(L,A,D,M)
Aegon Life
Ukraine
(L,A,D,M)
None
Uniqa Life (L,A,P)
MetLife Alico (L,A,D)
None
None
United Kingdom
Legal & General
Assurance Society Ltd.,
Pru Health (L,D)
Assicurazioni Generali
Spa (L,D,M)/BUPA (M)
AXA PPP (M)
Canada Life (L,D)
Aviva (L,D)
Canada Life (L,D)
BUPA UK (M)
AXA PPP Healthcare
(M)
MetLife (L,A,P)
Unum (L,D)
Zurich UK (L,A,D)
United States
The Hartford Life
Insurance Company
(L,A,D)
Sun Life Financial
(L,A,D)/UnitedHealth
Prudential (L,D)
ING Employee
Benefits (L,A,M)
Prudential (L,D)
Metropolitan Life
Insurance Company
(L,A,D,P)
Dearborn
National
(L,A,D,M)
Aetna
(L,A,D,M)
Unum Group (L,A,D)
Zurich US, A& H (A)
Zurich American Life
Insurance Company
(L,D)
Uruguay
None
Mapfre La Urugaya
(L,A,D)
Mapfre Uruguay
(L,A,D)
None
None
Metropolitan Life
Seguros De Vida S.A.
(L,A,D)
None
None
Uzbekistan
None
Ingo Uzbekistan
None
None
None
None
None
None
Venezuela
None
Mercantil Seguros
(L,A,D,M)
Mapfre La
Seguridad
None
None
Seguros Venezuela
C.A. (L,A,D,M)
Seguros
Comerciales
Bolivar
(L,A,D,M)
Zurich Seguros S.A.
(L,A,D)
Vietnam
None
Generali Vietnam
(L,A,D,M)
None
Bao Viet Insurance
(L,D,M)
Bao Viet
(L,A,D,M)
Bao Viet (L,A,D,M)
None
AIA (L,A,D)
Virgin Islands
(U.K., U.S.)
None
None
None
None
Sagicor Life
(L,A,D,M)
None
Dearborn
National (L,D)
None
Zambia
Metropolitan
International
Hollard Life
None
None
None
None
None
Globus Network
(L,A,M)
Zimbabwe
None
Zimnat (L,A,D,M)
None
None
None
None
None
None
Poolable Coverages:
L = Life
A = Accident
D = Disability
M = Medical
P = Pension
Copyright © 2014 by Towers Watson. All rights reserved in all countries. No part of this publication may be reproduced in any manner without prior written permission of the publisher.
Information current as of late 2013. This matrix represents only those insurers that are able to issue locally admitted/authorized contracts in each country.
Sources include information provided by the networks and network website geographical listing.
Towers Watson | 16
Country
Allianz Global
Benefits
Generali
IGP
ING Global
Network
Insurope
Maxis Global
Benefits Network
Swiss Life
Zurich
Total number of
countries
84
126
67
109
84
110
66
111
AXA France/AXA
PPP and MetLife
Europe:
Swiss Life
Switzerland,
Swiss Life
France,
Swiss Life
Luxembourg
Zurich International
Life (L,A,D)
Offshore (TCN/
Expat)
NEXtCARE, Hauteville
Insurance Company
Ltd., Allianz
Global Assistance
International, Allianz
Worldwide Care,
Allianz Life Luxembourg
S.A.
Generali Worldwide
(Guernsey) (L,A,D,M)
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Nordben
(Guernsey)/
AXA PPP/CIGNA
Global Health
Benefits/AXA
Winterthur
BUPA International
(M)
Nordben Life
(Guernsey)
(L,D) /BUPA
International (M)
USA: Aetna
Singapore:
Prudential
and Aetna