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page numbers OPEIU Midwest United Local 2009 Member Benefits 2009-2010 edition Created by: Joelle Sano Types of Benefits: There are several types of benefits available to OPEIU Midwest United members that are outlined and explained in this book. This book is organized by the discounted products/services the benefit provides - such as food discounts, health care savings, and automobile discounts. Below the levels of discounts are briefly outlined for your information. OPEIU Midwest United, Local 2009 members are eligible for ALL of these benefits! Union Privilege These benefits are provided by the AFL-CIO. Many discounts and deals are offered, from discounted car rentals to college scholarships. For general information visit www.unionplus.org Working Advantage Discounts These benefits are provided by AFL-CIO. These benefits range from savings on theme park tickets to online shopping discounts. For general information, visit www.workingadvantage.com PerksCard® This is a discount service that retailers/corporations join to provide discounts to their customers. The PerksCard® is provided to all OPEIU Midwest United members as part of their union membership Members need to register their PerksCard® at www.perkscard.com PerksCard® provides benefits that are available locally either by showing your PerksCard® or by downloading a coupon from the PerksCard® website. Other discounts are available only through the website. Chapter 1 Transportation Benefits Benefits in This Chapter …………………………………………………………………………………………… *Discounts when purchasing a new or used car *Auto Insurance *Discounts when renting a car *Service *Towing *RVs ……………………………………………………………………………………………… Automobile benefits are available for members for everything from buying a new car to getting your car washed or serviced. These benefits and others are outlined below. 1. Purchasing a New or Used Car *Union Plus Auto Buying Discount Includes purchases of new and used cars, RVs, boats, motorcycles, commercial, and agricultural vehicles. Through the program, OPEIU Midwest United members will receive pre-negotiated, best-market pricing on new or used vehicles (cars, trucks, commercial, agricultural, RVs, boats, motorcycles, etc.) without having to negotiate with the dealer. A personal Vehicle Advisor will assist members throughout the entire buying or leasing process, from selection to final delivery. Program Features ▪ Pre-negotiated fleet pricing on most new vehicles purchased or leased through the program - typically 2 to 3 percent over dealer invoice. ▪ Used vehicle pricing at 4 percent over the cost of the vehicle at auction, plus dealer preparation. ▪ Assistance from the program’s Vehicle Advisors throughout the process. How the Program Works Before visiting a dealer, please contact Vehicle Advantage at: www.vehicleadvantage.com or call 866-824-1133. When requested, please refer to Group ID number RU-502 The program helps members save by using pre-negotiated fleet pricing for new and used vehicles at dealers across the country. Once the member submits a vehicle order form, the Vehicle Advisor assists the member in selecting a new or used vehicle and options. The Vehicle Advisor will then locate the vehicle at a dealer in the member’s area and negotiate a price based on fleet pricing for new vehicles and at near auction cost for used vehicles. The dealer signs a contract agreeing to the price and the Vehicle Advisor reports the pre-negotiated price to the member. Once the details are acceptable to the member the Vehicle Advisor sets up a mutually agreeable delivery appointment between the member and the dealer. The member then goes to the dealership and inspects and test drives the vehicle and the transaction and delivery is completed. If the member decides not to purchase that vehicle, they may start the process again with the Vehicle Advisor. While the program can provide an excellent value for a vast majority of members, it may not appear to provide the lowest price for those members who want to take the time to haggle from dealer to dealer. Also, some vehicles may be in such demand that they require premium pricing. However, even for buyers who make car buying a sport, the program can provide an excellent price point to start from. 2. Auto Insurance (See Insurance-Chapter 9) 3. Renting a Car Union members enjoy up to 25% in savings via rental car discounts from Budget and Avis. Avis and Budget rental car savings vary depending on the type of car or vehicle, time of year, location and length of car rental. Contact Avis and Budget to get rate quotes on rental cars, make rental car reservations, and take advantage of your Union Plus discount car rental benefit. *Avis Car Rental By phone: 1-800-698-5685 or online at www.unionplus.org/benefits/autodiscounts.cfm (reference union I.D. # B723700) *Budget Car Rental By phone: 1-800-455-2848 or online at www.unionplus.org/benefits/autodiscounts.cfm (reference union I.D. # V816100) TIP! Instant Savings: Calling or ordering your rental cars online in advance also means you pay less than at the counter -- and you can upgrade to a better car for only a few dollars. When you order online, you can also print out your rental car reservation confirmation for your records and to reference when you pick up your car from the Avis or Budget Car Rental location. TIP! Union members can also choose to use their Union Plus Credit Card (see page) when they make their reservations for Avis or Budget rental cars and automatically get the discount. * PerksCard® Members should also check www.perkscard.com for deals and savings on car rentals. 4. Service *Goodyear Tire and Service- Union Plus Benefit Members receive 5% off all Goodyear tires, including car tires, snow tires, all-terrain and more! Members also receive 10% off all service - including sale prices! To get rolling on this program, print the Goodyear PDF coupon available at www.unionplus.com/goodyear.cfm# - then take it to a participating Goodyear Gemini Auto Service Center in your area. 5. Towing/Service Calls *Nation Safe Drivers Members receive 2 towing/service call benefits per year valued at $100 each through Nation Safe Drivers. (In most cases, $100 is enough to pay the cost of a towing/service call) All members receive a wallet identification card. *Union Plus Premier Motor Club Administered by Pinnacle Motor Club! Provides emergency automotive roadside assistance nationwide 24 hours a day, with an extensive network of independent, reputable auto service providers. • Emergency roadside assistance and locksmith services up to $100 per service call. Maximum of 5 auto service calls per year for you, 8 auto service calls for you plus one family member and 10 auto service calls for family coverage. • Roadside assistance plans cover you whether you are the driver or a passenger in any auto. • 40,000 independent, dependable auto and towing service providers across the United States to ensure 24 hour emergency roadside assistance. • All calls answered in the United States of America. • Free maps, road atlases, trip routing, travel assistance, bereavement assistance, $25,000 bond, concierge services, tow truck services, locksmith services, mobile repair services, and more. To learn more or enroll in the Union Plus Motor Club call 1-866-437-9274 or visit http://www.unionplus.com/motor-club.cfm 6. RVs *Cruise America RV Rental Union Members receive 10% off Cruise America RV Rentals. 130 Rental Locations all across the country Cruise America rents many types and sizes of RVs and includes Supplemental Liability Insurance up to $1,000,000 in already discounted rates. To reserve a RV vehicle from the program go to www.unionplustravel.com site and click on Cruise America. Fill out all the information and reserve you RV right online. Chapter 2 Computer, Phone and Internet Benefits Benefits in this Chapter …………………………………………………………………………………………….... *Dell Computers *Cell Phones-AT&T *Telephone- Union Voice Broadband Telephone Service *Internet-Union Plus.net ……………………………………………………………………………………………… 1. Dell Computers The Union Plus Computers & Tech Program, in conjunction with Dell, now offers up to 12% discount to union members on selected products purchased through Dell. For more information visit www.unionplus.org/benefits/computer/dell.cfm. To browse Dell selections online and order visit www.dell.com Or contact a sales rep by calling 1-800-695-8133. TIP! -When ordering online and over the phone, you must reference member ID: PS16626766. 2. AT&T Wireless Discounts Union members can receive a special 5% discount on service from AT&T Wireless, the only wireless company that can, and does, proclaim that it is "Proud to Be Union." The 5% discount is available off the regular monthly rate for any AT&T individual or family plan. The union discount is ONLY available at AT&T stores. The discount is NOT available over the phone or at cell phone retailers or establishments other than AT&T. • You can find an AT&T store near you at www.at&t.com/buy/store_locator TIP! To get the AT&T discount, union members need to bring the following to a AT&T store: A) Acceptable union identification: This can be a union membership card OR a Union Plus Credit Card OR proof of payment of union dues. You only need one of these forms of union member identification. B) Union Discount FAN number or AT&T Discount Coupon: Tell the AT&T Store that the AT&T Union Discount FAN number is 00113662 Or Download the AT&T Discount coupon at www.unionplus.or/at&tcoupon.pdf • You will need Adobe Acrobat Reader on your computer to download this coupon. If you do not have Adobe Acrobat Reader you can download a free copy at: www.adobe.com/products/acrobat/readstep2.html Note!!!! Current AT&T customers will need to renew their contract to be eligible for the discount. For more information call (1-800-356-9752) or visit www.unionplus.org/at&t 3. Union Voice broadband Telephone Service (VOIP) If you have an existing broadband Internet connection, you can save up to 85% on phone bills through this broadband telephone service. Broadband phone service that allows you to place calls from a broadband (high-speed) Internet connection is offered by many cable or telephone companies. UnionPlus offers members several different phone plans to help save money on telephone bills - all with great features. Plus, the flat fee allows for a predictable phone bill each month - you know what you will pay. Plan Options: Outbound Unlimited Plan $11.89/month Unlimited outgoing calls to US and Canada, no phone number for incoming calls Ideal for someone looking for affordable long distance while keeping another number for incoming calls. Features include: • • Directory Assistance (411) Real-Time Online Account Management • • • • • Real-Time Online Call Records Unlimited Calling PC-to-Phone Calling Speed Dial Repeat Dial Value 500 Plan $14.89/month Unlimited Incoming Calls and 500 minutes/month of outgoing calls to US and Canada. Features include: • 500 minutes calling to USA & Canada • Voicemail from web • Voicemail from any phone • Voicemail notification by e-mail • PC-to-Phone Calling • Caller ID • 3-Way Calling • Call Waiting • Speed Dial • Repeat Dial • Do Not Disturb Option • Call Forwarding • Directory Assistance (411) • Real-Time Online Account Management • Real-Time Online Call Records Unlimited Plan $22.89/month Unlimited Incoming and Outgoing calls to contiguous 48 US states and Canada Features Include: • • • • • • • • Unlimited Calling Voicemail from web Voicemail from any phone Voicemail notification by e-mail PC-to-Phone Calling Caller ID 3-Way Calling Call Waiting • • • • • • • Speed Dial Repeat Dial Do Not Disturb Option Call Forwarding Directory Assistance (411) Real-Time Online Account Management Real-Time Online Call Records Global Plan $29.89/month 1,000 minutes for incoming/outgoing calls in US and Canada and 250 minutes for incoming/outgoing calls for 45 additional countries Features Include: • • • • • • • • 1,000 USA & Canada and 250 International minutes PC-to-Phone Calling 3-Way Calling Speed Dial Repeat Dial Directory Assistance (411) Real-Time Online Account Management Real-Time Online Call Records Prepaid “By the Minute” plan There is also a “by the minute” pre-paid plan where you pay for the number of minutes you plan to use and only pay for the calls you make rather than a monthly flat rate. Features include: • • • • • • PC-to-Phone Calling Speed Dial Repeat Dial Directory Assistance (411) Real-Time Online Account Management Real-Time Online Call Records TIP! There are also two additional options for UnionPlus Credit Card holders (see page) Unlimited Outbound Plan for $99.99/year Unlimited Plan $199.99/year These have the same features as the monthly plans but allow card holders to save even more! *BONUS* All UnionVoice users also receive a free WebPack from UnionPlus.net internet access provider that provides a free e-mail account and home page for the latest news. TIP! UnionPlus broadband Telephone service also offers members competitive international phone rates including $.03/minute to Mexico, $.04/minute to Puerto Rico, and $.03/minute to the United Kingdom. Visit http://www.unionplus.net/voice or call 888-868-6818 for more details 4. UnionPlus.net Internet Service www.unionplus.net Union members get savings on high speed internet (includes pop up blockers, spam filters, virus protection, and more). High Speed Internet for $14.95/month and a 15 day free trial. Provides reliable connections at speeds 5 times faster than dial-up. TIP! Ask about the Free Webpack which gives you a personalized e-mail address, unlimited secure e-mail storage, pop up blockers, spam filters, parental controls and filters, virus protection and more. All for FREE! Sign up for unionplus.net internet service by calling 1-888-868-6818 or visiting www.unionplus.net online. Chapter 3 Money and Credit Benefits in this Chapter ……………………………………………………………………………………………… *Credit Card *Credit Counseling *Credit Score *Loans *Tax Preparation *Union Made Checks …………………………………………………………………………………………….... 1. Credit card Union members have the benefit of the Union Plus® Credit Card from HSBC Card Services, designed exclusively for working families. To apply for this card or for more information visit www.unionpluscard.com. Some of the benefits of this credit card include: No annual fee Exclusive member rates and benefits Money-saving balance transfer offers Scholarship program, Free additional cards Money-saving discounts 100% protection against fraud Strike-payment protection Skip-payment options Grace period on new purchases Extended warranty Triple Plus Service The Union Plus Credit Card Promises excellent customer service including: All customer service calls answered by representatives in the United States. 24-hour personal customer service by phone or online. Member advocates - staffed by fellow union members - help members with issues such as charge disputes. Merchant dispute assistance. Manage your Union Plus Credit Card account, view statements or even pay your bill online. Safety Net The card also offers a special safety net for disabled workers and others facing financial hardship and a unique union benefits for laid off workers or workers on strike. For workers on strike: Strike skip-payment plan available to members of most unions during unionsanctioned strikes or lockouts of 30 consecutive days or more, as long as the account is in good standing. (Finance charges continue to accrue, but no penalty fees apply.) You can skip up to three consecutive months in a row, and a total of four months in a year. To access the benefit: Call 1-800-622-2580 to discuss your situation with a customer care representative. You must make a payment after the third consecutive strike skip month and then you can access the fourth skip month. During each skip-payment month, you must notify the bank that the strike is going on and that you intend to exercise the strike skip-payment option. For laid off workers: Skip up to two monthly payments a year, as long as the account is in good standing. (Finance charges continue to accrue, but no penalty fees apply.) To access the benefit: Call 1-800-622-2580 during each month for which you want to skip a payment. You must notify the bank you want to skip a payment, unless it is offered to you on your statement. The Union Plus Credit Card Program has expanded the safety net designed to assist union member cardholders facing financial hardship. With unique protections like these designed especially for working Americans, Union Plus offers a credit card unlike any other available to union members. 14 Other Safety Net features include: Lifeline Trust*- assists members who experience a significant loss of income due to a long-term illness or prolonged disability. Disaster Relief Fund- helps members affected by a natural disaster. Secured credit card- helps build and repair credit. Free credit counseling- helps members get control of their finances and develop a budget. Consumer credit education- helps members understand and manage borrowing, spending and credit. For more information or to apply visit www.unionpluscard.com. -----------------------------------------------------------------------------------------------------------*To qualify for a Lifeline Trust grant: The union member must: 1. Have experienced an illness or disability within the last 12 months that has kept him/her out of work for at least 90 days. (Or been a victim of a natural disaster that has occurred within the last 12 months.) 2. Have experienced a significant income loss or financial hardship. 3. Have been a Union Plus Credit Cardholder for at least 12 months and have opened the account prior to the date of the illness, disability or natural disaster and have an account in good standing. 4. Document his/her circumstances and income loss. To apply: Call the Lifeline Trust Helpline at 1-877-761-5028 to speak directly with a specially trained Lifeline Trust representative. Representatives in the United States handle all customer service calls to the Union Plus Credit Card Program. The Lifeline Trust is a $3.7 million fund administered by Union Privilege, which brings member benefits to members of AFL-CIO unions. Union Privilege and HSBC, the company providing the credit card program, established the fund. Some 3.1 million union members carry the union-endorsed Union Plus Credit Card, making it the largest membership credit card program in the world. -------------------------------------------------------------------------------------------- 15 2. Credit Counseling *The Union Plus Credit Counseling program was designed exclusively for union members and their families. The program helps members learn more effective ways to manage money and ways to save for the future. Free Initial Counseling Session Union Plus Credit Counseling program will provide members with a free one-hour initial counseling session. During that session members will receive: A complete financial review and budget analysis; Advice on how to work with creditors; A written action plan with timelines for reaching their goals; Referrals to appropriate organizations/programs that may be able to help them (if needed). Debt Management Plan (DMP) If members need additional assistance, a counselor will work with them to develop a DMP to reduce their debt liabilities. For a small fee, MMI will negotiate with the member’s creditors on their behalf, disburse the member’s funds to creditors on their behalf, and work with creditors to stop the collection calls. Members will receive a 33 percent union-member-only discount off the initiation fee. Certified Money Management Volunteer Program Through the Union Plus Credit Counseling provider, Money Management, International (MMI), union activists can participate in the national effort designed to train and certify you to present financial education seminars to union members. For More Information on Union Plus Credit Counseling: Call 1-877-833-1745 (Member Access Counselors available 24 hours-a-day, 7-days-aweek) Or visit www.UnionPlus.org/CreditCounseling. If you send an email, please include your full name, international union, local union and U.S. postal mailing address. ***Union members AND their immediate family (including parents!) may use this program! 16 -----------------------------------------------------------------------------------------------------------Financial Help You Can Trust For over 46 years, Money Management International (MMI) and its family of Consumer Credit Counseling Services (CCCS) agencies have helped consumers nationwide by providing high quality, comprehensive credit counseling, education and debt management assistance. MMI is a member of the National Foundation for Credit Counseling (NFCC) and the Association of Independent Consumer Credit Counseling Agencies (AICCCA). The certified credit counselors at MMI are available to help members get through their maze of financial challenges 24-hours-a-day, 7-days-a-week. -----------------------------------------------------------------------------------------------------------3. Your Credit Score * myFICO.com Members save 15% on all myFICO credit score products. A Fico Score is a snapshot of your credit risk picture at a particular point in time. The higher your FICO credit score, the lower the risk to lenders. With the 15% union discount, members can access a single FICO score for $12.71 or all three of your FICO scores and credit reports for $38.12. myFICO.com also offers tips on raising your FICO credit score to help improve your chances of qualifying for lower interest rates on your home and auto loans. For more information, visit http://www.unionplus.org/CreditScore. 4. Loans *The Union Plus Loan Program invites union members to apply for a personal unsecured loan or line of credit, a home equity loan or line of credit, or a personal homeowner loan. Members can take advantage of competitive interest rates and special assistance during strikes or layoffs that they won't find from other lenders. Union Plus personal loans or home equity lines and loans are through a trusted source - HSBC North America Holdings Inc. and its subsidiaries. The program benefits: Personal Unsecured Loans and Lines of Credit Choose between a fixed rate, fixed term loan or a variable rate line of credit. No application fee. Low monthly payments. Skip-payment privileges. Loan amounts from $2,500 to $25,000. .25% interest rate reduction for automatic deduction from any checking or savings account. 17 Home Equity Loans A fixed rate, fixed term loan based on the available equity in your home. Loan amounts from $10,000 - $350,000. Interest is usually tax deductible.* Your monthly payments never change. Quick and easy closing process. .25% interest rate reduction for automatic deduction from any checking or savings account. Home Equity Lines of Credit A variable rate, revolving line of credit lets you borrow against your line and re-access your funds as they are repaid. Lines of credit from $15,000 - $250,000. Interest is usually tax deductible* You pay interest only on the amount you use Quick and easy closing process. .25% interest rate reduction for automatic deduction from any checking or savings account. * Consult your tax advisor for details. Friendly and secure service. Specially-trained loan advisors will also help union members find the best loan for their particular situation. With all of these advantages, it's no surprise that the Union Plus Loan Program is the right choice for union members. To apply: Visit www.unionplusloan.com. Or call the loan program toll free at 1-888-235-2759 Monday through Friday, 8 am - 6 pm ET to find out if loans are offered in your state. For questions about Home Equity Loans or Line of Credit, call 1-800-959-1185. Current Union Plus loan customers can call 1-800-343-7097. Or manage your account online at www.unionplusloan.com. For all other questions call 1-888-235-2759. 5. Tax Preparation *Union Plus Online Tax Preparation Service 18 Union members and their families can use this online tax tool to prepare at www.unionplusrefund.com - at half the cost of similar services from H&R Block® and Quicken®. You can file your federal return for $14.95 and your state return for $14.95 for a total cost of $29.90. If your adjusted gross income is below $29,000, you can file both your federal and state returns for 14.95. Note: the income levels to qualify for free federal tax return files change on a yearly basis. Please check www.unionplusrefund.com to find the most up to date pricing and free file information. This service along with the built-in e-filing means you could get your refund within a couple weeks - and unlike many other tax preparers, there are no high-cost "rapid refund" service fees. With this simple and easy-to-use service, the online tax preparation tool automatically calculates your taxes and helps minimize errors. You can save information and start again later, so you don't have to complete your tax returns all at one time. Year-to-year information is also saved so you can import information from a prior year's return. You are not charged until you either file or print your return. The Union Plus Online Tax Service is provided through CCH Incorporated and TaxEdge.com, the leading provider of tax and business law information and software for tax preparation professionals. The company was founded in 1913 and has been providing Web-based tax services directly to consumers for 5 years. 6. Union Made Checks Members can show their union pride with every check they write. The competitively priced union-printed checks feature a pro-union message in addition to your union's logo Plus you can customize with photos of your children or pets. You can also order convenient return-address labels with a similar design. Union-made personal checks: 200 one-part checks starting at $9.95 (plus shipping & handling). Union-made business checks: Available in single-page laser or 3-to-a-page ledger styles. 19 Return-address labels: 240 count = $10.95 (plus shipping & handling). For ordering information, call 1-888-864-6625 or Print and fill out an order form at http://www.unionplus.org/benefits/money/checks.cfm. If using the order form obtained on-line, after completing the form mail it along with the following items to: The Union Shop P.O. Box 9867 Baltimore, MD 21284-9867. Check or money-order payment for checks and/or return-address stickers; A voided check from your current checkbook (to provide proper account numbers). Allow three weeks for delivery Chapter 4 Food and Drink/Restaurants Discounts Benefits in this Chapter ……………………………………………………………………………………………… * Restaurant.com * PerksCard® Benefits * Gift Certificates * Gourmet Foods/Chocolates ……………………………………………………………………………………………… 1. Restaurant.com-PerksCard® Benefit Restaurants.com has gift certificates for restaurants all over the country! Union members can save up to 65% off certificates at Restaurants.com. Purchase these discounted gift cards online and use them at hundreds of restaurants all over the country! There are over 700 participating restaurants in the Chicago, Madison, and Milwaukee areas. Some of the restaurants include: Madison area *Dodge Point Country Club Cty Hwy YD Mineral Point, WI 53565 (608) 987-2814 *JB's Italian Grille 1086 Emerald Terrace Sun Praire, WI 53590 (608) 837-6016 20 *Jersey's Bar & Grill 2770 Milwaukee Rd Beloit, WI 53511 (608) 362-8180 Milwaukee Area *Brocach Irish Pub 1850 N Water St Milwaukee, WI 53202 (414) 431-9009 *Izumi's 2150 N Prospect Milwaukee, WI 53202 (414) 271-5278 *Riverfront Pizzeria Bar & Grill 509 E. Erie St. Milwaukee, WI 53202 (414) 277-1800 *The Milwaukee Chophouse 633 N. 5th St Milwaukee, WI 53202 (414) 390-4562 21 Chicago Area *Blue Agave Tequila Bar & Restaurant 1050 N State St. Chicago, IL 60610 (312) 335-8900 *Raw Bar & Grill 3720 North Clark Chicago, IL 60613 (773) 348-7291 *Landmark Grill & Lounge 1633 North Halsted Chicago , IL 60614 (312) 587-1600 *Fifty/50 2047 W. Division St Chicago, IL 60622 (773) 489-5050 * Buy a $25 Gift Certificate for any of these restaurants for only $10!!! TIP! Purchase Restaurant.com certificates by using your PerksCard® ID Just sign in at www.perkscard.com and select “Dining & Food & Drink” then click on the Restaurants.com symbol and follow directions. 2. PerksCard® Food Offers Offers must be accessed from Perkscard.com. *Boston Market Printable discount coupons available at perkscard.com. Just sign in at www.perkscard.com and select “Dining & Food & Drink” then click on the Boston Market symbol and follow directions to print coupons. *Mrs. Fields This is a web-only offer. Members receive 10% off orders. Use code: FCD1 22 Just sign in at perkscard.com and select “Dining & Food & Drink” then click on the Mrs. Fields symbol and follow directions to receive the discount. *David’s Cookies Members receive 15% off purchases over $29.99. Use Coupon code "PERKS" upon checkout to receive your discount. FREE SHIPPING On All Orders! Orders received after 10AM EST will be processed the following day. Just sign in to PerksCard.com and select “Dining & Food & Drink” then click on the David’s Cookies symbol and follow directions to print coupons. *Starbucks Buy a Starbucks® Card at PerksCard.com for a special price! Members can buy $25 gift card for $23.75 or $50 gift card for $47.50 (minimum 2 cards, maximum 12 cards). You must buy the discounted Starbucks Card through PerksCard.com. This is not a show and save offer. *Appetizers to go FREE OVERNIGHT SHIPPING! SEE SITE FOR DETAILS!! You can enjoy a FREE GIFT with purchase & FREE SHIPPING when you order 3 or more boxes with purchases of $75 or more. Just sign in at Perkscard.com and select “Dining & Food & Drink” then click on Appetizers to Go and follow directions to purchase with discount *Bennigan’s Buy a Bennigan's Gift Card at a PerksCard special price, 10% off. Just sign in at Perkscard.com and select “Dining & Food & Drink” then click on Bennigan’s and follow directions to purchase discounted gift cards. *Bonanza Steakhouse Buy a Bonanza Steakhouse Gift Card at a PerksCard special price, 10% off. Just sign in at Perkscard.com and select “Dining & Food & Drink” then click on Bonanza and follow directions to purchase discounted gift cards. *Costco New members can join Costco Wholesale through Perkscard.com and receive a $10 Costco Cash Card! Just sign in at Perkscard.com and select “Dining & Food & Drink” then click on the Costco Icon and follow directions to join and receive your $10 cash card. 23 *Delightful Deliveries PerksCard Members receive a 10% savings on every purchase! Use code - PERKS at checkout to receive your discount. Sorry, Discounts do not apply to phone orders. Free gift packaging on most items / Next day delivery available. Just sign in at Perkscard.com and select “Dining & Food & Drink” then click on Delightful Deliveries and follow directions to receive the discount. *Food Network store FREE SHIPPING on orders of $80 or more. SAVE 15% on all TWOTWELVE Cookware Sets. Just sign in at Perkscard.com and select “Dining & Food & Drink” then click on Food Network Store and follow directions to receive the discount. *Hickory Farms ENTER code: PERKS to save 15% on purchases. Just sign in at Perkscard.com and select “Dining & Food & Drink” then click on Hickory Farms and follow directions to receive the discount. *Ponderosa Buy a Ponderosa Steakhouse Gift Card at a PerksCard special price, 10% off. Just sign in at Perkscard.com and select “Dining & Food & Drink” then click on Ponderosa and follow directions to purchase discounted gift cards. *Steak and Ale Buy a Steak and Ale Gift Card at a PerksCard special price, 10% off. Just sign in at Perkscard.com and select “Dining & Food & Drink” then click on Steak and Ale and follow directions to purchase discounted gift cards. *The Plano Tavern Buy a Plano Tavern Gift Card at a PerksCard special price, 10% off. Just sign in at Perkscard.com and select “Dining & Food & Drink” then click on Plano Tavern and follow directions to purchase discounted gift cards. 3. Gift Certificates for National Chain Restaurants *Working Advantage also offers discounts and free shipping on gift certificates for several national chain restaurants. These can be purchased at www.workingadvantage.com by clicking on “gift certificates” under the heading “GIFTS” on the left side of the screen. In order to purchase you will need to register with the website. You will be asked for your Corporate Member ID number which is: 744387769. 24 Some of the restaurants offering discounted gift certificates through Working Advantage include: Uno Chicago Grill Gift Card Save 10% The Panera Card® from Panera Bread® Free Shipping T.G.I Friday's® Gift Card Free Shipping Starbucks Card Free Shipping Steak and Ale Gift Card Free Shipping Smokey Bones Gift Card Free Shipping Romano’s Macaroni Grill® Gift Card Free Shipping Red Lobster Gift Card Free Shipping Ponderosa Steakhouse Gift Card Free Shipping Olive Garden Gift Card Free Shipping On The Border Mexican Grill & Cantina® Gift Card Free Shipping McCormick & Schmick's Gift Card Free Shipping Ninety Nine® Restaurant & Pub Gift Card Free Shipping O'Charley's Gift Card Free Shipping LongHorn® Steakhouse Gift Card Free Shipping Legal Sea Foods Gift Certificate Free Shipping Buca di Beppo Gift Card Free Shipping Chili's Grill & Bar® Gift Card Free Shipping Bonanza Steakhouse Gift Card Free Shipping Bertucci's Gift Card Free Shipping Applebee's Neighborhood Grill & Bar® Gift Card Free Shipping 4. Gourmet Food/Gift Baskets * www.workingadvantage.com offers discounts on many online food websites, specializing in gift baskets and meal preparation. To purchase or for more information visit www.workingadvantage.com and click on “Food” under the title “Shopping Partners” on the left side of the screen. Some of these discounts include: A La Zing-Save up to 50% Offers complete delicious meals that go from the freezer to your dinner table in minutes. Example Savings from A La Zing The Terrific Trio Regular Price: $74.97 Union Member Price: $37.49 ½ off! This special offer includes: - Top Sirloin Suite 25 - Boneless Pork Chop Platter - Elegant Chicken Feast AKA Gourmet-Save 15% off entire purchase. Specializes in gourmet gift baskets and gifts-choose chocolates, wine, cookies, snacks and more! Bake Me a Wish! Gourmet Cakes- Save 10% Nationwide delivery service of delicious birthday cakes make by an award winning family-run NYC bakery. Cakes can be personalized and can also be ordered in bulk. Boca Java Gourmet Coffee, Tea, and Cocoa-Save $5 on orders of $20 or more Delicious hand roasted coffee beans and a wide selection of teas and cocoa. CHEFS-Half-off Shipping. Sells high-end kitchenware and products. Chocolate Source-Save 12% on all orders over $10. Offers an assortment of high quality chocolate items. Cooking.com- $10 off all orders over $75. Offers an assortment of cookware, accessories, and specialty foods. Dale and Thomas Popcorn-Save 10%. High-quality popcorn in many flavors such as caramel, chocolate, peanut butter, and plain. Got Fruit-Save up to $10. Fresh Fruit baskets, hand crafted cheeses, fresh baked desserts and personalized gifts Hickoryfarms.com-Save15% off your entire order. Tasteful gifts of award winning sausages, cheeses, meats, fruits, and desserts. Home Bistro-Half Price Meals. Chef-prepared meals delivered to your home. Example of Member savings from HomeBistro.com. Filet Mignon with Red Wine Sauce Grilled beef tenderloin in a red wine sauce made with shallots, thyme, and spices served 26 with creamed potatoes and cut asparagus spears. Regular Price: $16.95 Working Advantage Price: $8.48 Save 50% TIP! Instead of the half-priced meals, members who place an order for $50 or higher receive a FREE side of pasta of your choice! Choose from 9 varieties of pasta including Shrimp Scampi, Linguine and Shrimp with Pesto Sauce, Cheese Ravioli with GarlicTomato Sauce and more. Just Because Baskets - Save 10% on orders over $60. Specializes in spectacular gift baskets. Nirvana Chocolates-Save 12% on all orders over $10. Delicious chocolates at a great discounted price. Mrs. Beasley’s- Save 20%. Freshly-baked gift items made with the finest ingredients. Mrs. Fields- Save 10%. Cookies and more ‘for the cookie connoisseur in all of us’. Omaha Steaks-3 Free Gifts! Save up to 63%. Home delivered top-quality steaks, poultry, pork, fish, and more. Example of Member savings from Omaha steaks: The Gourmet Banquet: Regular Price: $191.00 Working Advantage Member Price: $69.99. This product contains the following items: - 2 (5 oz.) Filet Mignons - 4 (5 oz.) Top Sirloins - 4 (4 oz.) Boneless Pork Chops - 4 (4 oz.) Boneless Chicken Breasts - 2 (4.5 oz.) Stuffed Sole with Scallops and Crab - 8 (3 oz.) Gourmet Franks - 4 (4 oz.) Omaha Steaks Burgers - 10 portions Potatoes au Gratin *BONUS* Members also receive a 3 free gifts-6 quarter-pound Omaha Steaks Burgers, a 6Piece Cutlery Set and a Cutting Board! Just select “FREE GIFTS” at online checkout. Peet’s Coffee & Tea-Save 15% Hand Roasted coffee beans that are shipped the day of the order to ensure freshness. 27 Wine.com- Save up to 20%. The leading online wine retailer and wine gifting service. Note: Wine.com will ship to all 50 states but certain areas of the United States prohibit residents from receiving wine shipments directly. Chapter 5 Flowers and Gift Baskets Benefits in this Chapter ……………………………………………………………………………………………… *Union Plus Flower Service *PerksCard Discounts ……………………………………………………………………………………………… 1. UnionPlus Flower Service (1-888-667-7779 or www.unionplus.org/flowers) Members save 15% per order when sending flowers and also get an unconditional 100% satisfaction guarantee. Offers same day flower-delivery service for orders received before noon (in delivery time zone). TIP! Save $1.00 off service and transmission fee by ordering online rather than by phone. Offers international service with 3 day delivery guarantee. *Note: International Orders only taken over the phone and not applicable to $1.00 extra discount. 28 www.unionplus.org/flowers also offers “my account” secure online site section where members can store addresses and send themselves gift/date reminders. Also stores flower order history and can only be opened with a password chosen by the member. Member Testimonial- “I used the UnionPlus flower service to send flowers to my mother when she was in the hospital in another state. The flowers were beautiful and the price was much cheaper than if I called a florist myself or used another online service.” Linda, wife of OPEIU Local 153 member 2. PerksCard® Flower Discounts *FromYouFlowers.com- PerksCard® discount Members receive 20% off orders! This is a web/phone offer available at www.perkscard.com or by calling 1-800-838-8853 When calling mention PerksCard® code 720. FromYouFlowers.com offers a wide variety of gifts for all occasions. Same Day Delivery available anywhere in the United States. Next Day Delivery available anywhere in the world! *USA Florist.com- PerksCard® discount Members receive $10 every order! This is a web/phone offer available at www.perkscard.com or by calling 1-800-838-8853 When calling mention PerksCard® code 515 USA Florist.com offers a wide variety of gifts for all occasions. Same Day Delivery available anywhere in the United States. Next Day Delivery available anywhere in the world! Chapter 6 Health and Well Being Benefits in this chapter ……………………………………………………………………………………………… *Health Club/Gym Discounts *Health Care Savings *PerksCard® Health Savings ……………………………………………………………………………………………… 1. Health Club/Gym Discounts * UnionPlus Globalfit 29 (http://www.globalfit.com/unionplus or 1-888-294-1500) Note! Tell representative that you’re a Union Plus Member Members receive discounts to over 1,500 health clubs/gyms nationwide including over 75 in the Chicago, Milwaukee and Madison areas. Some of the Participating Clubs in Chicago, Milwaukee, and Madison: *Fitness Formula - South Loop 1151 S State - Chicago, IL 60605 *Curves - Chicago 10742 1409 W. Addison St. - Chicago, IL 60613 *Athletic Club of Madison 625 North Segoe - Madison, WI 53705 *Curves - Madison 1624 2623 Monroe St., Ste. 130 - Madison, WI 53711 *Bally Total Fitness - Downtown 1237 N. Van Buren Street - Milwaukee, WI 53202 *Curves - Milwaukee 3519 4865 S. 27th Street - Milwaukee, WI 53221 The Union Plus Health Club Discount gives you: -A pre-negotiated 20-60% discount on initiation and monthly fees at over 1,500 health clubs nationwide. -The flexibility of a month-to-month membership. No long-term commitment necessary. -Access to the GlobalFit's Travel Program when visiting cities across the country. -Ability to conveniently freeze*, transfer or cancel your gym memberships. -Additional discounts for family members. -Membership fees can be billed to monthly credit card or bank account. *Not available at all clubs. TIP: For a Free Guest Pass to check out any club before joining go to www.globalfit.com/unionplus and select “try a club” from the list on the left side of the screen **NOTE: To receive your union-member discounted rates, you must enroll through GlobalFit, not directly through the club. These rates are not available to the general public. This offer is for NEW club members and is not available for current club members. 30 For more information or to enroll, visit http://www.globalfit.com/unionplus OR call 1-888-294-1500 Tell representative that you’re a Union Plus Member 2. Health Care Savings-UnionPlus Discount! All members and their families are eligible to participate in Union Plus Health Savings Program in conjunction with program provider, CAREINGTON International. Union members, retirees and their household members - including spouses, children, parents and extended family are eligible for this program. Union Plus Health Savings is a discount program, not insurance. Health Savings can sometimes help reduce out-of-pocket costs under some prescription programs, but it is not a replacement for a prescription drug insurance program. Depending on which program a member chooses to participate in, Union Plus Health Savings may provide discounts on: • • • • • • • Physician and hospital care services Dental care Vision care Retail and mail order prescriptions Foot and ankle care Hearing care Medical and diabetes supplies Some programs also offer a 24 hour nurse hotline to help answer you medical questions Disclosures: 1. THIS PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN. 2. The plan provides discounts at certain health care providers for medical services. 3. The plan does not make payments directly to the providers of medical services. 4. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. 5. Discount Medical Plan Organization and administrator: CAREINGTON International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380. OPEIU Midwest United Members can choose to participate in one of four programs: Prescription Card FREE Click on the items below for details. Standard Program Premium Program $14.95 per family per $69.95 per family per year year Premium Plus Program $159.95 per family per year OR $15.95 per month 31 Physician and hospital care services Dental care services Nurse hotline Retail and mail order prescriptions* Vision care Foot and ankle care Hearing care Medical and diabetic supplies For more information visit: www.unionplus.org/benefits/health/savings.cfm or call 1-877-570-4845. OPEIU Midwest United members have the benefit of the CAREINGTON Health Savings Program Plus: ALL HOUSEHOLD MEMBERS ARE ELIGIBLE! *This is not health insurance. It is a discount health services card Disclosures: 1. Please note that THIS IS NOT INSURANCE. 2. The plan provides discounts at certain healthcare providers for medical services. 3. The plan does not make payments directly to the providers of medical services. 4. Plan members are obligated to pay for all health care services but will receive a discount from those healthcare providers who have contracted with the discount medical plan organization. 5. Discount Medical Plan Organization and administrator: CAREINGTON International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380. Note to Utah residents: This contract is not protected by the Utah Life and Health Guaranty Association. The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. 3. PerksCard® Health Benefits *Chicago Cornea Consultants (806 Central, Suite 300 , Highland Park, IL 60035, 847-432-6010) Members save 20% off ALL in-office laser procedures when you present your PerksCard! 32 Chapter 7 Death and Disability Benefits Benefits in this Chapter ……………………………………………………………………………………………… *Death Benefit *Accidental Death Benefit *Disability Benefit ……………………………………………………………………………………………… 1. Death Benefit * OPEIU will provide members in good standing with a $1,000 death benefit. Please Note! Members who are retired or no longer employed under an OPEIU collective bargaining agreement are ineligible for the death benefit. Members who have not paid dues in more than two months during a fourteen month period prior to death are not eligible for the death benefit. If a member does not pay dues through payroll deductions due to leave of absence, disability, or other similar circumstance he/she must pay dues directly to OPEIU to remain eligible for the death benefit. 2. Accidental Death Benefit *OPEIU will provide members with a $ 1,000 accidental death and dismemberment benefit. Please Note! Members who are retired or no longer employed under an OPEIU collective bargaining agreement are ineligible for the accidental death and dismemberment benefit Members who have not paid dues in more than two months during a fourteen month period prior to the accidental death or dismemberment (not including the month of the accidental death or dismemberment) are not eligible for the accidental death and dismemberment benefit. If a member does not pay dues through payroll deductions due to leave of absence, disability, or other similar circumstance he/she must pay dues directly to OPEIU to remain eligible for the accidental death and dismemberment benefit. 3. Disability Benefit *OPEIU will provide members with a $250 Disability Benefit after six (6) consecutive weeks of disability. 33 Chapter 8 House and Home Benefits in this Chapter ……………………………………………………………………………………………… *Home-buying discounts & benefits *PerksCard home discounts *Working advantage discounts *UnionPlus Moving benefits ……………………………………………………………………………………………… 1. Home buying Chase mortgages for union members Union Plus Mortgage & Real Estate makes refinancing and home-buying easier and more affordable for working families. Through Chase Home Finance, one of the largest lenders in the U.S., union members can take advantage of convenient mortgages. Take a look at these mortgage benefits, then call 1-800-416-5786 or contact a Chase mortgages rep in your area to apply or ask questions. • Easy application process for Chase mortgages right over the phone, in-person or online mortgage application. • Unemployment/disability and strike benefits to help you make mortgage payments when you're out of work. • Mortgage loans to purchase or refinance your home. • Mortgage programs for borrowers with "less than perfect" credit. • Down payments as low as 5% - and even lower for qualified buyers. • $350 toward closing costs of mortgages (for buyers who use both the real estate and mortgage portions of the program. • Parents and children of union members are also eligible for Union Plus mortgages. • Interest rates, calculators and other resources for home buyers are available here Chase mortgages made simple: Financing a home can be a complicated business, so why not leave it to the mortgage 34 experts? Our mortgage counselors will walk you through the entire process of buying, selling and refinancing homes. We also offer special mortgage programs for first-time buyers. Call us at 1-800-416-5786 (8:30 a.m. to 7:00 p.m. E.T. Mon - Fri) and make yourself at home. Or visit the Home Finance Center for today's rates, online calculators and an online application. 2. Perks Card Home Benefits *Cover-Rite Carpet and Design (9400 Indianapolis Boulevard , Highland, IN 46322, 219-922-6800) Show your Perkscard and save 10 % off Window Treatments and 10% off Carpet & Installation! *Fresh Tech Maid Services (65 East Palatine Road, Suite 117 , Prospect Heights, IL 60070, 847-459-1709) Show your Perkscard and save 15% off all regular pricing! 3. Working Advantage Discounts *Working Advantage has partnered with a variety of home goods, furniture, and home accessory retailers to provide discounts to union members. Some of these discounts include: 10% off + free shipping from Target.com $25 off coupon from Sears.com 10% off Appliances $398+ from HomeDepot.com $10 off coupon + free shipping from Overstock.com 20% off Art.com …and many more 35 *Discounts are constantly being changed and added. Visit www.workingadvantage.com and click on “home & garden” under “shopping partners” on the left side of your screen. 4. Moving *UnionPlus Moving Service Members receive preferred moving discounts with a network of participating companies Call 1-800-593-2526 for a referral or visit www.unionplus.org/moving Chapter 9 Insurance Benefits Benefits in this Chapter ……………………………………………………………………………………………… *Accident Insurance *Auto Insurance *Pet Insurance *Supplemental Insurance ……………………………………………………………………………………………… 1. Accident Insurance Your union membership entitles you to enroll for no-cost coverage for accidental death and dismemberment (AD&D) insurance: $5,000 of coverage against accidental death from covered motor vehicle/pedestrian accidents, or $1,000 of coverage for death due to any other type of accident at home, at work and while commuting or traveling anywhere in the world. 36 Please Note! This benefit is not automatic. Learn more and enroll online at www.unionsecure.com or call 1-800-393-0864 Members can also choose to purchase additional accidental death and dismemberment coverage from $50,000 to $150,000 at group rates. If an accidental death* occurs due to injury sustained while riding as a passenger on any common carrier - such as an airplane, train, bus or taxi – your beneficiary would receive triple the amount of your base coverage. For example, if you purchase $150,000 of expanded coverage, your beneficiary would receive $450,000. If an accidental death results from a motor vehicle accident or as a pedestrian, your beneficiary would receive double the amount of your base coverage.* For example, if you purchase $100,000 of expanded coverage, your beneficiary would receive $200,000. Benefits are paid for loss of limbs, speech, hearing or sight. Coverage provided for the member alone or entire family 24-hours-a-day, everywhere. Pays in addition to any other insurance you may have. No termination age; however, benefit amounts reduce by half at age 70. *Only one benefit, whichever is the greater, will be paid for any one accident. Death must occur within 365 days of injury. -----------------------------------------------------------------------------------------------------------. 2. Auto Insurance (Information also available at www.unionplus.org/autoinsurance) UnionPlus offers union members auto insurance through AIG, a world leader in auto insurance. Members save on average $360*. Call 1-800-294-9496 for a free auto insurance quote and more information. Some benefits of AIG member auto insurance: -Driver Education grants-get more auto insurance discounts by taking a driver education class. Discount availability varies by state- more information at www.dmv.org. Union Plus Auto Insurance can even help you get the training to qualify for the discounts. The program pays up to $250 toward an approved driver education class. See www.unionplus.org/driver-education.cfm for more information -AIG Security Advantage: 24-Hour Roadside Assistance Emergency Travel & Medical Assistance 37 Identity Theft Restoration Service -Union members can select body shop/mechanic if repairs are necessary. -Report a Claim service available 24 hours a day, 7 days a week. (To report a claim call 1-800-241-1188). -Manage your account online at www.aig.com where you can pay your bill and check your coverage. * Average annual savings are based on all new auto insurance policyholders who reported savings through the AIG Auto Insurance Program nationwide from 1/04 - 1/05, who reported their premiums. Of the policies issued during this timeframe, 86.1% realized savings. 3. Pet Insurance Union Plus Pet Insurance can help you out with the big pet expenses. Members can purchase accident and illness pet insurance for as low as $9.95/month for your dog or cat. UnionPlus pet insurance program policies pay 100% of payable claim after the fixed deductible up to the policy limit. The Union Plus pet insurance pays a higher percentage of your claim than competitors. *Bonus savings for union members. Union members take either 10% off the price of enrollment or get your first month free. *Pick your veterinarian. With Union Plus Pet Insurance Programs, you can use the veterinarian of your choice. *Fast claims turn-around. Your check will be in the mail within five business days of Union Plus Pet Insurance Programs receiving your completed claim form. *Free online quote and enrollment. Get a free Quote by choosing “Online Quote” from the bar across the top of the screen at www.UnionPluspets.com. Or click on “Enroll now” and/or request a “Free Information kit” on the left hand side of the screen. You can also call 1-866-473-7387. Note: Pet insurance deductibles do not automatically increase as your pet ages. You pay a $50 deductible (unless otherwise noted) for each incident claimed, as long as your policy is in force. Guaranteed acceptance & lifetime enrollment. 38 4. UnionSecure Supplemental Insurance Members can enroll/purchase these supplemental insurance programs designed especially for union members and their families. The programs are underwritten by The Hartford, a leading life insurance company in the United States. Union Secure offers two types of life insurance: -Term Life Provides the highest benefit at the lowest cost. You pay a premium for coverage over a specific period of time (a term) of one, five or ten years - or to a specific age, such as 70. At the end of your term, your policy ends. Death benefits are paid only if you die within that term of years. TIP! Because the premiums for term insurance can be low, but the payout is typically high, young and middle-aged people benefit greatly from term life's economical coverage. -Whole Life Whole life insurance provides lifelong coverage – to age 95, 100 and even beyond. The most common type is called "ordinary life" insurance. *Pay the same premiums for as long as you live. For this reason, premiums are typically higher than term life premiums for the same amount of coverage. But your premium rates remain the same for the duration of your policy. *Whole life insurance also builds cash value – a savings account within the policy increases over time on a tax-deferred basis. TIP! A policy with cash values may also be used as collateral for a loan. If you borrow from your life insurance policy, the rate of interest is shown in your policy. Any money which you owe on a policy loan would be deducted from the benefits, if you were to die, or from the cash value if you were to stop paying premiums. *Union Secure also offers hospital & home recovery insurance Hospital and at-home recovery insurance provides cash for the time you’re in the hospital and recovering at home. It not only helps you cope with the extra, unexpected expenses that accompany a hospital stay—such as health insurance deductibles – but also the expenses you face during at-home recovery, when the additional costs can really begin to add up for emergency child care, meals and more For more information on UnionSecure supplemental Insurance or to enroll visit www.unionsecure.com or call 1-800-393-0864 (M-F, 8 am to 7 pm, ET) 39 Chapter 10 Legal Services Benefits in this Chapter ……………………………………………………………………………………………… *Legal Consultation ……………………………………………………………………………………………… 1. UnionPlus Legal Services *No Enrollment Fees or Forms - all Union Members, their spouses and dependents automatically receive these benefits Over 2000 participating law offices nation-wide offer the following services to union members: A free initial 30 minute consultation with a lawyer from a participating legal office, either in person or over the phone,. A free simple document review and explanation. A free follow-up letter, or phone call, if likely to resolve a legal matter. *Most additional legal services are discounted by 30%, including hourly rates and flat fees for most common legal cases. All Services are CONFIDENTIAL! For more information or to find a lawyer near you call 1-888-993-8886 (9am-7pm ET, M-F) or visit www.unionplus.org/legal. ***When you contact a lawyer in the network, make sure to tell them you are calling for the Union Plus Legal Service to get your discount**** TIP! The network also includes lawyers who focus on immigration law 40 Chapter 11 Education Services Benefits in this chapter ……………………………………………………………………………………………… *Student Scholarships *Education Loans & Consolidation *College Planning Center *Powell’s Bookstore …………………………………………………………………………………………….... 1. Student Scholarships *Union Plus Scholarship Program Since 1992, the Union Plus Scholarship Program has awarded more than $2 million to students of working families who want to begin or continue their secondary education. Over 1,300 families have benefited from our commitment to higher education. The Union Plus Scholarship Program is offered through the Union Plus Education Foundation. Scholarship award amounts: The amount of the award ranges from $500 - $4,000. This is a one-time cash award sent to individual winners for undergraduate study beginning in the fall of the same year. How to apply: The 2010 application will be available in September 2009 To download the application, visit www.unionplus.org/scholarships. Who is Eligible: Members of AFL-CIO unions participating in any Union Plus program, spouses and dependent children (foster children, step children, and any other child for whom the individual member provides greater than 50% of his or her support) The individual must be accepted into an accredited college or university, community college or recognized technical or trade school at the time the award is issued. Graduate students are not eligible. Evaluation criteria: -Applications are first reviewed by a panel of independent career professionals. 41 -Semi-finalists are chosen based on a point scale, and their applications are then provided to judges for further review and selection of finalists and awards. -Program judges include representatives from the American Association of Community Colleges, the United Negro College Fund, the American Association of State Colleges and Universities and the National Association of Independent Colleges and Universities. *John Kelly Labor Studies Scholarship Ten (10) scholarships per year will be awarded on the basis of at least 1 per region and not to exceed (1) per family. Applications are open to members or associate members in good standing for at least 2 years. All applicants must meet eligibility requirements and comply with the rules and regulations as established by the OPEIU Executive Board. Each scholarship has a total maximum value of $2,000.00 The applicant must be: A member or associate member of OPEIU in good standing and either an undergraduate or graduate student in one of the following areas of study: Labor Studies Industrial Relations Social Science or a related field Non-degree Programs sponsored by the National Labor College at the George Meany Center or similar institution Requirements for scholarship application include: -High School Transcript (including Rank in Class) -College Transcript-for those currently or previously enrolled in college, university, Technical or Vocational school -Essay (300-500 words) – Essay should discuss the student’s occupational goals -Statement of Intent-All applicants are required to write a statement of intent to remain within OPEIU for at least 2 years Application Form is available at your local office, the secretary-treasurer’s office of the International Union or at http://www.opeiu.org/Pdfs/kelly.pdf *Application, Essay, Transcripts and Statement of Intent must be received at the Secretary-Treasurer’s office of the International Union by March 31st of the year. 1660 L Street NW Suite 801 Washington D.C. 20036 42 *Howard Coughlin Memorial Scholarship Full Time Scholarships: Twelve full-time scholarships will be awarded on the basis of at least 1 per region and not to exceed 1 per family for a lifetime. Applications are open to members in good standing, associate members or to their children all of whom must meet the eligibility requirements and comply with the rules and regulations as established by the OPEIU Executive Board. Each scholarship is $1,250.00 per year for a total maximum of $5,000. Part Time Scholarships: Six part-time scholarships will be awarded on the basis of at least 1 per region and not to exceed 1 per family for a lifetime. Applications are open to members in good standing, associate members or to their children all of whom must meet the eligibility requirements and comply with the rules and regulations as established by the OPEIU Executive Board. Each scholarship is $500.00 per year for a total maximum value of $2,000.00. Part-time scholarships are defined as a minimum of 3 credits and no more than 2 courses If a part-time student does not attend a college/university each semester, they have 2 years maximum to use the part time scholarship. If the student becomes a full time student, while receiving a part-time student scholarship, the scholarship will be revoked and they will be able to apply for a full-time scholarship. Part-time scholarship awards shall be subject to all other eligibility rules under this scholarship fund. The applicant must be: -A member or associate member of OPEIU in good standing on the date of award, unless a member loses employment to study on a full-time basis, retires, becomes disabled, or terminated from employer layoffs and plant closings. -The son, daughter, stepchild, or legally adopted child of an OPEIU member in good standing or an associate member. -High school senior or High school graduate entering a college, university, or a recognized Technical, Vocational or Post Secondary school as a full time or part time student. -Presently in a college university, or a recognized Technical, Vocational or Post Secondary school as a full time or part time student. Requirements: Each applicant must file an official OPEIU scholarship fund application. Application forms must be endorsed by the Local Union President or Secretary-Treasurer attesting that a member, a parent of an applicant, or an associate member is in good standing on 43 the date of the award. The application must also be endorsed if a member loses employment to study on a full-time basis, retires, is disabled, or is terminated from employer or from layoffs and plant closings. Such endorsement must be obtained before the application is submitted. All Applicants must submit: -A Completed Scholarship Application* -High School Transcript (including Rank in Class) -College Transcript-for those currently or previously enrolled in college, university, Technical or Vocational school -SAT or ACT Test results (or equivalent examination by a recognized Technical or Vocational Post-Secondary school) If you have already taken any of the above tests, you should request your school to forward the results to the Secretary-Treasurer’s office of the International Union *Application forms may be obtained at your local union office or at the SecretaryTreasurer’s office of the International Union or at http://www.opeiu.org/Pdfs/Howard.pdf. All Applications, transcripts, and test scores must be received at the SecretaryTreasurer’s office of the International Union, 1660 L Street NW Suite 801 Washington D.C. 20036 by March 31st of the year. *Union Plus National Labor College Scholarship - The George Meany Vision With the National Labor College at the George Meany Center for Labor Studies in Silver Spring, MD, American's unions have their own college,: a national center that provides continuous labor education for all union activists. Each year a total of $25,000 is awarded to eligible students through the new Union Plus National Labor College Scholarship. The scholarship program is sponsored by the Union Plus Education Foundation and administered by the George Meany Center. The Foundation's donation to The National Labor College represents the largest financial aid contribution to the college. Learn more about the National Labor College's degree programs at www.georgemeany.org. Please Note! The Union Plus National Labor College Scholarship applies only to dues-paying union members or staff employees of an AFL-CIO affiliated organization interested in enrolling in the National Labor College. 44 To apply: If you have questions about eligibility or need an application, please contact Lydia Clemons in the Office of Student Services at the National Labor College at 301431-5404 or email [email protected]. *Romeo Corbeil/ Gilles Beauregard Memorial Scholarship Fund This fund offers opportunity to children (ages 13-16) of OPEIU members and associate members to attend a summer camp program to learn about labor unions while having a great camp experience. Each year at least 12 children are chosen to have their transportation and camp registration fees (up to $2,000) paid for by the Romeo Corbeil/Gilles Beauregard Memorial fund. *The summer camp will be held in August of each year at University Forest, 153 University Forest Drive, Wappapello, MO 63966 (573) 222-8373, fax: (573) 222-8829. Twelve full-time scholarships will be awarded on the basis of at least 1 per region and not to exceed 1 per family for a lifetime. Applications are open to children* of OPEIU members in good standing or associate members who must meet the eligibility requirements and comply with the rules and regulations as established by the OPEIU Executive Board. Each scholarship is a maximum of $2,000. *Applicant must be a son, daughter, stepchild or legally adopted child (between ages 13 and 16) of an OPEIU member or an associate member in good standing. Each applicant must file an official OPEIU scholarship fund application. Application forms must be endorsed by the Local Union President or Secretary-Treasurer attesting, that a parent of an applicant is a member or an associate member is in good standing on the date of the award. Such endorsement must be obtained before the application is submitted. *Application forms may be obtained at your local union office or at the SecretaryTreasurer’s office of the International Union or at http://www.opeiu.org/Pdfs/2010_Memorial_Fund.pdf For more information contact: Secretary-Treasurer’s office of the International Union 1660 L Street NW Suite 801 Washington D.C. 20036 Phone: (202) 393-4464 *Union Scholarships Database To find more union scholarships available to members and their families visit www.unionscholarships.com 45 2. Education Loans & Consolidation Many families today need help paying for college. If you or your child plans to attend an accredited college or university at least part-time, then check out the Union Plus Education Loans through American Education Services (AES). Borrowing through the Union Plus Education Loan program gives you access to many financial products. They can provide low-cost federal loans and private loans with rate reductions for automatic and on-time payments. You can borrow all of the money you need-for tuition, books, fees, computers and other education-related expenses. Unique benefits exclusively for union members: Strike benefit: If you have a Union Plus Education Loan and have been on strike for 30 days or longer, payments can be made for you for up to 60 days if your account is eligible and in good standing. For more information, call 1-877-881-1022. UPromise Advantage: By shopping at participating stores, you can earn contributions for future college expenses or payments to your current student loans. Learn more about UPromise by visiting www.upromise.org. Member Testimonial “I am currently using UPromise to pay back my college loans. The money I earn from purchasing things I need anyway - shampoo, groceries, towels – is really adding up and helping me repay my loans.”-Christy, daughter of OPEIU member For more information on all of these options and on paying for college in general visit www.unionplus/educationplanner.com and click on the blue and yellow “Paying” tab from the bar across the top of the screen. or To apply call 1-877-881-1022 to speak to a Union Plus Education Loan financial aid counselor who can answer your questions and guide you through the application process. *Consolidating student loans A federal student consolidation loan is a practical, student debt management tool that enables you to bundle all of the federal loans you received to finance your college education into a single student consolidation loan. 46 When your federal consolidation loan is issued, your lender pays off the outstanding balances of all the loans you put in the consolidation. In essence, you refinance your education debts. The Union Plus Education Loans - provided through American Education Services (AES) are consolidation loans that carry a unique strike assistance benefit. If you have a Union Plus Education Loan and have been on strike for 30 days or longer, payments can be made for you for up to 60 days if your account is eligible and in good standing. For more information, call 1-877-881-1022. Simplify & Save In addition to simplifying record-keeping and check-writing chores, student loan consolidation can significantly reduce your monthly payment burden - by up to 40 % or more! That's because student loan consolidation allows you to stretch your repayment period from the standard 10 years to up to 30 years, depending on the amount of your education debts. The lower payment means you'll have more money available to meet other household expenses, including car payments, childcare, and career-related necessities. Apply online by creating an account at: http://www.unionplus.org/benefits/education/financing/consolidation.cfm *Please choose 828924UN as your lender code on your application to ensure you are eligible for the strike benefit. Or Call 1-800-338-5000 to apply over the phone. 3. College Planning Center http://unionplus.educationplanner.com UnionPlus provides this online center to union members. The site offers many helpful tools and information including: -Career Assessments -Search tool for schools and colleges -College visit advice -Help choosing a school -Understanding financial aid offers and award letters -Test prep -Learning Styles quiz -Study skills -Student resume builder -Admission application dos and don’ts -Admission application essay writing course -Sample questions and practice tests -Tips for filling out FAFSA (see box below) -Free scholarship search -Educational loans information College Planning center is sponsored by American Education Services (AES) 47 FAFSA The Free Application for Federal Student Aid (FAFSA) is your starting point for applying to almost all student financial assistance programs. For example, you need to complete this free application to receive any federal student aid. Many schools also use the FAFSA as part of their application process for non-federal aid. The Department of Education's site www.ed.gov also explains the purpose of the FAFSA questions and how to complete a FAFSA form. TIP! A free booklet - Paying for higher education: What union families need to know explains in plain and simple language the ins and outs of applying for federal student aid for college, business or career school. To order the free booklet, call 1-877-881-1022 or 1-717-720-3795 or email [email protected]. 4. Powell’s Bookstore www.unionplus.org/education An online bookstore (like Amazon.com or BarnesandNoble.com) where union members can get new and used textbooks and other books at a discounted price. Example of Savings: General Chemistry. Darrell Ebbing. Houghton Mifflin Co, 2006. College Bookstore Price: $157.20 Amazon.com Price: $159.16 Powells.com Price: $151.25 : 48 Chapter 12 Pet Services Benefits in this Chapter …………………………………………………………………………………………….... *Pet Insurance *Pet Savings Program * Perkscard® Pet savings ……………………………………………………………………………………………… 1. Pet Insurance Union Plus Pet Insurance can help you out with the big pet expenses. Members can purchase accident and illness pet insurance for as low as $9.95/month for your dog or cat. Union Plus Pet Insurance program policies pay 100% of payable claim after the fixed deductible up to the policy limit. The Union Plus pet insurance pays a higher percentage of your claim than competitors. *Bonus savings for union members. Union members take either 10% off the price of enrollment or get your first month free. *Pick your veterinarian. With Union Plus Pet Insurance Programs, you can use the veterinarian of your choice. *Fast claims turn-around. Your check will be in the mail within five business days of Union Plus Pet Insurance Programs receiving your completed claim form. *Free online quote and enrollment. Get a free Quote by choosing “Online Quote” from the bar across the top of the screen at UnionPluspets.com Or click on “Enroll now” and/or request a “Free Information kit” on the left hand side of the screen You can also call 1-866-473-7387 Note: Pet insurance deductibles do not automatically increase as your pet ages. You pay a $50 deductible (unless otherwise noted) for each incident claimed, as long as your policy is in force. Guaranteed acceptance & lifetime enrollment. 49 2. Pet Savings *Pet Assure Program Pet Assure members save 25% on veterinarian service from a growing network of over 2,500 participating veterinarians nationwide and 10% on pet health insurance premiums with the Union Plus Pet Savings program. -Union members save 40% on a Pet Assure membership!!! Additional savings for multiple pets including dogs, cats, birds and more. Coverage starts as low as $5.99 per month. Every pet is covered - including dogs, cats, birds, fish, reptiles, horses and more regardless of age or condition. Even pre-existing conditions are no problem Benefits include savings on routine health care for all animals and may be used with traditional health insurance. Members also get up to 30% savings on pet-related products and services such as pet food, grooming, boarding and pet supplies from thousands of local and national merchants. When you sign up, your welcome kit will contain a listing of all the participating merchants in your area. Enroll online now at www.petassure.com by entering code UP2003 or call 1-888-789PETS(7387) Savings are applied directly to the bill when you present your Pet Assure membership card. *B on u s * -Free pet ID tag and 24/7 locator service for each enrolled pet. -Online account management. You can view bills and search for vets in your area online. 50 **Members show their Pet Assure membership card when they pay for their veterinarian services. The discount is immediately reflected on your bill - and the discount applies to all services. There are no exclusions for any reason. 3. Perkscard® Savings *Woodmar Animal Clinic (7400 Indianapolis Boulevard , Hammond, IN 46324, 219-844-6669) Show your Perkscard and save 10% off services (excludes prescription dog & cat food) Chapter 13 Recreation & Entertainment Benefits in this Chapter ……………………………………………………………………………………………… * Movie Tickets * Theatre Tickets * Movie Rentals * Sports & Recreation * Zoos ……………………………………………………………………………………………… 1. Movie Tickets *PerksCard® Members receive savings at United Artists Theatres, Magic Johnson Theatres, Loews Cineplex, Edwards Theatres, Regal Cinemas, and Star Theatres. *Working Advantage Movie ticket savings up to 40% off regular ticket price at AMC, CineMark, City Cinemas, Clearview Cinemas, Crown Theaters, Harkins Theatres, Hoyts Cinemas, Landmark, Loews, Mann, Marcus, Pacific Theatres, Regal Cinemas and United Artists Examples of Savings Theatre AMC theatre Regal Entertainment United Artists Regular Price $7.00-9.50 per ticket $7.00-10.50 per ticket $7.00-10.50 per ticket Member Price $6.00 per ticket $6.50 per ticket $6.50 per ticket To Order tickets visit www.workingadvantage.com and click on “movie tickets” under the heading “Entertainment” on the left side of the page. 51 2. Theatre/Show Tickets *Working Advantage Theatre/Show Discounts Working Advantage offers members incredible discounts for tickets to plays, musicals, Broadway shows, symphony, ballet, and opera performances, and more! A few examples of these great offers: New York City Jersey Boys Cirque du Soleil Radio City Christmas Spectacular Blue Man Group Chicago CATS Cirque du Soleil Jersey Boys Medieval Times Madison The Lion King For a complete list discount offers and/or to order tickets, visit www.workingadvantage.com and click on “Theatre and Events” on the left side of the screen. 3. Movie Rentals PerksCard® *Hollywood Video Members pay only $3.40 per movie rental (regular price $4.99) Visit www.hollywoodvideo.com for a location near you *Blockbuster Video Members pay only $3.40 per movie rental (regular price $4.99) Visit www.blockbuster.com 52 4. Sports & Recreation *Working Advantage Sporting Event Tickets Working advantage offers many discounted professional sporting event tickets that change throughout the year. A few examples of these great savings: Milwaukee Brewers vs. Philadelphia Phillies-Save up to $25.50 per ticket Chicago Fire vs. Los Angeles Galaxy-Save $8.00 per ticket! Chicago White Sox vs. Minnesota Twins -Save $3.50 per ticket! … and many more! For a complete list of offers or to purchase tickets, visit www.workingadvantage.com and click on “Sporting Events” under the title “Entertainment” on the left side of the screen 5. Zoos *Working Advantage Zoo & Animal Park Discounts To order tickets visit www.workingadvantage.com and click on “zoos” under the heading “entertainment” on the left side of the screen *Las Vegas Zoo --Working Advantage (1775 N. Rancho Dr. Las Vegas, 702-647-4685, www.lasvegaszoo.com) Members receive 15% off admission at Southern Nevada Zoological-Botanical Park, located one-half block from Texas Station. Open 9 a.m. to 5 p.m. daily *Bronx Zoo--Working Advantage (2300 Southern Blvd. Bronx, NY 10460, 718-367-1010, www.bronxzoo.com) Bronx Zoo: Pay-One-Price (P.O.P.) Adult Pass Union Member Price: $17.50 (Regular price: $21.00) Bronx Zoo: Pay-One-Price (P.O.P.) Youth Pass (ages 2-12) Union Member Price: $15.00 (Regular price: $18.00) 53 *Philadelphia Zoo--Working Advantage (3400 West Girard Avenue, 215-243-1100, www.philadelphiazoo.com) Philadelphia Zoo: Adult Ticket Union Member Price: $13.95 (Regular price: $16.95) Philadelphia Zoo: Child Ticket (ages 2-11) Union Member Price: $11.95 (Regular price: $13.95) *San Diego Zoo--Working Advantage (2920 Zoo Drive, (619) 231-1515, www.sandiegozoo.com) Best Value Ticket Package: includes Zoo Admission, 40-minute Guided Bus Tour, Express Bus, Skyfari Aerial Tram (round trip), Children's Zoo, all exhibits and animal shows. San Diego Zoo: Best Value Ticket Package: Adult Ticket Member Price: $27.00 (Regular price: $32.00) San Diego Zoo: Best Value Ticket Package: Child Ticket Member Price: $17.75 (Regular price: $19.75) *San Diego Zoo: Wild Animal Park --Working Advantage (15500 San Pasqual Valley Road, Escondido, CA 92027, 619-231-1515) San Diego Zoo: Wild Animal Park: Adult Ticket Member Price: $23.50 (Regular price: $28.50) San Diego Zoo: Wild Animal Park: Child Ticket (ages 3-11) Member Price: $14.50 (Regular price: $17.50) 54 Theme/Water Park Tickets (See Travel) Chapter 14 Shopping Benefits in this Chapter …………………………………………………………………………………………….... * Online Shopping * Perkscard® Discounts * Union Made Clothing Discounts * Outlets …………………………………………………………………………………………….... 1. Online Shopping *Union Plus offers discounts to members and their families at many online retailers through Working Advantage These offers change continuously but some of the offered discounts include: Apparel, Bags, and Shoes Activa Sports-Free Shipping on orders of $75 or more Ann Taylor-Save 15% on orders over $100 and free shipping Ann Taylor Loft- Save 15% on orders over $75 and free shipping Aeropostale- Free Shipping on orders of $75 or more BagsBuy.com-Save 10% on all orders Bare Necessities-Save 10% on all orders 55 Bluefly.com-Save $15 on all orders over $100 Danskin.com-Save 15% off orders over $75 EastBay.com-Save 15% off all orders eBags.com-Save 10% on all orders and Free Shipping on orders over $25 Figleaves.com-Save $10 on all orders over $100 Florsheim Shoes-Save 15% on all orders Kenneth Cole-Free shipping on all orders Jos. A. Bank-Save 20% on all orders and free shipping on orders over $175 OverStock.com-Save 10% on all orders Road Runner Sports-Save 10% on all orders Shoebuy.com-Save 10% on all orders Shop NBC-Save $10 on all orders $99 or higher Sierra Trading Post-Save 5% on orders of $75 or more Smart Bargains-Free shipping on orders over $75 Target.com-Save 10% off all orders TheSportsAuthority.com- Save $10 on all orders of apparel over $50 Timberland.com-Save 15% on all orders Beauty Avon-Free shipping on orders over $30 Beauty.com-Free shipping on orders over $25 Drugstore.com-Save $5 on o rders over $50, fragranceNet.com-Save 10% on all orders e.l.f. Cosmetics-Save 5% on all orders L’Occitane-Spend $50 or more and get Shea butter Hand Care set for $15 ($42 value) The Body Shop-Save 10% on orders over $75 Vision Direct-Save 10% on all orders Books & Education Abebooks.com-Free Shipping in Continental USA on eligible books Scholastic Store Online-Save 20% on all orders DiscoveryStore.com- Free shipping on orders over $75 Business Services and Office Supplies Epson-Save 10% on all orders Office Depot-Save $30 on orders over $150 Electronics Cingular (see page) Pingo Calling Cards-Save 10% on all orders Shutterfly-Receive a free 8x10 print with any $10 purchase 56 iRobot- Save $30 on the purchase of an iRobot® Roomba® Sage Vacuuming Robot. regularly $219.99) Save $40 on the purchase of a iRobot® Roomba® Discovery Vacuuming Robot (regularly $279.99) Flowers Hallmark Flowers-Save 20% on all flower orders Home Ace Hardware-Save 15% off orders over $75 on all backyard essentials Art Gazebo-Save 15% on all orders Cooking.com-Save $10 on all orders over $75 CHEFS-1/2 off shipping costs Illuniations.com-Save 20% on all orders Peet’s Coffee & Tea-Save 15% on all orders Personal Creations-Save 10% on all orders Red Envelope-Free shipping on orders over $80 The Sofa Collection-Save 15% on orders over $1300 ThingsRemembered.com-Save 15% on all orders Turkishtowels.com-Save 10% on all orders UncommonGoods-Save 5% on all orders Wrapables.com-Save $5 off orders of $45 or more Stationery FineStationery.com-Free ground shipping on orders over $100. Jewelry Blue Nile-Save 10% on fine jewelry orders. Ice.com-Save 20% on all orders. Diamond.com-Save 10% on all orders. World of Watches-Save $25 on orders over $250 plus Free Shipping. Children and Baby Back to Basics Toys-Save 10% on orders over $75. Leaps and Bounds-Save 15% on orders over $75. Lovely Baby CD-Save 10% off any purchase. One Step Ahead-Save 15% on orders over $75. Sittercity-Save up to 20%. Publications Allure-Save 66% off cover price. Architectural Digest- Save 44% off cover price and Free Gift. Bon Appetite- Save 71% off cover price. Details-Save 73% off cover price. 57 Child- Save 70% off cover price. Glamour- Save 71% off cover price. Gourmet- Save 73% off cover price. Lucky Magazine- Save 68% off cover price Parents- Save 80% off cover price. Spa Finder Luxury Magazine-Save $5 off 1-year subscription. Vogue- Save 66% off cover price. Magazines.com-Save $ on all orders. NetMagazines.com-Save $5 off orders of $20 or more. Services Incredible Days Experiences- Save 10% off go kart racing adventures, trapeze school lessons, paragliding, hang gliding, skydiving experiences and much more. Signature Days Experiences-Save 10% off over 1500 unique experiences in all metro areas throughout the US. For more information or to purchase visit www.workingadvantage.com and click on the “Shopping Partners” title on the left side of the screen. *Working Advantage also offers free shipping on gift certificates for many nationwide retailers including: Barnes & Noble Gift Card Free shipping Bath & Body Works Gift Card Free shipping Borders® Gift Card Free shipping Brookstone Gift Card Free shipping Eddie Bauer® Gift Card Free shipping HomeGoods Gift Certificate Free shipping L.L. Bean Gift Card Free shipping Lands' End® Gift Card Free shipping Lillian Vernon Gift Certificate Free shipping Linens 'n Things Gift Card Free shipping Macy's Gift Card Free shipping Marshalls Gift Certificate Free shipping Old Navy Gift Card Free shipping Pier 1 Imports® Gift Card Free shipping Pottery Barn® Gift Certificate Free shipping Regis Salon Gift Card Free shipping REI Gift Card Free shipping Restoration Hardware Gift Card Free shipping Staples® Gift Card Free shipping Sunglass Hut Gift Card Free shipping T.J. Maxx Gift Certificate Free shipping 58 2. PerksCard® Discounts Members can receive discounts from many national retailers such as: Men’s Warehouse Chadwick’s Alloy.com Casual Male XL Champion Lane Bryant Visit www.perkscard.com for more information on how to save! The PerksCard® also offers discounts at online retailers including: Overstock.com FragranceNet.com 39DollarGlasses.com Delightful Deliveries.com KBToys.com Lillian Vernon Linens and Things 3. Union-Made Clothing Discounts OPEIU Midwest United members can enjoy discounts on union-made clothing while supporting their fellow union workers- Union Jean and Apparel Co. Save 10% all orders! Shipping up to 10 business days Returns with receipt within 20 days Browse at www.unionjeancompany.com/unionpriv.php or call 1-888-937-8009 Justice Clothing Company 5% off all orders! 59 Shipping same or next day unless otherwise specified Returns within 45 days must have tags still on clothing Browse at http://www.unionpriv.justiceclothing.com or call 1-888-661-0620 No Sweat Apparel TIP! Use coupon code: UNIONPLUS during checkout. 5% off all orders! Returns within 30 days with receipt and tags Browse at www.nosweatapparel.com OR call 1-877-992-7827 (Mon-Sat 10am-6pm ET) 4. Outlets *Chelsea Premium Outlets Chelsea Premium outlets boasts over 40 discount shopping centers in the U.S. & abroad! OPEIU Midwest United Members can use their PerksCard® and receive an additional discount at all stores!!! Just go to the information office and show you PerksCard® to receive your discount book. To find the Chelsea Premium Outlets in your area visit www.premiumoutlets.com Chapter 15 Travel Benefits in this Chapter ……………………………………………………………………………………………… *Hotels/Lodging *Tours/Vacations *Cruise Discounts *Theme/Water Park Tickets *Travel Centers *City passes *Transportation (Rental Cars, RVs) ……………………………………………………………………………………………... 1. Hotels/Lodging Working Advantage Hotel Discount Members save up to 40% at these select hotels around the world. 60 *Fairmont Hotels and Resorts Members can purchase prepaid certificates valid for one night at participating Fairmont locations worldwide at a discounted price. Certificates are valid any night of the week and can be combined for multi-day stays. Certificates are valid for approximately one year. Hotels and resorts are grouped into 3 reward collections with varying pricing. To make a reservation using a Fairmont Ovation Rewards Certificate: 1. Call Fairmont Reservations at 888-742-7488, specify that you are using a Fairmont Ovation Rewards - Collection A, B, or C Certificate and confirm availability for your desired hotel for the dates of travel. 2. If desired dates are available, order certificates from Working Advantage by visiting www.workingadvantage.com and clicking on “Hotels” under the title “Entertainment” on the left side of the screen. You will have to register with the site using Company ID number: 744387769. Or call 1-800-565-3712 to place order. Be prepared to give them the Company ID number 744387769. * Please allow sufficient time for the certificates to be shipped. 3. Call 888-742-7488 to confirm reservation with Fairmont Reservations and provide the certificate numbers. Working Advantage will send you the certificate, please bring it with you to the hotel to surrender at check-in. * Each certificate provides a one night stay in a well appointed standard room (double occupancy) and includes a full breakfast for two the following morning in Fairmont's all day dining restaurants (excludes buffets). All taxes and gratuities are included. *Hyatt Hotels & Resorts Hyatt Stay Certificates are prepaid certificates valid for one night at participating Hyatt Hotels worldwide. Certificates are valid any night of the week and can be combined for multi-day stays. Certificates are valid for approximately one year. There are 4 levels of certificates - Elite, Premier, Choice and Classic. To make a reservation using a Hyatt Stay Certificate: 1. Call Hyatt Reservations at 1-800-555-0233, specify code number HSCLN1 (Classic), HSCHN1 (Choice), HSPRN1 (Premier), or HSELN1 (Elite) and confirm availability for your desired hotel for the dates of travel. If desired dates are available, proceed with reservation. 2. Order certificates from Working Advantage (please allow sufficient time for certificates to be shipped). 3. Bring certificate to hotel and surrender at check - in. *PerksCard® Members receive a discount at Travelodge, Days Inn, and Ramada Inn Visit www.perkscard.com for more details. 61 *ICondoVacations Members receive discounted prices on condo rentals from ICondoVacations.com Condos available all over the country. For example, Members can rent condos in Florida from $88/night and condos in California from $86/night. For more information call 1-800-471-4874 or visit www.unionplustravel.com. 2. Tours/Vacations *Union Plus Worldwide Vacation Tours/ GoAhead Vacations GoAhead Vacations is a leading global travel company with more than 100 offices in 43 countries. Members take $100 off the vacation of a lifetime, wherever you choose to go - Europe, Asia, Africa or Central America. Call 1-800-590-1104 or visit www.unionplustravel.com *PerksCard® Members receive discounts on vacation packages and tours through Powered by Rockwell Tours and Recreation Connection. 3. Cruise Discounts *Norwegian Cruise Line's Members receive: -A minimum 5% discount off any published fare. (You can apply this discount on top of most other discounts). -Additional special promotions with savings up to 30% off selected sailings. TIP! If you don't live near one of Norwegian Cruise Line's home ports, NCL can help you book airfare and hotels for pre- and post-cruise stays. -Norwegian Cruise Line and NCL America is UNION BACKED with personnel represented by the Seafarers International Union, Marine Engineers, and Seafarers Entertainment Unions 62 Norwegian Cruise Line offers diverse restaurants, a more relaxed dress code and more things to see and do. That means you decide where and when you want to dine and what you want to wear! Destinations span the globe! Choose from: Bermuda South America The Caribbean Canada Alaska New England The Hawaiian Islands The Mexican Rivera Europe *NCL has 13 convenient departure ports in the US and Canada! To book your next cruise go online at www.unionplustravel.com or ask your local travel agent to book for you. Remind the agent that you are eligible for the union discount and tell them you are a member of OPEIU. 4. Theme/Amusement Park Tickets *PerksCard® In order to access these benefits go to www.Perkscard.com and order your tickets. They will be shipped to your home. Members receive discounted theme and water park tickets all across the country including: California Sea World-Adventure Park San Diego Legoland California San Diego Wild Animal Park Universal Studios Hollywood Golf N’Stuff Befante Gardens Theme Parks Knott’s Southern California Resort Six Flags-Magic Mountain Disney’s California Adventure A Whole New World Disneyland Six Flags-Marine World Pacific Park Adventure City Colorado Six Flags-Elitch Gardens 63 Florida Sea World-Adventure Park Florida Busch Gardens-Tampa Bay Islands of Adventure Adventure Island Georgia Six Flags-Over Georgia Illinois Six Flags Great America Kentucky Six Flags-Kentucky Kingdom Louisiana Six Flags-New Orleans Maryland/DC Six Flags-America Massachusetts Six Flags-New England Missouri Six Flags-St. Louis New Jersey Six Flags-Great Adventure & Wild Safari Morey’s Piers New York Six Flags-Darien Lake Ohio Kings Island Six Flags-World of Adventure 64 Pennsylvania Hershey Park Sesame Place Texas Six Flags-Over Texas Six Flags-Vallejo Fiesta Texas Sea World-Adventure Park Texas Six Flags-AstroWorld Virginia Kings Dominion Busch Gardens-Williamsburg Universal Orlando *Working Advantage Members can also purchase discounted amusement park & water park tickets through Working Advantage once they have registered using the Company ID number 744387769. For more Information or to order tickets call 1-800-565-3712 or visit www.workingadvantage.com and click on “theme parks” under the title “Entertainment” on the left side of the page. Arizona Castle-n-Coasters: All Park Gold Pass Save up to $8.00. California 1 - Day Disneyland® Resort Ticket: Save up to $8.00 per ticket. 2 - Day Disneyland® Resort Park Hopper® Ticket: Save up to $6.00 per ticket. 5 - Day Disneyland® Resort Park Hopper® Ticket: Save up to $8.00 per ticket. Universal Studios Hollywood: Save up to $18.50 per ticket, $134.00 per 3 day ticket. SeaWorld: Save up to $8.50 per ticket. Paramount's Great America: Save up to $19.00 per ticket. Bonfante Gardens Family Theme Park: Save up to $15.99 per ticket. Knott's Berry Farm: Save up to $19.00 per ticket. LEGOLAND® California: 1 Day w/2nd Day Free Ticket Save up to $26.00 per ticket. 65 Wild Rivers Waterpark: Save up to $10.00 per ticket. Soak City Water Parks: Save up to $9.00 per ticket. Florida SeaWorld: Save up to $12.00 per ticket. Adventure Island: Save up to $5.00 per ticket. Busch Gardens: Save up to $8.00 per ticket. Kentucky Six Flags Kentucky Kingdom: Save $15.00 per ticket. Maryland/Washington DC Six Flags America: Save up to $25.99 per ticket. Massachusetts Six Flags New England: Save up to $14.99 per ticket. Missouri Silver Dollar City: 2 Day Ticket. White Water: 2 Day Ticket Save up to $34.00. Worlds of Fun: Save up to $11.00 per ticket. Oceans of Fun: Save up to $6.00 per ticket. New Hampshire Water Country: Save $9.00 per ticket. New Jersey Morey's Piers: Save up to $11.00 per ticket. Six Flags Great Adventure: Save up to $30.00 per ticket. Six Flags Hurricane Harbor: Save up to $9.00 per ticket. Mountain Creek Waterpark: Save up to $9.00 per ticket. New York Six Flags Darien Lake: Save $11.00 per ticket. Six Flags The Great Escape: Save up to $14.00 per ticket. Splish Splash Waterpark: Save $3.00 per ticket. North Carolina Paramount's Carowinds and/or Paramount's Kings Dominion: Pay Once, Visit Twice. Wet N’ Wilde Emerald Pointe: Save up to $5.00 per ticket Ohio Cedar Point: Save up to $5.00 per ticket. Paramount's Kings Island: Save up to $9.00 per ticket. 66 Pennsylvania Camelbeach Waterpark: Save $8.00 per ticket. Dorney Park & Wildwater Kingdom: Save up to $9.00 per ticket. HERSHEYPARK: Save up to $10.00 per ticket. Dutch Wonderland Family Amusement Park: Save up to $3.00 per ticket. Sesame Place: Save $3.00 per ticket Tennessee Dollywood: Save $3.00 per ticket Texas SeaWorld: Save up to $6.00 per ticket Six Flags Fiesta Texas: Save up to $16.31 per ticket Virginia Paramount's Kings Dominion: Save up to $13.00 per ticket Paramount's Kings Dominion and/or Paramount's Carowinds : Pay Once, Visit Twice Busch Gardens: Save up to $6.00 per ticket Water Country USA: Save up to $4.00 per ticket 3 ways to order your discounted theme park tickets: 1) Visit www.workingadvantage.com and select “Theme Park” under the heading “Entertainment” on the left side of the page. Select your theme park from the list by clicking on it and order tickets using Company Member ID: 744387769. 2) Call 1-800-565-3712, Monday through Friday, 9 a.m. to 6 p.m. EST. Reference Company Member ID: 744387769. 3) Print this mail order form and mail back the completed form to Working Advantage to purchase tickets. IMPORTANT: To receive the Union Plus discount, union members must reference Company Member ID: 744387769 when calling or ordering tickets online. 5. Travel Centers (discount hotels, flights, and more) *Union Plus Travel Center http://www.unionplus.org/unionplustravel/ Online travel site designed especially for union members. Search hotels and flights as well as member discounts on cruises, vacation packages, and more *PerksCard® and Expedia.com “Best Price Guaranteed” This is a Web-Only offer that promises members the best possible price! 67 Visit www.perkscard.com and click on “Travel” on the left side of the screen, then click on the Expedia.com image. Through PerksCard® you can shop Expedia's Specials with confidence! 6. City Passes Working Advantage provides union members with discounts on city passes across the country. These are pay-one-price passes providing you with a book or card to admit you to each city’s most popular attractions. Members save off the cost of visiting each attraction individually and avoid most ticket lines. Simply present your CityPass Booklet, Power Pass Card, or Go Card on your way into each attraction. No waiting, no hassle! San Diego: 1 Day Go San Diego Card 2 Day Go San Diego Card 3 Day Go San Diego Card San Francisco: 1 Day Go San Francisco Card 2 Day Go San Francisco Card City Pass Orlando: 1 Day Go Orlando Card 2 Day Go Orlando Card Los Angeles: 2 Day Go Los Angeles Card Hawaii (Oahu): 2 Day Go Hawaii Card 3 Day Go Hawaii Card All Across the USA: 2 Day Go USA tm card Boston: 1 Day Go Boston tm Card 2 Day Go Boston tm Card City Pass Chicago: 1 Day Go Chicago tm Card 2 Day Go Chicago tm Card 3 Day Go Chicago tm Card City Pass 68 Celebration City (MO): 2 Day Ticket Colonial Williamsburg (VA): Capital City Pass Save $4 per ticket Freedom Pass Save $8 per ticket The Governor’s Key to the City Pass Save $6 per ticket Hollywood: Walk of Fame City Pass Honolulu: 1 Day Power Pass 2 Day Power Pass Las Vegas: 1 Day Power Pass 2 Day Power Pass 3 Day Power Pass Miami: 1 Day Go Miami tm Card New York: 1 Day New York Pass 2 Day New York Pass City Pass Philadelphia: 1 Day Philadelphia Pass 2 Day Philadelphia Pass City Pass Seattle: 1 Day Go Seattle tm Card City Pass Wine Country (CA): 2 Day Wine Country Explorer Pass To purchase these passes call 1-800-565-3712 or visit www.workingadvantage.com After registering using Company ID number 744387769 click on “City Booklets” under the heading “Entertainment” on the left side of the page. 7. Transportation *Rental Car/RV Discounts Union members enjoy up to 25% in savings via rental car discounts from Budget and Avis. Avis and Budget rental car savings vary depending on the type of car or vehicle, time of year, location and length of car rental. 69 Contact Avis and Budget to get rate quotes on rental cars, make rental car reservations, and take advantage of your Union Plus discount car rental benefit *Avis Car Rental By phone: 1-800-698-5685 or online at www.unionplustravel.com (reference union I.D. # B723700) *Budget Car Rental By phone: 1-800-455-2848 or online at www.unionplustravel.com (reference union I.D. # V816100) TIP! Instant Savings Calling or ordering your rental cars online in advance also means you pay less than at the counter -- and you can upgrade to a better car for only a couple bucks. When you order online, you can also print out your rental car reservation confirmation for your records and to reference when you pick up your car from the Avis or Budget Car Rental location. TIP! Union members can also choose to use their Union Plus Credit Card when they make their reservations for Avis or Budget rental cars and automatically get the discount. *Cruise America RV Rental Union Members receive 10% off Cruise America RV Rentals. All reservations must be made through the online reservation system at www.unionplustravel.com. Once booked online members may pick up their RV’s at 130 Rental Locations all across the country including these in the Michigan area: *Cruise America rents many types and sizes of RVs and includes Supplemental Liability Insurance up to $1,000,000 in already discounted rates. For More information visit www.unionplustravel.com and click on the Cruise America icon. START USING YOUR UNION BENEFITS TODAY! 70 71 72