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b"'''1'''3'H "",~""""",b'''~3'' "~,,.~,,"3~~ b"~~~ Chapter I INDICATORS ASSETS AND LIABILITIES STRUCTURE OF THE SYSTEM GENERAL DATA b'3'''3 TABLE I - 1 INDICATORS OF DEVELOPMENT OF ORDINARY BANKING CORPORATIONS, 1965 - 1990 1~01] D'1'lNm D"N~Jl~ D'J'l1~ (~JI!!t'j10) Number of Ordinary Banking Corporations (End of Year) (8 ) 48 46 45 43 41 42 37 34 34 32 30 27 29 29 29 30 30 30 30 30 30 30 29 29 30 29 1 - N nlJ D'J'l1~ D"N~Jl~ D'l'lNn~ n1nn~n~J D'llU~'lJ'N 1990 - 1965 ~1101J]lN D1]0 1~01l 1~01] nlJ 1l~' ~ D'~OlJ1n l"Jn D 1J TNn m!Pl1 1~J D'~OlJ1n D'111!!1]~ ~l!!lll D11'n1]) nn] lJ lJ~l1]ll) ,~JI!!t'j10) lJ~1n1l) ,D'~U11!! ,~JI!!t'j10) '"U1]l D"N~Jl~ (~JI!!t'j10) 1J l'J'1] 'ml!! lJ~lnll) ('ml!! (D'~JN " nJI!! 1J l'J'1] (n"1!! 1J 1'J'1] (D'~JN co"I!! co "I!! Total of Balance Sheet Employees (End of (Annual Year,NIS Average) Million) (7) 12000 11100 11200 12900 13600 14500 15700 17200 19200 20800 22400 23800 25700 27600 30500 32800 34104 35970 37554 36080 34086 32153 30558 30581 30832 30756 (6 ) 0.6 0.7 0.9 1.1 1.3 1.7 2.6 3.5 5.0 8.2 11.9 17.3 32.7 54.8 120.7 299.1 678.1 1691.3 5060.4 29334.9 76428.0 88356.0 104395.0 125437.0 146856.0 169891. 0 Demand Deposits in Israel i Currency (Annual Average,NIS Million) Number of Banking Offices (End of Year) (5) (4) (3) 715 735 760 779 786 812 837 852 882 920 967 991 1021 1046 1074 1099 1124 1144 1159 1109 1103 1080 1045 1045 1037 1038 879 874 831 911 946 963 997 1047 1094 1097 1113 1127 1159 1212 1241 1255 1275 1289 1319 1359 1368 1368 1404 1453 1461 1492 0.1 0.1 0.1 0.2 0.2 0.2 0.2 0.3 0.4 0.5 0.6 0.7 1.0 1.6 2.4 4.8 11.1 26.0 64.9 243.4 1624.7 3550.5 5348.1 5237.3 6356.7 8335.2 NOTE TO COLUMN (2): SINCE 1980 GNP DATA IS PRESENTED ACCORDING TO A NEW DEFINITION. NOTE TO COLUMN (5): INCLUDES NEGOTIABLE CERTIFICATES OF DEPOSIT AND SROs. Employed Persons (Annual Average, Thousands) GNP (Current Prices, NIS Mi 11 ion) De Facto Population (End of Year, Thousands) (2) (1) 1.0 1.1 1.2 1.4 1.6 1.9 2.3 2.9 2.7 5.3 7.5 9.6 13.9 22.7 42.9 108.0 259.0 583.0 1505.0 7297.0 27266.0 42846.0 54674.0 67599.0 82823.0 100801.0 2606 2653 2781 2856 2939 3033 3135 3234 3345 3426 3519 3609 3693 3790 3892 3952 4011 4076 4180 4273 4343 4415 4500 4564 4652 4842 1965 1967 1967 1968 1969 1970 1971 1972 1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 :(2) llUJ ~llJ~ 1J 1m 1980-1l :m~ .~l!!ln~n01J :(5) llUJ ~llJ~ 111~1~ n111lJn JJ1] 1~ JlJ D']l!!lnlll"Jn~ .~"n~l nll'nO SOURCE: DE FACTO POPULATION, GNP, EMPLOYED PERSONS- CENTRAL BUREAU OF STATISTICS. OTHER DATA - DATA OF THE SUPERVISOR OF BANKS AND RETURNS TO THE SUPERVISOR OF BANKS. D'~OlJ11] ,l"Jn ,nn]lJ ~"01J]lN :11~1]~ l1nJI!!,~~'UO'UUOJ n'T]lll~ ~]I!!'J~- ~I!!nl JlJ n1~1~~ 'J1nJ - D'J1nJ~ lNI!!.JN11!!'J'UO'UUO D'~Jl~ JlJ n1~1~J D'n11'11 D'~Jl~ 3 D' O]J nu njP!J nll01nJ D"NjJJ] :In In] Deposi ts with Banking Institutions Abroad (5) nu nip!J D'l'.lNnJ D"NjJJJ D':J'll :JNll!"J Deposits with Ordinary Banking Corporations in Israel nlJ njJ' !J JJJJJ nlvnl :JNll!" Deposi ts with the Bank of Israel llUI!' ~OJ Coins and Bank Notes Total (4 ) (3) 6938 6828 9501 1081 1136 1512 11003 12720 12941 8240 7915 8035 8414 8896 9894 10309 10027 10517 10779 11080 1338 1545 1421 1454 1628 1650 1626 1538 1898 1603 1651 1742 12568 12175 12405 11830 12237 12908 12876 12614 13925 13785 13457 13803 511 515 508 566 549 510 553 564 527 558 524 11210 11449 11695 11651 11791 12661 12965 13318 13060 12678 12244 12219 1620 1588 1524 1662 1593 1714 1402 1465 1430 2141 1436 1907 13837 14452 14902 14488 14993 15389 15771 16292 16418 15978 15877 15458 558 535 543 587 592 547 609 638 608 626 579 566 10228 10 ~lJil (2) (1) (nnl!' 'J1'~'n) 296 382 447 509 0' TlnN],nnl1jJil -3 -6 -5 -7 -12 -5 -6 -6 8 7 8 8 7 1 1 1 1 1 12 12 10 9 9 0 0 0 0 0 il!J1jJn 910 'J1nJ 88356 1986 104395 1987 125437 1988 1989 124167 01 126229 02 127656 03 127944 04 131408 05 136141 06 136924 07 137495 08 142414 09 144362 10 144684 11 146856 12 1990 147813 01 149635 02 152269 03 152825 04 154976 05 159016 06 160477 07 163798 08 165316 09 167685 10 167758 11 169891 12 ilJl!'jJ nnlV~ 'lJ'l!'il 11n ' lJ' J]-3 1989 -2 1990 D'O]Jil D' TIn N], nn 11 jJil ilJl!'jJ 7 10 -1 -13 :JJ 10n 0' T1nN 100 1986 100 1987 100 1988 100 1989 100 1990 V~1nn nn l1J:J ' lln -11 1 4 -4 -7 0 0 U ' I!'il ' lJ'J J1989 1990 TABLE 1-1.1 ASSETS AND LIABILITIES IN ISRAELI AND FOREIGN CURRENCY Assets D'D]) D'lnN fll) l1\!!n D'J'ljJn Cont;ngent Accounts Other Assets Cl2 ) Cl1> D')")l 11l~ 1 fill" ) 11lJ Premises and Equipment Secur; ties ClO) (9 ) , Nl\!!N 1 l1'~:J D'Jl1'jJ Credit to the Government Credit to the Publi c Acceptances (8 ) , Nl\!!N ilJ\!!nnJ (6 ) (7) END OF PERIOD (NIS MILLION) 2668 2521 3534 4960 5648 5999 230 250 290 6543 8380 10916 492 700 1124 27045 36436 45144 27100 29394 34028 3560 4194 4239 4274 4488 4245 4566 4800 4675 4864 5106 4475 5993 6013 6035 5877 6104 6390 6402 6526 6639 6677 6876 7108 305 324 314 321 329 328 341 346 350 359 366 322 11500 11875 11962 11865 12079 12299 12357 12421 12347 12306 12275 12721 1203 1188 1215 1237 1255 1248 1227 1211 1131 1129 1080 1033 45023 45980 46622 47120 47925 49711 49772 49989 52542 53325 53547 55160 33927 34506 34898 34988 35918 36957 36976 37176 38352 39239 39022 38902 4728 4956 4944 5055 5466 5513 5762 6094 5741 6020 6316 5806 7155 7167 8038 7972 8130 8437 8792 8953 9281 9314 9441 9414 331 335 343 349 357 360 368 374 367 403 412 421 12710 12864 13177 13259 13233 13387 13412 13873 14217 14420 14635 15234 967 927 930 951 933 909 893 821 815 838 859 849 55829 56368 57138 57628 58428 60145 60684 62037 63228 64868 65512 67210 38868 38994 39034 39222 39460 39956 39820 39933 40150 40400 40448 40808 -24 -30 1 4 -5 -11 31 35 36 38 40 31 28 27 26 ' 24 2 4 -0 -7 PERCENT CHANGE OVER PRECEDING YEAR -CONSTANT PRICES 5 10 -2 13 -8 11 -3 2 0 0 0 0 0 7 8 9 9 9 PERCENT OF TOTAL ASSETS 3 2 3 3 3 6 5 5 5 6 1 1 1 1 1 PERCENT CHANGE OVER PRECEDING YEAR (YEARLY AVERAGE) -CONSTANT PRICES 7 6 -4 13 5 -7 5 -4 5 -7 -35 Il1 I 11' , n Ilil 'llJllj Dl J llil' !J D11' lNIln -ll"nm D' 'NjJJ 1 []11nN Il" VW lJ1IJn1 0':J'11 :JN1llj'1 Depos; ts of Ord;nary Bank;ng Corporat;ons ;n Israel (17) Other Cap;tal Notes in Fore;gn Currency (16 ) Subordinated Cap; tal Notes 11:1 Equ;ty Cap;tal (15 ) 137 130 138 174 137 130 1268 1462 1333 1377 1544 1624 1610 1512 1880 1583 1627 1708 139 124 126 128 128 133 129 128 132 132 139 146 143 138 136 137 135 135 124 125 124 123 133 127 129 130 131 134 133 124 125 123 123 125 95 96 97 98 99 100 95 98 93 93 93 72 <n"1lj 'J,,:J'n) 1847 3076 3884 130 10 :J lJil Total (14) 1029 1032 1424 130 'mw 1ln 'llJllj D"J1il 0'n1J (13 ) il!J1jJIl l"] 10 88356 104395 125437 3885 3885 4212 4212 4226 4631 4631 4631 4844 4855 4855 5232 124167 126229 127656 127944 131408 136141 136924 137495 142414 144362 144684 146856 5233 5229 5522 5523 147813 149635 152269 152825 154976 159016 160477 163798 165316 167685 167758 169891 'J1IlJ 1986 1987 1988 1989 01 02 03 04 05 06 07 08 09 10 11 12 1990 1604 1579 1515 1643 1572 1695 1381 1488 1407 2121 1439 1844 5520 5935 5936 5913 6244 6241 6242 6641 0' TWN1,nn11iJil -1 -8 -19 -21 -22 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 12 8 -50 Il" ilJ lljil Iln1lJ:J 'lJ'lljil 11n ' lJ' J 1-3 1989 -2 1990 n" nIlilil 2 3 3 4 4 D' TlnN 1, Iln 11 iJil ilJlljil lJ::s! wn 4 -11 -11 -20 -21 -35 0'iJJ1il 4 11 01 02 03 04 05 06 07 08 09 10 11 12 :J] 10n D'TlnN 100 1986 100 1987 100 1988 100 1989 100 1990 Iln 1U:J ' 1] , lljil 11n ' lJ' J 10 1989 0 1990 .D':J11'iJ Il111:J .1 :JlJ niJ!Jn:J 'llj11n n11'1 :lljJnil .Il1'11"nIlill O'D]J :JlJ 6 TABLE 1-1.1 ASSETS AND LIABILITIES IN ISRAELI AND FOREIGN CURRENCY LiabHHies filJlJ\ljtl 0' ~J1JjJO -'lJ"nnil lnllm~ fil nHn nil JJJIn JN1\lj' Other Liabilitiesl (24) Deposits of the Public in Foreign Currency (20) filJ niP!l 1lJ' ~il JJJunJ l)Nl\lj' Deposi ts of the Public in Israeli Currency (19 ) filJ lljJ'!l nnOlnn Dl'NjJJJ )"WJ Loans from the Bank of Israel (22) Government and Jewish Agency Deposits (2l> (NIS MILLION) 4960 832 5648 1546 5999 3828 4058 4912 5783 20348 22445 28285 45788 55963 64629 5736 5071 4556 Contingent Accounts (23) END OF PERIOD 3435 4435 6782 filJ njJ'!l filJ njJ'!l ilJ\ljn1lil 1lJ' ~il filJJ lOill \lln JJJlJnJ Deposi ts of Banks Abroad in Foreign Currency (18 ) 6989 7491 7954 8470 8546 8383 8985 9090 9120 9736 9799 8912 5993 6013 6035 5877 6104 6390 6402 6526 6639 6677 6876 7108 2660 1961 1232 580 967 2022 1948 1451 3634 3970 3984 4685 5791 5992 5860 5886 6049 6423 6449 6522 6604 6628 6618 6718 26805 26496 26599 26856 28067 29964 29856 30578 30678 31187 31033 32037 65799 67985 69475 69777 71 039 71580 71977 72566 74728 75389 75801 76621 4713 4688 4695 4648 4594 4848 4796 4357 4028 4076 3832 3577 9444 9425 9549 9992 10118 10398 10975 11184 10951 11576 11729 11105 7155 7167 8038 7972 8130 8437 8792 8953 9281 9314 9441 9414 5249 5699 5069 4034 3666 4009 4355 5262 5122 4756 4502 3056 6757 6844 7029 7073 7204 7340 7396 7498 7600 7691 7793 8214 32035 32637 33287 33705 34459 35943 36072 36855 37068 36590 36352 37222 76512 77288 78459 78988 80565 81531 81750 82925 84014 85664 86561 88757 3597 3545 3577 3668 3512 3496 3593 3506 3414 3519 3484 3442 -6 PERCENT CHANGE OVER PRECEDING YEAR -CONSTANT PRICES -2 9 1 1.3 -45 6 PERCENT OF TOTAL 4 4 5 6 7 LIABILITIES 6 1 5 1 5 3 5 3 6 2 PERCENT CHANGE OVER PRECEDING -CONSTANT PRICES -4 22 25 4 13 68 YEAR 1. INCLUDE ACCEPTANCES. SOURCE:MONTHLY RETURNS TO SUPERVISOR ON ASSETS AND LIABILITIES. -4 4 -1 -2 -2 -16 5 5 5 5 5 23 22 23 22 22 52 54 52 52 52 6 5 4 2 2 -1 -3 -24 -32 (YEARLY AVERAGE) -1 -0 OF BANKS 7 -35 4 3 2.1-'H '~Hl~' V1Un1 n1'11"nn~~1 n1~ D'OJJ~ D'OJJ ~:J~nn:J 'Hl~H Cr-edit to the Gover-nment :ilTn l1n~ of which: Indexed (8) fllJ 1liJi!J Deposi ts with'Or-dina- D'1'lHfl1 D"HPJl r-y Banking D'~'ll Cor-por-ations ~Hl~'l in Isr-ael :~Tn l1n~ 10 :J1J~ of which: Indexed Total (7) (6) fllJ 1liP!J PJl1 :JH1~' 10 :J1J~ :~ Tn lln~ Deposits wi th the Bank of Isr-ael (5) :JJ 10 Total Assets 10 :J1J~ Total D'OJJ~ 'lU~ l]OJ fllVn 1 Coins and Bank Hates (2) (3) (4) of which: Indexed Total (1) 464 596 1689 2492 1155 224 306 372 51650 62413 31163 31872 32216 32319 33178 34203 34441 34669 35930 36803 36988 37018 594 623 633 595 640 643 682 643 667 671 680 699 841 1058 940 932 1097 1105 1112 1034 1453 1115 1190 1290 1560 1330 1948 1418 1491 1355 1317 745 1869 1551 1237 1106 412 418 407 450 447 407 443 457 425 452 435 421 62668 64885 65475 65401 66982 68541 68847 69241 71483 72736 73689 74674 84689 87116 88358 88398 90412 92579 93604 93875 99051 100333 101039 102464 37100 37278 37402 37622 37932 38413 38316 38479 38467 38671 38759 38722 37109 37303 37416 37629 37938 38432 38337 38481 38492 38682 38780 38725 680 680 671 669 681 683 677 676 660 688 690 716 1182 1136 1048 1209 1134 1257 973 1017 987 1686 991 1385 1046 1313 1644 878 1119 910 1138 1070 1255 1092 1145 1023 464 440 440 455 479 428 475 508 495 505 474 454 75520 76111 76825 77349 78317 79693 80058 80881 81093 82381 83736 84577 103511 104881 106567 106662 108112 110319 111525 113730 114791 117645 118268 119748 -1 -11 -1 -11 -3 -13 4 -9 -21 -21 -6 -8 40 37 36 32 46 40 37 36 32 1 1 1 1 1 1 1 1 1 3 4 1 1 1 0 0 0 0 0 27745 31122 31151 31854 32209 32316 33170 34194 34434 34664 35928 36779 36975 37008 (l1n ' 1J'J1) -1 -4 mnpn t;10 1986 1987 1988 1989 01 02 03 04 05 06 07 08 09 10 11 12 1990 01 02 03 04 05 06 07 08 09 10 11 12 (n"~ 'J ,,~'n) 54449 68917 84536 590 655 1029 25248 27745 31134 ~J~~ D' TlnH1,nnl1p~ 0 -1 D'OJJ~ 75 74 73 71 100 100 100 100 100 D' TlnH1, nnllP~ -2 -4 -2 -4 0 -10 7 -8 -37 -31 -6 -7 8 1 -1 ~J~~ 2 2 v~lnn nnw:J 1989 1990 'J 1m ' 1] ,~~ :JJ 10n D'TlnH 1986 1987 1988 1989 1990 nnw:J ' 1] ,~~ lln ' lJ'J 11989 1990 TABLE 1-1.2 ASSETS AND LIABILITIES IN ISRAELI CURRENCY Assets D'lmt D'DJJ Other Assets : n TIl llll~ Of which: Indel(ed JlJn (16 ) 545 705 1139 1162 1092 2977 2339 2963 3557 3620 3628 3771 3482 3779 2364 2438 2473 2442 2553 2659 3960 3951 4168 4141 3041 3097 3280 4210 3298 3389 3543 3826 3755 3723 1508 5067 1600 1596 5375 4984 PERCENT 1 1 1 1 2773 2834 2858 2969 4611 4623 4849 5163 4798 25 28 2700 3848 4000 4258 3724 1122 1189 1152 1243 1320 1323 PERCENT (15 ) (NIS MILLION) 2260 2069 1620 END OF PERIOD 1023 1061 : n TIl llll~ 10 Of which: Indel(ed Total (17) 725 855 817 840 783 796 844 823 976 950 D'J'ljJll Contingent CHANGE 2880 3804 4086 4104 OilER PRECEDING 4 14 JlJn 10 11lJ flll"J : il TIl llll~ Of which: Indel(ed Total (14) 1517 2227 2998 3037 (13) 3834 3912 4636 4645 4756 4944 5248 5192 5167 5291 5581 5437 8431 8532 8546 8625 8648 8661 8623 8830 9042 9241 9484 9558 Premises and Equipment Total Of which: Indel(ed (11) (10 ) 230 250 290 15528 19820 9819 305 19931 324 314 321 329 328 341 346 350 359 366 322 20874 10328 10692 10631 10729 10964 331 335 343 349 357 360 368 374 367 20995 2:.0;2 21425 211\10 21930 22116 22834 23275 23779 24500 25050 25275 25742 25920 11001 10896 10902 10888 11300 11571 11787 11985 12218 412 421 26384 27144 27187 27725 27792 28397 29076 29852 403 10 J1Jn Total (9) 17406 10210 10227 10132 10284 10388 10445 10488 10375 10327 , Nll!.!N 111'~J Credit to the Public : n TIl llll~ 10 5285 7016 9252 7903 8240 8348 8185 8412 8439 8257 8222 8234 8179 8298 8372 J1Jn (12 ) 5748 7832 3111 3149 3113 3223 3342 3392 3491 3553 3568 3652 3756 YEAR,CONSTANT D'J 'Jl ll'~l Securities 26157 35329 34588 35237 35537 36085 36592 37969 38333 38684 41248 42157 42585 44135 44961 45545 45935 46286 46821 48464 49249 50626 51659 53131 53522 55100 PRICES 5 18 4 23 -11 -3 -4 -3 -8 11 2 4 4 6 2 3 3 3 3 3 4 4 5 8 9 8 8 10 10 11 10 10 0 0 0 0 0 23 23 24 25 32 38 42 43 46 5 -7 5 -7 3 5 7 9 OF TOTAL ASSETS 4 3 4 4 4 PERCENT CHANGE OVER PRECEDING -CONSTANT PRICES -6 25 flU 111!.!n Accounts 4 7 14 14 YEAR(YEARL Y AVERAGE) 9 23 3 -9 9 2.1-'N '~Nl~' U1Un1 n1'11"nn~~1 nfJ O'OJJ~ fll'l1"nm nu lljJ'!JO'n1J O"J 1~ 1W 'lU~ 'n~u ll~ n1'11"nn~~ Deposits of Ordinary O'1';\Nnn O"NjJJ1 Banking O'~';\l Corporations Equity Capital ~Nl~'1 Subordinated Capital Total in Israel :~m :~m ~lJ~ 10 Of whi ch: Indexed (25) 10 ~lJ~ 1ln~ 1ln~ Of which: Indexed Total (24) mJljJ Ul!JJ ll~ 0' !J1lU1 Reserves. Undistr;buted Profi ts Total Paid-Up Capital :~m ~J 10 ~lJ~ 10 1ln~ Of which: Indexed Total (23) (22) (21) (20) 413 557 547 596 953 46 32 123 75 64 1814 3042 3846 33 34 38 51730 62445 55333 70041 85877 541 571 585 579 589 644 652 648 671 675 682 694 779 981 859 862 1020 1082 1096 1012 1437 1101 1164 1262 35 37 38 38 39 32 33 33 33 34 34 35 58 60 61 61 62 55 55 56 56 57 57 58 3847 3847 4174 4174 4188 4591 4590 4591 4803 4814 4814 5191 38 38 38 38 38 39 41 41 41 41 41 41 62769 64997 65422 65492 67076 68216 68640 68875 71071 71545 71979 73431 85917 81\354 89595 89669 91707 94012 95051 95301 100560 101860 102511 103844 664 672 666 657 666 669 665 668 656 671 674 665 1171 1126 1040 1193 1117 1243 951 1039 963 1670 998 1336 35 36 36 36 37 38 33 34 34 39 40 21 36 37 37 37 38 39 34 39 40 41 41 21 5192 5188 5480 5480 5475 5890 5891 5868 6200 6197 6198 6597 41 41 42 43 45 45 45 44 44 44 44 44 72595 73216 73789 74233 75330 76519 76928 77562 78351 79407 80404 83372 105011 106394 108151 108222 109731 112164 113316 115773 116572 119352 119749 121017 <19 ) (18) (nn~ 'J1'~'n) ~!J1jJn"110 'J 1m 1986 1987 1988 1989 01 02 03 04 05 06 07 08 09 10 11 12 1990 01 02 03 04 05 06 07 08 09 10 11 12 0' TlnN1.nn11jJ~ ~J~~ nn1U~ 'lJ'~n 11n 'lJ'J13 -18 10 -10 1 1 1 1 1 1 1 1 1 -10 -48 -26 -69 12 8 -11 -8 0 0 0 0 0 0 0 0 0 3 4 4 5 5 0 0 0 0 0 -3 -3 m'll"nm~ 74 73 71 69 0 -1 1989 1990 ~J 10n 0' TWN 100 1986 100 1987 100 1988 100 1989 100 1990 0' T1nN1.nn11jJn nJ~~ U~lnn nn1U~ 'lJ'~n 11n 'lJ'J16 -8 12 -5 -30 -13 -31 -44 4 11 .n'l'l1"nnn1 10 -7 -6 0 -4 2 2 O'OJJ ~U O'jJJl~ ~U njJ!Jn~'~11n n11'1 1989 1990 :lljJn~ TABLE 1-1.2 ASSETS AND LIABILITIES IN ISRAELI CURRENCY Liabilities nnnN nl'l1"nnil D'J')~n Other Liabilities : il TIl ll/J~ Contingent JlJil (33 ) (34) END OF PERIOD Of which: Indexed Total 10 JlJil nus Total :il Tn ll/J~ 10 JlJil Of which: Indexed Total (31) (32) ilJ~/J/Jil nlJl1~'!J n'llil'il nlJJ10ill ILoans from Government and Jewish Agency Bank of Deposi ts Israel Accounts : il TTJ ll/J~ 10 nlNllJil JN1~' ~J)/J I , Of which: Indexed nlJl)~nl (30 ) nlJ ll~'!J Deposits of the Public JlJil Total (29) 111'~il (28) 10 :il Tn ll/J~ Of which: Indexed (27) 10 JlJil Total (26) MILLION) 65 153 2325 3331 4971 1620 2339 1517 2227 2998 264 982 3625 3346 4242 2921 3791 4754 46239 55123 45788 55963 64629 153 166 154 161 158 177 182 170 186 168 178 1393 5102 5592 6010 6473 6455 6309 6906 6987 7111 7678 7785 6951 2364 2438 2473 2442 2553 2659 2700 2773 2834 2858 2880 2969 3037 3111 3149 3113 3223 3342 3392 3491 3553 3568 3652 3756 2460 1739 950 269 642 1647 1577 1077 3264 3602 3626 4311 4286 4491 4338 4363 4490 4784 4829 4886 4939 4983 4899 4974 4796 5001 41179 4501 5040 5366 5416 5487 5568 5611 5571 5654 55390 57293 57835 57909 59247 59919 60243 60366 62407 62823 63306 63367 65799 67985 69475 69777 71039 71580 71977 72566 74728 75389 75801 76621 183 190 203 210 200 218 213 207 206 218 219 2648 7630 7678 7792 8171 8311 8583 9142 9415 8968 9536 9537 9064 30U 3097 3280 3298 3389 3543 3826 3755 3723 3804 4086 4104 3834 3912 4636 4645 4756 4944 5248 5192 5167 5291 5581 5437 4889 5338 4706 3673 3311 3656 3973 4882 4705 4329 4082 2638 4998 5067 5230 5258 5362 5478 5504 5581 5672 5763 5863 6246 5705 5787 5961 5993 6113 6235 6283 6376 6474 6582 6709 7122 63674 64100 64339 64749 65675 66572 66686 67317 68056 68911 69521 69688 76512 77288 78459 78986 80565 81531 81750 82925 84014 85664 86561 88757 5 18 4 23 -1 -48 -3 7 -1 7 -5 -6 -2 -2 2 3 3 3 3 3 3 4 4 0 1 4 4 2 5 5 5 5 5 6 66 64 61 58 83 80 75 74 73 69 78 4 -0 4 1 -0 -5 -1 -3 PERCENT CHANGE OVER PRECEDING -CONSTANT PRICES 656 62 PERCENT OF TOTAL 0 0 1 2 16 11 LIABILITIES 4 5 6 7 7 PERCENT CHANGE OVER PRECEDING -CONSTANT PRICES 21 40 SOURCE: MONTHLY YEAR 28 12 RETURNS YEAR(YEARLY 14 14 TO SUPERVISOR 5 5 6 AVERAGE) 9 23 OF BANKS ON ASSETS 11 AND LIABILITIES. D' OJJ nlJ llip!J nllOWl D"NjJJl ~" lnl Deposi ts with Banking Institutions Abroad (5) fl1J lljJ' !J nlJ lljJ'!J Dl1'lNnl JJJ11 D"NjJJl ~N11!J' D'~'ll ~N11!J'1 Deposi ts with Ordinary Deposits Banking Corporawith the Bank of tions in Israel Israel (4) 'lLJI!J l")DJ n1JJ1l1 Co; ns and Bank Notes Total (2 ) (3) 10 ~lJil (D'lJ11 (1) il!J1jJn l")lD 'J1m 'J1'J'1l) 4668 4438 5259 330 313 268 6266 6648 6525 48 50 42 22811 23059 22641 4542 4429 4416 4622 4649 4920 5204 5127 5056 5279 5490 5644 274 273 264 287 277 271 262 250 225 245 234 230 6068 6069 5747 5720 5617 5744 5881 5903 6080 6140 6224 6468 54 55 56 64 54 51 56 53 51 53 45 45 21763 21888 21598 21724 21427 21661 22040 21695 21868 22098 22228 22614 5772 5847 5865 5800 5817 6093 6321 6519 6349 6270 6052 5966 226 231 239 225 226 220 209 220 216 225 220 255 6586 6711 6649 6775 6845 6967 7135 7450 7371 7362 7282 7048 48 48 52 66 56 57 65 64 55 60 52 54 22813 22857 22920 22978 23120 23435 23867 24507 24563 24748 24464 24484 7 6 -14 11 -1 9 9 20 20 19 23 25 24 1 1 1 1 1 27 29 29 29 29 0 0 0 0 0 8 23 -16 -13 D'T1nNl,nnl1jJil ilJl!Jiln1l1JJJ 'lJ 'l!Jil -0 8 O'OJJil 0'T1nNl,nnl1jJil -6 17 100 100 100 100 100 1989 1990 JJ 101l 0' T1m~ 1986 1987 1988 1989 1990 ilJl!JilJJ::!!11l1ln1l1JJJ ' 1J 'l!Jil 5 6 12 1986 1987 1988 1989 01 02 03 04 05 06 07 08 09 10 11 12 1990 01 02 03 04 05 06 07 08 09 10 11 12 -2 8 1989 1990 TABLE 1-1.3 ASSETS AND LIABILITIES IN FOREIGN CURRENCY Assets D' OJ] D'lnN fil] lJl!Jn D'~;PljJn llU \11M JN11!J'J Other Assets (12) Cont;ngent Accounts Abroad (11) fill"] Securities (10) END OF PERIOD (MILLION D'JlJ'iJ , N1I!JN 1lJ '~J , N1I!JN ilJl!JnnJ JN11!J'1 In Israel (9) Acceptances (8 ) Credit to the Public (7) Credit to the Government (6 ) $) 274 294 308 2317 2224 1661 777 831 887 69 56 34 331 455 622 6485 6680 5433 1246 1072 1602 329 356 340 355 374 379 400 418 417 434 432 383 1630 1624 1586 1518 1506 1515 1531 1509 1556 1560 1642 1708 891 893 916 916 905 918 940 929 962 961 961 1004 35 39 38 36 34 33 33 33 32 32 31 29 663 665 668 679 656 621 624 602 570 567 550 526 5752 6011 6092 6062 5923 5838 5820 5622 5696 5605 5583 5617 1524 1474 1474 1466 1432 1370 1290 1247 1222 1223 1036 960 400 403 403 421 421 428 445 456 458 472 465 401 1710 1662 1706 1656 1664 1681 1728 1841 2000 1989 1908 1942 1044 1064 1084 1099 1129 1173 1207 1236 1263 1279 1287 1454 26 26 26 24 23 23 23 23 23 23 23 19 498 474 466 473 461 437 436 402 396 414 425 415 5596 5527 5619 5646 5726 5621 5575 5585 5624 5805 5926 5913 906 863 812 793 751 734 723 711 806 850 824 1017 PERCENT CHANGE OVER PRECEDING YEAR 24 5 3 14 13 45 -13 -36 -15 -21 3 5 -40 6 3 4 4 4 6 0 0 0 0 0 1 2 3 2 2 28 29 24 25 24 5 5 7 4 4 -10 -2 26 -39 PERCENT OF TOTAL ASSETS 1 1 1 2 2 10 10 7 8 8 PERCENT CHANGE OVER PRECEDING YEAR (YEARLY AVERAGE) 21 13 -14 13 11 27 -29 -29 13 -6 -28 ~ln V1Un] n1'1]"nn~~1 3.1-'1~ n1:J D'O]J~ n1'1]"nn~ l1UIlj fllJ 11iP ~ nlln,lnflil Dll'lNnn D' , NjJJ] D'lnN :JN11lj'] Depos; ts of Ordinary Banking Corporations in Israel other Capital Hotes Subordinated Cap; tal Hotes 05) (14) 324 284 261 92 84 76 <O'lJ11 41 41 36 270 269 261 283 274 270 262 249 223 242 236 227 76 73 73 73 73 73 73 69 69 69 69 69 36 37 37 37 37 37 37 37 34 34 34 33 223 231 238 224 225 217 210 220 216 223 218 248 69 65 65 65 65 65 65 61 61 61 61 61 30 30 30 30 30 30 30 29 26 26 26 25 -13 9 -10 -11 D'TlnN] -9 -26 1 0 0 0 0 0 0 0 0 0 0 06 ) 1 1 1 1 -8 -13 J lJ~ l1UIlj lln D"Jl~ D'nlJ Total 03 ) 'J l1J'n) i1~ljJn t')10 'J 1nJ 22217 1986 22328 1987 21898 1988 1989 21086 01 21195 02 20918 03 21026 04 20750 05 20948 06 21304 07 20986 08 21107 09 21332 10 21478 11 21911 12 1990 22041 01 22084 02 22125 03 22201 04 22321 05 22547 06 22994 07 23507 08 23697 09 23904 10 23731 11 23864 12 , mn1jJ~ D' TlnN], nnlljJ~ -10 -9 -20 -11 ~JIlj~ nn 1VJ ' lJ 'Ilj~ 0 1989 9 1990 nl1 n' , nnil~ 100 100 100 100 100 ~JIlj~ V.i!lnn -3 8 .fll'l]"nm1 14 10n D'TlnN 1986 1987 1988 1989 1990 nn1VJ 'lJ'Ilj~ 1989 1990 D'J1J'jJ nl]lJ .1 n1l'1 :lljJn~ D'O]] JV JV njJ~n:J 'lljl1n D'jJJJil 10 TABLE 1-1.3 ASSETS AND LIABILITIES IN FOREIGN CURRENCY Liabilities fll'1111nflil 1flllm~ Other Liabil1ties1 fllJl]\ljn D':J1JjJn Contingent Accounts (22) Loans from Deposits Bank of of the Israel Government (2l> END OF PERIOD flU lljJ' ~ fl 1] lljJ 1~ fllJ lljJ' ~ 1111~il il:J\ljmlil flnOlnn [)1 1NjJJ ] :J"ln] fllN ll:Jil JJJ In :J~l\ljl (20) (19) Deposits of the Public (18 ) Deposi ts of Banks Abroad (17) (MIL LION $) 747 718 1003 2317 2224 1661 382 367 112 765 728 570 13690 14588 15657 3859 3296 2522 1040 1063 1069 1097 1093 1031 1058 1046 1013 1033 1025 999 1630 1624 1586 1518 1506 1515 1531 1509 1556 1560 1642 1708 110 125 155 171 170 187 189 186 187 185 183 191 548 555 539 541 527 526 526 515 522 510 533 542 14777 14827 14619 14753 14669 14899 15190 15208 15471 15653 15805 16320 2598 2624 2580 2554 2401 2411 2440 2167 2031 2046 1952 1822 934 893 881 906 892 873 893 866 964 1009 1084 997 1710 1662 1706 1656 1664 1681 1728 1841 2000 1989 1908 1942 185 184 182 180 175 170 186 186 202 211 208 204 542 540 536 538 538 532 543 549 548 548 536 533 16496 16668 16694 16777 17000 17297 17588 18040 18020 18096 17970 18175 1852 1810 1794 1826 1733 1682 1752 1716 1660 1740 1722 1681 -5 4 11 -28 -8 62 65 72 74 76 17 15 12 8 7 PERCENT CHANGE OVER PRECEDING -0 -0 PERCENT 3 14 OF TOTAL 3 5 5 4 PERCENT 6 -11 CHANGE -2 LIABILITIES OVER PRECEDING -14 13 :5 2 2 1 1 1 10 10 8 8 8 :5 YEAR 70 7 3 3 2 2 YEAR (YEARLY -52 14 1. Include acceptances SOURCE: MONTHLY RETURNS TO SUPERVISOR ON ASSETS AND LIABILITIES. 15 AVERAGE) -19 1 OF BANKS 5 14 -23 -25 D' OJJ nlll1jJl !J nllOllll D" HjlJ1 ~"lnl nlll1jJl !J nlll1jJl !J jlJll Dl1'lHnl D"HjlJl ~H1W' D'~'ll 'lUW t'JOJ nllJlll 10 ~ lJil ~H1W'l Oeposi ts with Banking Institutions abroad (5) Oeposi ts with Ordi nary Banking Corporations in Israel (4) Oeposi ts Coins with the and Bank of-' Bank Israel Notes (3) Total (2) 1990 100 69 8 5 10 2 7 100 78 3 13 1 1 4 100 76 4 14 1 1 3 100 57 8 31 1 1 3 59 7 9 10 4 10 100 75 3 16 1 2 3 100 57 8 30 1 1 3 56 9 10 8 5 12 100 56 8 31 1 2 3 55 7 11 12 5 11 6 12 2 9 100 80 2 12 1 1 3 67 6 17 4 2 5 57 6 11 11 5 10 16 J"ilO l~ll lJ'~lUW ~ OM ' J llll II FF ' n!Jl~ !J SF 'l~'llW !) OTHERS D'lnH $ II TOTAL J"ilO l~ll lJ'~lUW ~ OM ' J llll II ' n!)l~ !J FF SF 'l~'llW !J OTHERS D'lnH $ 11llU!J0 67 6 17 4 2 4 TOTAL J"ilO l~ll lJ'~lUW ~ OM 'Jllll II FF ' n!Jl~ !J 'l~'llW !) SF OTHERS D'lnH $ 11ll~1 --------------100 100 100 53 8 34 1 2 3 TOTAL 'J P --------------100 100 1990 100 63 9 68 5 16 3 2 4 --------------100 100 1990 100 67 8 5 11 1 7 OlHll --------------100 100 1990 100 66 8 6 10 2 8 (1) 66 6 17 4 3 5 TOTAL J"ilO 1~11 lJ'~lUW ~ OM 'Jllll II FF ' n!Jl~ !J SF 'l~'l1W !J OTHERS D'lm~ $ TABLE 1-1.4 ASSETS AND LIABILITIES IN FOREIGN CURRENCY BY PRINCIPAL CURRENCIES, (END OF QUARTER, PERCENT) Assets D 1 OJJ D1lnH fllJ lllijn llLJ nll11J Dl~l)jJn Secu,..;t;es \llnn ~Hllijl~ Other Assets (12 ) Cont;ngent Accounts (11 ) MARCH Abroad (10 ) Dl~llljJ 1HllijH llll~~ 1HllijH n~lijnn~ ~Hllijl) In Israel (9) Acceptances (8 ) Cred;t to the Publ;c Cred;t to the Government (7) (6 ) 1990 --------------- 100 75 6 14 1 1 2 100 79 2 9 3 1 7 JUNE 100 76 8 2 1 11 2 100 80 2 11 2 0 4 100 62 1 17 3 2 15 100 75 2 17 1 3 3 100 90 0 9 0 1 0 100 78 3 12 3 100 64 1 15 3 2 15 100 75 2 16 1 2 3 100 89 0 9 0 1 0 100 65 1 11 3 2 17 100 74 2 17 1 3 3 100 90 0 9 100 63 1 12 4 2 18 100 79 2 13 1 3 3 100 73 0 26 1990 --------------100 70 10 13 3 1 3 100 77 2 11 2 2 7 SEPTEMBER 100 77 8 2 1 10 2 5 1990 --------------100 72 8 14 3 2 2 100 78 1 11 2 1 7 DECEMBER 100 71 8 2 1 15 3 100 76 3 13 3 5 1 0 1990 --------------100 69 9 13 3 1 5 100 77 2 11 3 1 7 100 72 6 1 1 16 3 100 77 2 13 2 4 17 1 0 n" nlJ 11i" n n110lnn O"NjJ]] ~" lnl nlJ 11jJ' n 011' .lNnn n" O"NjJ]l ~N11!J'l Oepos;ts of Ord;nary Bank;ng Oepos; ts Corporaof Banks t;ons ;n Israel Abroad (17) (16 ) llUl!I ]In O"Jlil 0'n1] llUl!I 11" nnil D'lnN 100 78 3 13 1 1 3 (15) <14 ) 100 100 100 77 4 14 1 1 3 100 100 100 100 75 3 17 1 2 3 100 100 79 2 13 1 1 3 70 4 16 4 2 5 100 100 100 69 5 17 4 2 5 100 68 5 17 4 2 5 67 5 17 4 5 18 $ J"ilD l~ll .l]'~lUI!J ~ £ ']nl.l n OM ' nnl~ n FF ,,~, 111!Jn SF D'lnN OTHERS TOTAL $ lln~l 2 •mUlUn J"ilO 1~11 £ .l]'~lUI!J ~ ']nl.l n OM FF ' nnl~ n ll~' 11l!l n SF O'lnN OTHERS TOTAL llnUnD --------------100 100 100 100 J"ilO 1~11 .l]l~lUI!J ~ £ ']nl.l n OM ' nnl~ n FF ll~' lll!l n SF OTHERS O'lnN TOTAL $ ,] --------------100 100 1990 100 71 2 16 1 3 7 OlNn " --------------100 100 1990 100 64 2 23 1 4 7 (13) --------------100 100 1990 100 65 2 23 1 3 6 10 ~Jil Subord; nated CapHal Notes Total Other Cap;tal Notes 1990 100 65 2 21 1 5 7 11" nnil J"ilD l~ll .l]'~lUl!I ~ £ l]nl.l n OM FF ' nnl~ n ,,~, 11l!1 n SF O'lnN OTHERS TOTAL $ O'~l1'jJ n111~ .1 D'jJ]lil ~U njJnn~ n11'1 :lljJOil 'n~ n1'll"nnill O'DJ] ~U TABLE 1..,.1.4 ASSETS AND LIABILITIES IN FOREIGN CURRENCY BY PRINCIPAL CURRENCIES, (END OF QUARTER, PERCENT) 911IJ Uabilities D'OJ] :;JIJ flll u"nflil 1flnnH 'nflil flllll' fllJ Ul!Jn D':;J'ljJn fllH ll:;Jil flU lljJ' !J flU lljJ' !J il:;Jl!Jnnil JJJIn 111' ~il :;JH1l!J' I Excess of Other Assets over UabiliUabilities ties1 (23) Contingent Accounts (22) MARCH (21) Deposi ts Deposi ts Loans from of the GovernBank of of the Israel ment Public (20) (19 ) (18) 100 79 2 9 3 1 7 100 97 0 1 100 52 100 69 5 16 4 1 4 100 77 2 11 2 2 7 100 96 0 2 1 0 0 100 78 1 11 2 100 86 0 2 100 51 0 49 7 1 11 0 0 4 100 '100 86 100 100 50 2 50 65 6 18 5 1990 --------------100 35 38 13 -1 17 -1 100 69 4 13 2 2 9 JUNE 48 1 0 1990 --------------- 100 25 36 15 0 15 8 100 70 5 12 3 2 9 SEPTEMBER 100 53 47 100 68 5 16 4 2 4 1990 --------------100 40 34 10 -2 22 100 71 5 11 2 2 9 -5 DECEMBER 100 27 28 14 -4 32 3 71 5 10 3 2 9 1. Include 2 1990 100 SOURCE 100 67 6 17 5 77 2 11 3 1 7 o 11 o acceptances : RETURNS TO SUPERVISOR OF BANKS ON ASSETS AND LIABILITIES, BY CURRENCY. 19 o 2 5 5.1-IN nlNnJJ~nJ D'~Jlo J~ nl'11"nn~01 nfJ D'OJJo D' OJJ Credit to the Public '~l!Jo D"nNJ JlJ oln~o fllNllJo fllnlJ11no l~lNl Linkage increments on loans insured by the treasury Other (8 ) (7) D'JJ1~J n1l1nJl o"J 1 Building Companies and Contractors (6 ) D'JJnl!JnJ 111' ~J 'H1l!JN fllJl1~'!J Dll'lNnl D' ,N~J 1 fll'l~lJ J1Jo 10 J 11il10 nllnwn Home Buyers (5) Local Authorities (4 ) Total (3) Deposits with Banking Corporations (2) Total (1) m"l!J 'J llJ'n) o!Jl~m 91DJ 11m 8 5 3 381 495 462 336 278 258 5650 7036 9567 175 177 178 6550 7989 10468 1342 1433 1537 8774 10202 12821 1986 1987 1988 1989 3 3 3 2 460 457 463 496 274 287 283 285 10345 10957 11748 12770 175 173 171 168 11257 11877 12667 13722 1609 1582 1595 1538 13676 14296 15147 16199 I II III IV 1 1 1 0 395 429 462 535 302 356 411 435 13600 14619 15591 16958 171 173 179 173 14469 15579 16644 18102 1570 1606 1609 1599 17074 18394 19536 21096 1990 I II III IV nnll~o oJ~o nnllJJ D'TlnNl '1J '~o D'lJ11~ D'l'nn -39 -83 -11 -8 -8 30 11 13 -22 -12 9 12 -17 -12 5 11 D'OJ)o JD 0 0 0 0 4 5 4 3 3 4 3 2 2 2 64 69 75 79 80 2 2 1 1 1 75 78 82 85 86 15 14 12 10 8 nnlljJ ~J~ lJ~lnn -37 -72 -17 -18 .l~l~~ ~Jl1il D~'~ -13 8 13 13 -19 -15 10 11 -11 -15 100 100 100 100 100 1989 1990 lon D'TlnN 1986 1987 1988 1989 1990 nn llJJ D' TlnN1 '1J'~o D.'lJ11jJ D'"nn 6 9 1989 1990 .D'lnl'n D"N~Jl D'l'lNfl LJJJnJ - "11J.'~" :ollJo D'!JOJilnnUlil D~~ il1'lil~Jl1~ lJljJilnnJn'J~ n'H~Jl nllllJ:(16) llUJ illlJil 20 TABLE 1-1.5 ASSETS AND LIABILITIES OF MORTGAGE BANKS Assets 0' OJJ O'lnN Contingent 0':;11 ]jJll nu ulljn Accounts nllU1JJ nllU1JJ nmJ]il~ illn ' t1~ , NllljN lJllil (nll'l) -11 ' , nfli:l1 nllnN nll Other Assets (17) Guarantees under sales Law (Homes) (16 ) END OF PERIOD Credit Guarantees and other Liabilities (15) ~lJil O'J"J] 111~1 OllnN 10 Total (14) Buildings and Equipment (13 ) , NllljN il~lljllll~ 11JJ fllV'J Securities Other (12) nll.l 'N 11n n l' n~1lj1l1l Government Debentures (11 ) ~lJil 10 Total (10) Credit to the Government (9) (NIS MILLION) 50 42 75 93 85 96 40 31 23 134 115 119 3 6 11 38 34 30 236 204 253 275 238 282 421 378 329 73 76 93 96 101 123 139 159 24 19 19 20 124 142 158 179 11 12 13 14 29 32 34 36 261 265 292 329 290 297 325 366 312 312 296 283 127 199 171 110 178 206 295 392 36 40 33 46 214 246 328 437 15 12 13 14 40 54 48 48 370 429 467 531 410 483 515 578 268 269 255 256 -29 94 25 108 11 -17 2 11 8 37 7 34 -29 -23 0 0 0 0 0 2 1 1 1 2 0 0 0 0 0 0 0 0 0 0 3 2 2 2 3 3 2 2 2 3 5 4 3 2 -35 23 2 30 -4 29 -26 -26 PERCENT CHANGE OVER PRECEDING - CONSTANT PRICES 7 -3 38 109 YEAR PERCENT OF TOTAL ASSETS 1 0 1 1 1 1 1 1 1 2 PERCENT CHANGE OVER PRECEDING - CONSTANT PRICES 38 56 19 65 -37 44 1 YEAR (YEARLY AVERAGE) 5 62 35 -3 NOTE: npUBLIcn - EXCLUDING SPECIALIZED BANKING CORPORATIONS. NOTE TO COLUMN (16): BANK GUARANTEE GIVEN BY BUILDING CONTRACTOR ADVANCE PAYMENTS MADE BY THE HOME-BUYER. 21 TO HOME-BUYER TO SECURE 5.1-IH nlHnJJ~n~ O'~J1n ~~ nl'll"nnnnl nl~ D'OJJn nl'l1"nnn D'l'.lHnn mJ ll~'!l 0"H~J1 Deposits of Banking Corporati ons \llnn ~Hll!P :J Abroad (24) ~Hl~'l lln "IJ~ O"J1il 'n~w 11n ~lJn 10 ~lJn 10 In Israel Total (23) nll.l'N lln (22) Debentures Capi tal Notes (21) (20) Equity Capital Total (19) (18 ) (n"l!J1J l'~'n) il!Jl~nn t'J 10:J 11nJ 56 54 58 1786 2332 3007 1842 2386 3065 1642 1724 1940 13 17 20 165 225 322 8774 10202 12821 1986 1987 1988 1989 55 62 57 58 3261 3414 3649 3916 3316 3476 3706 3974 2008 2005 2052 2142 21 23 20 19 360 385 424 468 13676 14296 15147 16199 I II III IV 55 58 54 54 4063 4372 4681 5114 4118 4430 4735 5168 2175 2380 2408 2408 20 23 24 23 492 537 584 629 17074 18394 19536 21096 1990 I II III IV nnlJ.J:J0' TlnH] 'lJ'l!Jil nnl1~il ilJl!Jil D' lJ11~ 0'" nn -18 -20 8 11 7 11 -9 -4 -21 -1 21 14 5 11 1989 1990 m' 11 ',nnilil:J1J 10n D' TlnH 1 1 0 0 0 20 23 23 24 24 21 23 24 25 25 19 17 15 13 11 0 0 0 0 0 nnl1~ -10 -18 9 9 8 8 -8 -3 -4 -12 2 2 3 3 3 ilJ~ lJ~ mn 19 18 100 100 100 100 100 1986 1987 1988 1989 1990 nn1lJ:J 0' TlnH1 ' 1J 'lVil D' lJ11~ D'l'nn 6 9 1989 1990 C'l'lNfl IJlJn:J - n11],~n :il1lJil .C'ln1'n C"N~J] .m ' 11 ',nflilil1D'OJJil :JV D'~J]il :JV n~!ln:J 'J1lJ]1 n11'l :11~nil 22 TABLE 1-1.5 ASSETS AND lIABILITIES OF MORTGAGE BANKS Uab; Ut; es fl" lJ' nnil flllnN Other UabH;t;es (32) nlJ lJl!Jn D':J'JjJn Cont;ngent Accounts (31) flU lljJ'!) nlJ lljJ'!) Dllln~ il:Jl!Jnnil n 11lJ:J l11H Government Depos; ts <30) l;nked long-term Depos; ts (29) flU Don nlNll:Jil lfln:J D'11!J1Nn fllJl1jJ'!) D'lI!JHm Approved Earmarked Depos;ts Dllmm Approved Sav;ng Schemes (28) Other (27) D'J:JJjJn flllJnl il"J1 Contractors and Bu;ld;ng Compan;es (26) :J1Jil Total (25) END OF PERIOD (NIS MILLION) 130 189 283 134 115 119 3222 4002 5159 883 933 1265 147 172 212 352 235 268 242 202 167 595 437 435 267 307 322 325 124 142 158 179 5548 5822 6039 6429 1362 1464 1752 1963 227 237 246 259 278 275 276 295 164 160 153 146 442 435 428 441 339 398 364 466 214 246 328 437 6710 7112 7493 8038 2313 2568 2908 3193 262 274 283 303 291 287 277 298 139 138 132 134 431 425 409 432 3 6 28 38 1 -1 -9 -14 -28 -22 -16 -17 37 39 40 40 38 10 9 10 12 15 2 2 2 2 1 4 2 2 2 1 3 2 1 1 1 7 4 3 3 2 -6 -12 -29 -26 -16 -17 PERCENT CHANGE OVER PRECEDING YEAR -CONSTANT PRICES -5 22 25 108 PERCENT OF TOTAL LIABILITIES 1 2 2 2 2 2 1 1 1 2 PERCENT CHANGE OVER PRECEDING YEAR (YEARLY AVERAGE) - CONSTANT PRICES 13 6 5 62 7 5 22 42 5 -1 NOTE: ·PUBLIC· - EXCLUDING SPECIALIZED BANKING CORPORATIONS. SOURCE: QUARTERLY RETURNS TO SUPERVISOR OF BANKS ON ASSETS AND LIABILITIES. 23 10 6.1-N n"~Vnl nlVv~n l1n'n~ D'vJln ~~ nl'11"nnnnl nl~ D'OJJn D' OJJ In'~:;J 'H1WH Credit to the Public lnN mNll~n ~lJn 10 [)q'lHfll Depos;ts with Bank ing Corporat ions in Israel D"nN nln'D nlvDn~ l~lNl mJ llv' :J lJil fllJ lljJ'!J D' , HvJ 1 ~Nl~'l 10 ~1Jn 10 D wn~ mNll~n Others (8 ) Development Loans (7) Total (6) Others (5) With the Treasury Earmarked Deposits (4) Total (3) Total (2) (1) n!JljJnn t'J1O~ 11nJ (nnw 'Jl'~'n) 773 1214 1864 1309 1252 1228 2083 2466 3092 94 89 95 886 856 942 692 707 731 1672 1652 1768 4775 5309 6121 1986 1987 1988 1989 2058 2207 2249 2305 1184 1183 1133 1086 3242 3390 3382 3391 97 110 99 63 979 982 999 1024 748 760 753 734 1824 1852 1851 1821 6270 6476 6447 6489 I II III IV 2353 2404 1782 1783 1062 1049 680 668 3415 3453 2462 2451 54 58 117 119 1050 1066 1048 1039 725 724 665 686 1829 1847 1830 1844 6533 6660 5243 5357 1990 nnllvil 2 -34 -27 -48 -9 -39 -45 60 -10 -14 -17 -21 nJ~n ml1V~ D' nnNl D'Vllv D'l'nn -15 -14 -12 -30 D'OJJn 16 23 30 36 33 27 24 20 17 12 44 46 51 52 46 2 2 2 1 2 19 16 15 16 19 15 13 12 11 13 nnllv 35 31 29 28 34 ilJ~ V~lnn nnw~ -23 -32 0 -21 -13 -30 -9 -13 -20 -9 .Dqnlln 24 DllHjJJl -11 -15 Dl1'lHn '1J'~n 1989 1990 ~lJ 10n D' nnN 100 100 100 100 100 D'Vl1v 21 -14 I II III IV 1986 1987 1988 1989 1990 D' nnHl D'l'nn -6 -18 uvn~ - ' 1J '~n 1989 1990 nll1'~n :nlVn TABLE 1-1.6 ASSETS AND LIABILITIES OF INDUSTRIAL INVESTMENT FINANCE BANKS Assets (0':J'1jJn O'lnH O'OJ] n 1] nl!!n n n 1:J ) Securities 11JJ fll"'] 'HlI!!H l'I!!' il:Jl!!nn:J O'lnH Other Assets (includi ng Contingent Accounts) (13) :J1Jil 10 nl1l 'H :JI!!11n il:Jl!!nnil Government Debentures Other Securities Total (11) (12) Direct Credit To The Government <10) (9 ) END OF PERIOD (NIS MILLION) 414 409 455 22 32 54 37 38 37 75 81 418 419 380 "45 48 42 87 50 35 38 377 51 31 83 88 82 376 430 389 396 52 53 54 63 25 27 31 34 -4 5 -31 -8 o 1 1 1 44 551 706 725 699 733 747 817 77 836 80 850 85 97 477 569 -16 -7 -41 PERCENT CHANGE OVER PRECEDING YEAR - CONSTANT PRICES -31 -11 -0 PERCENT OF TOTAL ASSETS 9 8 7 6 7 1 1 1 1 o 1 1 1 1 1 2 12 13 12 13 11 PERCENT CHANGE OVER PRECEDING YEAR (YEARLY AVERAGE) - CONSTANT PRICES -18 -18 1 -3 -22 -35 -10 -17 NOTE: npUBLIcn - EXCLUDING SPECIALIZED BANKING CORPORATIONS. 25 -9 -17 6.1-H n1:J n"~Un1 n1Up~n lln'n:J D'PJ1n :J~ n1'11"nnnn1 D'OJJn np 11' 'nnn Debentures and Other Capital Notes D'lnH Others (20) lnn:J fllHll:Jn Earmarked (19) n"LJ~l 11n nlll 'H DllnH nlpnn:J 1~lH1 With the Treasury (18) :JlJn 'mw 11n 'lLJ~ D"Jln D'nlJ :JlJn nn 10 10 Subordinated Capi tal Notes Total (17) Equity Capi tal (16 ) Total (14) (15) (n"~ 'Jl':J'n) nnlPnn rn O:J 11flJ 21 21 20 207 207 285 886 856 941 1113 1084 1247 26 27 28 233 378 390 4775 5309 6121 1986 ..• ~87 1988 1989 22 23 24 20 293 296 286 297 978 982 1008 991 1293 1300 1317 1309 26 28 28 30 410 439 422 361 6270 6476 6447 6489 I II III IV 21 22 23 19 298 302 297 299 1017 1034 1050 1039 1336 1358 1370 1356 26 28 29 31 371 389 393 404 6533 6660 5243 5357 1990 I II III IV nn11pn nJ~n nnlU:J D'TlnH1 D'Ul1jJ D'l'nn -19 -22 -14 -14 -13 -11 -13 -12 -12 -13 -23 -5 -12 -30 npl1"nnnn 0 0 0 0 0 4 4 5 5 6 19 16 15 15 19 23 20 20 20 25 1 1 0 0 1 nnlljJ -16 -19 -8 -13 -9 -11 .np -9 -12 11' 'nnnnl 5 7 6 6 8 nJ~ U~lnn -12 -13 .Dllnpn D"HjJJ1 D'OJJn ~U D'jJJ1n 26 -15 -21 ' 1] '~n 1989 1990 :JlJ 10n [J'TlnH 100 100 100 100 100 nnw:J D'TlnH1 D'Ul1P D'l'nn -6 -18 1986 1987 1988 1989 1990 ' 1] '~n 1989 1990 D'l'lHn LJUn:J - "l11'~1 ~U njJ~n~ 'J1U11 n11'1 :nlUn :11jJnn TABLE 1-1. 6 ASSETS AND LIABILITIES OF INDUSTRIAL INVESTMENT FINANCE BANKS Uabilities fllll1" nflil fl111~) flnnH (D'~'liln fllJ l1Wn fllJ llil' D il~l!mnil 111'~il fllJ llil' D Dl1'lHfln Deposits of Banking Corporations In Israel D'lnH Other Liabilities (including Contingent Accounts) (26) Government Deposits Public Deposi ts (25) (24) Others (23) fllJ llil' D lfln~ fllHll~il fllJ llil' D D"HjJJl ~H1W'1 ~lJil Earmarked Deposi ts Total (22) (2l> END OF PERIOD (NIS MILLION) 186 215 366 1255 1333 1396 895 1184 1601 302 381 382 765 706 710 1067 1088 1093 387 401 427 501 1359 1388 1317 1243 1683 1791 1790 1863 363 372 388 405 748 758 757 778 1111 1130 1145 1183 506 549 514 548 1208 1200 1138 1107 1872 1916 1472 1582 416 421 36 37 797 799 290 292 1213 1220 326 329 -4 -28 -12 -92 -9 -68 -10 -76 14 15 15 14 11 6 7 6 6 1 16 13 12 12 5 22 20 18 18 6 -12 -37 -11 -30 -11 -32 PERCENT CHANGE OVER PRECEDING YEAR - CONSTANT PRICES 13 -7 -26 -24 PERCENT OF TOTAL LIABILITIES 4 4 6 8 10 26 25 23 19 21 PERCENT CHANGE OVER PRECEDING YEAR (YEARLY AVERAGE) - CONSTANT PRICES 40 8 -17 -25 -6 -27 NOTE: wPUBLICw - EXCLUDING SPECIALIZED BANKING CORPORATIONS. SOURCE: QUARTERLY RETURNS TO SUPERVISOR OF BANKS ON ASSETS AND LIABILITIES. 27 10 7.1-Nnl~ O"~OJ~ nllOln~ ~~ nl'll"nn~~l O'OJJ~ 0' OJJ '1i1~N Deposi ts 111' ~~ With Banking Corporations illjJ!Jil J l~ml Credit to the Public (5 ) With the Treasury (4 ) O'l'lNnl nlJllp'~ D"NPJl JN1l!!'l In Israel nlJ lljJ'!J lnnJ nlNllJil Dllmn 10 JlJil Earmarked Deposits and Others Total (3) Total (1) (2) <n"~ 442 525 593 4319 4925 5513 275 286 303 328 5760 5906 377 463 302 319 6319 6536 6713 6926 6052 6218 4102 1rJ ~ lJil 8421 9641 ~!JljJn~ 'J 1'J'n) 9678 11038 4716 5255 10768 12240 5522 5570 5611 5669 11283 11476 11663 118M 12455 12668 12876 13114 5822 6467 6646 12140 13004 13359 14004 13414 14385 14573 152"19 f]1DJ 11flJ 1986 1987 1988 1989 I II III IV 1990 7078 nnllP~ -54 -17 -7 -5 -11 6 -9 0 5 5 5 3 2 45 45 45 47 45 42 43 43 43 46 87 87 88 91 92 I II III IV ilJ~il nnlDJ D'TlnNl ' lJ ' ~il D1 DlljJ Dll'nnl -11 1989 -1 1990 D'DJJil nnllp -50 -7 -5 -6 -7 -3 100 100 100 100 i1J~ lJ~ llW -6 -4 . D'ln l' n D"NjJJl 28 JlJ 100 nnlDJ D' TlnNl 'lJ'~~ D'D11jJ D'l'nn - -9 -5 O'l'lNn 100 D'TlnN 1986 1987 1988 1989 1990 1989 1990 IWrJJ - "111'~" : ~lDil TABLE 1-1.7 ASSETS AND lIABILITIES OF FINANCIAL INSTITUTIONS Assets [], OJJ []llnN nu llgJn 1 [],~p1jJll , HlgJH l'gJ' 11lJ flll"J Securities ilJgJllTlJ fll 'Jll 110 nlll' N J lJil 10 Debentures JgJ nll1n JgJ nllnN Contingent Accounts & Others Assets (11) Shares Other Debentures (10 ) ilJgJllllil Government Debentures (9) (6 ) Total Direct Credit to The Government (1) (6 ) END OF PERIOD (NIS MILLION) 14 13 10 4 6 10 266 304 270 68 66 62 338 376 362 463 482 5G7 9 10 6 7 12 27 16 17 279 269 272 265 74 72 76 61 366 369 364 343 523 527 540 548 10 11 11 11 19 22 22 57 259 264 267 264 57 60 64 63 335 346 353 384 552 561 547 561 -19 -15 -38 -11 -21 -5 -10 -13 3 3 2 2 2 1 1 1 0 0 3 3 3 3 3 5 4 4 4 4 PERCENT CHANGE OVER PRECEDING YEAR - CONSTANT PRICES -42 35 45 183 PERCENT OF TOTAL ASSETS 0 0 0 0 0 0 0 0 0 0 ERCENT CHANGE OVER PRECEDING YEAR (YEARLY AVERAGE) - CONSTANT PRICES -41 1 96 21 -31 -18 -12 -30 -26 -16 -10 -11 NOTE: "PUBLIC" - EXCLUDING SPECIALIZED BANKING CORPORATIONS. 29 7.1-H D"nO]~ nl101n~ ~~ nl'll"nn~~l nl~ D'O]J~ n" 11''nn~ 'n~ll 11~ n"LJ~ EquHy Cap; tal nlll 'Hl mlljJ n"Jn lW ~lJil 10 lln D'n11ll1 lllnJ 10 ~lJ~ Capital Notes & Deben tures Reserves And Surpluses (16 ) 05 ) (4) 8091 9134 10088 714 895 1035 20 22 25 734 918 1060 9678 11038 12240 1986 1987 1988 1989 10526 10695 10906 11082 1121 1200 1268 1305 34 34 34 34 1156 1235 1302 1339 12455 12668 12876 13114 I II III IV 11204 11470 11498 11849 1369 1481 1571 1619 49 49 51 51 1419 1530 1622 1670 13414 14385 14573 15279 Pal d-up CapHal Total Total 03 ) 02 ) (n"~ 'Jl'~'n) ~n1jJn~ 910~ 11m 1990 I II III IV nn11jJ~ ~J~~ nn l1J~D' TlnH1 '1]'~~ D'lll1jJD'l'nn -9 -9 4 6 16 26 5 6 -11 -1 n"l1"nn~~ 84 83 82 85 78 7 8 8 10 11 0 0 0 0 0 8 8 9 10 11 1989 1990 ~lJ 10n D'TlnH 100 100 100 100 100 1986 1987 1988 1989 1990 nn11jJ ~J~ ll~lnn nn l1J~D' TlnH1 '1],~~ D'lll1jJD'l'nn -7 -9 -1 5 19 23 -0 6 -9 -5 1989 1990 .D 11n" n D" HjJJ1 D'l'lHn LJlln~- "111'~" :~lll~ D'O]J~ ~llD'jJJ1~ ~ll njJnn~ 'J1ll11 n11'1 :11jJn~ .n" 11',nnilill 30 WDEOH 3.30 9 DVVHWV DQG OLDELOLWLHV RI ILQDQFLDO LQVWLWXWLRQV O3efp3>x>iw .rN' 'tlror lrrr lrrrsn lrrN rNr!Nt 2 rN'nor lrrN rrorr!r H' nmrrpNrrGitsw> xw sj xli Syfp>g H'rtL Rxliv O3ef>p3. x>iw (44) Fsrx>r. kirx Dggsyrxw (43) Rxlivw '53- rlrrrn lrrLrrnor lrrN rroS!r lrrN rrorr!r ornr!Nttor rlrtn rlrtn lrrLrrnor lrrL rrnor Hr2'rLlrt H"LpNNr Hevqevoih Gitsw> xw (;) Js~ivr. qirx Hevqevoih Gitsw>xw 2: ) Hevqevoih Gitsw>xw sj Eero>rk Fsvtsve. x>srw (9) HQG RI SHULRG (QLV PLOOLRQ) 84 8: ;: 3 3 4 435 345 483 656 6:8 734 39: 443 466 99 :9 :6 ;8 77 9 83 5 5 386 395 399 3:8 69: 695 783 73D 32 32 33 34 44 45 45 46 3;7 865 :74 3345 6;6 874 893 756 38 3; 7 5 47 48 48 49 .56 33 .;8 .97 .98 .9 6 6 6 5 5 4 4 4 2 2 3 3 3 2 2 84 67 32 95 SHUFHQW FKDQJH RYHU SUHFHGLQJ ]HDU . 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