GMushrooms GOoukhobour Choir GMecgerc._ftpproved

•
A MAGAZ INE FOR CRED IT UN ION MEMBERS - VO LUME 30, NO. 3 MARCH 1970
GMushrooms
GOoukhobour Choir
GMecgerc._ftpproved
JVewesc11 Association
1970 CHARTER FLIGHTS TO BRITAIN
$3 BILLION
FOR MEMBERS AND THEIR FAMILIES
FLIGHT DATES AND PRICES
Vancouver To
London
London
London
London
London
London
London
London
London
London
London
London
London
London
Deport
Return
Day s
$
Moy 3
May 15
May 22
May 27
June 9
June 23
June 27
July 3
July 10
August l
Au ust 7
Au ust 14
Sept . 11
Sept. 12
June 11
June 14
June 22
June 28
July 19
July 30
July 26
Aug ust 17
August 16
Sept. 8
Sept. 6
Se t. 13
Oct. 11
Oct. 12
40
260.00
RESERVATIONS
31
260.00
32
260.00
33
260.00
41
260 .00
38
310 .00
30
310.00
46
310.00
37
310.00
39
310 .00
31
285.00
30
260.00
31
260.00
31
260.00
Box 673, New Westminster, B.C., 52 1-0932
THESE FLIGHTS ARE Fl LLING VERY QUICKLY BOOK NOW AND DON'T
BE DISAPPOINTED .
Do you want to:
• sell your property?
• buy property?
Contact your real estate department.
"We finance what we sell. "
CO-OPERATIVE TRUST
COMPANY OF CANADA
16 East Broadway Vancouver 10, B.C.
Telephone 872-7844
0.Vned and controlled by Credit Unions and Co-operatives in Western Canada.
2
1
Congratulatipns
you are a w1nn
These are thrilling words to most p
Unfortunately, only a very small n
ever see them for real in a lifetime
rest of us may receive a letter or p
brochure containing these words
they are never really winners-and
become losers.
Complaints concerning free gifts or
being used to lure unsuspecting
ers into making purchases they
want and can't afford continue to
eived by the Office of Consumer
according to U.S. Attorney Gener
don Mydland . One of the most co
is the "free" appliance gimm ick.
method is described as similar ti!fiRY BAUD AIS
ancient "bait and switch" racket.
·
Th e consumer receives
a 1etter a,i.,.A
...~ Mo nrufet,
.
. managing director of the
him that he has won a major appl . Cred_1t Union League, has announce_d
·
sueh as a sewing
mac h.me. Wh en! appointment of Terrance J. Bauda1s
"I uc k y " winner
·
·
t o c 1aim
.~anager
Centra l
• h 1s
arrives
.
. of t he recent
. ly formed
.
he finds that to qualify for it he 1t Union Collection Service~. The se:si n a so-called service contract
was_ develop~d to . prov1d~ credit
h"
Th
t
t
ns
with effect .ive assistance in all asg
mac me.
ese con rac s usua 11y r
' ed rat e pet .of loan de linquency
control and
. .
a pen"od o f years at a f 1x
with the total being as much or ect1ons.. Mr. Bauda1s ts 32 years of age,
than the cost of the appliance. Th ri~d, wit~ a t_hree year o ld daughter.
· t.
t th. th
Th " . brings with him a broad background
vana ions o
1s eme.
e w~
.
.
.
.
may have to buy a cabinet at an ex xperi enc~ tn private bus1n~ss, manageely high price in order to qual ify. t, sales fina nce and co llections.
1s
ENTER pRISE
machine he has won is disparaged b
merchant, who then agrees to gi\11
winner the price of the original
machine off on a much higher m VOL. 30, NO. 3, MA RCH 1970
Needless to say, the price of the ~
machine is just that-higher!
Other consumers receive a non-negofished by the B.C. Credit Union League,
check , together with a letter ad East Bth Avenue, Vancouver 10, e .c .
them that the check can be cashed· . Subscription rate : $2.00 per year. Ada new machine at its regular price. ~~~~i;~~~s available upon request. C.P.
the variation appears. If the check is ..
·
· ~ 1 n1ons expressed in th is publication are
$ 10 t O $50' then th e price
IS
necessarily those of the publisher or the
hiked an equivalent amount.
or.
Edna St . Vincent Millay , un like so me of our modern poet s, wrote
material that was delightfu ll y clear and beautiful. Someti mes, she was
more t han a little forthright but her meaning was explicit. When she
wrote about her father tossing her bulls she mean t quadrupeds.
One of her phrases has rema ined fast in my memory ever sin ce I became invo lved w ith publications during high schoo l. I tell it to my assistants, typesetters, proofreaders, my w if e and my chi ldren. This seems
a good time to te ll the readers. Miss Millay wrot e that w hen one makes
a mistake in print it is not unli ke being caught in pu blic with your pants
down.
Last issue we made a dandy - somehow, of al l the letters in the alphabet and the signs and symbo ls available on typesetting eq uipment an
"m" appeared in the place of a "b" and inst ead of bi llions we published
millions. And Canadian credit uni ons, instead of ending 1969 with assets of $3.7 bi llion ... well , for t hose of you t hat missed the error , I
leave t he rest to your imagination.
There is no use adding to confusion like the time a daily newspaper
proclaimed in its social colu mn the fact that a couple of prom inent
Liberal ladies (politically that is) spent t he week-end in a nearby United
States city .. The article began : "M rs . Smith and Mr. Jones en joyed thei r
week-end in ... " (I have changed the names to protect t he guilty) . All
hel l broke lose. Phones rang. The pub lisher roared at the ed ito rs who
took revenge on the reporters. The ma naging editor conducted an instant inqu isition and a few minut es later was seen stomping his way to
t he proof room w ith a sheaf of ga lley proofs stream ing behind like
steam from a roaring locomot ive. Behind him was a mass of devastated
w riters, printers, pressmen.
A love ly you ng lady, w ho had initia lled t he galley concerned, disarmed him comp lete ly by breaking into tears. Ma king the proofreader
cry was not going t o make eit her t he Smiths or the Jones happy and
y ou can 't run a correction j ust li ke t hat. Imagine: " Mrs. Smith did not
spent the week-end w ith Mr. Jones." Anyway, how many correct ions
have you seen in any publications? Usually some lawyer has to phone
and t hreaten legal action. Then t he correction gets buried in amonst the
least read pages. Editors know wh ich pages get read and w hich ones
don 't . Those dead ly pages fu ll of boring nothings are there j ust in case a
correction has to be run. But I digress. A correcti on would simply draw
attention to the error. There wou ld be no correction. The report would
appear again in the next edit ion as if nothing had ever happened .
The ne xt day all went well. The proofreader came to word - red
eyed and sobbing on ly occasiona lly. The pub lisher snarled as usua l. The
managing editor cloistered himself in his ivory tower and reporters
began to speak in wh ispers. Copy was written, type was set, plat es
made, presses ran and first copies were dispatched t o the various departments. There it was :· "Mrs. Jones and Mr. Smith enjoyed their weekend ... "
None of those papers ever left the bui lding. New type was set, new
stereos cast and the presses ran again. Hard ly anyone said a w ord . Seldom have so many moved so fast so qu ietly. Miss Millay was right .
3
PESTICIDES
ARE
POISONOUS
Pesticides are used to protect agricul tural and forest products from damage
and destruction; for the protection of
human and animal health; and for control of unwanted insect and plant life
to create a more pleasant living environment.
But chemical pesticides are poisonous!
The use of pesticides is accompanied
by potential and actual problems and
dangers. They can create residue problems for humans, destroy or deplete
desired plant and animal life and change
the biological balance in undesirable
ways.
Within the next few weeks, you may
have occasion to use a pesticide. This
could be an aerosol spray bomb for flies
or mosquitoes; a dust to prevent mildew
or leafspot on roses; a weed killer for
your garden; a dandelion killer for your
lawn. Whatever you use, ·Consumers'
Association of Canada would like to remind you that these chemicals must be
handled carefully and sensibly. Many
are.poisonous not only to insects but to
human beings as well.
When selecting a pesticide for a particular problem, first consider whether or
not the problem is big enough to warrant
the use of dangerous chemicals. If you
decide it is, then go to your garden
supply store or farm equipment dealer
but not to your supermarket. Ask for
advice on which chemical will best suit
4
your needs. If the sales clerk is not able
to advise you, then ask for someone in
the store who can provide you with the
proper information.
Try to choose the least toxic chemical
that will be effective. Allethrin, pyrethrin
or rotemone may be able to do the job
effectively and are less toxic than the
organo-phosphate parathion and the chlorinated hydrocarbons dieldrin, chlordane,
lindane or DDT.
Some of the insecticides in a pressurized can may contain one or the other
of the less toxic chemicals mentioned
but these too must be used with care.
Observe all cautions, directions and
restrictions given on the label and never
spray with an aerosol pressurized can
near an open flame or when you or a
friend are smoking.
Before dusting or spraying, cover or
remove all foodstuffs and cooking and
eating utensils. Also remove pets, birds
and fish from the area. Treat any
household insectic'ide, no matter how
labelled, as poison.
Before using a pesticide, read the
label carefully in order to make sure
you are using the right chemical and that
you understand how to use it, where
not to µse it and what protection you
will need when using it.
Measure all amounts carefully- too
much may be harmful and too little ineffective_ Never use regular household
utensils for measuring pesticides. Rather,
keep specially marked ones and
them with the spray material in a I
container out of the reach of child
Dusts and water sprays are safer
liquid concentrates and oil solution
latter require special precautions.
great care to avoid spilling them 0
skin and keep them away from fac
eyes. Wear gloves and other prot
clothing and avoid inhaling du
sprays. If any pesticide is spilled 0
skin, wash at once with soap and
and always wash yourself thoro
before eating.
When mixing sprays, do it out·
in a well-ventilated place becau
fumes can be dangerous. Never
when handling or using pesticides.
When you have finished the job,
the container tightly and put it aw
a safe, cool place. Follow the instrucf KATH Y ZOOBKOFF
every time you use the chemical;
use the recommended dose and
Stanley Humphries Secondary School
use the pesticide again unless it is ukhobour Cho!~ can be described a~ ".a
necessary. Always try to avoid spr am come true . To the members 1t 1s
the edible parts of the plant andtething t hat they hoped for in the
spray nearer to harvesting time th ure as ~hey watch~d and listened to
instructions say you should.
It choirs perform, to the younger
Do not mix different pesticid~dents, so methi~g ~o loo~ fo~ard to;
gether unless recommended. If a 1~the parents, pride m. their ch1ldre~; to
lost or unreadable, it is safer to dif g~andpar~nts, happiness and sat1sfacthe container rather than to guess.~ m knowing that our language, tradcontents or the amount to use.
ons, and religion is not forgotten.
Accidents involving the use of SHSS Doukhobour Choir had its begcides don't just happen on their ings d uring the latter part of 1968. A
Never let children or pets play n istmas Concert was in the air. The
when using pesticides. Keep the c me: International. The Christmas Spcals in the original containers and and excitement was aroused.
in pop bottles, jugs or unlabelled school's Russian class was asked to
tainers (particularly those asso form al ong with the other foreign
with food and drink). Children hav1uage classes in our school. A few of
known to be poisoned this way b girls, while attending an annual Union
of misuse of containers.
piritual Communities of Christ Youth
If an accident should occur, ~ference came up with the suggestion
doctor at once or contact your neft they too join the Russian class and
poison control centre and identif1tform at the concert. Mr. Peter Samoyf, our Russian teacher, accepted the
chemical used .
Canada Department of Agricuf.lenging position of choir director.
regulates the registration and lab Id we be able to overcome our diffof pesticide chemicals but the fi n ties, suitable time for practices, selectsponsibility for safety rests with yi of appropriate songs, developing propthe user.
\'ocal decisions, and above all harmony
If you have any questions abouilh one another?
ti_cid~. labelling a~d use •. ~rite "~ announcement was made asking stud·
c1des , Consumers Assoc1at1on of
interested in forming a Russian
da, 100 Gloucester St., Ottawa 4. t>ir to meet. A surprise awaited each.
at
lb
None had anticipated so large a turnout!
Over 60 members responded to the announcement.
Practices were under way! Many noon and
school hours were put in. The first per·
formance was drawing near. Words and
verses were muddled, knees started knocking, and throats were drying. This was
not only a "first" for the Choir as a
whole, but for some members their first
time on stage_ We were all in a state of
shock.
The members survived the afternoon of
the Christmas Concert. The evening performance was even more nerve-wracking.
There seemed to be just too many eyes
focused in their direction while they were
singing. The mothers were ful I of suspense! Were the girls' shawls straight? Were
the skirts even, and were the boys well
dressed? These thoughts flashed through
their heads. When the last song was over
the favourable comments encouraged us
to continue.
The SHSS Doukhobour Choir sang before
an all-Russian audience for the first time
on Christmas Eve, in the Brilliant Community Centre. Our grandparents were surprised at the smallness of the stage and
the sound which was projected from it.
It had been many years sirice so large a
group of young people had filled that
hall.
Our appearance at the USCC Talent
Night, the SHSS Grad Winter Carnival,
the Youth Festival at Grand Forks, and
the Hugh L. Keenleyside Dam opening
had all come and passed. Each had its
own characteristic memory and experience that only Mr. Samoyloff and the
Choir members can share and cherish
amongst themselves.
The major goal we were striving for was
the 70-Year Jubilee held at Verigin and
Kamsack , Saskatchewan, July 6th and
7th, 1969. (Commemorating 70 years
since our Doukhobour ancestors immigrated to Canada. This jubilee commemorated the largest group of settlers
coming into Canada at any one time).
Many of us can recall the numerous odd
jobs: car washes, bake sales, raffle, choir
night, and our successful canvassing which
raised over $3,500 for our trip_ It was
only your moral and financial support
that enabled us to achieve this. We were
also fortunate to have the support of our
entire school, from the students, the
staff and the administration. The government of British Columbia donated $750
towards our travel expenses as well!
Our trip to Saskatchewan proved to be
most worthwhile. The audience acceptance was very heartwarming. The feeling
with which we were left was one of job
and pride in a prosperous endeavour.
This shall be locked in our hearts forever.
Today our membership has increased
from 60 to 100. There are new ambitions
to work for, and new challenges to conquer! Through group co-operation and
unity, mountains can be truly moved!
S
MERGER APPROVED
A memorandum of agreement,
which the operations of the B.C.
Union League will be merged with cil. One of its first jobs was to work
of the B.C. Central Credit Union, re
ards the passage of credit union legoverwhelming approval from credit tion in the province.
delegates at special meetings of the When the Credit Unions Act was passorganizations in Vancouver, Januar in November of 1938 the Co-operative
Under the terms of the agreemen~uncil, under the presidency of A. S.
Central Credit Union will purcha otter, recognized the need for a more
operations, functions, service.s, bu rmanent and stronger credit union orand property of the League and car nization. On May 10, 1939 delegates
their operations as a separate divisio~m 21 _credit . u~ion study groups and
The merging of the two organiz .0 perat1ve soc1et1es met and formed the
is expected to be fully completed b c. Credit Union Association with Mr.
time of the regular annual conventi otter as president. Because no credit
June. At that time it is also expected ion charters had been issued at that
the appointment of an over all
e the organization consisted only of
manager will be announced.
executive committee.
The merging of the two pro · A month later the first credit unions
bodies into one organization follo re chartered and in September of 1939
eral years of study and is in accord first meeting of the B.C. Credit Union
with resolutions endorsed at pr ociation members was held. Mr. Trottfound it necessary to resign and his
annual conventions of the B.C.
Union League and B.C. Central
ce was t aken by Mr. A. Nicholas of
Union.
at is today Vancouver Federal Emp-
c
Shown above is R. A. Monrufet, left,
managing director of the B.C. Credit
Un ion League and one of the first directors of the organization; Mrs. Margaret
Nicholas, wife of the first president of the
B.C. Credit Union League; and Peter
Podovinikoff, the last president of the
League.
One of many speakers at the special meetings of the B.C. Credit Union League and
B.C. Central Credit Union held in Vancouver January 24 was George McCulloch,
ch ief inspector of credit unions.
The credit union movement of
Columbia is unique in that it had a
vincial organization dedicated to the
motion and development of credit u
before any credit unions were charte
On July 17, 1936 a small gro
representatives of credit union stud
oups met in Vancouver and form
Vancouver and District Co-operati
ees Credit Union.
The following year, on June 29, 1940,
Association held its first convention.
order to conform to the type of regionstructure that had been developed in
United States, the B.C. Credit Union
ciation dissolved and re-organized as
B.C. Credit Union League. As such it
ame the first credit union league ever
be organized outside of the U .S. and
ame the first non U.S. member of the
dit Union National Association (CU).
Elected to the executive of the League
the first convention were A. L. Nichs, president; W. Cavanaugh, vice-presnt; G. H. Cockburn secretary; and
ectors W. Campbell, R. A. Monrufet
A. Little. Today Mr. Monrufet is
naging director of the League.
As early as 1941 the League recognized
need for improved utilization of funds
cred it unions and the means of obtainadditional funds to meet peak dems for loans. After considerable study
Que directors in 1944 obtained the
essary legislation and that year B.C.
_ _...,.. tral Credit Union came into being.
t)VEWS
rom
Most of you are familiar with the aims
of the Newescu Association and what we
are endeavouring to do. This is your social club, you the credit union member,
and all we ask is that you register your
name with the association. The cost is one
dollar per year for single members and
two dollars for a family.
Last year we assisted more than 1,200
members to visit Britain and Europe, 200
members toured the U.S.A., other en-
joyed evening boat trips on Howe Sound,
Dance cruises to Granite Falls, evening
classes, social events and the General meeting and Dance. This year we have 14
Flights to Britain from May to October
inclusive, a group flight to Expo 70 in
Japan at the end of July, a car rally in
June, Boat cruises and social evenings. If
you are interested in any of the activities
and would enjoy meeting a friendly group
of likeminded people you should register
now.
The mountain lion &
mountain cub rallies
The Newescu Association in conjunction with the Royal City Sports Car Club
will hold a National Championship Car
Rally, the format of which will be as the
famous Monte Carlo Rally with special
speed sections including Westwood Racing Circuit. Some of the top rally crews in
Canada, from Toronto, Montreal, Winnipeg, Edmonton and Calgary as well as the
best from British Columbia will enter.
Rallymaster is Ray Middlemiss, well known in Canadian rally circles and with the
assistance of Brian De Long has laid out
the best combination of speed and navigating skill possible. The route will cover
approximately 600 miles in British Colum-
bia and Washington State and will be run
over two days June 6th and 7th, this will
be the Mountain Lion Rally . The Mountain Cub Rally will start on June 7th at the
same start as the second day of t he Mountain Lion, this rally is designed for novices
and people who enjoy an interesting
Sunday drive in the Fraser Valley. This
event will use part of the route of the
national rally only at slightly slower
speeds. Awards for both ra ll ies are numerous and all entrants will receive momentoes of the event.
For information on both rallies please
mail your inquiries to the Newescu Association, BOX 673, NEW WESTMINSTER.
Today the two organizations are merQ.
7
A~ORLDOF
MUSHROOMS
BY DR. ADAM F. SZCZAWINSKI
Curator of Botany, Provincial Museum
Identified by common names, Rose-Pink Coral Fungus, above left, is not graded highly as to
edibility. Rosy Gomphidius, above r ight, is edible and considered choice by many. Orange FairyCup, below , is edible but considered not to be of good quality.
Mushrooms are an amazing tribe
fascinating properties are only begi
to be discovered. They belong to a
divergent group of plants, the
which comprises perhaps some one
dred thousand species ranging in size
microscopic yeast and miraculous
to giant puff-balls. The group to
human activities at a surprising nurn
points, playing an important role i
processes of decay and alcoholic fe
tation and causing a number of di
of both plants and animals, including
Considerable confusion exists co
ing the terms "mushroom" and "
stool." In some regions "mushroo
applied to only the common rn
mushroom and its cultivated re
while in others, "mushroom" is u
all edible species and "toadstool'
those thought to be poisonous.
term "toadstool" has no botanical
ing, it is much better to speak on
"mushrooms"-some of which m
edible, some poisonous and othe
desirable for human consumption.
Most people never see the mush
plant; the part they see is its fruit.
vegetative part of the plant which
uces the fruit is a delicate thre
structure growing either within th
in decaying wood, or in any othe
stratum in which the fungus can
The vegetative part, known to co
cial growers as "spawn" and to bo
as the "mycelium", starts from a
roscopic spore.
Mushrooms have been eaten for a
many thousands of years. Not until
paratively recent times did scienti
ally agree that mushrooms were
They differ from green plants in a n
of important respects, particular
their inability to manufacture to
rough the process of photosynthesi
therefore are directly dependent
other plants or on animals for
food supply. Most of them live o
aying organic matter, with a few
(Cont inued on P
Page 9: Mycena, top left, too small for fo
interest ; Pink Coral Fungus, top right, sh
avoided. Shaggy Mane, lower left, comma
edible; Clustered Chanterelle, lower r ight,
and choice.
t
MUSHROOMS
ENTERPRISE
(Continued from Page 9)
parasitic on living plants and animals,
human beings included.
The culinary possibilities of mush·
rooms have been exploited for centuries
in Europe and the Orient, but Canadians
are notoriously suspicious of any mush·
room except those which can be bought
at the market. It was the Greeks who
developed the art of mushroom cookery
and the Romans who acquired the know·
ledge of how to serve mushrooms, a food
of great luxury and called by them "Food
of the gods."
Although mushrooms do not compare
with meat as a source of protein, a chem·
ical analysis provides evidence that they
do have food value. We can safely say
they compare favourab ly with most veg·
etables as to t heir nutritive value and
vitamin content.
When collecting mushrooms for food,
positive identification is essential. It is a
good rule never to try any mushroom un·
less one is certain of its identity and
knows of others who have eaten it. One
person may eat a given mushroom and
suffer no ill effects while others may
show an allergic response to the same
mushroom. When serving mushrooms to
guests, limit t hem to a small portion at
first if they have never eaten the partic·
ular variety at hand .
The number of poisonous species is
very small compared to the total number
of mushrooms. However, t he distrust is
sufficient to cause many people to avoid
mushrooms of all types. Mushroom pois·
oning has been over-emphasized on the
North American continent, yet severe
cases of poisoning by some species should
be sufficient warning to exercise caution.
There are a number of ways by which
some people claim to be able to distin·
guish edible mushrooms from poisonous
ones. Every year, too, there are victims
among those who follow incautiously the
precept of false legends. Here are a few
examples: "Mushrooms which blacken
silver, coagulate milk, turn parsley leaves
yellow or an onion brown or bluish are
poisonous."
It is proved sci entifically that none of
the " legends" will provide a means to sep·
arate the poisonous from the edible.
10
NON-OCCUPA TI ONAL ACCIDENT INSURANCE
There is no short cut; no ru le covering
them all. The only approach is to know
them and to identify them positively.
It doesn't take much training to bee·
ome acquainted with a few good edible
species, and to be able to recognize them
on sight, just as one can learn to recog·
nize June-Berries or other edible wild
fruits.
Underwritte n by
<!o-optratibt jfirt anb C[asualtp Companp
for subscribers of the
" ENTERPRISE"
APPLICATION
1.
Name in Full
Gi v ti n
Surname
3. Address in Full
4.
The reward gained by learning to pos·
itively identify a few safe wild mush·
rooms like the Shaggy Mane, Yellow
Chanterelle and Oyster Mushroom, is the
pleasure of adding zip to the cooking.
To whom shall this policy be payable in the
event of death:
N am ~ s
--- -
2.
Age last birthday
- -- - - - --'- - -- - - - -- ---!
NAME;
Rela tions hip:
5. The applicant ha s not had a ny Life, Accident
or Health Insurance declined, cancelled or rated
up except as follows:
6. Do you have, or ha ve you ever had any physica l,
organic, functional or other defect, weakness,
or d isorde r of any kind:
Panther Agaric, most poisonous on t he Pac
Coast.
7.
If Yes
Expla in:
I am a m ember of - -- -- - -- - - - - - - -- - - - <Il My Credit Union has a Blanket s ubscription to the "ENTERPRISE"
-
- -
- - -- - Credit Union
Yes O
NoO
(Ill
I have an individ ual s ubscription to the "ENTERPRlSE'"
III! )
I w ish to subscribe to t he
"ENTERPRISE"
to qualify for t his insurance and herewith
enclose a nnua l s ubscription fee of $1.00 t ogethe r w ith premium as shown below
Yes 0
BE~EFI TS
Yes u
Noo
DESIRED
(Section A m ust be Insured, Sections B and C are optional)
Section A- Death, Dismemberment and Loss of S ight
up to $2,000.00
Premium $2.00
$2.00
Section B-Weekly Indemnity-$25.00 per week
commencing after the 14th day of total
disability and payable up to 52 weeks
Premium $4.00
$
Section C- Benefits of Section A e xtended to
applicant's wife and unmarried children:
(i) Up to $1,000.00 if wife under 65 or
children over 15.
( ii)
Up to $500.00 if wife 65 or over, or
children 15 or under
Premium $1.00
$
Total Annual Premium
DISCOUNT- If coverage taken under all three S ections
lA, Band Cl. Deduct 75c from total Annua l Premium ....
$
$
Annual Premium Payable
Remitted herewith
$
I unc1erstand it will ta ke a few days to issue this policy and agree that my insurance protection shali begin a t noon
of the day the policy is dated and not before.
DECLARATION
The appHc~nt represer:its the foreg_oing answers to .be ~rue and complete, and agrees that fa!sifrlng thereof shall
bar the ri ght to benefit or indemnity under the pohcy 1f m ade with intent to deceive or matenally affect either
the acceptance of the risk or the hazard assumed.
Policy applied for at._ _ __ _ _ _ _ __ _ _ _ _ this _ _ __ __ day of _ _ __ _ __ __
City
196.....__
Signature of Applicant
IMPORTANT! PREMIUM MUST ACCOMPANY APPLICATION
(See over)
Yellow Chanterel le, is highl y regarded. especially in Europe. where it is found in many recipes
11
~'
~~~
~
RESUME OF COVERAGES
'
'-'
~ttl
, l1
(This ls an explanation not a. contract)
The Coverage provided by this Insurance may indemnify for Joss of life, limb, sight and earnings as a result
of accidental bodily ' injuries sustained during the policy period.
This exciting new game, that "plays it like it is," proves there's fun in " Managing
Your Money"-the credit union way! Each player starts with a $2,000 credit
union loan. You use your skill at managing finances to build an estate through
share savings, just like in real life.
SECTION A-Loss of Life, Limb and Sight.
You pick a vocation, earn a salary, charge a fee to other players. Insurance
principles become evident as you decide whether to buy various types of
insurance to protect yourself from the hazards of life. And through credit
union dividends, loans and share savings, you soon learn al l the ways a
credit union "pays." W inner of the game is the first person to pay off his
loan and get $2,000 in share savings.
If accidental bodily injuries shall, within 90 days from the date of accident, result in any one of the losses
enumerated below the Insurer shall pay the sum set opposite such loss provided, however, that only the largest
of the specified benefits sha!J be payable for injuries sustained in any or.e accident.
For Joss of:
For loss of :
Life
Both Hands
Both Feet
Sight of Both Eyes
$2,000.00
2,000.00
2,000.00
2,000.00
the new credit union money game
of interest to the entire family
Use this fun-for-the-family game to tell t he credit union way of " Managing
Your Money" as it's never been told before. Offer it for sale. Give it to
elementary schools as a teaching aid; to youth recreation centers; to winners in
a youth essay contest on "Managing Your Money." Give it as prizes at your
annual meeting, and as a premium to attract new members or increased share
savings. Order now at only 2.95 per game . . . from CUNA Mutual, the folks
who have created it for YOU.
One
One
One
One
hand and sight of one eye
$2,000.00
foot and sight of one eye
2,000.00
hand and one foot
2,000.00
hand or one foot or s ight of one
eye
1,000.00
NOTE: Benefits under this section reduced to one·half the amounts stated if the insured person, on the date of
application or renewal of this insurance, is ovei: 65 years of age.
SECTION B-Loss of Earnings.
If "such injuries" do, within 20 days from the date of accident, totally and continuously disable the Insured
and prevent him from performing any and every duty pertaining to his occupation or employment, the Insurer
will pay for the period of such continuous tot al disability, a weekly benefit of $25.00 for a period not exceeding
52 weeks.
Waiting Period-In consideration of the reduced premium charged for· this Insurance, the Insured Person
shall not be entitled to any Indemnity under this Section unless t he period of s uch Disabilfty exceeds two weeks
and then only on account of such Disability which fontinues after the 14th day of Disability.
SECTION C-Loss of Life, Limb and Sight.
If members of the Insured's fam ily (meaning wife and all unmarried children between the age of 14 days a nd
18 years) sustain injuries as insured under Section A.
1.
Where the family member is at the date of accident, OVER 15 ye<trs and UNDER 65 years of age.
For loss of:
Life
Both Hands
Both Feet
Sight of both eyes
For Joss of:
$1,000.00
1,000.00
1,000.00
1,000.00
One
One
One
One
hand and s ight of one eye
$1,000.00
foot and sight of one eye
1,000.00
hand and one foot
1,000.00
hand, or foot or sight of one eye 500.00
2. Where the family member is at the date of accident UNDER 15 years or OVER 65 years of age, the ben·
efits shall be 50% of the benefits listed in (1).
Exclusions
This Insurance shall not cover accident, injury, disability, death or oth er Joss caused directly or indirectly,
wholly or partly; 1. WHILE ENGAGED IN ANY OCCUPATION FOR WAGES OR PROFIT. 2. by War, Invasion ,
Act of Foreign Enemy, Hostilities, (whether war be declared or not), Civil War, R ebellion, Revolution, Insurr ectio n
or Military or Usurped Power, or by Riot or Civil Commotion, or while engaged in Military or Naval or Air Force
Service in time of Wax:; or 3. while engaging or participating in horse, automobile, motorcycle or motorboat racing
or speed contest on any racetrack, speedway or course; or 4. by bodily or mental infirmity, venereal disease or by
any other kind of disease; or 5. by bacterial infections, except pyogenic infections which occur through an accidental cut or wound; or 6. by ptomaines; or 7. by intoxicants, narcotics or anaesthetics; or 8. by Hernia (either
as a cause or effect); or 9. by suicide or any attempt thereat (sane or insane); or 10. while insane.
Advertising and Promotion Department
CUNA Mutual Insurance Society
P. O. Box 65, Hamilton, Ontario
When complete, make remittance payable to B.C. CREDIT UNION LEAGUE and mail to:
"ENTERPRISE" Group Accident Insurance Plan,
c/o B. C. Credit Union League,
P.O. Box 2038,
Vancouver 3, B.C.
12
N SURANCE SOCIETY, INC.
C '"DIT UNIONS' INSURANCE SOCIETIES
Office -
P.O. Box 65, Hamilton, Ontario
Please send
(quantity) " Managing Your Money" games
at $2.95 per game, plus shipping costs and Provincial Sales Tax where applicable.
Credit Union _ _ _ __ _ _ _ _ _ __ _ _ __ _ _ _ __ _ _ _ _ __
Street Address _ __ _ __ __ _ _ _ __ P. 0 . Box _ _ _ _ _ _ _ __
City
Province, _ _ _ _ _ _ _ _ __ _
O Please let us know what advertising material is available.
ME-MADE
RE EXTI NGUISHER
rrY a pound of baking soda in your car
ve compartment. Nothing better to put
t fires in engine or upholstery! Soda
oduces carbon dioxide that settles arnd a blaze and cuts off oxygen supply.
ave You
hanged Your
The number of credit unions other than
in the U.S. and Canada exceeded, for the
first time, the 1969 U.S. total of 23,853
when it reached 24,375. The bulk of the
individual membership continues in the
U.S. and Canada . There were 11 million
members outside of U.S. and Canada,
21 .8 million in the U.S. and 5.3 million
in Canada. Canadian loans outstanding
increased to $2.7 billion, savings to $3.4
billion and assets to $4 billion. Worldwide,
there were 38.1 million members in
52,748 credit union , w ith assets totaling $20.8 billion.
ddress?
r
I
CU'S CONTINUE
TO GROW WORLDWIDE
50, please complete thi s coupon and
oil to:
ENTERPRISE
125 East 8th Avenue
Vancouver 10. B. C.
World trave l is a dream of many; for some it is an actuality. Three young travellers
crossed paths last month. Marilyn Ratzlaff, above left , and Eileen Najy, dght, employees of t he Abbotsford Credit Union, stopped at th e Enterprise offi ce while making
final preparations for a trip to Austra lia. They met Miss Kaleena Duval, centre, who
arrived in Canada from Australia in late December and began work with the B.C.
Credit Union League as staff artist. Miss Duval is an art school graduate and has
worked in the art departments of advertising agencies and t elevision networks. Miss
Ratzlaff and Miss Najy plan to work in Australia for a while before continu ing
their trip to other parts of the world.
That's life!
ARE YOU ENJOYING THE BENEFITS
OF CO-OP PETROLEUM SERVICES?
•
BUDGET PLAN
IN THE VANCOUVER AREA PHONE
•
CO-OP REFUNDS
HE 4-4 949
IN OT HER AR EAS O F B C. CONTAC T YOU R LOCAL CO- O P FOR FURTHER INFORMATION
14
Union has resigned to accept the posi ....................... .............. ...credit union.
of manager of t he Credit Union Res
y credit union account number is:
Board succeeding J. R. Robinson,
who has resigned. Mr. Robinson was ... .. .. ...... ........ .... .... ... ..... .... ..................
merly manager of B.C. Central C1
Union.
~-------------treet
SWAP & SHO
......... .. ... .... .... ..... ........ .... .. ... .
ity ....................... .. .... . ... .. ..... .. ..... ... .. . .
If you want to SWAP, SE LL or BU one........ .. .. Province ........ .. ..... ... .... .. ..
send your ad copy and 10 cents per wa
(no stamps please) to: Advertising
y old address was:
partment, '"Enterprise'". 125 East 81
Avenue, Vancouver 10, B.C. Nam reet...... ...... .. ......... .... .. ... ........ .......... ....
addresses and phone numbers, must
counted. Each group of fiv_e or I ity........ ....................... ........ ......... ...... ...
initials, abbreviations, figures. prices. e1
count as one word each. Phone num one........ .. .. Province ................. ..... .. .... ..
such as 879-5731. will be conside
as one word.
cause of the way the magazine is moiled
No advertisements will be publis is very important you give the name of
ur credit un ion and your credit union
under SWAP & SHOP on a char count nu mber.
basis. Deadline : First day of the mont--- - - - - - -- - - - - - J
preced i ng the date of issue.
CIAL SUANAS
CREDIT UNION MEMBERS
FURNACE FUEL
G. J. Hook, right , secretary and
execut ive officer of B.C. Central Cr om o membe r of the .. ........... ...... ......... ..
ial suanas are a hot-selling item this
r, and rank second only to food b.lendin consumer popularity. The U.S.
d and Drug Administration warns,
ever, t hat claims by the manufacturthat they improve circulat ion, free
ial pores, nourish skin, help cure acne
HOUSE FOR SALE near Knight clear sinuses, are simply "hogwash".
49th. Four rooms plus 2 in ba fact is, claims the FDA, there is no
ment, $26,900. Phone 325-56 re benefit from a facial suana t han
Vancouver.
re is in holding your face over a basin
' - - - - - - - -- -- - --1 at water or using a hot towel.
FOR SALE · 2 bedroom stuc
house on 8 acres land, sprinkl
system, outbuildings, River fron
age. Forced to sell, $14,000 F.P.
best offer. M. Chernoff, R.R. No.
Grand Forks, B.C.
0
DIVIDEND
Co-op Life is pleased to announce that a 25% dividend, based on
1969 premiums, has been returned to credit union policyholders.
The dividend applies to both loan and savings policies.
Dividend cheques were mailed in January!
CIS credit union Loan and Savings lnsttrance programs are operated as a "pool" . .. a concept of
mutuality that is part of the underlying philosophy
of t he credit union movement. Every credit union
insured with CIS, regardless of its size or the amount
of its claims receives the same percentage dividend
return.
If you would like information on how the credit
union insurance pool and CIS insurance services can
benefit your credit union, phone or write: CIS Group
Department, 96 East Broadway, Vancouver 10,
phone 872-7454.
I 'I ' i
CO-OPER A TIVE IN SURANCE SERVICES
15
OC9KING
for higher interest rates?
~avingS
grow
faster
at your
CREDIT C:UNION