August 2007 - poconobusinessjournal.com
Transcription
August 2007 - poconobusinessjournal.com
Pocono Business Journal Seven Bridge Road, RR# 5 Box 5198 East Stroudsburg, PA 18301 www.pbjonline.com POCONO Regional Business News & Resources THIS MONTH • Leadership Pocono – Class of 2007 Graduation p. 12 • Protecting Groundwater .............................p. 9 • Stormwater Control Costs for Business.... p. 6 • Stream Restoration Projects...................p. 16 • Watersheds: Questions Answered...........p. 11 • Focus List: United Way Agencies.............................p. 16 • Op-Ed: PA Chamber on Taxes and Budget............p. 4 • PBJ Columnists: Business Lawyer......................................p. 3 HR Toolbox . ............................................p. 4 Marketing Momentum ...........................p. 7 Regional Healthcare Report.......................p. 10 Residential Real Estate Quarterly ........p. 13 Sustainable is Attainable . ......................p. 3 QUOTE “We have had to learn, painfully and repeatedly, that building in flood plains is not good business. It causes a lot of problems aside from the impact to the landowner, the homeowner and the business owner, directly or indirectly. Often, the rest of us pick up the tab, when you consider that tax dollars that go into state and federal funding to try and help people rebuild or relocate them or do stream repair to prevent their house from falling into the stream.” - John Jose, watershed specialist with the Pike County Conservation District – Full story on Page 6 OBSERVE 1 World Wide Web Anniversary 2 5 16 26 First Income Tax (Congress enacts first income tax in 1861) American Family Day Roller Coaster Day (roller coaster patented in 1898) Women’s Equality Day (1920–19th amendment ratified) QUESTION When were the majority of homes built in Monroe County? See PMCC Business Magazine ad for the answer on page 10. www.pbjonline.com August 2007, Vol. 3, Issue 8 Annual Pocono Economic Forecast Options to Maintain Balance Between Development and Water Quality By Lisa Alexander The Pocono Mountains and surrounding area have seen explosive growth in recent years. With this surge of economic development, some residents are worried we have started to compromise the pristine environment and clean water for which many have moved here. With advanced planning and cooperation between the business and residential communities, municipalities, and other governmental agencies, we can have a prosperous economic business sector along with cleaner and better water quality for all. The Pocono Mountain area currently has streams that are designated “high quality” or “exceptional value” by the PA Department of Environmental Protection (DEP). These terms, referred to simply as HQ & EV, are used by the state to determine standards that give these waters additional protection under local and state laws. Businesses that operate in the region can affect our water quality greatly, both negatively and positively. How a business discharges its wastewater is important. There is point see WATER QUALITY page 8 Debate Ensues After Redesignation of Stream By Ken Clark Tension between the environmentalist and the developer is such a constant in any region that it almost falls under the category of natural law. For months, however, the relationship between the Brodhead Watershed Association and the Inn at Pocono Manor was a refreshing exception. As Jim Cahill, vice president of Matzel Development, which bought the Inn in December 2005, laid out plans for a major expansion, Theresa Merli, president of the Association, offered suggestions and Cahill complied, often going above and beyond environmental demands with innovative technologies which Merli applauded. Merli admires the way Cahill plans to return waste water to the watershed, by routing it back through toilets and urinals at the expanding Inn, and by treating it to near purity and using it in winter to make snow for the Inn’s winter sports activities, thus allowing it to seep back into the watershed when the snow melts, rather than discharging it into nearby streams. Additionally, Cahill says, state-of-the-art cooling towers for the hotel’s air conditioning will be capable of evaporating 250,000 gallons of waste water a day directly back into the atmosphere. “They have had a very open door policy with us,” Merli says. “We have been very impressed.” “She is president of the organization, and I’ve found her to be a really nice, good person to work with,” Cahill says of Merli. Then, on July 2, cordiality ended, all because of two streams that flow across Pocono Manor’s 3,000-acre spread in Tobyhanna and Pocono Townships. For years, Indian Run and Upper Swiftwater Creeks have been designated by the Department of Environmental Protection as cold water fisheries, a ‘high quality’ designation, but now, the Watershed Association, which has the job of seeing to it that pure waters in the great drainage basin stay pure, is petitioning the DEP to upgrade both streams to a designation of ‘exceptional value’. Cahill says if the redesignation is approved, it is likely to damage the development plans he worked out “at great expense” in anticipation of a slots-casino license that went to Louis DeNaples for Mount Airy in Paradise Township instead. However, even if Pocono Manor cannot become a casino, Matzel Development is intent upon expanding the property and making it a premiere destination resort. A successful upgrading of the two streams will not shut down that project, but it will burden it with much more stringent, and probably more expensive, environmental requirements. “We worked out everything with them, so here I was, thinking that I had met the environmentalists head-on and listened to what they had to say and incorporated their concerns into my plan, and everybody was happy,” Cahill says. “Then, all of a sudden, out of the blue, these people want to do this to me. I’ve got to tell you, I am upset because I see REDESIGNATION page 5 2 Pocono Business Journal | August 2007 www.pbjonline.com POCONO TABLE OF CONTENTS Regional Business News & Resources Twin Willow Publishing Company Pocono Business Journal Seven Bridge Road RR#5 Box 5198 East Stroudsburg, PA 18301-9209 570.421.0100 | fax 570.421.0404 www.pbjonline.com PUBLISHER / EDITOR Marynell Strunk REPORTERS Lisa Alexander Ken Clark Robin Gaffney Kathy Ruff CONTRIBUTORS Tom Ford Richard J. Henley Heidi Hewlett Victoria Mavis Dominick J. Sacci Lesley Smith Chris Storm EDITORIAL ASSISTANTS Danielle Eberhardt Robin Gaffney Lynn Schwarz COPY EDITOR Joan Groff SALES Phyllis M. Hilkert PRODUCTION/DESIGN Jason Trump CIRCULATION Robin Gaffney COPYRIGHT: PBJ is protected under the federal Copyright Act. Reproductions of any part by any means or facsimiles without the express written permission of the publisher are not permitted. Reprints of PBJ articles are available. For rates and information visit http://www.pbjonline.com/reprints.html. PBJ cannot be responsible for the return of unsolicited material, manuscripts and photographs without the inclusion of a self-addressed stamped envelope. Information in this publication is gathered from sources considered to be reliable, but the accuracy and completeness of the information cannot be guaranteed. Submission of information does not guarantee inclusion. PBJ is published monthly from offices located at Seven Bridge Road, East Stroudsburg, PA 18301. PBJ serves business owners, managers and professionals in the four county Pocono region: Carbon, Monroe, Pike and Wayne. Subscriptions are available for $30 per year or $60 for two years. POSTMASTER: Send address changes to: Pocono Business Journal, RR#5 Box 5198, East Stroudsburg, PA 18301 ARTICLES Efforts to Control Rising Water Equals Costs for Business, Taxpayers . . . . . . . . . . . . . . . p. 6 Protecting Groundwater Has Impact on Current, Future Water Quality. . . . . . . . . . . . . . . p. 9 Watersheds: What are they? Where are they? What do they do? . . . . . . . . . . . . . . . . . . p. 11 Restoration Projects on Tap to Correct Impaired Streams. . . . . . . . . . . . . . . . . . . . . p. 16 DEPARTMENTS • Business Briefs – Who’s Who/What’s What. . . . . . . . . . . . . . . . . . . . . . . . . p. 14-15 • Calendar of Events . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 17 • Columnists Business Lawyer . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 3 HR Toolbox. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 4 Marketing Momentum . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 7 Regional Healthcare Report . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 10 Residential Real Estate Quarterly . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 13 Sustainable is Attainable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 3 • Editorial – PA Chamber: A Few Words About Taxes and Budget. . . . . . . . . . . . . . . . . p. 4 • Focus List – United Way Agencies. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . p. 16 • Register – Deeds and Mortgage Transactions. . . . . . . . . . . . . . . . . . . . . . . . p. 18 - 19 Advertisers Index Blue Cross of Northeastern Pennsylvania. . . . . . 6 SUBSCRIPTION FORM If you would like to guarantee receiving the Pocono Business Journal monthly, please mail subscription form along with check made payable to: East Stroudsburg University of PA. . . . . . . . . . 11 Pocono Business Journal Seven Bridge Road RR#5 Box 5198 East Stroudsburg, PA 18301-9209 Hemlock Point Lodge. . . . . . . . . . . . . . . . . . . . . 9 Journal Newspapers . . . . . . . . . . . . . . . . . . . . . 13 Michael Baxter & Associates Commercial Real Estate. . . . . . . . . . . . . . . . . . . 7 Name:_______________________________ Nassau Broadcasting. . . . . . . . . . . . . . . . . . . . . 12 Company:____________________________ Pocono B2B . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 Title:_ _______________________________ Address:_ ____________________________ Pocono Medical Center. . . . . . . . . . . . . . . . . . . . 5 Phone:_______________________________ Pocono Mountains Business Magazine . . . . . . 10 City:________________________________ Pocono Mountains Economic Development. . . . 8 Pocono Personnel . . . . . . . . . . . . . . . . . . . . . . . 13 State:________________________________ Zip:_________________________________ ____ 1 year (12 issues): $30.00 ____ 2 years (24 issues): $60.00 Sherman Theater. . . . . . . . . . . . . . . . . . . . . . . . 13 TN Printing. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 Viamedia. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 Thank you for choosing Pocono Business Journal 3 Pocono Business Journal | August 2007 NEWS Business Succession Should Happen by Process, Not Crisis The Business Lawyer Tom Ford Through a great deal of time, effort and hard work, you have built a successful business. Now – start thinking about leaving. Maybe you already are. Are you looking forward to retiring somewhere warm and dry? Maybe someone has offered to buy your business, or you want to pass it on to your family. Other common reasons for leaving a business are death or serious illness of a partner or spouse, divorce, health, and competitive pressures. Whatever the cause, some day you will leave the business. The key to getting the most financial and personal satisfaction out of that day is not to wait until a crisis. Start your succession planning now. Unfortunately, most don’t plan. Instead, business succession becomes a sudden event, rather than a process. It is no surprise that roughly two-thirds of all businesses fail to transition to a second generation of ownership, and less than a quarter of those make it to a third. Business succession planning requires a systematic evaluation of each of the transition elements. At a minimum, you, your management team and your advisors, will need to analyze the business ownership structures, the imperatives of the departing owners, future owners and the business, and future ownership alternatives. These analyses then need to coalesce into an integrated succession plan. The integrated succession plan needs to address two main transfers: the transfer of authority – control over the business operations – and the transfer of assets – the business wealth. It is not unusual for the assets to be held by a different, or larger, group than those holding operational control – especially in family-owned businesses. The major issues to be addressed in a successful plan of succession are easier to state than to resolve. They include: selecting a successor, intergenerational conflict, competing generational agendas and goals, training, and timing. Effective business succession planning demands, among other things, honest reflection, candid communication, realistic evaluation of potential successors, trust and patience, and many difficult choices. The process requires the participation of owners, would-be owners, key employees, family members, and professional advisors. In the closely-held business, planning for succession is disrupted easily by vanity, greed, and emotion. Experienced outside professionals can guide the team through these distractions by keeping everyone focused on the goals and offering creative solutions. Your succession planning team will include, at a minimum, a business accountant and a business lawyer. Other professionals frequently called on to assist in various elements of the planning include insurance professionals, business brokers, business coaches, and financial planners. Succession planning often starts with the business accountant. The company’s CPA usually already has a good working relationship with the owners, key employees, and family members. The accountant is familiar with the personnel, the business, future plans, and the personal interrelationships at play in the business. The accountant will play key roles in the business valuation, prepare many of the analytic tools that the process requires, and is often involved in implementing succession. As important to the succession planning team is the business lawyer. A business lawyer with sufficient training, expertise, and experience is essential. Legal advice and drafting the implementing documents should always be done by the business lawyer. Your business lawyer will need to address issues arising in the areas of contract law, corporate law and governance, asset protection, employment law, and dispute resolution, to name only a few. Business experience and good communication skills are, of course, very important. Everyone on the team – constituents and professionals – must be able to work well together and bring their individual talents to the table to reach the ultimate goal of a successful succession plan. The process can be long and require a great deal of effort. The professionals will guide your business team through a great many materials and tools in the process, including, very typically, things like financial statements, budget projections, a business valuation, business entity selection, gifts, sales, wills, trusts, employee stock ownership plans, family limited partnerships, installment notes, private annuities, insurance, employee benefits, employment agreements, consulting agreements, pension plans, buy/sell agreements, non-competes, leases, licensing agreements, insurance, and annuities. A daunting list, but we are talking about your life’s work. Business succession planning is about your business continuing on after you are done with it, about maximizing your return from all of that work, about investing in your future. When should you start your succession planning? If you haven’t started, call someone tomorrow. Tom Ford is a principal at Smithford Business Lawyers, LLC, with offices in Stroudsburg and Wilkes-Barre. You can reach him at 1.800.728.1406, by e-mail at tford@ smithfordlaw.com , and read his blog at www.pbjonline. com/blog. The Importance of Minimizing Sediment Pollution in Stream Ecosystem Sustainable is Attainable Chris Storm Erosion is a natural process that has been occurring since the beginning of time and has shaped all our local streams and rivers. Every time it rains, erosion occurs on some level. But, when people conduct activities on their property that increases the probability and the amount of erosion, this is when we need to be concerned. To address this, the Department of Environmental Protection, along with the County Conservation Districts, administers the 25 PA. Code Chapter 102, Erosion and Sedimentation Control Program to help minimize the effects of accelerated erosion. Accelerated erosion is defined as the removal of the surface of the land through the combined action of the human activities and the natural processes, at a rate greater than would occur because of the natural process alone. Whether it is agricultural plowing and tilling or residential and commercial development, these activities possibly can increase the amount of erosion and the subsequent sedimentation to our waters of the commonwealth. Now you may be asking yourself, what effect does sedimentation have on our local streams? Sedimentation not only degrades a stream’s water quality, but it also affects the aquatic organisms that that are classified as high quality or exceptional value live in it. Fish populations can be affected greatly by high amounts of sediment in the water. Large amounts have stricter regulations under the Chapter 102 Eroof sediment can diminish aquatic insect populations sion and Sedimentation Control Program for any type of construction activity. which fish need for their food base as well as can If you would like any more information or just cause respiratory problems and death for sensitive fish species, such as trout. The time of year when sedimenhave questions regarding either the Chapter 93 or Chapter 102 programs, feel free to contact DEP at any tation is most destructive to fish populations is during of their regional offices or your local county conservathe fish’s spawning season. In most cases, a fish egg requires more dissolved oxygen to survive than a full tion district for more information. grown fish. If enough sediment is deposited over the fertilized eggs, the sediment will suffocate and kill the Chris Storm has been the District Technician for the eggs. Thus, this can result in an overall decrease in the Carbon County Conservation District since July 2002. fish population of the receiving watercourse. The overall quality of the water in the stream is also affected by sedimentation. Water that is cloudy with sediment will heat up faster than water that is flowing clear. As the temperature of the water increases, the amount of dissolved oxygen decreases. As the dissolved oxygen level decreases, the amount of organisms that the water can sustain will also decrease. Sediment runoff also can contain other minerals (iron, sodium, etc.) and nutrients (phosphates, nitrates, etc.) that can be toxic at certain levels to a stream. To help protect water quality in our streams and www.pbjonline.com POCONO rivers, PADEP, under Chapter 93 of the state regulations, Regional Business News & Resources denotes different classifications for each stream. Streams Contact PBJ for Ad Rates. www.pbjonline.com e-mail: [email protected] 4 Pocono Business Journal | August 2007 EDITORIAL A Few Words about Taxes and Budget from PA Chamber of Business and Industry PA Chamber of Commerce Lesley Smith Mandatory Combined Reporting is Bad for Pennsylvania Last session, the General Assembly and the governor took steps to improve Pennsylvania’s uncompetitive business tax climate and poor reputation for business friendliness by enacting modest business tax reductions. The logical next step, then, would be to build on these positive reforms in order to put Pennsylvania’s competitiveness on more solid ground and send the message that the state is “open for business.” Instead, the Rendell administration and its allies in the House have chosen to advance a proposal – mandatory unitary combined reporting – that would hurt Pennsylvania’s competitiveness. Combined reporting is a multi-billion-dollar tax increase that would also impose massive administrative and litigation costs on Pennsylvania’s job creators. Instituting combined reporting would have far-reaching and harmful effects. It creates a specific disincentive for multi-state firms to do business in Pennsylvania because they incur Pennsylvania tax liability on current operations in other states – even if those firms have already paid all of the state taxes to the other state governments where the operations are located. In addition, combined reporting discourages new businesses from locating here because predictability is one of the most important factors in decision making for business leaders. The decision to invest in Pennsylvania jobs and infrastructure only comes after it is determined that the value created by the enterprise will be sufficiently greater than the costs to justify the investment. The uncertainty created by mandatory unitary combined reporting would effectively tell prospective investors to go somewhere else. Pennsylvania employers already pay more than $22 billion per year in state and local taxes, in addition to innumerable state fees. This represents 42.5 percent of all state and local taxes collected in the Commonwealth. Pennsylvania’s economy simply cannot endure higher business taxes and policymakers should not be fooled by the reckless rhetoric that suggests the business community is not paying its fair share. Additionally, supporters of combined reporting legislation are flat out wrong to say they are implementing the recommendations of the Business Tax Reform Commission. Not only is it not the same proposal, any mention of the commission’s recommendations should come with clarification that the administration’s purpose for the commission was disingenuous from the start and the scope of it its work was severely limited. The governor never charged the commission with determining how to improve Pennsylvania’s tax structure. He charged it with figuring out how to implement combined reporting. And when the governor initially proposed combined reporting, he said it would address “abuses” in the tax system and would bring in $100 million in additional revenue for the Commonwealth. The Revenue Department already has the power to address abuses, as evidenced by recent tax settlements. Combined reporting, in addition to being unnecessary, is estimated to capture nearly half a billion dollars, and many experts suggest this number is underestimated. This discrepancy demonstrates that many honest taxpaying companies - and the jobs they provide Pennsylvanians - would be hurt by this proposal. Government must remove the obstacles on business that infringe on its ability to create and sustain quality jobs for the long term. Instead of imposing burdensome new taxes and reporting requirements on businesses that would have farreaching and harmful impacts on large and small employers and result in lost businesses and jobs in Pennsylvania, elected officials should lower the uncompetitive CNI tax, which is currently second-highest in the nation, uncap the net operating loss carry forward restrictions and implement a single sales factor for CNI apportionment. New State Budget Holds the Line on Multiple Tax Increases The Pennsylvania Chamber of Business and Industry recently applauded pro-business lawmakers for holding the line on tax increases in the 2007-08 state budget. The Commonwealth’s job creators were looking at a more than $1.2 billion increase from seven new and/or expanded taxes that had been advanced by the Rendell administration as part of the governor’s original budget proposal. “On behalf of our more than 24,000 statewide members and customers, the Pennsylvania Chamber commends lawmakers for recognizing that after positive steps were taken last year to improve Pennsylvania’s business tax structure, now was not the time to backslide,” said Floyd Warner, president of the PA Chamber. Warner also credited lawmakers for resisting the administration’s call for a new electricity tax, one of the final sticking points in the budget negotiations. The tax on residential, commercial and industrial users is not part of the budget. However, legislative leaders agreed to hold a special session on energy in September. “There are some good concepts in the governor’s energy strategy that make sense to pursue,” Warner said. “But a new tax and nearly one billon dollars in bond debt is not necessary to explore alternative energy.” The electricity tax would have been particularly detrimental to small and mid-size energy-intensive companies. Warner said controlling spending goes hand in hand with preventing burdensome tax increases on businesses and residents, and noted that the new budget is a step in the right direction in that regard. “Although the budget’s spending increase is more than what some lawmakers had wanted, it nonetheless represents a smaller increase in the growth of government spending than previous state budgets,” he said. Victoria Mavis Government entities and various organizations release an economic forecast based on an examination of activities, trends and other factors. Many business and industry observers use those forecasts to plan strategies to move forward in their own ventures. Similar to economists, employers should develop a human resource forecast to plan both short- and long-term strategies to meet current and future needs. The shrinking labor pool, expected by the retirement of aging baby boomers, places more urgency on that practice as employers will have to learn to do more with less – fewer people, resources and funds. PBJ READER’S RESOURCE www.wef.org Water Environment Federation The vision of the Water Environment Federation is to “preserve and enhance the global water environment.” The entire Web site is dedicated to advance its mission of providing information, education, and resources to water quality professionals and the public. It only takes one or two clicks of your mouse to have an entire menu of reproducible fact sheets. The site also keeps visitors upto-date on Regulatory Affairs pertaining to water and sanitation issues on the federal level. Robin Gaffney Have something to say ??? Lesley Smith is the director of communications for the Pennsylvania Chamber of Business and Industry, the state’s largest broad-based business association, with a membership representing more than 50 percent of the private workforce. More information is available on the Chamber’s Web site at www. pachamber.org. Send Letters to the Editor at [email protected]. Remember to include your contact information. So, what can employers do to prepare for a tightening market of skilled laborers? Employers can begin doing more with less by investing in and using technology to its fullest potential to streamline operations and improve efficiencies and productivity. Using your free time, between appointments or during a break, to check email and phone messages can help you stay on top of your obligations better. Making the most of those minutes through using, wireless technology, for example, can help you manage your time more effectively and efficiently. Reluctance to invest in technology that could manage your time and responsibilities better can limit your productivity and create unnecessary demands on your time. Many smaller companies typically use a peer-to-peer network to support their in-house administrative functions. But as the business grows, markets change and demands quicken, that technology outlives its usefulness, and the company may be served better with a dedicated server. Yet, many business owners tend to procrastinate in researching and investing in technologies that can help them manage their businesses more efficiently. That procrastination also trickles into examining the human resources arena. For example, when was the last time your company reviewed its insurances? Did you know employers can process benefit enrollment forms or train employees online? When did the company last perform a human resources program review to see if it meets new compliance standards or learn about and adopt a better way to handle your people programs? Handling your people programs more effectively can include incorporating technology into your training programs. As the Internet matures, employers can tap into a variety of web-based training programs designed to train employees, supervisors and upper management. Using that technology can prevent additional costs for gas, tolls and meals and improve productivity by decreasing time spent on the road. It goes without saying that if you are not focused on technology, you are either driving yourself out of business or you’re driving yourself nuts. You are going to lose one way or the other. The key is to remain vigilant in knowing what technology can do to improve your operations and be willing to take the time to educate yourself on what technology has to offer to allow you to run your business at the highest level of efficiency. Plan Ahead For Current, Future Needs HR Toolbox Victoria Mavis is the President/CEO of Core People Resources, LLC, a Web-based human resources expert system which is designed to help small employers reduce the risk of financial exposure associated with employment issues. The company is located in Wind Gap. Vickie has over 17 years experience and her expertise is in providing businesses with practical and affordable approaches to their ‘people’ problems through the use of Internet technology. www.corepeopleresources.com. You can reach her at [email protected] 5 Pocono Business Journal | August 2007 EDITORIAL REDESIGNATION... cont. from page 1 thought I had a working relationship with the Brodhead Creek Watershed Association.” Merli says the Watershed Association board of directors unanimously approved the petition to upgrade the two streams to a designation that would forbid any form of degradation on the part of a developer, not only in the Upper Swiftwater Valley, but also across the entire watershed. “We were hoping that they would be a co-petitioner with us -- that they would support what we are doing -- but there is concern on their part that it won’t be good for them, that it will somehow affect their ability to develop their property if this stream should be correctly designated,” Merli says. “We understand that developers do have to jump through a tremendous number of hoops to follow through on their projects, and we are empathetic to that, but it is our mission -- it is our job-- to do what we can to make sure that these streams are not degraded.” Cahill says Merli proceeded with the petition without ever viewing his development plans, which include expansion of the existing hotel and a commercial development which may include “one of the biggest outdoor outfitting places that wants to be one of the first stores that’s put on the property just because of our high quality cold water fishery.” “This is a retailer that the Poconos would die to get,” he says. “I would venture to say if the (overall) project did get built, it would win national recognition for the innovative techniques used on the site regarding reuse of effluent.” Cahill says a prime draw in his bid to turn the Inn at Pocono Manor into a national destination resort is the trout streams that flow across the property. He says Orbitz, the travel agency, has designated Upper Swiftwater Creek as one of the top 25 fishing sites in the nation, and that many guests will flock to the Inn for that reason alone. An upgrade of the streams in question, from cold water fishery to exceptional value, would not bar fishermen from casting flies into their waters, but Cahill fears extreme developmental restrictions as a result of the designated upgrade might do violence to his other expansion plans. “We don’t think that’s correct,” says Merli. “We think that’s a misperception. A lot of times, people think when you do something like this, you are trying to stop development. From what we have seen of their development plans, which are very thoughtful, very sensitive to the environment, this should not affect their plans.” Cahill, of course, disagrees and says Matzel Development will vigorously protest the petition before the DEP. “I’m as green as the next guy; I’m a conservationist,” he says. “But I’ve already given up land once (through seizure by eminent domain) for the tree-huggers and the environmentalists, and I feel that this is just another tack to take more of our property.” Merli is standing her ground. “It is in our best interests to maintain the high quality of our water resources,” she says. “It’s not just about environmental protection. It’s about protection of the reason that people move here, the reason that businesses move here. We have an extraordinary area. It is in the benefit of our economic development to protect our assets and, in many people’s opinion, our water resources are one of our greatest assets.” The next volley in the ongoing war between environmentalists, who want to preserve the world as it is, and developers, who want to change it to accommodate growing populations and businesses, probably will be fired at state DEP headquarters in Harrisburg. Neither side in the current controversy shows any sign of backing down. “We will fight the petition,” says Cahill. “He does his job, and I do mine,” says Merli. LÊ*ÀiÃà i 7 Ê ` > Ê ` i - iiÌÊ *, / љň Й̜Ɏʜз˙ ǪѠљŐʜǪзίΒǪȸͩʜ ͩͩљňЙίɎʜззљ@ίͩίЙ ͩίЙзљǪΒɳљ҇ Ϝ҃̚̚ѯљŝϱίѠљ@ί љίΒљ9ίѠ̉љňЙʜззʜз ڙǪ̜ͩǪȸͩʜ UÊ," 1,-ÊUÊ9,-ÊUÊ/ /UÊÊ-/1,-ÊUÊ//,UÊ 7-**,-ÊUÊ*,",-ÊUÊ 1- ЙίљǪљȸ҇з̜ΒʜззљɎǪЙɳљѠίљǪљ ɎίϱͩʜѠʜљΒʜڠзϱǪϱʜЙљʹљڠʜљɎǪΒ ɳίљѠ̉ʜљ͕ίȸљ˜ίЙљ˜ǪЙљͩʜззљίΒʜڮϼ >Ê/ÊÀii £nää{{ÎäÎÇÇ Driven By Excellence Guided by Caring No one cares more about your health than the Pocono Medical Center, especially when it comes to providing treatment, preventing illness, and promoting wellness. From the exceptional heart team at the ESSA Heart and Vascular Institute to the highly skilled physicians leading the Mattioli Emergency Center, we’ve paved the way in healthcare excellence. The nationally recognized expertise and patient care provided by the Dale & Frances Hughes Cancer Center is just one testament to our ability to merge cutting-edge technology with world-class service. Driven by excellence and guided by caring, we’ve worked hard to build our reputation as healthcare leaders, and we plan to work even harder to keep it. www.poconohealthsystem.org 6 Pocono Business Journal | August 2007 NEWS Efforts to Control Rising Water Equals Costs for Business, Taxpayers By Kathy Ruff Over the past five years, flooding has left its mark in the Poconos. Between September 2004 and June 2006, three major floods saturated areas around streams, creeks and the Delaware River. Businesses affected by each of the floods included Shawnee Inn and Golf Resort, located in Shawnee on Delaware, The Village Farmer and Rock-Tenn, located in Delaware Water Gap. During and since that time, these and other businesses have undertaken efforts to minimize the effects of any future flooding. Those efforts included a $1 million investment to build a levee around a rear building that sits along a tributary of the Delaware River on property owned by Laird Technologies, an electronics designer and manufacturer located in Delaware Water Gap. While the levee protected Laird from another hit during the flooding in June 2006, the solution represents a costly alternative and one inadequate for widespread relief. “If you find yourself damming and building levees and giant flood control projects, usually those projects are extremely costly, and the public pays for those to a large degree,” says Craig Todd, district manager of the Monroe County Conservation District. “As you flood-proof areas and levee areas, you protect those areas behind the levee, but you pass the problem down the stream.” A more universal approach involves protecting existing flood plains, areas where waterways will flow when water spills over banks during flooding events. By allowing a waterway to overflow unobstructed onto its adjoining floodplain, the tremendous energy carried by floodwaters is spread out, thereby lessening flood damage. “Stormwater (control) is an excellent way to mitigate and minimize impact from flooding, so there are a couple approaches to resolve and minimize impacts from flooding,” says Todd. “One is how you use your land. Two is encouraging groundwater recharge instead of letting the stormwater run off. Three would be not to build in areas that flood.” In the Poconos, as in other areas of the state, growing demand for new residential, commercial and industrial development has led to the loss of flood plains. “We tend to move into and build on flood plains,” says John Jose, watershed specialist with the Pike County Conservation District, Blooming Grove. “We have had to learn, painfully and repeatedly, that building in flood plains is not good business. It causes a lot of problems aside from the impact to the landowner, the homeowner and the business owner, directly or indirectly. Often, the rest of us pick up the tab, when you consider that tax dollars that go into state and federal funding to try and help people rebuild or relocate them or do stream repair to prevent their house from falling into the stream.” Compaction of soils, due to development of roads, rooftops and sidewalks in and around flood plains, adds to the potential for additional flooding by increasing stormwater runoff. “There is a lot (municipalities) can do to enhance protection of flood plains on people and the environment with their minimum land use regulations all the way up to and including basically a prohibition on flood plains,” says Jose. Pike County’s Shohola Township adopted ordinances that require incorporating conservation design standards into the development of residential subdivisions. The standards help to conserve forestlands, minimize the amount of impervious surfaces created and move toward more effective and innovative stormwater management strategies. Innovative stormwater management strategies represent one issue recently addressed by a task force created by the Delaware River Basin Commission to minimize impact of flooding in the basin and turn a negative into a positive. “One of the things that should be addressed in terms of flood loss reduction is stormwater management, and that really has to do with trying to control run-off as close as possible to the point of origin to provide for infiltration and prevent worsening of downstream flooding,” says Clarke Rupert, spokesman for the Delaware River Basin Commission. “The idea is to try to treat the stormwater as a resource not as a waste and to make adjustments site-specific adjustments to be able to try to keep that water, and give it the opportunity to recharge. It’s not only a water quantity issue, it’s also a water quality issue as well.” Rupert also suggests that municipalities develop or update their all-hazard mitigation plans to remain eligible for state and federal funding that can, in part, support flood control efforts. “The counties and municipalities throughout our watershed are at various stages of developing those plans because they have to be developed at the county and local level and then submitted to FEMA,” says Rupert. “It would be good for businesses to reach out to the local government and inquire as to where the status of their local community is in terms of how far along they are in moving ahead with this process.” 7 Pocono Business Journal | August 2007 NEWS Making Your Next Marketing Move Strategic Marketing Momentum Heidi Hewlett www.pbjonline.com/blog The term “strategy” might bring to mind some childhood favorite board games, such as Battleship, Mastermind, Chess and Stratego. But, strategy in the marketing sense is not as well-defined nor shaped by the physical structures of a colorful board game. Strategic marketing is a system which helps management make strategic decisions (a decision is made in a time frame of more than a year) and create strategic visions (a vision of a future set of strategies). Just as you would analyze your chess opponent across the game board, you analyze your real life competitors and any other factors that might have an impact on the results of the match. From your business perspective, you must identify and understand the needs and motivations of your customers because, without them, you wouldn’t have a business. Now, look at your competitors. In a board game it is easy – they are sitting right in front of you, and usually you can count them all on one hand. It is not often that you play a board game against a hidden opponent, and, most of the time, you have the luxury of watching your opponent make his next move. Unfortunately, your business competitors aren’t as accommodating and transparent in their decisions. As part of your external analysis, it is extremely important for you to identify your competitors and understand their culture, pricing strategy, performance, image, strengths and weaknesses. Not only do you want to enumerate your current competitors, but also it is important to factor in the possibility of future competitors to your business. Understandably, the importance of an analysis of the context and market in which you will be doing business is paramount. Size, profitability, trends and success factors within the market, all will provide you with important information on which you can base certain decisions. As you sit there, eying your opponent over the game board or battling through the glowing screen (depending upon your generation), you may realize there are certain environmental factors which may affect your success. Is the economy strong so that you can pay for the electricity that is shedding light on your playing field? Does the necessary technology exist for you to acquire new information and improve your skills? Do you live in a country which allows you the personal freedom to continue this board game to a satisfactory conclusion? It seems strange to frame the impact of these external factors in and around a board game, but it is not such a stretch to apply them to your own business. In addition to an external analysis, you also must turn the microscope on your own business. Performance, sales, employee capability, customer satisfaction and brand associations, all are analyzed to provide a detailed understanding of your organization. Before you can formulate some strategies, it is important that you review past strategies and realize your organization’s capabilities and constraints. For example, before you begin your “Gruenfeld Gambit” move in chess, you may want to review previous associated strategies for success and failure rates. This information-gathering will only assist you in your own strategy formation. With the finalization of the internal and external analyses and information gathering, the strategy identification and selection process begins. Not only must you select and implement a strategy for your business, but also you must identify alternative strategies. Within the space of a newspaper column, the Commercial Real & Investments First! 620-1900 We are Northeast Pennsylvania’s only real estate agency dealing exclusively in commercial and investment property. Our staff has more than seventy-five years of combined commercial real estate experience and a number of our agents carry the prestigious CCIM (the PhD of Commercial Real Estate) designation. Our combination of experience and leadingedge expertise is unmatched anywhere in the Poconos. We provide to our customers a wider array of services than any other regional real estate agency. If you’re interested in selling or buying commercial and investment property, call us first! Heidi Hewlett is the owner of BladeHewlett Marketing & Development. BladeHewlett offers outsourced marketing services to companies without a fulltime marketing staff and especially small to medium size businesses. You can reach her at www.bladehewlett.com. Estate Call Us (570) information you obtain can’t possibly answer all of your questions regarding strategic marketing management. It is more important that you become aware of the research, review and analysis involved in the decisionmaking process. Good luck in your next competitive board game or business maneuver! 3,200 square foot building in New Ventures Commercial Park. Perfect for corporate or medical services. Ref #0975 Medical building for lease. 12,449 square feet close to Route 611, Interstate 80 and airport. 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Interestingly enough, although industries and businesses often get blamed for water pollution from a legally permitted direct point source, such as a discharge pipe, according to the PA DEP, these non-point sources, such as run-off, account for over 75% of the state’s water pollution problem. Various industries and businesses, that are so important to our economy, often need to use discharge water to function. These systems are regulated heavily by the state and local authorities. A certain portion of these systems falls under what is called SEJ, Social Economic Justification, which means that there are overlying economic or social factors that are more important to justifying the degradation of the stream. One example of this SEJ classification would be the case that we all would like to conserve gas, but, at the same time, we need to drive to work to provide for our families. One need outweighs the others. According to Brian Book, environmental engineer for Herbert, Rowland & Grubic, Inc. in State College, PA., there are new technologies out there that will encourage economic growth and actually save and improve our water resources. According to Mr. Book, currently most municipalities operate under the law of Act 537, which is the PA. Sewage Facility Act, in which sewage planning is dovetailed with land development. Land development, zoning, building, and sewage planning are looked at as an entire system and allow discharge to the nearest stream, spray irrigation, or to sewers which go to public systems and treatment plants. Book explained new engineering technologies that are changing the way communities use their water, actually encouraging economic growth while preserving water, called water re-use technology. This new sustainable water system will reduce the evidence of a water footprint. “Right now, we take our water out of the top of our watershed. A watershed acts as a natural filter for our water. We use the water and treat and heat it. It goes back into the bottom of the watershed via a stream at 60 degrees, which is too warm for fish. It loses all that time in the natural filtration process, as it would flow down the mountain and into the streams, and the treated water is certainly not as clean as it was when we took it out of the watershed,” says Book. Conversely, according to Book, with the water re-use technologies, the warm, treated water is not sent back into the watershed but, instead, is re-used by other businesses instead of these same businesses taking fresh water out of the ground supply. In a current application of this system, the water used by businesses and other communities is treated to better than normal standards, but instead of going back into a stream, the water is re-used by other businesses. There is an industrial laundry business using the treated water for laundry rather than using the fresh spring water from a tap. Large golf courses use the treated water to maintain and water the courses. “Now, instead of taking all that “virgin” water out of the ground, businesses are using water from other businesses. This keeps more spring water in nature and less warm, treated water goes back to the system where it sometimes disrupts the natural balance,” explains Book. Most wastewater treatment plants return treated water into some other body of water, whether it’s a stream, a lake, or, ultimately, the ocean. When warm, chemically treated water enters our eco-system, it always has some consequence. Oceans, bays and some lakes all have what is called a “dead” zone. Wastewater from WWTP’s cause algae blooms that eventually die off, creating low oxygen levels incapable of supporting fish and other aquatic life. It is the intent and goal of implementing water re-use technology to lessen the amount of industrial waste-returned water to our fresh water supply. The re-used water could be used for other businesses, resulting in the lowering of their water bills. Plus, as the water gets re-used, as in the case of the golf course, it will seep into the ground where it will return to our ground water through nature’s own filtration process and become even cleaner. Does this technology cost more? According to Mr. Book, the answer is no. The initial costs are high, but it pays itself back ten-fold over the years. “You have to treat the water anyway. This is a low impact alternative where you will eventually get paid for better water, and the environment is preserved” says Book. Preserving Water From a Private Well By Lisa Alexander If you have a business that is not connected to a public sewer and water system, there are ways you can help protect the water supply. Make sure you don’t put any hazardous chemicals down the drain. Your septic system works like a little natural treatment plant, but hazardous chemicals may not get filtered properly and will seep into the ground water, affecting wells. Switch to natural cleaning products; there are many of them on the Internet and in health food stores, even some of the larger grocery stores are starting to carry them. Also, it will make the indoor air quality better for your employees. Vlad Potiyevsky, Registered Architect and United States Green Building Council (USGBC), LEED, AP®, located in Paupack, suggests some simple and inexpensive ways to preserve water in your business by installing low flow or dual flush toilets, faucet aerators and sink sensors, and waterless urinals. All of these will save a great deal of water. Also, you can use a grey water system to flush your toilets. This is a mini water re-use system within your own office building. You can capture water from the sink and store and reuse it for flushing the toilets. Another form of a grey water system would be to use gutters and downspouts to capture rainwater and store it in a cistern for water use in cleaning or other industrial uses your business may have, as well as for flushing toilets. In addition, you can use a grey water system for watering your landscaping. 9 Pocono Business Journal | August 2007 NEWS Protecting Groundwater Has Impact on Current, Future Water Quality By Kathy Ruff Did you know that groundwater not only provides drinking water for over a third of the state’s residents but also that it provides the base flow for Pennsylvania’s streams, creeks and rivers? Of the over 7.7 million people who live in the Delaware River basin, a 13,500-square-mile drainage area that drains into the Delaware River from Pennsylvania, New York, New Jersey and Delaware, 49 percent get their water from groundwater while the other 51 percent get their water from surface water sources. “Of those who get their water from groundwater, about a third have domestic wells and about two-thirds get their groundwater via a public water supply system,” says Clarke Rupert, spokesman for the Delaware River Basin Commission. Protecting the quality and quantity of that groundwater represents a vital component of the commission’s charge, including regulations to limit withdrawals of more than 100,000 gallons per day. Failure to meet regulatory requirements can result in fines and penalties through the Pennsylvania Department of Environmental Protection. According to Rupert, conservation efforts, such as low-flow toilets and other fixtures in addition to good housekeeping, help to protect groundwater. “By good housekeeping, I mean storing materials in covered areas, placing drip pans under machinery or material storage areas,” says Rupert. “You can also prevent leaks from underground storage tanks and pipelines if you have those on the business by closely monitoring inventory in the tanks to determine if product is being lost potentially through leaks.” Rupert also recommends conducting regular pressure-leak testing on tanks and pipe fittings and other environmental audits. Companies or homeowners with septic systems should test systems to ensure they are functioning properly. “The important thing to consider is what we do on the land affects our water, whether it’s surface water or rivers, creeks or streams or our groundwater,” says Rupert. “If we improperly manage our use of chemicals, fertilizers and pesticides, if we misuse them, if we overuse them, if we don’t properly store them, potentially they could make their way into our water supply either directly through a leak or through runoff when it rains. What is on the ground when it rains is going to run off and makes it directly into the surface water or into our groundwater.” Other common-sense solutions to protect groundwater include taking steps to eliminate the impact of accidental spills and minimizing or maintaining existing run-off characteristics when developing property. “If you are going to develop a site, you should try to mimic those pre-development characteristics to the best degree possible,” says Craig Todd, district manager of the Monroe County Conservation District. “If you are going to discharge, you should try to clean up your discharge before you do that. It’s good to have some facility that that stormwater runs through before that’s introduced back into the groundwater.” While many businesses have a relatively benign impact on groundwater, others may not. “A gas station with an underground storage tank, they are going to have to abide by state regulations and the monitoring of the underground storage tank,” says John Jose, watershed specialist with the Pike County Conservation District, Blooming Grove. “As part of their business process, they are going to have to abide by any state regulations that are designed to help protect groundwater. Also, in some cases, municipalities will adopt specific regulations that are geared toward businesses to provide additional protection.” Those additional protections typically occur through comprehensive planning and land use regulations geared to protecting groundwater resources, erosion, sedimentation and stormwater controls or preventing pollution or spills. “If there are spills or there is pollution of groundwater, then we do regulate it,” says Mark Carmon, community relations coordinator for the northeastern regional office of the Department of Environmental Protection. “If we can determine the responsible parties, they would be required and responsible for the cleanup. There are definitely sanctions as well as the cost of the cleanup, which can be considerable.” Fines and penalties can range from thousands to millions. For example, the Great Wolf Lodge in Scotrun received an $833,000.00 fine because their sewage treatment plant was discharging into the stream. “All of our statutes and regulations have provisions where we can require or order a company to do certain things, and if they don’t, then what we can do is we can step into hiring a consultant, hiring a contractor to do that work and hit them for damages after or hit them with penalties,” says Carmon. “If it’s a serious situation or if they refuse to work with us, we have a whole host of enforcement options up to and including penalties. We can refer cases to the attorney general’s office for criminal charges.” According to 2005 United States Geological Survey (USGS) figures, groundwater provides an estimated: 22% of all freshwater withdrawals 37% of agricultural use (mostly for irrigation) 37% of the public water supply withdrawals 51% of all drinking water for the total population 99% of drinking water for the rural population Source: The Groundwater Foundation, www.groundwater.org Groundwater statistics: • 33.7% of Pennsylvania’s population depends on groundwater for its drinking water supply. • 978,202 Pennsylvania households are served by privately-owned, individual wells. • 2,513,979 Pennsylvania residents are served by privately-owned, individual wells. • 17, 477 public supply wells serve Pennsylvania. • 1,484,730 Pennsylvania residents are served by groundwater- influenced public water supply systems. Source: Pennsylvania Groundwater Association, Inc., www.pgwa.org, citing the National Groundwater Association’s Groundwater’s Role in Pennsylvania’s Economic Vitality. please recycle this paper www.pbjonline.com 10 Pocono Business Journal | August 2007 NEWS Pocono Medical Center Commits to Growing for the Community Regional Healthcare Report By Richard J. Henley, FACHE, FHFMA As the only hospital in Pennsylvania’s second fastest growing county, Pocono Medical Center is committed to keeping pace with the area’s unprecedented rate of growth. This means responding to the diverse healthcare needs of our patients by improving our services, while also staying at the forefront of technological innovation. Providing quality patient care is a top priority at Pocono Medical Center and is critical to our endurance in the midst of our area’s exponential growth. I am happy to say that our commitment to exceptional healthcare recently has earned us above average scores in the majority of categories used by the federal government to evaluate hospital quality. As recently as June 26, 2007, the Pocono Record reported that the Pocono Medical Center exceeded both state and national averages in 13 out of the 21 categories, and scored 100 percent in two categories: all of our heart attack patients received beta blockers upon discharge, and every one of our pneumonia patients were evaluated for the level of oxygen in his or her blood. The 100 percent treatment scores in these areas also secured our place in the top tier, or top 10 percent, of the nation’s hospitals. The data for this report was obtained by the Centers for Medicare and Medicaid Services, an agency of the U.S. Department of Health and Human Services, that studied the performance of 4,500 hospitals across the country. Although the report is by no means a complete measure of the quality of patient care, it does provide some ground for capitalizing on the areas in which the hospital thrives, as well as areas in which we could improve. The recent growth in our cardiovascular, oncology, and surgery clinical service lines also exemplifies our commitment to being a leader in providing state-of-the-art healthcare. The cutting-edge technology driving our ESSA Heart and Vascular Institute enables our patients to receive advanced cardiac care without having to leave the area. Likewise, our Dale and Frances Hughes Cancer Center provides the most technologically advanced cancer therapy available today. Just last year, for instance, the Center added “On-Board Imaging” with 4-D adaptive radiation therapy, enabling the most precise targeting available during CT scans. For the latest in surgical innovation, one does not have to look any further than PMC’s newly constructed operating rooms, which provide a nationally-recognized blueprint that many other hospitals are following. Equipped with flat screen monitors, leading-edge video equipment, digital X-ray systems, and fully computerized room functions, our operating suites raise the bar in OR standards. Our surgeons are also continually responding to changing patient expectations by offering minimally and less invasive procedures, which reduce recovery time, pain and scarring for patients. In addition to providing advanced, technology-driven care, we are also continually expanding our services and facilities to meet the changing needs and expectations of our community. Some of our major planned initiatives incorporate growing more primary care services and bringing more specialists to the area, all designed to provide patients with access to convenient, high-quality healthcare. We are looking specifically at expanding our presence in the West End and in the Middle Smithfield/Bushkill areas. As part of an ongoing effort to provide the most comprehensive care in the area, we also plan to further expand our critical care services by securing a Level III Trauma Program designation. Also, realizing the area’s growing need for more women’s health care facilities, we are exploring the development of a new outpatient women’s care facility. In addition, we are working to develop a neonatology program to improve access to care for high-risk obstetric patients and provide specialists trained in caring for premature infants and babies born with medical complications. Finally, we have updated our three-year strategic plan to expand the hospital’s services and facilities in six clinical service lines: Oncology, Cardiovascular, Primary Care, Musculoskeletal, Surgery, and Women and Children. Our clinical service lines are central to providing the comprehensive care needed within our community. As we grow and develop the services available within each of the six service lines, we are able to transform from a once small, community hospital into a comprehensive, regional medical center. As one of the county’s largest employers, PMC has a palpable financial and charitable presence in the community. Last year, PMC was one of the most financially successful hospitals in our region, and our revenue has grown more than 11 percent over the past three years. In order to maintain, and even exceed, this level of growth, we are committed to providing the highest quality patient care. Growing with our community is our obligation; growing for our community is our commitment. With our unwavering dedication to healthcare excellence and quality patient care, we plan to fulfill this commitment to our fullest potential. Richard J. Henley, FACHE, FHFMA, is the president and CEO of Pocono Medical Center and Pocono Health System. He has more than 25 years of experience in health care, executive leadership, strategic planning and operations and finance. Henley also serves on the Board of Governors of the American College of Healthcare Executives, an international professional society of health care executives who lead hospitals, health care systems and other health care organizations. 11 Pocono Business Journal | August 2007 NEWS Watersheds - What are they? Where are they? What do they do? By Ken Clark Pop Quiz. Multiple Choice. What is a Watershed? (a) Anything that sheds water. (b) Any moment or event separating distinct periods of time to engender a profound cultural or societal change. (c) A drainage basin or river catchment in a region of land in which flowing water is drawn into a specified body of water. (d) All of the above. Technically, “All of the above” would be correct, but, for the moment, the focus is on (c), because what happens to water -- where it comes from, where it goes and what happens to it when it gets there -- is of increasing importance everywhere. The Pocono region is no exception. The classic illustration of a watershed is the one that begins some 14,000 feet up in the Rocky Mountains along a line called the Continental Divide. There, it may be said, if two drops of rain fall a scant two inches apart, but one falls on the western side of the divide and the other on the eastern side, eventually they may wind up 3,000 miles apart -- the eastern wanderer in the Atlantic Ocean, Chesapeake Bay or the Gulf of Mexico and its westward counterpart in the Pacific Ocean or the Gulf of California. The example is oversimplified, of course. Rain drops in question may evaporate, be consumed or sink into subterranean aquifers before they ever reach such final destinations, but the principle remains valid. Rain water or snow melt trickle down mountainsides in dendritic drainage patterns, so named because they resemble an array of tree roots. The trickles merge to create brooks, which flow into streams, which run into rivers, which then feed into lakes and man-made reservoirs or the aforementioned oceans. But the Continental Divide isn’t the only North American watershed. Hundreds of thousands of drainage basins and river catchments lie between those flowing waters and their ultimate destinations, both in the United States and Canada. Watersheds capture and store the precious water on which, and by which, we live every day. According to the Environmental Protection Agency, there are 58 major watersheds crossing 67 counties in the Commonwealth of Pennsylvania alone. Seven of those lie across the four counties of the Poconos where they provide an exploding human population with water to drink and in which to bathe, do the dishes, fight fires and make the golf courses green. They feed a booming recreational industry, keep the forests lush and occasionally, if not properly respected and managed, allow floods to roar across the region. In terms of the national economy, the EPA reports that “more than $450 billion in food, fiber, manufactured goods and tourism depend on clean water and healthy watersheds.” Forget those other definitions. Water is what it’s all about. As Benjamin H. Grumbles, assistant administrator for Water at the Environmental Protection Agency, puts it on the agency’s Web site: “The future of the planet and the protection of the nation’s water resources depend on a universal understanding and the appreciation of watersheds.” We haven’t seen eye-toeye always with that bit of advice. In years past, farmers have allowed livestock waste water, loaded with nutrients for fish-killing algae, to run directly into lakes, rivers, estuaries and watersheds. Old mines have leached mercury, corrosive acids and other chemicals into ground water, and industrial wastes have created such infamously toxic waste sites as the Love Canal. But Grumbles says things are looking up, nationwide. He reports that 85 per cent of farmers in West Virginia now have erected animal waste lagoons to protect their watershed. Massive mine cleanups are underway in Utah, and, nationwide, an estimated 4,000 communitybased local associations, including seven in the Poconos, now have rallied ordinary citizens to protect and maintain their watersheds. “The human dimension to environmental protection cannot be underestimated,” says Grumbles. “Clean water matters to everyone. It is the white carpet of sand hill cranes on the Platte River in Nebraska. It’s the striking pink roseate spoonbills in the Gulf of Mexico. It’s the fascinating upstream struggle of salmon in the Pacific Northwest. It’s the knobby trunks of cypress trees in the Everglades. It’s the shiny green leaves and creamy soft petals of a flowering magnolia tree in Louisiana.” In the Poconos, it’s Lake Wallenpaupack, Bushkill Falls, the mighty Delaware and the dozens of cold, clear trout streams that make the region a fly-fishing mecca. “Water is life,” says Grumbles. Lose it, anywhere, and that second definition of “watershed” may follow -- the moment in time that engenders profound cultural or societal change, in this case, for the worse. That’s a watershed event nobody, anywhere, ever wants to see. Change Your Life and Your Future Enroll in an ESU Graduate Program Students earning a graduate degree at East Stroudsburg University are among the most qualified, best educated candidates for today’s job market. 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East Stroudsburg University Call ESU’s Graduate Studies at 570-422-3536 or 866-837-6130 or apply on-line at www.esu.edu A member of the Pennsylvania State System of Higher Education www.esu.edu 12 Pocono Business Journal | August 2007 NEWS Pocono Leadership-Class of 2007 Graduation By Robin Gaffney and Nicole Foleno The Pocono Mountains Chamber of Commerce Leadership Pocono class recently ended a successful year with a graduation ceremony held in honor of the leadership students. The ceremony, held on June 30th 2007 at the Sherman Theater in Stroudsburg had over 180 guests in attendance. “The graduation ceremony was a great way to end our year of hard work in the program and share those experiences with so many people in community,” says Nicole Foleno, 2007 graduate and executive director for Pocono Builders Association. Charles Niclaus, Chairman of the 2006-07 Leadership Board, and Elizabeth Koster, Chairman of the 2007-08 Leadership Board, presented each of the students with an award for their accomplishments in the program. “My experience with graduation was great. It gave us all a chance to get together, relax and look back on our journey over the past ten months and also to look ahead,” says Kevin Yurko 2007 graduate and financial advisor for Smith Barney. Following the graduation ceremony, the Leadership Graduation Committee held a concert to benefit Leadership Pocono, The Pocono Family YMCA and Women’s Resources of Monroe County. The Contact PBJ for Ad Rates. www.pbjonline.com e-mail: [email protected] POCONO Regional Business News & Resources www.pbjonline.com concert had an opening performance by Nadeen Edwards, and the grand performance featured American Idol Winner, Ruben Studdard. “Pocono Leadership is a very beneficial program. It exposes you to key local business leaders, allows you to build lasting friendships and provides opportunities for you to leverage existing leadership skills, giving back to the community through volunteerism and board participation,” says Marianne Chester, recent graduate and president/owner of M Enterprise Solutions. The Pocono Mountains Chamber of Commerce’s Leadership Program is now accepting applications for the 2007-2008 class. The application is available online at www.leadershippocono. org, or by calling the Pocono Mountains Chamber of Commerce at 570-421- 4433. The first session will begin with a weekend retreat at Stony Acres on September 7th. 13 Pocono Business Journal | August 2007 NEWS Hmmm...Seems Like We’ve Been Here Before Residential Real Estate Quarterly Dominick J. Sacci www.pbjonline.com/blog If you were a Realtor® in the local market in the 1990’s, instead of it being 2007, you would swear that it was June 1996. The vacation and secondary market boom of the mid-to-late1980’s ended with a thud. The region hit, at that time, a high of almost 4,300 homes available for sale through the local multi-listing system (MLS); buyer activity was minimal, foreclosures increased and the property values in our area dropped 25 to 65 per cent. The average sales price of a home was approximately $95,000 in Monroe County with the average time on the market of almost two years. Seem familiar? Yes, but there are two main differences between 1996 compared to the present. Property values are higher, and sellers are having difficulty accepting the fact that property values have stopped appreciating at 12 to14 per cent annually, but they do understand the challenging market. As a manager in the late 1990’s, I recall spending my day justifying to sellers why the market was so slow. I remember the sellers having difficulty accepting my explanation, because the markets in New York and New Jersey were still booming. At least, with the current market lull, sellers and Realtors® are all on the same page. The New York and New Jersey real estate markets are just as challenged as we are in the Pocono region. The sellers finally understand that it is the market, and not “those Pocono Realtors®” that dictates how and when homes sell. Statistics out of the local MLS paint an interesting picture. Through June, the closed residential sales are off by 16 percent year-to-date, while the pending sales compared to this same month last year are off by 30 per cent. What does this mean? The data suggests that we shouldn’t be betting on an amazing “summer season”. Trust me, I know we need to remain positive in sales, but we also need to balance what is realistic when presented what is happening in our area. If we stay on the pace that the listing inventory is currently (4,100 currently), and the buyer activity remains flat, we could find ourselves with a record high 4,500 to 4,600 homes on the market for sale by the end of the “summer season”. One statistic that has not been accurate in the MLS is the average days on the market. Realtors® primarily are still taking six month listings. If a property was listed with Realtor® ‘X’, doesn’t sell, then lists with Realtor® ‘Y’ and sells in four months, the true time on the market is ten months, not the four as the MLS will reflect. This should change as we start to see longer listing terms. My prediction is that this market will not find itself and decide what it wants to be when it grows up for another two to three years. There is an average real estate cycle in the Poconos every five to eight years. The current cycle started in the fall of 2005. It is important to realize that as sellers and Realtors®, this is not a bad market. If you think it is, talk to a Realtor® who has been in this local market since the 1990’s. We just need to ride out this cycle. I can see the light at the end of the tunnel. Dominick J. Sacci is Vice President and General Manager for Wilkins & Associates Real Estate, Inc. Mr. Sacci has been tracking market statistics for the last four years. Market data was compiled from the Pocono Mountain Association of Realtors MLS system. Readers can discuss the residential real estate market with Mr. Sacci at www.pbjonline.com/blog PBJ BLOG “Blogging for Business” Talk about business online with PBJ columnists. www.pbjonline.com/blog TWO GREAT LOCATIONS TO SERVE YOU BETTER! Temporary and Permanent Staffing & Employment Solutions OFFICE, MANUFACTURING, HOSPITALITY, SKILLED LABOR WAREHOUSE, GENERAL LABOR, MAINTENANCE No job too big or too small! We offer competitive rates, skill testing, 24/7 service, on-site coordinators, background checks, substance testing and payroll services. Call anytime for a free consultation! We have been serving Northeastern Pennsylvania and the surrounding areas for the past 9 years. To obtain more information, please contact us at the office most convenient to you: Pocono Personnel 429B N. Courtland St. East Stroudsburg, PA 18301 Ph: 570-424-1800/Fax: 570-424-3732 Email: [email protected] CAPITOL STEPS SEPTEMBER 28 7:30 PM 570.420.2808 www.SHERMANTHEATER.com 524 MAIN STREET, STROUDSBURG, PA 18360 Pocono Personnel West Pocono East Corporate Center 300 Community Dr., Suite A2 Tobyhanna, PA 18466 Ph: 570-839-3838/Fax: 570-839-3866 Visit us on the web at: www.poconopersonnel.com 14 Pocono Business Journal | August 2007 BUSINESS BRIEFS WHO’s WHO AUSTIN BEDNAR DEGIROLAM DENNIS DePETE GUPTA MAHER McCAFFERTY MILLER NEVIL OREILLY PETITO TALLO TOMS TRON WONG Austin- Lori Austin has recently been hired as Information Coordinator of the Synchrium Group. Her background is focused on the financial and technology market sectors. Austin’s previous experience includes tenures at Accenture, Merrill Lynch, Hyperion Capital Management, and Dreman Value Management. Her role at the Synchrium Group includes monitoring and evaluating grant and loan programs and in-house administrative procedure. The first project for the Synchrium Group is the Penn Regional Business Center, a multi-phase building project on Route 209 in Marshalls Creek. Bednar- Tobyhanna Army Depot recognized employee Michael Bednar for 30 years of service at a recent Length of Service ceremony. Bednar is a logistics management specialist, Commodity Management Division, Business Management Directorate. Black- Edward T. Black has joined Weichert Realtors® - Acclaim in East Stroudsburg as a specialist in residential sales. He serves Monroe and Pike Counties as a member of the Pocono Mountain Association of Realtors®. Chatha- Caesars Pocono Resorts has announced the hiring of Raminder Chatha as Paradise Stream Resort Manager. In his new position, Chatha will be directly responsible for all team members at the resort, ensuring guest satisfaction, as well as building the brand of Paradise Stream Resort. All of the Paradise Stream department heads will report to Chatha. Considine- Caesars Pocono Resorts has announced the promotion of Anna Considine to Contact Center Manager. In her new position, Considine will provide leadership to the Contact Center Service supervisors and agents. She also will provide strategy for promoting the four resorts and leading her team in meeting Caesars Pocono Resorts’ goals. Davis- Shala E. Davis, professor of exercise science at East Stroudsburg University, recently was appointed as the national chair for the Committee on Accreditation for the Exercise Sciences (CoAES). The primary role of the CoAES is to establish standards and guidelines for academic programs that facilitate the preparation of students seeking employment in the health, fitness, and exercise industry. The secondary role of the CoAES is to establish and implement a process of self-study, review, and recommendation for all programs seeking CAAHEP accreditation. DeGirolamo- Matthew J. DeGirolamo, MD, joins Geisinger Medical Group in Mt. Pocono as a family physician. He enters a growing group of physicians. Dr. DeGirolamo earned his medical degree at St. George’s University School of Medicine in Grenada, Wisconsin. While there, he served as a teaching assistant and tutor for courses such as anatomy and histology and volunteered his time and medical skills at a local children’s orphanage. Dennis- Tina Dennis has recently been named manager or Marketing and Public Relations for the Synchrium Group. Dennis has a well established career as a leading marketing and public relations professional. Most recently she was president of Tina Dennis Marketing and Public Relations. Her knowledge of brand building and message management were forged during her tenure at Knight Ridder and North American Publishing Companies where she served as Publisher of New Magazine Products and Vice President of Communications Products respectively. The first project for the Synchrium Group is the Penn Regional Business Center, a multi-phase building project on Route 209 in Marshalls Creek. DePete- Donald DePete has recently been named COO of the Synchrium Group. DePete brings with him decades of experience in the professional services industry specializing in technology. He has previously served as the President of several large firms, among them Software Spectrum (now Level3 Communications) and KForce Consulting. His strategic planning and team building experience will serve as a key component to the ongoing success of the Synchrium Group. The first project for the Synchrium Group is the Penn Regional Business Center, a multi-phase building project on Route 209 in Marshalls Creek. Foley- Caesars Pocono Resorts announces that Maura Foley, Manager of Brand Marketing, recently earned a Direct Mail Certification from the Direct Marketing Association (DMA), which is dedicated to direct, database and interactive marketing. Foley participated in the 18-month certification process, which is recognized worldwide, through assistance from Caesars Pocono Resorts’ tuition reimbursement program. As Manager of Brand Marketing, Foley is responsible for ensuring that the marketing efforts of Caesars Pocono Resorts are consistent with the company’s core values and focused on a positive guest experience. She serves as the primary manager for the production of all marketing materials as well as advising the Operations Team on brand-related issues. Good- Caesars Pocono Resorts has announced that David S. Good, Marketing Coordinator, recently earned a Web Page Design Certificate from the Center for Professional Training and Development at the University of Scranton. As Marketing Coordinator, Good is responsible for growing the resorts’ interactive marketing through search engine marketing and optimization, website analytics and marketing logistics. Gupta- Manish Gupta, MD, has joined the surgical team at Geisinger Wyoming Valley to perform kidney transplants for patients at the medical center in Plains Township. Dr. Gupta also will perform transplant surgery as needed at Geisinger Medical Center in Danville. Board-certified in general surgery, Dr. Gupta has given numerous clinical presentations at transplant conferences in the United States, Switzerland and Spain. He also has served on various medical advisory committees and quality assurance/peer review committees. Hineline- Caesars Pocono Resorts has announced the promotion of Brandy Hineline to Reservations Supervisor. In her new position, Hineline will be responsible for evaluating reservation agents and providing coaching to strengthen their skills. Her day-to-day responsibilities will include developing training programs and providing departmental updates to all four Caesars Pocono Resorts. Isaacs/Lansberry- Caesars Pocono Resorts has announced the hiring of two new members to the marketing team. Alicia Isaacs has been named Marketing Assistant, and Eric Lansberry has been named Marketing Coordinator. In her new role, Isaacs will oversee and manage the marketing budget. Lansberry’s responsibilities will include managing public relations, advertising and special events. Kelberman- Paula Kelberman, professor of early childhood and elementary education at East Stroudsburg University, was named Outstanding Professor of the Year at the ESU chapter of Kappa Delta Pi (International Honor Society in Education) banquet. Maher- Settlers Inn, located in Hawley, welcomes Jamie Maher, of Honesdale, to the position of Director of Sales for Meetings and Special Events. As Director of Sales for Meetings and Special Events at The Settlers Inn, Maher will handle corporate clients and small group meetings as well as weddings and family reunions. McCafferty— Joseph McCafferty has just been promoted as the AN/TPQ-37 Firefinder branch chief, Firefinder Division, Intelligence, Surveillance and Reconnaissance Directorate. The branch is responsible for overhaul, repair, reset, modification installation, testing, and providing field service representatives to work directly with Soldiers and their equipment for the AN/TPQ-37 artillery locating system. McCafferty also supports a forward repair activity in Southwest Asia, foreign military sales and civilian vendors. As chief, he supervises 29 people. Miller- The new College of Education at East Stroudsburg University has appointed Dr. Patricia A. Miller to head the College, which was known formerly as the School of Professional Studies. Miller was appointed by Dr. Robert J. Dillman. The new College of Education allows the university to feature its teacher education programs with greater appeal to prospective students, faculty and administrators, and to strategically improve the preparation of teachers. The offices of Academic Enrichment and Learning, and Upward Bound, and the Office of Field Experiences and Partnerships are also part of the new college. Nevil- Tobyhanna Army Depot recognized employee Douglas Nevil for 35 years of service during a recent Length of Service ceremony. Nevil is an electronics technician, New Technology, Research and Development Division, Production Engineering Directorate. O’Reilly- Pocono Environmental Education Center recently announced that they have hired a new Director of Education, Megan O’Reilly. Megan brings over 20 years of experience in environmental, experiential, adventure and outdoor education as well as a background and professional experience in ecological research. Petito- Nicholas Petito has joined Miers Insurance as a Commercial Insurance Account Executive. He brings to Miers over twenty years experience in providing insurance and risk management products and services, specializing in multi-location property risks. Miers Insurance provides Insurance Brokerage, Risk Management, and Employee Benefit services for businesses, families and institutions, serving many clients in the Pocono region. Saari- Caesars Pocono Resorts has announced the promotion of Mark Saari to Director of Marketing. In his new position, Saari will oversee marketing, advertising and 15 Pocono Business Journal | August 2007 BUSINESS BRIEFS WHO’s WHO branding initiatives. His day-to-day responsibilities include managing the marketing staff, developing new marketing strategies and reaching out to the media. members inducted into the honor society were recognized for their outstanding contributions to the profession of education. Santarelli- Riverside Rehabilitation Centers announces the addition of Kendall Santarelli, MS OT, to their staff as a full time Occupational Therapist. Santarelli evaluates and treats patients with injuries to their upper extremities, resulting from repetitive strain disorders, traumatic injury to the hand, wrist or forearm, arthritis, CVA, head trauma, developmental delays in motor skills, work injuries or spinal cord injuries. Tallo- Tobyhanna Army Depot recognized employee Matthew Tallo for 30 years of service at a recent Length of Service ceremony. Tallo is an air conditioning equipment mechanic, Industrial Services Division, Systems Integration and Support Directorate. Staples- William Staples, class of ’93, was named the Outstanding Educator of the Year for East Stroudsburg University at the ESU chapter of Kappa Delta Pi (International Honor Society in Education) banquet. In addition, 50 new Toms- Steven A. Toms, MD, has been named Geisinger Health System’s director of Neurosurgery and co-director of the Neuroscience Institute. Dr. Toms has expertise in treating brain tumors. Dr. Toms will play a central role in developing Geisinger’s neurosurgery program across the region. Tron- Eduardo Daniel Tron, MD, recently has joined the department of Pediatric Gastroenterology and Nutrition at Geisinger. Dr. Tron specializes in the diagnosis and treatment of children with disorders of the gastrointestinal tract and liver. Dr. Tron will see patients in East Stroudsburg, Lehighton, Plains, Danville and Scranton. Wehrmann- Caesars Pocono Resorts has named Paula Wehrmann as Human Resources Coordinator. In her new role, Wehrmann will be responsible for processing new hires as well as developing recruitment strategies and coordinating all human resource functions. Wong- Kin Shing “Andrew” Wong has joined Weichert Realtors® - Acclaim’s East Stroudsburg office. Fluent in English, Cantonese and Fuzhounese, he serves the residential needs of clients in the Pocono Mountain area. He is a member of the Pocono Mountains Association of Realtors®. WHAT’s WHAT Happenings Magazine has announced that Caesars Pocono Resorts has been named one of 2007’s Best Places to Work in Northeast PA. After hundreds of submissions from a variety of businesses across the region, Caesars Pocono Resorts was one of the four businesses deemed “Best Places to Work for in NEPA.” The final four were chosen after employees completed satisfaction surveys that were conducted and evaluated by Happenings Magazine staff. Some of the employee advantages for which Caesars Pocono Resorts was nominated include: 401 (k) retirement plan, health care benefits, as well as paid breaks and meals. Other benefits include tuition reimbursement, employee stock purchase plan, adoption assistance, college work scholarships and discounted rates on all Starwood Hotels & Resorts Worldwide Inc. properties. The Wayne County Chamber of Commerce announced the Grand Opening of the Calkins Creek Vineyard, which is located 10 miles north of Honesdale in Calkins. The winery is on a sixth generation family farm. The Stone family invites you to see their wine making process in an old airplane hangar, and then taste the wines in a large underground wine cave. Coldwell Banker Phyllis Rubin Real Estate has created a new Web address: GotPoconoRealEstate.com as part of its Web presence and marketing efforts. GotPoconoRealEstate.com will appear soon on all advertisements as well as e-marketing campaigns for Coldwell Banker Phyllis Rubin Real Estate. All three of the company’s addresses including CBPRRE.com, ColdwellBankerIntroduces.com and GotPoconoRealEstate. com will lead customers to the Coldwell Banker Phyllis Rubin Real Estate home page. Core People Resources (CPR), a Web-based human resources company, recently announced the launch of its Web-based Employee Resource Center. The center offers insurance brokers, payroll companies and other service providers the opportunity to allow their clients access to a variety of data, forms and programs at the touch of a fingertip. They also announce the launch of a new Web-based, specialized on-line training program to train HR staff on managing HR functions as well as train employees in a variety of areas. There are over 90 specialized programs from which to choose. Good Shepherd recently was named by the Pennsylvania Initiative on Assistive Technology (PIAT) to be the official Assistive Technology Resource Center for the region that includes Lehigh, Northampton, Monroe, Berks, Schuylkill, Carbon, Lancaster and Luzerne Counties. As one of only nine AT Resource Centers in the commonwealth, Good Shepherd oversees the outreach, education, evaluation and training efforts of PIAT for the region. PIAT is a state and federally funded program that gives Pennsylvanians access to assistive technology devices and services. Every county in the commonwealth is served by an AT Resource Center. As an AT Resource Center, Good Shepherd will oversee multiple PIAT initiatives, most of which are natural extensions of Good Shepherd’s current services. The Northeastern Pennsylvania Nonprofit and Community Assistance Center (NCAC) announces this year’s Community Award winners. The winners have made an extraordinary impact within NCAC’s seven county region, which includes Carbon, Lackawanna, Luzerne, Monroe, Pike, Schuylkill and Wayne. In the Arts & Culture category, Sherman Theater was awarded first place for the Sherman Theater Community Collaborative Program. The Pike County Builders Association was recently awarded a $5,000 advertising grant from the National Association of Home Builders (NAHB). This grant is being used to conduct a “Buy Now” advertising campaign. The purpose behind this campaign is to help local homebuilders associations in an effort to bolster housing sales and home building by encouraging hesitant consumers to become confident buyers. The local campaign, through the Pike County Builders Association, will begin at the end of June and run through Labor Day weekend. A large area will be targeted as newspapers in the Pennsylvania, New York and New Jersey area will feature advertising. Promotional flyers also will be available in local businesses to promote the campaign. Additionally, a radio advertising campaign will reinforce the entire promotion. Pocono Environmental Education Center announces a new campus to their location, Yurt Village, which will offer Yurt camping. Yurt structures are a cross between a geodesic dome and a luxury safari tent. The circular, canvas-covered Yurts have plywood sub-floors, wood lattice walls, windows, framed door entry and skylight. PEEC’s Yurts are furnished with bunk beds, heat, electricity, ceiling fans and are now available for rent. The new Yurt Village at PEEC currently has 4 Yurts that sleep up to 8 guests in each structure and 4 larger Yurts that sleep up to 12 guests each. Four of the Yurts are also ADA accessible. Pocono Farms Country Club, located in Tobyhanna, announces they will be hosting the Nationwide Tour Qualifier for 2007. Pocono Farms will be hosting the entire field for the 2007 Qualifier VisionLink, Inc., based out of Boulder, CO., announces the selection of Pocono Healthy Communities Alliance (PHCA) to participate in a national network of community organizations which seek to improve local service delivery through data exchange. VisionLink is the national leader for community resource management software, and PHCA has utilized VisionLink’s Tapestry software since 2003 for PoconoInfo, their comprehensive information and referral system for health and human services, serving all Monroe County residents. Pocono Healthy Communities Alliance will benefit by deepening its knowledge and expertise, interacting with peers from across the country to learn strategies and effective practices, helping each other solve problems, and gaining a place to feel connected rather than isolated where the wheel is constantly re-invented. A recent seminar for business leaders in Northern New Jersey and the Poconos titled, “Strategically Using Technology to Improve Your Bottom Line”, featured a(delete) David Mehrtens of Right Reason Technologies in East Stroudsburg as a speaker. Over 30 business leaders attended this members-only event where technology experts covered such topics as “Growing Your Business with the Internet and eTools”, “Reducing Telecom Costs,” “Disaster Planning,” and “Improving Organizational Productivity”. The event was hosted by The Alternative Board of Northwest NJ/Poconos. Sonic Recreation, a new quality recording studio, has just opened in South Sterling. Built by musicians and engineers, the studio combines efficient technology, access to the latest and vintage gear, mastering as well as assistance with the project after the recording is complete. Based around the digital editing system, Protools (Pro Tools 7.3 with Music Production Bundle and Digi 003 Rack Factory), the studio is tremendously flexible and offers a wide range of both digital and analogue features. Sonic Recreation also offers vintage and regular microphones, along with a variety of drum kits, basses, guitars and amps available for use or rental. The Wayne County Chamber of Commerce announces the Grand Opening of Spin Cycle Laundromat, located at 512 Church Street in Honesdale. Many improvements and upgrades have been made to the facility. The have the industry’s only 45 pound dryer within a 200 mile radius. A Grand Opening/Ribbon Cutting was recently held for the Trackside Grill, located at 734 Main Street in Honesdale. Having worked in the restaurant business for more than thirty years, new owners, Jeff and Sue Hiller, decided it was time to own their own business. After extensive renovations, now sporting a railroad theme, the Trackside Grill opened. Jeff notes that their customers responded well to the changes and have supported them beyond their expectations. please recycle this paper Please send all press releases for consideration to [email protected] 16 Pocono Business Journal | August 2007 FOCUS LIST UNITED WAY AGENCIES Address Phone/Fax Web site # of Employees # of Volunteers Years in Business Special Events/ Chairperson Executive Director/ Board President PO Box 545 Lehighton, PA 18235 570-377-6400 DND 15 volunteers 16 Donna Lennon, VP of Annual Campaign Michael Muffley, Board President 65 Day of Caring Great Wolf Community Days Bizzy Awards Around the World with Wine & Chocolate 2007 Campaign Chair: Barbara Samet Tim Kelly, Executive Director Patrick Ross , Board President 9 Day of Caring Blood Drive 3 Campaign Chairperson: Nikki Keller Name of County Carbon Monroe PO Box 790 Route 115 and Warner Rd. Tannersville, PA 18372 570-629-5657 570-629-5680 www.unitedwaymonroe.org 5 FT 1PT 80+ volunteers Pike PO Box 806 Milford, PA 18337 570-296-9980 570-296-5571 www.unitedwaypike.org 1/1 Wayne PO Box 328 Waymart, PA 18472 570-343-1267 570-969-2977 www.uwlc.net (Under Construction until Sept. 07) 13 FT 1000+ Volunteers Peter Ioppolo, Board President Gary Drapek, Board President Disclaimer: The companies listed above are located in the four counties that serve the Pocono region; Carbon, Monroe, Pike and Wayne. If you know of a company that offers this product or service and was not included on the list, please contact Pocono Business Journal to be included in future Focus Lists. DND= Did not disclose. Restoration Projects on Tap to Correct Impaired Streams By Robin Gaffney In the path of progress, sometimes streams take a hit. Streams are an important part of nature because they provide water supply, wildlife habitat and energy generation. Stream restoration is becoming more popular due to the damage the area’s streams have seen over past years. According to the North Carolina Stream Restoration Institute, stream restoration is defined as the re-establishment of the general structure, function and self-sustaining behavior of the stream system that existed prior to disturbance. It is a holistic process that requires an understanding of all physical and biological components of the stream system and its watershed. Restoration includes a broad range of measures such as the removal of the watershed disturbances that are causing stream instability; installation of structures and planting of vegetation to protect stream banks and provide habitat; and the reshaping or replacement of unstable stream reaches into appropriately designed functional streams and associated floodplains. “Stream restoration projects happen because certain streams have been impaired by natural and man-made changes,” explains Theresa Merli, president of Brodhead Watershed Association located in Henryville. “Increased development affects water quality, basically making creeks a dump off,” says Merli. She explains that, with more parking lots and rooftops in the area due to new development, the rain runs off these points, which are the highest points, and drops to the lowest point, which are streams. Also, the volume of water will increase after a storm which affects stream banks. Storm water runoff is caused by surfaces in development and is the most damaging to streams. The Brodhead Watershed Association currently is doing its part in restoring local streams with a recent proposal of a natural stream restoration design for the Paradise Creek at Red Rock Road, located in Paradise Township, Monroe County. The grant will provide natural stream restoration designs for about a 1,000 foot stretch of the Paradise Creek. During an evaluation by Robert Limbeck of the Delaware River Basin Commission, he identified 260 potential restoration projects, done by map and aerial photo examination. After field evaluation, most of the sites were eliminated for consideration. www.pbjonline.com POCONO Regional Business News & Resources We want to hear from you. Tell Pocono Business Journal about your business. Send press releases and story ideas to [email protected] The report resulted in 16 potential restoration sites related to roads, bridges, and culverts, and 12 possible sites related to other causes in the Paradise Creek Watershed. Merli explains that prioritizing the projects is often a difficult task, and there are many things to consider when choosing which project to take on first. The Red Rock Road site was listed as a priority due to channel migration, incision, and widening. Currently, the Brodhead Watershed Association has a project proposal to obtain funding for the Paradise Creek project. The grant application proposes to design and permit a natural stream design repair on one of these areas that requires a more cohesive, wide-reaching approach to stabilization. This includes a full evaluation of both upstream and downstream conditions. “It is interesting to note that Sanofi-Pasteur has contributed funds to this project already, and we have received many letters of support from such organizations as Paradise Township, Monroe County Planning Commission, and Monroe County Conservation District,” says Merli. Although the project has not been approved yet, Merli is confident they will receive funding to move forward. Success Expansions Seminars Promotions Growth New Ideas 17 Pocono Business Journal | August 2007 CALENDAR OF EVENTS August 1 LeTip of Stroudsburg, 7:01-8:31 a.m., An opportunity to expand your business. Each chapter has individual business categories so there are no conflicts of interest...ever! Your chapter becomes your sales force without increasing staff. Contact Louise Bach (570) 588-4113 or Carole Miller (570) 426-1676. Monroe County Career Link, Tannersville. Computerized O’Net Career Assessments, 9:30 a.m.-11:00 a.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink.state.pa.us. August 2 Achieve Business Solutions/TAB, CEO Leadership & Management Skills Workshop. Noon-1:30 p.m., East Stroudsburg University. $19.95 lunch and materials fee is waived for TAB Members and first time attendees. Advanced registration is required by calling 973-833-0200. BNI (Business Network International), Bartonsville, 7:00 a.m.-8:30 a.m. Howard Johnson, Rt. 611 & I-80 Exit 302B, Bartonsville. Contact Karen Sherrill 570-895-4242. Monroe County Career Link, Tannersville. Website Enrollment, 9:00 a.m.-10:30 a.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink. state.pa.us. August 3 BNI (Business Network International), The Shawnee Inn, Shawneeon-Delaware, 7:00 a.m.-8:30 a.m., breakfast fee: $10. Contact Victor Brozusky, Access Office Supply, 570-421-0648. Monroe County Career Link, Tannersville. Resume Critique, 9:00 a.m.12:00 p.m., Employer Website Assistance, 3:00 p.m.- 4:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink.state.pa.us. The University of Scranton Center for Professional Training and Development (CPTD) will offer Advertising Graphics, a 12-hour training program, on Aug. 3 and Aug. 10 from 9 a.m. to 4 p.m. The course, not specific to any software, covers creating advertising graphics for use in newspapers, magazines, the Web and other publications. The cost is $270, which includes program materials and lunches. To register, visit www.scranton.edu/cptd or call (570) 941-7582. August 6 Monroe County Career Link, Tannersville. Find a Job You’ll Love! 9:30 a.m.-12:30 p.m., Computer Basics, 2:00 p.m.-3:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink.state.pa.us. Northampton Community College, Center for Business and Industry, Voice over Internet Protocol(VoIP) Training. 9:00 a.m.-5:30 p.m., NCC’s Main Campus, Bethlehem. Cost: $1,675(includes materials). Deadline to register is July 30th. Call 610-861-5080. August 7 Monroe County Career Link, Tannersville. Interview Prep: Job Applications, Dress to Impress, Why Should I Hire You? 1:00 p.m.-3:00 p.m., Website Enrollment, 3:00 p.m.-4:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink.state.pa.us. August August 10 BNI (Business Network International), The Shawnee Inn, Shawneeon-Delaware, 7:00 a.m.-8:30 a.m., breakfast fee: $10. Contact Victor Brozusky, Access Office Supply, 570-421-0648. Monroe County Career Link, Tannersville. Employer Assistance, 3:00 p.m.-4:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink.state. pa.us. Northampton Community College, Center for Business and Industry, Voice over Internet Protocol(VoIP) Training. 9:00 a.m.-3:00 p.m., NCC’s Main Campus, Bethlehem. Cost: $1,675 (includes materials). Deadline to register is July 30th. Call 610-861-5080. August 13 Monroe County Career Link, Tannersville. Resumes & Cover Letters, 9:00 a.m.-11:00 a.m. e-Resumes, 11:00 a.m.-12:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink.state.pa.us. Pocono Mountains Chamber of Commerce, Business Card Exchange. 5:00 p.m.-7:00 p.m., Chateau Resort & Conference Center, Tannersville. Cost in advance: $10 Chamber members, $15 non-members. Cost at the door: $15 Chamber members, $25 non-members. Call 570-421-4433. August 14 Monroe County Career Link, Tannersville. Interview Basics, 1:00 p.m.2:00 p.m., Salary Negotiation, 2:00 p.m.-3:00 p.m., Website Enrollment, 3:00 p.m.- 4:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink. state.pa.us. Northampton Community College’s Sustainable Builder Advisor Program. 7:00 p.m.-8:30 p.m., Fowler Family Southside Center, Bethlehem. Informational session about becoming a member of the program. For more information call 610-861-4175. Pocono Mountains Chamber of Commerce, Women In Business. 12:00 noon, Grace Park Seniors Living Well, Stroudsburg. Topic: Nurse Family Partnership: “Helping New Parents Succeed,” presented by: Ginny Sosnowski of Nurse Family Partnership. Sponsored by Maryjane Churchville of Northeast Land Transfer, LLC. Cost: $13 Chamber members in advance, $16 non-members and walk-ins. Call 570-421-4433. August 15 LeTip of Stroudsburg, 7:01-8:31 a.m., An opportunity to expand your business. Each chapter has individual business categories, so there are no conflicts of interest...ever! Your chapter becomes your sales force without increasing staff. Contact Louise Bach (570) 588-4113 or Carole Miller (570) 426-1676. Monroe County Career Link, Tannersville. Website Enrollment, 8:00 a.m.-10:00 a.m., Career Exploration, 9:00 a.m.-2:30 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink.state.pa.us. information available at www.pacareerlink.state.pa.us. August 21 Monroe County Career Link, Tannersville. Interview Prep: Job Applications, Dress to Impress, Why Should I Hire You? 1:00 p.m.-3:00 p.m., Website Enrollment, 3:00 p.m.-4:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink.state.pa.us. NCC Offers Dietary Management Certification Review. Prepare to take the Dietary Managers Association (DMA) Certification Exam with a course offered by Northampton Community College. The class will cover nutrition, systems management and administration/personnel management. Prerequisite: Completion of all parts of the DMA course. Tuesday, August 21, 5:00 – 9:00 p.m. and Tuesdays, August 28 – September 4, 5:00 – 8:00 p.m. Fowler Family Southside Center, 3 E. Third Street, Bethlehem. Fee: $89. To register and for more information call 1-877-543-0998. August 22 LeTip of Stroudsburg, 7:01-8:31 a.m., An opportunity to expand your business. Each chapter has individual business categories, so there are no conflicts of interest...ever! Your chapter becomes your sales force without increasing staff. Contact Louise Bach (570) 588-4113 or Carole Miller (570) 426-1676. Monroe County Career Link, Tannersville. Website Enrollment, 8:00 a.m.-10:00 a.m., Computerized O’Net Career Assessments, 9:00 a.m.10:30 a.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink.state. pa.us. August 23 BNI (Business Network International), Bartonsville, 7:00 a.m.-8:30 a.m. Howard Johnson, Rt. 611 & I-80 Exit 302B, Bartonsville. Contact Karen Sherrill 570-895-4242. Monroe County Career Link, Tannersville. Website Enrollment, 9:00 a.m.-10:30 a.m., Update Your CareerLink Resume Using Microsoft Word, 2:00 p.m.- 4:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www. pacareerlink.state.pa.us. August 24 BNI (Business Network International), The Shawnee Inn, Shawneeon-Delaware, 7:00 a.m.-8:30 a.m., breakfast fee: $10. Contact Victor Brozusky, Access Office Supply, 570-421-0648. Monroe County Career Link, Tannersville. Employer Website Assistance, 3:00 p.m.-4:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www. pacareerlink.state.pa.us. August 27 Monroe County Career Link, Tannersville. Resumes & Cover Letters, 9:00 a.m.-11:00 a.m., e-Resumes, 11:00 a.m.-12:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink.state.pa.us. August 16 BNI (Business Network International), Bartonsville, 7:00 a.m.-8:30 a.m. Howard Johnson, Rt. 611 & I-80 Exit 302B, Bartonsville. Contact Karen Sherrill 570-895-4242. August 28 Monroe County Career Link, Tannersville. Interview Basics, 1:00 p.m.-2:00 p.m., Salary Negotiation, 2:00 p.m.-3:00 p.m., Website Enrollment, 3:00 p.m.- 4:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink.state.pa.us. Carbon County Chamber of Commerce, Golf Outing. Registration and lunch begin at 11:30 a.m. It will be a four-person scramble format with a shotgun start at 1 p.m. Dinner will follow at 6 p.m., Split Rock Resort & Golf Club, Lake Harmony. Cost: $95 per golfer (includes registration gift package, lunch, 18 holes of golf with cart, and dinner). To register call 610-379-5000. August 29 LeTip of Stroudsburg, 7:01-8:31 a.m., An opportunity to expand your business. Each chapter has individual business categories, so there are no conflicts of interest...ever! Your chapter becomes your sales force without increasing staff. Contact Louise Bach (570) 588-4113 or Carole Miller (570) 426-1676. Monroe County Career Link, Tannersville. Website Enrollment, 9:00 a.m.-10:30 a.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink. state.pa.us. Monroe County Career Link, Tannersville. Website Enrollment, 8:00 a.m.-10:00 a.m., Career Exploration, 9:00 a.m.-2:30 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink.state.pa.us. Wayne County Builders Association, 90-Minute Law School Seminar. 8:00 a.m., The Settlers Inn, Hawley. Full breakfast is served. Cost: $35 for members, $25 for additional attendee from your company, $50 nonmembers. Must pre-register by August 10th by calling 570-775-7393. August 30 BNI (Business Network International), Bartonsville, 7:00 a.m.-8:30 a.m. Howard Johnson, Rt. 611 & I-80 Exit 302B, Bartonsville. Contact Karen Sherrill 570-895-4242. August 17 BNI (Business Network International), The Shawnee Inn, Shawneeon-Delaware, 7:00 a.m.-8:30 a.m., breakfast fee: $10. Contact Victor Brozusky, Access Office Supply, 570-421-0648. Monroe County Career Link, Tannersville. Website Enrollment, 9:00 a.m.-10:30 a.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink. state.pa.us. Monroe County Career link, Tannersville. Resume Critique, 9:00 a.m.12:00 p.m., Employer Website Assistance, 3:00 p.m.- 4:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink.state.pa.us. August 31 BNI (Business Network International), The Shawnee Inn, Shawneeon-Delaware, 7:00 a.m.-8:30 a.m., breakfast fee: $10. Contact Victor Brozusky, Access Office Supply, 570-421-0648. Northampton Community College, Center for Business and Industry, Voice over Internet Protocol(VoIP) Training. 9:00 a.m.-5:30 p.m., NCC’s Main Campus, Bethlehem. Cost: $1,675 (includes materials). Deadline to register is July 30th. Call 610-861-5080. Pocono Mountains Chamber of Commerce, Monthly Breakfast. 7:30 a.m., Best Western Pocono Inn, Stroudsburg. Sponsor: Blue Cross of Northeastern Pennsylvania; Special Program: Monroe County Habitat for Humanity. Cost in advance: $10 Chamber members, $14 non-members. Cost at the door: $12 Chamber members, $18 non-members. Call 570-421-4433. Monroe County Career Link, Tannersville. Resume Critique, 9:00 a.m.-12:00 p.m., Employer Website Assistance, 3:00 p.m.- 4:00 p.m. Sign up by visiting Career Resource Center or by calling 570-6202850. More information available at www.pacareerlink.state.pa.us. “The First Step: Starting Your Business,” University of Scranton, Small Business Development Center. Mt. Pocono Municpal Building, 10:00 a.m.-12:00 Noon. Pre-payment of $10 is requested, pre-registration required. For more information or to register call 1-800-829-7232. August 20 Monroe County Career Link, Tannersville. Find a Job You’ll Love! 9:30 a.m.-12:30 p.m., Computer Basics, 2:00 p.m.-3:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More Northampton Community College, Center for Business and Industry, Voice over Internet Protocol(VoIP) Training. 9:00 a.m.-5:30 p.m., NCC’s Main Campus, Bethlehem. Cost: $1,675 (includes materials). Deadline to register is July 30th. Call 610-861-5080. August 8 LeTip of Stroudsburg, 7:01-8:31 a.m., A wonderful opportunity to expand your business. Each chapter has individual business categories, so there are no conflicts of interest...ever! Your chapter becomes your sales force without increasing staff. Contact Louise Bach (570) 588-4113 or Carole Miller (570) 426-1676. Monroe County Career Link, Tannersville. Resumes & Cover Letters, 9:00 a.m.-11:00 a.m., e-Resumes, 11:00 a.m.-12:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www.pacareerlink.state.pa.us. Northampton Community College, Center for Business and Industry, Voice over Internet Protocol(VoIP) Training. 9:00 a.m.-5:30 p.m., NCC’s Main Campus, Bethlehem. Cost: $1,675 (includes materials). Deadline to register is July 30th. Call 610-861-5080. August 9 BNI (Business Network International), Bartonsville, 7:00 a.m.-8:30 a.m. Howard Johnson, Rt. 611 & I-80 Exit 302B, Bartonsville. Contact Karen Sherrill 570-895-4242. Monroe County Career Link, Tannersville. Website Enrollment, 9:00 a.m.-10:30 a.m., Update Your CareerLink Resume Using Microsoft Word, 2:00 p.m.- 4:00 p.m. Sign up by visiting Career Resource Center or by calling 570-620-2850. More information available at www. pacareerlink.state.pa.us. If you would like to have your business event listed in the PBJ Calendar of Events, please submit information to [email protected]. 18 Pocono Business Journal | August 2007 PBJ REGISTER NEW CORPORATIONS The Corporation Bureau at The Commonwealth of Pennsylvania, Department of State has informed the Pocono Business Journal that it is in the process of revising the database access for this information. Therefore New Incorporation listings will not be available until further notice. FICTITIOUS NAMES The Corporation Bureau at The Commonwealth of Pennsylvania, Department of State has informed the Pocono Business Journal that it is in the process of revising the database access for this information. Therefore New Incorporation listings will not be available until further notice. DEEDS (June 2007 - Over $250,000) Carbon County Franklin Township Harold Ruff to Lawrence Higgins, $2,600,000. Anthony Novak to Joseph Hatten, $283,200. Kidder Township South Thomas P Carney Inc to Boris Mindlin, $280,450. Thomas P Carney Inc to David Nolan, $343,810. Lower Towamensing Township Dennis Smith to Jessica Roberts, $350,000. Mahoning Township Keystone Nazareth Bank & Trust, 11 Chew Development LLC, $351,000. Towamensing Township Barry Altemose to David Zacharias, $285,000. Monroe County Barrett Township Christopher and Melissa Worth to Barry and Amy Brandon, $295,000. Sheila and Thomas McMillan to Brian and Mary Thomas, $620,000. Ralph and Randy Canonico to David Spindel and Janise Tomko, $425,000. Blanche Horsman to Randy and Ralph Canonico, $260,000. Chestnuthill Township Jeffrey and Thanina DePalmo to Karen Collins and Ronald Parker, $327,500. Daryll Graff to Steven McClure, $255,000. Robert and Jo-Elynn Vega to Anthony Romano, $290,000. James and Kimberly Intrabartolo to Joshua and Jennifer Goguen, $342,500. Michael and Christine Mackin to Alfred and Sandra Cosgrove, $287,000. Edward and Gail Duggan to Daniela Maruca, $285,000. Francisco and Gina Lopez to Michael and Alison Jochen, $310,000. Coolbaugh Township M&E Builders to Paul and Stacey Martino, $276,800. James LeBlanc to Marco and Vivian Yoguez, $265,000. Sebastian and Eliza Puchalski to Erwin and Marilou Villareal, $275,000. Cecil Buchanan to Kevin and Patricia McWilliams, $650,000. Delaware Water Gap Borough John and Jeanette Buonura to Barry and Kathleen Kadonoff, $385,000. East Stroudsburg Borough LTS Development LLC to Rawlston Cuffy, $324,900. LTS Development LLC to Sultan and Semoy Saladeen, $311,900. LTS Development LLC to Joanne DeSanto and Christine Kennelly, $368,700. Kenneth Haller to Anthony and Melissa DeVivo, $287,090. Eldred Township Michael Cooks to Megan and Nancy LeBlond, $465,000. Hamilton Township Scott and Terry Rosen to Richard Bolds, $490,000. Jackson Township James and Arlene Mullery to Daniel and Sandra Majestic, $335,000. Todd and Angela Mezeske to Peter and Urszula Kokoszka, $311,500. Middle Smithfield Township Toll PA IV LP to Andrew and Monica Cortez, $306,865. Jae Sung and Bumil Kim to One Fox Run Inc, $900,000. Toll PA IV to Wayman Smith III, $416,895. Toll PA IV to Raymond and Josephine Foley, $308,487. Karsten and Lorraine Grabe to Kevin and Gretchen Warzecha, $280,000. Scott and Mary Beth Farran to Dino and Cindy Morello, $430,000. Toll PA IV to Manish Sharma, $282,535. LTS Development LLC to Hyacinth Shaw and Cadine Brown, $359,800. John Gatt to Thomas and Julie Aarsen, $285,000. Toll PA IV to Scott and Deborah Isler, $338,951. Toll PA IV to Michael Potomic, $289,510. Mark Piskadlo to Ji Y Hong, $512,500. Mount Pocono Borough Mt Pocono Five-O Inc to Horse and Dragon Limited, $347,708. Russell and Karen Brigham to Richard Stoute, $250,000. Paradise Township Theodore and Victoria Kanellis to Cynthia Winchell, $279,900. Hunter Revocable Living Trust to Hunter and McKenna Family Trust, $360,000. Timothy Helman to Henryville Conservation Club Inc, $250,000. Pocono Township National Loan Investors LP to Ridgeley and Jennifer (Wise) Werkheiser, $320,000. Stephen and Kathleen Gershey to Richard and Sharon Anderson, $700,000. Thomas and Georgina Ciccone to Shannon Mosura, $340,000. Carson and Marianne Griffin to Ronald and Jane Orr, $255,000. Lawrence and Christine Saccomanno to Zeeshan Shariff, $314,000. Polk Township William Ratti to Evelyn Ugalde, $270,000. Charles and Lorraine Free to Juan and Cynthia Nunez, $250,000. Colleen Parisi to Suzanne McPherson, $340,000. Price Township Mae Myers to Mark and Suzanne Bielstein, $375,000. Ross Township Edward David to Glen-Ross Properties LLC, $855,000. Ann Yale to Kristine Cyr, $404,000. Scott and Dawn Gehret to Richard DeGirolamo, $285,000. Smithfield Township Steven and April Davy to Jason and Lauren Holmwood, $275,000. Rosemarie and Michael Berardi to Gerard Armond Powell Trust, $2,204,400. Monroe-Pike Land LLC to Roi and Linda Emiliani, $425,000. Monroe-Pike Land LLC to Momdou and Binta Jagne, $424,500. Monroe-Pike Land LLC to Edwin McIntosh and Deborah Haines, $440,000. Stroudsburg Borough Alexander and Linda Kearn to Fernando and Nora Quintero, $269,900. Pedro and Damaris Encarnacion to Pedro Polanco, $330,000. William and Bonnie White to Gayle Donnoli, $280,000. Stroud Township Pamela Wood to Richard Mutchler, $700,000. Lynn Ball to Carol Hunt, $358,000. Harvey and Ruth Frable to William Guzman and Doris Roman, $289,000. NVR Inc / Ryan Homes to Osahon Aguebor, $382,334. Lester Abeloff to McDonalds LLC, $550,000. George Royle to Christopher Maybury, $600,000. Rudolph Roberto to Fred Zalzal, $353,940. Trevor and Stephanie Croteau to Sharon Mendez, $305,000. Edward and Diane Hagerty to Brandon Brodman and Lisa Koch, $283,000. LTS Development LLC to Shaleen Brown, $388,400. Michael and Kimberly Davis to Nilda Guido, $389,000. Jeffrey Wert to Christopher and Michelle Getty, $578,000. NVR Inc / Ryan Homes to Giselli and Charles Lopes, $390,855. NVR Inc / Ryan Homes to Keith Korchma, $386,640. PMI Mortgage Insurance to Carol Fox, $285,000. Tobyhanna Township Eric and Barbara Botterbrodt to David and Melanie Marshall, $453,370. Sandra Baker to Joseph and Divna Buechel, $375,000. James and Helen Rondinone to Frederick and Colleen Kohm, $347,700. Raymond and Pamela Bender to David and Emma Wengerd, $1,000,000. Tommy Nguyen to Joseph and Linda Mamary, $312,544. Suzanne Kiley to Michael and Mary May, $312,500. Robert and Marsha Haas to Mario and Lisa Diez, $335,000. Steven Soloman to Stacey Eager-Leavitt, $275,000. William McVail to David Wayne Shannon, $435,000. Pierce Hardy Limited Partnership to 84 Repa LLC, $2,627,000. Tunkhannock Township Nu-Tech Associates LP to Booterbaugh Holdings LLC, $422,000. Rosa Zamora to Louis and Claudine Lewis, $255,000. David Wengerd to Frantz and Marjorie Louis, $256,750. Pike County Blooming Grove Township NAMB Homes Inc to Anthony and Jennifer Paolicelli, $288,000. Leonard Seidner to Robert Yurman and Carol Sonnenblick, $412,000. JEO Development Co LLC to Elenodoros Theodoulou, $320,000. Diego and Teresa Lodico to George Scarpitta, $255,000. Lorraine Miller to Peter and Jean Cipolla, $310,000. Delaware Township Salvatore and Linda Stanzione to Fred and Jenny Funk, $450,000. Shirley Pestana to Armando and Helena Pedriera, $262,000. Thomas Bosch to Karl and Julie Krause, $332,000. Dingman Township Kim Polanis to Edward Curtis, $355,000. Vannatta Realty & Builders Inc to Rene and Zaira Rivera, $259,900. Teresa and Piotr Wojnas to Elifalet and Sajonara Rivera, $291,000. Sean and Denice Helferty to Brian Irving, $312,400. BLC Real Estate LLC to McKean Custom Homes, $392,700. Jesse Tashlik to Louis and Judith Diemer III, $310,000. Eugene and Donna McNamara to Kevin and Kristy Sproul, $330,000. Sunnylands Inc to James Conrow, $270,000. Amanda Caton to Carols Real Estate Holdings LLC, $475,000. Erik Nistad to Eugene and Barbara Cathy, $340,000. John and Barbara Richardson to Lords Valley Towing, $450,000. Don and Katherine Johnson to James and Janice Killian, $560,000. Greene Township Ernest and Mary Henzi to Philip Thomas and Donna Michele, $433,000. Lackawaxen Township Michael and Janis Plunkett to Richard and Vicki Sadewitz, $285,000. Anthony and Allison Antonucci to Robert and Jill Garofalo, $360,000. G Anderson Homes Inc to Francine and Angelo DiMaria, $298,000. Athur and Augusta Marchiano to Victor and Loriann Giancola, $625,000. Kathleen and Robert MacDowell to Alejandro and Joselita Collado, $330,000. Summit Land Development CO to Diana Newmeir, $270,202. Lehman Township Myung Kim to Fredy Delarosa, $250,000. J&S Real Estate Properties LLC to Cecil and Mardy Land, $272,950. Romec Inc to Raymond Ortiz, $259,000. Kalian at Poconos to Grant and Tanja Titre, $268,900. Bret Leonard to Gary and Kim McCullough, $300,000. Milford Township Frank and Helen Celestina to Benjamin and Amy Willis, $327,000. Mary Lou Flieger to Shane and Rene Greening, $250,000. Palmyra Township Robert and Pamela Russo to Simons Company, $1,000,000. Anthony and Danice Picozzi to Edward and Christine Pellikan, $315,000. Robert Gumble to Peter Helms, $262,500. Bernard and Dana Bieski to Joyce Israel, $315,000. Lorraine Collins to Robert and Ellen Blank, $650,000. Craig B Harlan Intervivos Declaration Trust to Terrence McGlinn, $850,000. Richard and Donna Haines to Robert Schargel, $380,000. Mark and Colleen Solazzo to James and Lillian Coombs, $329,000. Hugh McCabe to Stanislaw and Bozena Blacha, $375,000. Shohola Township David and Janet Salmond to Greg Knight, $395,000. Westfall Township Delaware Highlands Properties LLC to Kim Polanis, $262,000. Wayne County Berlin Township Paul and Jody Gilbert to John and Donna Disimone, $525,000. Damascus Township William and Mary Carnes to James and Mary Wilson, $260,000. James and Linda Bright to Kenneth and Ibis Katzman, $279,000. Mark and Margaret Molesworth to James and Rose Mary Miller, $250,000. Honesdale Borough Lois Lemnitzer to Charles Kannebecker, $310,000. Carol Chalmers to Gary Linde, $300,000. Joseph and Dorothy Petrilak to Robert Zabady, $325,000. Lake Township Lillian Kuehlen to Michael and Terry Beer, $395,000. Ravindra and Jennifer Karve to Fran Rutigliano, $373,000. Lebanon Township Joseph and Nancy Harcum to Bianca Holdings, $425,000. Lehigh Township John and Nicoletta Ohler to John and Charlene Laboranti III, $275,000. Paupack Township Theodore Kostige to RJS Realty, $270,000. Eldon and Kathleen Lindley to Raymond and Jeffrey Consalvi, $268,000. Donna Geraghty to Christopher and Jean Pettinato, $260,000. Nicholas and Virginia Sollenne to Alfred and Carolyn Bachman, $675,000. Salem Township George and Josephine Mahoney to Sheila and William Morris, $267,500. Joyce Israel to Edward and Sharon Vanalstine, $415,000. Crescenzo Esposito to Lee Glassman, $1,250,000. MORTGAGES (June 2007 – Over $250,000) Carbon County East Penn Township Duane Schleicher, New Tripoli Bank, $3,100,000. Northside Heights Mobile Home Estates Inc, New Tripoli Bank, $3,100,000. Franklin Township Lawrence Higgins, Harold Ruff, $1,875,000. Kidder Township North Pfeifer Real Estate Development LLC, Berkshire Bank, $700,000. Pfeifer Real Estate Development LLC, Berkshire Bank, $360,000. Kidder Township South Michael Principe, Jim Thorpe National Bank, $386,000. Vacation Charters LTD, TD Banknorth NA, $22,113,000. Big Boulder Corporation, M&T Trust, $5,000,000. Northeast Land Company, M&T Trust, $5,000,000. Blue Ridge Real Estate Company, M&T Trust, $5,000,000. David Nolan, MERS, $275,000. Joseph Gilroy, MERS, $278,779. Lower Towamensing Township Jessica Roberts, MERS, $350,000. Sharon George, Keystone Nazareth Bank & Trust, $250,000. Alan Shobe, MERS, $325,000. Mahoning Township Darwin Strohl, Financial Freedom Senior Funding, $412,500. Darwin Strohl, Housing and Urban Development, $412,500. Packer Township Henry Hinkle, Direct Mortgage, $256,010. Penn Forest Township Benjamin Perez, Beneficial Consumer Discount Company, $261,135. Wade Courtney, MERS, $250,750. Cherokee Valley Homes Inc, Sun Home Loans Inc, $635,700. Frederick Schriner, MERS, $261,900. Joseph Nelson, MERS, $272,500. Towamensing Township Douglas Mason, MERS, $251,000. David Zacharias, First National Bank of Palmerton, $257,500. Margaret L Milasch Trust, Seattle Mortgage Co, $322,500. Margaret L Milasch Trust, Housing and Urban Development, $322,500. Forest Inn Property LLC, Wachovia Bank, $500,000. Monroe County Barrett Township Richard Newman, National City Bank, $339,500. Alexander and Raissa Schefer, National City Bank, $266,000. Brian and Mary Thomas, MERS, $405,000. Ziem LLC, MERS, $487,500. Chestnuthill Township Karen Collins and Ronald Parker, MERS, $327,500. Glen Getz, Edward David and Sally Ostyn, $250,000. Glenn and Wanda Smith, MERS, $312,454. Harvey and Mary Frable, Nationstar Mortgage, $268,367. Gerald and Lucy Lopez, MERS, $276,000. Joshua and Jennifer Goguen, National City Bank, $274,000. Lucette Hall and Darryl Aldridge, MERS, $260,000. Mary Howard and Bridget Gioglio, MERS, $280,000. Joseph and Sheena Knock, Delval Business Finance, $271,000. Coolbaugh Township Thomas and Kelly Masselle, MERS, $320,000. Delores Singletary, Citizens Bank, $255,000. Anthony and Virginia Okolski, MERS, $276,450. Christian Charity Foundation, Citizens and Northern Bank, $1,100,000. David and Emma Wengerd, Citizens and Northern Bank, $1,100,000. Michael and Lori Talley, MERS, $251,140. Marco and Vivian Yoguez, Washington Mutual Bank, $257,060. Moritz Embroidery Works, PNC Bank NA, $600,000. Northeast Land Co, M&T Bank, $5,000,000. Blue Ridge Real Estate Co, M&T Bank, $5,000,000. Alex and Monique Dupiton, Taylor Bean & Whitaker Mortgage, $264,350. Anthony Ayala and Mabel Batista, National City Bank, $259,350. Kevin and Patricia McWilliams, Silver Hill Financial, $585,000. Delaware Water Gap Borough Barry and Kathleen Kadanoff, MERS, $300,000. East Stroudsburg Borough Anthony and Melissa Devivo, ESSA Bank & Trust, $754,000. Carmen Valleri, PNC Bank NA, $3,015,000. Raulston Cuffy, GMAC Mortgage, $292,410. Sultan and Semay Saladeen, HSBC Mortgage, $290,700. Joanne DeSanto, MERS, $350,250. Negozi Enterprises, Citibank, $1,500,000. Dein Properties and Dein Management Compay, National Penn Bank, $1,000,000. Scott and Deborah Matthews, MERS, $278,400. Mary Samet, ESSA Bank & Trust, $300,000. Hamilton Township Richard Bolds, Jr., MERS, $279,000. Jeffrey Weekes & Elizabeth Besinger-Weekes, MERS, $354,000. Doloriese Kresge, Seattle Mortgage Co, $300,240. Doloriese Kresge, Housing & Urban Development, $300,240. Stanley and Rose Marie Zuba, Pocono Community Bank, $300,000. Michael and Jodi Dornfest, ESSA Bank & Trust, $315,000. Edward and Barbara Bombay, ESSA Bank & Trust, $325,000. Jackson Township John and Jeanette Alonis, MERS/Equifirst, $287,000. Salvatore and Anita Trentacoste, MERS/ Decision One, $253,800. Lavinia Bailey-Pitts, MERS/BNC Mortgage, $308,750. Middle Smithfield Township Andrew and Monica Cortez, MERS, $291,521. 19 Pocono Business Journal | August 2007 PBJ REGISTER One Fox Run Inc., Wachovia SBA Lending, $1,169,000. Marvin and Naomi Wilson, National City Bank, $313,120. Wayman Smith III, MERS, $375,205. Raymond and Josephine Foley, Bank of America, $289,750. Richard and Janis Gommel, PNC Bank NA, $500,000. Ronald and Annette Jeter, MERS/Countrywide, $308,560. Denise and Christopher Hodges, MERS, $410,350. HRP Corp, Textron Financial Corp, $20,773,170. Raymond Alvarez and Evelyn Figuroa Alvarez, Wells Fargo Bank, $394,250. Dino and Cindy Morello, MERS, $387,000. Lawanda and Andre Bailey, MERS, $315,000. Hyacionth Shaw and Cadine Brown, National City Bank, $323,820. Bruce and Marianne Brandli, Wachovia SBA Lending, $1,169,000. Thomas and Julie Aaksen, Pentagon Federal, $285,000. Scott and Deborah Isler, Wells Fargo Bank, $271,160. Ji Hong, MERS, $410,000. Linda Williams and Raymond Hausen, MERS, $435,000. Mount Pocono Borough Horse and Dragon Limited/Debora Cantel, Wachovia SBA Lending, $349,000. Yolanda Harvell and Rontarin David, Taylor Bean & Whitaker Mortgage, $250,300. Paradise Township Henryville Conservation Club, TD Bank North, $250,000. Pocono Township Ridgeley and Jennifer Werkheiser, First Star Savings, $256,000. Richard and Sharon Anderson, Metwest Commercial Lender, $560,000. Shannon Mosura, Navy Federal Credit Union, $345,100. Joseph Powell, MERS, $331,200. Robert and Lorna Lewis, MERS/Countrywide, $289,000. Zeeshan Shariff, MERS/Nationwide Advantage Mortgage, $282,600. MBC Properties, M&T Bank, $2,500,000. Katherine Semler, BNY Mortgage, $300,240. Katherine Semler, Housing and Urban Development, $300,240. John and Stefanie Brady, MERS/Wilmington Finance, $301,500. Polk Township Timothy Moll, Independent Mortgage, $250,000. Esterina Valan, MERS/Equity One, $375,000. Harry Mistysyn Sr., Fidelity Deposit and Discount, $750,000. Suzanne McPherson, JP Morgan Chase Bank, $272,000. Joseph and Sheena Knock, Delval Business Finance Corp., $271,000. Price Township Marquise and Joy Frazier, MERS/Countrywide Bank, $252,000. Donald and Marilyn Washington, GMAC Mortgage, $287,660. Stephen Horn, ESSA Bank & Trust, $490,000. Ross Township Richard and Marilyn Baughman, MERS, $250,000. Glen-Ross Properties, Mauch Chunk Trust Co, $610,000. Glen-Ross Properties, Glen Getz, $250,000. Paul, Myrtle and Anne Marie Schweigert, Chase Bank USA, $288,000. Kristine Cyr, Southeast Home Mortgage, $323,200. Edward Buczynski, The Neffs National Bank, $276,118. Smithfield Township Margie Taipe and Luis Alva, ESSA Bank & Trust, $290,600. John and Deborah Swick, MERS/Quicken Loans, $270,500. Roi and Linda Emiliani, Bank of America, $340,000. Momodore and Binta Jagne, MERS, $403,275. Deborah Haines and Edwin McIntosh, World Savings Bank, $455,400. Stroud Township Richard Mutchler, ESSA Bank & Trust, $500,000. Wieslaw and Stacey Wojtanowicz, PNC Bank, $500,000. Carol Hunt, MERS, $358,000. William Guzman and Doris Roman, Wells Fargo Bank, $274,550. Osahon Aguebor, MERS, $363,200. Fitzmaurice Community Services, PNC Bank, $1,160,000. Fitzmaurice Community Services, PNC Bank, $1,160,000. Fred Zalzal, MERS/Cendant Mortgage, $283,152. Adelaida Pilla and Volk Bahlke, MERS/Decision One Mortgage, $324,800. Melvin Crooks and Kim Wine-Crooks, MERS/Delta Funding Corp, $328,000. Antonio and Maria Polanco, MERS/Amtrust Bank, $325,000. Xiaoyi Sun and Yan Mao, National City Bank, $278,000. Shaleen Brown, MERS, $349,000. Patricia Alexander, PNC Mortgage, $300,240. Patricia Alexander, Housing and Urban Development, $300,240. Christopher and Michelle Getty, Wells Fargo Bank, $417,000. Yimin Zong, National City Bank, $261,000. Simone Fiankeu-Njatou, ABN Amro Mortgage, $336,600. Keith Korchma, MERS/ NVR Mortgage Finance, $367,300. Amad Kande, Countrywide Home Loans, $324,000. Candace Bunnell, World Savings Bank, $300,000. Maria and Christopher Flores, MERS, $321,465. Stroudsburg Borough Fernando and Nora Quintero, MERS, $269,900. 1001 Phillips Street, ESSA Bank & Trust, $1,980,000. Anthony and Melissa DeVivo/DeVivo Properties, ESSA Bank & Trust, $754,000. Anthony and Melissa DeVivo/DeVivo Properties, ESSA Bank & Trust, $754,000. Anthony and Melissa DeVivo/DeVivo Properties, ESSA Bank & Trust, $754,000. Anthony and Melissa DeVivo/DeVivo Properties, ESSA Bank & Trust, $754,000. Monroe County Planned Parenthood Association, Wachovia Bank NA, $257,000. Pedro Polanco, MERS, $290,000. Pocono Area Transitional Housing, ESSA Bank & Trust, $400,000. Krishankant Patel, East Penn Bank, $1,100,000. Tobyhanna Township Erich and Catherine Pieper, National City Bank, $368,800. David and Melanie Marshall, MERS/ Indymac Bank, $362,696. Frederick and Colleen Kohm, MERS, $278,160. David and Emma Wengerd, Citizens and Northern Bank, $1,100,000. James and Maureen Rinehimer, MERS/Taylor Bean & Whitaker Mortgage, $320,000. Patricia and Steven Werynski, World Savings Bank, $250,000. Michael and Mary May, National City Bank, $250,000. Optasite Towers and Optasite Towers Holding, Morgan Stanley Asset Funding, $150,000,000. Mario Diez and Lisa Colabelli-Diez, MERS/Lincoln Mortgage Co, $268,000. Audun and Margaret Gythfeldt, Wachovia Bank, $250,000. Brian and Maryann Ryan, MERS/Equifirst Corp, $360,000. Maureen Johnson, National City Bank, $310,750. 84 Repa LLC/84 Re Partners LLC, United Bank, $2,128,653. Repa LLC/84 Re Partners LLC, United Bank, $2,128,653. Rosalie and Angelo Bruzzese, PNC Mortgage, $300,240. Rosalie and Angelo Bruzzese, Housing and Urban Development, $300,240. Tunkhannock Township Wilfredo Vazquez, MERS/Quicken Loans, $252,000. Cherokee Valley Homes, Sun Home Loans, $635,700. H. Lloyd Weston, MERS/First Franklin Financial, $405,000. Brian and Michelle Sautter, MERS/Quicken Loans, $258,650. Pike County Blooming Grove Township Anthony and Jennifer Paolicelli, MERS/CTX Mortgage, $273,000. Stephen and Anne Marie Thomas, MERS/Countrywide, $264,000. Peter Vehstedt, Wells Fargo Bank, $324,000. Peter Vehstedt, Housing and Urban Development, $324,000. Elenodoros Theodoulou, Pennstar Bank, $256,000. Arline and Keith Woronoff, Wells Fargo Bank, $350,000. Ram and Sushila Pathak, Wayne Bank, $300,000. Elliot and Rita Grossman, $252,000. Delaware Township Fred and Jenny Funk, MERS, $360,000. Jeffrey and Binney Huffman, Wayne Bank, $265,000. Storage Concepts LLC, Lakeland Bank, $1,170,000. Karl and Julie Krause, Catskill Hudson Bank, $265,600. Dingman Township Edward Curtis, JP Morgan Chase Bank, $284,000. Rene and Zaira Rivera, Bank of America, $259,900. Frank and Lei Driscoll, HSBC Mortgage, $311,000. Elifalet and Sajonara Rivera, JP Morgan Chase Bank, $275,500. Cummins Creek Contractors, Sussex Bank, $1,200,000. Brian Irving, MERS/Lending Key, $314,713. McKean Custom Homes, Wayne Bank, $317,000. Anthony and Jacqueline Depalo, HSBC Mortgage Corp, $284,770. Huguenson and Tanya Alexandre, National City Mortgage, $277,000. Kevin and Kristy Sproul, MERS/GMAC Mortgage, $264,000. Joseph Purcell, MERS/GMAC Mortgage, $327,500. Oscar Sylvester, MERS/Countrywide, $312,399. Michael and Jennifer Manheim, First Horizon Home Loans, $262,348. Carols Real Estate Holdings LLC, Wayne Bank, $380,000. William Westwood, MERS, $270,800. Tim and Mary Kelly, MERS/Countrywide, $336,300. Barbara and Eugene Cathy, Wayne Bank, $306,000. Lords Valley Towing Inc., Dime Bank, $410,000. Janice and James Killian, MERS/Countrywide, $371,200. Christine Ciardelli, Walden Federal Savings and Loan Association, $304,000. Charles and Colleen Carroll, MERS/GMAC Mortgage, $276,000. Damascus Township Michael and Caryn Decker, Beneficial Mortgage, $271,324. Greene Township Cheryl Krawczyk, Nationstar Mortgage LLC, $354,156. Jacek Samborski, ESSA Bank & Trust, $318,750. Ralph Costagliola, New Millenium Bank, $1,250,000. Lake Township Jonathan Chernes and Matthew Drace, MERS, $552,000. Harry and Elizabeth Gerstenmaier, Financial Freedom Senior Funding Corp, $297,000. Harry and Elizabeth Gerstenmaier, Secretary of Housing and Urban Development, $297,000. Michael and Terry Beer, MERS, $310,000. Fran Rutigliano, Wells Fargo Bank, $279,750. Lackawaxen Township John and Martha Spreen, MERS/American Home Bank, $381,900. Dieter and Sharon Schmidt, LA Mortgage Services, $305,000. Adam Musial, Washington Mutual Bank, $252,000. Victor and Loriann Giancola, MERS/Citimortgage, $400,000. Alejandro and Joselita Collado, MERS/HSBC Mortgage, $264,000. Lehman Township Bruce and Marianne Brandli, Wachovia SBA Lending, $1,169,000. Cecil and Mardy Land, MERS/ Challenge Financial Investors Corp, $264,761. Raymond Ortiz, MERS/Amtrust Bank, $259,000. Helena Carbon, Indymac Bank, $$252,000. Grant and Tanja Titre, Wells Fargo Bank, $255,455. Teodora Romano, MERS/Countrywide, $255,000. Frank and Carla Connolly, MERS/Countrywide, $253,800. Carolann and Thomas Mills, MERS, $300,000. Milford Borough Ellen Bawcom, MERS/Wachovia, $378,000. Milford Township Benjamin and Amy Willis, MERS/First Horizon, $290,000. Don and Mary Smith, MERS/Countrywide, $285,000. Palmyra Township Edward and Christine Pellikan, ABN Amro Mortgage, $252,000. Strong Enterprises Inc., Hawley Oil Burner Service Company, $400,000. Robert and Ellen Blank, MERS/Wachovia, $300,000. Kevin and Mary Kennedy, MERS/Countrywide, $417,000. Stanislaw and Bozena, JP Morgan Chase Bank, $337,500. Spiritus Investment Group LLC, Community Bank & Trust, $330,000. Paul and Barbara Walther, MERS, $316,000. William Firestone, Saxon Mortgage Inc, $841,500. Brad and Cheryl Alford, MERS/GMAC Mortgage, $368,000. Shohola Township Karen Edwards, MERS/Transland Financial, $254,125. Wendy and Robert Martelli, MERS/ Quicken Loans, $286,450. Bennett and Lisa Futterman, Bank of America, $360,000. Greg Knight, MERS, $316,000. Westfall Township William Cronin, Wells Fargo Bank, $495,000. William Cronin, Housing and Urban Development, $495,000 Wayne County Berlin Township Thomas and Karen Gannon, Honesdale National Bank, $300,000. Paul and Lisa Semler, Wells Fargo Bank, $350,500. Valarie Gavin, Chase Bank USA, $333,600. James and Susan Corbin, Citizens Savings Bank, $333,000. John and Donna Desimone, MERS, $417,000. Robert and Elizabeth Burpee, Wayne Bank, $380,000. Cherry Ridge Township Ben Sverduk, John and Dorothy Sverduk, $300,000. Coming Next Month ... September 2007 Dreher Township George and Kathleen Harrison, MERS, $308,000. Dorothy and William Rubrecht, PNC Mortgage, $292,500. Dorothy and William Rubrecht, Housing and Urban Development, $292,500. Honesdale Borough David and Wendy Malti, Dime Bank, $277,000. Ida Comstock, JP Morgan Chase Bank, $267,023. Gary Linde, Dime Bank, $350,000. Robert Zabady, Dime Bank, $365,000. Lehigh Township Lawrence and Erin Beaver, Commerce Bank, $719,473. Scott and Elizabeth Freeman, MERS, $417,000. Manchester Township Thomas and Beth Renehan, Wells Fargo Bank, $1,018,000. Mount Pleasant Township Ann Marcinkus, Wells Fargo Bank, $270,000. Ann Marcinkus, Housing and Urban Development, $270,000. Oregon Township Frances and Byron Alarcon, National City Mortgage, $278,000. Leonard and Melody Herk, Wayne Bank, $417,000. Paupack Township Eileen and Salvatore Lamonaco, ESSA Bank & Trust, $250,000. Terrence and Francine Cardinali, MERS, $276,250. Paul and Judith Coward, Wachovia Bank, $500,000. Francis and Glenda Henofer, MERS, $370,000. Mary and Raymond Hutt, MERS, $375,000. Peter and Lynn Bigelow, Wayne Bank, $417,000. Kimberly and Philip Arasimowicz, Bank of America, $454,900. Joseph and Joan Kudrick, Wayne Bank, $417,000. Palmyra Township Justyna and Wojciech Wyka, MERS, $281,250. Preston Township Gary and Susan Miller, Washington Mutual Bank, $361,800. Salem Township George Grassie, First Keystone National, $565,000. Edward and Sharon Vanalstine, Wells Fargo Bank, $394,250. Scott Township James and Denise Kilgore, Community Bank & Trust, $480,000. Michael Gangadeen, MERS, $371,000. South Canaan Township Ben Sverduk, John and Dorothy Sverduk, $300,000. Texas Township Robert Zabady, Dime Bank, $365,000. Waymart Borough Joseph and Marjorie Pavlovich, MERS, $250,000. MERS = Mortgage Electronic Registration Systems Disclaimer: Deeds and mortgages recorded as accurately as possible adhering to the cover dates in the County Recorders office. POCONO Regional Business News & Resources Women in Business www.pbjonline.com • Working Woman in the Poconos: Hopes, challenges and realities. • Female Style: Are working styles really that different from male collegues? • The Balancing Act: Is it just a women’s issue? • Wage War: How do wages for women differ regionally, nationally to men? • Handwriting analysis techniques. • Profile on regional programs supporting women in the workforce. www.pbjonline.com 20 Pocono Business Journal | August 2007
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